Ray's Blog

Windstorm Mitigation Inspection Will Save $$$ on Insurance

Ray Sanchez (Allview Property Inspections) — Wed, 26 Sep 2007 19:37:51 -0500

Wind Mitigation Inspections are a valuable inspection service that may reduce your windstorm insurance.Insurance discounts are available for building features that reduce damage during high wind events. The discounts are justified because stronger, more wind-resistive structures have lower windstorm losses, which mean reduced costs to insurance companies.Most existing structures have one or more wind resistive construction features and may qualify for some insurance discounts.

Insurance Appraisals--- SAVE $$$$$$$

Ray Sanchez (Allview Property Inspections) — Thu, 09 Aug 2007 02:01:37 -0500

CITIZENS INSURANCE APPRAISALS

Due to the recent requirement changes by Citizens Insurance, all commercial insurance recipients are now required to obtain appraisals to determine the replacement costs of all insurable structures for insurance underwriting. These replacement cost appraisals are needed to determine the correct insurable coverage amounts, and must be submitted prior to approval and insurance binding.

We have extensive knowledge of the underwriting guidelines and requirements required by Citizens Insurance's underwriting department. This allows our firm to complete quality reports much quicker than the normal appraisal office.

GET A REPLACEMENT COST APPRAISAL
A replacement cost appraisal can save you hundreds or even thousands of dollars. Citizens Insurance Corp., as well as other insurance companies accept appraisals (see below) and they must have been done within the last 12 months. Also, make sure the appraiser is Florida Certified. HAC has a few appraisers listed below that are charging reduced rates due to the insurance crisis. "Replacement cost" is the amount needed to repair the damage or to rebuild the home to its pre-loss condition. For insurance purposes, the replacement cost of a home is NOT the market value of the home, its purchase price or the outstanding amount of any mortgage loan. It does not include the value of the land, but is the cost of rebuilding your home.

Florida Windstorm Mitigation Inspection

Ray Sanchez (Allview Property Inspections) — Fri, 20 Jul 2007 15:56:12 -0500

The Florida Windstorm Underwriters Association FWUA rewards you for
protecting your Home!!

By meeting the protection criteria of the FWUA, Insurance companies
will reduce your property insurance premiums accordingly. But to
qualify, it's up to you to record the windstorm protection devices
installed at your property.

Allview Property Inspections can perform this task for you. We have the proper forms to fill
out and will gladly assist you. Typically our fee is easily recovered
in less than one year premium savings.

If you want to save money on your Home Owners Insurance, then don't
hesitate..CALL US NOW!!!

Raciel (Ray) Sanchez CGC, CUC, CWMS, ACA
Allview Property Inspections Llc.
(786)282-9031
rmstcon@aol.com
www.allviewinspections.com

SAVE UP TO 40% ON PROPERTY INSURANCE

Ray Sanchez (Allview Property Inspections) — Sun, 15 Jul 2007 13:16:48 -0500

The state of Florida REQUIRES Insurance Companies to offer REDUCED RATES for certain Hurricane resistant features.
Wind Mitigation Inspections are a valuable inspection service that may reduce your windstorm insurance.Insurance discounts are available for building features that reduce damage during high wind events. The discounts are justified because stronger, more wind-resistive structures have lower windstorm losses, which mean reduced costs to insurance companies.Most existing structures have one or more wind resistive construction features and may qualify for some insurance discounts.
Ray Sanchez

(786)282-9031

ray@allviewinspections.com

Windstorm Mitigation Inspection

Ray Sanchez (Allview Property Inspections) — Sun, 15 Jul 2007 03:58:44 -0500

What is a Wind Mitigation Inspection ?

The state of Florida REQUIRES Insurance Companies to offer REDUCED RATES for certain Hurricane resistant features.
We will document the features present in your home and produce a report for you to use in your request for reduced rates.
Why are insurance companies offering the discounts?

The state legislation adopted provisions for a new statewide building code (the 2001 Florida Building Code), which became effective on March 1, 2002. The same legislation included a requirement for insurance companies to provide property insurance discounts for homes that have construction features that reduce the losses in windstorms. Each insurance company was required to submit new rates by February 28, 2003 and include discounts for wind damage reduction (mitigation) construction features. The discounts are justified because stronger, more wind-resistive houses have lower windstorm losses, and lower windstorm losses mean reduced costs to insurance companies. The insurance discounts provide some financial incentives for homeowners to strengthen their existing homes and for new construction to be built to the strongest options in the Florida Building Code. These new insurance rate discounts in Florida began to take place in 2003. They apply to both existing construction (houses built prior to 2002) and new construction built to the new statewide Florida Building Code (FBC).

Raciel (Ray) Sanchez CGC, CUC, CWMS, ACA
Allview Property Inspections Llc.
(786)282-9031
rmstcon@aol.com
www.allviewinspections.com

Insurane Inspections- Citizens Insurance Appraisals

Ray Sanchez (Allview Property Inspections) — Sat, 07 Jul 2007 11:24:16 -0500

Citizens Insurance Appraisals /Recent Change

Ray Sanchez (Allview Property Inspections) — Fri, 06 Jul 2007 19:03:02 -0500

We have extensive knowledge of the underwriting guidelines and requirements required by Citizens Insurance's underwriting department. This allows our firm to complete quality reports much quicker than the normal appraisal office.

Call for ypur appraisal today.

HOME INSPECTORS WILL FINALLY NEED TO BE LICENSED.

Ray Sanchez (Allview Property Inspections) — Mon, 02 Jul 2007 05:44:42 -0500

I am glad to announce that the governor has signed legislation to require home inspectors to be licensed. I hear every one say certified. BY WHO? I also belong to a Nationall organization. IF YOU PAY THE FEE>>> YOU"RE CERTIFIED. NOT GOOD FOR THOSE OF US WHO HAVE THE FIELD AND SCHOOL EXPERIANCE> I HAVE GREAT RESPECT FOR """CERTIFIED""""" I HAVENBEEN A FLORIDA CERTIFIED GENERAL CONTRACTOR (CGC056934) Since 1993. AND A FEW OTHER...... SO I DON'T USE THE WORD LOOSLY.

What Qualifies your Property For A Discount?? UP TO 40%.....

Ray Sanchez (Allview Property Inspections) — Sun, 01 Jul 2007 08:31:31 -0500

Existing houses have one or more of these wind resistive construction features and may qualify for some insurance discounts. In addition, houses built after 1994 in Miami-Dade or Broward Counties and houses built after 2002 in the rest of the state generally have many wind resistive construction features and will likely qualify for significant credits.

A. Roof coverings, such as shingles that meet the FBC Requirements.

B. Roof decks that have been installed with large nails and close spacing.

C. Hurricane clips/straps that hold the roof structure to the walls.

D. Protection of Openings such as windows and glass doors with impact resistant glazing or other protection systems.

E. Secondary Water Resistance that prevents the roof from leaking if the roof covering is blown off in a windstorm.

F. Newly Constructed Homes built to the Florida Building Code since March 1, 2002

G. Homes built to the South Florida Building Code in Miami-Dade and Broward Counties after 1994.

Please note that insurance companies may have more features that qualify for credits such as doors and gable end bracing

REALTORS TAKE A LOOK AT THIS ROOF INSPECTION

Ray Sanchez (Allview Property Inspections) — Sat, 30 Jun 2007 20:40:02 -0500

Roof inspections are a critical aspect of your home. Be assured of the existing condtition of your ROOF. Remember after the recent storms alot of roofs were damaged , NOT ALL WERE REPAIRED. Many people would prefer not to inspect their roofs themselves. Roofs can be pitched at very steep angles and pose quite a challenge to those leery of heights. Inspecting the roof from an attic or crawlspace full of spiders and other creepy inhabitants may not be too attractive either. Another issue is most people are unsure of what to look for. Leaks can be hard to track - water travels downward and the damage can be far from the actual leak. Because of this, hiring an expert to inspect the roof for you is something you should consider. We offer full service, unbiased roof inspections and will provide you with a detailed report of our findings complete with recommended maintenance and repair suggestions. Please contact us for quotes.

Raciel (Ray) Sanchez CGC,ACA
Allview Property Inspections Llc.
(786)282-9031
rmstcon@aol.com
http://www.allviewinspections.com/
MSFH Certified Inspector
NACHI#06101591

Document Property Condition

Ray Sanchez (Allview Property Inspections) — Sat, 30 Jun 2007 09:56:27 -0500

Many of us do not recall how difficult it was after the last storms which hit our region back in 2005. I can remember the difficulty in dealing with my insurance carrier at the time of filing a claim. The facts are that we the home owner's are responsible for proving we suffered damages. Let me offer you this valuable service of documenting the condition of your property. this is a comprehesive inspection , that will document personal property as well as the condition of the dwelling. I AM A STATE CERTIFIED GC / STATEVCERTIFIED INS> ADJUSTER..... DO THIS NOW>>>>DONT BE SORRY......

Miami Professional Full Service Inspections

Ray Sanchez (Allview Property Inspections) — Wed, 27 Jun 2007 23:46:31 -0500

A home is usually a person's largest investment, yet people sometimes buy without knowing the condition of the property they are purchasing. An inspection by a trained home inspector is an important investment: An analysis of the home, conducted by a specially trained and equipped objective professional, can identify problems that will make the purchase of you new home go more smoothly.

Buyer's, make sure you don't receive an unpleasant surprise after closing on the home of your dreams, join the eight out of ten people in the United States today, who gain peace of mind by having a home inspection prior to buying. RAY SANCHEZ (786)282-9031.

Ray Sanchez has been providing the State of Florida professional service since 1993, as a State Certified General Contractor (CGC-056934). Mr. Sanchez is also a Cerified Windstorm Inspector approved by the Florida Department of Financial Services to conduct Windstorm Mitigation Inspections under the My Safe Florida Home Program. As a Certified Home Inspector (#06101591) with the National Association of Certified Home Inspectors (NACHI) I am committed to the highest standards in the industry.

If you are buying a home...have roof inspected to ensure repairs were done after storms!!!! Incuding INSULATION!!!!!

Ray Sanchez (Allview Property Inspections) — Wed, 27 Jun 2007 00:30:13 -0500

We offer full service, unbiased roof inspections and will provide you with a detailed report of our findings complete with recommended maintenance and repair suggestions. Please contact us for quotes.

Raciel (Ray) Sanchez CGC,ACA
Allview Property Inspections Llc.
(786)282-9031
rmstcon@aol.com
www.allviewinspections.com
MSFH Certified Inspector
NACHI#06101591

Lenders reduce clients payments with insurance insprction

Ray Sanchez (Allview Property Inspections) — Tue, 26 Jun 2007 17:23:41 -0500

LENDERS: I will inspect and provide a report on the the property, existing or under construction. I will perform single inspections or construction phased inspections. Ask for you discount for activerain members. We not only perform the inspection, but also advise our customers as to what improvements they can make to their homes that will qualify them for even more discounts. Should the customer choose to make those improvements we then re-inspect and re-submit the inspection forms to their agents FREE .

CONTACT ME: ray@allviewinspections.com (786)282-9031

Mortgage Brokers

Ray Sanchez (Allview Property Inspections) — Sun, 24 Jun 2007 01:36:22 -0500

Windstorm Inspection

Ray Sanchez (Allview Property Inspections) — Sat, 23 Jun 2007 22:44:34 -0500

Did you know that a windstorm inspection could save you up to 40% on your property insurance premium?

Well yes it can. Thanks to legislature passed by the state of Florida.

Contact me . I'll tell you how.

A quality home inspection isn't expensive ....IT"S PRICELESS....

Ray Sanchez (Allview Property Inspections) — Thu, 21 Jun 2007 23:29:35 -0500

Discounts For Activerain Members

Ray Sanchez (Allview Property Inspections) — Tue, 19 Jun 2007 06:25:59 -0500

Allview Property Inspections is offering discounts on Home Inspections to activerain members!!!!A home is usually a person's largest investment, yet people sometimes buy without knowing the condition of the property they are purchasing. An inspection by a trained home inspector is an important investment: An analysis of the home, conducted by a specially trained and equipped objective professional, can identify problems that will make the purchase of you new home go more smoothly.

Buyer's, make sure you don't receive an unpleasant surprise after closing on the home of your dreams, join the eight out of ten people in the United States today, who gain peace of mind by having a home inspection prior to buying. RAY SANCHEZ (786)282-9031.

ROOF INSPECTION

Ray Sanchez (Allview Property Inspections) — Tue, 19 Jun 2007 04:26:36 -0500

Roof Inspection Services

Prolong your roof´s life with regular inspections

Ideally, you´ll clamber up your sturdy ladder and perform a roof inspection a couple times a year. Many experts suggest inpections every six months. Fall and and spring are the most common times and appear on most home maintenance checklists. A simple check for damage, loose tiles or shingles, wear or gaps around chimneys and vents can save you time and money in the long run. If you check the gutters and find a lot of granules, especially on an older roof, then your roof is deteriorating more quickly.

If you find signs of damage, or especially if you notice water damage on interior doors or ceilings, a professional roof inspection service can help you pinpoint the exact location and extent of the damage. Once found, leaks are usually easily repaired by a capable roofer.

If you have a multi-story home or climbing on the roof gives you the heebie-jebbies, a roofing inspector has the equipment and the inclination to go where you won´t.

A roofing inspector can identify problems that might just be starting including damage caused by sun, high winds, snow and ice, condensation, or flashing deterioration. Once corrected, you can prolong the life of your roof, often substantially.

new to group

Ray Sanchez (Allview Property Inspections) — Tue, 19 Jun 2007 03:37:57 -0500

Wanted to introduce myself.

Need Help With Maerketing

Ray Sanchez (Allview Property Inspections) — Tue, 19 Jun 2007 03:24:52 -0500

I'm new to the internet and need help with referrals.

Windstorm Inspections Save You $$$$$$$$

Ray Sanchez (Allview Property Inspections) — Tue, 19 Jun 2007 03:20:41 -0500

What is a Wind Mitigation Inspection ?

Wind Mitigation Inspections are a valuable inspection service that may save you up to 40% on your windstorm insurance. Speak with your insurance agent today for a personalized quote. Insurance discounts are available for building features that reduce damage during high wind events such as tropical storms and hurricanes. Such features include improved roof shingles, strong roof decks, hurricane clips/straps, impact resistant glazing or shutter protection for windows, roof shape and other construction techniques. The discounts are justified because stronger, more wind-resistive structures have lower windstorm losses, which mean reduced costs to insurance companies. Most existing structures have one or more wind resistive construction features and may qualify for some insurance discounts. CITIZENZS DISCOUNTS(click)

REDUCE YOUR PROPERTY INSURANCE

Ray Sanchez (Allview Property Inspections) — Sun, 17 Jun 2007 08:45:54 -0500

SAVE UP TO 40% ON PROPERTY INSURANCE

Wind Mitigation Inspections are a valuable inspection service that may reduce your windstorm insurance.Insurance discounts are available for building features that reduce damage during high wind events. The discounts are justified because stronger, more wind-resistive structures have lower windstorm losses, which mean reduced costs to insurance companies.Most existing structures have one or more wind resistive construction features and may qualify for some insurance discounts.

The state of Florida REQUIRES Insurance Companies to offer REDUCED RATES for certain Hurricane resistant features.
We will document the features present in your home and produce a report for you to use in your request for reduced rates.

Miami Home Inspections

Ray Sanchez (Allview Property Inspections) — Sun, 17 Jun 2007 07:39:34 -0500