Camellias are Spring Favorites in Kentlands - 03/31/12 01:25 PM
Camellias are Spring Favorites in Kentlands
Those of us that are fortunate to reside in the Kentlands community in Gaithersburg, Maryland are enjoying a variety of spring flowers.  New blooms are appearing each day.  Last week, the cherry blossoms were our primary interest but they have now faded and we walk on to find more of the colors of the season.
Camellias are blooming in many gardens in Kentlands and we love to see their brilliance on the sunny spring days.  Be sure to have your camera in hand to capture the special moments.

Camellia, Kentlands Spring Flowers IMG_6127

… (12 comments)

Dandelions in Kentlands - Roy and Dolores Kelley Photographs - 03/31/12 03:50 AM
Dandelions in Kentlands - Roy and Dolores Kelley Photographs
Many see dandelions as pesky weeds in their lawns and gardens.  We grumble, dig them up and toss them in the trash.  At this time of the year, we seem to have a surplus of dandelions in Kentlands, in Gaithersburg, Maryland.
My suggestion for you is to take photographs of the dandelions before you destroy them.  We might as well enjoy the beauty that nature has provided for most of our lawns.  Take a closer look at you own dandelions.  You might want to hang one of the photographs in your home.
… (21 comments)

Kentlands Tennis and Basketball Court Rules - 03/31/12 03:23 AM
Kentlands Tennis and Basketball Court Rules 
Residents must have their Facilities Pass with them at all times while using the basketball or tennis courts. Courts will be monitored and passes will be checked. Profane or offensive language is not permitted. Dogs or play equipment including bikes, skateboards, scooters, roller blades, and other related items are not permitted on the courts. Gates to the courts must remain closed and locked at all times. If you are walking by the courts and happen to see any gates open, please feel free to close them.
Court Hours
 
Monday to Friday 7:00 am … (1 comments)

Occupied Home Staging Works and Saves You Money!14 Before/After Photos - 03/30/12 10:34 AM
Occupied Home Staging Works and Saves You Money
If you have any question about the value of home staging, take a look at the these before and after photographs provided by Kristine Ginsberg.

Cherry Blossoms, Kentlands Spring Blooms IMG_6289
Photograph by Roy Kelley using a Canon PowerShot G11 camera.
Roy and Dolores Kelley Photographs
Via Kristine Ginsberg Morris County, NJ Stager (Morris County, NJ: Elite Staging and Redesign, LLC):
 Occupied Home Staging Works and Saves You Money:  14 Before and After Photos!
My niche as a Morris County Stager is staging occupied homes where clients live in the house while it’s … (3 comments)

"Baby" Arrives at Arts Barn Theatre in Kentlands - 03/30/12 03:34 AM
 "Baby" Arrives at Arts Barn Theatre in Kentlands
 
 
In partnership with Rockville Musical Theatre, the Arts Barn presents "Baby," a pop/rock musical comedy by Sybille Pearson with music by David Shire and lyrics by Richard Maltby, Jr. The show runs April 13 through 29, 2012, with performances on Fridays and Saturdays at 8 p.m. and Sundays at 2 p.m. Admission is $18, $16 for City residents. This show is intended for mature audiences and contains anatomical references. Parental guidance is suggested.
Is there anything more exhilarating, terrifying and utterly transformational than impending parenthood?
Musical comedy “Baby” brings together three … (21 comments)

Cherry Blossoms in Kentlands - Roy and Dolores Kelley Photographs - 03/30/12 03:17 AM
Cherry Blossoms in Kentlands - Roy and Dolores Kelley Photographs
Those of us that live in the Kentlands community in Gaithersburg, Maryland closely watch the spring blooms of the cherry trees as we try to enjoy the moments when they peak.  The cherry blossoms are absolutely beautiful but they are gone within a few days.
The photographs in this group were taken in Kentlands on March 22, 2012.  The featured trees are located on the clubhouse grounds.
All of us need to have our cameras in hand to capture the special moments that we will want to share with family and friends.
What is blooming … (33 comments)

Be Prepared - Kentlands Exterior Household Projects Need Approval - 03/29/12 07:54 AM
Be Prepared - Kentlands Exterior Household Projects Need Approval 
Are you planning your spring/summer projects?  Will you be adding a deck, changing paint colors, or performing any other exterior change?  Please submit a Visual Change Application for approval.  Applications are available at the Clubhouse or at www.kentlandsusa.com and must be submitted by the close of business on the 19th of the month for review the first Wednesday of the following month.  If you have any questions, please contact Chantel Reid, 301-948-2071. Posted on ActiveRain as a community service.  Character counts in Gaithersburg. Spring flowers are blooming in Kentlands. Be sure to have your … (7 comments)

Last Call - Breakfast with the Bunny in Kentlands! - 03/29/12 06:18 AM
 Last Call - Breakfast with the Bunny in Kentlands! 
The Bunny is coming!  Breakfast with the Bunny will be held on Saturday, March 31 from 10:00 am - noon.  Make your reservations by calling 301-948-2071 and let us know if you would like the first session (from 10:00 am - 10:45 am) or the second (11:15 am - noon).  The Easter Egg Hunt will be held from 10:45 am - 11:15 am, weather permitting.  This a popular event with children and adults alike so make your reservations today!   Posted on ActiveRain as a community service.  Character counts in Gaithersburg. … (8 comments)

Kentlands 2012 Facilities Pass Updates - 03/29/12 06:17 AM
 
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FHA Borrowers Get A Break On Refinancing - 03/28/12 01:07 PM
FHA Borrowers Get A Break On Refinancing
Chris Lunn, Senior Loan Consultant at Capital One Bank Home Loans, in Bethesda, Maryland, Chris.Lunn@capitalone.com, asked us to advise our clients that a new refinancing program begins on June 11, 2012.  Under the plan, home owners that have FHA mortgage financing may be eligible for a streamline refinance at a lower mortgage insurance premium. 
The upfront mortgage insurance premium, which is required on all FHA loans, will be reduced from one percent of the loan to 0.01 percent.  The annual mortgage insurance premium, which is included in monthly payments, will be reduced by half … (9 comments)

Carroll County Farmer's Market Spring Fling - 03/28/12 06:50 AM
Carroll County Farmer's Market Spring Fling  
Saturday, March 31 - 8:00am – 2:00pm
  Agricultural Center, Smith Avenue Westminster, Maryland  
Dolores and I always enjoy visits to farmer's markets in Maryland.  The Carroll County Farmer’s Market will hold its FIRST Show of the Spring Season on Saturday, March, 31.   There will be a free door prize drawing for a Spring Gift Basket at the Spring Fling event. 75-100 vendors will participate in this show.
 
Do not fail to purchase a wonderful pie or cake, in addition to your other selections, to take home.  Dolores slices the fruit pies … (27 comments)

The Perfect Loan for the "Almost Perfect Home" - FHA 203(k) Mortgage Financing - 03/28/12 03:45 AM
The Perfect Loan for the "Almost Perfect Home"
FHA 203(k) Mortgage Financing
Did you know that when purchasing a home buyers can include additional money for renovations or repairs? The FHA 203(k) Renovation Loan allows buyers to purchase and renovate a home with one loan.
Programs Benefits:
Mortgage based on after-improved value One closing and then repairs begin Perfect solution to older home problems Enables borrowers to buy a foreclosure property without having cash to do the needed repairs Eligible Repairs
Roofing, Gutters and Downspouts Interior and Exterior Painting Update Appliances Flooring, Tiling and Carpeting Repair, Replace or Add … (14 comments)

FHA changes include cost increase on April 1, 2012 - 03/26/12 03:07 PM
FHA changes include cost increase on April 1, 2012
We received an email from Senior Mortgage Consultant Chris Lunn at Capital One Bank Home Loans, chris.lunn@capitalone.com, alerting us to changes in the FHA mortgage program.  The cost of mortgage insurance will be increasing.
FHA case numbers assigned after April 1, 2012 will see an increase in upfront and monthly mortgage insurance rates, according to Chris.  Buyers that have been uncertain can beat the deadline by submitting contracts to their mortgage lender this week.
Effective April 1, 2012, the FHA upfront mortgage insurance premium will go from 1% to 1.75% for all … (13 comments)

Kentlands/Lakelands Dog Show - Roy and Dolores Kelley Photographs - 03/26/12 03:20 AM
Kentlands/Lakelands Dog Show
 
Saturday, May 12, 9 a.m., Kentlands Green
 
It's been too dog-gone long since we've hosted a dog show so join the fun--and help our four-legged friends in need at the same time.
 
The Kentlands Community Foundation and the Lakelands Social Committee have teamed up to present the Kentlands/Lakelands Dog Show & Festival. Back by popular demand, the show is great fun for a great cause.
 
With show categories such as "Best Costume" and "Looks Most Like Owner" it's definitely more fun than serious and a big draw for dog lovers everywhere. But the … (25 comments)

Gaithersburg Police Becomes Primary Agency for Calls for Service within the City Limits of Gaithersburg, MD - 03/24/12 05:10 AM
Gaithersburg Police Becomes Primary Agency for Calls for Service within the City Limits of Gaithersburg, MD The Gaithersburg Police Department will be the primary agency dispatched to calls for service within the City of Gaithersburg starting March 1st. Both the Gaithersburg and Montgomery County Police Departments maintain the highest degree of cooperation in order to provide the maximum level of professional police service utilizing the police personnel of both agencies.  When a citizen requests police assistance the order of dispatch is the following: 1) Gaithersburg Police Beat Car2) Montgomery County Beat Car3) Gaithersburg Police Citywide Patrol Cars4) Other Montgomery County Patrol Cars5) Montgomery … (15 comments)

GO GREEN Community Clean Up In Kentlands - 03/24/12 03:13 AM
GO GREEN Community Clean Up In Kentlands
 
Saturday, April 14, 2012, 9 a.m. to 12 p.m. at the Kentlands Clubhouse
 
Plan to pitch in to keep our community clean. Stop by the clubhouse on April 14 to grab gloves, bags and litter pick-up sticks and they will point you in the right direction. This is a great event for the whole family!
 
Spring flowers are blooming in Kentlands a the blossoms are brilliant in the trees.  Be sure to have your camera in hand when you take walks through our beautiful community.



Lemon Ice, Orchid … (18 comments)

Vasilis to Set Next Community Table in Kentlands - 03/23/12 03:16 AM
Vasilis to Set Next Community Table in Kentlands
Wednesday, April 4, 6:30 p.m. 
Connect with old and new friends the Community Table dinner April 4. At the same time you'll be strengthening community by supporting local businesses. It's easy to participate, just RSVP today and then order and pay for your own food and drink at the event.
Please contact Vasilis Restaurant directly at 301.977.1011. Say you'd like a seat at the Community Table. The restaurant is located at 353 Main Street in Kentlands Downtown. See you there!
 
Posted on ActiveRain as a community service.  Character counts in Gaithersburg.
 
… (21 comments)

Orchid Show, Brookside Gardens - 03/22/12 04:23 PM
Orchid Show, Brookside Gardens
Brookside Gardens is one of our favorite places to visit in Montgomery County, Maryland.  Recently, Dolores and I attended and photographed the annual orchid show.  The orchids were beautiful and we had a perfect spring day to walk through the gardens. 
If you are in the area, be sure to take time to visit Brookside Gardens, with your camera in hand.  Life is better when there are flowers to photograph.

Orchid Show, Brookside Gardens IMG_6380

Orchid Show, Brookside Gardens IMG_6381

Orchid Show, Brookside Gardens IMG_6385

Orchid Show, Brookside Gardens IMG_6383

Orchid Show, Brookside … (11 comments)

Happier Hours in Kentlands at Bonefish Grill - Today - 03/22/12 12:36 PM
Happier Hours in Kentlands at Bonefish Grill

One of the benefits of living in the Kentlands community is the convenience of many restaurants within walking distance.  Happy Hour events provide a good time to meet with friends and neighbors.
 
Bonefish Grill has been one of the preferred places to meet for Happy Hour on Wednesdays because of their $5.00 specials that included their signature Bang Bang Shrimp along with half price drinks.
 
Today, Thursday, March 22, 2012,  is the next Happier Hours event at Bonefish Grill.  

The new Happier Hours is now available every day from 4 - 6:30 … (5 comments)

Gaithersburg Police Launch Pedestrian Safety Initiative - 03/22/12 08:15 AM
Gaithersburg Police Launch Pedestrian Safety Initiative The Gaithersburg Police Department is conducting an initiative to increase awareness of pedestrian safety through education efforts and enforcement efforts. The campaign is made possible through a grant received by the police department from the Maryland State Highway Administration. The Gaithersburg Police Department will begin education and enforcement actions along Route 355 and Great Seneca Highway at Kentlands Boulevard in Gaithersburg, focusing on pedestrians not properly using crosswalks and drivers who fail to yield to pedestrians. The initiative will run from March 19th through April 14th. Drivers and pedestrians observed in violation may receive a citation or … (12 comments)

Affordable Housing Conference's 2012 Summit - Montgomery County, Maryland - 03/22/12 04:39 AM
… (6 comments)

Cherry Blossoms in Kentlands at the First Spring Dawn in Maryland - Roy and Dolores Kelley Photographs - 03/21/12 12:47 PM
Cherry Blossoms in Kentlands at the First Spring Dawn in Maryland - Roy and Dolores Kelley Photographs
We have beautiful weather in Maryland for the first day of spring.  This morning, I took a few photographs to capture the cherry blossoms in the moments before dawn in Kentlands.    The cherry trees in these photographs are on the grounds of the Kentlands clubhouse in Gaithersburg.  People from all over the world more to Montgomery County, Maryland for the jobs and for the quality of life offered in the area.  You can see why the Kentlands community is a favorite for relocation … (30 comments)

Enjoying Spring in Kentlands - Roy and Dolores Kelley Photographs - 03/21/12 09:18 AM
Enjoying Spring in Kentlands - Roy and Dolores Kelley Photographs
As we begin the spring season after a mild winter, our community is enjoying the brilliance of cherry and pear blossoms, and the changing colors of spring flowers and plants.  The camellias in front of our home are loaded with buds and just started to bloom this week.  Kentlands is a neo-traditional community located in the City of Gaithersburg, Maryland.  The beauty of the area adds much to the quality of life of the residents.
Enjoy the season and be sure to have your camera in hand to capture the special moments … (14 comments)

Proposed Development of the Montgomery County, MD Fairgrounds - 03/21/12 06:12 AM
Proposed Development of the Montgomery County, Maryland Fairgrounds

Big changes are planned for the Montgomery County Fairgrounds in Gaithersburg.  You will want to attend the public hearing if you have an interest in the area.
Posted on ActiveRain as a community service.  Character counts in Gaithersburg.
Spring flowers, cherry and pear blossoms are blooming in Gaithersburg.  Be sure to have your camera in hand to capture the beauty  of the season.

Kentlands Spring Flowers IMG_4786
Photographs by Roy Kelley using a Canon PowerShot G11 camera.
Roy and Dolores Kelley Photographs 
… (6 comments)

How To Measure a Condo For An Appraisal - 03/21/12 05:33 AM
How to measure a condo
Real estate appraiser and ActiveRain blogger Michael Bolton provides some very practical advice on how to property measure the square footage of a condominium.  This is very good information for real estate professionals and their buyer and seller clients.
Please go to the original blog if you wish to make comments that Michael will see.
When you are out and about, be sure to have your camera in hand to capture the colors of spring.

Kentlands Spring Flowers IMG_4800
Photograph by Roy Kelley using a Canon PowerShot G11 camera.Roy and Dolores Kelley Photographs

Via Michael … (1 comments)

A Camellia for Toni Weidman - 03/21/12 04:06 AM
A Camellia for Toni Weidman
Our friend in Florida, Toni Weidman, commented  that she misses seeing camellias since they do not grow well in Florida.
We have camellias blooming on the first day of spring in our home garden in Maryland.
This photograph is for Toni and all others that enjoy camellias.
Be sure to have your camera in hand to capture the colors of spring when you are out and about in your community or during your travels.
Life is better when there are flowers to photograph.

Camellia, Kentlands Spring Flowers IMG_6047
 
Photograph by Roy Kelley using a … (22 comments)

Changes in the use of Reverse Mortgages - 03/20/12 05:41 PM
Changes in the use of Reverse Mortgages
We received the following email from one of our preferred reverse mortgage loan officers, Chris Warner at MetLife Home Loans.  Every real estate professional that assists seniors with their housing needs should be able to explain the advantages and disadvantages of reverse mortgages when discussing the needs of the seniors.
Many seniors, age 62+, need more suitable housing and a one of the best uses of a reverse mortgage is to finance the purchase of a more suitable primary residence.  Many reverse mortgages are in the 60%+ loan to value range.  So, a home owner … (22 comments)

Fannie Mae Bulk Sale of 2,500 Properties - 03/19/12 02:06 PM
Fannie Mae Bulk Sale of 2,500 Properties
According to The Wall Street Journal, major investors are preparing to bid on sale of 2,500 homes in eight regional pools.  If this bulk sale is successful, there could be a major shift in the way the foreclosures are sold.  Last year, Fannie Mae sold more than 240,000 homes, mostly by listing them individually with real estate agents.
This test is designed to determine whether there is a new kind of buyer for properties in the foreclosure inventory.  Many real estate professionals do not agree with the effectiveness of bulk sales to national or … (12 comments)

Fed Study: Overpriced Foreclosures Hiking REO Carrying Costs - 03/19/12 01:08 PM
Fed Study: Overpriced Foreclosures Hiking REO Carrying Costs   "Appraisers, lenders, and investors appear to be routinely overestimating the values of homes prior to foreclosure, especially in the weakest housing markets, according to two economists with the Federal Reserve Bank of Cleveland." -  Carrie Bay, DSNEWS.Com
Overpriced Foreclosures Hiking REO Carrying Costs
Take a few moments to read this article from DSNEWS.  Real estate professionals have know for years that many of the lender owned foreclosures are initially overpriced and have to stay on the market for some time before the asset managers will adjust the price to a realistic level.
… (7 comments)

Gaithersburg to Host Spring Golf Tournament - 03/19/12 10:53 AM
 Gaithersburg to Host Spring Golf Tournament  The City of Gaithersburg hosts its annual Spring Swing Golf Tournament on Friday, May 4, 2012, at the Red Gate Golf Course in Rockville, Maryland.  This 4-player scramble format tournament is limited to the first 30 foursomes.
Proceeds from the Gaithersburg Spring Swing Golf Tournament benefit the Youth Coaches Education Program, providing training and support for the dozens of coaches who work with City of Gaithersburg youth throughout the year.
The $85 per player fee includes green fees, cart, door prizes, souvenirs, and a post tournament luncheon.  Advance payment and registration is required by Friday, … (6 comments)

Gaithersburg Receives 34th Consecutive Annual Award for Excellence in Financial Reporting - 03/18/12 10:37 AM
Gaithersburg Receives 34th Consecutive Annual Award for Excellence in Financial Reporting
 
For the 34th consecutive year the City of Gaithersburg has received a Certificate of Achievement for Excellence in Financial Reporting from the Government Finance Officers Association (GFOA) of the United States and Canada for its most recent comprehensive annual financial report (CAFR).  The Certificate of Achievement is the highest form of recognition in the area of government accounting and financial reporting, and its attainment represents a significant accomplishment by Gaithersburg’s government and its management.
The Certificate is presented to Harold Belton, Director of Finance and Administration, Tina H. Smith, … (10 comments)

Alzheimer's Disease and Family Caregivers - 03/18/12 04:22 AM
Alzheimer's Disease and Family Caregivers
In its 2011 Alzheimer’s Disease Facts & Figures Fact sheet, the Alzheimer’s Association reports that 5.4 million Americans are living with Alzheimer’s disease.
Most people survive an average of four to eight years after an Alzheimer’s diagnosis, but some live as long as 20 years with the disease. In 2010, 14.9 million family members and friends provided 17 billion hours of unpaid care to those with Alzheimer’s and other types of dementia.
In recognition of the unselfish work that caregivers provide to Alzheimer’s patients and other loved ones every day, we want to provide … (15 comments)

Students and Retirement Community Residents Bridge Generation Gap at Sunday Pool Party - 03/17/12 04:50 PM
Students and Retirement Community Residents Bridge Generation Gap at Sunday Pool Party
From Asbury Methodist Village:
Gaithersburg High School students will join Asbury Methodist Village residents for a most unusual party on Sunday, March 18 from 1:30 to 4 p.m. at the Rosborough Cultural Arts and Wellness Center on Asbury’s campus. Poolside mini-golf, paddle boats, water volleyball, Wii bowling,and other games round out the entertainment planned for the first event hosted by the Beloved Community project, a joint venture being spearheaded by Asbury resident Rev. Hal Garman, Wesley Theological Seminary Urban Ministries program student Jameson McLaughlin, the liaison between the … (6 comments)

Reverse mortgages can be beneficial, if you know how to use them - 03/17/12 08:13 AM
Reverse mortgages can be beneficial, if you know how to use them By Harvey S. Jacobs, from the Washington Post March 17, 2010 As the country's home-owning population ages and baby boomers hit their mid 60s, it is time to take another look at the once-popular mortgage product known as the reverse mortgage.
 
In a reverse mortgage, the bank loans you cash in a lump sum, in monthly installments, a line of credit or some combination of all three. Unlike a typical mortgage, the bank pays you and so long as you are alive and continue to live in your home, you … (18 comments)

Gaithersburg Police Offer Safety Tips for St. Patrick’s Day Weekend - 03/17/12 05:44 AM
Gaithersburg Police Offer Safety Tips for St. Patrick’s Day Weekend
Gaithersburg, MD   The Gaithersburg Police Department would like to remind drivers not to get behind the wheel if they have had too much to drink.  Whether your plans include gathering at the local bar, hosting a party or attending the local parades, officers encourage everyone to designate a sober driver.
Below are some safety tips prior to heading out:
-       Select a designated driver prior to heading to your festivities. If you cannot find one, make plans for an alternate way home such as calling for a cab, a friend … (6 comments)

St. Patrick's Day Parade in Gaithersburg, Maryland - 03/17/12 03:27 AM
2012 Parade Line-up (pdf)
The City of Gaithersburg, in partnership with the Harp and Shamrock Society of Gaithersburg and The Peterson Companies and Washingtonian Center, will host the 12th Annual St. Patrick's Day Parade from 10 a.m. to noon on Saturday, March 17, 2012 at Washingtonian Center (I-370 and Washingtonian Boulevard).          
Dozens of units will march in the parade, including Celtic dancers, bagpipe bands, clowns, fire trucks, and more.  When the parade is over there will be live entertainment on the Lakefront Plaza until 1 p.m.
The Grand Marshals for this year's parade are singer, songwriter Cathy Ponton King, who grew … (11 comments)

Paws in the Park Dog Walk and Festival - April 29, 2012 - 03/16/12 04:43 AM
“Helping Animals is a Walk in the Park”
Saturday, April 29, 2012Noon - 4 p.m.Bohrer Park at Summit Hall Farm506 S. Frederick Ave.Gaithersburg, MD 20877
Registration is now open for the 14th Annual Paws in the Park dog walk and festival, one of the largest dog walks in the DC area.  As a signature special event of the Montgomery County Humane Society, held in partnership with the City of Gaithersburg, it raises funds to help homeless and abandoned animals throughout Montgomery County.
This year’s event will take place on Sunday, April 29, from noon to 4 p.m. at Bohrer Park at Summit Hall Farm, 506 S. … (22 comments)

Brookside Gardens Spring Display - Roy and Dolores Kelley Photographs - 03/15/12 12:53 PM
Brookside Gardens Spring Display - Roy and Dolores Kelley Photographs
Brookside Gardens is located in the Wheaton Regional Park in Montgomery County, Maryland.    The annual Spring Display of flowers and plants may be enjoyed in the Conservatory until April 15, 2012.  
We are enjoying beautiful spring weather in Montgomery County and it is a good time to visit Brookside Gardens.
Be sure to have your camera in hand to capture those special moments when you are out and about your community or your travels.

Brookside Gardens Spring Display IMG_6155

Brookside Gardens Spring Display IMG_6169
Photographs by Dolores … (15 comments)

KidServe in Kentlands: Kids Partnering with Parents to Serve - 03/15/12 08:29 AM
KidServe in Kentlands: Kids Partnering with Parents to Serve
 
KidServe made a whopping 145 lunches for the Rainbow House women's shelter in February for the first KidServe event! Kudos to everyone who helped out.  
We hope you can join us at the Kentlands Clubhouse on Sunday, March 18 where we'll make stationery and care packages for the men and women serving our country in the military.  We'd appreciate if you'd let us know if you are coming by clicking on this link to VolunteerSpot (it will ask you to enter your email address). Please also indicate how many members of your … (13 comments)

Crocuses are blooming in Kentlands - Roy and Dolores Kelley Photographs 3/14/12 - 03/14/12 05:19 PM
Crocuses are blooming in Kentlands - Roy and Dolores Kelley Photographs
Sometimes, the smallest things provide the greatest beauty.  When I walk through our Kentlands neighborhood in Gaithersburg, Maryland, I seek the changing colors of the season with my camera in hand.
Watch for the Crocus blooms and take a few photographs.  Enjoy the spring weather that is breaking records across the country.  Life is better when there are flowers to photograph.

Crocus, Kentlands Spring Flowers IMG_4754
Photographs by Roy Kelley using a Canon PowerShot G11 camera.
Roy and Dolores Kelley Photographs
… (12 comments)

Real Estate Market Statistics for Montgomery County, Maryland - 03/14/12 12:55 PM
Real Estate Market Statistics for Montgomery County, Maryland
During February, 2012, there were 505 closed sales in Montgomery County, MD, down 3.81% from last year.  The average sold price was $391,552, up .39% from last year, with an average of 94 days on the market. The median sold price at $315,000 was up 5.00% from last year. The average sold price was 93.02% of the average original list price.
Real Estate Market Statistics for Montgomery County, Maryland
This report was compiled by our associate Craig Rosenfeld.
It is a time of great opportunity for home buyers in Montgomery County, Maryland.  The … (9 comments)

Pinterest Copyright Issues: The Wall Street Journal - 03/14/12 09:25 AM
Pinterest Copyright Issues:  The Wall Street Journal
Many us us that use Pinterest are concerned with the potential copyright issues that are involved when we pin images to the website.  Pinterest, which was founded in 2009, is experiencing very rapid growth with over 17 million unique users during February.   An article by Therese Poletti, in the Technology section of The Wall Street Journal discusses the issue.  Is Pinterest the Next Napster?  Included is an article by Steve Eder:  Avoiding Pinning Pitfalls:  Lawyers Suggest These Guidelines for Users   Some of us recall that a court shut down Napster, the music sharing website, … (12 comments)

What One Thing Can You Do Today That Will Increase Your Business? - 03/14/12 09:16 AM
Advice from our Rockwall, Texas friend, Barbara Hensley:
"Active Listening works for fun and profit!  You will empower yourself by becoming an active listener.  You will be perceived as being more professional, people will be more interested in building and maintaining a business or personal relationship, and they will come to trust you."
Some of us do need to practice our listening skills and a today is a good time to begin our polishing of those skills.
Enjoy the spring weather and be sure to have your camera in hand to capture the changing colors of the season.

Crocuses, Kentlands … (2 comments)

Spring has arrived in Kentlands - Roy and Dolores Kelley Photographs - 03/13/12 02:51 PM
Spring has arrived in Kentlands - Roy and Dolores Kelley Photographs
  I take walks through out home community of Kentlands, in Gaithersburg, Maryland, for the needed exercise and attitude adjustments.  With my camera in hand, I seek the changing colors of the season.    The days in Kentlands are now brighter with the blooming of the early spring flowers.  Daffodils, crocuses and a few others are adding bright colors in the gardens.    Be sure to have your camera in hand when you walk through your community.  Please share your photographs of the spring flowers that you enjoy.   Have … (26 comments)

Gaithersburg Bulk Pick Up - 03/13/12 11:33 AM
Gaithersburg Bulk Pick Up
… (5 comments)

Garbage Pail Pasta - Roy and Dolores Kelley Photographs - 03/13/12 03:56 AM
Garbage Pail Pasta
Did the title catch your attention?  Dolores prepared Garbage Pail Pasta for our dinner and it was very good.  But, that is a different story than the one I wish to share in this post.  
In the Cooking & Eating section of The Wall Street Journal, Rozanne Gold, a veteran cookbook author shares some of the secrets of her trade in writing successful recipes, menus and cookbooks.
Real estate professionals may learn a few tricks from this article and the recipe for Garbage Pail Pasta will be a bonus. Ms. Gold is a four time winner of the James Beard Award … (18 comments)

Mortgage Process Tips For Home Buyers - 03/12/12 07:30 AM
Mortgage Process Tips For Home Buyers
Guest blog by Kathy Sheehan, Georgia Mortgage Loan Professional, MiLend, Inc.,
Cell 770-634-4021
Mortgage loan applicants should keep in mind that during your application and documentation review period any slight change can result in a denial. Before you do ANYTHING, discuss the potential impact with your loan officer.
Regardless of the financing program, here is my list of do’s and don’ts to help eliminate hurdles as you go through the process.
1. DO NOT apply for any new credit
2. DO NOT change jobs
3. DO NOT make cash deposits into your checking account
4. DO NOT … (8 comments)

Orchid Extravaganza Ends on March 25 - Longwood Gardens - 03/12/12 04:38 AM
Orchid Extravaganza Ends on March 25 - Longwood Gardens
Orchid lovers and flower photographers have just two weeks left to enjoy and photograph the annual Orchid Extravaganza exhibit in the Conservatory at Longwood Gardens, in Kennett Square, Pennsylvania.   During the final days of the exhibit, from March 23-25, 2012, the The International Orchid Show will take place in the Longwood Gardens Conservatory.   Longwood Gardens is a world class travel destination.  You will also see the early spring blooms in the 1000+ acres of gardens.  Take your family, with cameras in hand, for memorable visit.  

Longwood Gardens Orchid … (26 comments)

Pros and cons of putting a property in a LLC - Investor Alert - 03/11/12 04:08 AM
Pros and cons of putting a property in a LLC - Investor Alert
One of the most common questions from real estate investors is about the use of a limited liability company (LLC) to hold the title of real estate investments.
Today's issue of The Washington Post, in the Real Estate Matters column by Ilyce Glink and Samuel J. Tamkin offers a very good response to this question.
"The purpose of a limited liability company (LLC) is to protect the assets of the owners of the real estate from potential liabilities arising from that property. That is the main benefit of an … (22 comments)

Suburban Maryland Spring Home Show - 03/11/12 04:02 AM
Suburban Maryland Spring Home Show
We have a beautiful sunny day in Maryland.  Dolores and I went out for a nice lunch in Germantown and drove over to tour the Suburban Maryland Spring Home Show at the Discovery Sports Center at the Maryland SoccerPlex.
Admission is free and there is plenty of free parking if you have the opportunity to attend the show.  There is much competition for home show crowds this weekend.  Yesterday, we went to the very large Maryland Home & Garden show at the State Fairgrounds and there is a major home show in nearby Washington, DC.
Spring … (9 comments)

Happier Hours in Kentlands at Bonefish Grill - 03/10/12 02:39 PM
Happier Hours in Kentlands at Bonefish Grill

One of the benefits of living in the Kentlands community is the convenience of many restaurants within walking distance.  Happy Hour events provide a good time to meet with friends and neighbors.
 
Bonefish Grill has been one of the preferred places to meet for Happy Hour on Wednesdays because of their $5.00 specials that included their signature Bang Bang Shrimp along with half price drinks.
 
On Thursday, Dolores and I attended the initial Happier Hours event at Bonefish Grill.  The new Happier Hours is now available every day from 4 - … (21 comments)

Spring Forward on Sunday March 11, 2012 and take some additional actions - 03/10/12 01:50 PM
Change the batteries in your smoke detectors
Katy, Texas real estate professional and ActiveRain blogger Robert Gilbert share some tips for things to do as we change our clocks this weekend.  Many of us have gotten out of bed in the middle of the night to change the batteries in our smoke detectors.
Be sure to have your camera in hand to capture the changing colors of the season during your neighborhood walks.

Orchids, Longwood Gardens IMG_2352
Photograph by Roy Kelley. Canon PowerShot G11 camera.
Roy and Dolores Kelley Photographs 

Via Robert Gilbert(Bob) Realtor, CPA, MBA, Katy TX Real … (0 comments)

Maryland Home & Garden Show and Maryland Orchid Society Show & Sale - 03/10/12 11:41 AM
Maryland Home & Garden Show and Maryland Orchid Society Show & Sale
On Friday, Dolores and I took advantage of the beautiful Maryland weather and made a day trip to attend the Maryland Home & Garden Show and the Maryland Orchid Society Show and Sale.  These two events as well as a large Craft Show are taking place this weekend at the Maryland State Fairgrounds in Timonium.  We had lunch in the Garden Cafe and enjoyed tasting wines from two Maryland wineries.
Be sure to take your camera.  We took hundreds of photographs at the orchid show and at the home … (12 comments)

Time to Spring Forward – Daylight Savings Time This Sunday! - 03/10/12 08:02 AM
"The transition into Daylight Savings Time puts us out of sync with our circadian rhythm and this can pose some unique dangers on our roads."
ActiveRain real estate professional Karen Hawkins provides the usual reminder to change out clocks for Daylight Savings time. I did not know that our driving skills may also be impacted.
"The biggest impacts can be felt on some of the key skills that affect the quality of our driving – poorer concentration, alertness behind the wheel and reaction time to potential hazards."
Take extra care and be a safe driver after the switch to Daylight Savings … (7 comments)

Inefficiencies in Real Estate - Notes From Roy Kelley - 03/09/12 06:03 PM
Inefficiencies in Real Estate - Notes From Roy Kelley 
 
ActiveRain has announced a sponsored contest for March:
Eliminating Inefficiencies In Real Estate - A Contest Thanks to DocuSign for the sponsorship of this contest.  The contest rules require us to identify some current or past business inefficiency and to say what was done or will be done for improvements.
 
It is very easy to identify the biggest change in recent years at our office in Gaithersburg, Maryland.  RE/MAX Realty Group went paperless some time ago.  This is a big thing in an office with 120+ agents and contracts that … (13 comments)

Helping your children buy their first home - 03/09/12 06:02 PM
Helping your children buy their first home By Harvey S. Jacobs, Esq.  From the Washington Post  Although buying a first home may no longer be everyone's American Dream, I do hear from many parents asking how they may be able to help their adult children buy their first home. One such inquiry was the following:
 
My wife and I are the proud parents of our only daughter. She and her husband are house hunting in Washington and found a perfect starter home. The seller is asking $400,000. The problem is that our kids, with their combined income, can only qualify for … (10 comments)

Wine Tastings in Kentlands - Friday Evenings at Pinky & Pepe's - 03/09/12 02:12 PM
Wine Tastings in Kentlands - Friday Evenings at Pinky & Pepe's
When you live in the Kentlands community in Gaithersburg, Maryland, you always know there will be complementary  wine tastings every Friday night at Pinky & Pepe's Grape Escape.  It is a good place to meet neighbors and to make new friends.
Pinky & Pepe's Grape Escape is located at 223 Kentlands Boulevard, between Giant and Kmart.  The wine tastings are from 6-8:30 on Friday evenings.  They will be happy to add your their email list so you will receive an email advising what wines will be tasted.  And, live music add … (23 comments)

Tom Lonergan - Tonight In Kentlands - 03/08/12 01:43 PM
 
A CONVERSATION WITH TOM LONERGAN
ECONOMIC DEVELOPMENT DIRECTOR, CITY OF GAITHERSBURG
THURSDAY, MARCH 8 – 7:00 PM -- KENTLANDS CLUBHOUSE
 
Come join in the conversation on Thursday evening with Tom Lonergan, Gaithersburg’s Economic Development Director, when he will share plans for the city's, and especially Kentlands', economic development. 
The City of Gaithersburg’s Office of Economic and Business Development oversees economic development programs and services, assists existing and potential businesses and industries, prepares marketing materials and strategies, and acts as a liaison between the City and the business community.  Please click HERE to visit the Kentlands web site.
Posted on ActiveRain … (4 comments)

National Proofreading Day- March 8 2012- Celebrate the Day! - 03/08/12 06:38 AM
National Proofreading Day
South Florida home stager and ActiveRain blogger Kathy Streib asks us to celebrate National Proofreading Day.
All of us need to be using the spell check features when we write blogs, comments and email. In the rush of things, it is very easy to publish material with typos.
Be sure to have your camera in hand to capture the changing colors of the season.

Crocus, Kentlands Flowers IMG_4670
 
Photograph by Roy Kelley using a Canon PowerShot G11 camera.
 
Roy and Dolores Kelley Photographs
Via Kathy Streib-Home Stager-Palm Bch County South Florida - 561-914-6224 (Room … (1 comments)

Chrysanthemum Festival at Longwood Gardens - Roy and Dolores Kelley Photographs - 03/07/12 11:23 AM
Chrysanthemum Festival at Longwood Gardens - Roy and Dolores Kelley Photographs
One of the annual events that Dolores and I always enjoy is the Chrysanthemum Festival at Longwood Gardens in Kennett Square, Pennsylvania.  This festival takes place in the Conservatory and runs from late October through mid November.  We visited on November 8, 2011.
We try to visit Longwood Gardens for all of the major exhibits.  Currently, the exhibit in the Conservatory is Orchid Extravaganza and a must see event for orchid lovers. The International Orchid Show will be held at Longwood Gardens from March 23-25, 2012.
Take your family, with … (12 comments)

Webinar: Targeting Investors and Their 23% of the Real Estate Market - 03/07/12 07:27 AM
Targeting Real Estate Investors
Many of us count on the repeat business from our active real estate investors.  Long term relationships with real estate investors can add much to the core business of real estate professionals.
All of us will want to attend the ActiveRain webinar on March 21st.

Chrysanthemum Festival, Longwood Gardens IMG_0670
Photograph by Roy Kelley using a Canon PowerShot G11 camera.
Roy and Dolores Kelley Photographs
 
Via ActiveRain Corp.:
In our continued effort to get outside of ActiveRain and online marketing related classes at ActiveRain University, we bring you Greg Rand, CEO of OwnAmerica for a webinar on … (2 comments)

Flowers are blooming in Kentlands - Roy and Dolores Kelley Photographs - 03/06/12 06:14 PM
Flowers are blooming in Kentlands - Roy and Dolores Kelley Photographs
Spring does not officially begin until March 20, but the mild winter has made us even more anxious to see spring flowers.  I take regular walks through Kentlands for the benefits of the exercise and, with my camera in hand, also watch the changing colors of the seasons.
This week, walkers will see the first Daffodils of the season, many Poppies that have made it through the winter.  In a few places, Crocuses are blooming.  We've had a number of showers, so the blooms are covered with raindrops on some days.  … (28 comments)

Federal Copyright Laws and Pinterest - 03/06/12 03:29 PM
Federal Copyright Laws and Pinterest
Many of us are using Pinterest as we pin our own photographs and images as well as images we find on the internet.  If you are a Pinterest user and are pinning the original works that belong to others, you should consider the possible copyright violations. 
Federal copyright laws and Pinterest 
Many articles are being written about the benefits and the risks of using Pinterest.  All Pinterest users should take the time to be well informed.  Please read the linked article and share your thoughts.
Have a most productive week and be sure to have your … (69 comments)

Montgomery County, Maryland Board Vacancies - Apply Today - 03/06/12 04:43 AM
Montgomery County, Maryland  Board Vacancies
Currently, there is a valuable opportunity to serve on the following Montgomery County Boards: 
Agricultural Preservation Advisory Board Cable and Communications Advisory Committee Cable Compliance Commission Western Montgomery County Citizens Advisory Board posted Workforce Investment Board The deadline for application is March 9, 2012.  Apply today
Greater Capital Area Association of REALTORS®8757 Georgia Avenue, Suite 600 :: Silver Spring, MD 20910301.590.2000 :: www.gcaar.com Posted on ActiveRain as a community service. Character counts in Gaithersburg. Spring flowers are blooming in Montgomery County.  Be sure to have your camera in hand to capture the colors of the season. … (12 comments)

Conventional Mortgage Alternatives For Low Down Payments In Maryland - 03/05/12 04:49 PM
Conventional Mortgage Alternatives For Low Down Payments In Maryland
HUD has announced increases in the cost of mortgage insurance for FHA financing.  Many real estate professionals are seeking alternative financing that will meet the needs of clients that have less than the usual 10% or 20% down payment requirements that are common with conventional financing.  A further challenge is to know how to avoid the extra costs of mortgage insurance when using conventional financing.
One of the regional lenders in Maryland, First Place Bank, is offering their 80-10-10 and the 5% down payment no mortgage insurance options.
The 5% down conventional … (7 comments)

Gaithersburg Citizen Participation Encouraged in Public Safety Initiatives - 03/05/12 12:58 PM
Gaithersburg Citizen Participation Encouraged in Public Safety Initiatives
Two-way communication between the Gaithersburg Police Department and the public is critical to the success of public safety initiatives in our community.  Citizens sometimes fail to call the police because they feel the information is not relevant, or seems trivial.  However, this type of information is important to help identify trends, and can sometimes lead to solving a crime.  Every set of eyes on the street is valuable.
The Gaithersburg Police Department encourages the public to call 9-1-1 in emergency situations, or to report non-emergency activities and information to 301-279-8000.
Equally as important … (11 comments)

"Images in Black and White" on Display at Gaithersburg Activity Center - 03/03/12 12:26 PM
"Images in Black and White" on Display at Gaithersburg Activity Center
The City of Gaithersburg presents "Images in Black and White" by The Photographers Collective. The exhibit runs from March 9 to May 6, 2012, at the Activity Center at Bohrer Park, 506 South Frederick Avenue, Gaithersburg, Maryland. Viewing hours are Monday through Saturday from 8 a.m. to 9 p.m. and Sunday from 8 a.m. to 5 p.m. The public is invited to an Artists’ Reception on Friday, March 9 from 7 to 8:30 p.m.
Black and white photography is a tradition that dates back to the beginning of the medium, … (24 comments)

Little Quarry Park Cleanup in Kentlands - 03/03/12 09:31 AM
Little Quarry Park Cleanup in Kentlands 
In the coming weeks, a landscape contractor will be cleaning up a front portion of Little Quarry Park along Chestertown Street.  This work will involve flush cutting and removing invasive plant materials, removing vines growing on trees, and removing dead trees and broken tree branches.  Following the work of the contractor at the front portion of the park, the City's Department of Public Works will continue the same scope of work in other areas of the park.  This will include removing invasive plant material around the picnic table area, removing invasives around the edges of … (3 comments)

Ask The Appraiser: When Did Appraisers Become Inspectors? - 03/02/12 10:35 AM
FHA Repair Guidelines
Some real estate professionals are concerned with the repair requirements that might come back with a FHA appraisal report.
Appraiser Michael Bolton recommends a review of the list of items that should no longer generate automatic repair requirements.
Please to to the original blog if you wish to make comments that will be seen by Michael.

Via Michael S. Bolton-MN Appraiser (Michael S. Bolton,Inc.):
Over the past several months there have been some very good questions that have been asked on various articles that I've posted, so I've decided to recap some of those questions in separate blog posts. … (9 comments)

Mortgage Fraud is Now a Business Plan - 03/02/12 08:54 AM
Be Alert For Mortgage Fraud
Northern Virginia real estate professional and ActiveRain blogger provides a good reminder that many real estate investors have fraud on their minds when they contact local real estate agents.
All of us need to be very careful to avoid fraud in all real estate transactions.
Please go to the original post if you wish to make comments that will be seen by Chris Ann.
Via Chris Ann Cleland, Associate Broker, Northern VA (Long & Foster REALTORS®, Gainesville, VA):
Mortgage Fraud is Now a Business Plan
Mortgage fraud has apparently become a business plan.  I was stunned to receive … (3 comments)

Alert Montgomery - Montgomery County, Maryland Police Community Alert System - 03/02/12 08:35 AM
Alert Montgomery
Montgomery County, Maryland Police Community Alert System
In a continuing effort to connect to the community via technology, the Montgomery County Department of Police has launched the Community Alert System.  The Community Alert System is part of the County’s Alert Montgomery program.  The Montgomery County Police will send messages via email and/or text messages to cell phones, pagers, smart phones in regards to a variety of police issues to include crime trends, critical incidents, missing persons and more.
The Alert Montgomery System has many selectable alert groups to include the Montgomery County Public Schools, Parks, Montgomery College, Municipalities, … (8 comments)

Crocuses are blooming in Kentlands - Roy and Dolores Kelley Photographs - 03/02/12 08:34 AM
Crocuses are blooming in Kentlands - Roy and Dolores Kelley Photographs
I like to take walks through Kentlands and Lakelands, in Gaithersburg, Maryland.  With my camera in hand, I watch for the changing colors of the season.  Taking a few photographs makes the walks more enjoyable.  Sometimes, great beauty may be found in the smallest things that we pass every day.
We do not have too many flowers blooming at this time of the year, but the Crocuses are beautiful and the first Daffodils are now blooming.  Spring is coming! 
What is blooming in your home neighborhood?

Kentlands Crocuses IMG_4603
… (26 comments)

What Was Your Best Marketing Idea Ever? Here's ours! - 03/02/12 08:32 AM
Do you need a business reason to purchase a Corvette?
Brampton, Ontario RE/MAX professionals Al and Peggy Cunningham report that this was their best ever marketing idea. 
Those that follow this suggestion should be very careful drivers!
Please go to the original blog if you wish to make comments that will be seen by Al and Peggy.
Via Al & Peggy Cunningham Brokers Brampton Ontario 905-450-5500 Houses For Sale (We have a home for you! Call Us! RE/MAX Realty Services Inc.):
What Was Your Best Marketing Idea Ever? Here's ours! It doesn't matter if you have been in the Real Estate business … (4 comments)

How to Use Internal Linking to Boost Your SEO - 03/02/12 08:05 AM
How to use internal linking to boost your SEO
Personal SEO expert Tammy Emineth provides some advice on boosting your SEO.  Follow her tips for a higher level of success this year.
Please go to the original blog if you wish to make comments that Tammy will be able to see.
Via Tammy Emineth (Personal SEO - Website SEO and Real Estate Marketing):
How to use internal linking to boost your SEO
By now we all know that linking is highly important to your online exposure. You need those links as "votes" for your site, and if no one else is voting for … (4 comments)

I don't want to PANIC you, BUT . . . - 03/02/12 08:00 AM
Remove All Web History
If you want to remove your web history from Google searches, now is the time to do it.  This suggestion came from Colorado Springs real estate professional and ActiveRain blogger Mimi Foster.
 
 
Via Mimi Foster - Colorado Springs Realtor Managing Broker (EPIC Real Estate Group Colorado Springs Real Estate):
I don't want to panic you, BUT . . .
We search on the internet all day, every day, for information.  Houses, illnesses, people, events, books, old sweethearts . . . you name, we search for it.
But have you ever searched for something on Google … (1 comments)

Life is very good on a mild winter day - 03/01/12 02:53 PM
Life is very good on a mild day winter day

Photograph by Jessica Kelley
… (3 comments)

FHA Takes Additional Steps To Bolster Capital Reserves - 03/01/12 02:42 AM
FHA Takes Additional Steps To Bolster Capital Reserves;
New premium structure will help protect FHA’s MMI fund:
HUD No.12-037HUD Public Affairs
WASHINGTON – As part of ongoing efforts to encourage the return of private capital in the residential mortgage market and strengthen the Federal Housing Administration’s (FHA) Mutual Mortgage Insurance Fund, Acting FHA Commissioner Carol Galante today announced a new premium structure for FHA-insured single family mortgage loans.  FHA will increase its annual mortgage insurance premium (MIP) by 0.10 percent for loans under $625,500 and by 0.35 percent for loans above that amount.  Upfront premiums (UFMIP) will also increase by 0.75 percent. 
… (11 comments)

Colorful Orchids on a Rainy Day in Maryland - Orchid Extravaganza at Longwood Gardens - 03/01/12 02:40 AM
Colorful Orchids on a Rainy Day in Maryland 
There are many things that most of us would like to accomplish on the extra day that we receive in Leap Year.  Today is a very rainy day in Maryland and is not the greatest for outdoor activities.  Many of us are staying in as we wish for an early spring. 
Flowers are always good to brighten our days and we can always count on our visits to Longwood Gardens for photographs of beautiful flowers and plants.  The current annual exhibit in the Conservatory at Longwood Gardens is Orchid Extravaganza.  Take your family … (25 comments)

 
Img_2076 Rainmaker_large

Roy Kelley, Montgomery County, MD Homes For Sale

Gaithersburg, MD

More about me…

Roy Kelley and RE/MAX Realty Group

Address: Roy Kelley, RE/MAX Realty Group, 6 Montgomery Village Avenue, Suite 200, Gaithersburg, MD, 20879

Office Phone: (301) 921-4569

Email Me

Roy Kelley advises home buyers, sellers and REO asset managers, in the Maryland suburbs of Washington DC and nearby counties. REO and foreclosures sales. Market area includes Montgomery County, Frederick County, Washington County and Prince George's County. Real Estate blogs


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