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Mortgage and Lending - CMG Home Loans - NMLS 248937
Mortgages are available in all shapes and sizes, no money and low down payment plans are still available, and dont forget to get qualified prior to shopping to be sure you are looking in the right price range.

ARCHIVED BLOG POSTS

2009 

  Last weekend we put a big dent in my son's Eagle Project, Planted bushes and a truck load of perennials and installed a fence to keep people from cutting across one of the flower beds.   Thank you to Carl's Fencing on Route 9 in Toms River for donating the fence, custom for this location. Thank...
07/30/2009
  Well, if you read any of my Monday economic calendar updates you will know that I typically point out the biggies of the week. Well this week the biggies are gone and buried. The 5 year and 7 year auctions are over and the market is pretty happy about it. I had a concern that the excess supply ...
07/30/2009
   If you took a look at last Friday's postyou will see an example of an Unchanged week that was all over the map on a daily basis. We had some bright spots and some dark scary spots last week but literally ended up absolutely even on Fannies from Close of Business Friday to Friday.  This is a fa...
07/27/2009
 What moved rates? Why did they move? and, How did we end up where we are today? From time to time we have bouncy weeks that will have big swings in rates on a daily to almost hourly basis, This week was one of them. It was entirely possible to call me in the morning and in the afternoon and be q...
07/24/2009
INTERESTING FACTS ABOUT SEX:  Global Facts . . .At Any Given Moment:  FACT:  79,000,000 people are engaged in sex - right now FACT:  58,000,000 Are Kissing FACT:  37,000,000 Are Relaxing after Sex FACT:  1 person is busy blogging    Have a great week end   Rob Robert Rauf Mortgage Banker www.Robe...
07/24/2009
   For anyone that knows me it will come as no surprise that the book "Left for Dead" is about Racing Sail boats.  Heck, that's what I love to do so it seems natural to read about it! Looking at the stack of books on the corner of my desk they are pretty much work related or about sailing. (That ...
07/23/2009
  I hope you had a great weekend, I spent this past weekend sailing the Red Grant Regattaout of RYC. It was a great event with 98 boats registered just shy of the goal they set for 100. The event raised thousands of dollars for the Red Cross and will probably be the biggest regatta in NJ this yea...
07/20/2009
  Did you ever wonder why you never see dead penguins on the ice in Antarctica?  Ever wonder where they go?  Wonder no more.  It is a known fact that the penguin is a very ritualistic bird which lives an extremely ordered and complex life.  The penguins have a very strong community bond.  They ar...
07/17/2009
  Mortgage Disclosure Improvement Act of 2008 Effective July 30th ,2009; the Federal government has put in place new regulations which will dramatically affect how real estate closings are scheduled!!!  Currently when a consumer applies for a mortgage loan, the Lender is required to send out vari...
07/16/2009
   I was missing in the rain for a bit, and a few people have asked why (isn't it nice to be missed?) Last week I spent with my Scout uniform on at Summer Camp. I am one of the Assistant Scout Masters for my Son's Boy Scout troop and we were at Ockanickan Scout Reservation in PA. It is the same p...
07/13/2009
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Robert Rauf

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