Gaithersburg Thanksgiving Day Recycling to be Picked Up the FOLLOWING Saturday
The City of Gaithersburg announces that the collection of recycled materials for residents whose regular recycling day is Thursday, November 26, 2009 will take place the FOLLOWING Saturday, November 28. This includes newspaper, mixed paper, corrugated cardboard, and commingled materials, as well as brush, branches, grass clippings, leaves and other yard trimmings, picked up by the City's recycling contractor.
Regular trash and garbage collection for City residents is handled by private contractors. Please contact your HOA or your private contractor regarding the holiday collection schedule for these materials.
Gaithersburg Again Named Best Place in Maryland to Raise Your Kids
For the second year in a row, BusinessWeek magazine has named Gaithersburg as Maryland's "Best Place to Raise Your Kids." To be in the running, towns in each state had to have at least 45,000 residents and a median family income between $40,000 and $125,000. Rankings considered such elements as school performance, affordability and safety. Weight was also given to cost of living, air quality, job growth, racial diversity, local parks, ball fields, zoos, recreation centers, museums, and theaters.
In the write up on the BusinessWeek website, Gaithersburg was described as "... a former farming town at the terminus of the D.C. Metro's Red Line ... a diverse, affordable place with a shopping district called ‘Old Towne' that dates back to the 19th century." The City has a population listed at just over 60,000 and a median household income of $88,603. Runners up in Maryland were Frederick and Ellicott City. The city ranked number one in the nation was Tinley Park, IL.
"It's nice to receive national recognition, validating the efforts we put forth to make this a very livable community," said Mayor Sidney Katz. "Our emphasis on youth programs, environmental stewardship, open space, and cultural enrichment certainly helps make this a desirable place to raise a family."
For more information on the BusinessWeek rankings please visit www.businessweek.com. For more information on the City of Gaithersburg please contact cityhall@gaithersburgmd.gov or 301-258-6310.
Posted on ActiveRain as a community service.
CHARACTER COUNTS IN GAITHERSBURG, MARYLAND.
We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.
Your Real Estate Professional in Maryland,
Roy Kelley
Roy Kelley & Associates Associate Broker, RE/MAX Realty Group 6 Montgomery Village Ave., Suite 200 Gaithersburg, MD 20879
14th Annual Gaithersburg Winter Lights Festival Sat. & Sun., Nov. 28 & 29, then Nightly Dec. 4 - Jan. 2 (closed Dec. 25 and Jan. 1)
For thirteen years the City of Gaithersburg's Winter Lights Festival has dazzled audiences throughout the Washington metropolitan area. It's back for its fourteenth season, ready to welcome thousands to enjoy the traditional 3.5 mile drive through a magically transformed Seneca Creek State Park.
But first, enjoy a sneak preview of the lights when you drive through the park on Saturday or Sunday, November 28 or 29. During the two-day premiere the festival will be open from 6 to 10 p.m. Admission is $14 per car.
On Monday, November 30 from 6 to 9 p.m. we invite you to put on some comfortable shoes and join us for a one-mile stroll through Teddy Bear Land. Or bring a blanket and enjoy the view from our 45-minute open air trolley rides. This is a great way to see the dazzling displays from a whole new perspective. For City of Gaithersburg residents, admission is $3 per person for both the walk and the trolley. Nonresident admission is $4. Children two and under must ride in a collapsible stroller, and are admitted free for the walk. Online registration begins October 28, 2009. Visit the festival website at www.gaithersburgmd.gov/winterlights.
The Gaithersburg Winter Lights Festival will then be open nightly for drive-through traffic December 4 through January 2. It is closed on December 25 and January 1.
Driving through the enchanted forest setting of Seneca Creek State Park, visitors will enjoy more than 380 illuminated displays and 60 animated vignettes that light up the night. Themed areas along the 3.5 mile drive include Winter Woods, Teddy Bear Land, Victorian Village, the North Pole and much more. The park is located at 11950 Clopper Road, a few miles west of the intersection with I-270.
In the spirit of the holidays, proceeds from the 2009 festival will benefit local charities, including the Dolores Swoyer Camp Scholarship Fund, Friends of Seneca Creek State Park, Shady Grove Adventist Hospital, Gaithersburg Help, and the Gaithersburg Holiday Giving Program.
Winter Lights is open Sunday through Thursday from 6 to 9 p.m., and Friday and Saturday from 6 to 10 p.m. The Festival is closed on December 25 and January 1. Cash-only admission is $12 per car Monday through Thursday and $14 per car Friday, Saturday and Sunday. Two dollar discount coupons valid Monday through Thursday only are available at nearby Lakeforest Shopping Center.
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<p>Sponsorship opportunities are available by calling Elizabeth Poole at <b>301-258-6350</b> or e-mail her at <a href="mailto:epoole@gaithersburgmd.gov" mce_href="mailto:epoole@gaithersburgmd.gov">epoole@gaithersburgmd.gov</a>.</p>
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For more information on volunteer opportunities in the County please visit the Montgomery County Volunteer Center website at www.montgomerycountymd.gov/volunteer.
City of Gaithersburg Department of Parks, Recreation and Culture
For Special Events: Balloon Handlers, Parade Lineup Help, Program Distributors: Guide large helium balloons down the parade route and assist the parade coordinators setup parade zones and distribute programs throughout the parade. Hours 10:30 a.m.- 4:30 p.m. Contact Dorthy Winder at 301-258-6350 x 136.
Skate Park Competition Volunteer Staff: Volunteers may be responsible for a wide variety of tasks. Examples of duties include, making and serving snow cones/cotton candy, selling raffle tickets, crowd control/monitors, manning a dunk-tank station, trash pick-up and disposal, monitoring participant entrance. Volunteers are eligible for SSL hours from working the event. April 19, 2009/11:30 a.m. - 5:30 p.m. Contact Maura Dinwiddle at 301-258-6350 x 168.
Gaithersburg Coalition of Providers and area nonprofits
Conflict Resolution Center of Montgomery County:
Bilingual (any language) mediators. Requires 40 hours of training and an apprenticeship; application and interview required. Mediators provide "verbal" processes whereby participants are empowered to work collaboratively to make their own decisions about conflict between 2 people. Mediation sessions are held 7 days a week. A minimum of 4 hours per month is needed. Contact: Donald Meurer at 301-942-7700.
Gaithersburg Meals On Wheels
Drivers: Deliver meals (a hot lunch and a cold supper) Monday - Friday to the homebound in Gaithersburg. Volunteer drivers are asked to drive once a week and children are welcome to accompany their parents. Need to have reliable transportation. One day per week from 11-12:30 p.m. Training is provided. Contact Mary Casamento at 301-253-4626 or the Meals ON Wheels office at 301-216-4200.
Habitat for Humanity of Montgomery County:
Various opportunities listed on our website www.habitat.mc.org. Contact Molly Martin at 301-990-0014.
Home Free USA:
Counselor and customer service assistant: assist counselor and customer service agents with contacting clients; arranging cases for order of service any 3 hour period. Contact Alicia Acosta Malone at 301-355-7642 or fax 301-355-7640.
Interfaith Works(formerly Community Ministry of Montgomery County)
Donor Greeter: The first center representative to interact with donors. Monday, Wednesday and Friday, 9 a.m. - 5 p.m., 9 a.m. - 7 p.m., and Saturday, 9 a.m. -3 p.m. Contact Maribel Contreras (in Gaithersburg) at 301-977-1267 and Ameris Leon or Joan Byrnes at 301-424-3796 or 301-424-4916.
Merchandise Sorter: Sort donated clothing and housewares, stock shelves and racks and assist donors and clients, helping provide these basic necessities to our neighbors in need. Responsibilities vary depending on time commitment and length of service. Monday, Wednesday and Friday, 3 - 5 p.m., Thursday, 3 - 7 p.m., and Saturday, 10 a.m. - 3 p.m. Contact Maribel Contreras (in Gaithersburg) at 301-977-1267 and Ameris Leon or Joan Byrnes at 301-424-3796 or 301-424-4916.
School Supplies Assistant: Works administratively with ICC's director and ICC's site managers on inventory, data entry, mailings, and donor follow-up with the School Supplies program. Monday, Wednesday and Friday, 9 a.m. - 5 p.m., 9 a.m. - 7 p.m., and Saturday, 9 a.m. - 3 p.m., any time between these times. Contact Sabrina Wilson at 240-403-0278.
Literacy Council of Montgomery County
Literacy Tutors: Helping adults learn to read, write, or speak English. Once volunteers have completed the orientation, they can select a two-part training session that fits their schedules. No foreign language skills are necessary. Tutors work one-on-one or with small groups, and typically meet with students in libraries or community centers at mutually convenient times. For complete details, call 301-610-0030, email info@literacycouncilmcmd.org, or visit www.literacycouncilmcmd.org.
Mercy Health Clinic
Volunteer Translators - Spanish & French: Translate for Spanish and French speaking patients who are being treated. Tuesdays and Thursdays 1 - 8 p.m. Contact Ryanne Clarke at 240-773-0307.
Montgomery County Coalition for the Homeless:
Meal Donors: Prepare and deliver meals to Home Builders Care and Assessment Shelter (formerly Men's Emergency Shelter) on Shady Grove Drive. Every day. Contact Teri Brenitz at 301-917-6660; fax 301-217-0824 or email at teri.@mcch.net
Rehabilitation Opportunities Inc.
Assistant/Aide: folding, labeling, inserting, sealing, mailing materials, box assembly, notebook assembly, collating documents, able to organize and sort work materials, able to clean toys and shelves in daycares. Needed Tues., Wed., & Thurs., 9 a.m. - 2 p.m. Contact Vicky Geiger at 240-686-0866 x 228.
Stepping Stones Shelter:
Assist with clerical, technology, general maintenance, child care (evenings), sorting donations, help with events, etc. Various days and hours. Contact Mary Miller at 301-251-0567 or fax 301-762-0400.
TAYA Health Connection:
Administrative assistant to Deputy Director: file, organize and assist director with various administrative tasks. 5 hours a week. Contact Paula Bucno at 301-221-2346 or fax 301-565-0916.
Upper Montgomery Assistance Network (UMAN)
Intake and Referral Specialist: speak directly with callers facing a housing or utility emergency, help provide financial assistance and budgeting advice, and other referrals as needed. All training will be provided. Bi-lingual English/Spanish a plus. One day/week (Mon. - Thurs.) from 9 a.m. - 2 p.m. Contact Gina Mastromarino at 301-926-4422.
Office assistant: data entry, project organization. Microsoft Excel experience needed. Contact Gina Mastromarino at 301-926-4422 or fax 301-926-4424.
Women Who Care Ministries, Inc.
Food drive volunteer: Assisting with collecting food donations for elementary and middle school children. SSL and community service hours available. Saturdays and /Sundays, 7 a.m. - 7 p.m. (any four-hour slot). Contact Diana Marshall or Judith Clark at 301-740-2777.
Food sorter: People needed to sort and pack food filled backpacks for low income elementary and middle school children. Contact Diana Marshall at 301-740-2777.
Grant writer, grant researcher and/or grant reviewer: Assist with grant writing, research and/or grant review for various requests for proposals. Training provided. Hours flexible. Contact Diana Marshall at 301-740-2777.
Receptionist: Assist receptionist with answering overflow calls, typing, filing, and general office work. Monday - Friday, 9 a.m. - 8 p.m. Contact Diana Marshall at 301-740-2777.
Newsletter Aide: Assist with all phases of creating a newsletter, including but not limited to help with writing articles, creating artwork and/or pictures, gathering poetry and other data for newsletter, etc. Contact Susie Jamison at 301-740-2777.
Web Designer: Assist with web additions and enhancements, including working with web optimization. Contact Susie Jamison at 301-740-2777.
Marketing Assistant: Assist our marketing team with calls generated to expand our programs; will also help with PowerPoint presentations, design and distribute flyers, process mass mailings for special events, etc. Contact Judith Clark at 301-740-2777.
Wish list of items needed for area agencies and schools
City of Gaithersburg Parks, Recreation & Culture, Special Events: sponsorships
City of Gaithersburg Skate Park: ice, snow cone cups, snow cone syrup, raffle tickets, water coolers and cups.
Conflict Resolution Center of Montgomery County: Locations to hold meetings.
Faith Building Ministries: appliances, automobiles, trucks, motorcycles, trailers, bibles, bicycles, blankets, sheets, clothes, computers, printers, construction items, tools, diapers, eyeglasses, furniture, household items, medicines (non-prescriptive and sealed), medical equipment, musical instruments, school supplies, sewing machines, fabric, shoes and toiletries. Contact: The Potter House: 301-519-2222.
Family Services, Inc. - Family & Community Partnership Program: puzzles, paints, chunky crayons, blunt scissors, baby dolls, wooden building blocks, board games for ages 3 to 5, memory matching games, shape sorters and bath toys, stacking and nesting toys, sidewalk chalk and bubbles, tea sets, jump ropes, balls, hula hoops, cars, trucks, board books in English and Spanish, and play dough and accessories.
Gaithersburg Judy Center: CD's of preschool children's songs (NO religious or holiday ones), small plush toys, gift cards to toy or bookstores, Target or Visa cards, board books for preschoolers/toddlers, and blank recordable DVD's. All items must be NEW.
Home Free USA: computer, filing cabinets, etc.
Interfaith Works (formerly Community Ministry of Montgomery County): Located at 620 E. Diamond Avenue in Gaithersburg 301-977-1267 and 751 Twinbrook Parkway in Rockville 301-424-3796. Layettes, plus sizes for both men and women, skirt/pant hangers. Gently used or new clothing and shoe donations for: women, men, teens, infants & children. We're most in need of Spring & Summer clothing, though all seasons are welcome. New donation hours 9 a.m. - 4 pm. on Monday, Wednesday, Thursday and Friday and 9 a.m. - 3 p.m. on Saturdays.
Mercy Health Clinic: copy paper, file folders, pens.
Montgomery County Coalition for the Homeless: Nationals tickets and other sporting events; gift cards, holiday gifts, More listed on www.mcch.net
Rehabilitation Opportunities, Inc.: volunteers to be able to assist with social activities and to help organize and clean toys in daycares.
Women Who Care Ministries, Inc.: Laptops (2), copier machine, individual and corporate sponsorships, and in-kind and monetary donations.
Other area organizations in need of volunteers
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<li><b>Retired & Senior Volunteer Program</b><br /> <a href="http://www.montgomerycountymd.gov/mcgtmpl.asp?url=/Content/Volunteer/RSVP.asp" mce_href="http://www.montgomerycountymd.gov/mcgtmpl.asp?url=/Content/Volunteer/RSVP.asp">www.montgomerycountymd.gov</a><br /> RSVP, the Retired and Senior Volunteer Program, is a nationwide volunteer program for individuals over the age of 55 which is sponsored locally by the Montgomery County Volunteer Center. RSVP assists seniors in finding interesting and rewarding volunteer opportunities based on their skills, interests, life experience, geographic preference and time availability. Currently, over 600 RSVP members volunteer in over a wide variety of local public and private nonprofit organizations throughout the county. Please call <b>240-777-2610</b>. We can be reached Monday through Friday, from 8:30 a.m. to 5 p.m. <br /> <br /> </li>
<li><b>American Red Cross<br /> </b><a href="http://www.redcrossnca.org/" mce_href="http://www.redcrossnca.org/">www.redcrossnca.org</a><br /> Led by volunteers, the American Red Cross is a humanitarian organization dedicated to providing relief to victims of disasters and helping people prevent, prepare for and respond to emergencies. The American Red Cross of the National Capital Area serves the people of Washington, D.C., Montgomery County, Md., Fairfax County, Va., the cities of Fairfax and Falls Church, Va., and the military communities of Fort Belvoir and Walter Reed Army Medical Center. For more information, please contact the American Red Cross of the National Capital Area at <b>202-728-6400</b>, or visit our website listed above.<br /> <br /> </li>
<li><b>Derwood Bible Church<br /> </b><a href="http://www.derwoodbiblechurch.org/" mce_href="http://www.derwoodbiblechurch.org/">www.derwoodbiblechurch.org</a><a href="mailto:carmen@uman-mc.org" mce_href="mailto:carmen@uman-mc.org"><br /> </a>My name is Scott Chopas a pastor with Derwood Bible Church. We focus on several outreachs through out the year; the Montgomery County Fair, Thanksgiving Soup Kitchen and the Holiday Basket program. We also minister to nursing homesand homeless shelters in our community.<br /> <br /> </li>
<li><b>The Dwelling Place</b><a href="http://www.dwellingplaceinc.org/" mce_href="http://www.dwellingplaceinc.org/"><br /> www.dwellingplaceinc.org</a><br /> The Dwelling Place mission is to provide transitional housing that is "more than a roof over one's head." Our goals are to strengthen the family's ability to reach economic independence through employment and job skills training; to improve the family's life management skills through skill building workshops and to increase the family's confidence, competence self-esteem and sense of power through case management services.<br /> <br /> </li>
<li><b>The Family Works<br /> </b><a href="http://www.thefamilyworks.org/" mce_href="http://www.thefamilyworks.org/">www.thefamilyworks.org</a><br /> The Family Works is Maryland's Parent Information Resource Center. The goal of The Family Works is to expand opportunities for families to be involved in their Children's education.<br /> <br /> </li>
<li><b>Gilchrist Center for Cultural Diversity<br /> </b><a href="http://www.gilchristcenter.org" mce_href="http://www.gilchristcenter.org">www.gilchristcenter.org</a><br /> The Gilchrist Center for Cultural Diversity serves the multicultural community of Montgomery County, as a central point of contact for programs and services offered in the county.<br /> <br /> </li>
<li><b>GUIDE Youth Services<br /> </b><a href="http://www.guideprogram.org" mce_href="http://www.guideprogram.org">www.guideprogram.org</a><br /> GUIDE offers high quality mental health, substance abuse prevention, and social service programs that contribute to healthier, safer communities through the provision of prevention, early intervention, counseling, tutoring, mentoring, school-based mental- health and youth development services. The specific mission of GUIDE Youth Services is to strengthen<br /> families and promote positive youth development. GUIDE Youth Services Centers are located in Gaithersburg, Germantown, and Olney. For more information, please contact Nancy Horst via email <a href="mailto:NancyH@guideprogram.org" mce_href="mailto:NancyH@guideprogram.org">NancyH@guideprogram.org</a>.<br /> <br /> </li>
<li><b>Home Care Partners<br /> </b><a href="http://www.homecarepartners.org/" mce_href="http://www.homecarepartners.org/">www.homecarepartners.org</a><br /> Home Care Partners is a non-profit home care agency that provides supportive home care aide service to help elderly and disabled remain in their own homes. Our office is located in Washington, D.C. but we provide home care service to Gaithersburg residents and throughout the metropolitan area.<br /> <br /> </li>
<li><b>Hospice Caring, Inc.<br /> </b><a href="http://www.hospicecaring.org/" mce_href="http://www.hospicecaring.org/">www.hospicecaring.org</a><br /> Hospice Caring, Inc., provides practical and emotional support to terminally ill patients, their families, and bereavement support to adults and children grieving the death of a loved one. In addition to caring for hospice patients in their homes, nursing homes, or wherever they may be, well-trained and experienced volunteers care for ambulatory hospice patients at The Cottage, a home-like setting for daytime respite and socialization. All services are provided free of charge.<br /> <br /> </li>
<li><strong>Identity, Inc.</strong> <br /> <a href="http://www.identity.ws" mce_href="http://www.identity.ws">www.identity.ws</a> <br /> Identity, a nonprofit organization that was founded in 1998, serves the rapidly growing Latino community in Montgomery County, Maryland. We work with Latino youth to empower them to reach their full potential and successfully transition into adulthood by providing them with knowledge, life skills, support and positive role models. Our strong family focus involves and supports Latino parents, guardians and other family members.<br /> <br /> </li>
<li> <b>The Jewish Council For The Aging Of Greater Washington (JCA)<br /> </b><a href="http://www.jcagw.org/" mce_href="http://www.jcagw.org/">www.jcagw.org</a><br /> The Jewish Council For The Aging Of Greater Washington (Jca) helps older people of all faiths and from all walks of live to live in the homes of their choice as long and as independently as possible. JCA's award-winning programs include the Connect-A-Ride Transportation Resource Center, the Senior HelpLine and other information services; the Misler Adults Day Center in Rockville; eight SeniorNet Computer Training Centers throughout the D.C. area; ElderBus transportation; senior employment services; and many more. For information on volunteer opportunities or JCA programs for aging well, visit the website or call<b> 301-255-4200</b>.<br /> <br /> </li>
<li><b>Linkages to Learning<br /> </b><a href="http://www.montgomerycountymd.gov/content/linkages/" mce_href="http://www.montgomerycountymd.gov/content/linkages/">www.montgomerycountymd.gov/content/linkages</a><br /> Linkages to Learning, a collaboration among Montgomery County Department of Health & Human Services, Montgomery County Public Schools and community agencies, provides school-based mental health, health, social and educational support services for children and families in Montgomery County schools. Linkages to Learning sites at Summit Hall Elementary School, Gaithersburg Elementary School and Gaithersburg Middle School engage individuals, faith and community groups and local businesses to support families and services.<br /> <br /> </li>
<li><strong>The Literacy Council of Montgomery County<br /> </strong> Currently recruiting volunteer tutors to teach adults the basic skills of reading, writing and speaking English. We have a backlog of over 200 adult students on our waiting list for tutors. <em><strong>Tutors are especially needed for students in the Gaithersburg area</strong></em>. No foreign language skills are necessary. Tutors work one-on-one or with small groups. Call <strong>301-610-0030</strong>, email <a href="mailto:info@literacycouncilmcmd.org" mce_href="mailto:info@literacycouncilmcmd.org">info@literacycouncilmcmd.org</a> or visit <a href="http://www.literacycouncilmcmd.org" mce_href="http://www.literacycouncilmcmd.org">www.literacycouncilmcmd.org</a><br /> <br /> </li>
<li><b>Mobile Medical Care, Inc.</b><br /> <a href="http://www.mobilemedicalcare.org/" mce_href="http://www.mobilemedicalcare.org/">www.mobilemedicalcare.org</a><br /> Mobile Medical Care, Inc. (MobileMed) is a nonprofit organization whose mission is to provide quality primary<br /> health care to low-income, working poor, homeless, uninsured and underinsured residents of Montgomery County. MobileMed delivers health care at low or no cost, and has a network of fifteen clinics located in community buildings and on a mobile medical van.<br /> <br /> </li>
<li> <b>Montgomery County Coalition for the Homeless<br /> </b><a href="http://www.mcch.net/" mce_href="http://www.mcch.net/">www.mcch.net</a><br /> The Montgomery County Coalition for the Homeless is a non-profit, charitable organization that provides shelter, supportive services and advocacy for the homeless. Along with directly serving clients experiencing homelessness, the Coalition and its member organizations are committed to ending homelessness in Montgomery County.<br /> <br /> </li>
<li><b>National Center for Children and Families<br /> </b><a href="http://www.nccf-cares.org/" mce_href="http://www.nccf-cares.org/">www.nccf-cares.org</a><br /> Mission: To support total, healthy living environments for vulnerable children, youth and families, and the quality of life which empowers their ability to thrive and demonstrate responsibility. <br /> <br /> </li>
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Upper Montgomery Assistance Network (UMAN) www.uman-mc.org UMAN provides emergency financial assistance, education, and referral services to families in our community who are at risk of homelessness. From our offices in Gaithersburg, over the telephone, our team of volunteers provides families in crisis with one point of entry for emergency housing assistance.E-mail: volunteer@uman-mc.org
WHAT HAPPENS WHEN THE ASSISTED LIVING HOME GOES TO FORECLOSURE?
We were contacted by a concerned daughter this week. Her mother has lived in an assisted living home for many years. The property is a single family home. The daughter noticed that the home address was included on a list of trustee sale in Montgomery County, Maryland.
She was seeking our advice on what to do. It turned out the the operator of the home was not the owner, contrary to what the family understood. The owner may lose the property to foreclosure and the tenants, including the elderly care patients will be innocent victims.
WHEN YOU HAVE A FAMILY MEMBER IN AN ASSISTED LIVING FACILITY, YOU MAY WISH TO CONFIRM THAT THE OWNER IS MAKING THEIR MORTGAGE PAYMENTS. IN MARYLAND, 13.9% OF HOME MORTGAGES WERE DELINQUENT OR IN FORECLOSURE I THE THIRD QUARTER.
CHARACTER COUNTS IN GAITHERSBURG, MARYLAND
We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.
Your Real Estate Professional in Maryland,
Roy Kelley
Roy Kelley & Associates Associate Broker, RE/MAX Realty Group 6 Montgomery Village Ave., Suite 200 Gaithersburg, MD 20879
"More than 14 percent of borrowers were in trouble on their mortgage during the third quarter, a new record, according to an industry survey released Thursday, which also suggests that the foreclosure rate is likely not to peak until next year as unemployment rates continue to rise.
Unemployment remains a big driver of the problem, according to the Mortgage Bankers Association, which conducts the survey. Those with delinquent loans now include a growing portion of people traditionally considered creditworthy and people whose mortgages are insured by the Federal Housing Administration.
"The outlook is that delinquency rates and foreclosure rates will continue to worsen before they improve," said Jay Brinkmann, the group's chief economist."
"The number of borrowers delinquent or in foreclosure in the District, for example, rose to 10.3 percent during the third quarter, compared with 7.4 percent during the same period last year. In Virginia, 9.9 percent of borrowers were in trouble with their mortgage compared with 7 percent last year.
Maryland has the highest proportion of borrowers in delinquency or foreclosure in the area, 13.9 percent during the third quarter. That is up from 9.2 percent last year."
PLEASE CONTACT US FOR INFORMATION ON AVAILABLE LENDER OWNED FORECLOSURES IN THE MARYLAND SUBURBS OF WASHINGTON, DC.
We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.
Your Real Estate Professional in Maryland,
Roy Kelley
Roy Kelley & Associates Associate Broker, RE/MAX Realty Group 6 Montgomery Village Ave., Suite 200 Gaithersburg, MD 20879
CALL THE POLICE IF YOU HAVE NIGHTTIME DOOR KNOCKERS
Recently, there have been some nighttime knockers in some communities. It is unknown what these nighttime knockers want or why they are coming at night. I just wanted to pass along to you all some helpful tips if an unknown knocker is at your door.
1. Turn on your porch light (This should already be on.) and look outside through your peephole or window. Looking to see who this person is helps both you and the police. Get a clothing description of the person and write it down so that you can provide that to the police if need be.
2. Ask who it is. If they do not answer, ask again. If they do answer, ask them through the door what they want.
3. If they refuse to answer you but ask you to open the door, call the non-emergency number at 301-279-8000 and request an officer come by. Tell the dispatch center why you are calling and provide the clothing description of the unknown. THIS HELPS OFFICERS WHEN THEY ARE DRIVING AROUND THE NEIGHBORHOOD TO IDENTIFY THOSE UNKNOWN PEOPLE.
CITY OF GAITHERSBURG POLICE DEPARTMENT
"Suspicious?"
CALL THE POLICE
Just what is meant by "Suspicious?"
"Suspicious" can be any person, act, event, or situation that appears questionable. Anytime someone or something "just doesn't seem right to you" - that's when YOU should call the police.
Your Gaithersburg Police Department cannot combat crime and function effectively without the concerned assistance of responsible citizens. We are depending on you to call and report all suspicious persons or actions.
People often fail to call the police and report an incident simply because they are unaware of what seemingly innocent activities might be suspicious. Others notice suspicious activity and hesitate to call for fear of being labeled a "nosy neighbor" or "crank." Yet others take it for granted that someone else has already called.
CALL THE POLICE (DIAL 911) IMMEDIATELY if you observe any suspicious person, activity, or situation. Do it yourself. Protecting citizens and their property is our job, so don't think you're "bothering" us. Do not worry about being "embarrassed" if your suspicions prove unfounded - instead - THINK ABOUT WHAT COULD HAPPEN IF YOU DO NOT ACT. Remember: An honest person doesn't mind an honest question.
Officer Dan Lane, Jr. Community Services Officer Gaithersburg Police Department 301.258.6168 Community Services Office 301.258.6410 Fax
CHARACTER COUNTS IN GAITHERSBURG, MARYLAND
We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.
Your Real Estate Professional in Maryland,
Roy Kelley
Roy Kelley & Associates Associate Broker, RE/MAX Realty Group 6 Montgomery Village Ave., Suite 200 Gaithersburg, MD 20879
GAITHERSBURG 20878 HOMES FOR SALE - MONTGOMERY COUNTY, MARYLAND
Home owners and prospective home owners are closely watching the local residential real estate market. We email monthly statistics, but sometimes you need to have a detailed look at what is actually on the market for sale.
The following three reports show the properties that are active listings of homes for sale in the area. The properties are sorted by subdivisions. You may sort differently by clicking on the column headers.
The first report shows the 110 active listings excluding the lender owned (REO) homes and the short sale listings.
The second report shows the 24 short sale listings that are available. Short sales are transactions where the proceeds of the sale will not cover the outstanding mortgages. These are sometimes called pre-foreclosures.
The third report shows the 9 lender owned foreclosures (REO) properties that are for sale. The lender owned properties are vacant and prices are reduced until they are sold by the highly motivated sellers.
Do you qualify for the new tax credit? The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php
New Home Buyer Tax Credit Video from RE/MAX. Please share with family and friends:
GAITHERSBURG 20879 HOMES FOR SALE - MONTGOMERY COUNTY, MARYLAND
Home owners and prospective home owners are closely watching the local residential real estate market. We email monthly statistics, but sometimes you need to have a detailed look at what is actually on the market for sale.
The following three reports show the properties that are active listings of homes for sale in the area. The properties are sorted by subdivisions. You may sort differently by clicking on the column headers.
The first report shows the 31 active listings excluding the lender owned (REO) homes and the short sale listings.
The second report shows the 26 short sale listings that are available. Short sales are transactions where the proceeds of the sale will not cover the outstanding mortgages. These are sometimes called pre-foreclosures.
The third report shows the 11 lender owned foreclosures (REO) properties that are for sale. The lender owned properties are vacant and prices are reduced until they are sold by the highly motivated sellers.
Do you qualify for the new tax credit? The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php
New Home Buyer Tax Credit Video from RE/MAX. Please share with family and friends:
Roy Kelley advises home buyers and sellers in the Maryland suburbs of Washington DC and nearby counties. REO and foreclosures sales. Market area includes Montgomery County, Frederick County, Washington County and Prince George's County.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
The City of Gaithersburg announces that the collection of recycled materials for residents whose regular recycling day is Thursday, November 26, 2009 will take place the FOLLOWING Saturday, November 28. This includes newspaper, mixed paper, corrugated cardboard, and commingled materials, as well as brush, branches, grass clippings, leaves and other yard trimmings, picked up by the City's recycling contractor. 
In the write up on the BusinessWeek website, Gaithersburg was described as "... a former farming town at the terminus of the D.C. Metro's Red Line ... a diverse, affordable place with a shopping district called ‘Old Towne' that dates back to the 19th century." The City has a population listed at just over 60,000 and a median household income of $88,603. Runners up in Maryland were Frederick and Ellicott City. The city ranked number one in the nation was Tinley Park, IL.
For thirteen years the City of Gaithersburg's Winter Lights Festival has dazzled audiences throughout the Washington metropolitan area. It's back for its fourteenth season, ready to welcome thousands to enjoy the traditional 3.5 mile drive through a magically transformed Seneca Creek State Park.
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