real estate attorney: THE BANK CHANGED THE LOCKS! - 05/04/08 01:25 PM
There is discussion on Active Rain from time to time on whether in a short sale it is advisable to move out of the house.
The real issue is the clause in the mortgage that says the bank can change the locks on the house if it is "abandoned".  The exact … (23 comments)

real estate attorney: A-T-T-O-R-N-E-Y Spells T-R-O-U-B-L-E in Short Sale - 05/03/08 10:11 PM
Sad Facts about Attorney Misconduct in a Short Sale
Being an attorney carries a heavy burden when representing a client.  Watch any case for attorney misconduct that goes to a criminal trial and you will see the attorney usually get the most severe penalty.  This is because the attorney is held to … (19 comments)

real estate attorney: CALLING ALL ETHICAL LOAN OFFICERS - HELLO? ANYONE THERE? - 04/09/08 09:23 PM
Calling All Ethical Loan Officers - Hello?  Anyone There?
Every day I field questions about short sales, foreclosures and real estate investing.  I represent developers, lenders, buyers, sellers, the sharks and the lambs.  All have different work for me and all need different solutions.  Today a call came in that was as … (10 comments)

real estate attorney: CREDIT REPORTING AND SHORT SALES / FORECLOSURES - REVISITED - 04/03/08 09:17 AM
I received an email on my quest to find the real answers to the incessant question of how a foreclosure vs. short sale vs. deed in lieu all affect the credit report of the borrower.
The email I recieved was from the President of a Florida credit counseling service and it was … (11 comments)

real estate attorney: CHAINED TO THE HOUSE - DIVORCE SOLUTIONS INVOLVING SHORT SALES - 03/26/08 10:15 PM
DIVORCE - CHAINS TO THE UPSIDE DOWN HOUSE VALUE CAN BE BROKEN!!! (edit/delete)
Chained to your home and can't get a divorce?  You are not alone!  A major problem with divorcing couples is that they cannot sell the marital home.  They think they are forced to stay in a difficult relationship … (7 comments)

real estate attorney: DIVORCE - CHAINS TO THE UPSIDE DOWN HOUSE VALUE CAN BE BROKEN!!! - 03/26/08 10:08 PM
Chained to your home and can't get a divorce?  You are not alone!  A major problem with divorcing couples is that they cannot sell the marital home.  They think they are forced to stay in a difficult relationship or marriage.  Today's economic climate is terribly impacting couples (or former significant others) … (2 comments)

real estate attorney: Flipping Short Sales - Questionable Methods - 03/18/08 10:05 PM
SHORT SALE FLIP - QUESTIONABLE METHODS
This article is a follow up to an issue discussed in December titled Short Sales and Title Insurance - Critical Look at Hybrid Closing Schemes.
I am representing an ultimate buyer on a short sale "flip" that raised some eyebrows and got me to looking carefully on … (8 comments)

real estate attorney: SHORT SALE TRILOGY - 01/01/08 08:02 PM
We get at least one call a day at my office on short sales.  It is really amazing how many people - professionals as well as potential sellers - do not even know what the term "short sale" means.  This blog assumes you have actually worked a short sale already -- … (8 comments)

real estate attorney: BORROWERS FACING FORECLOSURE OFTEN OVERPAY - STUDY FINDS - 11/09/07 09:44 AM
Is our system of foreclosure out of control?  Are the banks acting fiduciarily to their borrowers in the loan management process - are they requred to?
Here is an interesting article from this week thanks to the American Bar Association -
Your comments on this site are welcome!
http://www.abajournal.com/news/borrowers_facing_foreclosure_often_overpay_study_finds
Richard Zaretsky, Esq., Richard P. … (1 comments)

real estate attorney: Beware the White Knight! - 11/04/07 07:44 AM
Beware the WHITE KNIGHT -
R. Ford McDonald, Senior Claims Counsel at Attorneys Title Insurance Fund, wrote an article on this subject recently and I would like to share some of the tidbits from it.
Apparently there are lots of "White Knight Claims" being made against title insurance policies.  Here are … (5 comments)

 
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Richard Zaretsky, Florida Real Estate Attorney

West Palm Beach, FL

More about me…

Richard P. Zaretsky P.A.

Address: 1655 Palm Beach Lakes Blvd, Suite 900, West Palm Beach, Fl, 33401

Office Phone: (561) 689-6660 x 107

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Legal true life experiences, general observations and commentaries for Realtors, Lawyers and Mortgage Brokers - also see our Palm Beach County Short Sales group blog.


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