kentlands flowers: Roy and Dolores Kelley Photographs & Young Artist Award 9/29/11 - 09/28/11 11:27 PM
Roy and Dolores Kelley Photographs & Young Artist Award 9/29/11
 
The City of Gaithersburg and the Kentlands Community Foundation announce the 9th Annual Young Artist Award, a juried competition culminating in a concert for the top prize winners. The Young Artist Award provides young instrumental, piano and vocal musicians with an enriching artistic experience. The following are the general guidelines of the Young Artist Award:
Open to vocal and instrumental (woodwind, brass, string, guitar, piano) soloists between the ages of 12-18 years. Applicants must be at least 12 years old but no more than 18 years old by December 31, 2011.
Participants … (18 comments)

kentlands flowers: Roy and Dolores Kelley Photographs & FHA 203(k) 9/25/11 - 09/25/11 12:27 AM
Roy and Dolores Kelley Photographs & FHA 203(k) 9/25/11
FHA 203(k) Rehabilitation Financing
1.  May be used for the owner occupant purchase of lender owned foreclosures or short sale pre-foreclosures that have deferred maintenance, repair or renovation needs.
2.  May be use to fix up and refinance the current residence.
3.  Can be used on conforming or jumbo FHA mortgage loans.
4.  The cost of renovation can be included in the FHA mortgage loan.
 Funding can be used for the following:
1.  Structural alterations and reconstruction.
2.  Kitchen or bathroom renovations or finishing a basement.
3.  Major landscape work or … (23 comments)

kentlands flowers: Roy and Dolores Kelley Photographs & VA Funding Fee Changes 9/24/11 - 09/24/11 04:25 AM

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kentlands flowers: Roy and Dolores Kelley Photographs & Chrysanthemum Show 9/22/11 - 09/21/11 11:23 PM
Roy and Dolores Kelley Photographs & Chrysanthemum Show 9/22/11
Brookside Gardens, Wheaton Regional Park
Chrysanthemum Show
Sponsored by the Potomac Chrysanthemum Society
Saturday, October 22, 1:00-5:00pm
Sunday, October 23, 10:00am-3:00pm
Visitors Center
www.BrooksideGardens.org
The Chrysanthemum Show is one of our favorite events for capturing beautiful photographs.
Capture the moments in your neighborhood
I like to take frequent  walks through the Kentlands and Lakelands  communities in Gaithersburg, Maryland.  The exercise is good for my body and watching for the changing colors of the seasons is good for my mind.  When you focus your camera on a beautiful flower or a leaf than has fall … (14 comments)

kentlands flowers: Roy and Dolores Kelley Photographs & Dahlia Show 9/20/11 - 09/19/11 11:47 PM
Roy and Dolores Kelley Photographs & Dahlia Show 9/20/11
Brookside Gardens Dahlia Show/Sale
Sponsored by the National Capital Dahlia Society
Saturday, September 24, 2:00-5:00pm
Sunday, September 25, 9:00am-3:00pm
Cut blooms will be sold after the close of the show at 3:00pm
Visitors Center Auditorium   www.BrooksideGardens.org
You will want to have your camera in hand when you go to the Dahlia Show.  These are some of my favorite flowers to photograph.
Capture the moments in your neighborhood
I like to take frequent  walks through the Kentlands and Lakelands  communities in Gaithersburg, Maryland.  The exercise is good for my body and watching for the changing colors of the … (19 comments)

kentlands flowers: Roy and Dolores Kelley Photographs & Chrysanthemum Display 9/19/11 - 09/18/11 11:47 PM
Roy and Dolores Kelley Photographs & Chrysanthemum Display 9/19/11
Brookside Gardens, Wheaton Regional Park
Conservatory Chrysanthemum Display: Autumn Harvest
Saturday, October 8 through Sunday, November 20
Note: South House closes November 14
10:00am-5:00pm daily; FREE
Brookside Gardens Conservatory
www.BrooksideGardens.org
This is the place to get your chrysanthemum photographs.  Dolores and I always enjoy visits to Brookside Gardens.  It is one of the very special locations in Montgomery County, Maryland.
 Capture the moments in your neighborhood
I like to take frequent  walks through the Kentlands and Lakelands  communities in Gaithersburg, Maryland.  The exercise is good for my body and watching for the changing colors of … (21 comments)

kentlands flowers: Roy and Dolores Kelley Photographs & Wings of Fancy 9/18/11 - 09/18/11 12:39 AM
Roy and Dolores Kelley Photographs & Wings of Fancy 9/18/11
Today is the final day of the Wings of Fancy Exhibit
 "Wings of Fancy" Live Butterfly Exhibit
Saturday, April 30 through Sunday, September 18, 2011
10:00 a.m. to 4:00 p.m. daily
FEES: $6 adults; $4 ages 3-12
Brookside Gardens South Conservatory
www.brooksidegardens.org
We love to photograph the butterflies during this annual exhibit.
Capture the moments in your neighborhood
I like to take frequent  walks through the Kentlands and Lakelands  communities in Gaithersburg, Maryland.  The exercise is good for my body and watching for the changing colors of the seasons is good for my … (18 comments)

kentlands flowers: Kentlands Flower Photographs by Roy Kelley 9/12/11 - 09/11/11 11:24 PM
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kentlands flowers: Kentlands Flower Photographs by Roy Kelley 9/8/11 - 09/08/11 06:32 AM
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kentlands flowers: Rainy Day Bloom - 08/31/11 12:01 PM
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kentlands flowers: Kentlands Flower Photographs & FHA 203(k) Settlement 8/25/11 - 08/24/11 10:31 PM
Kentlands Flower Photographs & FHA 203(k) Settlement  8/25/11
Approved FHA 203(k) loan settlement and disbursement
After final approval by the mortgage underwriter, the closing package is sent to the settlement attorney/title agency.  At the closing table, the seller is paid their portion of the funds and the remaining renovation money is placed in an escrow account.
A rehab account is created and funds are disbursed as work is completed and inspected
The mortgage lender creates a Rehabilitation Escrow Account to hold the total amount necessary to finance the construction plus the contingency reserve, inspection fees, and mortgage payments, where applicable.  When the … (19 comments)

kentlands flowers: Orange enough for you, Rob? - 07/15/11 12:38 PM
Orange enough for you, Rob?
Bristol, TN/VA real estate professional and ActiveRain blogger Rob Thomas always loves orange flowers and he comments on my flower pictures almost every day.  I noticed that he just passed the 300,000 points level and should get a bit of special recognition for the fine job that he does in promoting real estate in the Bristol market.
I looked through some of my albums to find this photograph from one of my walks through my home community of Kentlands in Gaithersburg, Maryland.  If you have some good orange flower pictures, add them in the comments for … (15 comments)

 


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