Why Open Houses Still Work

Real estate agents say that, thanks to the Web, open houses are no longer necessary.

http://online.wsj.com/article/SB124655847980687451.html

Do you agree with this article in The Wall Street Journal?

Important Regulatory Changes Effective July 30, 2009 (Provided by Peggie Shiei at SunTrust Mortgage)

Please read the important message below on Regulatory Changes Effective 7/30/09 that will Change How We Conduct our Business and Potentially Impact Retail Loan Closings. 

Mortgage Disclosure Improvement Act (MDIA) - Major Changes for Our Industries:

Congress has enacted the Housing and Economic Recovery Act (HERA) which contains a section called the Mortgage Disclosure Improvement Act (MDIA).  In summary, MDIA impacts Truth in Lending or TIL and many components are considered significant.  Listed below are the high level requirements that are effective with applications dated July 30, 2009 and later:

 

1. Initial TIL required on all loan types within 3 business days of application date - extended to all owner occupied loans
2. 7 day waiting period before closing - must issue initial TIL at least 7 days before loan closing
3.  Significant Impact -- 3 day waiting period if revised TIL required - client must have revised TIL for 3 days prior to closing
4. Significant Impact -- TIL must be re-disclosed if APR increases more than .125% and the 3 day waiting period also applies

New language on TIL disclosure

No Consumer Waiver  

More details to come around 7/16/2009.

Peggie Shiei (Shea)

Senior Mortgage Banker

SunTrust Mortgage

10467 White Granite Drive #104

Oakton, VA 22124

office - 703-279-6092

cell - 703-624-1168

fax - 703-279-6080

www.suntrustmortgage.com/pshiei

Police Investigate Armed Robbery in Kentlands
Posted 7/1/2009

 

 

Gaithersburg Police Detectives are investigating an armed robbery that occurred at 5:45 p.m. on June 16, 2009 at the intersection of Kentlands Boulevard and Booth Street in the Kentlands community of Gaithersburg.  Two suspects are in custody and police seek help in locating two additional suspects who remain at-large. 

The investigation revealed that the victim, a 20-year-old male, met with two acquaintances and an unknown male at the fountain located on Main Street in the Kentlands.  They then drove to the intersection of Kentlands Boulevard and Booth Street where they met a fourth unknown male. The four males then confronted the victim, displayed a handgun, and assaulted him. The suspects took cash from the victim and fled from the scene.  The victim was transported to an area hospital for treatment of non-life-threatening injuries.

Through the course of the investigation Christopher Michael Garboczi, age 20, of the 17000 block of Parkridge Drive in Gaithersburg and Jack Witzel, age 16, of an unconfirmed address in Libertytown were developed as suspects, taken into custody, and charged.  Witzel was charged as an adult.  Both were charged with armed robbery, use of a handgun in a violent crime, first-degree assault, reckless endangerment and conspiracy to commit armed robbery.  Garboczi was released on a $50,000 bond and Witzel is being held at the Montgomery County Detention Center on a $50,000 bond.

Police are asking for the public's help in identifying and locating the two additional suspects.  Anyone who may have more information about this crime and the remaining suspects is asked to contact the Gaithersburg Police Investigative Section at 301-258-6400.  Those who wish to remain anonymous may call the Gaithersburg Police Tip Line at 301-330-4471.

American Clean Energy and Security Act

On June 26, the House of Representatives approved H.R. 2454, the American Clean Energy and Security Act. Since
then, there have been many reports about the bill and NAR's position that are based on incomplete information. Some of the legislative facts follow. The Act:

• Does NOT create a Federal Energy Audit requirement for real property
• Exempts existing homes and buildings from any federal guidelines for new construction energy efficiency information labels
   
• Prohibits the implementation of any labeling during a sales transaction.
• Leaves the decision to states as to whether to require energy audits, disclosures, etc.
• Provides property owners with significant financial incentives, matching grants and tools to make property improvements and reduce their energy bills
• Prohibits the Environmental Protection Agency from regulating residential and commercial buildings under the Clean Air Act
• Eliminated an early proposal to allow citizens to sue over minor climate risks under the Clean Air Act
• Establishes green building incentives for HUD housing, including a loan program for renewable energy, block grants and credit for upgrades in mortgage underwriting

Learn more about this legislation on GCAAR's website by clicking here (please scroll to the bottom of the page). Additional information is available at www.realtor.org.

Greater Capital Area Association of REALTORS
8757 Georgia Avenue, Suite 600
Silver Spring, MD 20910

Obama to Expand Foreclosure-Prevention Effort

By JESSICA HOLZER  The Wall Street Journal

WASHINGTON -- The Obama administration on Wednesday moved to allow more underwater borrowers to take advantage of lower interest rates under its program to combat the foreclosure crisis.

Strapped borrowers with mortgages worth up to 125% of their home's value will now be eligible to refinance under the program, as long as they are not behind on their payments. Currently, the program caps eligibility at a loan-to-value ratio of 105%.

http://online.wsj.com/article/SB124646753743381225.html

MONTGOMERY COUNTY MD - LENDER OWNED FORECLOSURES

REO REPORT FROM ROY KELLEY & ASSOCIATES    

(Rev. 7/01/09 - Contact us for further daily price reductions.)  

Roy Kelley, RE/MAX Realty Group, Gaithersburg, MD 301-921-4569 roykelley@mris.com  

REO homes are foreclosures owned by lenders and other entities. We represent clients as exclusive buyer agents. The disclosures that are required for home buyers in Maryland will be provided when you meet with us.  Buyers must have pre-approval letters for mortgage financing.  Email us for a referral to a lender.  The following are available REO homes. Prices are reduced until they are sold. Complete information and pictures are available by email. All information is subject to change or correction. Fees have not been confirmed.     

REO:  1313 Alderton Ln., Bonifant Woods, Silver Spring 20906 3 BR/3.5 BA $214,900 TH HOA Fee: $71/mo.  

REO:  18406 Allspice Dr., Germantown Park, Germantown 20874 3 BR/1.5 BA $109,900 TH HOA Fee: $124/mo.  

Deutsche Bank:  11505 Amherst Ave. #201, Sierra Landing, Silver Spring 20902 3 BR/2 BA $224,900 Condo Fee: $417/mo.REDUCED FROM $249,900  

REO:  17136 Amity Dr., Mill Creek South, Derwood 20855 5 BR/3.5 BA $385,000 SF  

REO:  11 Appledowre Ct., Greenfields/Brandermill, Germantown 20876 3 BR/2.5 BA $160,000 TH Condo Fee: $159/mo.  

U.S. Bank:  9816 Arbor Hill Dr., Oakview, Silver Spring 20903 3 BR/2.5 BA $285,900 SF  

REO:  13013 Arctic Ave., Aspen Hill Park, Rockville 20853 3 BR/2 BA $255,000 SF  

REO:  15410 Athey Rd., Colesville Outside, Burtonsville 20866 3 BR/1 BA $200,000 SF Needs rehab. Built in 1935  

U.S. Bank:  7907 Badenloch Way #202, Willow Wood, Gaithersburg 20879 2 BR/2 BA $118,000 Condo Fee: $250/mo. REDUCED FROM $124,900  

REO:  4261 Bar Harbor Pl., Cherrywood, Olney 20832 4 BR/3.5 BA $265,000 TH HOA Fee: $75/mo.  

Fannie Mae:  18705 Barn Swallow Ter., Quail Valley, Gaithersburg 20879 3 BR/1.5 BA $194,000 TH HOA Fee: $65/mo. REDUCED FROM $225,000  

Fannie Mae:  15400 Bassett Ln. #46-3B, Rossmoor Mutual, Leisure World, Silver Spring 20906 2 BR/2 BA $116,500 Condo Fee: $576/mo. REDUCED FROM $119,500  

Deutsche Bank:  13715 Batchelors Dr., Fairland, Silver Spring 20904 4 BR/2 BA $324,900 SF REDUCED FROM $359,900  

Fannie Mae:  18620 Bay Leaf Way, Germantown Park, Germantown 20874 3 BR/1.5 BA $140,000 TH HOA Fee: $124/mo.  

U.S. Bank:  4509 Bayne St., Wheaton Woods, Rockville 20853 3 BR/2 BA $199,900 SF  

REO:  3722 Bel Pre Rd. #5, Fairways, Silver Spring 20906 3 BR/1 BA $107,200 Condo Fee: $550/mo.  

Bank of America:  3834 Bel Pre Rd. #1, Grand Bel Manor, Silver Spring 20906 1 BR/1 BA $79,900 Condo Fee:  $300/mo. REDUCED FROM $94,900  

REO:  3976 Bel Pre Rd. #1, Grand Bell, Silver Spring 20905 2 BR/2 BA $34,000 Condo Fee: $550/mo. Needs rehab.  

Bank of America:  307 Belton Rd., Northwood Park, Silver Spring 20901 3 BR/2 BA $239,900 SF REDUCED FROM $279,900  

Bank of America:  11419 Berland Pl., Brandermill, Germantown 20876 3 BR/3.5 BA $164,900 TH HOA Fee: $60/mo.  

Fannie Mae:  12113 Berry St., Conn. Ave. Estates, Silver Spring 20902 3 BR/1 BA $179,900 SF REDUCED FROM $188,900  

Bank of America:  29 Big Acre Sq. #20-6, Shady Grove Village, Gaithersburg 20878 4 BR/3.5 BA $199,900  TH Condo Fee: $385  + $193/mo. REDUCED FROM $239,900  

Fannie Mae:  18422 Bishopstone Ct. #313, Christopher Court, Montgomery Village 20886 2 BR/2 BA $150,000 Condo Fee: $381/mo.  

REO:  3016 Bluff Point Ln., Strathmore at Bel Pre, Silver Spring 20906 4 BR/3 BA $299,900 SF HOA Fee: $15/mo.  

Chevy Chase Bank:  12228 Bond St., Conn. Ave. Estates, Silver Spring 20902 4 BR/2 BA $254,900 SF REDUCED FROM $264,900  

REO:  16626 Brogden Rd., Colesville Outside, Spencerville 20868 3 BR/2 BA $235,000 SF  

Bank of America:  3110 Bryan Rd., Colesville Outside, Burtonsville 20866 2 BR/2.5 BA $227,900 SF 1.25 acres REDUCED FROM $234,900  

REO:  11111 Bucknell Dr., Wheaton Forest, Silver Spring 20902 3 BR/2 BA $286,100 SF    

REO:  5574 Burnside Dr. #5, North Creek Place, Rockville 20853 2 BR/1 BA $158,000 Condo Fee: $322/mo. REDUCED FROM $170,000  

Wells Fargo Bank:  13309 Burnt Woods Pl., Churchill Town Sector, Germantown 20874 4 BR/3.5 BA $360,000 SF HOA Fee: $37/mo.  

REO:  2905 Byron St., Wheaton Hills, Silver Spring 20902 2 BR/2 BA $193,500 SF REDUCED FROM $213,900  

REO:  10305 Calumet Dr., McDonald Knolls, Silver Spring 20901 3 BR/2 BA $239,900 SF  

Fannie Mae:  10567 Cambridge Ct., Stedwick, Montgomery Village 20886 3 BR/2.5 BA $194,500 TH HOA Fee: $65/mo. REDUCED FROM $200,000  

REO:  9821 Canal Rd., Whetstone, Montgomery Village 20886 5 BR/2.5 BA $399,821 SF HOA Fee: $300/yr. REDUCED FROM $419,821  

REO:  9723 Capitol View Ave., Capitol View Park, Silver Spring 20910 2 BR/1 BA $169,290 SF Built in 1938 REDUCED FROM $178,200  

LaSalle Bank:  1631 E Carriage House Ter., Tiers, Silver Spring 20904 2 BR/1 BA $117,000 Gar Condo Fee: $299/mo. REDUCED FROM $170,000  

Fannie Mae:  8212 Castlebury Ter., Carriage Walk, Gaithersburg 20879 3 BR/2.5 BA $159,000 TH HOA Fee: $57/mo. REDUCED FROM $169,500

REO:  19 Chatterly Ct., Kingsview Village, Germantown 20874 3 BR/3 BA $414,900 Gar TH

REO:  19917 Choctaw Ct., Blunt Commons, Germantown 20876 3 BR/2 BA $171,100 TH HOA Fee: $70/mo. REDUCED FROM $180,180  

Fannie Mae:  18704 Clover Hill Ln., Olney Mill, Olney 20832 3 BR/2.5 BA $410,000 SF HOA Fee: $55/mo.  

Fannie Mae:  19305 Club House Rd. #301, Thomas Choice, Montgomery Village 20886 1 BR/1 BA $99,000 Condo Fee: $405/mo. REDUCED FROM $129,900

Bank of America:  20156 Club Hill Dr., Churchill Town Sector, Germantown 20874 3 BR/1 BA $169,900 TH HOA Fee: $75/mo. REDUCED FROM $184,900

REO:  13004 Conductor Way #105, Stockbridge/Tanglewood, Silver Spring 20904 3 BR/2 BA $199,900 TH HOA Fee: $169/mo. REDUCED FROM $210,325  

Freddie Mac:  18115 Copps Hill Pl., Walkers Ridge, Montgomery Village 20886 2 BR/1.5 BA $139,900 TH HOA Fee: $90/mo.  

Fannie Mae:  13208 Country Ridge Dr., Churchill Town Sector, Germantown 20874 3 BR/2.5 BA $215,000 TH HOA Fee: $80/mo.  

First National Bank of Arizona:  25 Cross Ridge Ct., Gunners Lake Village, Germantown 20874 2 BR/1.5 BA $158,400 TH HOA Fee: $67/mo. REDUCED FROM $176,000  

Deutsche Bank:  13143 Dairymaid Dr. #304, Heritage Green, Germantown 20874 2 BR/1 BA $114,500 Condo Fee: $267/mo.  

HUD:  472 Deer Park Rd. W #15, Brighton East, Gaithersburg 20877 4 BR/3.5 BA $152,950 TH Condo Fee: $295/mo.  

REO:  12415 Denley Rd., Glenmont Hills & Heights, Silver Spring 20906 4 BR/2 BA $198,000 SF  

Chase Home Finance:  19504 Desmet Pl., Stedwick, Montgomery Village 20886 3 BR/2 BA $326,119 SF HOA Fee: $284/qtr. REDUCED FROM $361,350  

Fannie Mae:  206 Dogwood Dr., Lynpark, Gaithersburg 20877 3 BR/2.5 BA $269,000 SF HOA Fee: $50 one time  

GRP Financial:  130 Duvall Ln. #102, Fireside, Gaithersburg 20877 2 BR/2 BA $79,900 Condo Fee: $550/mo.  

REO:  12217 D Eagles Nest Ct., Waters Edge, Germantown 20874 2 BR/2 BA $168,000 Condo Fee: $195/mo.  

REO:  1901 Ednor Rd., Meadows, Silver Spring 20905 5 BR/4 BA $672,100 SF REDUCED FROM $899,900  

REO:  516 Elderwood Rd., Carol Acres, Silver Spring 20904 4 BR/2.5 BA $295,900 SF REDUCED FROM $305,000  

REO:  4 Federal Ct. #115, Newport Estates, Gaithersburg 20877 3 BR/3 BA $107,880 Condo Fee: $200/mo.  

REO:  3712 Ferrara Dr. #1, Connecticut Overlook, Silver Spring 20906 3 BR/1.5 BA $128,502 TH HOA Fee: $48/mo.  

REO:  211 Frederick Ave., Lincoln Park, Rockville 20850 4 BR/2.5 BA $234,500 SF  

Flagstar Bank:  24416 Galeano Way, Sweepstakes Park, Damascus 20872 5 BR/3.5 BA $515,000 SF HOA Fee: $11/mo.  

REO:  17425 Gallagher Way, Cashell Manor, Olney 20832 3 BR.1.5 BA $257,000 TH HOA Fee: $40/mo.  

Bank of America:  118 Garth Ter., Montgomery Meadows, Gaithersburg 20879 3 BR/2.5 BA $198,900 TH HOA Fee: $68/mo. REDUCED FROM $199,900  

REO:  9605 Garwood St., Indian Spring Manor, Silver Spring 20901 3 BR/2 BA $399,000 SF REDUCED FROM $422,000  

Bank of America:  13501 Giant Ct., Germantown Estates, Germantown 20874 3 BR/2.5 BA $279,900 TH HOA Fee: $70/mo.  

Fannie Mae:  402 Girard St. #14, Villa Ridge, Gaithersburg 20877 3 BR/2 BA $84,900 Condo Fee: $553/mo. REDUCED FROM $109,900  

Wells Fargo Bank:  406 Girard St. #30, Villa Ridge, Gaithersburg 20877 1 BR/1 BA $49,000 Condo Fee: $454/mo. REDUCED FROM $79,000.

REO:  420 Girard St. #203, Villa Ridge, Gaithersburg 20877 3 BR/2 BA $129,900 Condo Fee: $551/mo.

HUD:  446 Girard St. #313, Villa Ridge, Gaithersburg 20877 3 BR/2 ABA $93,500 Condo Fee: $528/mo. REDUCED FROM $104,500

Deutsche Bank:  2009 Glenallan Ave, Glen Allen, Silver Spring 20902 5 BR/3 BA $279,900 SF REDUCED FROM $369,900

Deutsche Bank:  9000 Glenville Rd., Pickwick Village, Silver Spring 20901 4 BR/2.5 BA $359,000 SF  

Deutsche Bank:  128 Gold Kettle Dr., Shady Grove Village, Gaithersburg 20878 3 BR/2 FB/2 HB $226,492 TH HOA Fee: $65/mo.

REO:  11010 Grassy Knoll Ter., Kings Square, Germantown 20876 5 BR/3.5 BA $437,900 SF HOA Fee: $25/qtr.

HomeEq Servicing:  1704 Gridley Ln., Northbrook Estates, Silver Spring 20902 4 BR/2.5 BA $265,000 SF

Central Mortgage:  19601 Gunners Branch Rd. #1-0113, Greenfield Commons, Germantown 20876 2 BR/2 BA $104,900 Condo Fee: $185/mo.

Aurora Loan Services:  9704 Hellingly Pl. #212, Christopher Court, Montgomey Village 20886 2 BR/2 BA $95,000 Condo Fee: $381/mo. REDUCED FROM $147,537

REO:  18921 Highstream Dr. #745, Woodfield, Germantown 20874 3 BR/2.5 BA $158,000 TH HOA Fee: $60/mo. REDUCED FROM $166,320  

Deutsche Bank:  11708 Highview Ave, Conn. Gardens, Silver Spring 20902 3 BR/2 BA $174,900 SF REDUCED FROM $189,900  

REO:  20143 Hob Hill Way, Arrowhead, Montgomery Village 20886 4 BR/3.5 BA $194,900 TH HOA Fee: $250/qtr.  

IndyMac Federal Bank:  6311 Holland Meadow Ln., Brookefield, Gaithersburg 20882 4 BR/4.5 BA $715,000 SF HOA Fee: $30/mo.  

Bank of America:  620 Hollywood Ave., Hollywood Park, Silver Spring 20904 5 BR.3 BA $219,900 SF Built in 1913  

Wells Fargo Bank:  9533 Horizon Run Rd. #5C, Horizon Run, Montgomery Village 20886 4 BR/2.5 BA $177,900 TH Condo Fee: $152/mo. REDUCED FROM $194,900  

REO:  5801 Inman Park Cir. #120, Gables of Tuckerman, Rockville 20852 2 BR/2.5 BA $324,900 Condo Fee: $375/yr. + $349/mo.  

Washington Mutual:  14419 Innsbruck Ct. #3-0, Kimberly Place, Silver Spring 20906 3 BR/3.5 BA $145,976 TH Condo Fee: $306/mo.  

Fannie Mae:  15107 Interlachen Dr. #2-1011, The Grns at Leisure World, Silver Spring 20906 1 BR/1 BA $89,348 Condo Fee $353/mo. REDUCED FROM $94,050  

REO:  603 Ivy League Ln. #1-2, College Square, Rockville 20850 4 BR/3.5 BA $345,000 TH HOA Fee: $140/mo. REDUCED FROM $365,000   P

rospect Mortgage:  19451 James Creek Ct., Dellabrooke Forest, Brookville 20833 7 BR/4.5 BA $749,900 SF REDUCED FROM $799,900  

Freddie Mac:  2901 Jennings Rd., Oakland Terrace, Kensington 20895 3 BR/1 BA $224,500 SF Built in 1947  

REO:  18735 Jerusalem Church Rd., Poolesville Outside, Poolesville 20837 3 BR/1.5 BA $399,900 SF

REO:  3912 Joliet St., Conn. Ave. Park, Silver Spring 20906 3 BR/2 BA $269,500 SF REDUCED FROM $284,000

Wells Fargo Bank:  10403 Julep Ave., Cameron Heights, Silver Spring 20902 3 BR/1 BA $150,000 SF REDUCED FROM $179,900

LaSalle Bank:  2703 Kensington Blvd., Wheaton Hills, Silver Spring 20902 3 BR/2 BA $279,900 SF    

REO:  113 Kestrel Ct., Woodland Hills, Gaithersburg 20879 3 BR/2.5 BA $253,900 TH HOA Fee: $70/mo. REDUCED FROM $269,900  

Fannie Mae:  19003 Lark Song Ter., Germantown Estates, Germantown 20874 3 BR/2.5 BA $183,200 TH HOA Fee: $63/mo.  

Bank of Essex:  19219 Liberty Mill Rd., Upton Bowman House, Germantown 20874 3 BR/1 BA $270,000 SF Built in 1900 Needs rehab.  

LaSalle Bank:  10916 Lockwood Dr., Burnt Mills Manor, Silver Spring 20901 5 BR/2.5 BA $326,700 SF  

Freddie Mac:  707 Ludlow St., Rolling Terrace, Takoma Park 20912 3 BR/1 BA $242,500 SF  

HSBC Bank:  1900 Lyttonsville Rd. #512, Park Sutton, Silver Spring 20910 1 BR/1 BA $141,900 Condo Fee: $550/mo. REDUCED FROM $149,900  

Liquidation Properties:  6000 Manor Oak Way, Ligon Knolls, Bethesda 20814 5 BR/4.5 BA $889,900 SF HOA Fee:  $350/yr.    

Astoria Federal Savings & Loan:  7611 Maple Ave. #507, Takoma Park 20912 3 BR/2 BA $164,900 Condo Fee: $452/mo. REDUCED FROM $265,900  

REO:  2949 McGee Way, Fair Hill Farm, Olney 20832 4 BR/2.5 BA $220,800 TH HOA Fee: $105/mo.  

Fulton Bank:  2511 McVeary Ct. #10BE, Longmead Crossing, Silver Spring 20906 3 BR/2 BA $215,000 Condo Fee: $230/mo. REDUCED FROM $225,000

REO:  1416 Meadowsweet Dr., Meadowsweet, Sandy Spring 20860 5 BR/3.5 BA $941,000 5,216 sf SF HOA Fee: $146/mo. REDUCED FROM $999,900

REO:  18263 Metz Dr., Pleasant Field, Germantown 20874 3 BR/2.5 BA $143,550 TH HOA Fee: $69/mo.  

Bank of America:  15117 Middlegate Rd., Stonegate, Silver Spring 20905 4 BR/2.5 BA $399,900 SF UNDER CONTRACT  

Fannie Mae:  19120 Mills Choice Rd. #1, Montgomery Village 20886 2 BR/2 BA $79,000 Condo Fee: $564/mo.  

REO:  11400 Monterrey Dr., Wheaton Woods, Silver Spring 20902 5 BR/2 BA $280,000 SF  

Deutsche Bank:  10625 2 A Montrose Ave., Parkside, Bethesda 20814 1 BR/1 BA $234,900 Condo Fee: $301/mo.    

REO:  14708 Myer Ter., Manor Woods, Rockville 20853 4 BR/2.5 BA $306,900 SF  

REO:  14611 Nadine Dr., Manor Woods, Rockville 20853 4 BR/3 BA $328,900 SF  

HomEq Servicing: 14102 New Hampshire Ave., Colesville Manor, Silver Spring 20904 3 BR/2 BA $327,750 SF REDUCED FROM $357,600  

Bank of New York:  26 Nina Ct., Newport Estates, Gaithersburg 20877 5 BR/3.5 BA $159,900 TH HOA Fee: $260/mo.  

REO:  4416 Norbeck Rd., Manor Park, Rockville 20853 4 BR/2.5 BA $569,900 SF HOA Fee: $55/mo.  

REO:  1603 Northcrest Dr., Fairknoll, Silver Spring 20904 4 BR/3.5 BA $259,900 SF REDUCED FROM $269,900  

REO:  119 Olney Sandy Spring Rd., Brooke Grove, Ashton 20861 3 BR/3.5 BA $356,000 SF Built in 1923  

U.S. Bank:  13827 Palmer House Way #32-236, Greencastle Manor, Silver Spring 20904 2 BR/2 BA $199,900 TH HOA Fee: $85/mo.  

Freddie Mac:  431 Palmspring Dr., Park Summit, Gaithersburg 20878 3 BR/2.5 BA $219,900 TH HOA Fee: $70/mo.  

REO:  1500 Parrs Ridge Dr., Parrs Ridge, Spencerville 20868 4 BR/1 FB/3 HB $429,900 SF  

HomEq Servicing:  19152 Partridge Wood Dr., Gunners Lake Village, Germantown 20874 3 BR/2.5 BA $175,000 TH HOA Fee: $65/mo.  

REO:  26 Pavilion Dr., Relda Square, Gaithersburg 20878 4 BR/2.5 BA $364,900 SF HOA Fee: $150/yr.  

Deutsche Bank:  12205 Peach Crest Dr. #902-D, The Knolls/North Lake, Germantown 20874 2 BR/1 BA $95,000 Condo Fee:  $179/mo. REDUCED FROM $149,900  

Wells Fargo Bank:  317 Philadelphia Ave., Takoma Park 20912 6 BR/3 BA $309,900 SF   REO:  37 Pickering Ct. #102, Esprit, Germantown 20874 2 BR/2 BA $150,000 Condo Fee: $162/mo.  

Deutsche Bank:  18636 Pier Point Pl., Millrace, Montgomery Village 20886 3 BR/2.5 BA $194,900 TH HOA Fee: $86/mo. REDUCED FROM $229,900  

Fremont Investments & Loan:  8830 Piney Branch Rd. #201, Pineway Towers, Silver Spring 20903 3 BR/2 BA $143,500 Condo Fee: $630/mo. REDUCED FROM $169,900  

Citibank:  8830 Piney Branch Rd. #512, Pineway Towers, Silver Spring 20903 3 BR/2 BA $138,900 Condo Fee: $595/mo. REDUCED FROM $198,500

REO:  17415 Pipers Way #5, Olney Crossing, Olney 20832 3 BR/1.5 BA $209,900 TH Condo Fee: $235/mo.

SunTrust Bank:  629 Potomac Ave., Blair, Silver Spring 20910 2 BR/2 BA $325,900 SF REDUCED FROM $347,900

REO:  12481 Quail Woods Dr., Gunners View, Germantown 20874 3 BR/3 FB/2 HB $224,900 TH HOA Fee: $65/mo.

Fannie Mae:  798 Quince Orchard Blvd. #1, Diamond Farm, Gaithersburg 20878 1 BR/1 BA $114,900 Condo Fee: $457/mo.

Fannie Mae:  826 Quince Orchard Blvd. #202, Diamond Farm, Gaithersburg 20878 1 BR/1 BA $92,000 Condo Fee: $377/mo.

HomEq Servicing:  836 Quince Orchard Blvd. #101, Diamond Farm, Gaithersburg 20878 2 BR/1 BA $83,950 Condo Fee: $480/mo. REDUCED FROM $91,250  

Wells Fargo Bank:  11309 Rambling Rd., Middlebrook Hill, Gaithersburg 20879 5 BR/3 BA $319,900 SF  

Bank of New York:  20215 Red Buckeye Ct., Blunt Commons, Germantown 20876 4 BR/3.5 BA $234,900 TH HOA Fee: $55/mo.    

Sandy Spring Bank:  25624 Ridge Rd., Damascus Outside, Damascus 20872 5 BR/4 BA $300,000 SF REDUCED FROM $450,000  

Freddie Mac:  132 Ritchie Ave., Takoma Park, Silver Spring 20910 3 BR/2 BA $255,000 SF REDUCED FROM $368,534  

Wells Fargo Bank:  23209 Robin Song Dr., Clarksburg Village, Clarksburg 20871 4 BR/2.5 BA $405,900 SF HOA Fee: $134/mo.  

REO:  17506 Sabrina Ter., Cashell Estates, Derwood 20855 3 BR/2 FB/2 HB $214,900 TH HOA Fee: $50/mo.  

REO:  19152 Saint Johnsbury Ln., Fox Chapel, Germantown 20876 4 BR/2.5 BA $249,900 SF  

Wells Fargo Bank:  7 Seek Ct., Wheaton Out, Takoma Park 20912 3 BR/2.5 BA $199,000 TH HOA Fee: $85/mo. REDUCED FROM $215,000  

Deutsche Bank:  7 Shelldrake Ct., Damascus Valley Park, Damascus 20872 2 BR/1.5 BA $184,900 TH HOA Fee: $51/mo. REDUCED FROM $199,900  

HSBC Bank:  18701 B Sparkling Water Dr., Fountain Hills, Germantown 20874 2 BR/2 BA $174,900 Condo Fee: $273 + $47/mo. REDUCED FROM $229,900  

Fannie Mae:  18526 Stakeburg Pl. #26, Norbeck Grove, Olney 20832 3 BR/2.5 BA $265,000 TH HOA Fee: $150/mo.  

REO:  19048 Staleybridge Rd., Fox Chapel, Germantown 20876 4 BR/2.5 BA $239,000 SF REDUCED FROM $284,900  

Wells Fargo Bank:  12201 B St. Peter Ct. , Waters Edge, Germantown 20874 2 BR/2 BA $175,000 Condo Fee:  $195/mo.  

REO:  18300 Streamside Dr. #101, Flower Hill, Gaithersburg 20879 2 BR/2 BA $120,000 Condo Fee: $224/mo. REDUCED FROM $127,997  

Deutsche Bank:  18228 Swiss Cir. #3, Farmingdale, Germantown 20874 2 BR/2 BA $129,900 Condo Fee: $170/mo. REDUCED FROM $159,900  

Bank of New York:  2 Tabiona Ct., Longmead, Silver Spring 20906 3 BR/2.5 BA $214,900 TH HOA Fee: $72/mo.  

Wells Fargo Bank:  500 Thayer Ave. #204, Hartford-Thayer, Silver Spring 20910 2 BR/1 BA $163,900 Condo Fee: $205/mo.  

REO:  513 Thayer Ave., Sligo Park Hills, Silver Spring 20910 4 BR/2 BA $359,800 SF REDUCED FROM $379,800  

Household Finance Corp.:  18373 Timko Ln. #89, Heritage Gate, Germantown 20874 2 BR/1 BA $144,900 TH Condo Fee: $208/mo. REDUCED FROM $152,900  

REO:  12809 Tourmaline Ct., Snowdens Mill, Silver Spring 20904 4 BR/2.5 BA $353,300 SF HOA Fee: $200/yr. REDUCED FROM $371,745  

Household Finance:  19422 Transhire Rd., Maryland Place, Montgomery Village 20886 3 BR/2.5 BA $157,900 TH HOA Fee: $240/mo.  

Fremont Investment & Loan:  13779 Travilah Rd., Darnestown Outside, Rockville 20850 6 BR/5 BA $900,000 SF REDUCED FROM $1.249,900  

REO:  8829 Tuckerman Ln., Highland Stone, Potomac 20854 4 BR/4 BA $564,000 SF  

Deutsche Bank:  13401 Turkey Branch Pkwy., Brookhaven, Rockville 20853 3 BR/1.5 BA $219,900 SF  

REO:  2327 Twin Valley Ln., Hammond, Silver Spring 20906 5 BR/4 BA $600,000 SF Incomplete construction  

REO:  2405 Twin Valley Ln., Hammond, Silver Spring 20906 5 BR/4 BA $850,000 SF Incomplete construction  

Aurora Loan Services:  19908 Tygart Ln., Hadley Farms, Gaithersburg 20879 3 BR/2.5 BA $214,900 TH HOA Fee: $97/mo. REDUCED FROM $239,000  

REO:  3002 University Blvd. W, Kensington Heights, Kensington 20895 3 BR/1 BA $269,900 SF REDUCED FROM $279,900  

Equity One:  3355 University Blvd. W #108, Kenmanor, Kensington 20895 2 BR/1 BA $216,000 Condo Fee: ?  

Bank of America:  315 Valley Brook Dr., Springbrook, Silver Spring 20904 8 BR/3 BA $399,900 SF  

REO:  1900 Veirs Mill Rd., Twinbrook Forest, Rockville 20851 4 BR/2 BA $269,900 SF  

Banco Popular:  18726 Walkers Choice Rd. #4, Normandie on the Lake II, Montgomery Village 20886 3 BR/2 BA $88,000 Condo Fee: $550/mo.  

HSBC Mortgage Services:  17 Water St. #13, Lilac Gardens, Gaithersburg 20877 2 BR/1 BA $79,900 Condo Fee: $315/mo. REDUCED FROM $92,500  

REO:  17 Water St. #18, Lilac Gardens, Gaithersburg 20877 2 BR/1 BA $69,900 Condo Fee: $228/mo. REDUCED FROM $75,900  

Wells Fargo Bank:  10333 Watkins Mill Dr., Stedwick, Montgomery Village 20886 3 BR/2.5 BA $254,900 TH HOA Fee: $278/qtr. REDUCED FROM $272,900

Bank of America:  10004 Wedge Way, Club Hill, Montgomery Village 20886 3 BR/1.5 BA $132,900 TH HOA Fee: $82/mo.

Fannie Mae:  2929 Weisman Rd., Weismans, Silver Spring 20902 3 BR/1 BA $139,000 SF

CDA:  3 Welbeck Ct., McConkey, Montgomery Village 20886 3 BR/2.5 BA $160,000 TH HOA Fee: $273/qtr.

Fannie Mae:  790 West Side Dr. #10-A, Brighton West, Gaithersburg 20878 3 BR/2.5 BA $149,000 TH Condo Fee: $380/mo.

REO:  1082 West Side Dr., Brighton West, Gaithersburg 20878 4 BR/2.5 BA $149,900 TH Condo Fee: $380/mo.

REO:  809 Westmore Ave., Woottons Mill, Rockville 20850 2 BR/1 BA $260,000 SF Built in 1947

REO:  13327 Whitechurch Cir., Churchill Town Sector, Germantown 20874 2 BR/1.5 BA $134,900 TH HOA Fee: $62/mo. REDUCED FROM $154,900

REO:  9710 Winery Ct. #9710, Meadow Ridge Villas, Gaithersburg 20879 2 BR/2 BA $204,900 Condo Fee: $300/mo. Seniors 62+ REDUCED FROM $225,000  

Deutsche Bank:  304 Winter Walk Dr., Quince Orchard Park, Gaithersburg 20878 4 BR/3.5 BA $519,900 SF REDUCED FROM $524,900  

Freddie Mac:  14201 Wolfcreek Way #4-24, Wintergate/Longmead, Silver Spring 20906 3 BR/2 BA $172,500 Condo Fee: $180/mo. REDUCED FROM $211,150  

REO:  3203 Woodhollow Dr., Parkcrest, Chevy Chase, 20815 4 BR.3 BA $679,000 SF REDUCED FROM $700,000

IndyMac Bank:  19901 Wyman Way, Churchill Town Sector, Germantown 20874 3 BR/2 FB/2 HB $163,000 TH HOA Fee: $70/mo.

Copyright 2008 by Roy Kelley - Information deemed reliable, but is subject to changes. We must always confirm availability and current prices. Any reproduction, distribution or other use is prohibited. Do not email this report to others without written authorization from Roy Kelley.

We have a very simple request if you wish to receive our information and advice.  We ask you to agree to use us as your exclusive buyer agents for your next real estate purchase. Please advise us if you are represented by another real estate agent.

Please contact us if you have questions about the foreclosure process in Maryland. If you are searching for a property, please tell us about your specific needs.  Please refer your friends that may wish to purchase a residence or investment property.

Your Real Estate Professional,

Roy Kelley  

Roy Kelley & Associates

Associate Broker, RE/MAX Realty Group

6 Montgomery Village Avenue, Suite 200 Gaithersburg, MD 20879  

Follow me on Twitter:  https://twitter.com/roykelley  

Direct:  301-921-4569   Client Assistance:  301-670-8996

Email: roykelley@mris.com    Fax:  301-921-4586  Main Office:  301-258-7757 x 569

Home Search Website: www.roykelley.com  (All available listings may by viewed on Homes Prospector)

Blog:  http://activerain.com/blogs/roykelley  

Frederick County REO:  We distribute a separate list of the lender owned foreclosures in Frederick County, MD.  If you are not on that list and wish to receive the reports, please contact us at roykelley@mris.com  

First time home buyer tax credit information:   www.federalhousingtaxcredit.com  

Recipient of the RE/MAX International Lifetime Achievement Award - 2008

Montgomery County Board Vacancies

County Executive Isiah Leggett is committed to representation on all of the County's boards, committees, and commissions that is reflective of, and responsive to, our County's residents.  Public participation contributes to the work of County government and provides a valuable service to the community when a variety of issues, concerns, and viewpoints are presented. Currently, there is a valuable opportunity to serve on the following:

• Animal Matters Hearing Board
• Pedestrian and Traffic Safety Advisory Committee
• Sign Review Board

The deadline for application is July 17.

Please share this notice with anyone who may be interested.  You may access vacancy announcements for boards, committees, and commissions through the following link.

http://www.montgomerycountymd.gov/apps/exec/vacancies/pr_list.asp

Community service post by Roy Kelley, RE/MAX Realty Group, roykelley@mris.com

MONTGOMERY COUNTY MD TRUSTEE SALES - HARVEY WEST

Harvey West Auctioneers has scheduled a local trustee sales.

Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of the risks. Since these transactions are not conditioned on the availability of mortgage financing, buyers should always have written pre-approval for financing with disclosure the the lender that the property is being purchased in 'as-is" condition.

The lenders are buying in most of the properties that are sold at the court house auctions. The lenders then offer the homes for sale to the public when they become part of the REO inventory. Contact us for client reports on lender owned homes that are available for purchase in Frederick County and Montgomery County, Maryland. We represent buyers as their exclusive agents. roykelley@mris.com

Visit this website for their full schedule of trustee sales:  http://www.hwestauctions.com/schedule.asp

Wednesday, July 1, 2009
Sale Time	Deposit	Address	City	Location	Ad Start
09:04 AM	$25K	15415 REPRISE TERRACE	ROCKVILLE	MONT CHS	06/15/2009
09:10 AM	$24K	10110 BLUE TEE TERRACE	GAITHERSBURG	MONT CHS	06/15/2009
09:12 AM	$25K	9108 ROSEMONT DRIVE	GAITHERSBURG	MONT CHS	06/15/2009
09:14 AM	$22.4K	11820 ETON MANOR DRIVE UNIT 20 3	GERMANTOWN	MONT CHS	06/15/2009
09:16 AM	$25K	11913 LAFAYETTE DRIVE	SILVER SPRING	MONT CHS	06/15/2009
09:18 AM	$24.8K	12614 RED PEPPER COURT	GERMANTOWN	MONT CHS	06/16/2009
09:20 AM	$16K	104 DUVALL LANE UNIT 29-103	GAITHERSBURG	MONT CHS	06/16/2009
09:22 AM	$25K	1000 EAST WEST HIGHWAY	TAKOMA PARK	MONT CHS	06/16/2009
09:24 AM	$25K	1044 TRAVIS LANE	GAITHERSBURG	MONT CHS	06/16/2009
09:28 AM	$25K	20600 DUCK POND PLACE UNIT 5-5 01	GERMANTOWN	MONT CHS	06/16/2009
09:30 AM	$25K	10338 APPLE RIDGE ROAD	GAITHERSBURG	MONT CHS	06/16/2009
09:36 AM	$15K	39 PICKERING COURT UNIT 39-02	GERMANTOWN	MONT CHS	06/16/2009
09:38 AM	$13.6K	17816 BUEHLER ROAD UNIT 3-D-3	OLNEY	MONT CHS	06/16/2009
09:40 AM	$25K	10102 PIERCE DRIVE	SILVER SPRING	MONT CHS	06/16/2009
09:42 AM	$25K	10636 SENECA SPRING WAY	MONTGOMERY VILLAGE	MONT CHS	06/16/2009
09:44 AM	$25K	14439 STEPPING STONE WAY	BURTONSVILLE	MONT CHS	06/16/2009
09:48 AM	$25K	13738 HARVEST GLEN WAY	GERMANTOWN	MONT CHS	06/15/2009

Monday, July 6, 2009
Sale Time	Deposit	Address	City	Location	Ad Start

02:32 PM	$50K	2111 SPENCERVILLE ROAD	SPENCERVILLE	MONT CHS	06/18/2009
02:33 PM	$50K	12502 DAVAN DRIVE	SILVER SPRING	MONT CHS	06/18/2009
02:37 PM	$40K	2513 KENSINGTON BOULEVARD	WHEATON	MONT CHS	06/18/2009
02:38 PM	$20K	13018 TRAILSIDE WAY #2-1	GERMANTOWN	MONT CHS	06/18/2009
02:41 PM	$50K	18 ESWORTHY TERRACE	GAITHERSBURG	MONT CHS	06/18/2009
02:42 PM	$20K	12920 PICKERING DRIVE	GERMANTOWN	MONT CHS	06/18/2009
02:44 PM	$20K	11116 CEDARBLUFF LANE	GERMANTOWN	MONT CHS	06/18/2009
02:48 PM	$10K	3570 BEL PRE ROAD APT #8	SILVER SPRING	MONT CHS	06/18/2009
02:49 PM	$20K	13023 OPEN HEARTH WAY	GERMANTOWN	MONT CHS	06/18/2009
02:54 PM	$50K	17010 BATCHELLORS FOREST ROAD	OLNEY	MONT CHS	06/18/2009
02:55 PM	$10K	19525 GUNNERS BRANCH ROAD #C-2 13	GERMANTOWN	MONT CHS	06/18/2009
02:57 PM	$50K	4002 MANOR PARK COURT	ROCKVILLE	MONT CHS	06/18/2009
02:58 PM	$10K	826 GREGORIO DRIVE	SILVER SPRING	MONT CHS	06/18/2009

Wednesday, July 8, 2009
Sale Time	Deposit	Address	City	Location	Ad Start

10:36 AM	$25K	4601 NORTH PARK AVENUE UNIT 16 03	CHEVY CHASE	MONT CHS	06/22/2009
10:38 AM	$25K	10215 GARDINER AVENUE	SILVER SPRING	MONT CHS	06/22/2009
10:40 AM	$25K	9907 COTTRELL TERRACE	SILVER SPRING	MONT CHS	06/22/2009
10:42 AM	$11.5K	20056 APPLEDOWRE CI-#242	GERMANTOWN	MONT CHS	06/22/2009
10:44 AM	$17K	784 QUINCE ORCHARD BLVD-#202	GAITHERSBURG	MONT CHS	06/22/2009
10:46 AM	$25K	1623 WEST UNIVERSITY BOULEVARD	KENSINGTON	MONT CHS	06/22/2009
10:48 AM	$22K	927 HILLSIDE LAKE TERRACE UNIT 201	GAITHERSBURG	MONT CHS	06/22/2009
10:50 AM	$25K	1229 SMITH VILLAGE ROAD	SILVER SPRING	MONT CHS	06/22/2009
10:54 AM	$25K	18237 SMOKE HOUSE COURT	GERMANTOWN	MONT CHS	06/22/2009
10:56 AM	$25K	13122 MUSICMASTER DR-#71	SILVER SPRING	MONT CHS	06/22/2009

11:04 AM	$23.8K	13305 WEDGEPORT LANE	GERMANTOWN	MONT CHS	06/22/2009
11:06 AM	$25K	20802 FAIRWAY VIEW DRIVE	LAYTONSVILLE	MONT CHS	06/22/2009
11:08 AM	$25K	10750 LESTER STREET	WHEATON	MONT CHS	06/22/2009
11:10 AM	$25K	19130 CLOVER MEADOW PLACE	GAITHERSBURG	MONT CHS	06/22/2009
11:14 AM	$14K	110 DUVALL LANE UNIT 103	GAITHERSBURG	MONT CHS	06/22/2009
11:16 AM	$25K	11426 WATERBURY WAY	GERMANTOWN	MONT CHS	06/22/2009
11:26 AM	$25K	1617 NORTH SPRINGWOOD DRIVE	SILVER SPRING	MONT CHS	06/22/2009
11:32 AM	$25K	14424 STEPPING STONE WAY	BURTONSVILLE	MONT CHS	06/22/2009
11:34 AM	$17.9K	3802 BEL PRE ROAD UNIT 4	SILVER SPRING	MONT CHS	06/22/2009
11:36 AM	$24.8K	5 TRENTO COURT UNIT5	GAITHERSBURG	MONT CHS	06/22/2009

11:46 AM

$25K

14407 NADINE DRIVE

ROCKVILLE

MONT CHS

06/22/2009

11:48 AM	$25K	11211 WHITE BARN COURT	GAITHERSBURG	MONT CHS	06/22/2009
11:50 AM	$25K	3903 RANDOLPH ROAD	SILVER SPRING	MONT CHS	06/22/2009
11:52 AM	$2.6K	6 NORMANDY SQUARE COURT UNIT 2 CA	SILVER SPRING	MONT CHS	06/22/2009
11:54 AM	$25K	1620 PARHAM ROAD	SILVER SPRING	MONT CHS	06/22/2009
11:56 AM	$25K	13222 LAKE GENEVA WAY	GERMANTOWN	MONT CHS	06/22/2009

12:02 PM	$25K	110 RAWLINGS ROAD	GAITHERSBURG	MONT CHS	06/22/2009
12:06 PM	$25K	17 GALESVILLE COURT	GAITHERSBURG	MONT CHS	06/22/2009
12:12 PM	$25K	4700 ARBUTUS AVENUE	ROCKVILLE	MONT CHS	06/22/2009
12:14 PM	$25K	13804 CONGRESS DRIVE	ROCKVILLE	MONT CHS	06/22/2009
12:20 PM	$25K	1104 AGNEW DRIVE	ROCKVILLE	MONT CHS	06/22/2009
12:24 PM	$25K	18480 STONE HOLLOW DRIVE	GERMANTOWN	MONT CHS	06/22/2009
12:26 PM	$24.8K	10408 APPLE RIDGE ROAD	GAITHERSBURG	MONT CHS	06/22/2009
12:28 PM	$25K	9838 MAPLE LEAF DRIVE	MONTGOMERY VILLAGE	MONT CHS	06/19/2009
01:56 PM	$25K	33 OAK SHADE ROAD	GAITHERSBURG	MONT CHS	06/22/2009

Wednesday, July 15, 2009
Sale Time	Deposit	Address	City	Location	Ad Sta

10:30 AM	$25K	13030 ROSEBAY DRIVE UNIT 204	GERMANTOWN	MONT CHS	06/29/2009
10:32 AM	$25K	2612 BEL PRE ROAD	SILVER SPRING	MONT CHS	06/29/2009
10:34 AM	$25K	462 WEST DEER PARK ROAD UNIT 1 5	GAITHERSBURG	MONT CHS	06/29/2009
10:36 AM	$25K	13238 COPLAND COURT	SILVER SPRING	MONT CHS	06/29/2009
10:40 AM	$15.2K	11410 CHERRY HILL ROAD UNIT MB 202	BELTSVILLE	MONT CHS	06/29/2009
10:42 AM	$25K	19218 WHEATFIELD DRIVE	GERMANTOWN	MONT CHS	06/29/2009
10:50 AM	$25K	589 ODENDHAL AVENUE UNIT 589	GAITHERSBURG	MONT CHS	06/29/2009
10:52 AM	$25K	15412 VALENCIA STREET	SILVER SPRING	MONT CHS	06/29/2009
10:56 AM	$25K	9503 AVENEL ROAD	SILVER SPRING	MONT CHS	06/29/2009
11:00 AM	$16.4K	18601 NATHANS PLACE	MONTGOMERY VILLAGE	MONT CHS	06/29/2009
11:02 AM	$25K	3035 MEDWAY STREET	SILVER SPRING	MONT CHS	06/29/2009
11:04 AM	$25K	3833 BRIGHTVIEW STREET	SILVER SPRING	MONT CHS	06/29/2009
11:06 AM	$25K	19010 CHANDLEE MILL ROAD	SANDY SPRING	MONT CHS	06/29/2009
11:08 AM	$25K	4205 FRANKFORT DRIVE	ROCKVILLE	MONT CHS	06/29/2009
11:10 AM	$14.8K	17 WATER STREET UNIT 27	GAITHERSBURG	MONT CHS	06/29/2009
11:12 AM	$25K	12211 PISSARO DRIVE	GAITHERSBURG	MONT CHS	06/29/2009
11:14 AM	$25K	19943 SPUR HILL DRIVE	MONTGOMERY VILLAGE	MONT CHS	06/29/2009
11:16 AM	$21K	10004 STEDWICK ROAD UNIT 201	MONTGOMERY VILLAGE	MONT CHS	06/29/2009

PRINCE GEORGE'S COUNTY MD TRUSTEE SALES - HARVEY WEST

Harvey West Auctioneers has scheduled a local trustee sales.

Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of the risks. Since these transactions are not conditioned on the availability of mortgage financing, buyers should always have written pre-approval for financing with disclosure the the lender that the property is being purchased in 'as-is" condition.

The lenders are buying in most of the properties that are sold at the court house auctions. The lenders then offer the homes for sale to the public when they become part of the REO inventory. Contact us for client reports on lender owned homes that are available for purchase in Frederick County and Montgomery County, Maryland. We represent buyers as their exclusive agents. roykelley@mris.com

Visit this website for their full schedule of trustee sales:  http://www.hwestauctions.com/schedule.asp

Tuesday, June 30, 2009
Sale Time	Deposit	Address	City	Location	Ad Start

01:36 PM	$24.8K	7505 WINLATON COURT	HYATTSVILLE	PG CHS	06/12/2009
01:38 PM	$25K	3021 TINKER DRIVE	FORT WASHINGTON	PG CHS	06/12/2009
01:46 PM	$21.2K	9804 DORVAL AVENUE	UPPER MARLBORO	PG CHS	06/12/2009
01:50 PM	$25K	3503 BRIGHTWOOD COURT	FORT WASHINGTON	PG CHS	06/12/2009
01:52 PM	$23.2K	4400 75TH AVENUE	HYATTSVILLE	PG CHS	06/12/2009
02:02 PM	$25K	13205 10TH STREET	BOWIE	PG CHS	06/12/2009
02:04 PM	$25K	12804 WILLOW MARSH LANE	BOWIE	PG CHS	06/12/2009
02:06 PM	$12.7K	7716 BENDER ROAD	HYATTSVILLE	PG CHS	06/12/2009
02:14 PM	$1.5K	3107 GOOD HOPE AVENUE UNIT N-5 11	TEMPLE HILLS	PG CHS	06/12/2009
02:20 PM	$25K	10004 GOOSE POND COURT	LAUREL	PG CHS	06/12/2009
02:22 PM	$25K	8408 ROSE MARIE DRIVE	FORT WASHINGTON	PG CHS	06/12/2009
02:26 PM	$20K	6968 HANOVER PARKWAY UNIT 301	GREENBELT	PG CHS	06/12/2009
02:32 PM	$25K	2600 BERRYWOOD LANE	UPPER MARLBORO	PG CHS	06/12/2009
02:34 PM	$25K	2306 BANNING PLACE	HYATTSVILLE	PG CHS	06/12/2009

Tuesday, July 7, 2009
Sale Time	Deposit	Address	City	Location	Ad Start

01:34 PM	$25K	4304 LORD FAIRFAX COURT	UPPER MARLBORO	PG CHS	06/19/2009
01:38 PM	$15.5K	1007 BANISTER WAY	CAPITOL HEIGHTS	PG CHS	06/19/2009
01:40 PM	$25K	6803 97TH PLACE	LANHAM	PG CHS	06/19/2009
01:42 PM	$21.9K	714 60TH AVENUE	CAPITOL HEIGHTS	PG CHS	06/19/2009
01:46 PM	$19.6K	6433 ENTWOOD COURT	FORT WASHINGTON	PG CHS	06/19/2009
01:50 PM	$25K	6839 FORBES BOULEVARD	LANHAM	PG CHS	06/19/2009
01:54 PM	$25K	3705 QUINCY STREET	BRENTWOOD	PG CHS	06/19/2009
01:56 PM	$25K	10400 IRIS PLACE	HYATTSVILLE	PG CHS	06/19/2009
01:58 PM	$25K	4102 CHELMONT LANE	BOWIE	PG CHS	06/19/2009
02:02 PM	$22.6K	7704 MILLIGAN LANE	CLINTON	PG CHS	06/19/2009
02:04 PM	$16.1K	6222 LANDOVER ROAD	LANDOVER	PG CHS	06/19/2009
02:06 PM	$25K	7500 HARRISON LANE	TEMPLE HILLS	PG CHS	06/19/2009
02:08 PM	$19K	7111 EAST FOREST ROAD	LANDOVER	PG CHS	06/19/2009
02:10 PM	$25K	9200 WOFFORD LANE	COLLEGE PARK	PG CHS	06/19/2009
02:12 PM	$25K	9059 FLORIN WAY	UPPER MARLBORO	PG CHS	06/19/2009
02:14 PM	$25K	11205 BENNINGTON DRIVE	UPPER MARLBORO	PG CHS	06/19/2009
02:16 PM	$25K	13220 FOX BOW DRIVE UNIT 306	UPPER MARLBORO	PG CHS	06/19/2009
02:18 PM	$25K	1317 CRISFIELD DRIVE	OXON HILL	PG CHS	06/19/2009
02:20 PM	$25K	13127 WELLFORD DRIVE	BELTSVILLE	PG CHS	06/19/2009
02:22 PM	$25K	6933 MALACHITE PLACE	CAPITOL HEIGHST	PG CHS	06/19/2009
02:24 PM	$25K	3910 BRINKLEY ROAD	TEMPLE HILLS	PG CHS	06/19/2009
02:30 PM	$25K	10602 CHICKORY COURT	UPPER MARLBORO	PG CHS	06/19/2009
02:36 PM	$19.1K	924 PORTIA COURT	LANDOVER	PG CHS	06/19/2009
02:38 PM	$25K	7306 23RD AVENUE	HYATTSVILLE	PG CHS	06/19/2009
02:38 PM	$25K	13012 MARLTON CENTER DRIVE	UPPER MARLBORO	PG CHS	06/19/2009
02:42 PM	$25K	2218 OLD FORT HILLS DRIVE	FORT WASHINGTON	PG CHS	06/19/2009
02:44 PM	$25K	14200 RUTHERFORD ROAD	UPPER MARLBORO	PG CHS	06/19/2009
02:48 PM	$25K	2908 MELISA DRIVE	CAPITOL HEIGHTS	PG CHS	06/19/2009
02:50 PM	$25K	5701 FEDERAL COURT	UPPER MARLBORO	PG CHS	06/19/2009
02:58 PM	$25K	2601 AINSWORTH TERRACE	BOWIE	PG CHS	06/19/2009
03:00 PM	$25K	5909 LAFAYETTE AVENUE	RIVERDALE	PG CHS	06/19/2009
03:02 PM	$25K	2000 ARONA ROAD	FORT WASHINGTON	PG CHS	06/19/2009
03:08 PM	$18.4K	8918 CHESTER GROVE TERRACE	UPPER MARLBORO	PG CHS	06/19/2009
03:12 PM	$25K	9239 FAIRLANE PLACE	LAUREL	PG CHS	06/19/2009
03:18 PM	$25K	4006 FORESTON ROAD	BELTSVILLE	PG CHS	06/19/2009
03:20 PM	$25K	13919 WESTVIEW FOREST DRIVE	BOWIE	PG CHS	06/19/2009
03:22 PM	$25K	2417 UNIVERSITY BOULEVARD EAST	HYATTSVILLE	PG CHS	06/19/2009
03:24 PM	$25K	6500 PARKWAY COURT	HYATTSVILLE	PG CHS	06/19/2009
03:28 PM	$25K	7416 PARKWOOD STREET	HYATTSVILLE	PG CHS	06/19/2009
03:30 PM	$25K	8319 STANWOOD STREET	HYATTSVILLE	PG CHS	06/19/2009
03:32 PM	$22.4K	4809 SPRINGMAID LANE	OXON HILL	PG CHS	06/19/2009
03:34 PM	$25K	1315 OATES STREET	CAPITOL HEIGHTS	PG CHS	06/19/2009
03:38 PM	$25K	8707 COLONEL CEWARD DRIVE	FORT WASHINGTON	PG CHS	06/22/2009
03:40 PM	$25K	2000 SHERIDAN STREET	HYATTSVILLE	PG CHS	06/19/2009
03:42 PM	$25K	12525 OLD GUNPOWDER ROAD SPUR	BELTSVILLE	PG CHS	06/22/2009
03:46 PM	$22.3K	4813 GUNTHER STREET	CAPITOL HEIGHTS	PG CHS	06/19/2009
03:50 PM	$25K	7412 TILDEN STREET	HYATTSVILLE	PG CHS	06/19/2009
03:52 PM	$25K	2061 CHADWICK TERRACE	TEMPLE HILLS	PG CHS	06/19/2009
03:54 PM	$22K	4219 32ND STREET	MOUNT RAINIER	PG CHS	06/19/2009
03:58 PM	$25K	2104 BLAZ COURT	UPPER MARLBORO	PG CHS	06/19/2009

04:38 PM	$20.4K	11320 CHERRY HILL ROAD UNIT Q1 04	BELTSVILLE	PG CHS	06/19/2009
04:40 PM	$15.3K	5608 RANDOLPH STREET	HYATTSVILLE	PG CHS	06/19/2009
04:42 PM	$25K	6801 NORTHGATE PARKWAY	CLINTON	PG CHS	06/19/2009
04:44 PM	$24.1K	1422 EARLY OAKS LANE	CAPITOL HEIGHTS	PG CHS	06/19/2009
04:50 PM	$25K	6506 SUMMERHILL ROAD	TEMPLE HILLS	PG CHS	06/19/2009
04:54 PM	$24.8K	12301 PERCIL LANE	UPPER MARLBORO	PG CHS	06/19/2009
04:58 PM	$25K	2342 SETON WAY	DISTRICT HEIGHTS	PG CHS	06/19/2009
05:00 PM	$25K	6600 OLD LANDOVER ROAD	LANDOVER	PG CHS	06/19/2009

Wednesday, July 8, 2009
Sale Time	Deposit	Address	City	Location	Ad Start

11:00 AM	$2.5K	3103 GOOD HOPE AVENUE #309	TEMPLE HILLS	PG CHS	06/22/2009
11:02 AM	$2.5K	3107 GOOD HOPE AVENUE #101	TEMPLE HILLS	PG CHS	06/22/200

Thursday, July 9, 2009
Sale Time	Deposit	Address	City	Location	Ad Start

10:00 AM	$20K	2608 LORRING DRIVE	DISTRICT HEIGHTS	PG CHS	06/23/2009
10:01 AM	$10K	4013 WILL STREET	CAPITOL HEIGHTS	PG CHS	06/23/2009
10:02 AM	$10K	3450 TOLEDO TERRACE	HYATTSVILLE	PG CHS	06/23/2009
10:05 AM	$20K	1011 JANSEN AVENUE	CAPITAL HEIGHTS	PG CHS	06/23/2009
10:06 AM	$30K	4725 COLONEL ASHTON PLACE	UPPER MARLBORO	PG CHS	06/23/2009
10:07 AM	$40K	3608 COLLIER ROAD	BELSVILLE	PG CHS	06/23/2009
10:09 AM	$30K	3508 STONESBORO ROAD	FORT WASHINGTON	PG CHS	06/23/2009
10:11 AM	$50K	8101 OWENS WAY	BRANDYWINE	PG CHS	06/23/2009
10:12 AM	$30K	4005 HOBART COURT	SPRINGDALE	PG CHS	06/23/2009
10:13 AM	$50K	4502 BURKES PROMISE DRIVE	BOWIE	PG CHS	06/23/2009
10:14 AM	$10K	2435 IVERSON STREET	TEMPLE HILLS	PG CHS	06/23/2009
10:16 AM	$30K	5619 DUCHAINE DRIVE	LANHAM	PG CHS	06/23/2009
10:19 AM	$20K	4802 51ST AVENUE	HYATTSVILLE	PG CHS	06/23/2009
10:21 AM	$20K	5001 QUINCY STREET	BLADENSBURG	PG CHS	06/23/2009
10:24 AM	$20K	1629 WILLOWOOD COURT, LANDOVER ,	AKA CHEVERLY AKA HYATTSVILLE	PG CHS	06/23/2009
10:26 AM	$20K	5622 FISHER ROAD	TEMPLE HILLS	PG CHS	06/23/2009
10:27 AM	$30K	6712 KIPLING PARKWAY	DISTRICT HEIGHTS	PG CHS	06/23/2009
10:29 AM	$20K	804 STAG WAY	FORT WASHINGTON	PG CHS	06/23/2009

FREDERICK COUNTY MD TRUSTEE SALES - HARVEY WEST

Harvey West Auctioneers has scheduled a local trustee sales.

Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of the risks. Since these transactions are not conditioned on the availability of mortgage financing, buyers should always have written pre-approval for financing with disclosure the the lender that the property is being purchased in 'as-is" condition.

The lenders are buying in most of the properties that are sold at the court house auctions. The lenders then offer the homes for sale to the public when they become part of the REO inventory. Contact us for client reports on lender owned homes that are available for purchase in Frederick County and Montgomery County, Maryland. We represent buyers as their exclusive agents. roykelley@mris.com

Visit this website for their full schedule of trustee sales:  http://www.hwestauctions.com/schedule.asp

Wednesday, July 1, 2009
Sale Time	Deposit	Address	City	Location	Ad Start

11:32 AM	$20.5K	1122 YOUNG PLACE	FREDERICK	FRED CHS	06/15/2009
11:34 AM	$25K	622 TIVOLI ROAD	FREDERICK	FRED CHS	06/16/2009
11:36 AM	$25K	112 BOSC COURT	THURMONT	FRED CHS	06/16/2009
11:38 AM	$25K	305 SOUTH MARKET STREET	FREDERICK	FRED CHS	06/16/2009
11:40 AM	$24.9K	5568 BRITTANY COURT	FREDERICK	FRED CHS	06/16/2009
11:42 AM	$25K	6937 FOX CHASE ROAD	NEW MARKET	FRED CHS	06/16/2009
11:44 AM	$20.5K	1 ROUZER COURT	THURMONT	FRED CHS	06/16/2009
11:48 AM	$23.8K	225 CANFIELD TERRACE	FREDERICK	FRED CHS	06/16/2009
11:52 AM	$21K	1571 BEVERLY COURT	FREDERICK	FRED CHS	06/16/2009

Wednesday, July 8, 2009
Sale Time	Deposit	Address	City	Location	Ad Start
10:00 AM	$10K	10275 WHITE PELICAN WAY 102-E	NEW MARKET	FRED CHS	06/22/2009
10:01 AM	$30K	10708 OLD ANNAPOLIS ROAD	FREDERICK	FRED CHS	06/22/2009
10:02 AM	$20K	1713 COUNTRY COURT	FREDERICK	FRED CHS	06/22/2009
10:04 AM	$50K	603 WEST PATRICK STREET	FREDERICK	FRED CHS	06/22/2009
10:05 AM	$20K	1125 PROVIDENCE COURT	FREDERICK	FRED CHS	06/22/2009
10:09 AM	$20K	611 E 16TH STREET	FREDERICK	FRED CHS	06/22/2009

12:00 PM	$25K	205 4TH AVENUE	BRUNSWICK	FRED CHS	06/23/2009
12:02 PM	$18.1K	5776 SUNSET VIEW LANE	FREDERICK	FRED CHS	06/22/2009

02:30 PM

$18.5K

14035 BROWN ROAD

SMITHSBURG

FRED CHS

06/22/20

Wednesday, July 15, 2009
Sale Time	Deposit	Address	City	Location	Ad Start

12:00 PM	$25K	2719 PRICES DISTILLERY ROAD	CLARKSBURG	FRED CHS	06/29/2009
12:02 PM	$20K	808 BRUNSWICK STREET	BRUNSWICK	FRED CHS	06/29/2009
12:04 PM	$25K	1803 WHISPERING MEADOW COURT	FREDERICK	FRED CHS	06/29/2009
12:06 PM	$22.7K	4601 FELDSPAR ROAD	MIDDLETOWN	FRED CHS	06/29/2009
12:08 PM	$18.4K	563 BOYSENBERRY LANE	FREDERICK	FRED CHS	06/29/2009
12:12 PM	$25K	111 NEW CASTLE COURT	FREDERICK	FRED CHS	06/29/2009
12:14 PM	$18.9K	5832 WHITFIELD COURT	FREDERICK	FRED CHS	06/29/2009
12:16 PM	$21.6K	100 SOUTH SECOND STREET	WOODSBORO	FRED CHS	06/29/2009
12:18 PM	$25K	13850 OLD NATIONAL PIKE	MOUNT AIRY	FRED CHS	06/29/2009
12:20 PM	$25K	1736 EMORY STREET	FREDERICK	FRED CHS	06/29/2009
12:22 PM	$18.2K	8337 WALTER MARTZ ROAD	FREDERICK	FRED CHS	06/29/2009
12:24 PM	$25K	1625 COOPERS WAY	FREDERICK	FRED CHS	06/29/2009