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homebuyers: Advice for Homebuyers: Turn Off Your TV - 10/02/08 08:44 AM
By Rich Schiffer, REALTOR, e-PRO
You have probably been hearing news stories that go something like this:
"Without perfect credit and 20% downpayment, no one can a mortgage today."
This is simply NOT TRUE.
Steve Madonna of Weichert Financial Services, for example, reports that they have many resources to obtain financing for most buyers. In fact, 11 out of 12 loans closed through Weichert Financial Services in the Media, Delaware County, PA office in September were with less than 20% down. (To contact Steve, call 610-566-2045)
Don't believe the media hype. Doom and gloom stories capture a broader audience, and help them sell more … (4 comments)
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homebuyers: DELAWARE COUNTY HOMEOWNERSHIP FAIR - 09/27/07 04:19 PM
If you are considering buying a home in Delaware County, PA, you should set aside the morning of October 13th to attend the DELAWARE COUNTY HOMEOWNERSHIP FAIR
It will be held SATURDAY, OCTOBER 13, 2007, from 9:00 AM to 1:00 PM, at the First African Baptist Church, located at 901 Clifton Avenue, in Sharon Hill, PA 19079.
HOME BUYERS & HOMEOWNERS ALIKE will receive valuable information from local experts, including:
Banks & Mortgage LendersRealtors (Including Rich Schiffer, of Weichert Realtors)Non-Profit GroupsGovernment AgenciesHome InspectorsInsurance Agencies FREE ADMISSION - FREE WORKSHOPS - VENDOR FAIR - AND PRIZES!
Come learn about:
How to Purchase a HomeFinancing & Grant OptionsCredit RepairReverse … (4 comments)
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homebuyers: Residential Real Estate Market Analysis: Willistown Township - 03/25/07 10:50 AM
by Rich Schiffer, Weichert Realtors
A recent review of residential sales in Willistown Township, Chester County, Pennsylvania revealed some interesting trends.
2005:
294 Units Listed$198,425,253 Listed Volume$674,915 Listed Average (County-wide average = $421,581)182 Units Sold$96,158,975 Sold Volume$528,346 Sold Average (County-wide average = $358,553)56 Average DOM (County-wide Average = 45)
2006:
368 Units Listed$252,065,438 Listed Volume$684,960 Listed Average (County-wide average = $445,783)165 Units Sold$85,569,898 Sold Volume$518,605 Sold Average (County-wide average = $376,077)50 Average DOM (County-wide Average = 56)
Several things jump out at me when I look at these numbers:
Willistown list prices rose, but sold prices declined:List prices rose about 1.488%Sale prices declined 1.844%
Willistown homes sell for considerably more … (0 comments)
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homebuyers: Home Buyers' Information - Chester County - 01/09/07 04:53 PM
Chester County, Pennsylvania provides several programs to assist Homebuyers. There are programs for 1st Time Homebuyers, programs for low- to-moderate income homeowners to assist with repairs and maintenance, and programs to modify a home for a disabled resident
Homebuyers in Chester County can also rest easy at night, knowing that they live in the only state the nation that has an emergency mortgage assistance program to assist homeowners that have fallen on hard times and are in danger of losing their home through foreclosure.
What follows is a summary of some of the programs available. For a full list of available programs, click here … (1 comments)
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homebuyers: Darby Borough Statistics -- How I interpret the numbers. - 12/03/06 08:15 PM
Some interesting statistics about the borough:
Population (year 2000): 10,299. Estimated population in July 2005: 10,046 (-2.5% change)Males: 4,752 (46.1%), Females: 5,547 (53.9%)
Delaware County
Zip code: 19023
Median resident age: 32.5 years Median household income: $30,938 (year 2000)Median house value: $51,300 (year 2000)
How does this help me, you might ask?
Well, when I see that the Median income is 60% of the Median home value, that tells me that there are alot of tennants who may not realize they can afford to buy instead of rent. That tells me I have some work to do...
If I can help a few of those tennants become home … (2 comments)
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homebuyers: Swarthmore Borough Description - 11/21/06 03:13 PM
by Rich Schiffer, Weichert Realtors
Swarthmore is a quaint little college town (Swarthmore College) and is among the most sought after communities in Delaware County. A walk around the town reveals its charm instantly. The shops in the "Ville", as the locals refer to the shopping district, are the perfect combination of upscale and inviting. The local Co-op supermarket is a refreshing change of pace. The Village Restaurant is a local favorite. A pizza shop, a music shop, a great used & rare book store, some great unique gift shops, and the local hardware store provide for your needs (and maybe a few needs you didn't … (0 comments)
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homebuyers: The Home Buying Process, Step by Step - 10/25/06 02:35 PM
By Rich Schiffer, Weichert Realtors
Every homebuyer, whether it is their first home-buying experience, or just their latest one, experiences some level of stress at some point during the process. Here is a step-by-step outline that I use to guide my clients in understanding the process. I am with them at each step to make the entire process as stress-free as possible.
Choose your Agent. For an article about why you even need a Buyer's Agent in the first place, see the 5/28/2006 article by Robert Bruss at Naplesnews.com Determine for yourself the type of person you want to be your guide. Do … (9 comments)
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Rich Schiffer, REALTOR, e-PRO
Swarthmore,
PA
More about me…
Weichert, Realtors
Address: 606 E Baltimore Pike, Media, PA, 19063
Office Phone: (610) 565-1300 x 122
Cell Phone: (610) 506-2663
Email Me
I will be posting information intended to be helpful for home buyers, sellers, and investors.
I will also post articles intended to be of benefit for other Real Estate Professionals.
I will try to avoid articles on religion or politics, unless it has direct bearing on Real Estate matters, but I reserve the right to be thought-provoking, and even philosophical at times. (And even humorous, if I am feeling in the mood)
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