Work place ethics, - 01/31/07 07:43 PM
I have worked in several different situations, and have found that honesty is the best way to be with your fellow employees. I once took a call not knowing the client had already been made a loan several years ago by a fellow loan officer. I had the loan ready to … (1 comments)
Go Colts, I cannot believe the excitement ....Can you feel it? - 01/29/07 06:37 PM
I came into work today and everyone around me is wearing blue! Posters are everywhere on the cubicles, walls, hats with the Colts logo, shirts, pants, you name it its all about the Colts. Everyone here in Indianapolis is so excited about the Super Bowl. I am part of that excitement, … (6 comments)
The Home Show In Indy, - 01/28/07 09:19 AM
The Home Show in Indianapolis is always fascinating to me. It starts today and continues through this week ending February 4th. One of the neatest projects undertaken is a huge two story that is actually built inside the home show facility, indoors. The home is open to the public, and the … (0 comments)
Are you an Old Car Lover? - 01/28/07 09:03 AM
Ever since I can remember I have loved cars. At the age of five, I was able to identify any car coming down the road by its year and make. I think I picked this up from my Dad, who always loved cars, I think the speed thing had something to … (7 comments)
Call Centers, are they needed? - 01/28/07 08:54 AM
I have been dealing with issues for almost thirty years regarding FHA loans. I have always wondered how my Underwriters and Loan Processors sometimes did the impossible, and ended up making me look pretty good. Little did I know early on in my career they had the contacts they needed to … (0 comments)
FHA LOAN, MIP AND WHEN YOU CAN STOP PAYING - 01/25/07 08:47 PM
Do you have an FHA loan and wonder when you can stop paying on the MIP ? Well, after 5 years, and, when you bring the loan to value down to 78% from the lesser of the purchase price, or appraised value at time of purchase, is when it will happen. … (0 comments)
Common courtesy during the hiring process. - 01/25/07 08:42 PM
Have you ever interviewed for a job position where you felt you could really enjoy working with? Well I did just that. Had my two interviews, one with the Branch Manager, the other with the Area Manager. All went well with the first interview. Everyone was on the same page, and … (0 comments)
Ok, I have to write this... - 01/23/07 09:37 PM
For some time now I have wanted to share a great movie with you. It's called, "Miss Madison".... One Saturday my wife ask me if I was in the mood to take a little drive to a little town not so far away from our home. I was up for the … (1 comments)
Answers.hud.gov Great website - 01/23/07 09:10 PM
This site by far is one of FHA's best informational websites available. This site is open to the public, and to all Real Estate professionals. It has a wealth of information which can help with some of the toughest questions we have on a daily basis. I would recommend using this … (1 comments)
Its not about the money, right? - 01/17/07 12:31 PM
Gary keller sums this up pretty easy, The Millionaire Real Estate Agent book on the national bestseller list is great material! I have to continue to value what I am doing, why I am doing what I am to do, and to re-evaluate and change what has to be changed. Stay … (1 comments)
Moving and keeping in touch. - 01/17/07 12:24 PM
Sometimes it is hard make a move into a new community. You might leave friends or family members behind. We have had to make this transition as well like many of you have done sometime in life too. It's funny what a short phone call does to keep in touch with … (1 comments)
Harley Davidson riding, and lending, what do they have in common? - 01/16/07 06:53 PM
Lets see, if I ride a full dresser, maybe a full doc loan would do the job...Humm, if I ride a sportster, maybe a streamline refi might work... And if I ride Softail, maybe a no doc loan will suffice...Now, if I ride a Screamin Eagle, this loan will be approved so … (0 comments)
OK, I did it, went to work, - 01/16/07 06:28 PM
Unreal the responses that I received today. So there are a few of you out there that did not want to go to work either I see. It was even harder as I hit the ice under the snow, can you believe the ice having enough nerve to hide under the … (2 comments)
It's a wonderful life - 01/15/07 06:12 PM
Have you any idea how many times you and your family has watched the Christmas program each year "It's a Wonderful Life?" I have not missed this wonderful show for I do not know how long, till this year. Being in the industry as George Bailey myself this movie has always … (5 comments)
Lender Pre-Approval Letter, - 01/15/07 05:53 PM
It still surprises me to have so many Realtor's come to me and ask if a Lenders Pre-Approval letter, is just that? Today I have found that there are many loop holes in some Pre-Approval letters coming to the selling Realtor. Recently I found my favorite Realtor having a approval with … (0 comments)
Stable income verses commission, all comments welcome - 01/14/07 09:58 AM
I have been in the Lending Industry for almost thirty years. I have worked on commission, salary, and through draws. If your starting in the lending industry and you are offered a position which pays commission only, I would throw some advice your way today that may help you make your … (0 comments)
Is winning always so important? Or, keep focused? - 01/13/07 07:01 PM
My father use to make sure that I would play my heart out in any sports I took part in. Don't let your team down, keep focused on the game, know your opponent, know their strengths and weakness's. Sound familiar? I am sure it does. Well, as I look back on … (0 comments)
Once One, Always One... - 01/12/07 09:56 PM
Just wondering how many of you in our community have an idea of what this title means? Before becoming a Mortgage Consultant I was tagged as, Once One, Always One, and I have never been able to shake this phrase from being a vital part of my life. My faith, my … (1 comments)
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I have worked in several different situations, and have found that honesty is the best way to be with your fellow employees. I once took a call not knowing the client had already been made a loan several years ago by a fellow loan officer. I had the loan ready to … (1 comments)
