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    <title>Tyrone's Blog</title>
    <link>http://activerain.com/blogs/28991</link>
    <description>Realtor in Tacoma,olympia,lacey,Roy,Yelm,Bonney lake,Puyallup,Lakewood,dupont washington,Keller Williams Real Estate,The Brown group,Tyrone Brown,Relocation,Listing Agent,Activerain Member,Washington State Pierce Thurston Counties</description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/1357777/buying-a-home-in-dupont-washington</guid>
      <title>Buying A home in Dupont Washington</title>
      <description>&lt;a href=&quot;http://www.greatrealestate.com/SearchRealestate.aspx?ID=7BC6A39DAD2D40D98051EFE72B9&quot; target=&quot;_blank&quot;&gt;&lt;img title=&quot;Search Real Estate&quot; src=&quot;http://www.greatrealestate.com/SearchRealEstate/BuyHome_LG.jpg&quot; border=&quot;0&quot; alt=&quot;Search Real Estate&quot;&gt;&lt;/a&gt;
</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Fri, 27 Nov 2009 21:11:06 -0600</pubDate>
      <link>http://activerain.com/blogsview/1357777/buying-a-home-in-dupont-washington</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1357776/buying-your-first-home-in-lacey-and-olympia-washington-</guid>
      <title>Buying Your First home in Lacey and Olympia Washington </title>
      <description>&lt;a href=&quot;http://www.greatrealestate.com/SearchRealestate.aspx?ID=7BC6A39DAD2D40D98051EFE72B9&quot; target=&quot;_blank&quot;&gt;&lt;img title=&quot;Search Real Estate&quot; src=&quot;http://www.greatrealestate.com/SearchRealEstate/BuyHome_LG.jpg&quot; border=&quot;0&quot; alt=&quot;Search Real Estate&quot;&gt;&lt;/a&gt;



Buying Your First home in Lacey and Olympia Washington .Begin your Search here</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Fri, 27 Nov 2009 21:09:53 -0600</pubDate>
      <link>http://activerain.com/blogsview/1357776/buying-your-first-home-in-lacey-and-olympia-washington-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1357758/find-homes-olympia-washington</guid>
      <title>Find homes Olympia Washington</title>
      <description>&lt;a href=&quot;http://www.greatrealestate.com/SearchRealestate.aspx?ID=7BC6A39DAD2D40D98051EFE72B9&quot; target=&quot;_blank&quot;&gt;&lt;img title=&quot;Search Real Estate&quot; src=&quot;http://www.greatrealestate.com/SearchRealEstate/BuyHome_LG.jpg&quot; border=&quot;0&quot; alt=&quot;Search Real Estate&quot;&gt;&lt;/a&gt;


GET Access to homes for sale Now Free !!!</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Fri, 27 Nov 2009 20:54:40 -0600</pubDate>
      <link>http://activerain.com/blogsview/1357758/find-homes-olympia-washington</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1251954/bank-owned-property-back-on-the-market-in-gig-harbor-washington-brought-to-you-by-tyrone-brown</guid>
      <title>Bank owned property Back on the market in  Gig Harbor Washington brought to you by Tyrone Brown</title>
      <description>&lt;p&gt;&lt;img src=&quot;http://locmedia.nwmls.com/DO_NOT_LINK/bigphoto/648/29120648.jpg?tsp=20090821191255&quot; height=&quot;298&quot; alt=&quot;&quot; width=&quot;300&quot; /&gt;&lt;/p&gt;
&lt;p&gt;This Rambler with 1600 square Feet offers 3 bedroom , 2 bath on just shy of an acre lot. Home has vaulted ceilings, Full master bath and a walk in closet. Extra large dining/Rec room Area for entertaining. Home also features a Back deck and an Oversized Back yard. You must see to Appreciate!!&amp;nbsp;&amp;nbsp;Looking for A great buy in Gig Harbor Washington .Then you must see this home !&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://tyronebrown.topproducerwebsite.com/listings.asp&quot; target=&quot;_blank&quot;&gt;CLICK HERE TO SEE MORE About This HOME&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Wed, 23 Sep 2009 10:12:21 -0500</pubDate>
      <link>http://activerain.com/blogsview/1251954/bank-owned-property-back-on-the-market-in-gig-harbor-washington-brought-to-you-by-tyrone-brown</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1029096/new-listing-in-olympia-washington-in-union-mill-8303-15th-ave-se-by-the-brown-group</guid>
      <title>New listing In Olympia Washington  in Union Mill 8303 15th Ave SE By The Brown group</title>
      <description>&lt;p&gt;&lt;strong&gt;This Conveniently Located Home close in walking distance to schools and local shopping &amp;amp; has so much to offer, This home sits on a corner lot with a low maintenance backyard.Come home to this warm &amp;amp; Inviting home with vaulted ceilings,french doors,Custom Oak Cabinets, Sprinkler System, 3 bedroom and 1.75 bath. It has a wonderful floor plan and so much more. 1-Year Home Warranty Included See more Pictures&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;a href=&quot;http://www.realestateshows.com/391596&quot; title=&quot;Inside Home Tour&quot; target=&quot;_blank&quot;&gt;click here&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/4/7/6/6/9/ar123941465996674.JPG&quot; height=&quot;259&quot; alt=&quot;&quot; width=&quot;360&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by Tyrone Brown&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Fri, 10 Apr 2009 20:57:35 -0500</pubDate>
      <link>http://activerain.com/blogsview/1029096/new-listing-in-olympia-washington-in-union-mill-8303-15th-ave-se-by-the-brown-group</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/730934/cuddle-up-by-the-fire-</guid>
      <title>Cuddle Up by the Fire!</title>
      <description>&lt;p&gt;&lt;strong&gt;Cudddle Up by the fire&lt;/strong&gt;!&lt;/p&gt;
&lt;p&gt;Nothing is better then snuggling up close to a loved one in front of a fire on a cold winter night but, at the same time ensuring that you enjoy years of warmth and comfort from your fireplace requires regular maintenance and safety practices. Before you light up your fireplace keep these tips in mind.&lt;/p&gt;
&lt;p&gt;1) Have your chimney inspected annually and professionally cleaned.&lt;/p&gt;
&lt;p&gt;2) Keep the area around the fireplace free and clear of any flammable objects and use a firplace screen.&lt;/p&gt;
&lt;p&gt;3) Keep your children and pets away from the fireplace and of course never leave unattended.&lt;/p&gt;
&lt;p&gt;4) Install both a carbon monoxide detector and smoke alarm in your home. Check the batteries regularly.&lt;/p&gt;
&lt;p&gt;5) Have a fire extinguisher readily available.&lt;/p&gt;
&lt;p&gt;6) Install a guard on top of your chimney to prevent animals and debris from getting in and blocking it.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by &lt;a href=&quot;http://www.thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown with Keller Williams of Tacoma and Olympia&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Wed, 08 Oct 2008 23:04:52 -0500</pubDate>
      <link>http://activerain.com/blogsview/730934/cuddle-up-by-the-fire-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/689100/nfl-football-fans-</guid>
      <title>NFL Football Fans!!!!!</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;NFL Football Fans!!!!&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;I need 200 Bloggers...NFL Season has Begun Last Week and these are the Great times to get together with Family and Friends to enjoy BBQ's , Dinners and Just great football debates on gameday.&lt;/p&gt;
&lt;p&gt;My favorite team is the Dallas Cowboys. I have liked them since Danny White was their Quarterback and Tony Dorsette was their Runningback.&lt;/p&gt;
&lt;p&gt;So I would like to see if I can get 200 comments about your Favorite team and Why you like them before 2nd kick-off.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by &lt;a href=&quot;http://www.thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller Williams of Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Sat, 13 Sep 2008 10:07:08 -0500</pubDate>
      <link>http://activerain.com/blogsview/689100/nfl-football-fans-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/675135/finding-out-your-mother-has-cancer-</guid>
      <title>Finding Out Your Mother Has Cancer.</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Finding Out Your Mother Has Cancer.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Yes, About 4 months ago or so I found out my mother of 62 years old has Cancer. She is still young, and Still full of life.&amp;nbsp; But Really How do you cope with your mother being diagnosed with Cancer?&amp;nbsp;&lt;/p&gt;
&lt;p&gt;It's hard to say what to&amp;nbsp;say or do when you are confronted with chanllenges like these in our lives but we somehow just do. You just learn to be strong for your family and Pray things will be okay.&amp;nbsp; Maybe some of you have been through this in your lives or have your own similar stories to share.&lt;/p&gt;
&lt;p&gt;Thanks for Listening to my story.&lt;/p&gt;
&lt;p&gt;Brought to you By &lt;a href=&quot;http://www.thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller Williams in Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Thu, 04 Sep 2008 19:49:23 -0500</pubDate>
      <link>http://activerain.com/blogsview/675135/finding-out-your-mother-has-cancer-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/670761/what-is-pmi-</guid>
      <title>What is PMI?</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;What Is PMI?&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;When you buy a house, you may motice a monthly charge incorporated into your mortgage payment listed as PMI.&lt;/p&gt;
&lt;p&gt;If you can not afford to make a 20 percent down payment, PMI, or private mortgage insurance protects your lender from loss is case of default. Private mortgage insurance will allow you to make a down payment significantly lower than the standard 20 percent, while still obtaining tradirional financing.&lt;/p&gt;
&lt;p&gt;Depending on your loan, you should be able to cancel your PMI coverage after septic guidlines have been met. These guidelines may include having made no late payments and having built at least 20 percent equity.&lt;/p&gt;
&lt;p&gt;Equity can be built quickly if your property value increases or if you make extra payments toward yourloan principal.&amp;nbsp; To cancel PMI, you will need to contact your lender. Canceling PMI often requires having your home's loan to value ratio verified through a formal property appraisal.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you By &lt;a href=&quot;http:thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller Williams of Tacoma &amp;amp; Olympia Washington.&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Tue, 02 Sep 2008 10:53:38 -0500</pubDate>
      <link>http://activerain.com/blogsview/670761/what-is-pmi-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/670377/new-listing-in-olympia-washington-8650-skokomish-way-ne-olympia-98516-by-tyrone-brown-keller-williams-tacoma-olympia</guid>
      <title>New Listing in Olympia Washington 8650 Skokomish Way NE Olympia 98516 By Tyrone Brown keller Williams Tacoma &amp; olympia</title>
      <description>&lt;iframe src=&quot;http://www.postlets.com/realestate/mini_385.php?pid=1137521&quot; marginwidth=&quot;0&quot; frameborder=&quot;0&quot; marginheight=&quot;0&quot; style=&quot;width:385px; height:510px; &quot;&gt;&lt;/iframe&gt;













Exquisite Rambler features 1365 sq.ft. with 3 bedrooms,1 ba, Living room, bonus room .That is Upgaded throughout.Kitchen comes with new countertops, cabinets,Full Appliance Pkg,laminate &amp; vinyl flooring. New Windows,French Doors off the Dining room and all new interior doors and that's not all RV Parking, Sprinker System and a Spaciuos Yard to Entertain </description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Tue, 02 Sep 2008 00:19:16 -0500</pubDate>
      <link>http://activerain.com/blogsview/670377/new-listing-in-olympia-washington-8650-skokomish-way-ne-olympia-98516-by-tyrone-brown-keller-williams-tacoma-olympia</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/670034/be-prepared-for-winter</guid>
      <title>Be Prepared For Winter</title>
      <description>&lt;p&gt;&lt;strong&gt;Winter Is fast Approaching&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Here is a to do list to prepare fro the winter:&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Install a Programmable Thermostat:&lt;/strong&gt; Use it to automaticall control the heat when you are not home and overnight while yo are sleeping.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Check if Cold air is getting into your house:&lt;/strong&gt; If your house is drafty, you may need additional insulation.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Use Drapes:&lt;/strong&gt; Where windows fce the sun, keep the drapes open in the day, but close&amp;nbsp; the drapes at night. Keeping the drapes closed will reduce drafts and you'll reduce heating costs.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Repair Windows:&lt;/strong&gt; Even a crack drives fuel bills up. Got a loose window?&amp;nbsp; Install weather -stripping it helps cold air out of the house.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Install Storm Windows:&lt;/strong&gt; Remember to put them down once winter begins.&amp;nbsp;They pay for themselves by keeping cold air out and preventing moisture from collwcting on the windows.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Close storm doors:&lt;/strong&gt; Seals air leaks by caulking and weather-stripping doors.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Clean your fireplace:&lt;/strong&gt; Call a professional chimney sweep to perform your annual fireplace inspection.&lt;/p&gt;
&lt;p&gt;When not in use close your fireplace flue to keep drafts out.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Mon, 01 Sep 2008 19:26:16 -0500</pubDate>
      <link>http://activerain.com/blogsview/670034/be-prepared-for-winter</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/670025/what-really-is-an-arm-</guid>
      <title>What Really is an ARM?</title>
      <description>&lt;p&gt;&lt;strong&gt;What is a ARM?&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;When you decide to purchase a Home&amp;nbsp; there are many options of financing available. it can just be difficult to find the right one for you.&lt;/p&gt;
&lt;p&gt;Adjustable-rate mortgage's, or ARMs, contain rates that change according to the market. The rate usually includes the current index, plus something refered to as points to account for the lender's profit. Monthly payments can change at various intervals.&lt;/p&gt;
&lt;p&gt;If you opt to choose an adjustable -rate loan you have even more options.&amp;nbsp; There are ARMs with interest rate caps and others that contain payment&amp;nbsp;caps.&amp;nbsp; The interest-cap loans set limits on how low the rate can go at each period of adjustment.&lt;/p&gt;
&lt;p&gt;The payment-cap loans put a limit on the amount of the monthly payment and state that the payment cannot increase by the certain percentage, even if the rate rises.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by &lt;a href=&quot;http://www.thebrowns%20group.com/&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Kellers Williams&amp;nbsp;in Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&amp;nbsp;, check out more information on &lt;a href=&quot;http://www.thebrownsgroup.com&quot;&gt;www.thebrownsgroup.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Mon, 01 Sep 2008 19:22:06 -0500</pubDate>
      <link>http://activerain.com/blogsview/670025/what-really-is-an-arm-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/669547/what-is-labor-day-about-here-in-tacoma-olympia-lacey-lakewood-and-dupont</guid>
      <title>What is Labor  Day  about here in Tacoma,Olympia,Lacey,Lakewood and Dupont</title>
      <description>&lt;p style=&quot;text-align: center;&quot;&gt;&lt;strong&gt;&quot;The Meaning Of Labor Day&quot;&lt;/strong&gt;&lt;/p&gt;
&lt;p align=&quot;left&quot;&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p align=&quot;left&quot;&gt;&lt;strong&gt;Labor Day, the first Monday in September, is a creation of the labor movement and is dedicated to the social and economic achievements of American workers. It constitutes a yearly national tribute to the contributions workers have made to the strength, prosperity, and well-being of our country&lt;/strong&gt;.&lt;/p&gt;
&lt;p align=&quot;left&quot;&gt;&amp;nbsp;&lt;/p&gt;
&lt;p align=&quot;left&quot;&gt;For Any of your Real Estate need Vist us&amp;nbsp; @ &lt;a href=&quot;http://www.ThebrownsGroup&quot;&gt;www.ThebrownsGroup&lt;/a&gt;&lt;/p&gt;
&lt;p align=&quot;left&quot;&gt;&amp;nbsp;Brought to you by Tyrone Brown Of Keller Williams&amp;nbsp; Tacoma &amp;amp; olympia Realty&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Mon, 01 Sep 2008 14:26:06 -0500</pubDate>
      <link>http://activerain.com/blogsview/669547/what-is-labor-day-about-here-in-tacoma-olympia-lacey-lakewood-and-dupont</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/668794/pointers-on-clearing-the-closet-clutter</guid>
      <title>Pointers on clearing the closet Clutter</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://activerain.com/blogsview/666886/Clearing-the-Closet-Clutter&quot; rel=&quot;bookmark&quot;&gt;Clearing the Closet Clutter&lt;/a&gt; (&lt;a href=&quot;http://activerain.com/action/blogs_admin//666886&quot;&gt;edit&lt;/a&gt;/&lt;a href=&quot;http://activerain.com/action/blogs_admin/delete_entry/666886&quot;&gt;delete&lt;/a&gt;) &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Clearing the Closet Clutter&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;With Todays hectic lifestyle, many people are searching&amp;nbsp;for ways to simplify their lives.&amp;nbsp; The best ways to make more time for you, while still meeting daily demands, is to become more organized, and the number 1 area most people could use some organization is their closet.&lt;/p&gt;
&lt;p&gt;You may choose to have a custom closet built or purchase one of the many closet organizing systems available on the market today.&amp;nbsp; The first step, however,, is too sort your clothing, accessories and shoes to see exactly what you have. This is also a good way of getting rid of the some of those things that you haven't worn in quite a while.&amp;nbsp; Divide your clothes into categories of the similar items such as shirts, sweaters and pants etc.&amp;nbsp; Then divide into smaller groups either by style or color.&lt;/p&gt;
&lt;p&gt;You should now have a goof idea about your closet needs and can begin selecting features for custom closet.&amp;nbsp; Custom closet options inclide pull-out brackets, shoe rails, wooden pant and tie racks, hidden portable laundry hampers and adjustable shelving in a variety of finishes.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by &lt;a href=&quot;http://www.thebrownsgroup.com/&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller Williams in Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Sun, 31 Aug 2008 21:51:20 -0500</pubDate>
      <link>http://activerain.com/blogsview/668794/pointers-on-clearing-the-closet-clutter</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/666920/what-is-a-arm-</guid>
      <title>What is a ARM?</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;What is a ARM?&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;When you decide to purchase a Home&amp;nbsp; there are many options of financing available. it can just be difficult to find the right one for you.&lt;/p&gt;
&lt;p&gt;Adjustable-rate mortgage's, or ARMs, contain rates that change according to the market. The rate usually includes the current index, plus something refered to as points to account for the lender's profit. Monthly payments can change at various intervals.&lt;/p&gt;
&lt;p&gt;If you opt to choose an adjustable -rate loan you have even more options.&amp;nbsp; There are ARMs with interest rate caps and others that contain payment&amp;nbsp;caps.&amp;nbsp; The interest-cap loans set limits on how low the rate can go at each period of adjustment.&lt;/p&gt;
&lt;p&gt;The payment-cap loans put a limit on the amount of the monthly payment and state that the payment cannot increase by the certain percentage, even if the rate rises.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by &lt;a href=&quot;http://www.thebrowns group.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Kellers Williams&amp;nbsp;in Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Sat, 30 Aug 2008 11:23:26 -0500</pubDate>
      <link>http://activerain.com/blogsview/666920/what-is-a-arm-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/666886/clearing-the-closet-clutter</guid>
      <title>Clearing the Closet Clutter</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Clearing the Closet Clutter&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;With Todays hectic lifestyle, many people are searching&amp;nbsp;for ways to simplify their lives.&amp;nbsp; The best ways to make more time for you, while still meeting daily demands, is to become more organized, and the number 1 area most people could use some organization is their closet.&lt;/p&gt;
&lt;p&gt;You may choose to have a custom closet built or purchase one of the many closet organizing systems available on the market today.&amp;nbsp; The first step, however,, is too sort your clothing, accessories and shoes to see exactly what you have. This is also a good way of getting rid of the some of those things that you haven't worn in quite a while.&amp;nbsp; Divide your clothes into categories of the similar items such as shirts, sweaters and pants etc.&amp;nbsp; Then divide into smaller groups either by style or color.&lt;/p&gt;
&lt;p&gt;You should now have a goof idea about your closet needs and can begin selecting features for custom closet.&amp;nbsp; Custom closet options inclide pull-out brackets, shoe rails, wooden pant and tie racks, hidden portable laundry hampers and adjustable shelving in a variety of finishes.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by &lt;a href=&quot;http://www.thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller Williams in Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Sat, 30 Aug 2008 10:59:36 -0500</pubDate>
      <link>http://activerain.com/blogsview/666886/clearing-the-closet-clutter</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/663368/winter-is-fast-approaching</guid>
      <title>Winter Is fast Approaching</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Winter Is fast Approaching&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Here is a to do list to prepare fro the winter:&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Install a Programmable Thermostat:&lt;/strong&gt; Use it to automaticall control the heat when you are not home and overnight while yo are sleeping.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Check if Cold air is getting into your house:&lt;/strong&gt; If your house is drafty, you may need additional insulation.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Use Drapes:&lt;/strong&gt; Where windows fce the sun, keep the drapes open in the day, but close&amp;nbsp; the drapes at night. Keeping the drapes closed will reduce drafts and you'll reduce heating costs.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Repair Windows:&lt;/strong&gt; Even a crack drives fuel bills up. Got a loose window?&amp;nbsp; Install weather -stripping it helps cold air out of the house.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Install Storm Windows:&lt;/strong&gt; Remember to put them down once winter begins.&amp;nbsp;They pay for themselves by keeping cold air out and preventing moisture from collwcting on the windows.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Close storm doors:&lt;/strong&gt; Seals air leaks by caulking and weather-stripping doors.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Clean your fireplace:&lt;/strong&gt; Call a professional chimney sweep to perform your annual fireplace inspection.&lt;/p&gt;
&lt;p&gt;When not in use close your fireplace flue to keep drafts out.&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Thu, 28 Aug 2008 00:48:09 -0500</pubDate>
      <link>http://activerain.com/blogsview/663368/winter-is-fast-approaching</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/663351/avoiding-road-rage</guid>
      <title>Avoiding Road Rage</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Avoiding Road Rage&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Commuting to and from the office , driving to showing and scounting neighborhoods can mean alot of time spent in the car. Traffic and rude drivers can be frustrating, but as temping as it may be to react to theses stressful situations, please resist the urge to make a bad situation worse.&lt;/p&gt;
&lt;p&gt;*&lt;strong&gt;Follow the rules of the road&lt;/strong&gt;: Avpid dangerous behaviors as speeding, taingating and erratic lane changes.&lt;/p&gt;
&lt;p&gt;* &lt;strong&gt;Plan Ahead:&lt;/strong&gt; I know we are all in a hurry, But give yourself plenty of time for delays.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;* Don't respong to Aggression:&lt;/strong&gt; And what ever you do please no eye contact. Although yo may want to tell drivers how yu feel about their driving there is no way to really know what frame of mind another person is in and you don't want to cause a escalating in the situation.&lt;/p&gt;
&lt;p&gt;* &lt;strong&gt;Never Get out of the Car: &lt;/strong&gt;A verbal confrontation is not worth the risk of violence. If another driver confronts you lock your doors and close your windows. Try and drive away, if you are not able and have a cell phone call the police.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by &lt;a href=&quot;http:thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Kellers Wiliams in Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Thu, 28 Aug 2008 00:20:42 -0500</pubDate>
      <link>http://activerain.com/blogsview/663351/avoiding-road-rage</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/663325/preventing-plumbing-problems</guid>
      <title>Preventing Plumbing Problems</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Preventing Plumbing Problems&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;In the bathroom&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;* &lt;/strong&gt;Hair is the number 1 cause of clogged drains.&amp;nbsp; Put strainers in your tubs and showers to trap hair and keep drains flowing smoothly-be sure to clean then regularly.&lt;/p&gt;
&lt;p&gt;* Do not attempt to flush facial tissues, sanitary products or diapers.&amp;nbsp; Anything other than toilet paper should be thrown away in the trash, not the toilet.&lt;/p&gt;
&lt;p&gt;* To remove unattractive mineral deposits, pour one cup of vinegar into a plastic bag and attach over the shower head or faucet with a rubber band.&amp;nbsp; Allow to soak overnight, then remove, wipe off mineral deposit and rinse.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;In the basement&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;* Keep odors from backing up into your home by periodically pouring a bucket of water down the drain. This will keep&amp;nbsp; the seal intact and remove any sediment.&lt;/p&gt;
&lt;p&gt;*Check your water meter when no water is being used, then check it again several hours later. If&amp;nbsp; you notice a significant change in the reading, you may have an undetected water leak.&lt;/p&gt;
&lt;p&gt;* Annually check the hoses on your washing machine for signs of cracking or weak spots. Replace if needed.&lt;/p&gt;
&lt;p&gt;Brought &amp;nbsp;to you by &lt;a href=&quot;http:thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller Williams in Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Wed, 27 Aug 2008 23:59:21 -0500</pubDate>
      <link>http://activerain.com/blogsview/663325/preventing-plumbing-problems</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/663297/what-does-the-title-company-do-</guid>
      <title>What Does The Title Company Do?</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;What Does The Title Company Do?&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;1.&amp;nbsp; Requests a title report and a title insurance policy.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;2.&amp;nbsp; Pays off existing loans when necessary&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;3.&amp;nbsp; Adjusts taxes and insurance between the buyer and seller.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;4.&amp;nbsp; Computes interest on loans.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;5.&amp;nbsp; Aquires hazard Insurance documents.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;6.&amp;nbsp; Has a buyer and seller sign the documents.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;7.&amp;nbsp; Records the appropriate documents&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;8. Disburse the documents and money to each party involved.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;The title company conducts a title search, which is a history of previous owners of the property and details of all prior transactions, existing liens and encumbrances or other factors that affect the title to the property.&amp;nbsp; You will receive a Preliminary Title Report which covers all of these items.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Brought to you by &lt;a href=&quot;http:thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller Williams in Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Wed, 27 Aug 2008 23:39:09 -0500</pubDate>
      <link>http://activerain.com/blogsview/663297/what-does-the-title-company-do-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/663275/changing-market-in-lacey-washington-requires-a-changing-agent</guid>
      <title>Changing Market In Lacey Washington requires a Changing Agent</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Changing Market in&amp;nbsp;Lacey Washington requires a Changing Agent&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;There is a difference between&amp;nbsp; listing a house and selling a house.&amp;nbsp; You need all of the facts to help you get your house sold, for the highest price and in the shortest amount of time.&lt;/p&gt;
&lt;p&gt;In this competitive market&amp;nbsp; it is important to choose your Real Estate team wisely.&amp;nbsp;&amp;nbsp;It is important to base on skill set&amp;nbsp;and Agents that know the market trends and get you the exposure.&lt;/p&gt;
&lt;p&gt;We pride ourselves on educating consumers&amp;nbsp;in this changing market. There are alot of opportunies for Buyers and&amp;nbsp;Sellers &amp;nbsp;What it takes&amp;nbsp;is &amp;nbsp;agents willing to change and adapt to new market strategies.&lt;/p&gt;
&lt;p&gt;For a Free market Analysis please Call &lt;a href=&quot;http:thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at keller Williams in Tacoma&amp;nbsp;Washington&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Wed, 27 Aug 2008 23:27:37 -0500</pubDate>
      <link>http://activerain.com/blogsview/663275/changing-market-in-lacey-washington-requires-a-changing-agent</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/663273/changing-market-in-tacoma-washington-requires-a-changing-agent-</guid>
      <title>Changing Market in Tacoma Washington requires a Changing Agent.</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Changing Market in Tacoma Washington requires a Changing Agent&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;There is a difference between&amp;nbsp; listing a house and selling a house.&amp;nbsp; You need all of the facts to help you get your house sold, for the highest price and in the shortest amount of time.&lt;/p&gt;
&lt;p&gt;In this competitive market&amp;nbsp; it is important to choose your Real Estate team wisely.&amp;nbsp;&amp;nbsp;It is important to base on skill set&amp;nbsp;and Agents that know the market trends and get you the exposure.&lt;/p&gt;
&lt;p&gt;We pride ourselves on educating consumers&amp;nbsp;in this changing market. There are alot of opportunies for Buyers and&amp;nbsp;Sellers &amp;nbsp;What it takes&amp;nbsp;is &amp;nbsp;agents willing to change and adapt to new market strategies.&lt;/p&gt;
&lt;p&gt;For a Free market Analysis please Call &lt;a href=&quot;http:thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at keller Williams in Tacoma&amp;nbsp;Washington&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Wed, 27 Aug 2008 23:24:32 -0500</pubDate>
      <link>http://activerain.com/blogsview/663273/changing-market-in-tacoma-washington-requires-a-changing-agent-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/657808/the-most-costly-mistakes-homebuyers-can-make-</guid>
      <title>The Most Costly Mistakes Homebuyers Can Make!</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;The Most Costly Mistakes Homebuyers Can Make!&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Not Looking at the Big Picture:&lt;/span&gt;&lt;/strong&gt; How wll the home work for your family, now and in the future?&amp;nbsp; How easy will it be to sell the home later?&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Skipping a Proper Inspection:&lt;/span&gt;&lt;/strong&gt; The Inspection may cost a few hundred dollars up front, but it can save you thousands if the home has issues like termites or structual problems.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Being Impatient:&lt;/span&gt;&lt;/strong&gt; A home shouldn't be an &lt;strong&gt;&quot;impulse purchase&quot;-&lt;/strong&gt;take your time and find the home that works best for you.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Not Doing Financial Homework:&lt;/span&gt;&lt;/strong&gt; Before you go home shopping, check your credit report, talk to alender, and find your price range and most importanly get a pre-approval for the loan.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Ignoring Expert Advise:&lt;/span&gt;&lt;/strong&gt;&amp;nbsp; Hire a professional&amp;nbsp; to know the market, help you through the entire process, handle the paperwork and make sure you get the best deal.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by &lt;a href=&quot;http:thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller Williams in Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Sun, 24 Aug 2008 21:13:04 -0500</pubDate>
      <link>http://activerain.com/blogsview/657808/the-most-costly-mistakes-homebuyers-can-make-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/657775/helpful-tips-to-create-a-more-inviting-entrance</guid>
      <title>Helpful tips to create a more Inviting Entrance</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Helpful tips to create a more Inviting Entrance&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Clear the Clutter: &lt;/strong&gt;Mail stacked on the table, shoes lined up against the wall. Too much clutter can minimize the space, detract from you decor, and put you in a bad mood by reminding you of chores you have to do eventually.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Make it Financial:&lt;/strong&gt; If your habit is to&amp;nbsp;drop keys, coats or shoes as soon as you walk in the door, use storage solutions that will follow your habits and minimize clutter.&amp;nbsp; Try a small table with a decorative key plate and a drawer for the mail, or a standing coat rack that will hold coats and shoes.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Personalize It:&lt;/strong&gt; You enrtyway is part of the guesta first impression of you and your home.&amp;nbsp; Give them a sense of who you are by including personal items like family photos and favorite paperwork.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to yu By &lt;a href=&quot;http:thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller William in Tacoma and Olympia Washington&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Sun, 24 Aug 2008 20:51:24 -0500</pubDate>
      <link>http://activerain.com/blogsview/657775/helpful-tips-to-create-a-more-inviting-entrance</link>
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    <item>
      <guid>http://activerain.com/blogsview/657763/how-to-successfully-monitor-your-credit-report</guid>
      <title>How To Successfully Monitor Your Credit report</title>
      <description>&lt;p&gt;&lt;strong&gt;How To Successfully Monitor Your Credit report&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Check your Credit report Regularly: &lt;/strong&gt;Pull your credir report at least once a year, or before you apply for a loan.&amp;nbsp; Be sure to check your reports from all 3 agencies-Equifax, Experian and TransUnion.&amp;nbsp; Also be wary of companies that offer &quot;credit Monitoring&quot; services.. You can purchase this service from the agencies themselves for a lower fee.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Take Advantage of your free Annual report:&lt;/strong&gt;&amp;nbsp; With the new FACT Act, you are entitled by law to receive one free credit report every 12 months.&amp;nbsp; You can request your report online at &lt;a href=&quot;http://www.Annualcreditreport.com&quot;&gt;WWW.Annualcreditreport.com&lt;/a&gt; or phone at #1-877-322-8228.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Fix Errors Immediately: &lt;/strong&gt;If you spot an error on your report, contact the agency immediately to have the error corrected so it doesn't affect you when you apply for a loan.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by &lt;a href=&quot;http:thebrownsgroup.com&quot; target=&quot;_blank&quot;&gt;Tyrone Brown at Keller Williams of Tacoma &amp;amp; Olympia Washington&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Tyrone Brown (Keller Williams Tacoma)</dc:creator>
      <pubDate>Sun, 24 Aug 2008 20:39:52 -0500</pubDate>
      <link>http://activerain.com/blogsview/657763/how-to-successfully-monitor-your-credit-report</link>
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