Closing Home Loans ON TIME!

Things to avoid before buying a home Many new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are still a few major hurdles to overcome before the keys are handed...

An overview of the loan process Make no mistake, there's a lot involved in getting a mortgage loan. You wouldn't be here on our website if you could fill out a one-page application and get the best loan for you funded the same day. What we do is most of the heavy lifting for you, so you can conc...

Five ways to make the loan process go faster We should say that "working with us" is the first way! When you let us help you find the loan that's right for you, you truly are taking advantage of some of the area's best technology and expertise to get you a loan decision and funding on your loan ...

How do you "buy" a better rate? Do you plan on keeping your loan for a while? Then it may make sense to "buy" a lower interest rate by paying one or more "points." Even if you're unsure of how long you plan to keep your mortgage before you move or refinance, paying points now for a lower rate ma...

Should you talk to a mortgage professional before house hunting? Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why? What can we do for you if you haven't negotiated a price, and don't know how much you want to b...

Construction Loans are Funny? Watch This! The Ross Group & Potomac Mortgage Watch Video Construction Loans are Funny? Watch This! The Ross Group & Potomac Mortgage By: The Ross Group Run Time: 00:01:47  construction_flyer.pdf Hello All, I hope your day is goign great!  We do constructions loans ...

Active Rain & Milli Vanilli.....Realtor Tip! The Ross Group & Potomac Mortgage Watch Video Active Rain & Milli Vanilli?! The Ross Group & Potomac Mortgage By: The Ross Group Run Time: 00:02:13  pmg_flyer_for_file.pdf Fello Active Rainers, I hope your having a great day and enjoy the Active Rain ...

What is a credit score? Before deciding on what terms lenders will offer you on a loan (which they base on the "risk" to them), they want to know two things about you: your ability to pay back the loan, and your willingness to pay back the loan. For the first, they look at your income-to-debt ob...

A bankruptcy filing delivers a devastating blow to your credit and FICO score, but it doesn’t mean you have to wait 10 years before you can qualify for a mortgage. Many consumers who have filed for bankruptcy have been able to obtain a mortgage, although it is often at a higher rate than someone...

Mortgage Broker vs. Loan Officer When you're looking to get a mortgage loan, you may work with a loan officer or you may choose to work with a mortgage broker.  People often confuse the two job types even though both will glean the same results: a new home. However, it is important to understand...