2 New Beers A week - Try It Poolside - 06/27/09 07:37 AM
I have been learning how to use a wordpress blog by ...welll...blogging. I wanted to set up a mortgage as well as a real estate blog for my business, but wasn't all that confident in my ability to "make it look good". I chose beer as the subject for it, and it has worked out pretty well. I get a lot of comments on it at work and with my customers. I never intended for it to be part of my marketing campaign to attract new business, yet it has become a very effective way to meet new people.
People are … (3 comments)

$ave Green On Your $ummer A/C Bill! - Free Education and Marketing Event This Wednesday - 06/22/09 07:06 AM
Concerned about rising energy costs, and worried about your summer A/C Bill? Me too! In 2 days we will show you many ways to save $$$ with green building ideas for your new or existing home. If you have lived in your home for ahwile, you should not feel that you cannot improve your home through green technology. Every step you take to lower your impact on those around is one more step toward a solution to many of the environmental challenges we face today.
Join us this Wednesday June 24 at the Volusia Building Industry Association for the next Green Building Council … (1 comments)

Open House Saturday - OFFER RECEIVED - 06/20/09 12:48 PM
Following up on my blog from just a few hours ago, we HAVE AN OFFER! I am still in Venetian Bay working my other open house listing. Anybody want to make an offer on this one? The view of the Venetian Bay entrance is very inviting.
Big 5 bedroom 4 bathroom, 4688 sq foot custom built home.
A thing of beauty!
Click here to see this home
 

… (4 comments)

Open House Saturday - Time To SELL SELL SELL - 06/20/09 10:25 AM
I am preparing for an open house later today in Venetian Bay. It is a beautiful place to live in New Smyrna Beach Florida, just south of Daytona Beach. The area markets are still a bit topsy turvy, but that does not diminish the fact that there are some fabulous homes currently available. Chances are that a buyer can purchase a well built , well maintained home at a fraction of the cost from 2-3 years ago.
Area appraisals are typically showing that the sales approach is substantially lower than the cost approach.
Simply stated, you could not build a home … (6 comments)

Beer Taste Test - 2 New Beers A Week - 06/20/09 07:09 AM
Just posted week 9 of "2 New Beers A Week" blog. It's official...nobody cares about newsletters from my loan officer marketing, real estate market reports or economic updates. All my customers and business partners want to know about is my beer blog... Give the people what they want!  
2 New Beers A Week Blog
 
 
 
 
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$ave On Your $ummer A/C Bill - Free Green Building Council Event - 06/19/09 07:59 AM
Concerned about rising energy costs, and worried about your summer A/C Bill? Me too! J
oin us next Wednesday June 24 at the Volusia Building Industry Association for the next Green Building Council Education and Networking Event:
$ave Green On Your $ummer A/C Bill!
The meeting will be from 8-8:59 AM and will include guest speakers from FPL and Total Comfort. This is a FREE EVENT, and will include networking time prior to the event as well as at 8:45.
Free breakfast provided by Total Comfort, as well as a drawing for a FREE A/C System checkup. Space is limited, so … (2 comments)

TARP Money Repaid - Vote Good - Bad - Shocking - 06/19/09 07:49 AM
You may have missed the fact that 10 banks were allowed to repay TARP money this week. I find it interesting that many months of impassioned TARP discussions would result in a rather silent repayment of the funds this week. Scanning this morning's headlines across several financial websites and news channels, there is scant evidence of this monumental event. I did learn about another ponzi scheme arrest, and a highly respected financial publication is reporting that TARP recipients had executives using corporate jets for personal use. Whether you feel that negative news sells better or not, is not up for debate … (8 comments)

Green Building Council Update - 06/11/09 10:31 AM
I received a surprise when reading the Volusia Building Industry Association Newsletter that came out this week. I have been named in the Volunteer Spotlight for my work as Vice Chair of the Green Building Council.
I am very proud of my work, and appreciative of the recognition. Please mark your calendar to attend our next event on June 24 which will show you ways to reduce your summer A/C Bill. Please email, call or text me to RSVP for this event. Highlights of the event include guest speakers from FPL and Total Comfort, free breakfast, and a drawing for a … (0 comments)

6 reasons why it is still a good time to buy or refinance! - 06/11/09 10:29 AM
1-  Interest Rates are still very close to historical lows, and still lower than they have been in several years
2-  Home prices are much lower than they have been in years
3- $8000 Tax Credit for 1st time home buyers
4- If you have not owned a home for 3 years, you are considered a 1st time home buyer
5- For many, it is better than continuing to rent 
6- Purchasing power - a slightly higher rate combined with a slightly lower price could equal the same payment with a lower size loan to pay back
… (2 comments)

Why Did Interest Rates Jump On Black Wednesday - 06/11/09 10:22 AM
Interest rates have increased dramatically since Black Wednesday - May 27,2009. Homeowners looking to refinance to rates near historical lows are clearly divided into 2 groups. Those that grabbed the brass ring, and those that waited too long. Many took the "bird in the hand" path and got a great fixed rate and lower payments to help budgets strained by the recession. Others waited for the mythical 4% rate that this professional felt would never materialize, and are faced with current rates that have increased nearly a full percent in the last 2 weeks.
While rates are unpredictable in these turbulent … (2 comments)

2 New Beers A Week - Something Fun - 06/04/09 11:57 AM
I ahve received a tremendous amount of positive feedback on my blog 2 New Beers A Week. I have set out to try 100 new beers over the course fo a years time. The details of why are in the blog. I do not profess to be an expert, but I do enjoy the work. It is safe to say that it is much easier than crunching numers for next to impossible mortgages, or spending endless hours on hold wating for short sale departments to answer the phone. Hope you enjoy it.
2 New Beers A Week
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Help A Vet - 06/04/09 11:40 AM
Help A Vet: Many vets are not aware of the great loans available through the VA. A brief summary is below. Did you know that a 15 year VA Loan purchase loan with 10% down does not require monthly mortgage insurance? Here are some fast facts regarding VA Home Loans.
 
VA Purchase:
•v  100% Financing Available
•v  Seller Can Pay Up To 4% of buyers closing costs
•v  VA Funding Fee Can Be Financed
•v  Many lenders now require a 620 Credit Score (some exceptions may be granted)
•v  No cash reserves required in most cases
•v  NO monthly MI … (0 comments)

Delinquent Mortage Update - 06/04/09 11:37 AM
Delinquent loans: In 2008 only about 1% of all loans nationwide were delinquent. The reports this month show that 12% of all home loans nationwide are now delinquent. Even worse, over half of those homes are now vacant. Numbers can always be twisted, and I would suggest that we all take this into account before placing too much weight on statistics until we see the whole picture. Many of the owner occupied loans that are delinquent are actually loans obtained by investors with some creative loan application work. By the time the numbers are truly untwisted, the mortgage crisis will probably … (2 comments)

$8000 Tax Credit - How Do I use It??? - 06/04/09 11:34 AM
The $8000 credit: Yes it is available. I know a local CPA that has filed several amended returns for 1st time buyers. They can get it this year or next. He does caution that based on your tax withholding your refund may vary. He further states that it is important to look at your overall tax strategy when you are preparing to file for it. Sound like good advice to me. Can it be used for down payment on a home? Not in Florida as of this morning. It appears that the state of Missouri has taken the lead in this … (2 comments)

Top 3 Questions- Todays Rates - 06/04/09 11:32 AM
Is It a great time buy! Absolutely! 
How about refinancing? YES !
Did I miss the boat on great rates? Not necessarily
 Recent increases in interest rates has some feeling as if they "missed their chance". I beg to differ. Year over year interest rate averages for most, if not all loan programs is significantly lower. We are still very near historical lows for interest rates. Finding the bottom is not a precise method and there will always be some that hold out for the lowest rate, and end up with a rate a little higher than they were offered at … (0 comments)

 
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Ron Wysocarski - Daytona Beach Florida Real Estate Agent - Pricing Specialist

Port Orange, FL

More about me…

Keller Williams Realty

Address: 3510 S Nova Rd, Suite 112, Port Orange, FL, 32129

Cell Phone: (386) 562-2651

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