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Cottonwood Houses, Successful Selling in A Buyer's Market, Paradise CA Homes For Sale, Part 8 of 8

Chain Real Estate, Investment & Mortgage, Steve Chain — Sat, 21 Nov 2009 00:45:57 -0600

Cottonwood Houses, Successful Selling In A Buyer's Market, Cottonwood CA Homes For Sale, Pt 8 of 8

This is the 8th in an 8 part series. We are discussing Closing The Escrow:

With the on going changes in regulations, industry practice and market conditions a detailed approach is very necessary to successfully close an escrow.

Disclosures & Inspections:

Agent's Visual Inspection Disclosure: Both Buyer and Seller's agent must provide the AVID to the Buyer.
Seller's Real Estate Transfer Disclosure Statement: Selling with an AS-IS statement doesn't excuse the Seller from providing the completed TDS.
Natural Hazards Disclosure Statement: Generally the NHDS is obtained through 3rd party providers.
Other Disclosures: It is important to provide Seller's disclosures, to the Buyer, in a timely fashion to maintain the time line for Buyer's review and subsequent contingency removal. There maybe additional disclosures and inspections necessary due to the unique features of your property. Inspections such as well, septic, pool, spa and lead base paints may be required.
Home Inspection: A home inspection is a valuable assessment of the working condition of the home's mechanical and electrical equipment including a detailed visual inspection of the property. The limitations of the home inspection should be understood. Home inspections generally do not include an on-the-roof-inspection. They are also not a substitute for a pest inspection. Conducting a home inspection before the sale of the home can eliminate any surprises surrounding the discovery of damage during the home inspection.
Pest Inspection: Pest inspections evaluate the condition of the home relative to water damage, dry rot and wood destroying pests. Again conducting a pest inspection before the sale of the home can eliminate any surprises surrounding the discovery of damage during the pest inspection.
NOTE: Any Damage discovered, in a balanced real estate market, might leave room for negotiations for sharing those expenses between the Buyer and Seller. While most everything in the purchase is subject to negotiation a Buyer's Market may not present the same opportunity.

Contingency Removal-

Review of Preliminary Title Report: The preliminary title report will be inspected for "defects" and insurability for title insurance. Any defects in title will have to be "cured" or accepted by the Buyer and/or the Title Insurance Company.
Review of Inspection Reports: Buyer and Lender will be interested in reviewing all reports.
Appraisal Valuation:If a loan is being obtained on the home a licensed appraiser will establish the selling price relative to the local market value.
Loan Contingency: Once the previous reports are reviewed and Buyer's financial status confirmed the loan contingency should be removed. Note:The current real estate market has caused more review time and attention to detail surrounding real estate loans.
Time line: The time line for the close of escrow and the progressive removal of all contingencies should be monitored and maintained for a timely close of escrow.

Escrow Signing:

Documents will now be prepared for signing and both parties shall review the escrow documents for accuracy relative to the Residential Purchase Agreement and the terms of the loan. Lender Funding of the loan will take place and recordation of the documents will follow. Then final disbursements of funds.

Congratulations on Successfully Selling In A Buyer's Market, Cottonwood CA homes for sale

Real Estate Marketing assistance is available: call 530-347-6122 or email: steve@chainrealestate.net

COTTONWOOD COMMUNITY INFORMATION SEARCH COTTONWOOD LISTINGS

This information is provided, by your Realtor, and should not be considered a substitute for the advice of your legal or tax adviser. This information is provided as an example of the types of evaluations that are helpful, to Buyers and Sellers, when considering real estate transactions. Cottonwood CA homes for sale

Port Moody's Farmers Market is back...

Sat, 21 Nov 2009 00:43:28 -0600

It is an enjoyable way to go the library, a walk on the beach to Rocky Point and pick something up at the market on the way home.

Via John Grasty, Licensed Representative in Metro Vancouver, Port Moody based. (Prudential Sterling Realty):

Port Moody's Farmers Market is back...

...by popular demand, at the Queens Street Plaza open every Saturday starting August 1^st through to September 5^th, 2009.

The Queens Street Plaza Farmers Market is a very popular public venue for fresh produce, and features artisans, crafters, entertainment & food.

Queens Street Plaza is located between Clark Street and Spring Street (north of St. Johns Street).

Being the "City of the Arts", live music and entertainment are being organized to add a festive atmosphere for an unforgettable trip to the Port Moody Farmers Market, open from 9:30AM to 3PM.

If you're out of town for the BC Day or Labour Day long weekends, you can still embrace the excitement mingling with the locals and visitors on August 8, 15, 22, 29.

The Port Moody Farmers Market has a real sense of community spirit that attracts visitors from all over; don't miss it!

John in Port Moody

Darrell Backen Website Navigation Tool

Real Estate Mortgages Marketing

604-726-7100

www.dobacken.com info@dobacken.com

Keller Williams Elite Realty A123-2099 Lougheed Hwy, Port Coquitlam, BC V3B 1A8

Strategic Mortgage Professionals Inc. 435 North Road, Coquitlam BC V3K 3V9

Port Moody moving forward on development...

Sat, 21 Nov 2009 00:40:45 -0600

Thanks to John Grasby on the update on Port Moody Homes.

Via John Grasty, Licensed Representative in Metro Vancouver, Port Moody based. (Prudential Sterling Realty):

11 storeys proposed in Port Moody

November 12, 2009 Port Moody has given a preliminary green light to an 11-storey residential development that would add more than 150 units up the Chineside slope on Henry Street.

On Tuesday, council granted first two readings on zoning and official community plan amendments for the multi-family development in Moody Centre. Currently a vacant piece of land, the development would be located west of Moody middle school and east of the Terravista building.

An OCP amendment is needed to allow for the 11-storey height but, according to city staff, the building would consist of "ascending green terraces" up the Chineside slope, creating an actual elevation of six storeys. Allowances are also needed to vary parking requirements for the site because the proposal, which calls for three levels of underground parking, would still be short about 17 parking spots.

And while some members of council are supporting the proposal, neighbours have expressed concerns about traffic and the loss of green space.

"I walk through the trails that pass through the proposed site daily, embracing the beauty of the forest that surrounds the area," wrote Jagoda Kozikowska, a Terravista resident, noting bears, migratory birds and other wildlife use the area frequently.

Ronnie Miranda, who lives in the 2900-block of St. Johns Street, said Henry Street can barely accommodate the existing traffic volume, especially on school days, and traffic on St. Johns is "extremely congested," particularly during rush hours. Miranda also questioned the logic of creating a new, medium-density development when units in nearby developments remain vacant.

But at least one Moody Centre resident is welcoming the proposal.

John Grasty, chair of the Port Moody Western Station Committee, wrote in a letter that he's "delighted" with the proposal because it would help create a compact, walkable community.

"Although the 300-plus residents this development will add are just outside the 400-metre radius of the Evergreen Line station, it is critical for this proposal to move forward," he wrote, saying it would demonstrate PoMo's commitment to a third Evergreen station on the city's west side.

Staff say the building would achieve a "high quality development" for that part of Moody Centre.

The developer is proposing to concentrate building on the lower portion of the site to reduce the environmental impact and has agreed to dedicate 1.2 acres at the property's higher elevation for park land.

The building would meet a LEED silver standard and include bike lockers, a car share program, rooftop community garden and composting facilities.

Coun. Bob Elliott reiterated his stance against approving any new development given council's "zero to minimal growth" policy to be included in the new OCP.

"I'm supporting it because I think it's a good plan," countered Coun. Mike Clay, noting the city needs more consistency in handling its development applications.

In addition to Clay, Councillors Meghan Lahti, the acting mayor, and Gerry Nuttall voted in favour of the first two readings; Mayor Joe Trasolini and councillors Diana Dilworth and Karen Rockwell were absent.

A public hearing on the development is scheduled for Dec. 8 at 7 p.m. at Port Moody city hall.

By Sarah Payne - The Tri-City News

© Copyright Black Press. All rights reserved.

Darrell Backen Website Navigation Tool

Real Estate Mortgages Marketing

604-726-7100

www.dobacken.com info@dobacken.com

Keller Williams Elite Realty A123-2099 Lougheed Hwy, Port Coquitlam, BC V3B 1A8

Strategic Mortgage Professionals Inc. 435 North Road, Coquitlam BC V3K 3V9

Being Younger in Port Moody...

Sat, 21 Nov 2009 00:39:11 -0600

Good information on the Port Moody Housing situation.

Via John Grasty, Licensed Representative in Metro Vancouver, Port Moody based. (Prudential Sterling Realty):

In early 2008 multi-family homes in Port Moody became the city's main source of available housing stock. Yes, more than 50% of Port Moody's households are now multi-family.

Extrapolating the fact that we have more couples here in Port Moody, based on single (1) person households in Port Moody of only 19.6% (compared to 28.5% in Metro Vancouver), the supply and demand for one bedroom suites is much lower than that of 2 bedroom.

There are only 5 - 1 bedroom suites for sale at the present time in the Inlet Centre (taking in the area from Klahanie to Newport Village) and only 8 sold in the past three months.

Although we can normally expect many listings to expire by December 31^st, the current supply of 85 active (for sale) 2 bedroom suites substantiates this commentary, as does the demand in the past three months of 57 sold.

In contrast to other cities, and based on the 2006 Census, Port Moody has a significantly younger citizen profile which means amongst other things that retail buying patterns of our citizens will be different.

In the 20 years between 1986 and 2006 the shifting age distribution of 55 plus has grown. While BC as a whole has a 55 plus (age) population of 26.8% and Metro Vancouver is at 24.1%, only 18.1% of Port Moody's population is 55 plus.

Looking at 65 plus, and again BC is high at 14.5%, Metro Vancouver at 12.9% and Port Moody's 65 plus population is at only 7.8%.

This younger demographic are more computer dependent and will communicate and be engaged through the internet and handheld applications such as the Blackberry and iPhone. Being so distinct it will be interesting to see how Port Moody responds.

We are very fortunate to have an unrivalled quality of life in Port Moody that is affordable, modern family-oriented, promotes sustainable and green practices, and caters to a vibrant and active outdoor lifestyle.

We are uniquely situated on the Pacific North-West as Canada's gateway to emerging markets and with a reputation as one of the most liveable regions in the world. This helps to explain the continued net gains from in-migration and why the global spotlight of the 2010 Olympic torch is unlikely to stop the desirability or demand of West Coast living with Port Moody being high on the list.

Darrell Backen Website Navigation Tool

Real Estate Mortgages Marketing

604-726-7100

www.dobacken.com info@dobacken.com

Keller Williams Elite Realty A123-2099 Lougheed Hwy, Port Coquitlam, BC V3B 1A8

Strategic Mortgage Professionals Inc. 435 North Road, Coquitlam BC V3K 3V9

Manhattan Village Real Estate Update - November 2009

Keith Kyle (South Bay Brokers) — Sat, 21 Nov 2009 00:38:56 -0600

Well things seem to have slowed a bit in Manahattan Villagewith only one home currently in escrow and 8 homes currently active and for sale with an average days on market of 70 days. Of the 8 active listings the lowest priced home is bank owned (REO) and listed at $775,000 with the highest priced home at $2,249,000 and the average being $1,164,000. In addition to the one bank owned home at 12 Monterey Ct, there is an additional short sale at 42 Dover Pl with the other homes being standard sales. 3 of the homes are Manhattan Village court homes, 3 are townhomesand the two single family homes are located at 19 Bridgeport and 11 Chatham. 4 homes closed escrow since September 1st with and average sales price of just over $760,000. Click here or on any listing to view the current Manhattan Village homes for sale.

Keith Kyle is a licensed Realtor and e-Pro with South Bay Brokers in Manhattan Beach. He serves his clients throughout the South Bay and his websites KeithKyleHomes.com and FindYourSouthBayHome.com offer the most comprehensive real estate websites in the South Bay with free MLS access, current home listings, open houses, recent home sales information and more. Keith can be reached at 310-251-2344 or by email at info@KeithKyleHomes.com. For more information on the South Bay, visit my Beach Cities Real Estate blog.

Client Checklist of Obscure Phobias...

Sat, 21 Nov 2009 00:36:55 -0600

Here is a fun list that John had put together.

Via John Grasty, Licensed Representative in Metro Vancouver, Port Moody based. (Prudential Sterling Realty):

Since REALTORS® are into checklists, here's a dandy.

Please check below any from which you suffer:

A fear of open places                                                 agoraphobia

A fear of heights or high places                                   altophobia (also bataphobia)

A fear of dust                                                            amathophobia

A fear of looking at high places                                   anablepophobia

A fear of floods or flooding                                         antlophobia

A fear of defects or imperfections                                atelophobia

A fear of tall buildings                                                batophobia

A fear of enclosed spaces                                           cleisiophobia (also clithrophobia)

A fear of falling downstairs (usually fond of ranchers)     climacophobia

A fear of houses or being stuck in a house                   domatophobia

A fear of mirrors (mainly on ‘bad hair' days)                 eisoptrophobia

A fear of electricity                                                     electrophobia

A fear of insects                                                        entomophobia

A fear of dampness                                                   hygrophobia

A fear of high prices (common with buyers)                   hypselotimophobia

A fear of termites                                                       isopterophobia

A fear of mice or rats                                                  musophobia

A fear of one's home                                                  oikophobia (also ecophobia)

A fear of heat                                                            thermophobia

A fear of neighbors or a neighborhood                          viciniphobia

I think this list must have been compiled circa early 1900's by a British Estate Agent; what do you think?

Feel free to suggest more modern phobias (accompanying anecdotes welcome)...

Darrell Backen Website Navigation Tool

Real Estate Mortgages Marketing

604-726-7100

www.dobacken.com info@dobacken.com

Keller Williams Elite Realty A123-2099 Lougheed Hwy, Port Coquitlam, BC V3B 1A8

Strategic Mortgage Professionals Inc. 435 North Road, Coquitlam BC V3K 3V9

What is you Favorite Thanksgiving Dish?

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sat, 21 Nov 2009 00:34:20 -0600

Sure you have one. You know you do! We all do.....

My personal favorite is the dressing and gravy that goes with turkey. and if you are from the south you know how your grandmother made it... and it wasn't with bread , it was with cornbread! And you also now that it has got to be slightly moist , not dry, and there is a second part to delicious cornbread dressing and it is real homemade giblet gravy that hasd to be generously drizzled all over the cornbread dressing. Now , both my grandmothers and my mother always added a few extra tidbits to the gravy and the one that really is the difference maker is ....chopped boiled egg...the difference between gravy and great gravy!

Wachovia Walks on Water?!

Sat, 21 Nov 2009 00:32:24 -0600

Wachovia Walks on Water?!

Well, you might think so after seeing what they do with their Orange County short sales.

Today, I spoke with a client about selling their home as a short sale. During our discussion, I learned that Wachovia is their lender. This is actually great news for a short sale seller in Orange County.

WHY?

This is great news because Wachovia has a great new program for its Orange County short sales.

Local Wachovia representatives will meet with the seller and their agent to gather information.
Wachovia will quickly order an appraisal or broker price opinion (BPO).
Wachovia will have a response to a short sale request in 7 to 10 days.
Wachovia will provide a "net" proceeds amount without need for an offer.

Why is this is a big deal? There are several reasons.

Most lenders won't consider a short sale package until a purchase offer is received.
It can take four months or more for some lenders to respond to an offer which can result in frustrated buyers, sellers and agents.
This gives sellers closure quickly.

For more information on short sales, see:

Short Sales and Foreclosures in Orange County, CA

Bankruptcy - How Does it Effect Short Sales and Loan Modifications?

Click for a free list of Orange County foreclosures or a free list of Orange County short sales or e-mail Me!

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About the author: Christine Donovan is a California Residential Real Estate Broker with experience in assisting clients buy and sell residential real estate.

Are you upside down in your home? Is it worth less than you owe? Are you concerned about making your mortgage payment? Contact me at christine@donovanblatt.com or 714-319-9751 to discuss your options.

For more information, please visit Newport Beach real estate. For more information on Newport Beach homes or the value of a particular home please visit Newport Beach home values

Want to buy a home or to list your property for sale in Newport Beach, Costa Mesa, Huntington Beach or Orange County? Contact me at christine@donovanblatt.com or 714-319-9751 to learn about her system which will make your buying and selling experience easier.

Disclaimer: All information in this blog is deemed reliable but is subject to change at any time and is not guaranteed to be accurate nor are there any warantees either express or implied. This blog is not intended to offer any legal, tax or other advice.

Twenty Four Months of Coeur d'Alene Idaho MLS Real Estate Stats

Sat, 21 Nov 2009 00:26:05 -0600

These stats cover the entire Coeur d'Alene MLS which takes in all of Kootenai County and surrounding Counties. You can see that current inventory levels are significantly lower than last year. If you could see the break down by price range, you'd see clearly that it is the sales in the starter home price ranges that have fueled a lower inventory this October over last. It is interesting to me to see how similar this September was to last September.

And I happen to know that there were at least 364 homes that sold this October, because the listing agent for a home my Buyers purchased on October 12 still hasn't found time to change the status in the MLS from pending to SOLD!

If you'd like more information on the real estate market in Coeur d'Alene Idaho and the surrounding areas, just give me a call, I'd love to chat! (208)651-9700

New Listings Active Sold Months Inventory

Oct/2009	853	8,390	363	23.11
Sep/2009	966	8,748	339	25.81
Aug/2009	1,050	8,871	313	28.34
Jul/2009	1,283	8,778	360	24.38
Jun/2009	1,540	8,448	303	27.88
May/2009	1,557	7,878	270	29.18
Apr/2009	1,445	7,338	237	30.96
Mar/2009	1,251	6,864	192	35.75
Feb/2009	1,093	6,500	135	48.15
Jan/2009	1,266	6,213	121	51.35
Dec/2008	569	7,483	200	37.41
Nov/2008	775	7,739	185	41.83
Oct/2008	1,026	8,365	291	28.75
Sep/2008	986	8,692	339	25.64
Aug/2008	1,265	8,809	345	25.53
Jul/2008	1,536	8,524	323	26.39
Jun/2008	1,513	7,992	327	24.44
May/2008	1,426	7,470	278	26.87
Apr/2008	1,680	6,727	305	22.06
Mar/2008	1,407	6,114	260	23.52
Feb/2008	1,035	5,878	205	28.67
Jan/2008	1,365	5,592	180	31.07
Dec/2007	556	6,399	253	25.29
Nov/2007	760	6,774	287	23.60

Janna Rankin Scharf provides a superior level of real estate services to home buyers and sellers in Coeur d'Alene and Kootenai County, Idaho. Visit www.JannaScharf.com to search for homes in the Coeur d'Alene MLS for anywhere in spectacular North Idaho.

No matter how grand or modest your real estate dreams may be, you can turn to me in confidence. Give me a call today and let me know what I can do to be of service to you!

Janna Rankin Scharf AB, GRI, CSP, CNS, CLHMS 208.651.9700

35 Places to List your Real Estate Business Online for Local Search

Sat, 21 Nov 2009 00:22:23 -0600

This information is very useful. Thanks to Rebecca for the info.

Via Rebecca Levinson, Real Estate Marketing Consultant (Real Skillz-Clear Marketing for Your Real Estate Vision):

35 Places to List your Real Estate Business Online for Local Search

BestofCitySearch- Nominate and vote for local businesses. Free

BestoftheWeb Local- Business Listing allows contact information, hours of operation, consumer reviews, about us. Free

CitySearch- Directory of local services. Can create ads and set a budget. Citysearch has a Mobile App for IPhone, a mobile app forBlackberry, and Palm Pre.- PAID Set a Budget.

CitySquares.com- List your Business profile. Free

Dex Knows- Local Search Listing- Paid

DiscoverourTown- Lists local businesses and city facts. Free

elocallisting-Optimized local business search marketing campaigns- Paid subscription fees. Need to register for information.

GenieKnows- Business Directory. Free

Geofollow-Location based twitter directory. Free

GetFave.com- Register your business listing, add maps, video, content. Free

Google Local Business Center- List your business on Google maps and add photos and video- Free

Hotfrog- U.S. Online Business Directory. Free

iBegin.com- Business listings for Canada and the U.S.; Geocoding.- Free

Insider Pages- Register your business listing. Free

Kudzu- Basic profile listing is free includes all contact information, link to website, hours of operation, and can respond to reviews.

Judy's Book- Contact to be part of Beta Group under Partners.

JustRealEstate.org- Contact for a business lising. Paid

Local.com- Local Directory of Businesses.-Free

Local Tweeps- Zipcode Level Twitter Directory. Free

Matchpoint.com- Submit your business listing and respond to RFP's. Receive Leads with Call Tracking and Management.-Free

Merchant Circle- List your business, add a blog, description, create coupons, network with local businesses, answer questions from consumers. Free

Metrobot- Submit a business listing. Free

Mojopages- Business listings for free with notification of user reviews and can also invite customers to review. Free

SeekOn- Submit site for a business listing. Free

Switchboard.com- Powered by Superpages.com. Business listings. Free

Topix- Single city business listings are free. Free

Trulia- Real Estate Listing Directory- List your real estate business, services, listings, local profile. Trulia pro accounts $19-$79/month

Twellowhood- Local Twitter Directory. Free

Tyloon- Business Listings for Free. Free

YellowBot- Local Search Site with user reviews. Free

Weblocal.ca- Canadian local search site with user reviews and video upload. $199 signup fee and $89monthly fee

Yelp- Reputation Management by user reviews. List your business. Recommend other local businesses. Free

Zillow- Register your local business. Free

ZoomInfo- Create your business profile and have people find you for new business opportunities. You can also register here to be notified when you can list your company...an upcoming ZoomInfo feature. Free

If you enjoyed this post then check out,

An Offering for Your Real Estate Marketing Toolkit: 45 Blog Directories

Subscribe to BloggingIn The Rain, A Real Estate Marketing Blog

****************************************************

Rebecca D. Levinson is a real estate marketing consultant with 17 years of experience serving real estate industry professionals.

If you need assistance with online marketing, offline marketing, social networking, or blogging contact Rebecca D. Levinson at #262-203-5231 or email rebecca@bloggingintherain.com.

Darrell Backen Website Navigation Tool

Real Estate Mortgages Marketing

604-726-7100

www.dobacken.com info@dobacken.com

Keller Williams Elite Realty A123-2099 Lougheed Hwy, Port Coquitlam, BC V3B 1A8

Strategic Mortgage Professionals Inc. 435 North Road, Coquitlam BC V3K 3V9

Idaho Short Sale Foreclosure Resource

Don Wixom (RE/MAX Advantage) — Sat, 21 Nov 2009 00:19:18 -0600

The National Association of Realtors currently only offers one designation for Realtor members in regards to Distressed Properties.

Don Wixom of RE/MAX Advantage in Nampa, Idaho has recently completed the required education in this rising specialty of the real estate industry.

Wixom holds several designations from the NAR as well as other organizations. Short sales and foreclosures are a bigger part of Idaho Real Estate inventory than ever before. Don Wixom is now a certified Resource for Short Sale sellers and buyers as well as Foreclosure properties.

The "SFR" Designation requires several hours of specific instruction on how to process a short sale transaction, negotiate with a third-party lender on behalf of a seller and to provide services to both buyers and sellers of Idaho distressed properties.

Don has been processing short sales since 1997 and has the experience in addition to the education to navigate through the stressful process. He recently published his Exclusive Short Sale Report which can be downloaded from his website at www.sellidaho.com.

Buyers are also able to search for Distressed Properties on the site as well as for Idaho Short Sales.

For quality real estate service with "Experience that counts" contact Nampa Realtor, Don Wixom.

Manage your property or video rental business with custom made rental software

david ewen (Commodity Rentals) — Sat, 21 Nov 2009 00:18:19 -0600

Rental Solutions – Custom Software – Video Rental Software

Mostly business issue demo software

Some businesses issue demo software individually of a full type, to avert hacking. In this example, the demo software is generally a pared down type of the genuine merchandise, and purchasers who purchase the software uninstall the demo type and establish the full version. For costly software, this procedure is often favored, since hackers have a vested interest in breaking the activation ciphers for pricey demo software in order that they can bypass giving for it.

In the past twosome of years, IT enterprises supplying custom software development services have emerged as premium destinations for programs services from India. The skill to develop, set up, and maintain the kind of scalable know-how responses for our purchasers, has endowed us to draw from a name in the locality of IT development.

Property Management / rental Software - simple to handle

Property rental software makes the enterprise of house administration simpler to handle. A lone program can help you pathway tenants, organize your investments and stay up to designated day on house maintenance. The scheme frees up time so you have more to dedicate to growing your business. Security is another topic with a property management software program. You desire to confirm all your enterprise data is not going to go away or get stolen. It realizes the security anxieties of their customers and strives to alleviate those worries. In supplement to the proficiency to trade items facts and numbers, it boasts state of the art security that is kept in a nearly protected environment.

You are just one click away to get free demo

Rental Management Software

As with any real estate, position enumerations more than any other lone factor. The best vacation properties offer certain thing outstanding — an outlook of the ocean, a high ground vista, a dock on a lake. For utmost request to pledge renters or future purchasers, look for a position interior three hours’ lift of a foremost metropolitan area. Longer distances or strong roads make weekend excursions an agony, and that bounds your market. There are many levy advantages of a vacation house and you should read the levy tips on this position to maximize levy savings. You may yearn to use rental management software to pathway vacation rental profits and expenses.

Video Rental Software - enhance productivity

Video rental software is conceived for managers of video rental or DVD rental businesses who desire to organize their enterprises with alleviate while enhancing productivity. If you are looking for a DVD, cd game or video rental software with very good accounts, a good clientele anecdotes following scheme, a handy booking scheme which would furthermore endow you to deal and pathway goods.

You directly contact with us for product inquiry

Author

Resources

http://en.wikipedia.org/wiki/User:Petricmassa

Silent Saturday - Beautiful and Breathtaking Gypsy Vanner

Souza Realty - California (Lots & Land, Custom Construction) — Sat, 21 Nov 2009 00:16:30 -0600

Silent Saturday - Beautiful and Breathtaking Gypsy Vanner

Draft horse known as a Gypsy Vanner, Gypsy Cob or Irish Cob.

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"We Dream. We Design. We Build."

Bob Souza & Leilani Souza, CRS, e-PRO, TRC

10 Tips for Buying a Home in Alexandria, Virginia

Sat, 21 Nov 2009 00:16:15 -0600

10 tips are helpful in other areas too.

Via Alexandria Virginia - Real Estate Editor (Featuring Susan Craft, CRS, REALTOR® - McEnearney Associates):

Step - 1 Making the Decision to Buy
This one seems obvious, but it's a decision that requires careful consideration. You should start by writing down the reasons you want a new house and assign points to each reason. Also assign points to why you should not buy. Once you have made the decision to buy a new home, then determine how long you intend to live in the new house. Then ask . . . does buying still make good financial sense? Next ask yourself if you can afford the home you want.

Step 2 - Hiring a Full-Time Professional Real Estate Agent
This is critical. You don't want to hire a part-time agent that does not understand the current market, financing options and legal issues. I suggest we schedule a time to meet, so we can discuss the reasons you want to buy a house and your plans for the future. This gives us the chance to discuss neighborhoods, schools, economic factors liable to affect the market today and tomorrow. At this time, I will also help you get pre-approved for a mortgage. Pre-approved is a written document from a mortgage broker or loan officer indicating his or her opinion that you will be approved for a mortgage loan up to a certain amount. A strong pre-approval will help us when we are negotiating with the seller.

Step 3 - Starting Your House Hunt
After our first meeting, I'll search the Multiple Listing Services (MLS) for houses that fit your criteria, and I will send you a list of homes to consider. Once you have reviewed these homes, I will ask for your comments so we can refine your search based on your feedback. Once it looks like you have refined your search to a manageable level, we will set up an auto-search within the MLS system for you.

When you're ready we will tour the area and visit some of the houses you have selected. I'll point out positive features and negative features. I'll ask you to tell me what you like and what you don't like. You'll probably amend your "wish list" as we tour houses, some things will become more important and others less important. With this new information, I'll refine our search criteria to narrow in on the house of your dreams.

Step 4 - Know the Market
My knowledge of the market is a key factor in the search for your home. I'll let you know when the market in a particular neighborhood is "hot" and requires immediate action or when the market is "cool" and you have time to wait for a better price.

As we tour houses, I'll let you know when the asking price may have negotiating room and when the house is "priced to sell". My unique market knowledge will keep you a step ahead of the "house hunting competition".

In a "seller's market" or when a home is priced below market, it is not unusual to see multiple offers on a property, full-price offers and even above-price offers. On the flip side, in a "buyer's market" there are more houses for sale than buyers. This gives us more negotiating room as houses are taking longer to sell, but still the very best homes priced to sell . . . will sell quickly with multiple bidders.

Step 5 - Find Your Dream House
I'm confident we'll find your dream house. When we do, I'll put together an offer tailored for your needs including appropriate contingencies (such as financing, inspections, clear title, etc.).
The most serious offers are presented with "earnest money". This is a cash deposit placed in an escrow account. The amount is applied to closing costs. If the seller accepts the offer, generally closing is held 30 to 60 days from the offer date (generally dependent on the turn around time of your mortgage financing). If the seller does not accept your offer, your escrow deposit is returned.

Step 6 - Negotiate the Deal
It is not uncommon to receive a counter offer in response to your offer. Don't let this discourage you. We will discuss the counter offer and decide whether or not to accept the counter offer, submit our own counter offer, or reject the counter offer and move on.
Market conditions will play a role in how aggressively we negotiate the deal. We will also work within your limits. Emotions can lead to buyer's remorse. It is better to set limits prior to negotiating an offer and stick to these limits.

Step 7 - Get a Loan
During the closing period, you will be working with your mortgage lender to secure the loan. Since you are pre-approved for the loan before starting your home search the only thing left to do is have an appraisal prepared and complete the inspection. Being pre-approved is critical to negotiating the best price on your dream home.

Step 8 - Close the Deal
You will receive a "Good Faith Estimate" of closing costs from your lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Step 9 - Move In
Congratulations! It's time to move into your new house and make it your home. Enjoy this exciting time. I'll give you a checklist to help you remember the numerous details that will make your moving day a pleasure.

Step 10 - Relax and Enjoy
Now it's time to take a deep breath, and then enjoy taking your time to make your new home your very own nest. Don't let all of the To Do things get to you. Make a list and take it one step at a time to convert your new house into your very own home.

Looking to Buy or Sell a Home or in Alexandria? - Email or call your Northern Virginia Real Estate Expert - Susan Craft, REALTOR®, CRS - Susan@SusanCraft.com or (703) 216-4501 - "Attentive and Responsive Services"

Visit Susan's Websites at AlexandriaHomes.PRO and SusanCraft.com

Susan is a proud member of the distinguished TEAM at McEnearney Associates - 109 S Pitt Street Alexandria, VA 22314 -In the Heart of Historic Old Town Alexandria

Would you like Auto-Emails of all new Blog Posts? Use the "Subscribe To:" button on the right hand side at http://www.alexandria-virginia-information.com/

Darrell Backen Website Navigation Tool

Real Estate Mortgages Marketing

604-726-7100

www.dobacken.com info@dobacken.com

Keller Williams Elite Realty A123-2099 Lougheed Hwy, Port Coquitlam, BC V3B 1A8

Strategic Mortgage Professionals Inc. 435 North Road, Coquitlam BC V3K 3V9

10 Tips for Buying a Home in Alexandria, Virginia

Sat, 21 Nov 2009 00:16:02 -0600

10 tips are helpful in other areas too.

Via Alexandria Virginia - Real Estate Editor (Featuring Susan Craft, CRS, REALTOR® - McEnearney Associates):

Step - 1 Making the Decision to Buy
This one seems obvious, but it's a decision that requires careful consideration. You should start by writing down the reasons you want a new house and assign points to each reason. Also assign points to why you should not buy. Once you have made the decision to buy a new home, then determine how long you intend to live in the new house. Then ask . . . does buying still make good financial sense? Next ask yourself if you can afford the home you want.

Step 2 - Hiring a Full-Time Professional Real Estate Agent
This is critical. You don't want to hire a part-time agent that does not understand the current market, financing options and legal issues. I suggest we schedule a time to meet, so we can discuss the reasons you want to buy a house and your plans for the future. This gives us the chance to discuss neighborhoods, schools, economic factors liable to affect the market today and tomorrow. At this time, I will also help you get pre-approved for a mortgage. Pre-approved is a written document from a mortgage broker or loan officer indicating his or her opinion that you will be approved for a mortgage loan up to a certain amount. A strong pre-approval will help us when we are negotiating with the seller.

Step 3 - Starting Your House Hunt
After our first meeting, I'll search the Multiple Listing Services (MLS) for houses that fit your criteria, and I will send you a list of homes to consider. Once you have reviewed these homes, I will ask for your comments so we can refine your search based on your feedback. Once it looks like you have refined your search to a manageable level, we will set up an auto-search within the MLS system for you.

When you're ready we will tour the area and visit some of the houses you have selected. I'll point out positive features and negative features. I'll ask you to tell me what you like and what you don't like. You'll probably amend your "wish list" as we tour houses, some things will become more important and others less important. With this new information, I'll refine our search criteria to narrow in on the house of your dreams.

Step 4 - Know the Market
My knowledge of the market is a key factor in the search for your home. I'll let you know when the market in a particular neighborhood is "hot" and requires immediate action or when the market is "cool" and you have time to wait for a better price.

As we tour houses, I'll let you know when the asking price may have negotiating room and when the house is "priced to sell". My unique market knowledge will keep you a step ahead of the "house hunting competition".

In a "seller's market" or when a home is priced below market, it is not unusual to see multiple offers on a property, full-price offers and even above-price offers. On the flip side, in a "buyer's market" there are more houses for sale than buyers. This gives us more negotiating room as houses are taking longer to sell, but still the very best homes priced to sell . . . will sell quickly with multiple bidders.

Step 5 - Find Your Dream House
I'm confident we'll find your dream house. When we do, I'll put together an offer tailored for your needs including appropriate contingencies (such as financing, inspections, clear title, etc.).
The most serious offers are presented with "earnest money". This is a cash deposit placed in an escrow account. The amount is applied to closing costs. If the seller accepts the offer, generally closing is held 30 to 60 days from the offer date (generally dependent on the turn around time of your mortgage financing). If the seller does not accept your offer, your escrow deposit is returned.

Step 6 - Negotiate the Deal
It is not uncommon to receive a counter offer in response to your offer. Don't let this discourage you. We will discuss the counter offer and decide whether or not to accept the counter offer, submit our own counter offer, or reject the counter offer and move on.
Market conditions will play a role in how aggressively we negotiate the deal. We will also work within your limits. Emotions can lead to buyer's remorse. It is better to set limits prior to negotiating an offer and stick to these limits.

Step 7 - Get a Loan
During the closing period, you will be working with your mortgage lender to secure the loan. Since you are pre-approved for the loan before starting your home search the only thing left to do is have an appraisal prepared and complete the inspection. Being pre-approved is critical to negotiating the best price on your dream home.

Step 8 - Close the Deal
You will receive a "Good Faith Estimate" of closing costs from your lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Step 9 - Move In
Congratulations! It's time to move into your new house and make it your home. Enjoy this exciting time. I'll give you a checklist to help you remember the numerous details that will make your moving day a pleasure.

Step 10 - Relax and Enjoy
Now it's time to take a deep breath, and then enjoy taking your time to make your new home your very own nest. Don't let all of the To Do things get to you. Make a list and take it one step at a time to convert your new house into your very own home.

Looking to Buy or Sell a Home or in Alexandria? - Email or call your Northern Virginia Real Estate Expert - Susan Craft, REALTOR®, CRS - Susan@SusanCraft.com or (703) 216-4501 - "Attentive and Responsive Services"

Visit Susan's Websites at AlexandriaHomes.PRO and SusanCraft.com

Susan is a proud member of the distinguished TEAM at McEnearney Associates - 109 S Pitt Street Alexandria, VA 22314 -In the Heart of Historic Old Town Alexandria

Would you like Auto-Emails of all new Blog Posts? Use the "Subscribe To:" button on the right hand side at http://www.alexandria-virginia-information.com/

Darrell Backen Website Navigation Tool

Real Estate Mortgages Marketing

604-726-7100

www.dobacken.com info@dobacken.com

Keller Williams Elite Realty A123-2099 Lougheed Hwy, Port Coquitlam, BC V3B 1A8

Strategic Mortgage Professionals Inc. 435 North Road, Coquitlam BC V3K 3V9

Home For Sale - 814 Orchard Lane, Waycross, GA

Lana Minchew (Cobblestone Realty, Inc.) — Sat, 21 Nov 2009 00:15:31 -0600

Lana Minchew | Cobblestone Realty, Inc. | 912-614-1353

814 Orchard Lane, Waycross, GA

4BR/3.5BA Single Family House

offered at $150,000

Year Built	1973
Sq Footage	2,577
Bedrooms	4
Bathrooms	3 full, 1 partial
Floors	2
Parking	None
Lot Size	.43 acres
HOA/Maint	$0 per month

DESCRIPTION

Spacious home in great neighborhood in the county. Four bedrooms and 3 1/2 baths. Formal livingroom and dining room. Family room/dining/kitchen combo. Lots of storage throughout house. Large covered back porch and beautifully landscaped back yard featuring a koi pond with fountain. Fenced back yard.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Family room
- Living room	- Dining room	- Dishwasher
- Stove/Oven	- Laundry area - inside

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Lana Minchew

Cobblestone Realty, Inc.

912-614-1353

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 20, 2009, 9:07pm PST

Cobblestone Realty, Inc.
621 Tebeau Street
Waycross, GA 31501

Cell: 912-614-1353
Office: 912-283-9595

The Safest Place To Kill Americans

Jon Zolsky (FunCoast Realty LLC) — Sat, 21 Nov 2009 00:13:32 -0600

Recently Maj. Nidal Malik Hasan went on a killing spree and 13 people lost their lives. And it happend on a military base Fort Hood, TX. There is a controversy here, whether he is a terrorist, or a disgruntled major acting like one. With the word disgruntled being a keyword. As if terrorists are not disgruntled people from our viewpoint.

But this is not about avoiding calling events the proper names. We may keep saying "honey", though...

I have not been to Texas, but movies portray it as a great State where everyone bears arms. Everyone must be an exaggeration, of course, but just think about it: there were 300 soldiers where the killings occurred, and if not on a military base, this terrorist would have been stopped sooner. 300 trained soldiers would have put him out of his disgruntled misery much sooner, and would not have to wait for a female Police officer to come to rescue (a great lady, by the way).

Isn't it a sad story that trained military men and women could not stop a terrorist simply because they were on a military base?

Does it make military bases the safest place to kill Americans?

What a paradox!

10 Tips for Buying a Home in Alexandria, Virginia

Sat, 21 Nov 2009 00:10:13 -0600

Step - 1 Making the Decision to Buy
This one seems obvious, but it's a decision that requires careful consideration. You should start by writing down the reasons you want a new house and assign points to each reason. Also assign points to why you should not buy. Once you have made the decision to buy a new home, then determine how long you intend to live in the new house. Then ask . . . does buying still make good financial sense? Next ask yourself if you can afford the home you want.

Step 2 - Hiring a Full-Time Professional Real Estate Agent
This is critical. You don't want to hire a part-time agent that does not understand the current market, financing options and legal issues. I suggest we schedule a time to meet, so we can discuss the reasons you want to buy a house and your plans for the future. This gives us the chance to discuss neighborhoods, schools, economic factors liable to affect the market today and tomorrow. At this time, I will also help you get pre-approved for a mortgage. Pre-approved is a written document from a mortgage broker or loan officer indicating his or her opinion that you will be approved for a mortgage loan up to a certain amount. A strong pre-approval will help us when we are negotiating with the seller.

Step 3 - Starting Your House Hunt
After our first meeting, I'll search the Multiple Listing Services (MLS) for houses that fit your criteria, and I will send you a list of homes to consider. Once you have reviewed these homes, I will ask for your comments so we can refine your search based on your feedback. Once it looks like you have refined your search to a manageable level, we will set up an auto-search within the MLS system for you.

When you're ready we will tour the area and visit some of the houses you have selected. I'll point out positive features and negative features. I'll ask you to tell me what you like and what you don't like. You'll probably amend your "wish list" as we tour houses, some things will become more important and others less important. With this new information, I'll refine our search criteria to narrow in on the house of your dreams.

Step 4 - Know the Market
My knowledge of the market is a key factor in the search for your home. I'll let you know when the market in a particular neighborhood is "hot" and requires immediate action or when the market is "cool" and you have time to wait for a better price.

As we tour houses, I'll let you know when the asking price may have negotiating room and when the house is "priced to sell". My unique market knowledge will keep you a step ahead of the "house hunting competition".

In a "seller's market" or when a home is priced below market, it is not unusual to see multiple offers on a property, full-price offers and even above-price offers. On the flip side, in a "buyer's market" there are more houses for sale than buyers. This gives us more negotiating room as houses are taking longer to sell, but still the very best homes priced to sell . . . will sell quickly with multiple bidders.

Step 5 - Find Your Dream House
I'm confident we'll find your dream house. When we do, I'll put together an offer tailored for your needs including appropriate contingencies (such as financing, inspections, clear title, etc.).
The most serious offers are presented with "earnest money". This is a cash deposit placed in an escrow account. The amount is applied to closing costs. If the seller accepts the offer, generally closing is held 30 to 60 days from the offer date (generally dependent on the turn around time of your mortgage financing). If the seller does not accept your offer, your escrow deposit is returned.

Step 6 - Negotiate the Deal
It is not uncommon to receive a counter offer in response to your offer. Don't let this discourage you. We will discuss the counter offer and decide whether or not to accept the counter offer, submit our own counter offer, or reject the counter offer and move on.
Market conditions will play a role in how aggressively we negotiate the deal. We will also work within your limits. Emotions can lead to buyer's remorse. It is better to set limits prior to negotiating an offer and stick to these limits.

Step 7 - Get a Loan
During the closing period, you will be working with your mortgage lender to secure the loan. Since you are pre-approved for the loan before starting your home search the only thing left to do is have an appraisal prepared and complete the inspection. Being pre-approved is critical to negotiating the best price on your dream home.

Step 8 - Close the Deal
You will receive a "Good Faith Estimate" of closing costs from your lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Step 9 - Move In
Congratulations! It's time to move into your new house and make it your home. Enjoy this exciting time. I'll give you a checklist to help you remember the numerous details that will make your moving day a pleasure.

Step 10 - Relax and Enjoy
Now it's time to take a deep breath, and then enjoy taking your time to make your new home your very own nest. Don't let all of the To Do things get to you. Make a list and take it one step at a time to convert your new house into your very own home.

Looking to Buy or Sell a Home or in Alexandria? - Email or call your Northern Virginia Real Estate Expert - Susan Craft, REALTOR®, CRS - Susan@SusanCraft.com or (703) 216-4501 - "Attentive and Responsive Services"

Visit Susan's Websites at AlexandriaHomes.PRO and SusanCraft.com

Susan is a proud member of the distinguished TEAM at McEnearney Associates - 109 S Pitt Street Alexandria, VA 22314 -In the Heart of Historic Old Town Alexandria

Would you like Auto-Emails of all new Blog Posts? Use the "Subscribe To:" button on the right hand side at http://www.alexandria-virginia-information.com/

Highlands Ranch Home Sales - The Hearth Oct 09

Rita and Brian Burke ~KennaRealEstate.com ~ 303.955.4220 — Sat, 21 Nov 2009 00:09:15 -0600

Highlands Ranch Home Sales - The Hearth Oct 09

Twelve houses sold in The Hearth in Highlands Ranch in October. One less than in Oct 2008. The average days on the market has more than doubled since last October. The home values in the Hearth have gone down about 5% since early parts of 2008. So, for example if a house sold for $290,000 in Jun 08, today you could expect to get $280,000. However this is not for each and every house.

The few ranch style homes that are sprinkled between the typical 2-story houses in the Hearth have been for the most part seen even larger depreciation.

The Hearth, Highlands Ranch Home Sales

	Oct 08	Oct 09
Closed Sales	13	12
Average Sales Price	$405,700	$353,978
% of Original List Price	95.6%	93.4%
Average Days on Market	69	153
Average Price /sq ft	$155	$160/sf
Pending		14
Number of Active Listings		49
New Listings		11

Days on Market = total days on market.

45 homes are for sale in the Hearth in Highlands Ranch as of Nov. 20th, 2009. The listing prices range from $265,900 to $699,000. The price per square foot ranges from $140 for a short sale to $250 per square foot for a ranch style home. Five homes for sale are listed as short sales.

Search Homes for Sale in The Hearth

Closed Sales Jan 07 to Jul 09 - The Hearth, Highlands Ranch

This Market Report is brought to you by Rita Burke, Kenna Real Estate. The report is for detached residential single family homes only and may not include all sales activity in the area. Figures for sold prices used are NET sold price, price after seller concessions or down payment assistance, if they were any. This report or any part of it may not be used without permission.

*Disclaimer: Data based on information from Metrolist, Inc. Metrolist Inc. does not guarantee nor is any way responsible for its accuracy. Content maintained by Metrolist Inc. may not reflect all real estate activity in the market. Information is deemed reliable but not guaranteed. Reported sales were not necessarily listed or sold by Kenna real estate and are intended only to show trends in the area. Disclaimer: Kenna Real Estate Blog does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Homeowners Denied Loan Modification Feel Cheated by Their Bank

Christine Hynes (American Loan & Mitigation Specialists) — Sat, 21 Nov 2009 00:04:48 -0600

I receive calls all the time from homeowners that try to handle their loan modifications themselves, and are denied by their bank. I hear the frustration in their voice as their bank would not tell them why they were denied, or put them into a trial loan modification and then denied them after the trial modification period was over.

I must first say that if you as a homeowner feel like you have the time, energy and know how, then why not try. The worse thing that can happen is that you are denied. Then maybe try again, or if you feel too beat up, then hire a professional.

The purpose of me writing this is not because I am pushing a professional to handle the modification, but to hopefully shed some light on why homeowners are being denied when they try this on their own. Again, I am not saying everyone gets denied, but the majority of homeowners do. The tough decision to make up front is, as a homeowner, how will I know if I am going to be successful or not. I think that is the million dollar question, and unfortunately you are just not going to know and the main reason is because you don't have the knowledge or experience.

Saying that, I do understand why someone wants to try and handle the process themselves. I think the main factor is the money they have to spend out of pocket for a professional to handle the negotiations is too costly. Especially when paying the mortgage is already challenging or they are behind in payments. For one, a professional that handles loan work outs is for the most part less expensive then the costs to refinance a home mortgage, but most roll refinance costs into the loan and do not pay out of pocket.

I also think that homeowners that are about to lose their homes or are behind in payments are playing with fire, if they think they can handle their bank in these situations. These situations are usually a ticking bomb and time is of the essence especially if you do not understand the foreclosure laws of your state. You may be doing more harm then good.

I do find that homeowners just don't understand the terms of their trial loan modification, the one they just negotiated themselves and just signed. There is a tiny clause in paperwork that basically says that the trial modification is only temporary while the bank evaluates your qualifications. So, the homeowner at the time of signing the trial modification papers does not realize the bank has not even evaluated their financial situation. They have as of yet promised nothing but a trial period.

I think the trial modification in essence makes the homeowner feel a sense of security in that the permanent modification is around the corner. This situation is different when an experienced Attorney handles the modification from beginning to end. In short, it is because these Attorneys have the experience and knows for the most part what will and won't be accepted by the banks. They also know how to handle the paperwork and the process.

In summary, most homeowners are denied because they do not know how to complete the paperwork, or how to handle the process, and even understand many of the terms and what they mean. This is especially true when it comes to trial loan modification paperwork, what a late payments means, how your credit is impacted, and foreclosure laws, just to name a few.

If you do feel helpless and taken advantage of by your bank and need a professional Attorney, we can be contacted at www.CallALMS.com

Click here to subscribe to my blog!

Christine Hynes

American Loan and Mitigation Specialists (ALMS)

"Preserving the American Dream"

www.callALMS.com

What's Wrong With this Picture? (3/8/9)

Tammie White (Keller Williams Realty) — Fri, 20 Nov 2009 23:59:09 -0600

With the cold weather approaching, think twice about installing a fireplace to your home on your own. You want to hire a professional. A licensed installer will prevent the unit from being too close to the house. The following picture taken by a home inspector, shows the potential danger to your home and family's lives.

Via Richard Acree - Home and Commercial Building (HABITEC Home and Building Inspections, LLC):

HINT: KABOOM!!

ANSWER: The homeowner installed a free-standing gas stove in the living room as an after market device. Then he placed the supporting propane tank on the opposite side of the wall and ran the gas line into the crawl space and up into the living room. Now look at that picture and imagine a fire that starts in the house at the new fireplace. How long will it take the heat and eventual flame to reach the propane tank? Minutes? Before the fire department shows up? Probably. Now imagine how large the explosion will be when the tank goes. The good news is that the explosion will probably blow the fire out as well. The bad news is that any people or other homes nearby will suffer greatly.

There are rules for locating propane tanks relative to the structure and the property line. Building codes may differ depending on the municipality. In general, a tank that is 500 gallons or less should be located at least 10' from the structure or property line. Tanks sized from 501 to 2000 gallons should be 25' from the structure or property line. Tanks exceeding 2000 gallons should be at least 50' from the structure or property line. No tank should be stored within inches of the structure. Otherwise, you may hear a loud KABOOM!!

Thank you,

Richard Acree

Comments in this blog posting are the copyrighted intellectual property of Richard Acree, President, HABITEC Home and Building Inspections, LLC, and contributing members of the Active Rain Real Estate network, and are intended to educate and otherwise assist home owners, sellers and buyers, building owners, sellers and buyers, realtors, real estate investors, property managers, and lenders in the process of owning, buying or selling homes or commercial buildings. HABITEC is a residential (home) and commercial building inspection company serving Middle Tennessee including Nashville, Brentwood, Franklin, Murfreesboro, Smyrna, Mt. Juliet, Hendersonville, Dickson, Belle Meade, Columbia, Spring Hill and more! In addition to building inspections HABITEC offers Environmental Services for mold assessments, radon testing and water quality analysis. Additional information about HABITEC can be found on our website at www.habitecinspections.com, or call 615-376-2753.

Richard Acree is the author of the HABITEC Home and Building Inspections Blog and founder of the ActiveRain Group Tennessee Home and Building Inspectors. All are welcome to join and see more blogs like this one.

This posting and the contents written here are the intellectual property and opinions of Tammie White of Keller Williams Realty. Providing real estate services to clients in Franklin, Brentwood, Nolensville, Thompsons Station, Spring Hill, Fairview, Leipers Fork, Nashville and the whole Middle TN area.

Paradise Real Estate, Successful Selling in A Buyer's Market, Paradise CA Homes For Sale, Part 8 of 8

Chain Real Estate, Investment & Mortgage, Steve Chain — Fri, 20 Nov 2009 23:58:50 -0600

Paradise Real Estate, Successful Selling In A Buyer's Market, Paradise CA Homes For Sale, Part 8 of 8

This is the 8th in an 8 part series. We are discussing Closing The Escrow:

With the on going changes in regulations, industry practice and market conditions a detailed approach is very necessary to successfully close an escrow.

Disclosures & Inspections:

Agent's Visual Inspection Disclosure: Both Buyer and Seller's agent must provide the AVID to the Buyer.
Seller's Real Estate Transfer Disclosure Statement: Selling with an AS-IS statement doesn't excuse the Seller from providing the completed TDS.
Natural Hazards Disclosure Statement: Generally the NHDS is obtained through 3rd party providers.
Other Disclosures: It is important to provide Seller's disclosures, to the Buyer, in a timely fashion to maintain the time line for Buyer's review and subsequent contingency removal. There maybe additional disclosures and inspections necessary due to the unique features of your property. Inspections such as well, septic, pool, spa and lead base paints may be required.
Home Inspection: A home inspection is a valuable assessment of the working condition of the home's mechanical and electrical equipment including a detailed visual inspection of the property. The limitations of the home inspection should be understood. Home inspections generally do not include an on-the-roof-inspection. They are also not a substitute for a pest inspection. Conducting a home inspection before the sale of the home can eliminate any surprises surrounding the discovery of damage during the home inspection.
Pest Inspection: Pest inspections evaluate the condition of the home relative to water damage, dry rot and wood destroying pests. Again conducting a pest inspection before the sale of the home can eliminate any surprises surrounding the discovery of damage during the pest inspection.
NOTE: Any Damage discovered, in a balanced real estate market, might leave room for negotiations for sharing those expenses between the Buyer and Seller. While most everything in the purchase is subject to negotiation a Buyer's Market may not present the same opportunity.

Contingency Removal-

Review of Preliminary Title Report: The preliminary title report will be inspected for "defects" and insurability for title insurance. Any defects in title will have to be "cured" or accepted by the Buyer and/or the Title Insurance Company.
Review of Inspection Reports: Buyer and Lender will be interested in reviewing all reports.
Appraisal Valuation:If a loan is being obtained on the home a licensed appraiser will establish the selling price relative to the local market value.
Loan Contingency: Once the previous reports are reviewed and Buyer's financial status confirmed the loan contingency should be removed. Note:The current real estate market has caused more review time and attention to detail surrounding real estate loans.
Time line: The time line for the close of escrow and the progressive removal of all contingencies should be monitored and maintained for a timely close of escrow.

Escrow Signing:

Documents will now be prepared for signing and both parties shall review the escrow documents for accuracy relative to the Residential Purchase Agreement and the terms of the loan. Lender Funding of the loan will take place and recordation of the documents will follow. Then final disbursements of funds.

Congratulations on Successfully Selling In A Buyer's Market, Paradise CA homes for sale

Real Estate Marketing assistance is available: call 530-370-1818 or email: steve@chainrealestate.net

PARADISE COMMUNITY INFORMATION SEARCH PARADISE LISTINGS

LPM HOME INSPECTION DIY TIPS - CEILING INSPECTIONS

John Toay (LPM Home Inspections, Inc.) — Fri, 20 Nov 2009 23:57:01 -0600

As mentioned earlier, I'll be giving you a few tips on what to look for when performing the final walk through of a house or condo before you go to closing. Remember, you only have a little while to examine the house and make a punch list of needed fixes during the walk through. Once you move in, you'll have years to find things that you'd have had fixed if only you'd noticed them before closing. Something wrong can be a source of constant irritation once you move in and then notice it. Take your time and look around. It'll save you a lot of aggravation later.

Most people only look straight ahead or only at eye level during the walk through. Lift your head. Raise your eyes. Take a moment to look at the ceiling, you know, that big, wide expanse above your head.

Here are a few things to look for that can drive you to drink:

Flat Drywall Ceiling

No bows, sags, unfinished or poor repairs;

No wrinkled or visible joint tape;

Free of nail or screw pops;

No water stains (usually rust or yellow colored) - they can be caused by serious defects

Look for paint smears near the walls.

Sprayed-On Ceilings

Drywall should be completely covered, no bare spots;

Walls should be free of overspray;

No sags or loose surface;

No evidence of water stains;

No wall paint smears.

Drop Ceilings

Check tile alignment against the wall to be sure it's been installed straight. If it's misaligned, one of them is crooked;

Make sure tiles are level with each other;

Look for finger and hand prints - a dirty ceiling will drive you crazy later;

Check for breaks, scrapes, holes, gouges and cracks.

35 Places to List your Real Estate Business Online for Local Search

Fri, 20 Nov 2009 23:56:56 -0600

Great info to make to your business more visible.

Via Rebecca Levinson, Real Estate Marketing Consultant (Real Skillz-Clear Marketing for Your Real Estate Vision):

35 Places to List your Real Estate Business Online for Local Search

BestofCitySearch- Nominate and vote for local businesses. Free

BestoftheWeb Local- Business Listing allows contact information, hours of operation, consumer reviews, about us. Free

CitySearch- Directory of local services. Can create ads and set a budget. Citysearch has a Mobile App for IPhone, a mobile app forBlackberry, and Palm Pre.- PAID Set a Budget.

CitySquares.com- List your Business profile. Free

Dex Knows- Local Search Listing- Paid

DiscoverourTown- Lists local businesses and city facts. Free

elocallisting-Optimized local business search marketing campaigns- Paid subscription fees. Need to register for information.

GenieKnows- Business Directory. Free

Geofollow-Location based twitter directory. Free

GetFave.com- Register your business listing, add maps, video, content. Free

Google Local Business Center- List your business on Google maps and add photos and video- Free

Hotfrog- U.S. Online Business Directory. Free

iBegin.com- Business listings for Canada and the U.S.; Geocoding.- Free

Insider Pages- Register your business listing. Free

Kudzu- Basic profile listing is free includes all contact information, link to website, hours of operation, and can respond to reviews.

Judy's Book- Contact to be part of Beta Group under Partners.

JustRealEstate.org- Contact for a business lising. Paid

Local.com- Local Directory of Businesses.-Free

Local Tweeps- Zipcode Level Twitter Directory. Free

Matchpoint.com- Submit your business listing and respond to RFP's. Receive Leads with Call Tracking and Management.-Free

Merchant Circle- List your business, add a blog, description, create coupons, network with local businesses, answer questions from consumers. Free

Metrobot- Submit a business listing. Free

Mojopages- Business listings for free with notification of user reviews and can also invite customers to review. Free

SeekOn- Submit site for a business listing. Free

Switchboard.com- Powered by Superpages.com. Business listings. Free

Topix- Single city business listings are free. Free

Trulia- Real Estate Listing Directory- List your real estate business, services, listings, local profile. Trulia pro accounts $19-$79/month

Twellowhood- Local Twitter Directory. Free

Tyloon- Business Listings for Free. Free

YellowBot- Local Search Site with user reviews. Free

Weblocal.ca- Canadian local search site with user reviews and video upload. $199 signup fee and $89monthly fee

Yelp- Reputation Management by user reviews. List your business. Recommend other local businesses. Free

Zillow- Register your local business. Free

ZoomInfo- Create your business profile and have people find you for new business opportunities. You can also register here to be notified when you can list your company...an upcoming ZoomInfo feature. Free

If you enjoyed this post then check out,

An Offering for Your Real Estate Marketing Toolkit: 45 Blog Directories

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****************************************************

Rebecca D. Levinson is a real estate marketing consultant with 17 years of experience serving real estate industry professionals.

If you need assistance with online marketing, offline marketing, social networking, or blogging contact Rebecca D. Levinson at #262-203-5231 or email rebecca@bloggingintherain.com.

David Medendorp

ALT Realtors

www.sellmuskegon.com

www.altpropertymanagement.com

Be Cautious About Giving Info to Census Workers

Fri, 20 Nov 2009 23:56:55 -0600

How do you identify a U.S. Census worker at your front door ? Larry tells us about advice from the BBB.

Via Larry Bettag - Cherry Creek Mortgage:

With the U.S. Census process beginning, the Better Business Bureau (BBB) advises people to be cautious. The major concern is that individuals don't become a victim of fraud or identity theft.

The first phase of the 2010 U.S. Census is under way as workers have begun verifying the addresses of households across the country. Eventually, more than 140,000 U.S. Census workers will count every person in the United States and will gather information about every person living at each address including name, age, gender, race, and other relevant data.

The big question is - how do you tell the difference between a U.S. Census worker and a con artist? BBB offers the following advice:

** If a U.S. Census worker knocks on your door, they will have a badge, a handheld device, a Census Bureau canvas bag, and a confidentiality notice. Ask to see their identification and their badge before answering their questions. However, you should never invite anyone you don't know into your home.

** Census workers are currently only knocking on doors to verify address information. Do not give your Social Security number, cre dit card or banking information to anyone, even if they claim they need it for the U.S. Census. While the Census Bureau might ask for basic financial information, such as a salary range, the Census Bureau will not ask for Social Security, bank account, or credit card numbers nor will employees solicit donations.

Eventually, Census workers may contact you by telephone, mail, or in person at home. However, the Census Bureau will not contact you by Email, so be on the lookout for Email scams impersonating the Census.

Never click on a link or open any attachments in an Email that are supposedly from the U.S. Census Bureau.

For more advice on avoiding identity theft and fraud, visit http://www.bbb.org/.
Larry Bettag - Regional Vice President, Midwest Region

Illinois FHA Specialist

630-417-7172

An Illinois Residential Mortgage Licensee

Think Clarksville * Think Fort Campbell * Think Real Estate * Think Roland

Licensed in both Tennessee & Kentucky. Please don't keep me a secret, if you know anyone looking to BUY or SELL, Please send me an e-mail and give them my name and number.

View my website at Clarksville Home Information or Fort Campbell Housing