nj: Happy New Year: Here is a 2024 Housing Forecast
- 01/08/24 02:03 PM
Happy New Year!
2024 Housing Forecast: I just read a housing forecast for this year, and it is promising. A quick look back at 2023 we have Year over year prices up 6.4% as of November and it looks like the full year will be between 6.8 and 7% once the data is released for December. For this year the appreciation forecast is for housing prices to go up another 4.5-5% in value with 15-20% more transactions in 2024 VS 2023. (With less Agents in the business and fewer LO’s that should be good for all of us) For interest rates the … (6 comments)
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nj: Mortgage Rates, and What May Move Them This Week: May 23, 2011
- 05/23/11 08:57 AM
Last week was the 6th straight week of improving rates with Fannies gaining 4/32nds by time the markets closed on Friday... Teeny little gain, yes, but a pretty solid week of positive trading. All together this recent drop has not only taken us to levels we have not seen since the all time lows last fall, but it has also made this one of the most affordable times to buy a home in almost 2 decades.
This week brings us a new list of data to chew on in a holiday shortened week.
Here is this week's Calendar:
Monday May … (2 comments)
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nj: Battleship New Jersey, cutting staff, may close
- 08/28/08 07:39 AM
When I first heard that the Battleship NJ was coming to NJ as a museum I was excited and looked forward to visiting it. Since it has been docked in Camden I have gone twice. One time with the family, and one time I actually got to sleep on it with my sons Boy Scout Troop.
Unfortunately I don't have any idea where "my" pictures of the NJ are, here is one I took from the website: The site has many photos of the ship including some shots of it firing its 16" guns
I am writing this post … (11 comments)
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nj: Sunset Photos, over the Metedeconk
- 08/28/08 02:11 AM
Kim Kelley always posts the best photos, it may be a view... and often a sunrise (she gets up way too early! They are a little crazy on the left coast)
Now it is my turn to share a few shots... Of course, if you read any of my blogs you know... I always forget my camera.. so all of these photos are taken with my blackberry. make sure you scroll all the way down, 4 photos total. I left them big, I thought they looked better that way.
The first two are from a Thursday night Cat boat race I … (13 comments)
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nj: White Water Rafting on the Lehigh (photos)
- 08/26/08 04:47 AM
White Water Rafting
Most of my posts are about NJ activities... This one is about PA, our neighbor to the west. One of the best parts of living where I do is our proximity to so many great places, Just a little over an hour to NYC or Philly, and in this case just a few hours to the Lehigh Valley.
This is the second time my son's Boy Scout troop went to White Water Challengers. 2 years ago we went and did not have a damn Release and it was in the spring so it was COLD!!! This year we … (6 comments)
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nj: Seaside Heights, NJ: Fireworks and MORE!
- 08/15/08 03:09 AM
There is a lot going on in Seaside this weekend. first off Wednesday's fireworks were re-scheduled for tonight, 8/15/2008, due to wind conditions on Wednesday. This should take place approximately 9:30pm depending on Weather conditions.
Also tonight, Seaside Heights will be holding its "Fun for the Young Fridays" with Brenn Swanson's Variety Show at 7pm at Freemont Ave and the Boardwalk. For more info visit seasideheightstourism.com or call (800)SEASHORE.
Saturday in Seaside is "Madona Night" as part of "Free Movies on the beach" to Honor Madona's 50th birthday. The film festival will take place at 6:30pm Saturday August 16th at … (3 comments)
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nj: LOOK; up in the sky, its ... A METEOR!
- 08/06/08 03:01 AM
Perseid Meteor Shower: August 12, 2008
The Perseid Meteor Shower is just a few days away, it is one of Natures most reliable and consistent light shows. This year's Meteor shower is going to take place August 12th with the best viewing expected in the Wee hours of the morning after the moon sets.
As with most star gazing, light is NOT your friend, so you want to be in as dark a place as possible to view the meteors. If you have never seen one, this is the time to see shooting stars!
In NJ The beach will probably offer … (6 comments)
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nj: Brick Township, NJ offers More Bang to Fireworks! August 28th
- 08/06/08 02:50 AM
Brick Township SummerFest Finale August 28, 2008
Brick promises that the SummerFest Finale will have a special display. As in the past when Mother Nature has not cooperated, the same has happened this year, and the "missed" date will equal a Huge display for this years finale.
I have been to the Finale show on more than one occasion where it was twice the usual show which makes for even more fun. This year's show starts with the usual concert at Windward Beach on Princeton Ave in Brick. The artists will be Nikki Britt and James Otto.
As usual my preference for … (3 comments)
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nj: Jimmy Buffett coming to Jackson, NJ (almost)
- 08/01/08 03:27 AM
Jimmy and the Parrotsis a Jimmy Buffet Cover band that has been performing around the country for over 9 years
The Department of Recreation announced that Jimmy and the Parrots will perform August 20,2008 at John F. Johnson Memorial Park. The Show is scheduled for 7:30pm and the park opens at 6pm
Grants from the New Jersey State Council of the Arts have made it possible for this concert to be FREE of charge! There will be Vendors and Food Services on site for the evening.
Have a great weekend
Rob
Robert Rauf
www.RobertRaufHomeloans.com
… (2 comments)
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nj: NJ State Rowing Championships, Toms River NJ
- 08/01/08 02:57 AM
The 6th Annual NJ State Rowing Championships will be held August 12, 2008 in Barnegat Bay. The 7 Mile race will start At Toms River Yacht Club.
The race is open to any kind of rowing craft. Life guards and competitve rowers use everything from:
Traditional Sea Bright Skiffs Modern Surf Rescue Boats Sculling craft Race registration starts at 4:30 PM. The entry fee is $30. For more information and registration forms you can visit rowrace.com or call (732) 785-0665
Just one of many events in our area that makes Ocean County a great place to live!
Have a great weekend
… (3 comments)
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nj: NJ State Rowing Championships, August 12, 2008 Toms River, NJ
- 08/01/08 02:55 AM
The 6th Annual NJ State Rowing Championships will be held August 12 in Barnegat Bay. The 7 Mile race will start At Toms River Yacht Club.
The race is open to any kind of rowing craft. Life guards and competitve rowers use everything from:
Traditional Sea Bright Skiffs Modern Surf Rescue Boats Sculling craft Race registration starts at 4:30 PM. The entry fee is $30. For more information and registration forms you can visit rowrace.com or call (732) 785-0665
Just one of many events in our area that makes Ocean County a great place to live!
Have a great weekend
… (0 comments)
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nj: Crabbing in NJ can be Profitable, And TASTEY!
- 07/25/08 06:12 AM
The Barnegat Bay National Estuary Program is conducting research on Blue Claw Crabs
Not only are these guys tasty, but you now have an opportunity to earn $5 and $20 rewards if you catch a crab with a pink or yellow metal tag and you report finds to the research program.
Crabbers can call (609) 896-7755 to report the tag number, Sex, Reproductive status, Date, Depth and Location, Ideally GPS coordinates are ideal for the study
as an alternitive you can visit the website for the NJbluecrabs to report your findings.
Crabbing in the Barnegat bay is one of … (7 comments)
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nj: Lavallette, NJ: Free Concerts
- 07/24/08 09:31 AM
FREE Concerts Mark Lavallete Heritage Committee's 21st year
The Lavallette Heritage Committee will have free concerts at 7pm on Sundays at the Gazebo on Bay Boulevard and Philadelphia Ave.
Performers include:
A Little Bit of Heaven July 20th and August 10th The Happy Days String Band July 27 John Luckenbill's Brass Band August 3 Fred Lehotay's Rag Timers August 17 Lakewood Jazz Ensemble August 24 The Kootz August 31 21st annual Heritage Day Festival At 10am September 6th For more Information call: (732) 793-0225
There is always something to do In Ocean County NJ, Especially during the Summer months
… (0 comments)
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nj: You just applied, Should you lock or float? This weeks Forecast July 21, 2008
- 07/21/08 08:05 AM
July 21, 2008
The Economic Calendar is a busy one this week, but there is not one piece of data that is expected to move the market. If you wrote a contract over the weekend you may be asking, should I float or should I lock? This information should help you make that decision:
Today: we had LEI which was in line with expectations Tuesday 22nd Treasury Auction of 20 yr indexed securities Wednesday 23rd, Treasure Auctions 2 year notes Wed, The Fed release the Beige Book, it is a compilation of data from across the country expected to show sluggish … (2 comments)
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nj: This Weeks Economic Data
- 07/21/08 07:59 AM
July 21, 2008
The Economic Calendar is a busy one this week, but there is not one piece of data that is expected to move the market.
Today: we had LEI which was in line with expectations Tuesday 22nd Treasury Auction of 20 yr indexed securities Wednesday 23rd, Treasure Auctions 2 year notes Wed, The Fed release the Beige Book, it is a compilation of data from across the country expected to show sluggish growth, it is not very likely that there will be any surprises in this report Thursday 24th: Initial Jobless claims, the summer months are usually discounted by … (3 comments)
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nj: Mortgage Insurance Change (PMI) makes FHA even MORE attractive
- 07/18/08 03:07 AM
Mortgage Insurance Changes
We have seen Private Mortgage Insurance rates climb. We just received an announcement that the factors for Monthly PMI (the most common form of PMI) have gone up.
Why? Much like any insurance company, they do not want to pay out... since they have been paying out more in the past year they have raised rates... You see similar issues in states that have had high pay outs on home owners insurance for storm damage, Fl, LA etc.... Even in NJ Home owners insurance is higher near tidal water because of hurricane pay outs in other states.
What … (5 comments)
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nj: Island Beach State Park named in National Top 10 list
- 07/03/08 08:13 AM
Island Beach State Park
WOW! Great news, after I posted a blog on NJ beaches last week I stumble across an article in today's paper about my favorite beach, Island Beach State Park. Men's Fitness magazine named IBSP as on of the 10 hot spots to visit in the Summer. National Recognition... There goes the neighborhood!
Did you ever think that a Beach in NJ would be named in a top 10 list?
Island beach is located just south of seaside, it is the southern most tip of the barrier Island that starts with Point Pleasant beach. What makes it so special … (6 comments)
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nj: Mortgage news, interest rate outlook
- 07/02/08 08:08 AM
Last week's interest rate improvements were mostly driven by a flight to quality. As money was flowing out of a weak stock market investors have to find a safe haven which typically means the Credit Markets... Which is where Bonds and Mortgages are traded. As the money flows in, the price goes up which brings the yield down. (in the credit market it is an inverse relationship between price and yield)
This week has been a pretty quiet one so far, we lost a little ground yesterday, but we are probably with in about 1/8% trading range for the whole … (2 comments)
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nj: Sunsets and Sailing in NJ
- 06/27/08 01:49 AM
I love my area in the Summer. Most people pick on NJ when they really do not know what it has to offer.
If you know me at all, you know that my #1 passion is racing sailboats. Well, for a month now I have been on the DL, and have not been able to sail. Last night I decided to help out on a Thursday Night Cat boat race at my club. (Metedeconk River Yacht Club)... Not exactly the nail biting seat of your pants sailing that I love to do, (but then again I probably blew out the … (12 comments)
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nj: NJ Beaches, look at what you are missing!
- 06/26/08 07:25 AM
Living in Ocean County NJ I have found that many of us "locals" do not take advantage of what we have to offer. I was going to meet one of my Real Estate Agents (who is much more of a friend than just a business partner) for happy hour but we decided to bring a bottle of wine to the beach instead.
Why don't I do that more often... is all I could keep thinking. NJ has some of the prettiest beaches, especially if you get away from the boardwalks. We have people that come down to our area … (10 comments)
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