gaithersburg: Fannie Mae to tighten lending rules - 11/25/09 05:22 PM
Fannie Mae to tighten lending rules
By Dina ElBoghdady Washington Post Staff Writer
"Fannie Mae, the giant mortgage finance company that helps shape lending guidelines, plans next month to raise minimum credit score requirements and limit the amount of overall debt borrowers can carry relative to their incomes.
The changes are … (2 comments)
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gaithersburg: MONTGOMERY VILLAGE HOMES FOR SALE - MONTGOMERY COUNTY, MARYLAND - 11/25/09 11:33 AM
MONTGOMERY VILLAGE HOMES FOR SALE - MONTGOMERY COUNTY, MARYLAND
Home owners and prospective home owners are closely watching the local residential real estate market. We email monthly statistics, but sometimes you need to have a detailed look at what is actually on the market for sale.
The following three reports show the properties that … (0 comments)
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gaithersburg: GERMANTOWN HOMES FOR SALE - MONTGOMERY COUNTY, MARYLAND - 11/25/09 11:28 AM
GERMANTOWN HOMES FOR SALE - MONTGOMERY COUNTY, MARYLAND
Home owners and prospective home owners are closely watching the local residential real estate market. We email monthly statistics, but sometimes you need to have a detailed look at what is actually on the market for sale.
The following three reports show the properties that are … (0 comments)
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gaithersburg: MONTGOMERY COUNTY MD FORECLOSURES & SHORT SALES - 11/25/09 09:28 AM
MONTGOMERY COUNTY MD FORECLOSURES & SHORT SALES
There are 179 active listings of lender owned foreclosures (REO) available for purchase in Montgomery County MD Click on the listing number to see the full property description. Sort by column headers.
Click the following URL to see the listings:http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-95544404-956
When searching for homes … (0 comments)
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gaithersburg: MARYLAND REAL ESTATE INVESTORS TURNING TO HARD MONEY INVESTORS - 11/24/09 01:18 PM
MARYLAND REAL ESTATE INVESTORS TURNING TO HARD MONEY INVESTORS
My associate Craig Rosenfeld arranged a morning meeting with Brian Dubin at BlueWater Financial Partners in Bethesda, Maryland. The purpose was to gather information that will assist our investor clients with the financing needed to acquire distressed properties to fix up and … (0 comments)
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gaithersburg: FHA Releases Condominium Approval Process - 11/24/09 09:03 AM
FHA Releases Condominium Approval Process FHA recently released Mortgagee Letter (ML) 2009-46 A: Temporary Guidance for Condominium Policy and ML 2009-46 B: Condominium Approval Processes for Single Family Housing. The temporary guidance 1) increases FHA concentration requirements to 50 percent, 2) requires 50 percent of units in a project to be … (0 comments)
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gaithersburg: FHA Removes Second Appraisal Requirement - 11/24/09 08:58 AM
FHA Removes Second Appraisal Requirement On Saturday, November 14, 2009, Federal Housing Administration (FHA) Commissioner Dave Stevens spoke before a group of Realtors at the National Association of Realtors (NAR) annual convention in San Diego, CA. During the speech, the Commissioner noted that FHA, based on input from NAR, would soon … (0 comments)
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gaithersburg: Holiday Giving Project of Montgomery County - 11/23/09 05:42 PM
Holiday Giving Project of Montgomery CountyWhat is the Holiday Giving Project?For over 30 years, the Holiday Giving Project has helped low income families in our community by collecting and distributing gifts and food during Thanksgiving and the December Holidays. A network of social workers, school counselors and other professionals qualify and … (1 comments)
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gaithersburg: Kentlands Downtown Tree Lighting - 11/23/09 05:38 PM
Kentlands Community Foundation's Season of Giving & Community Holiday Programs
Kentlands Downtown Tree Lighting - Sponsored by the Kentlands Downtown Partnership
Sunday, December 6, 2009 4-5:30pm
Location: Market Square Plaza
Please join our merchants and neighbors as we celebrate the season together! Hot chocolate and other treats, facepainting and crafts … (0 comments)
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gaithersburg: Kentlands Community Foundation's Sing-Along - 11/23/09 05:33 PM
Please join us for The Kentlands Community Foundation's
Annual Holiday Sing-Along at the Kentlands Mansion!
Sunday, December 20th 6:30 - 8:00 pm
Bring your friends, families and neighbors of all ages to share in this community tradition - you do not need to live in Kentlands to enjoy the Sing-Along … (0 comments)
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gaithersburg: "TREE of WARMTH" Holiday Giving Program - 11/23/09 05:28 PM
"TREE of WARMTH" Holiday Giving Program
The Kentlands Community Foundation, in partnership with the KCA, the City of Gaithersburg, and
several local Girl Scout Troops, invite you to help a local child have a brighter holiday and a
warmer winter this year.
There are two (2) ways to … (0 comments)
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gaithersburg: Reverse Mortgage to Help a Daughter or Son to Purchase a Home - 11/23/09 05:18 PM
Reverse Mortgage to Help a Daughter or Son to Purchase a Home
Senior client question: I want to help my daughter buy a house and I want you to talk to her to help find the right house. Plus, I need your suggestions for financing. I am not so sure that I would qualify … (0 comments)
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gaithersburg: Reverse Mortgage to Purchase a Second Home - 11/23/09 05:09 PM
Reverse Mortgage to Purchase a Second Home
Senior Client Scenario: Your senior client wants to purchase a second home in a warm climate city and live there during the winter months.
Your suggestion: You can use the cash out from your reverse mortgage on your primary residence to purchase a second home. … (0 comments)
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gaithersburg: Reverse Mortgage to Purchase an Investment Property - 11/23/09 04:56 PM
Reverse Mortgage to Purchase an Investment Property
Senior Clint Scenario: Your senior client tells you that he wants to buy an investment property but does not think that he qualifies with his income or credit history, and he asks you for suggestions?
Your suggestion: Credit and income qualifications are not … (0 comments)
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gaithersburg: Montgomery County Board Vacancies - 11/23/09 04:17 PM
Montgomery County Board Vacancies
County Executive Isiah Leggett is committed to representation on all of the County's boards, committees, and commissions that is reflective of, and responsive to, our County's residents. Public participation contributes to the work of County government and provides a valuable service to the community when a … (0 comments)
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gaithersburg: Montgomery County, Maryland - Residential Energy Conservation Property Tax Credits - 11/23/09 02:41 PM
Montgomery County, Maryland - Residential Energy Conservation Property Tax Credits
The following information is provided by Database of State Incentives for Renewables & Efficiency
http://www.dsireusa.org/incentives/incentive.cfm?Incentive_Code=MD29F&re=1&ee=1
Last DSIRE Review: 06/18/2009
INTERESTED HOME OWNERS SHOULD CONFER WITH THEIR CONTRACTORS AND TAX CONSULTANTS IN REGARD TO THE PERSONAL BENEFITS OF TAX INCENTIVES.
… (0 comments)
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gaithersburg: ARE YOU CONSIDERING A GEOTHERMAL SYSTEM TO TAKE ADVANTAGE OF THE TAX INCENTIVES? - 11/23/09 02:29 PM
ARE YOU CONSIDERING A GEOTHERMAL SYSTEM TO TAKE ADVANTAGE OF THE TAX INCENTIVES?
Residential Property Incentives
Federal: Personal income tax credit for systems placed in service in 2009 and after: 30% of the total expenses with no maximum. This credit may be carried forward to future years if needed. Talk with your tax consulant for … (0 comments)
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gaithersburg: Existing home sales at highest level since 2007 - 11/23/09 11:41 AM
Existing home sales at highest level since 2007
Sales activity rises more than expected in October, by 10.1%, to 6.1 million annual units.
By Julianne Pepitone, CNNMoney.com staff reporter
NEW YORK (CNNMoney.com) - "Existing home sales surged in October to the highest level in more than 2-1/2 years, according … (0 comments)
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gaithersburg: WATCH FOR CANCELLATIONS OF TRUSTEE SALES - 11/23/09 08:53 AM
WATCH FOR CANCELLATIONS OF TRUSTEE SALES
When you are in the market to purchase a property at one of the trustee sales at the court house steps, you need to check for cancellations before attending the sale. It is natural for mortgage borrowers to do what they can do to avoid … (0 comments)
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gaithersburg: MONTGOMERY COUNTY MD TRUSTEE SALES, TIDEWATER AUCTIONS - 11/22/09 01:42 PM
MONTGOMERY COUNTY MD TRUSTEE SALES, TIDEWATER AUCTIONS
Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. … (0 comments)
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