Laugh Out LOUD Friday: Happy Halloween, a few jokes you can share with your kids. - 10/30/09 11:35 AM
 
How do you fix a broken Jack-O-Lantern? With a Pumpkin patch of course.  
Why Don't Mummies go on vacation? They are afraid they will relax and unwind.  
Why Didn't the Skeleton dance at the party? He had no body to dance with  
Have a great week!
Rob
Robert Rauf
Mortgage Banker
www.RobertRaufHomeLoans.com   or my blog: http://activerain.com/blogs/rrauf
(732)223-1630 x102
Since 1987 I have been helping my clients fulfill their dream of home ownership!
Real Estate Mortgage Network

 
 
 
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… (16 comments)

5 steps to protect yourself on Facebook - 10/27/09 01:42 PM
 
Facebook is the world's largest social network. Disregarding this, people share all kinds of information on Facebook without thinking about who's seeing it or what effect their comments and pictures might have on them in the future. One study revealed 30% of employers use Facebook to vet job applicants. Those goofy party pics could cost you more than your dignity! So what can you do to protect your privacy on Facebook? The site itself offers lots of privacy controls and security features. Here are five steps to take to activate them:
1. Create Friend Lists Make a Work list for … (13 comments)

Weekly Mortgage Calendar: Economic Forecast and what may move rates this week - 10/26/09 02:08 PM
 
The last 3 weeks have not been good ones for the Mortgage world. Last week was a crazy up and down week that ended up only slightly negative by the close on Friday, but bumpy enough along the way that it left many feeling queasy. almost every day last week had some VERRRRY negative moments but the market was able to come back to almost even each day.
The initial sell off a few weeks ago that has rates up now was mostly because of stocks jumping above the 10k mark. This piece of positive news was not taken well … (3 comments)

Vacation Homes With as little as 10% down: PMI Companies finally relax guidelines - 10/15/09 12:01 PM
 Finally, some good news in the form of relaxed guidelines.
 This is some great news. PMI Companies have caused many of the guideline changes we have experienced over the past few years since they were not willing go offer PMI on anything that had risk at all.
Just a few weeks ago we got news that we can do 10% down second homes. Here are the requirements:
720 Minimum credit score $417,000 Max Mortgage Even if you don't dabble much in the Vacation Home market, this is a great sign. This news came from one of the more conservative PMI Companies. … (8 comments)

Economic Calendar: What may move Mortgage Rates this week? 10/13/2009 - 10/13/09 01:56 PM
 
I don't even want to talk about last week, but I guess I need to.Friday was a horrific day in the credit markets and fannies lost 29/32nds by the close of business. That was a total loss of 26/32nds for the week. that may not sound like much, but that is an ugly number! WHY? Well it had a lot to do with comments that came from the Fed Chair. Bernake said that the Fed is ready to raise short term rates when they see sustainable growth. Here is the fun part: This is nothing new, this is what he … (3 comments)

 
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Robert Rauf

Toms River, NJ

More about me…

REMN - Real Estate Mortgage Network (NJ)

Address: 16 Madison Ave, Building 2 Suite 2D, Toms River, NJ , 08753

Office Phone: (732) 557-6920 x 102

Cell Phone: (732) 740-0175

Email Me

The mortgage market is ever changing, do not be afraid to ask what is new!


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