Black Bean Soup Recipe / Susan Brown, Your Texas Connection, Keller Williams Realty - 02/28/10 06:52 PM
Debbie's Black Bean Soup

Via Susan Brown (Keller Williams NE, Kingwood Texas (Humble & Atascocita too)):
This delicious recipe came to me via my friend Debbie.  She is an accomplished cook & this is just one of many yummy dishes I've enjoyed at her home.  Thanks Debbie!Debbie's Black Bean Soup   2 tablespoons olive oil 1 large onion,diced 1 gr pepper, seeded and divided 2 lg plum tomatoes, seeded and chopped 4 cloves garlic,crushed 1 1/2 tsp dried oregano 1 1/2 tsp ground cumin 1 dries bay leaf 3 cans (19oz. each) black beans, rinsed and drained 5 cups reduced-sodium … (0 comments)

Hummingbirds - 02/28/10 01:05 PM
 Hummingbirds
Via Russel Ray, San Diego home inspector (Russel Ray, Property Consultant):
Hummingbirds are naturally attracted to orange and red flowers, as well as just about any tubular flower that they can poke their beaks into.
There is one plant that, at first glance, doesn't appear to have flowers that fit either of those traits, yet the hummingbirds absolutely love it: the Pride of Madeira.

 
Upon closer look, you can see that the stalk has hundreds of flowers of a tubular shape:

 
And if you look even closer, you can find many hummingbirds in the throes of culinary ecstacy:


… (4 comments)

Foreclosures - Homes For Sale In Rockville, MD - Trustee Sales - Harvey West Auctioneers - 02/28/10 09:27 AM
Foreclosures - Homes For Sale In Rockville, MD - Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. … (0 comments)

Silver Spring, MD Trustee Sales - Harvey West Auctioneers - 02/28/10 09:23 AM
Silver Spring, MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you … (0 comments)

Gaithersburg, MD Trustee Sales - Harvey West Auctioneers - 02/28/10 09:19 AM
Gaithersburg, MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Germantown, MD Trustee Sales - Harvey West Auctioneers - 02/28/10 09:15 AM
Germantown, MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (1 comments)

Foreclosures - Homes For Sale In Washington County, MD - Trustee Sales (Week of 3/7/10) - Alex Cooper Auctioneers - 02/28/10 09:00 AM
Foreclosures - Homes For Sale In Washington County, MD - Trustee Sales (Week of 3/7/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you … (0 comments)

Prince George's County MD Trustee Sales (Week of 3/7/10) - Alex Cooper Auctioneers - 02/28/10 08:56 AM
Prince George's County MD Trustee Sales (Week of 3/7/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know … (2 comments)

Frederick County MD Trustee Sales (Week of 3/7/10) - Alex Cooper Auctioneers - 02/28/10 08:51 AM
Frederick County MD Trustee Sales (Week of 3/7/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the … (1 comments)

Montgomery County MD Trustee Sales (Week of 3/7/10) - Alex Cooper Auctioneers - 02/28/10 08:45 AM
Montgomery County MD Trustee Sales (Week of 3/7/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the … (0 comments)

Pinewild Country Club, Pinehurst North, Carolina - 02/27/10 04:51 PM

Via Wayne and Lynda Gomillion (Pinehurst, Southern Pines | Hagan & Hagan ):
… (0 comments)

The Warning Signs of Foreclosure - 02/27/10 11:42 AM

Via Douglas & Elizabeth Lavery (Prudential Homesale Services Group):
Many homeowners across the country are undergoing the devastating effects that the downturn of our economy has produced. There is nothing more stressful, embarrassing, demeaning and devastating as losing a home through foreclosure. Early Warning Signs of Foreclosure
Credit card debt out of control. Paying the minimum amount due. Maxed out cards. Paying for necessities with credit cards - groceries, utilities, etc. Cannot meet monthly financial obligations - choosing which bills to pay. Borrowing from friends and family. Loss of employment, or reduction in hours or wages. Major illness which can cause loss of work … (0 comments)

Orchids bring back memories.... - 02/27/10 07:01 AM
 Orchids bring back memories....
Thanks to Russel for sharing his story and photographs.
Via Russel Ray, San Diego home inspector (Russel Ray, Property Consultant):
It's orchid time at the Botanical Garden in Balboa Park!
I first started liking orchids when I had my first date, which was to my eighth grade prom.
Her name was Kathy Kiel, and her parents brought her to my house where I presented her with an orchid corsage that my wise old grandmother had bought for me. As we left my house for the prom, one of my all-time favorite Beatles songs, Hey Jude, was playing … (3 comments)

Prolonging the Life of Your Car Battery... - 02/26/10 03:52 PM

Via Michael Thornton - Nashville, TN area Home Inspector (Complete Home Inspections, Inc.):
Prolonging the Life of Your Car Battery...
     As busy real estate professionals, the last thing we need is a dead car battery. Car batteries are the last thing one ever thinks about until you turn the key and nothing happens. As we all know, car batteries seem to go dead at the least opportune time. This is not only annoying, but can put a strain on the finances as well. As we approach the spring equinox, aging batters will be more prone to failure.
     These few … (0 comments)

Senior Citizens Need Special Attention to "Right-Size" - 02/26/10 03:44 PM
 Senior Citizens Need Special Attention to "Right-Size"
Via Jane Taylor (RE/MAX Realty Group):
Everyone knows that moving can be stressful, but senior citizens need special attention to "right-size".   During my course study for Seniors Real Estate Specialist(SRES), a designation given by the National Association of Realtors, I learned about many different issues facing seniors and the elderly when it's time for them to make a move.  This designation was important to me because of my love and respect for my parents as well as my affinity for the elderly - I hope to be one, one day.
With proper planning and preparation, … (1 comments)

Washington County MD Trustee Sales - Tidewater Auctions - 02/26/10 03:35 PM
Washington County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Prince George's County MD Trustee Sales - Tidewater Auctions - 02/26/10 03:32 PM
Prince George's County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when … (0 comments)

Frederick County MD Trustee Sales - Tidewater Auctions - 02/26/10 03:28 PM
Frederick County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Montgomery County MD Trustee Sales - Tidewater Auctions - 02/26/10 03:24 PM
Montgomery County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Prince George's County MD Trustee Sales - The Fisher Law Group - 02/26/10 03:17 PM
Prince George's County MD Trustee Sales - The Fisher Law Group
The Fisher Law Group is advertising trustee sales in the county. Visit their website for details and the full auction schedule:  http://www.first-legal.com/salelist/sales.html
Trustee sales are open to the public and all qualified bidders. These are auctions that are ordered by the secured lenders when borrowers default on their mortgage obligations. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The indicated deposits must be in the form of cash or certified funds. Most of the bidders obtain cashier's checks that are payable to themselves. Always check … (0 comments)

Montgomery County MD Trustee Sales - The Fisher Law Group - 02/26/10 03:13 PM
Montgomery County MD Trustee Sales - The Fisher Law Group
The Fisher Law Group is advertising trustee sales in the county. Visit their website for details and the full auction schedule:  http://www.first-legal.com/salelist/sales.html
Trustee sales are open to the public and all qualified bidders. These are auctions that are ordered by the secured lenders when borrowers default on their mortgage obligations. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The indicated deposits must be in the form of cash or certified funds. Most of the bidders obtain cashier's checks that are payable to themselves. Always check … (0 comments)

Washington County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/26/10 03:07 PM
Washington County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek … (0 comments)

Gaithersburg Committee Vacancy Updates - 02/26/10 02:33 PM
Gaithersburg Committee Vacancy Updates
The Mayor and City Council are seeking members to serve on a number of City committees. Joining a City committee is a way to get involved and help the Mayor and City Council in their strategic planning process. All committees act in an advisory role. City staff help facilitate meetings and report recommendations to the Mayor and City Council. Preference will be given to Gaithersburg residents and those who have businesses within the City.
The following committees have vacancies:
Commission on Landlord/Tenant Affairs (1 alt. tenant) Community Advisory Committee Cultural Arts Advisory Committee (and Subcommittees) Economic and … (0 comments)

Prince George's County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/26/10 11:24 AM
Prince George's County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek … (0 comments)

Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/26/10 11:20 AM
Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional … (0 comments)

St. Patrick's Day Happy Hour in Kentlands - 02/26/10 11:17 AM
St. Patrick's Day Happy Hour in Kentlands
FREE Carriage Rides & Drinks! - March 12
Don't miss the St. Patrick's Day themed Happy Hour with Carriage Rides on Friday, March 12 from 5:00 to 8:00 pm in the Great Room at the Clubhouse. This is a great social occasion to meet your neighbors over a beverage and snacks. Beer and wine is served so this event is for Kentlands residents over 21 only, please.
RSVP by calling 301-948-2071 or by logging in and clicking on "Happy Hour" on the website's calendar.
Posted on ActiveRain as a community service.
Character counts in … (0 comments)

Montgomery County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/26/10 10:43 AM
Montgomery County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional … (0 comments)

Washington County MD Trustee Sales - Harvey West Auctioneers - 02/26/10 10:36 AM
Washington County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Prince George's County MD Trustee Sales - Harvey West Auctioneers - 02/26/10 10:32 AM
Prince George's County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you … (0 comments)

Frederick County MD Trustee Sales - Harvey West Auctioneers - 02/26/10 10:29 AM
Frederick County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Montgomery County MD Trustee Sales - Harvey West Auctioneers - 02/26/10 10:25 AM
Montgomery County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Washington County MD Trustee Sales - Alex Cooper Auctioneers - 02/26/10 10:14 AM
Washington County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional … (0 comments)

Prince George's County MD Trustee Sales - Alex Cooper Auctioneers - 02/26/10 10:10 AM
Prince George's County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek … (0 comments)

Frederick County MD Trustee Sales - Alex Cooper Auctioneers - 02/26/10 10:06 AM
Frederick County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional … (0 comments)

Montgomery County MD Trustee Sales - Alex Cooper Auctioneers - 02/26/10 10:01 AM
Montgomery County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional … (0 comments)

Frederick County MD Lender Owned Foreclosures & Short Sale Listings - 02/26/10 09:05 AM
Frederick County MD Lender Owned Foreclosures & Short Sale Listings
***Take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can avoid the increase in mortgage insurance cost if under contract by the end of March.***
There are 93 active listings of lender owned foreclosures (REO) available for purchase in the county. Click on the listing number for full details on each property. Sort by column headings.  
Click the following … (0 comments)

HUD Homes for sale in Prince George's County - 02/26/10 08:44 AM
HUD Homes for sale in Prince George's County
This is the current inventory of available HUD homes in the county. These properties are FHA foreclosures. Note that the priority of Owner Occupant means that the properties are not yet available to investors. When the priority shows All Bidders, the properties are available to owner occupant purchasers and investors.
All bidders need to be pre-approved if mortgage financing is to be used. FHA financing is usually the best for home buyers. Check with us if you need a referral to a mortgage lender.
PRINCE GEORGE'S COUNTY, MARYLAND

… (0 comments)

HUD Homes for sale in Washington County - 02/26/10 08:39 AM
HUD Homes for sale in Washington County
This is the current inventory of available HUD homes in the county. These properties are FHA foreclosures. Note that the priority of Owner Occupant means that the properties are not yet available to investors. When the priority shows All Bidders, the properties are available to owner occupant purchasers and investors.
All bidders need to be pre-approved if mortgage financing is to be used. FHA financing is usually the best for home buyers. Check with us if you need a referral to a mortgage lender.
WASHINGTON COUNTY, MARYLAND

… (0 comments)

HUD Homes for sale in Frederick County - 02/26/10 08:35 AM
HUD Homes for sale in Frederick County
This is the current inventory of available HUD homes in the county. These properties are FHA foreclosures. Note that the priority of Owner Occupant means that the properties are not yet available to investors. When the priority shows All Bidders, the properties are available to owner occupant purchasers and investors.
All bidders need to be pre-approved if mortgage financing is to be used. FHA financing is usually the best for home buyers. Check with us if you need a referral to a mortgage lender.
FREDERICK COUNTY, MARYLAND

… (1 comments)

HUD Homes for sale in Montgomery County - 02/26/10 08:30 AM
HUD Homes for sale in Montgomery County
This is the current inventory of available HUD homes in the county. These properties are FHA foreclosures. Note that the priority of Owner Occupant means that the properties are not yet available to investors. When the priority shows All Bidders, the properties are available to owner occupant purchasers and investors.
All bidders need to be pre-approved if mortgage financing is to be used. FHA financing is usually the best for home buyers. Check with us if you need a referral to a mortgage lender.
MONTGOMERY COUNTY, MARYLAND


… (0 comments)

House For Sale - New Listing - Hagerstown, MD HAGERSTOWN, MD 21740 - 02/25/10 08:18 PM

Via Jim Curry (Long & Foster):
House For Sale - New Listing Hagerstown, MD 18604 WARM SPRING CT, HAGERSTOWN, MD 21740
A Very Nice 4 Bedroom / 3 Full Bath Home. Walk- Out Basement is set up as an In-Law Suite. Master Bed w/ Walk-in Closet on the Main Level. Two Bedrooms & a Full Bath on the upper level. Nice back yard with Deck, close to I-70. Central AC & 2 Car Garage.
This is it !!!!     $234,000
 

OFFICE (301) 797-2300
… (1 comments)

Hot Paint Colors for 2010 - 02/25/10 08:08 PM
 Hot Paint Colors for 2010
Via Cindy Bryant~Houston's Home Staging & Professional Home Stagers~RVP RESA~ASHSR (Redesign Etc.~Specialist in Staging Vacant Properties.):
Want to know what the hottest paint color trends for decorating in 2010 will be? 
The experts from Benjamin Moore, Sherwin Williams and the Pantone-Institute weigh in with their favorites.
                                 
Yellow, will be pumped up to brighter more vibrant hues, much bolder than before.
Gold will still be popular. Sage colors will not be as popular and we will see more yellow green. Grays will overtake browns in the neutral family. Aquas have been popular and … (6 comments)

Be Careful What You Pray For - 02/25/10 08:07 PM

Via Michael Bergin, Northern Virginia Real Estate (Coldwell Banker Residential Brokerage - ABR - SRES ):
A friend of ours sent us this picture and it so perfectly captures what the month of February has been like here in Alexandria and Northern Virginia that we just had to share. 


I  think a "white Christmas" is always in order and a few opportunities to skate on a frozen pond or go sleigh riding should be part of growing up but once you pass the 50 inch mark - well, that's when its time to say ENOUGH!
Michael
Michael Bergin
Your Realtor … (0 comments)

What's Available in Germantown MD For $150,000 Or Less? - 02/25/10 02:02 PM
What's Available in Germantown MD For $150,000 Or Less?  
Investor Alert  
Investors like Germantown because the area provides a constant supply of moderately homes that are suitable for rental properties. Readily available public transportation and shopping make this an ideal area for many renters. Some investors like to purchase in the price range below $150,000 because the numbers work better for rentals in the lower price ranges. Much of the time, they are competing with first time home buyers.  
This is what is available today: There are 30 active listings priced at $150,000 and below.  
If you exclude … (3 comments)

Why Are Investors Buying In Montgomery Village? - 02/25/10 12:52 PM
Why Are Investors Buying In Montgomery Village?  
Investor Alert  
Investors like Montgomery Village because the area provides a constant supply of moderately homes that are suitable for rental properties. Readily available public transportation and shopping make this an ideal area for many renters. Most of the time, investors like to purchase in the price range below $150,000. Much of the time, they are competing with first time home buyers.  
This is what is available today: There are 28 active listings priced at $150,000 and below.  
If you exclude the short sales and lender owned foreclosures, there are … (2 comments)

What's Available For $150,000 Or Less In Frederick County MD? - 02/25/10 12:01 PM
What's Available For $150,000 Or Less In Frederick County?  
Investor Alert  
This is a question that is being asked by real estate investors as they seek to build their rental portfolios. Many are pleased to find that there is a pretty good selection of Frederick County properties below the $150,000 price level.  
This is what is available today:  
If you exclude the short sales and lender owned foreclosures, there are 55 available properties. Investors try to identify the highly motivated sellers. Another condition that favors investors is the current difficulty that home buyers are finding with FHA … (0 comments)

What's Available For $150,000 Or Less In Montgomery County? - 02/25/10 11:05 AM
What's Available For $150,000 Or Less In Montgomery County?  
Investor Alert  
This is a question that is being asked by real estate investors as they seek to build their rental portfolios. Many are pleased to find that there is a pretty good selection of Montgomery County properties below the $150,000 price level.  
This is what is available today:  
If you exclude the short sales and lender owned foreclosures, there are 126 available properties. Investors try to identify the highly motivated sellers. Another condition that favors investors is the current difficulty that home buyers are finding with FHA … (3 comments)

Reverse Mortgage For Primary Home Purchase - 02/25/10 10:25 AM
Reverse Mortgage For Primary Home Purchase
Some senior home owners (age 62+) and most of their real estate agents know that Reverse Mortgages can be used to fund retirement expenses of any kind without the obligation of monthly payments that would be required with normal mortgage loans. The typical transaction is refinancing the current primary residence.
The new twist is to use a Reverse Mortgage to purchase another residence. Many mortgage lenders are now offering this option that will assist many seniors in their retirement years or times of reduced income. The new purchase must be for a primary residence. The … (1 comments)

Boonsboro MD 21713 Real Estate - Washington County - 02/25/10 09:50 AM
Boonsboro MD 21713 Real Estate - Washington County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 13 new listings and 6 went to pending new contracts. The sold dollar volume was up 274.99% from last year. The number of homes sold was 7 from 3 last year. The average days on the market was 230 days from 330 days last year. The average sale price was 90.04% of the average list price. The … (0 comments)

Montgomery County MD Lender Owned Foreclosures & Short Sale Listings - 02/25/10 08:45 AM
Montgomery County MD Lender Owned Foreclosures & Short Sale Listings
***Please take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers will save if they purchase before April because the mortgage insurance premiums will be increasing.***
There are 190 active listings of  lender owned foreclosures (REO) available for purchase in Montgomery County MD.  Click on the listing number to see the full property description. Sort by column headers.
Click the following … (0 comments)

Ijamsville MD 21754 Real Estate - Frederick County - 02/24/10 11:44 AM
Ijamsville MD 21754 Real Estate - Frederick County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 14 new listings and 5 went to pending new contracts. The sold dollar volume was down 28.66% from last year.  The number of homes sold was 3 from 3 last year. The average days on the market was 42 days from 293 days last year. The average sale price was 93.80% of the average list price. … (0 comments)

Frederick MD 21704 Real Estate - 02/24/10 11:18 AM
Frederick MD 21704 Real Estate - Frederick County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 26 new listings and 9 went to pending new contracts. The sold dollar volume was up 22.83% from last year.  The number of homes sold was 9 from 5 last year. The average days on the market was 125 days from 195 days last year. The average sale price was 91.89% of the average list price. … (0 comments)

Poolesville MD 20837 Real Estate - 02/24/10 11:00 AM
Poolesville MD 20837 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 6 new listings and 10 went to pending new contracts. There was only one settlement in Janurary and the home sold for $290,000.  
Take action now if you need to be under contract by the end of April to qualify for the tax credit. This is for first time home buyers or current owners that … (0 comments)

Chevy Chase MD 20815 Real Estate - 02/24/10 10:42 AM
Chevy Chase MD 20815 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 41 new listings and 23 went to pending new contracts. The sold dollar volume was down 41.47% from last year.  The number of homes sold was 12 from 14 last year. The average days on the market was 108 days from 80 days last year. The average sale price was 90.12% of the average list … (0 comments)

Yahoo! and Twitter's New Content Sharing Deal - 02/24/10 10:11 AM
 Yahoo! and Twitter's New Content Sharing Deal
Via Jennifer S. Fisher (Keller Williams Realty):
For those of you who use Twitter, you need to read this! Yahoo! and Twitter announce their partnership to share content which will place Twitter's "tweets" in front of Yahoo! network's 600 million users. http://www.cnn.com/2010/TECH/02/24/yahoo.twitter/index.html?hpt=T2
… (1 comments)

Boyds MD 20841 Real Estate - 02/24/10 10:10 AM
Boyds MD 20841 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 12 new listings and 9 went to pending new contracts. The sold dollar volume was up 121.39% from last year.  The number of homes sold was 8 from 4 last year. The average days on the market was 26 days from 102 days last year. The average sale price was 99.04% of the average list price. … (0 comments)

Monrovia MD 21770 Real Estate - 02/24/10 09:32 AM
Monrovia MD 21770 Real Estate - Frederick County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There was 1 new listings and 2 went to pending new contracts. The sold dollar volume was up 61.98% from last year.  The number of homes sold was 3 from 2 last year. The average days on the market was 77 days from 205 days last year. The average sale price was 86.12% of the average list price. … (0 comments)

Origami Towel Signature Prop - Swan - 02/23/10 06:19 PM
 Origami Towel Signature Prop - Swan
Via Mannie Tantawy, APSD, RESA, NAPW (The Staging Fashionista):
This is for all my origami towel fans on activerain.  Here is my latest origami signature prop.  It is so much fun to create these and people love it when I stage them in their home.  And believe it or not these towels sell homes.  Remember my origami towel snail?  That home sold in 6 days!  Below is my latest creation - I used this swan in a closet but my APSD trainer gave me a fabulous idea for next time - she said to place the swan in a … (0 comments)

Gaithersburg Winter Storm Watch - 02/23/10 06:07 PM
Gaithersburg Winter Storm Watch
Another significant Nor'easter expected on Thursday. 5+ inches of snowfall possible with this approaching system. High winds may lead to widespread power outages. Residents are encouraged to begin Winter Storm preparations now.  
The National Weather Service has issued a WINTER STORM WATCH for Montgomery County until Thursday night. A strong low pressure system is expected to develop off the Carolina coast and move East of the region Thursday. Current indications suggest this will be an all snow event for the County. Residents should begin Winter Storm preparations which should consider the potential of significant (5+in) snow accumulations … (0 comments)

Things Your Burglar Won't Tell You - 02/23/10 06:01 PM
 Things Your Burglar Won't Tell You
Via Sonsie Conroy (Coldwell Banker Premier Real Estate):
This was forwarded to me by a genuine convicted burglar (who served his time, paid his debt, and is now running an anti-recidivism program on the outside). While he did not write this, he heartily endorses the information. I have his permission to blog the material, but try as I might, I cannot find the original author to ask permission. Since I've seen it come around at least once before, I'm going to give it a wider audience that I think the information deserves.
1.  Of course I … (2 comments)

BEEF AND MUSHROOM LASAGNA - 02/23/10 05:59 PM

Via Gary White~ Grand Rapids Real Estate, FlexIt Realty, a call or click away! (Flexit Realty~Serving West Michigan):
                                             BEEF AND MUSHROOM LASAGNA
Prep time:  25 min,  Bake: 30 min.  Broil: 2 min  Stand: 10 min  Makes:  6 Servings
1 Can (10-3/4 oz) Campbell's Condensed Cream ofmushroom soup (Regular or 98% Fat Free)
1/4 Cup Milk
1 Lb Ground Beef
2 Cups Prego Fresh Mushroom Italian Sauce
9 Cooked lasagna noodles
1 Cup shredded Italian blend or mozzarella cheese
 
Heat oven to 400 degrees.  Stir soup and milk in small bowl until smooth.
Cook beef in skillet over medium-high heat until … (0 comments)

Before You Shop for a Condo, Pre-Qualify Your Lender First - 02/23/10 04:35 PM

Via Charles Dailey (iLoan):
If you’re a FHA buyer shopping for a condo, you’d better pre-qualify your lender first. If you’re listing a condo and a buyer gives you a FHA pre-approval letter, you’d better pre-approve that lender first. Because Spot Approvals are a thing of the past, it’s important to know which of the two remaining FHA condo approval processes your lender will be using: Direct Endorsement Lender Review and Approval Process (DELRAP) or HUD Review and Approval Process (HRAP) as outlined in MORTGAGEE LETTER 2009-46 B.
DELRAP is only available to lenders who have unconditional Direct Endorsement authority and staff … (1 comments)

Before You Shop for a Condo, Pre-Qualify Your Lender First - 02/23/10 04:35 PM

Via Charles Dailey (iLoan):
If you’re a FHA buyer shopping for a condo, you’d better pre-qualify your lender first. If you’re listing a condo and a buyer gives you a FHA pre-approval letter, you’d better pre-approve that lender first. Because Spot Approvals are a thing of the past, it’s important to know which of the two remaining FHA condo approval processes your lender will be using: Direct Endorsement Lender Review and Approval Process (DELRAP) or HUD Review and Approval Process (HRAP) as outlined in MORTGAGEE LETTER 2009-46 B.
DELRAP is only available to lenders who have unconditional Direct Endorsement authority and staff … (0 comments)

The Good, Bad, and Ugly Snow in Crofton MD. - 02/23/10 04:33 PM

Via Margaret Woda, Maryland Real Estate (Margaret Woda (Long and Foster, Crofton MD Real Estate)):
THE GOOD...
Through the kitchen window, a view of our backyard with the new-fallen snow.
 
 

 
 
 
 
 
 
 
 
 
 
 
 
 
THE BAD...
34 inches of snow followed by 10 more inches of snow two days later makes for a LOT of shoveling - even after a week of melting.  Thank goodness our daughter Susan recently moved back to Maryland from Texas.  She was a huge help. 
By the way, she's 5'7", so that will give … (0 comments)

USDA Loans - 02/23/10 04:17 PM

Via Heather Adkinson Moses Lake Real Estate Agent (Windermere K-2 Realty LLC www.propertiesinmoseslake.com):
We have all been hearing a lot about this Loan Program lately.  It seems every offer I get nowadays requests a USDA loan and I thought it would be great if we all had a little more information about these types of loans, especially since they are allowable loans in Grant County and Moses Lake.
The USDA is a guaranteed loan program that can offer buyers 100% loans much like the 80/20 loans of the past.  This is a government backed loan program that has no private mortgage insurance … (0 comments)

Charlottesville Virginia Real Estate Information - (YTD Feb-23-2010) - 02/23/10 04:13 PM

Via Charlottesville Real Estate - Your Trusted Broker Charles McDonald (RE/MAX Assured Properties - No one sells more Real Estate):

We talk a lot about Statistics when it comes to real estate. Let’s look a little closer at Charlottesville Real Virginia Estate. Have you heard about Charlottesville Virginia? You deserve to have the quality of life that Charlottesville has to offer. We are a small town that has everything you want to enjoy life. Think about visiting soon…


(Photo – taken in downtown Charlottesville Virginia at Court Square by Charles McDonald)
Let’s Talk Charlottesville Real Estate! 
We are very fortunate … (1 comments)

Middle Age - What's that??? - 02/23/10 04:11 PM

Via Diane Osowiecki Greater Nashville Real Estate (Diane O and Friends - Benchmark Realty):
Middle Age, What is that?  If you divide the U.S. population of 309 million into five-year increments (i.e., 0 to less than 5 years old, 5 to less than 10 years old, etc.), there are more Americans age 45-49 years old than any other five-year age group. The 23 million Americans just short of their 50th birthday comprise a group that is slightly larger than the 22 million Americans age 50-54 (Source: Census Bureau, BTN Research).  Where do you fit?  What will your housing needs be....today and in the … (0 comments)

FHA Loans - New Rules - 02/23/10 04:10 PM

Via Claudette Millette - Metrowest Mass Buyer Broker (The Buyers' Counsel):
FHA Loans - New Rules
FHA Loans, which currently make up to 40% of all mortgage loans nationally, have set some new rules in place.  In an effort to shore up its capital reserves and to do a better job at managing risk, the agency is tightening its lending requirements. 
Last year an independent audit discovered that the FHA's capital reserves had dipped below the 2 percent required by Congress. The changes that are being made now are an effort to increase the quality of its borrowers therefore reducing the number … (0 comments)

Homebuyers need a good credit score even with 20% down - 02/23/10 04:07 PM
 Homebuyers need a good credit score even with 20% down
Via Kim Bregman (Optima Properties):
"Credit scores have never mattered quite as much as they do now," says Bob Walters, chief economist for Quicken Loans
In this new era of tight credit, having a big downpayment no longer guarantees you'll qualify for a mortgage. Starting in mid-December, mortgage finance giant Fannie Mae now requires borrowers with a 20 percent downpayment to have a credit score of at least 620. Previously, the cutoff was 580.
Fannie Mae buys loans, provide an important source of financing for lenders. For that reason, its guidelines are … (0 comments)

My Therapist Has Four Paws - 02/23/10 02:58 PM
 Thanks to Tom Braatz for sharing this post on ActiveRain.
Via Tom Braatz, Waukesha County Real Estate,WI (Re/Max Realty Center 262-377-1459):
As I was woke this morning at 6 a.m. in the Oconomowoc Wisconsin Real estate market by the morning kiss on the face from my dog and friend Lars and I rushed off to the B.N.I. meeting, I noticed as I walked out the door and he didn't come with me that he sat once again as a sentinel looking at me with that look that just lets me know the commitment and care he has for me. I may try to push … (1 comments)

IRS Clarifies What's Needed to Claim Tax Credit - 02/23/10 02:53 PM
 Thanks to Don Wixom for posting this information on ActiveRain
Via Don Wixom (RE/MAX Advantage Nampa, ID):
IRS Clarifies What's Needed to Claim Tax Credit
The Internal Revenue Service has clarified which documentation taxpayers need to submit to claim the first-time and move-up homebuyer tax credit.
While the IRS is still requiring the filing of Form 5405, it is not demanding that all parties' signatures be on the HUD-1 settlement document in areas where requiring both the buyer and the seller to sign the document isn't common.
The IRS clarification says: "In areas where signatures are not required on the settlement document, … (1 comments)

Bethesda MD 20814 Real Estate - Montgomery County - 02/23/10 02:34 PM
Bethesda MD 20814 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 55 new listings and 23 went to pending new contracts. The sold dollar volume was up 64.29% from last year. The number of homes sold was 25 from 12 last year. The average days on the market was 97 days from 82 days last year. The average sale price was 93.66% of the average list price. … (0 comments)

Bethesda MD 20817 Real Estate - 02/23/10 02:24 PM
Bethesda MD 20817 Real Estate 
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 51 new listings and 37 went to pending new contracts. The sold dollar volume was up 122.52% from last year. The number of homes sold was 27 from 12 last year. The average days on the market was 94 days from 78 days last year. The average sale price was 85.20% of the average list price. The median sold price … (0 comments)

Gaithersburg MD 20877 Real Estate - Montgomery County - 02/23/10 02:13 PM
Gaithersburg MD 20877 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 43 new listings and 41 went to pending new contracts. The sold dollar volume was up 25.42% from last year.  The number of homes sold was 31 from 17 last year. The average days on the market was 102 days from 96 days last year. The average sale price was 88.15% of the average list price. … (0 comments)

Gaithersburg MD 20879 Real Estate - Montgomery County - 02/23/10 01:38 PM
Gaithersburg MD 20879 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 29 new listings and 32 went to pending new contracts. The sold dollar volume was down 14.41% from last year.  The number of homes sold was 17 from 17 last year. The average days on the market was 79 days from 71 days last year. The average sale price was 88.29% of the average list price. … (0 comments)

Gaithersburg/Laytonsville MD 20882 Real Estate - Montgomery County - 02/23/10 01:06 PM
Gaithersburg/Laytonsville MD 20882 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 13 new listings and 11 went to pending new contracts. The sold dollar volume was up 215.98% from last year. The number of homes sold was 7 from 3 last year. The average days on the market was 143 days from 163 days last year. The average sale price was 92.39% of the average list price. … (0 comments)

Short Sale Listing Sold at Trustee Sale - 02/23/10 12:12 PM
Short Sale Listing Sold at Trustee Sale
This afternoon, I received a call from a prospective home buyer that is being assisted by a buyer agent with another company. The first time buyers had submitted a contract on a short sale listing. She was concerned with the long process and decided to Google the address of the property to see what would be shown. She was shocked to see that a trustee sale was scheduled in January.
We receive regular calls with the same situation. Short sale listings are pre-foreclosures and many of them go to foreclosure rather than being approved … (0 comments)

Rockville & Bethesda MD Trustee Sales - Harvey West Auctioneers - 02/23/10 11:07 AM
Rockville & Bethesda MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if … (0 comments)

Silver Spring MD Trustee Sales - Harvey West Auctioneers - 02/23/10 11:03 AM
Silver Spring MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you … (0 comments)

Germantown MD Trustee Sales - Harvey West Auctioneers - 02/23/10 10:59 AM
Germantown MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Gaithersburg MD Trustee Sales - Harvey West Auctioneers - 02/23/10 10:41 AM
Gaithersburg MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

HUD Homes for sale in Prince George's County - 02/23/10 08:06 AM
HUD Homes for sale in Prince George's County
This is the current inventory of available HUD homes in the county. These properties are FHA foreclosures. Note that the priority of Owner Occupant means that the properties are not yet available to investors. When the priority shows All Bidders, the properties are available to owner occupant purchasers and investors.
All bidders need to be pre-approved if mortgage financing is to be used. FHA financing is usually the best for home buyers. Check with us if you need a referral to a mortgage lender.
PRINCE GEORGE'S COUNTY, MARYLAND

… (0 comments)

HUD Homes for sale in Washington County - 02/23/10 08:02 AM
HUD Homes for sale in Washington County
This is the current inventory of available HUD homes in the county. These properties are FHA foreclosures. Note that the priority of Owner Occupant means that the properties are not yet available to investors. When the priority shows All Bidders, the properties are available to owner occupant purchasers and investors.
All bidders need to be pre-approved if mortgage financing is to be used. FHA financing is usually the best for home buyers. Check with us if you need a referral to a mortgage lender.
WASHINGTON COUNTY, MARYLAND

… (0 comments)

HUD Homes for sale in Frederick County - 02/23/10 07:58 AM
HUD Homes for sale in Frederick County
This is the current inventory of available HUD homes in the county. These properties are FHA foreclosures. Note that the priority of Owner Occupant means that the properties are not yet available to investors. When the priority shows All Bidders, the properties are available to owner occupant purchasers and investors.
All bidders need to be pre-approved if mortgage financing is to be used. FHA financing is usually the best for home buyers. Check with us if you need a referral to a mortgage lender.
FREDERICK COUNTY, MARYLAND

… (0 comments)

HUD Homes for sale in Montgomery County - 02/23/10 07:55 AM
HUD Homes for sale in Montgomery County
This is the current inventory of available HUD homes in the county. These properties are FHA foreclosures. Note that the priority of Owner Occupant means that the properties are not yet available to investors. When the priority shows All Bidders, the properties are available to owner occupant purchasers and investors.
All bidders need to be pre-approved if mortgage financing is to be used. FHA financing is usually the best for home buyers. Check with us if you need a referral to a mortgage lender.
MONTGOMERY COUNTY, MARYLAND

… (0 comments)

Gaithersburg, Kentlands, Lakelands MD 20878 Real Estate - Montgomery County - 02/22/10 02:37 PM
Gaithersburg MD 20878 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 77 new listings and 62 went to pending new contracts. The sold dollar volume was up 61.53% from last year. The number of homes sold was 34 from 19 last year. The average days on the market was 42 days from 142 days last year. The average sale price was 96.40% of the average list price. … (1 comments)

Montgomery County Board Vacancies - 02/22/10 02:21 PM
Montgomery County Board Vacancies  
County Executive Isiah Leggett is committed to representation on all of the County's boards, committees, and commissions that is reflective of, and responsive to, our County's residents. Public participation contributes to the work of County government and provides an important service to the community when a variety of issues, concerns, and viewpoints are presented. Currently, there is a valuable opportunity to serve on the following:
Agricultural Preservation Advisory Board Committee for Ethnic Affairs Western Montgomery County Citizens Advisory Board  The application deadline is March 2, 2010. You may access vacancy announcements for boards, committees, and commissions by clicking … (1 comments)

Rockville MD 20850 Real Estate - Montgomery County - 02/22/10 02:00 PM
Rockville MD 20850 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 37 new listings and 35 went to pending new contracts. The sold dollar volume was up 86.52% from last year. The number of homes sold was 24 from 12 last year. The average days on the market was 59 days from 130 days last year. The average sale price was 94.10% of the average list price. … (0 comments)

Germantown MD 20876 Real Estate - Montgomery County - 02/22/10 09:42 AM
Germantown MD 20876 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 30 new listings and 37 went to pending new contracts. The sold dollar volume was up 11.20% from last year.  The number of homes sold was 14 from 12 last year. The average days on the market was 56 days from 92 days last year. The average sale price was 94.27% of the average list price. … (0 comments)

Germantown MD 20874 Real Estate - Montgomery County - 02/22/10 09:30 AM
Germantown MD 20874 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 115 new listings and 103 went to pending new contracts. The sold dollar volume was up 104.71% from last year.  The number of homes sold was 58 from 29 last year. The average days on the market was 67 days from 105 days last year. The average sale price was 92.24% of the average list price. … (1 comments)

Montgomery County MD Lender Owned Foreclosures & Short Sale Listings - 02/22/10 08:34 AM
Montgomery County MD Lender Owned Foreclosures & Short Sale Listings
***Please take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers will save if they purchase before April because the mortgage insurance premiums will be increasing.***
There are 183 active listings of  lender owned foreclosures (REO) available for purchase in Montgomery County MD.  Click on the listing number to see the full property description. Sort by column headers.
Click the following … (0 comments)

Frederick County MD Lender Owned Foreclosures & Short Sale Listings - 02/22/10 08:25 AM
Frederick County MD Lender Owned Foreclosures & Short Sale Listings
***Take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can avoid the increase in mortgage insurance cost if under contract by the end of March.***
There are 91 active listings of lender owned foreclosures (REO) available for purchase in the county. Click on the listing number for full details on each property. Sort by column headings.  
Click the following … (0 comments)

Washington County MD Lender Owned Foreclosures & Short Sale Listings - 02/22/10 08:15 AM
Washington County MD Lender Owned Foreclosures & Short Sale Listings
***Take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers need to watch the April 5 date when the front end mortgage insurance premium will increase from 1.75% to 2.25%.***
There are 107 lender owned foreclosures (REO) available for purchase in Washington County MD Click on the listing number for full details on each property. Sort by column headings.
Click the … (0 comments)

Prince George's County MD Lender Owned Foreclosures - 02/22/10 08:08 AM
Prince George's County MD Lender Owned Foreclosures    
***Take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can save if under contract before April to avoid the increased cost of mortgage insurance.***
There are 355 lender owned foreclosures (REO), priced at $150,000 and BELOW, available for purchase in Prince George's County MD.  Click on the listing number for full details on each property. Sort by column headings.
Click the … (0 comments)

Home Inspections With Thermal Infrared Cameras - 02/22/10 06:01 AM
When you interview a home inspector, ask if a thermal infrared camera will be used.

Home Inspections With Thermal Infrared Cameras
Via Jay Markanich (Jay Markanich Real Estate Inspections, LLC):
I received a nice compliment the other day.
The couple with the house where I had diagnosed some leaking with my thermal infrared camera asked me back to take a few more images.  They wanted some "after" shots to show the insurance company.  Smart.
While there the wife said, "You provide a fabulous service.  The pictures you took for us are money in the bank.  The roofer had never seen such … (3 comments)

Washington County MD Trustee Sales (Week of 2/28/10) - Alex Cooper Auctioneers - 02/21/10 11:44 AM
Washington County MD Trustee Sales (Week of 2/28/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the … (0 comments)

Prince George's County MD Trustee Sales (Week of 2/28/10) - Alex Cooper Auctioneers - 02/21/10 11:41 AM
Prince George's County MD Trustee Sales (Week of 2/28/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know … (0 comments)

Frederick County MD Trustee Sales (Week of 2/28/10) - Alex Cooper Auctioneers - 02/21/10 11:37 AM
Frederick County MD Trustee Sales (Week of 2/28/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the … (0 comments)

Montgomery County MD Trustee Sales (Week of 2/28/10) - Alex Cooper Auctioneers - 02/21/10 11:34 AM
Montgomery County MD Trustee Sales (Week of 2/28/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the … (0 comments)

Washington County MD Trustee Sales - Tidewater Auctions - 02/21/10 11:26 AM
Washington County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Frederick County MD Trustee Sales - Tidewater Auctions - 02/21/10 11:23 AM
Frederick County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Prince George's County MD Trustee Sales - Tidewater Auctions - 02/21/10 11:18 AM
Prince George's County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when … (0 comments)

Montgomery County MD Trustee Sales - Tidewater Auctions - 02/21/10 11:12 AM
Montgomery County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Prince George's County MD Trustee Sales - The Fisher Law Group - 02/21/10 11:06 AM
Prince George's County MD Trustee Sales - The Fisher Law Group
The Fisher Law Group is advertising trustee sales in the county. Visit their website for details and the full auction schedule:  http://www.first-legal.com/salelist/sales.html
Trustee sales are open to the public and all qualified bidders. These are auctions that are ordered by the secured lenders when borrowers default on their mortgage obligations. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The indicated deposits must be in the form of cash or certified funds. Most of the bidders obtain cashier's checks that are payable to themselves. Always check … (0 comments)

Montgomery County MD Trustee Sales - The Fisher Law Group - 02/21/10 11:01 AM
Montgomery County MD Trustee Sales - The Fisher Law Group
The Fisher Law Group is advertising trustee sales in the county. Visit their website for details and the full auction schedule:  http://www.first-legal.com/salelist/sales.html
Trustee sales are open to the public and all qualified bidders. These are auctions that are ordered by the secured lenders when borrowers default on their mortgage obligations. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The indicated deposits must be in the form of cash or certified funds. Most of the bidders obtain cashier's checks that are payable to themselves. Always check … (0 comments)

Prince George's County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/20/10 04:09 PM
Prince George's County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek … (0 comments)

Washington County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/20/10 04:05 PM
Washington County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional … (0 comments)

Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/20/10 04:03 PM
Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional … (0 comments)

Montgomery County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/20/10 04:01 PM
Montgomery County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional … (0 comments)

Washington County MD Trustee Sales - Harvey West Auctioneers - 02/20/10 03:54 PM
Washington County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Prince George's County MD Trustee Sales - Harvey West Auctioneers - 02/20/10 03:51 PM
Prince George's County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you … (0 comments)

Frederick County MD Trustee Sales - Harvey West Auctioneers - 02/20/10 03:48 PM
Frederick County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Montgomery County MD Trustee Sales - Harvey West Auctioneers - 02/20/10 03:43 PM
Montgomery County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Washington County MD Trustee Sales - Alex Cooper Auctioneers - 02/20/10 03:35 PM
Washington County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional … (2 comments)

Prince George's County MD Trustee Sales - Alex Cooper Auctioneers - 02/20/10 03:28 PM
Prince George's County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek … (0 comments)

Frederick County MD Trustee Sales - Alex Cooper Auctioneers - 02/20/10 03:23 PM
Frederick County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional … (0 comments)

Montgomery County MD Trustee Sales - Alex Cooper Auctioneers - 02/20/10 03:19 PM
Montgomery County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional … (0 comments)

Basic Decks 101 - 02/20/10 07:45 AM
 Basic Decks 101
Via Dave Park "The Maverick Builder" (Advantage Inspection Raleigh):
Even if you undertook the task of building your own deck, you understand the large investment (both monetary and in time) that went into the project. Decks add beauty and value to a home, and are often the family's favorite place on lovely afternoons. In order to protect that investment, deck waterproofing is nearly as important as making sure your basement is dry and safe from water damage.
 
After the completion of your deck, either you or the contracted builder should seal the wood with a water-resistant coating. Water-resistant … (0 comments)

Clarksburg MD 20871 Real Estate - Montgomery County - 02/19/10 11:38 AM
Clarksburg MD 20871 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 42 new listings and 33 went to pending new contracts. The sold dollar volume was up 18.21% from last year. The number of homes sold was 10 from 9 last year. The average days on the market was 111 days from 136 days last year. The average sale price was 95.82% of the average list price. … (0 comments)

Kensington MD 20895 Real Estate - Montgomery County - 02/19/10 10:45 AM
Kensington MD 20895 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 23 new listings and 16 went to pending new contracts. The sold dollar volume was up 15.80% from last year.  The number of homes sold was 9 from 7 last year. The average days on the market was 90 days from 68 days last year. The average sale price was 92.19% of the average list price. … (0 comments)

Mount Airy MD 21771 Real Estate - Frederick County - 02/19/10 10:03 AM
Mount Airy MD 21771 Real Estate - Frederick County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 36 new listings and 24 went to pending new contracts. The sold dollar volume was down 29.93% from last year.  The number of homes sold was 8 from 13 last year. The average days on the market was 134 days from 107 days last year. The average sale price was 91.02% of the average list … (0 comments)

New Market MD 21774 Real Estate - Frederick County - 02/19/10 09:06 AM
New Market MD 21774 Real Estate - Frederick County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 26 new listings and 21 went to pending new contracts. The sold dollar volume was up 157.09% from last year.  The number of homes sold was 12 from 5 last year. The average days on the market was 79 days from 119 days last year. The average sale price was 93.41% of the average list … (0 comments)

Tax Credit Countdown - 02/19/10 06:07 AM
 Tax Credit Countdown
Home buyers that wish to take advantage of the tax credit need to take action now. It is now too late for short sale transactions since they will unlikely to meet the contract deadline.
Via Sonya Davis (Keller Williams Realty Pensacola):
 

If you are in the market for a new home, you may still be able to claim the First-Time Homebuyer Credit. Congress recently passed The Worker, Homeownership and Business Assistance Act Of 2009, extending the First-Time Homebuyer Credit and expanding who qualifies.
Here are the top 10 things the IRS wants you to know about … (0 comments)

Spiced Pumpkin Cupcakes - 02/18/10 06:09 PM
 Spiced Pumpkin Cupcakes
Via Debra Walsh Orange Cty NY Real Estate 845.355.8439 (Minisink Valley Homes Slate Hill, NY - Realtor):
INGREDIENTS:
1/2 Cup finely chopped pecans 3    Tbls sugar 1    Box yellow cake mix 1    Cup pumpkin (from can of pumpkin) 1/2 Cup water 1/3 Cup vegetable oil 4    Eggs 1 1/2 Tsp pumpkin pie spice 1 Container Betty Crocker cream cheese frosting DIRECTIONS:
Heat oven to 350 degrees. Place paper baking cups in muffin tray (24 count) In heavy, 8 inch, non stick skillet cook pecans and 2 Tbls of sugar over low heat 8 minutes. Stir constantly until sugar … (1 comments)

Year End Real Estate Trend Indicator - Washington County, Maryland - 02/18/10 03:24 PM
Year End Real Estate Trend Indicator - Washington County, Maryland  
When you read about housing data in the national news, the information is frequently somewhat different from the statistics in Washington County. A close look at this report will provide a comparison of the 2009 housing statistics with the previous year.  The total sold dollar volume was down 6.53% from 2008. The average sold price of $186,462 was down 14.35% and the median sold price of $168,000 was down 13.85%. The total number of units sold was actually up 9.13%. The average days on the market was 151 from 163 … (0 comments)

Year End Real Estate Trend Indicator - Prince George's County, Maryland - 02/18/10 03:08 PM
Year End Real Estate Trend Indicator - Prince George's County, Maryland  
When you read about housing data in the national news, the information is frequently somewhat different from the statistics in Prince George's County. A close look at this report will provide a comparison of the 2009 housing statistics with the previous year.  The total sold dollar volume was up 13.50% from 2008. The average sold price of $231,608 was down 20.62% and the median sold price of $220,000 was down 20%. The total number of units sold was actually up 42.98%. The average days on the market was 134 … (0 comments)

Year End Real Estate Trend Indicator - Frederick County, Maryland - 02/18/10 02:49 PM
Year End Real Estate Trend Indicator - Frederick County, Maryland  
When you read about housing data in the national news, the information is frequently somewhat different from the statistics in Frederick County. A close look at this report will provide a comparison of the 2009 housing statistics with the previous year.  The total sold dollar volume was up 3.02% from 2008. The average sold price of $265,808 was down 13.29% and the median sold price of $235,000 was down 12.96%. The total number of units sold was actually up 18.81%. The average days on the market was 124 from 142 … (0 comments)

Year End Real Estate Trend Indicator - Montgomery County, Maryland - 02/18/10 12:51 PM
Year End Real Estate Trend Indicator - Montgomery County, Maryland  
When you read about housing data in the national news, the information is frequently somewhat different from the statistics in Montgomery County. A close look at this report will provide a comparison of the 2009 housing statistics with the previous year.  The total sold dollar volume was down 4.98% from 2008. The average sold price of $434,440 was down 13.79% and the median sold price of $340,000 was down 13.92%. The total number of units sold was actually up 21.78%. The average days on the market was 91 from 103 … (0 comments)

USDA Financing Available in Maryland - 02/18/10 11:57 AM
USDA Financing Available in Maryland
Rural Development Guaranteed Housing Home Financing Options For Applicants
Are you ready to own a home but are not sure you will qualify due to lack of a down payment?   

Rural Development may be able to help you!  USDA Rural Development has partnered with local lenders to help them extend 100% financing opportunities to rural individuals and families.
•        No down payment required - 100% Financing Available
•       No monthly mortgage insurance - you may qualify for a larger loan.
•       Flexible credit and qualifying guidelines.
The Rural Development guaranteed loan program has assisted thousands … (0 comments)

Too Little, Too Late - 02/18/10 09:06 AM
 Too Little, Too Late
Thanks to Linda Mae Croom for sharing her experience and this story. 
Via Linda Mae Croom (928) 768-3040:
I will be travelling to California tomorrow for the funeral of my daughter-in-law's brother.. He was only 29 and sadly facing unemployment and the recent separation from his girlfriend 8 months pregnant with their first child. He was found in a motel room and had taken his own life...
Many of us have faced similar tragedy's in our own lives.. My daughter in law forwarded an email to me this morning she just received....
In this case a little … (3 comments)

Thieves Use Stolen GPS - 02/18/10 09:02 AM
Thieves Use Stolen GPS
Something to think about with all our new electronic technology....what will they think of next??? GPS
A family had their car broken into while they were at a football game. Their car was parked adjacent to the football stadium and specially allotted to football fans. Things stolen from the car included a garage door remote control, some money and a GPS which had been prominently mounted on the dashboard. When the victims got home, they found that their house had been ransacked and just about everything worth anything had been stolen. The thieves had used the GPS … (0 comments)

Red Lentil Dip - 02/18/10 08:32 AM
 Recipe provided by Harris Teeter.
… (0 comments)

Hardhats Recommended This Winter - 02/18/10 06:07 AM
 Hardhats Recommended This Winter
Thanks to Glen Fisher for sharing this information which is timely for the Washington, DC area. Be very careful when walking or standing near high buildings as the ice melts and falls.
Via Glen Fisher (National Property Inspections of Southern New Jersey, LLC):
It has been a difficult winter for the real estate professionals and everybody else that has had to deal with the extreme cold weather and extensive snowfall.  While the cold can be considered cruel, the snow can be very beautiful, particularly the icicles that result from thaw and freeze cycles.
While we all appreciate … (3 comments)

Flood and fire, but at least I have clean, dry clothes - Part 3: Other laundry problems - 02/18/10 05:54 AM
 Flood and fire, but at least I have clean, dry clothes - Part 3: Other laundry problems
Thanks to Russel for sharing these tips.
Via Russel Ray, San Diego home inspector (Russel Ray, Property Consultant):
This is part three of my three-part series about our washers and dryers, and the laundry area.
Part one Part two    
Noisy water supply pipes
If you notice a banging noise when using the washer (or at any other place where there are water shutoff valves, like sinks), the likely cause is a condition called "water hammer." Water hammer occurs when water shuts off almost instantaneously, … (1 comments)

Dryer Vent Safety - 02/18/10 05:49 AM
 Dryer Vent Safety
Via Eragorn Northe (Der Hous Inspector):
M1502.6 Duct length. The maximum length of a clothes dryer exhaust duct shall not exceed 25 feet (7,620 mm) from the dryer location to the wall or roof termination. The maximum length of the duct shall be reduced 2.5 feet (762 mm) for each 45-degree (0.8 rad) bend, and 5 feet (1,524 mm) for each 90-degree (1.6 rad) bend. The maximum length of the exhaust duct does not include the transition duct. This means that vents should also be as straight as possible and cannot be longer than 25 feet. Any 90-degree turns … (0 comments)

The Blizzard of 2010 - Gaithersburg, MD - 02/17/10 03:06 PM

Via Jane Taylor (RE/MAX Realty Group):
The Blizzard of 2010 was one for the record books.  Actually, this was 2 snowstorms.  In Gaithersburg, MD, we had 3 feet of snow!
In the wee hours of Saturday, February 6, I was woken by silence.  It's amazing how much noise is around you that you just tune out.  The furnace wasn't blowing, the fan was whirling.....just silence.  But outside....what a sight.  It was so exciting and romantice until I did what I do upon waking every morning -- head straight to the coffee pot!  Nuts!  No electricity!!  After several hours, it got "less dark".  … (1 comments)

Cash Only Condo Deals - 02/17/10 02:29 PM

Via BarbaraJo's Blog - Clearwater and Pinellas County Florida Real Estate - (Charles Rutenberg Realty):
Cash is King - we have heard that before and right now it is really the case! With 15% of condo owners delinquent on their monthly condo fees, it is extremely difficult if not impossible to get a mortgage for a condo purchase! It depends on the specific condo association and what their financial statements look like.
I get a constant stream of people looking to purchase condos but most want to finance their purchase. Not only will FHA not touch condos, but conventional loans are backing … (0 comments)

Frederick MD 21701 Real Estate - 02/17/10 02:27 PM
Frederick MD 21701 Real Estate - Frederick County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 67 new listings and 57 went to pending new contracts. The sold dollar volume was up 57.25% from last year.  The number of homes sold was 30 from 19 last year. The average days on the market was 145 days from 184 days last year. The average sale price was 84.80% of the average list price. … (0 comments)

Derwood MD 20855 Real Estate - 02/17/10 01:56 PM
Derwood MD 20855 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 18 new listings and 12 went to pending new contracts. The sold dollar volume was up 4.88% from last year.  The number of homes sold was 7 from 7 last year. The average days on the market was 39 days from 182 days last year. The average sale price was 96.78% of the average list price. … (0 comments)

Damascus MD 20872 Real Estate - 02/17/10 01:44 PM
Damascus MD 20872 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 19 new listings and 19 went to pending new contracts. The sold dollar volume was up 1.38% from last year.  The number of homes sold was 7 from 5 last year. The average days on the market was 159 days from 194 days last year. The average sale price was 96.59% of the average list price. … (0 comments)

Olney MD 20832 Real Estate - 02/17/10 01:24 PM
Olney MD 20832 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 26 new listings and 21 went to pending new contracts. The sold dollar volume was up 49.93% from last year.  The number of homes sold was 11 from 8 last year. The average days on the market was 42 days from 154 days last year. The average sale price was 95.16% of the average list price. … (0 comments)

Burtonsville MD 20866 Real Estate - 02/17/10 01:02 PM
Burtonsville MD 20866 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 18 new listings and 14 went to pending new contracts. The sold dollar volume was up 29.11% from last year.  The number of homes sold was 13 from 8 last year. The average days on the market was 67 days from 155 days last year. The average sale price was 92.32% of the average list price. … (0 comments)

Potomac MD 20854 Real Estate - 02/17/10 12:49 PM
Potomac MD 20854 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the local real estate market. The following statistics are for the past month and are compared with the same month last year. There were 55 new listings and 32 went to pending new contracts. The sold dollar volume was up 135.28% from last year.  The number of homes sold was 20 from 8 last year. The average days on the market was 123 days from 109 days last year. The average sale price was 92.06% of the average list price. … (0 comments)

Prince George's County MD Lender Owned Foreclosures - 02/17/10 10:53 AM
Prince George's County MD Lender Owned Foreclosures    
***Take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can save if under contract before April to avoid the increased cost of mortgage insurance.***
There are 338 lender owned foreclosures (REO), priced at $150,000 and BELOW, available for purchase in Prince George's County MD.  Click on the listing number for full details on each property. Sort by column headings.
Click the … (0 comments)

Will the New Short Sale Rules Help the Process? - 02/17/10 10:44 AM
Will the New Short Sale Rules Help the Process?By Peter SmithPhoto: © Ann Marie Kurtz - iStockphoto Short sales are a tricky business. If a homeowner owes more money on his house than he can sell it for and is having trouble paying the mortgage, the bank will allow the house to be sold for less than is owed. That's a short sale in theory. In the real world, banks don't like to do them. They do everything in their power to make the process drawn out and complicated. It's no wonder that only one in ten short sales is successfully … (3 comments)

Washington County MD Lender Owned Foreclosures & Short Sale Listings - 02/17/10 10:22 AM
Washington County MD Lender Owned Foreclosures & Short Sale Listings
***Take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers need to watch the April 5 date when the front end mortgage insurance premium will increase from 1.75% to 2.25%.***
There are 109 lender owned foreclosures (REO) available for purchase in Washington County MD Click on the listing number for full details on each property. Sort by column headings.
Click the … (0 comments)

Frederick County MD Lender Owned Foreclosures & Short Sale Listings - 02/17/10 09:51 AM
Frederick County MD Lender Owned Foreclosures & Short Sale Listings
***Take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can avoid the increase in mortgage insurance cost if under contract by the end of March.***
There are 96 active listings of lender owned foreclosures (REO) available for purchase in the county. Click on the listing number for full details on each property. Sort by column headings.  
Click the following … (0 comments)

Montgomery County MD Lender Owned Foreclosures & Short Sale Listings - 02/17/10 09:37 AM
Montgomery County MD Lender Owned Foreclosures & Short Sale Listings
***Please take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers will save if they purchase before April because the mortgage insurance premiums will be increasing.***
There are 185 active listings of  lender owned foreclosures (REO) available for purchase in Montgomery County MD.  Click on the listing number to see the full property description. Sort by column headers.
Click the following … (0 comments)

Flood: Be prepared, be safe - 02/17/10 09:29 AM
Flood: Be prepared, be safe
The melting snow will cause flooding in some areas.
By George Vassilas, CPCU,  State Farm®, Potomac, MD
People have said it couldn't happen to them. People have said it wouldn't happen in their area.
But it can and it does. And when a flood occurs in the community, anyone can suffer the devastation of a loss -lost property, lost irreplaceable items and, unfortunately, sometimes lost lives.
Protect your home:
Many times, protecting your valuables and other possessions against flood may be overlooked because most homeowners policies do not cover loss caused by floods.
Flood insurance can … (1 comments)

Shrimp Creole - 02/17/10 07:51 AM
 
… (0 comments)

Let it snow…at least that’s what my Siberian Huskies say! - 02/17/10 05:45 AM
If we have more snow in Maryland, we may need to send for huskies as well.

Via Ruthmarie Hicks (Keller Williams Realty):
January was a quiet month for snow.  Westchester NY weather  was cold, but after months when I thought it would never stop raining – we had a reprieve on the amount precipitation.  The result was a calm January.  A lot of residents had their fingers crossed for February – but it was not to be.  And although we all grumbled about digging out, my pups were as pleased as punch to have some quality time with the white … (3 comments)

The smell woke me up! - Waldorf Ford F-150 - 02/16/10 07:13 PM

Via Brian Mayer (Envoy Mortgage):
The smell woke me up! - Waldorf Ford F-150       The smell woke me up out of my sleep at 5AM. It was a burnt plastic stench. I tried to ignore it and go back to sleep but I knew something was wrong. I got up and looked all around for smoke or any appliances left on but found nothing.       Sniffing all around I couldnt locate anything out of place or any appliances that were not working. It was definitely from the kitchen but everything was in order.       After a few hours it was evident … (1 comments)

Montgomery County Board Vacancies - 02/16/10 04:55 PM
Montgomery County Board Vacancies  
County Executive Isiah Leggett is committed to representation on all of the County's boards, committees, and commissions that is reflective of, and responsive to, our County's residents. Public participation contributes to the work of County government and provides an important service to the community when a variety of issues, concerns, and viewpoints are presented. Currently, there is a valuable opportunity to serve on the following: 
Agricultural Preservation Advisory Board Committee for Ethnic Affairs Western Montgomery County Citizens Advisory Board  The deadline for application is March 2, 2010. 
You may access vacancy announcements for boards, committees, and commissions … (0 comments)

City to start enforcing sidewalk snow removal ordinance - 02/16/10 02:15 PM
City to start enforcing sidewalk snow removal ordinance
http://www.fredericknewspost.com/sections/news/displayUpdate.htm?storyid=101403
City of Frederick residents and property owners have to clear their sidewalks of snow and ice or face a fine.
City code enforcers will begin enforcing the sidewalk snow removal ordinance by issuing warning letters today, according to a news release.
The ordinance requires residents to clear a 4 foot wide path along sidewalks that cover the length of their property.
If sidewalks are not cleared by Wednesday, property owners will receive a notice of violation giving 24 hours to do the work. If sidewalks are still covered in snow and ice … (1 comments)

Chevy Chase MD Homes For Sale - 02/16/10 01:05 PM
Chevy Chase MD Homes For Sale 
Please share this information with your friends that wish to purchase or sell a home in the area.
Do you qualify for a tax credit?  The Home Buyer Tax Credit now includes current home owners as well as first time buyers. The deadline for contracts is 4/30/10. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php
Homes for Sale, Pre-foreclosures, REO:   The following three reports show the properties that are active listings of homes for sale in the area. The properties are sorted by subdivisions. You may sort differently by clicking on the column headers.
The … (0 comments)

Silver Spring MD Homes For Sale - 02/16/10 12:13 PM
Silver Spring MD Homes For Sale 
Please share this information with your friends that wish to purchase or sell a home in the area.
Do you qualify for a tax credit?  The Home Buyer Tax Credit now includes current home owners as well as first time buyers. The deadline for contracts is 4/30/10. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php
Homes for Sale, Pre-foreclosures, REO:   The following three reports show the properties that are active listings of homes for sale in the area. The properties are sorted by subdivisions. You may sort differently by clicking on the column headers.
The … (0 comments)

Bethesda MD Homes For Sale - 02/16/10 11:18 AM
Bethesda MD Homes For Sale 
Please share this information with your friends that wish to purchase or sell a home in the area.
Do you qualify for a tax credit?  The Home Buyer Tax Credit now includes current home owners as well as first time buyers. The deadline for contracts is 4/30/10. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php
Homes for Sale, Pre-foreclosures, REO:   The following three reports show the properties that are active listings of homes for sale in the area. The properties are sorted by subdivisions. You may sort differently by clicking on the column headers.
The first … (0 comments)

Rockville MD Homes For Sale - 02/16/10 10:42 AM
Rockville MD Homes For Sale 
Please share this information with your friends that wish to purchase or sell a home in the area.
Do you qualify for a tax credit?  The Home Buyer Tax Credit now includes current home owners as well as first time buyers. The deadline for contracts is 4/30/10. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php
Homes for Sale, Pre-foreclosures, REO:   The following three reports show the properties that are active listings of homes for sale in the area. The properties are sorted by subdivisions. You may sort differently by clicking on the column headers.
The first … (0 comments)

Germantown MD Homes For Sale - 02/16/10 10:32 AM
Germantown MD Homes For Sale 
Please share this information with your friends that wish to purchase or sell a home in the area.
Do you qualify for a tax credit?  The Home Buyer Tax Credit now includes current home owners as well as first time buyers. The deadline for contracts is 4/30/10. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php
Homes for Sale, Pre-foreclosures, REO:   The following three reports show the properties that are active listings of homes for sale in the area. The properties are sorted by subdivisions. You may sort differently by clicking on the column headers.
The first … (0 comments)

Gaithersburg MD Homes For Sale - 02/16/10 10:03 AM
Gaithersburg MD Homes For Sale 
Please share this information with your friends that wish to purchase or sell a home in the area.
Do you qualify for a tax credit?  The Home Buyer Tax Credit now includes current home owners as well as first time buyers. The deadline for contracts is 4/30/10. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php
Homes for Sale, Pre-foreclosures, REO:   The following three reports show the properties that are active listings of homes for sale in the area. The properties are sorted by subdivisions. You may sort differently by clicking on the column headers.
The first … (0 comments)

Don't Miss The Tax Credit Deadline - 02/16/10 09:28 AM
Don't Miss The Tax Credit Deadline
Extended and Expanded Tax Credit Expires 4/30/10
For prospective homebuyers who are on the fence about making a home purchase, the next few months represent a countdown of sorts as huge tax credits are about to expire. Here are important details for you to know: Tax Credit for First-Time Homebuyers (FTHBs)FTHBs (that is, people who have not owned a home within the last three years) may be eligible for the tax credit. The credit for FTHBs is 10% of the purchase price of the home, with a maximum available credit of $8,000. Single taxpayers and … (0 comments)

What's Ahead For Mortgage Rates This Week : February 16, 2010 - 02/16/10 08:29 AM

Via Don Grimes (American Nationwide Mortgage):
Mortgage markets worsened last week on general profit-taking in the U.S. bond market, combined with talk of a coordinated rescue effort for Greece and its debt burden. Mortgage-backed bonds sold off, causing conventional and FHA mortgage rates to rise.
There wasn't much hard data on which to trade last week, either, so momentum took markets farther than they otherwise might have moved on their own.  It marked the first time in 5 weeks that rates rose for rate shoppers.
This week, data returns. Expect mortgage market movement.
Some of the week's more important releases include:
Housing … (0 comments)

How To Remove Stickers And Adhesive-Based Price Tags From Just About Anything - 02/16/10 08:25 AM
 How To Remove Stickers And Adhesive-Based Price Tags From Just About Anything
Via Melissa Bayles (Prudential California Realty):
<!-- This material is non-exclusively licensed to Melissa Bayles and may not be copied, reproduced, or sold in any form whatsoever.-->
Sometimes, price tags just don't want to unstick. No matter how hard you scrub and scrape, tacky residence stays behind. Turns out, getting "the stick" off your stickers isn't so hard when you have the right tools.
In this 2-minute video from eHow.com, you'll learn how to remove stickers and adhesive-based price tags from common household items including:
Wooden furniture Glass vases … (1 comments)

Take Advantage of Tax Credits...Don't Wait! - 02/16/10 07:28 AM
 Take Advantage of Tax Credits...Don't Wait!
Via Terry Bishop (RE/MAX Excalibur):
   The government isn't in the habit of giving away money to the average citizen who doesn't have exotic tax loopholes, but anyone thinking about purchasing a house should contact a Realtor and begin looking as soon as possible.  It could be worth up to $8,000 to you.  The tax credits expire April 30.
    First time home buyers are eligible for up to $8,000 or 10% of the market value of the home.  Qualified repeat homeowners are eligible for up to $6,500.  Contracts must be executed by April 30 and … (3 comments)

Spanish Rice - It Doesn't Get Any Easier Than This! - 02/16/10 06:11 AM
 Spanish Rice - It Doesn't Get Any Easier Than This!
Via Pamela Cendejas, Second Self Virtual Assistance (928) 692-3235 (Second Self Virtual Assistance):
I used to be able to find great Spanish Rice in package made by Knorr. I don't know if they quit making it or my grocery store just stopped carrying it.
I came up with this Spanish Rice recipe out of desperation. It's so simple and only takes a few minutes and even fewer ingredients. I am not real big on measurements when I make this, so use your own judgement and taste.
Mexican Cooking Spanish Rice Doesn't Get … (1 comments)

So what do you do on Day Eight when you finally get out of the SNOW? - 02/16/10 06:08 AM

Via Cheryl Ritchie, Southern Maryland Real Estate (RE/MAX 100):
So what do you do on Day Eight when you finally get out of the SNOW? i naively responded to Janie Coffey's question in December while making Wreaths on the Porch that , "Oh no, Janie, there is only a day or two that you can't get out of "Mosquito Gulch" in the snow." That was then, this is now. This is Day Eight. Day Eight rates in the Golden Results record books.
So what do you do on Day Eight when you finally get out of the SNOW? I bee lined, after … (0 comments)

Another Amazing Infrared Ability (Pics Included) - 02/16/10 06:05 AM
 Another Amazing Infrared Ability
Via Brandon Clark (Alamo Infrared Ogden):
Infrared Technology has been a proven asset to home buyers, real estate agents, home owners, and investors when used during a home inspection. The list of Infrared benefits just seem to go on forever. Withing a few more years Infrared technology will be infiltrated in some way into nearly everyones lives.
After a home inspection in Ogden, Utah last week I noticed something funny about an IR scan on some power lines that were across the street.

I called the power company and sent them these photos. Later during the week I … (0 comments)

What to pack in an emergency kit - 02/16/10 05:58 AM

Via Donna Hahn (Keller Williams Realty):
A second wave of swine flu could hit this fall, and health experts recommend creating an emergency kit if the outbreak is severe. Of course, it's a good idea to keep a kit for any emergency.
What you need for emergencies:
Food
At least three days' worth of nonperishable, ready-to-eat foods, such as canned goods, dry cereal, and peanut butter.
Water
At least one gallon per person per day for three days. Bottled water is best because it can be stored indefinitely at room temperature, if it remains properly sealed and is kept dry and away … (1 comments)

What's love got to do with it? - 02/15/10 01:29 PM
What's love got to do with it?
The common denominator to success and happiness is love.  Finding what we love, doing what we love, consciously choosing every day to stay in love - with what we do, who we are with and most importantly, with who we are -  is the key to having success and happiness. 
Putting love first, enables all else to follow.  It is true for career, relationships and even more so in our own personal growth and development.  Self-love, the most important love of all, enables us to have the level of self-knowing and self-awareness without judgement or self- berating required to fully step up and into … (0 comments)

Montgomery County MD Lender Owned Foreclosures & Short Sale Listings - 02/15/10 09:41 AM
Montgomery County MD Lender Owned Foreclosures & Short Sale Listings
***Please take action now if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers will save if they purchase before April because the mortgage insurance premiums will be increasing.***
There are 195 active listings of  lender owned foreclosures (REO) available for purchase in Montgomery County MD.  Click on the listing number to see the full property description. Sort by column headers.
Click the following … (0 comments)

Real Estate Investors Buying Condos - 02/15/10 08:36 AM
Real Estate Investors Buying Condos  
FHA has changed its underwriting guidelines on condo financing. The result is that many condo owners are having a more difficult time finding buyers since first time home buyers typically use FHA financing. The owner occupant buyers are being blocked from the purchase of many condos because the financing is not available.   The result is that condo prices are depressed in many communities. This is an opportunity for investors to purchase lower priced properties for rentals. The cash paying investors have an advantage in this market.  
What is available? The following is a … (1 comments)

Montgomery County Alert - 02/14/10 12:26 PM
Montgomery County Alert
Montgomery County officials are urging residents to use extreme caution when driving and walking, since visibility is still limited by large snow banks, and some sidewalks are still hidden under mounds of ice and snow.   
- Drivers should watch for pedestrians in the roadway, particularly at night when visibility is more difficult.  Other safety tips for drivers include:  
- Slow down and obey the posted speed limit.   
- Stop for pedestrians at crosswalks and intersections- it's the law ( http://www.montgomerycountymd.gov/content/DOT/dir/pedsafety/documents/md_ped_law.pdf )    
- Don't block crosswalks when stopping at intersections.    
- Take extra care around schools, playgrounds, and neighborhoods.    
… (1 comments)

Frederick County MD Trustee Sales - Tidewater Auctions - 02/14/10 12:12 PM
Frederick County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Prince George's County MD Trustee Sales - Tidewater Auctions - 02/14/10 12:08 PM
Prince George's County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when … (0 comments)

Washington County MD Trustee Sales - Tidewater Auctions - 02/14/10 12:04 PM
Washington County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Montgomery County MD Trustee Sales - Tidewater Auctions - 02/14/10 11:59 AM
Montgomery County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Prince George's County MD Trustee Sales - The Fisher Law Group - 02/14/10 11:52 AM
Prince George's County MD Trustee Sales - The Fisher Law Group
The Fisher Law Group is advertising trustee sales in the county. Visit their website for details and the full auction schedule:  http://www.first-legal.com/salelist/sales.html
Trustee sales are open to the public and all qualified bidders. These are auctions that are ordered by the secured lenders when borrowers default on their mortgage obligations. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The indicated deposits must be in the form of cash or certified funds. Most of the bidders obtain cashier's checks that are payable to themselves. Always check … (0 comments)

Montgomery County MD Trustee Sales - The Fisher Law Group - 02/14/10 11:48 AM
Montgomery County MD Trustee Sales - The Fisher Law Group
The Fisher Law Group is advertising trustee sales in the county. Visit their website for details and the full auction schedule:  http://www.first-legal.com/salelist/sales.html
Trustee sales are open to the public and all qualified bidders. These are auctions that are ordered by the secured lenders when borrowers default on their mortgage obligations. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The indicated deposits must be in the form of cash or certified funds. Most of the bidders obtain cashier's checks that are payable to themselves. Always check … (0 comments)

Washington County MD Trustee Sales (Week of 2/21/10) - Alex Cooper Auctioneers - 02/14/10 11:44 AM
Washington County MD Trustee Sales (Week of 2/21/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the … (0 comments)

Prince George's County MD Trustee Sales (Week of 2/21/10) - Alex Cooper Auctioneers - 02/14/10 11:40 AM
Prince George's County MD Trustee Sales (Week of 2/21/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know … (2 comments)

Frederick County MD Trustee Sales (Week of 2/21/10) - Alex Cooper Auctioneers - 02/14/10 11:35 AM
Frederick County MD Trustee Sales (Week of 2/21/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the … (0 comments)

Montgomery County MD Trustee Sales (Week of 2/21/10) - Alex Cooper Auctioneers - 02/14/10 11:33 AM
Montgomery County MD Trustee Sales (Week of 2/21/10) - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the … (0 comments)

The Wild Side of Valentine's Day - 02/14/10 10:39 AM
 The Wild Side Of Valentine's Day
Thanks to Debi Boucher for sharing these thoughts and pictures
Via Debi Boucher - "Realtor Showcase" Real Estate Slideshows/ Photographer (Memories DVDs - Realtor Showcase Slideshows):
 
                    The Wild Side Of Valentine's Day - Yeah Baby! Because we are who we are, we tend to think of Valentine's Day as a day special only to us. But, it's not necessarily so. Who says we have the market on this special day? A day for showing appreciation to our mates and significant others, a day for showing we care in ways we usually neglect to … (2 comments)

The $8000 Tax Credit is Real Money in Your Pocket! - 02/14/10 10:06 AM
 Thanks to the real estate professionals on ActiveRain for sharing this information.
The $8000 Tax Credit is Real Money in Your Pocket!
Via Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty):
How Embarrassing!  Our Own Son Didn't Know -- The $8000 Tax Credit is Real Money in Your Pocket!
Last night Steve and I joined our son and his girlfriend for dinner.  I happened to ask him if he had finished preparing his income taxes and taken advantage of the tax deduction being offered for the sales tax he paid on his new car.  He said yes, and mentioned that it was worth … (4 comments)

Don't take a fake wife to a Real Estate closing! - 02/14/10 08:41 AM
 
Via Bill Swanson - Omaha Homes For Sale (402) 964-4871 (CBSHome Real Estate):
There are oodles of "don't do this" and "be sure to do that" lists available on the net for real estate advice but I thought I would rack my brain of 23+ years of real estate experience for a few ‘non-traditional' pieces of advice. Everything you are about to read is true. SOME names, however, are changed to protect the... the... less than smart.Don't take a fake wife to closing. I had sold an investment property to this particular buyer a few years back. When the title department … (2 comments)

Those Who Wait Will Pay Thousands More This Spring - 02/13/10 05:21 PM
Those Who Wait Will Pay Thousands More This Spring 
Waiting a few extra days or weeks to purchase a home this spring could cost buyers thousands of extra dollars as the office of Housing and Urban Development (HUD) implements several changes for loans guaranteed by the Federal Housing Authority (FHA).Coming just weeks before the April 30 deadline for the Home Buyer Tax Credit and just days after the March 31 expiration of the Federal Reserve Board's mortgage backed securities purchase program (which has kept home loan rates artificially low for over a year), these FHA changes make it even more important … (3 comments)

Montgomery County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/13/10 12:33 PM
Montgomery County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional … (0 comments)

Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/13/10 12:30 PM
Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek … (0 comments)

Prince George's County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/13/10 12:26 PM
Prince George's County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek … (0 comments)

Washington County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/13/10 12:20 PM
Washington County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek … (0 comments)

Montgomery County MD Trustee Sales - Harvey West Auctioneers - 02/13/10 11:40 AM
Montgomery County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Frederick County MD Trustee Sales - Harvey West Auctioneers - 02/13/10 11:35 AM
Frederick County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do … (0 comments)

Prince George's County MD Trustee Sales - Harvey West Auctioneers - 02/13/10 11:31 AM
Prince George's County MD Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if … (0 comments)

Montgomery County MD Trustee Sales - Alex Cooper Auctioneers - 02/13/10 10:49 AM
Montgomery County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional … (0 comments)

Frederick County MD Trustee Sales - Alex Cooper Auctioneers - 02/13/10 10:45 AM
Frederick County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional … (0 comments)

Prince George's County MD Trustee Sales - Alex Cooper Auctioneers - 02/13/10 10:40 AM
Prince George's County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek … (0 comments)

Washington County MD Trustee Sales - Alex Cooper Auctioneers - 02/13/10 10:31 AM
Washington County MD Trustee Sales - Alex Cooper Auctioneers 
Trustee sale auctions are held at the front of the county court houses in Maryland. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional … (0 comments)

Passing judgement on distressed homeowners? - 02/13/10 10:13 AM

Via Diana Cessna (Capital Caldwell):
Alright, quit it with the moral argument already.  A person's primary responsibility is to take care of their family's basic needs.  Too many families are struggling to keep their children fed and to keep their healthcare costs paid.  The deadbeats with no ethics left this market a long time ago.  Those investor speculators that started dumping their depreciating asset at the first sign of the market downturn are long gone.  Unfortunately, because of them, property values began their downward spiral.  Moreover, because the banks did not take responisibility for their actions and did not act quickly to get the … (0 comments)

Silver Spring MD Trustee Sales - Harvey West Auctioneers - 02/12/10 03:35 PM
Silver Spring MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge … (0 comments)

Rockville MD Trustee Sales - Harvey West Auctioneers - 02/12/10 03:08 PM
Rockville MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Germantown MD Trustee Sales - Harvey West Auctioneers - 02/12/10 03:05 PM
Germantown MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Gaithersburg MD Trustee Sales - Harvey West Auctioneers - 02/12/10 03:01 PM
Gaithersburg MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Montgomery County MD Lender Owned Foreclosures & Short Sale Listings - 02/12/10 01:40 PM
Montgomery County MD Lender Owned Foreclosures & Short Sale Listings
***Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers will save if they purchase before April because the mortgage insurance premiums will be increasing.***
There are 195 active listings of  lender owned foreclosures (REO) available for purchase in Montgomery County MD Note: This is the lowest REO inventory in a long time.  Click on the listing number to see … (0 comments)

Frederick County MD Lender Owned Foreclosures & Short Sale Listings - 02/12/10 01:13 PM
Frederick County MD Lender Owned Foreclosures & Short Sale Listings
***Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can avoid the increase in mortgage insurance cost if under contract by the end of March.***
There are 91 active listings of lender owned foreclosures (REO) available for purchase in the county. Click on the listing number for full details on each property. Sort by column headings.  
Click the … (0 comments)

Prince George's County MD Lender Owned Foreclosures - 02/12/10 12:57 PM
Prince George's County MD Lender Owned Foreclosures    
***Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can save if under contract before April to avoid the increased cost of mortgage insurance.***
There are 353 lender owned foreclosures (REO), priced at $150,000 and BELOW, available for purchase in Prince George's County MD.  Click on the listing number for full details on each property. Sort by column headings.
Click … (0 comments)

Washington County MD Lender Owned Foreclosures & Short Sale Listings - 02/12/10 12:42 PM
Washington County MD Lender Owned Foreclosures & Short Sale Listings
Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers need to watch the April 5 date when the front end mortgage insurance premium will increase from 1.75% to 2.25%.
There are 108 lender owned foreclosures (REO) available for purchase in Washington County MD Click on the listing number for full details on each property. Sort by column headings.
… (0 comments)

First time home buyers represent 51% of all buyers! - 02/12/10 09:32 AM
Interesting video provides the profile of first time home buyers. 25% receive family assistance with the down payment. 28 is the median age of first time home buyers.

This Month in Real Estate: 1st time home buyers represent 51% of all buyers!
Via Dr. Chantal Saucier (Keller Williams Realty Acadiana):
This Month in Real Estate reports that 51% of buyers are first time home buyers. The tax credit will soon expire for them and it is estimated that this percentage will go up in the next couple of months. Remember that to take advantage of the tax credit, you must have … (0 comments)

Water Damage May Disturb Hazardous Materials - 02/12/10 09:23 AM
 Hazardous Materials Associated with Water Damage
Via Crystal Leach (Servpro of Norcross):
   Hazardous chemicals, lead and asbestos may be present in some water-damaged buildings.  Be alert for hazardous materials and do not try to handle or remove them unless you are certified to deal with hazardous materials.  Use qualified subcontractors to remove and dispose of hazardous materials.
   Asbestos is a common hazardous material found in buildings.  Old appliances may have asbestos in the wiring and insulation.  Items such as stoves, ovens, toasters, hair dryers, irons and iron rests, fry pans, clothes dryers and even old TVs may have asbestos in … (0 comments)

HUD Homes For Sale in Prince George's County - 02/12/10 07:42 AM
HUD Homes For Sale in Prince George's County
The following are the currently available HUD homes. These are FHA foreclosures.  The priority designation of All Bidders means that the properties are available to investors as well as owner occupant purchasers.
Use this link to see the inventory of HUD homes in Maryland:
http://hud1.towerauction.net/e18/gen_list/county_pages/MD.htm
Please contact us with your questions or showing requests. All buyers that plan to use mortgage financing will need to be pre-approved. You need to have a lender letter in hand when you submit an offer on a foreclosure. Ask us for a referral to a loan officer if you … (0 comments)

HUD Homes For Sale in Washington County - 02/12/10 06:40 AM
HUD Homes For Sale in Washington County
The following are the currently available HUD homes. These are FHA foreclosures.  The priority designation of All Bidders means that the properties are available to investors as well as owner occupant purchasers.
Use this link to see the inventory of HUD homes in Maryland:
http://hud1.towerauction.net/e18/gen_list/county_pages/MD.htm
Please contact us with your questions or showing requests. All buyers that plan to use mortgage financing will need to be pre-approved. You need to have a lender letter in hand when you submit an offer on a foreclosure. Ask us for a referral to a loan officer if you … (0 comments)

HUD Homes For Sale in Frederick County - 02/12/10 06:35 AM
HUD Homes For Sale in Frederick County
The following are the currently available HUD homes. These are FHA foreclosures.  The priority designation of All Bidders means that the properties are available to investors as well as owner occupant purchasers.
Use this link to see the inventory of HUD homes in Maryland:
http://hud1.towerauction.net/e18/gen_list/county_pages/MD.htm
Please contact us with your questions or showing requests. All buyers that plan to use mortgage financing will need to be pre-approved. You need to have a lender letter in hand when you submit an offer on a foreclosure. Ask us for a referral to a loan officer if you … (0 comments)

HUD Homes For Sale in Montgomery County - 02/12/10 06:31 AM
HUD Homes For Sale in Montgomery County
The following are the currently available HUD homes. These are FHA foreclosures. These two properties are available to investors as well as owner occupant purchasers.
Use this link to see the inventory of HUD homes in Maryland:
http://hud1.towerauction.net/e18/gen_list/county_pages/MD.htm
Please contact us with your questions or showing requests. All buyers that plan to use mortgage financing will need to be pre-approved. You need to have a lender letter in hand when you submit an offer on a foreclosure. Ask us for a referral to a loan officer if you do not have … (0 comments)

Foreclosure Victims Include Pets - 02/12/10 05:46 AM
 Pets land up in Animal Shelters in Large Numbers as victims of Foreclosures
Via Kevin Simpson (ForeclosureListings.com):
Pets land up in animal shelters in large numbers as victims of the foreclosure crisis, which has upset many homes in the entire nation. Due to their owners’ financial mismanagement, thousands of these pets suffer such a sad fate.
It is nearly impossible to tell exactly how many of these animals are landing up in these shelters because of the foreclosure crisis. The owners, who give in their pets to these shelters, only give a flimsy excuse of “moving” and provide no substantial … (3 comments)

Montgomery County Maryland Alert - 02/11/10 05:09 AM
Montgomery County, Maryland Alert
Montgomery County Government will be closed on Thursday, except for essential personnel.   
Ride On 
Montgomery County's Ride On bus service will not operate on Thursday.   For more information, go to www.RideOnBus.com. 
Libraries, Recreation Centers and Liquor Stores 
Libraries, recreation and community centers and liquor stores will not be open on Thursday.  
Community Use of Facilities 
All activities in schools or County buildings will be cancelled on Thursday. 
Solid Waste Transfer Station and Trash and Recycling Pick-Up The County's Solid Waste Transfer Station will be closed on Thursday.  County-provided trash and recycling collections will be cancelled Thursday. 
Parking in … (2 comments)

Montgomery Village MD 20886 Real Estate - Montgomery County - 02/10/10 01:46 PM
Montgomery Village MD 20886 Real Estate - Montgomery County    
Home owners and prospective purchasers want to know the trends of the real estate market. The following statistics are for the past month and are compared with the same month last year. There were 55 new listings and 57 went to pending new contracts. The sold dollar volume was down 15.31% from last year. The number of homes sold was 19 from 17 last year. The average days on the market was 41 days from 159 days last year. The average sale price was 93.38% of the average list price. … (0 comments)

Montgomery County MD Real Estate Trend Indicator - 02/10/10 11:37 AM
Montgomery County MD Real Estate Trend Indicator    
Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. Prospective home sellers should consider the tax credit expiration date April 30 when listing their home for sale. It might pay to list earlier than the usual Spring market.  
Save on FHA financing. For case numbers assigned beginning April 5, 2010, the front end mortgage insurance premium will increase from 1.75% to … (0 comments)

Frederick County MD Real Estate Trend Indicator - 02/10/10 11:24 AM
Frederick County MD Real Estate Trend Indicator  
Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. Prospective home sellers should consider the tax credit expiration date April 30 when listing their home for sale. It might pay to list earlier than the usual Spring market.  
Save on FHA financing.  For case numbers assigned beginning April 5, 2010, the front end mortgage insurance premium will increase from 1.75% to 2.25% … (0 comments)

Washington County MD Real Estate Trend Indicator - 02/10/10 11:04 AM
Washington County MD Real Estate Trend Indicator  
Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. Prospective home sellers should consider the tax credit expiration date April 30 when listing their home for sale. It might pay to list earlier than the usual Spring market.  
Save on FHA financing. For case numbers assigned beginning April 5, 2010, the front end mortgage insurance premium will increase from 1.75% to 2.25% … (0 comments)

Prince George's County MD Real Estate Trend Indicator - 02/10/10 10:48 AM
Prince George's County MD Real Estate Trend Indicator  
Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. Prospective home sellers should consider the tax credit expiration date April 30 when listing their home for sale. It might pay to list earlier than the usual Spring market.  
Save on FHA financing. For case numbers assigned beginning April 5, 2010, the front end mortgage insurance premium will increase from 1.75% to … (0 comments)

Savings for Home Buyers Under Contract Before April - 02/10/10 10:20 AM
Savings for Home Buyers Under Contract Before April
Increase in Upfront Premiums for FHA Mortgage Insurance
Effective for FHA loans for which the case number is assigned on or after April 5, 2010, FHA will collect an upfront mortgage insurance premium of 2.25 percent. This policy change will increase premiums for purchase money and refinance transactions.
MORTGAGEE LETTER 2010-02
http://fhasecure.gov/offices/adm/hudclips/letters/mortgagee/files/10-02ml.pdf
Prospective home owners that plan to use FHA financing will have the current lower rate of 1.75% for mortgage insurance if they act before the April 5 change.
Home buyers should consider this savings as well as the home buyer tax … (0 comments)

Wordless Wednesday ~ Take Your Pick - 02/10/10 09:36 AM

Via Sun City Grand Real Estate Surprise AZ Leolinda Bowers, Associate Broker, CRS (Ken Meade Realty):
Take Your Pick....This
 
or THIS
 
????
My clients emailed me this picture this morning wanting me to share the record breaking weather conditions.  They are having blizzard conditions with 30MPH winds and another 12" of snow is coming down.  They were able to shovel small walking paths to get from the house to the garage, etc.  They have a generator that will kick on if the normal power is lost.  They are warm, their cats are happy, they have plenty of food and the satellite TV is working, but … (6 comments)

Facebook Fan Pages - 02/10/10 07:35 AM
 How to Create a Useless Facebook Fan Page
Via HeatherO Inc.:
Facebook is all the rage. Like many, I can attest to the power of it. It truly is a powerful place! (*currently 96% of my business comes through facebook*) First let's talk about reasons for having one. Although many consultants don't want or need a fan page, I had very specific reasons for creating one.
 
1. I wanted to be able to post frequent content relevant to what I do, which wouldn't necessarily be relevant for all of my 'friends'. I wanted people to be able to 'optin' for posts … (6 comments)

Clothes Dryer Fires - 02/10/10 07:04 AM
Clothes Dryer Fires
Thanks to Matt Dunlap for sharing this information.
Via Matt Dunlap (Transparent Mortgage Search Engine - RateWindow.com):

You always hear the stories about houses burning down from Christmas tree lights, or clothes dryers, but you always think that it won't happen to you. I thought that until today.

Just like every other time I do laundry, I load up the washer put in a load and leave. When it's done I move it to the dryer and again, I leave to do other stuff. Sometimes I even leave the house with the dryer running. I'm sure … (6 comments)

Foreclosure Looming? What To Do Right Away... - 02/09/10 07:10 PM
 
Via Phyllis Lerner (Legends Realty Group LLC):
Below please find an excerpt from a new web site found at www.houselogic.com developed by the National Association of Realtors. This site offers a lot of good and timely advise and information covering the entire range of the home owning, buying, selling and renting issues.
This article, written by Jerry DeMuth, attempts to inform you of your options if you are unable to keep up with your mortgage payments. More such valuable content can be found at NAR's www.houselogic.com site:
"Excerpt Start"
A record high 2.8 million properties were hit with foreclosure notices in 2009. … (0 comments)

Palm Springs is gearing up for Modernism Week - Starting Feb. 12 - 02/09/10 06:55 PM

Via Paul Kaplan, www.MidCenturyModernPS.com Mid Century/Modern homes in Palm Springs (Pacific Union Real Estate):
Palm Springs will be hosting the annual Modernism Week starting on Friday. 
Over 10,000 architecture aficionados will be flocking to Palm Springs for the annual Modernism Week to discover the largest collection of mid-century modern architecture in the country. The 10-day event is scheduled for February 12-21, 2010, featuring more than 40 events including architectural tours, films, book signings, and film screenings, as well as chic galas and tours of mid-century modern homes. A vintage car and Airstream trailer show are new events this year.
http://palmspringsrealestatenews.com/palm-springs-is-a-mecca-for-mid-century-modern-architecture/

I … (0 comments)

TO ALL OF YOU IN THE MD, DC, PA AREA: A LITTLE SALT IN YOUR WOUNDS FROM THE SUNNY FLORIDA KEYS - 02/09/10 06:52 PM
 
Via Coco Plum Realtors, Kelly Willey, FLORIDA KEYS:

To all of you up North that haven't been to the Florida Keys or purchased your vacation home in paradise~~~~What in the world are you waiting for? Isn't 40 inches of snow in one week enough to make you at least want to come for a visit and see why I've been telling you this is the greatest place on earth?
Mother Nature is trying to tell you something...Now is the time to buy a home in the Florida Keys. I have searched and cannot find any record of snowfall … (1 comments)

Google wants a piece of Facebook! - 02/09/10 01:29 PM
 
Via Wayne Golliday (SEO Redefined):
Google is expected to announce this week that they are looking for a piece of the Facebook pie.  No longer happy with the Search Engine or Cellphone business Google is now looking at adding Facebook type features to it's Gmail platform.
Since Facebook is currently adding a "Messenger" type service to its platform Google is looking to counter that move.  Google already allows its' Gmail users to leave short "status updates" much like Twitter and Facebook.  Google is planning on allowing these messages to aggregate, which will create a stream of notifications. 
Since Gmail currently has … (0 comments)

Remodeling: What Works in Today's Economy? - 02/09/10 01:21 PM
 
Via Angie Stephens - Collin County TX Specialist (Ebby Halliday Realtors):
Despite a slow market and a slight decrease in the resale value of most remodeling projects, Realtors® report that the smartest home improvement investments may also be some of the least expensive. Results from the 2009 Remodeling Cost vs. Value Report show that...
read more here
Angie StephensEbby Halliday RealtorsCollin County Texas Homes469-236-9899
 
 
… (0 comments)

The Blizzard Diaries: The Politics of Snowplows - 02/09/10 10:44 AM
 
Via Patricia Kennedy (Evers & Company Realtors):
The Blizzard Diaries:  The Politics of Snowplows
The fortunes of many DC mayors have come and gone with blizzards and the way they handled snow removal on residential streets.
During a big one in the 1990's, our then mayor was enjoying himself at the Superbowl.  And that (among other things) was his downfall.
Now, Adrian Fenty, our young and energetic leader, is facing a re-election very soon, and you'd think he'd learn from the mistakes of his predecessors. 
While I was in Hawaii during the December snow, it sounds like the Department of Public … (0 comments)

Please, oh, please...Give me a snow day! - 02/09/10 10:40 AM
Do you think we could send some Maryland snow to Texas?

Via Claire Record (Southland Log Homes):
My husband wakes me up every morning around 5 a.m...just before he heads out the door for his job at the radio station.  I usually turn on the radio to get the latest news and lay there with my covers up to my nose contemplating how cold it's gonna be moving from my bed to the the bathroom.  This morning, as I laid there shivering under my covers, I heard about how Washington, D.C. and other parts of the country were in for yet … (2 comments)

Short Sale Mayhem - 02/09/10 10:32 AM
 Watch the video and share your thoughts.
Short Sale Mayhem
Via VanDyk Mortgage Corp:
Is This Another Reason Why Modifications Are So Hard?
I enjoy receiving my daily "news clip" from Think Big Work Small, but yesterday was one clip I cannot get out of my head.
We have seen so many borrowers on the brink of loosing their homes. They work hard to get together mounds of paperwork in hopes of a modification that can bring them current so they may keep their largest investment; the place were they have lived as a family and their children have grown up; a … (1 comments)

Maryland Blizzard Precautions - 02/09/10 10:21 AM
 
Via Courtney Donato-Griffiths (Keller-Williams Metro Realty Serving the Greater D.C. Area):
Hello to Everyone,  I hope this blog finds you safe and warm. Although this information is probably a bit late in coming, as we brace for round 2 here are a few things you can do to protect your home during inclement weather. 1. If you have a heat pump, dig it out. Electric heat pumps are really not designed to deal with extremely cold temperatures. Having your outdoor heat pump covered in a layer of snow will adversely affect its ability to work properly. 2. Remove snow from window ledges where possible. … (0 comments)

Gaithersburg Urgent Alert: WINTER STORM WARNING - 02/08/10 02:45 PM
Gaithersburg Urgent Alert: WINTER STORM WARNING
Another major winter storm expected tomorrow with 10-20" of snowfall possible. This amount of snowfall may cause roof collapses in some areas. Roads will become extremely dangerous and travel should be discouraged. Additional power outages are likely. Event onset is around noon tomorrow and travel may become extremely difficult if not impossible tomorrow.  
The National Weather Service has upgraded the Winter Storm Watch to a WINTER STORM WARNING. This Warning is effective until Wednesday.   
A WINTER STORM WARNING means that significant amounts of snow, sleet, or freezing rain are expected or are occurring in the … (0 comments)

Montgomery County MD Lender Owned Foreclosures & Short Sale Listings - 02/08/10 01:27 PM
Montgomery County MD Lender Owned Foreclosures & Short Sale Listings
***Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers will save if they purchase before April because the mortgage insurance premiums will be increasing.***
There are 177 active listings of  lender owned foreclosures (REO) available for purchase in Montgomery County MD Note: This is the lowest REO inventory in a long time.  Click on the listing number to see … (0 comments)

Frederick County MD Lender Owned Foreclosures & Short Sale Listings - 02/08/10 01:07 PM
Frederick County MD Lender Owned Foreclosures & Short Sale Listings
***Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can avoid the increase in mortgage insurance cost if under contract by the end of March.***
There are 82 active listings of lender owned foreclosures (REO) available for purchase in the county. Click on the listing number for full details on each property. Sort by column headings.  
Click the … (0 comments)

Washington County MD Lender Owned Foreclosures & Short Sale Listings - 02/08/10 12:36 PM
Washington County MD Lender Owned Foreclosures & Short Sale Listings
Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence.
There are 106 lender owned foreclosures (REO) available for purchase in Washington County MD Click on the listing number for full details on each property. Sort by column headings.
Click the following URL to see the listings:http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-101291974-209
When you are searching for homes in Maryland, you will want to use Homes Prospector … (0 comments)

Prince George's County MD Lender Owned Foreclosures - 02/08/10 12:28 PM
Prince George's County MD Lender Owned Foreclosures    
***Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can save if under contract before April to avoid the increased cost of mortgage insurance.***
There are 330 lender owned foreclosures (REO), priced at $150,000 and BELOW, available for purchase in Prince George's County MD.  Click on the listing number for full details on each property. Sort by column headings.
Click … (0 comments)

Frederick County MD Trustee Sales - Tidewater Auctions - 02/08/10 10:56 AM
Frederick County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Montgomery County MD Trustee Sales - Tidewater Auctions - 02/08/10 10:49 AM
Montgomery County MD Trustee Sales - Tidewater Auctions
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.
Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they … (0 comments)

Montgomery County MD Trustee Sales - The Fisher Law Group - 02/08/10 10:42 AM
Montgomery County MD Trustee Sales - The Fisher Law Group
The Fisher Law Group is advertising trustee sales in the county. Visit their website for details and the full auction schedule:  http://www.first-legal.com/salelist/sales.html
Trustee sales are open to the public and all qualified bidders. These are auctions that are ordered by the secured lenders when borrowers default on their mortgage obligations. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The indicated deposits must be in the form of cash or certified funds. Most of the bidders obtain cashier's checks that are payable to themselves. Always check … (0 comments)

Montgomery County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/08/10 10:05 AM
Montgomery County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional … (0 comments)

Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/08/10 09:59 AM
Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek professional … (0 comments)

Prince George's County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/08/10 09:44 AM
Prince George's County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek … (0 comments)

Washington County MD Trustee Sales - Cohn, Goldberg, Deutsch - 02/08/10 09:40 AM
Washington County MD Trustee Sales - Cohn, Goldberg, Deutsch
Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.
Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  Always check for cancellations before attending trustee sales. Seek … (0 comments)

Montgomery County MD Trustee Sales - Harvey West Auctioneers - 02/08/10 09:20 AM
Montgomery County MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Frederick County MD Trustee Sales - Harvey West Auctioneers - 02/08/10 09:12 AM
Frederick County MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Prince George's County MD Trustee Sales - Harvey West Auctioneers - 02/08/10 09:07 AM
Prince George's County MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge … (0 comments)

Washington County MD Trustee Sales - Harvey West Auctioneers - 02/08/10 09:02 AM
Washington County MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Montgomery County MD Trustee Sales Week of 2/14/10 - Alex Cooper Auctioneers - 02/08/10 08:53 AM
Montgomery County MD Trustee Sales Week of 2/14/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any bids … (0 comments)

Frederick County MD Trustee Sales Week of 2/14/10 - Alex Cooper Auctioneers - 02/08/10 08:48 AM
Frederick County MD Trustee Sales Week of 2/14/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any bids … (0 comments)

Prince George's County MD Trustee Sales Week of 2/14/10 - Alex Cooper Auctioneers - 02/08/10 08:45 AM
Prince George's County MD Trustee Sales Week of 2/14/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any … (0 comments)

Washington County MD Trustee Sales - Alex Cooper Auctioneers - 02/08/10 08:39 AM
Washington County MD Trustee Sales - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any bids at these auctions. … (0 comments)

Prince George's County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers - 02/08/10 08:31 AM
Prince George's County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any … (0 comments)

Frederick County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers - 02/08/10 08:26 AM
Frederick County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any bids … (1 comments)

Montgomery County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers - 02/08/10 08:06 AM
Montgomery County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any … (0 comments)

Digging Snow in Maryland - 02/06/10 05:23 PM
 Digging out of 27" of snow in Kentlands.

Roy clearing a path to the garage.


Our home in Kentlands.
… (7 comments)

Gifts for Down Payment - 02/06/10 09:44 AM
 Gifts for Down Payment
Via Cari & Doug Anderson (Diversified Mortgage Group):
Did you know that a monetary gift can be used for your home purchase down payment? Many conventional loan programs allow gifts to be used toward down payment only after you have put a certain amount of your own money into the transaction. However, the FHA loan program allows the entire down payment (a minimum of 3.5% of the purchase price) to come from a gift.  Such gifts can also cover any or all of your closing costs to boot! The most common source of a down payment gift is … (0 comments)

SURVIVAL SKILLS IN A BLIZZARD IN NORTHERN VIRGINIA - BACK TO BASICS - 02/06/10 08:18 AM
 
Via Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate:
OFTEN AMAZED AT THE INGENUITY OF THE HUMAN SPECIES, this morning I amazed myself. 
I was disappointed this a.m. to find that I HAD NO TELEVISION RECEPTION.  It started to go out about 7:00 p.m. last evening.   Not a problem.  However, this morning I wanted to see what the area was like with such a massive snow storm and a snow accumulation of about 2 feet plus and still coming down. 
Now I can be as rugged as anyone when it comes to rough weather and living conditions.  I have tent … (1 comments)

Weather Emergency Reminders - 02/05/10 01:00 PM
… (0 comments)

Winter Storm Tips - 02/05/10 12:42 PM
… (2 comments)

What is Foursquare? - 02/05/10 09:49 AM
 Thanks to Missy for sharing this information.
What is Foursquare?
Via Missy Caulk-Ann Arbor- Realtor(R)- Ann Arbor Real Estate (Keller Williams-Ann Arbor):
Maureen McCabe, posted a good article on embedding other peoples posts today. It is featured so go read it.
I told Maureen, I would give it some thought over the weekend...but while scrolling around on the Business Insider I found a good article on "What is Foursquare?"
I didn't think (maybe I'm wrong) that many Activerainers knew what is was and what it is about. So here is the embedded post. So I guess I did find a good reason … (0 comments)

Gaithersburg Declares Snow Emergency - 02/05/10 09:19 AM
Gaithersburg Declares Snow Emergency
Effective Noon, February 5 Parking Regulations to be Strictly Enforced Effective at Noon on Friday, February 5, 2010, the City of Gaithersburg has declared a snow emergency. With the current forecast calling for significant accumulation, the snow emergency will allow the Public Works Department better access for clearing residential streets and ensuring that emergency vehicles can travel on City roads.
The emergency will be lifted as soon as road conditions warrant. Mandatory removal of cars from snow emergency routes and cul-de-sacs will be in effect during the snow emergency. Failure to comply could result in ticketing or … (3 comments)

Are you upset with a real estate agent? - 02/04/10 02:24 PM
Pre-approval for mortgage financing is the first step for home buyers and investors. You are just a "looker" if you do not have a lender letter in hand.

Are you upset with a real estate agent?
Via Russ Ravary - Michigan Homes for sale - Michigan Real estate & Mortgage info (Remerica Hometown One):
Are you upset with a real estate agent because they won't show you a house without a pre-approval letter?
Here are the real estate agent's reasons why they won't show you a house without a pre-approval letter
Home sellers and listing agents won't accept a purchase offer without … (2 comments)

Kentlands Community Notices - 02/04/10 11:54 AM
Kentlands Community Notices
From Mac Staples  mstaples@cmc-management.com
KCA Snow Related Information - February 5 - 7
According to Alert Montgomery, a major winter storm likely this weekend. Potential snow accumulations exceeding 12" for the area with 20" possible in some locations!!! The National Weather Service has issued a WINTER STORM WATCH for Montgomery County through Saturday evening. Widespread 12"+ snowfall likely with some areas possibly receiving 20".Given the predicted amount of snowfall, please keep the following in mind:
Clubhouse
Given the predicted snowfall amounts and timeframe, please note that the Clubhouse will be closed by 7 PM on Friday, February 5 (please … (0 comments)

Gaithersburg Residents Asked to Prepare for Inclement Weather - 02/04/10 10:48 AM
Gaithersburg Residents Asked to Prepare for Inclement Weather:Local weather reports have indicated the possibility of a severe weather event beginning Friday afternoon, February 5 and lasting until Saturday evening, February 6, 2010. A significant amount of snowfall is predicted. The City of Gaithersburg is asking its residents to make preparations now so that snow removal can be done as efficiently as possible.Please cooperate by moving cars off of ALL roadways on Friday morning. This will allow road crews to remove snow more thoroughly and quickly. Also, residents are responsible for clearing sidewalks abutting their property. This is often easier to accomplish … (0 comments)

Radon In The Home - 02/04/10 10:33 AM
Radon In The Home
DETECTING AND ADDRESSING RADON CONTAMINATION IN THE HOME
More and more homeowners are considering radon detection a "must" - and with good reason. Health officials have warned that exposure to unsafe levels of radon can cause an increased risk of cancer. In fact radon is the leading cause of lung cancer deaths among nonsmokers in North America, yet it is easily preventable. The Environmental Protection Agency has dubbed January "Radon Awareness Month." Read below to learn more about testing radon levels in your home and protecting your family.WHAT IS THE SOURCE OF RADON?Radon is naturally occurring odorless, … (0 comments)

Fannie Sells 260 Homes in Bulk REO Sale - 02/04/10 10:07 AM
Fannie Sells 260 Homes in Bulk REO Sale
From Managing REO
"Fannie Mae recently completed a bulk sale of 260 homes with 10 different investors acquiring the properties, which were classified as real estate owned. "This was the worst of the worst," said one investor, requesting anonymity. The sale of the lots are in the process of closing, said the investor. National Mortgage Newsfirst reported on the auction this past fall. No price was disclosed. Sources close to the auction confirmed the sale results. Moreover, the GSE is contemplating a larger bulk sale in coming months. A company spokeswoman declined to … (2 comments)

Fannie REO Buyers Get 3.5% Seller Assistance - 02/04/10 10:02 AM
Fannie REO Buyers Get 3.5% Seller Assistance
From Managing REO
"Purchasers who intend to be owner-occupants of Fannie Mae-owned homes will receive 3.5% in closing costs or an equivalent amount in home appliances for properties listed on HomePath.com. The offer expires on May 1, 2010.
The effort aims to attract to the market more qualified buyers and reduce its real estate owned inventory, Fannie Mae executives said. Therefore it is offering an additional incentive to the homebuyer federal tax credit for first-time buyers and other affordable financing options. For example HomePath Mortgage and HomePath Renovation Mortgage listings also provide a 3% … (3 comments)

Home Design Trends - Simplicity and Accessibility - 02/04/10 06:26 AM
 Home Design Trends - Simplicity and Accessibility
Via Stanton Homes - Penny Hull New Home Builders - Raleigh NC Area (Stanton Homes - New Homes in Raleigh NC and Surrounding Area):
The American Institute of Architects continues to survey changes in residential design.  Here's some of the big changes they saw in third quarter 2009.
New Homes that Fit the Budget and the Lifestyle As part of a general trend towards more affordable homes that fit well in the budget, the AIA saw more requests for simpler home exteriors, AND green features. 
Front Porches The number of front or side porches requested … (3 comments)

The Clock is Ticking - 02/03/10 04:24 PM
The Clock is Ticking...Extended and Expanded Tax Credit Expires 4/30/10 
For prospective homebuyers who are on the fence about making a home purchase, the next few months represent a countdown of sorts as huge tax credits are about to expire. Here are important details for you to know: Tax Credit for First-Time Homebuyers (FTHBs)FTHBs (that is, people who have not owned a home within the last three years) may be eligible for the tax credit. The credit for FTHBs is 10% of the purchase price of the home, with a maximum available credit of $8,000. Single taxpayers and married couples filing … (5 comments)

About Fannie Mae Homes - 02/03/10 01:33 PM
About Fannie Mae Homes
Why does Fannie Mae have properties for sale?
Fannie Mae works with all of its partners to help homeowners prevent and avoid foreclosure; however, sometimes it is unavoidable. When foreclosures occur on mortgages in which Fannie Mae is the investor, our goal is to sell properties in a timely manner in order to minimize the impact on the community.
What kinds of properties are available in the Fannie Mae HomePath database?
Fannie Mae's HomePath database includes only properties that are owned by Fannie Mae. There is a wide selection of homes, including single-family homes, condominiums, and town … (1 comments)

What's available in Montgomery County MD for $250,000 or less? - 02/03/10 12:34 PM
What's available in Montgomery County MD for $250,000 or less?
This is a question that we receive from prospective home owners and investors. Many first time buyers want to stay in this range for modest housing costs. Real estate investors like this price range because the figures work for rentals.
Let's take a look at what is available today.
The first report is for active listings excluding short sale listings and lender owned foreclosures (REO), all at or below $250,000.  There are 397 homes in this category. They are sorted by city and you can sort by column headings:
Click the following URL … (0 comments)

$8,000 Tax Credit For Family Members - 02/03/10 12:08 PM
$8,000 Tax Credit For Family Members
Parents and grandparents are asking how they can help their children and grandchildren qualify for the currently available $8,000 tax credit for first time home buyers.
Some young people are underemployed after finishing school and find it difficult to qualify on their own for mortgage financing. College students are being directed to off campus housing with the surge of students and many could become home owners while still in school.
The easy way to assist the new buyers in your family is to become a non-occupant co-borrower to enable approval for FHA financing. The first … (0 comments)

Condo Financing Changes By FHA - 02/03/10 11:45 AM
Condo Financing Changes By FHA
FHA has made some drastic changes that impact our ability to serve our customers.  One of the changes involves our ability to make an FHA loan on a condominium. 
Effective February 1 FHA has eliminated the spot condo approval process. The spot approval process was in place for condos not on the FHA approved list. So now if a condo is not on the approved list there is an expensive and time consuming process lenders must follow to get the condo approved. 
If a condominium is currently on the FHA approved list then FHA financing MAY still … (1 comments)

Savings for Home Buyers Under Contract Before April - 02/03/10 09:50 AM
Savings for Home Buyers Under Contract Before April
Increase in Upfront Premiums for FHA Mortgage Insurance
Effective for FHA loans for which the case number is assigned on or after April 5, 2010, FHA will collect an upfront mortgage insurance premium of 2.25 percent. This policy change will increase premiums for purchase money and refinance transactions.
MORTGAGEE LETTER 2010-02
http://fhasecure.gov/offices/adm/hudclips/letters/mortgagee/files/10-02ml.pdf
Prospective home owners that plan to use FHA financing will have the current lower rate of 1.75% for mortgage insurance if they act before the April 5 change.
Home buyers should consider this savings as well as the home buyer tax … (1 comments)

New FHA Guidelines - 02/03/10 09:26 AM
FHA buyers that go under contract before April can avoid the increase in the mortgage insurance premium. The front end premium will go from 1.75% to 2.25% when case numbers are assigned beginning on April 5, 2010. The savings would be $2,000 on a $400,000 loan amount.

Via Kathy Toth Ann Arbor Real Estate (Keller Williams Ann Arbor Market Center):
As I mentioned back in December, NAR’s very own Realtors Confidence Index showed that 39% of recent buyers purchased a home with a Federal Housing Administration-insured loan. FHA Loans play a vital role in the housing market at the moment.
FHA … (1 comments)

Fifteen Twitter follow dos and don'ts - 02/03/10 06:48 AM
 Fifteen Twitter follow dos and don'ts
Via Paul Chaney (Social Media Handyman):
There are two schools of thought pertaining to who to follow on Twitter. One is what I refer to as the Guy Kawasaki method which says, "forget the influentials," "defocus your efforts," and "get as many followers as you can." It's more of a mass marketing approach.
Up and until Twitter imposed limits on the number of people that I could follow in a given 24-hour period, that's pretty much the school to which I subscribed and just about anyone and everyone qualified (minus the spammers of course).
Since … (4 comments)

Maryland Real Estate Trends - 02/02/10 04:28 PM
 Maryland Real Estate Trends
Via Bonnie Augostino (Re/MAX 100):
The end of 2009 showed that Maryland real estate trends are very positive.  In a nutshell, prices are starting to increase, days on the market are decreasing and inventory is declining.  Buyers and sellers seem to be agreeing to home prices as well, with the average sales price hitting just below 94% of the list price.  This represents the closest gap in over two years.
The price of a Maryland home showed an increase in the 4th quarter of 2009 when compared to the same time in 2008.  It is believed that prices … (2 comments)

Home Maintenance Tasks: February - 02/02/10 12:03 PM
Home Maintenance Tasks: February 
Remove drain traps under sinks and clean them thoroughly. Clean pop-up drain plugs. Inspect the linkage for pop-up drains to make sure they are set properly. To adjust the linkage, squeeze the finger-operated pressure lock to release it and slide it up or down as necessary.   Inspect grout and caulk around tubs, sinks and showers. Chip out cracked grout and replace missing grout. Stained, discolored and mildewed caulk should be cleaned with trisodium phosphate or other household cleaner. If the caulk remains discolored, remove it and replace it with fresh, mildew-resistant caulk. Refinish furniture in a … (2 comments)

2010 US Census to Begin - Good Information to Know! - 02/02/10 08:42 AM
 Thanks to Jane Taylor for this information
Via Jane Taylor (RE/MAX Realty Group):
 2010 Census to Begin - Good Information To Know!
 
With the  U.S. Census process beginning, people are advised to be cooperative, but cautious, so as not to  become a victim of fraud or identity theft. The first phase of the  2010  U.S. Census is under way as workers have begun verifying the  addresses of households across the country. Eventually, more than  140,000  U.S. Census workers will count every person in the  United  States  and will gather information about every person living at each  address including name, age, gender, race, … (0 comments)

HUD Homes For Sale in Washington County - 02/02/10 06:55 AM
HUD Homes For Sale in Washington County
The following are the HUD owned foreclosures that are currently on the market. Note that the owner occupant status means that the home is not yet available to investors.
Most of the home buyers are best served when using FHA financing to purchase HUD homes. All buyers need to have a pre-approval letter in hand. Ask us for a referral to a loan officer if you do not have a lender relationship.
WASHINGTON COUNTY, MARYLAND

… (0 comments)

HUD Homes For Sale in Frederick County - 02/02/10 06:52 AM
HUD Homes For Sale in Frederick County
The following are the HUD owned foreclosures that are currently on the market. Note that the owner occupant status means that the home is not yet available to investors.
Most of the home buyers are best served when using FHA financing to purchase HUD homes. All buyers need to have a pre-approval letter in hand. Ask us for a referral to a loan officer if you do not have a lender relationship.
FREDERICK COUNTY, MARYLAND 

… (1 comments)

HUD Homes For Sale in Montgomery County - 02/02/10 06:49 AM
HUD Homes For Sale in Montgomery County
The following are the HUD owned foreclosures that are currently on the market. Note that the owner occupant status means that the home is not yet available to investors.
Most of the home buyers are best served when using FHA financing to purchase HUD homes. All buyers need to have a pre-approval letter in hand. Ask us for a referral to a loan officer if you do not have a lender relationship.
MONTGOMERY COUNTY, MARYLAND

… (0 comments)

Happy Groundhog Day - 02/02/10 06:38 AM
 Happy Groundhog Day
Via Mara Hawks, REALTOR®, Homes for Sale, Auburn, AL Real Estate (First Realty Auburn Alabama):
The legend of Groundhog Day stems from this Scottish verse.  In the late 1800's a man named Phil, in Punxsutawney, Pennsylvania, began predicting whether or not the winter was going to be long, or if spring would arrive early. This was all calculated on the actions of a groundhog emerging from his burrow on the second day of February, and looking for his shadow. If a shadow is seen, it means another six weeks of winter. If there isn't a shadow, it's agreed that spring … (2 comments)

ActiveRain Training and Support - 02/02/10 06:19 AM
 
Via Brad Andersohn ~ Community Manager (ActiveRain):
ActiveRain Training and Support - Your Virtual Classroom
We are now offering RainMaker members an opportunity to join us for some "informal" on-line training and support.  Our ActiveRain Training and Support Program is where you can phone in, join a classroom environment, ask your questions, see live examples and get detailed tutoring on "how it all works!"  The best part is that you can do it from the comfort of your home or office computer, and classes will be available three times a week for your convenience.  Time for the teacher to give … (2 comments)

Create a Blog Post for Customers and Search Engines - 02/02/10 06:01 AM
 
Via Brad Andersohn ~ Community Manager (ActiveRain):
How to Create a Blog Post for Customers and Search Engines.  There are three important audiences to be writing for: 1. Other members and friends of your Social Networks. 2. Consumers, Subscribers, and a Target Audience of readers.  3. Search Engines.  I'm sure this is preaching to the choir, but this is important information to be shared if you want to get maximum exposure and results from your Blog posts with consumers, visitors, and with Google. Google Juice? I'll drink to that! :-)
Blogging for Customers and Search Engines correctly is a key … (3 comments)

Joist Hanger Installation Defects - 02/02/10 05:48 AM
Ask your home inspector to carefully inspect the joist hangers to make sure the correct nails were used.

Joist Hanger Installation Defects
Via Minneapolis Home Inspections - Reuben Saltzman (Structure Tech Home Inspections):
Just a little over a year ago, I took a class put on by one of the largest manufacturers of metal brackets, Simpson Strong-Tie.   That class was a real eye opener – I realized afterwards that just about every deck that I inspect is constructed wrong.  Not all of the installation defects are major, but they’re always worth pointing out.  Today I’ll talk about one of the … (3 comments)

Short Sale Guidelines (HAFA) - Summary - 02/01/10 03:49 PM
Short Sale Guidelines (HAFA) - Summary
Home Affordable Foreclosure Alternatives Program
On November 30, 2009, the Treasury Department released guidelines and forms for its new Home Affordable Foreclosure Alternatives Program (HAFA). HAFA is part of the Home Affordable Modification Program (HAMP). HAFA provides incentives in connection with a short sale or a deed-in-lieu of foreclosure (DIL) used to avoid foreclosure on a loan eligible for modification under the HAMP program. Servicers participating in HAMP are also required to comply with HAFA. A list of servicers participating in HAMP is available at MakingHomeAffordable.gov.
HAFA applies to loans not owned or guaranteed by … (0 comments)

Home Affordable Foreclosure Alternative Program - 02/01/10 03:41 PM
Home Affordable Foreclosure Alternative Program
http://www.realtor.org/wps/wcm/connect/8ed80b00412373d29bb6bb08069f8e0c/HAFA+Brochure+Text+1.25.10.pdf?MOD=AJPERES&CACHEID=
NAR has issued a new brochure to help members understand the new Home Affordable Foreclosure Avoidance Program (HAFA) that takes effect on or before April 5, 2010. The purpose of the program is to help homeowners, who are unable to retain their homes under the Home Affordable Modification Program (HAMP), avoid foreclosure through a short sale or a deed in lieu of foreclosure. HAFA includes uniform procedures, standards forms, and deadlines. This program has the potential to revolutionize short sales, but its success will depend on the implementation by servicers and cooperation by investors and … (0 comments)

Last Minute Travel Tips - 02/01/10 02:41 PM
Last Minute Travel Tips
Planning ahead is a good thing, and that's definitely true when it comes to travelling. However, sometimes unforeseen circumstances - or a severe case of the winter blues - make planning far in advance almost impossible. If you ever need or decide to travel at the last minute, here are some tips to maximize savings.
Be flexible - If possible, be flexible with both your travel dates and the carrier you choose. Rigidity in either of these areas can easily translate into paying increased costs.
Know when to book - Most airlines file their Web specials on … (0 comments)

Frederick County MD Lender Owned Foreclosures & Short Sale Listings - 02/01/10 02:29 PM
Frederick County MD Lender Owned Foreclosures & Short Sale Listings
Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence.
There are 77 active listings of lender owned foreclosures (REO) available for purchase in the county. Click on the listing number for full details on each property. Sort by column headings.  
Click the following URL to see the listings:http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-100730122-884
When you are searching for homes in Maryland, you will want to … (0 comments)

Washington County MD Lender Owned Foreclosures & Short Sale Listings - 02/01/10 02:18 PM
Washington County MD Lender Owned Foreclosures & Short Sale Listings
Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence.
There are 108 lender owned foreclosures (REO) available for purchase in Washington County MD Click on the listing number for full details on each property. Sort by column headings.
Click the following URL to see the listings:http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-100730022-963
When you are searching for homes in Maryland, you will want to use Homes Prospector … (0 comments)

Prince George's County MD Lender Owned Foreclosures - 02/01/10 02:09 PM
Prince George's County MD Lender Owned Foreclosures    
***Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence. FHA buyers can save if under contract before April to avoid the increased cost of mortgage insurance.***
There are 336 lender owned foreclosures (REO), priced at $150,000 and BELOW, available for purchase in Prince George's County MD.  Click on the listing number for full details on each property. Sort by column headings.
Click … (0 comments)

Silver Spring MD Trustee Sales - Harvey West Auctioneers - 02/01/10 10:56 AM
Silver Spring MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Rockville MD Trustee Sales - Harvey West Auctioneers - 02/01/10 10:52 AM
Rockville MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Potomac MD Trustee Sales - Harvey West Auctioneers - 02/01/10 10:40 AM
Potomac  MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Gaithersburg MD Trustee Sales - Harvey West Auctioneers - 02/01/10 10:37 AM
Gaithersburg MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Germantown MD Trustee Sales - Harvey West Auctioneers - 02/01/10 10:33 AM
Germantown MD Trustee Sales - Harvey West Auctioneers
Harvey West Auctioneers has scheduled Maryland trustee sales.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of … (0 comments)

Montgomery County MD Lender Owned Foreclosures & Short Sale Listings - 02/01/10 09:53 AM
Montgomery County MD Lender Owned Foreclosures & Short Sale Listings
Please let us know if you need to purchase by the end of April to qualify for the tax credit of $8,000 for first time home buyers or $6,500 for current home owners that are purchasing another primary residence.
There are 178 active listings of  lender owned foreclosures (REO) available for purchase in Montgomery County MD Note: This is the lowest REO inventory in a long time.  Click on the listing number to see the full property description. Sort by column headers.
Click the following URL to see the listings:http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-100715657-256
When … (0 comments)

Washington County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers - 02/01/10 08:54 AM
Washington County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any bids … (0 comments)

Prince George's County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers - 02/01/10 08:50 AM
Prince George's County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any … (0 comments)

Frederick County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers - 02/01/10 08:44 AM
Frederick County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any bids … (0 comments)

Montgomery County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctione - 02/01/10 08:40 AM
Montgomery County MD Trustee Sales Week of 2/07/10 - Alex Cooper Auctioneers 
2010 begins with a large volume of foreclosure sales. Home buyers are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any … (0 comments)

 
Img_2076 Rainmaker_large

Roy Kelley, Montgomery County, MD Homes For Sale

Gaithersburg, MD

More about me…

Roy Kelley and RE/MAX Realty Group

Address: Roy Kelley, RE/MAX Realty Group, 6 Montgomery Village Avenue, Suite 200, Gaithersburg, MD, 20879

Office Phone: (301) 921-4569

Email Me

Roy Kelley advises home buyers, sellers and REO asset managers, in the Maryland suburbs of Washington DC and nearby counties. REO and foreclosures sales. Market area includes Montgomery County, Frederick County, Washington County and Prince George's County. Real Estate blogs


Listings

Links

Archives

RSS 2.0 Feed for this blog