Albert's Blog

"Certified FHA" Home Appraisers in the city of Mobile, Baldwin County and Mobile County of Alabama!

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sun, 29 Nov 2009 09:28:23 -0600

Looking for "Certified FHA" Home Appraisers in Baldwin County and Mobile County of Alabama?

Then look no further than Al Cheney, Cheney Appraisal Services, for "Certified FHA" Residential Appraisals along the Gulf Coast of Alabama.

Al Cheney completes appraisal reports in the city of Mobile as well as Daphne, Fairhope, Montrose, Mullet Point, Point Clear, Spanish Fort (the Eastern Shore), Bay Minette, Chunchula, Creola, Dauphin Island, Loxley, Robertsdale, Saraland, Satsuma, Silverhill, and other small communities within "The Mobile Bay Metro Area."

Al Cheney, License Number ALR00060, is an Alabama "Certified" Residential Real Property Appraiser for the State of Alabama and a FHA Approved Appraiser with over 30 years experience in the local real estate industry.

Are you an owner looking to sell your home in the Mobile, Alabama area? Cheney Appraisal Services offers only a $225 full appraisal report fee within the city limits of Mobile and a $250 fee for all other areas within Baldwin County and Mobile County.

Are you an appraisal management company or lender requiring a "Certified FHA" appraisal report for a client's loan? Cheney Appraisal Services offers special pricing for each "Certified" appraisal report. Please call 1-251-533-2424 and let's discuss arrangements.

Al Cheney will give you a specially designed and targeted appraisal report with a derived value opinion estimate, value range estimate, and or other necessary marketing information to assist you with your appraisal report requirements. Order your "Certified," specialized, and professional appraisal report today. Call Al Cheney and let's talk about your appraisal assignment!

Please also visit Al Cheney's other growing websites over the coming months and years to come, http://www.CertifiedAppraiserNames.com/, /http://www.CheneyAppraisalServices.com, http://www.RealtyLeaders.biz. http://www.MobileAlabamaFHARealEstateAppraisers.com, and http://www.RealtyAgentPros.com/.

Are you ready to order your city of Mobile, Alabama, Baldwin County or Mobile County appraisal assignment? Then, please send an email to Albert@CheneyAppraisalServices.com or AlbertCheney@Comcast.net with your assignment (attaching an order as pdf is recommended) and any comments, suggestions and questions! If you need to facsimile the appraisal assignment, then use 1-251-252-7737 for sending appraisal orders.

The mailing addresses for Cheney Appraisal Services are Post Office Box 7907, Spanish Fort, Alabama 36577-7907 or Post Office Box 8888, Mobile, Alabama 36689-0888.

Mobile, Alabama With Its Many Adventures, Events And Historic Homes" Provided By Al Cheney, Certified FHA Residential Real Estate Appraiser

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sun, 08 Nov 2009 19:54:59 -0600

Historic Mobile is always filled with adventures and events each week of each year. Walk around downtown Mobile or take a walking tour of the historic homes and feel the presence of the past-Mobile's history and its people.

Also, consider the following November events

in the downtown area of historic Mobile.

The "Greek Fest" is from the 5^th to the 7^th of November, 2009 and experience the sights and sounds of a "Holiday in Greece!" The event is located at the Annunciation Greek Orthodox Church on Ann Street between Dauphin Street and Government Street. A delicious "Taste of Greece" with entertainment on the grounds of the Hellenic Center next to the church always has many people enjoying live Greek dancing and music. There will be an abundance of wonderful traditional food, such as, roast lamb, Grecian chicken, dolmathes, pastichio, spanakopita. For more information visit this site, http://www.GreekFestMobile.org/, or call (251) 438-9888.

The "Lighting of the Trees" celebration will be held on Friday, 20^th November 2009, in downtown Mobile's Bienville Square beginning at 5pm. Join Santa as the holiday season is kicked off! There will be holiday sights and sounds to amaze. Between the Holiday Gift & Farmers Market, festive children's activities, carolers and crafts, and other local entertainment all evening, there is sure to be something for children of every age. For more information visit this site, http://www.NCSMobile.org, or call (251) 208-7540.

A world of entertainment awaits you at the annual "Mobile International Festival" at the Mobile Civic Center Main Arena on Saturday, 21^st November 2009, from 10:00 am to 5:00 pm! The Gulf Coast's premier international cultural event is celebrating 25 years of exciting family fun. Enjoy the adventure of firsthand experience of varied cultures. See the arts and crafts, hear the sounds, be entertained, participate in children's activities and taste the flavors of the world. For more information, please visit this site, http://www.MobileInternationalFestival.org, or call (251)470-7730.

Looking for city of Mobile "Certified" Home Appraisers in historic downtown?

Then look no further than Al Cheney, Cheney Appraisal Services, for "Certified" Residential Appraisals and FHA Appraisals in the historic areas of downtown and midtown areas.

Al Cheney also covers other outlying areas of

Mobile County, Baldwin County, and the Eastern Shore

(Daphne, Fairhope, Montrose, Mullet Point, Point Clear, Spanish Fort).

Al Cheney is an Alabama "Certified" Residential Real Property Appraiser

for the State of Alabama and a FHA Approved Appraiser,

with over 30 years of real estate experience.

Are you an owner looking to sell your home in historic Mobile? Cheney Appraisal Services offers only a $225 full appraisal report fee within the city limits of Mobile and a $250 fee for all other areas within Baldwin County and Mobile County.

Al Cheney will give you a specially designed and targeted appraisal report with a derived value opinion estimate, value range estimate, and other necessary marketing information to assist you in selling your home. If you are unsure of what asking price to offer, then isn't having a "Certified," specialized, professional appraisal report your answer for a more

targeted marketing strategy and a quicker sale of your home?

Call and talk to Al Cheney today!

Please visit these web sites, http://www.CheneyAppraisalServices.com, http://www.MobileAlabamaFHARealEstateAppraisers.com, and http://www.RealtyLeaders.biz for more information on fees, services,

Mobile's history and real estate, and the Mobile Bay Metro Area,

Baldwin County and Mobile County of Alabama.

Call Al Cheney at (251) 533-2424 with any additional questions.

Are you ready to order your city of Mobile, Alabama appraisal assignment?

Then, please click this web site link, https://cheneyappraisalservices.appraiserxsites.com/iFrame.aspx?FileName=client.x&ReferrerGUID=d4142893-75d8-4681-997d-eaa83d48b8cb#top, an online ordering system for your convenience. You may also send your city of Mobile

appraisal assignment order by facsimile, (251) 252-7737.

The mailing address is Cheney Appraisal Services,

Post Office Box 7907, Spanish Fort, Alabama 36577-7907.

"It Could Be Raining Economic Projects' Money In The City Of Mobile And Around The Mobile Bay Metro Area!" Comments And Opinions By Al Cheney, Certified Residential Real Property Appraiser & FHA Approved Appraiser, Mobile, Alabama

Albert Cheney (CHENEY APPRAISAL SERVICES) — Thu, 29 Oct 2009 20:38:39 -0500

The city of Mobile and the other communities within the Mobile Bay Metro Area (Baldwin County, Mobile County, Alabama) have the opportunity to capture many more economic projects if, as area businesses and residents, we continue to stand together "as one!"

We must all participate in the promotion of our area, whether it's in a small way or a big way. You can contribute with only a smile to a weary traveler visiting our area (they might be moving here or relocating their business) or keeping the trash picked up around your home. Landscaping, mowing the lawn, or volunteering to assist with your educational talents are certainly other ways to place your positive mark upon our metropolitan bay area.

Also, even more small and large businesses should consider banding together, promoting our area through worthwhile local civic, economic and marketing projects. It is through these ongoing positive efforts and promotional projects which will continue to keep us progressive, in contention for even more economic opportunities and, certainly, noticed by outsiders looking in. These outsiders just might want to jump right in with us, so they can also experience the economic flurry of opportunities. Our local assets and opportunities to compete surround each of us every day. So open your eyes widely, see the possibilities and potential, and the next time you look into a mirror, realize that you are looking at one of our greatest assets!

It could be raining economic projects' money in the Mobile Bay Metro Area, so here are some recent newsworthy articles (links below) for your reading. Let these articles stoke your embers of creativity and professionalism, and turn them into your flames of positive ideas and possibilities!

Please send me your comments, opinions and suggestions.

http://blog.al.com/live/2009/10/forbes_columnist_gives_mobile.html

http://www.nytimes.com/2009/10/28/realestate/commercial/28alabama.html?_r=2&ref=business

http://www.baldwincountynow.com/articles/2009/10/29/local_news/doc4ae87e66ae3dc680435966.txt

http://www.wkrg.com/alabama/article/auto-plant-in-bay-minette/379896/Sep-24-2009_1-48-pm/

http://www.wkrg.com/alabama/article/big-economic-honor-for-mobile1/100846/Jun-12-2009_8-50-pm/

____________________________________

Al Cheney is a native of southern Alabama and a graduate from the College of Business and Management Studies, University of South Alabama. Al Cheney has maintained an active real estate broker's license for thirty-six years and president of his company, Realty Leaders Corporation. Of course, most people know Al Cheney as a Certified Residential Real Property Appraiser and FHA Approved Appraiser with over 30 years experience. Al Cheney also has past experiences and professional involvement with advertising, graphics, photography, marketing and writing.

"Two large economic projects benefiting Bay Minette, Alabama" and "Appraisal Services of Al Cheney"

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sat, 24 Oct 2009 16:00:36 -0500

Bay Minette, Alabama may capture two large economic projects benefiting the town as well as the Mobile Bay Metro Area.

Earlier in October, HK Motors indicated its strong interest in wanting to build an automobile plant in the northern part of Bay Minette.

Now, an economic project in the aerospace industry has set its sights on Bay Minette. The announcement will be on Monday, 26th October, according to news sources.

______________________________________________________

Looking for Bay Minette, AL Home Appraisers? Then, look no further than

Cheney Appraisal Services for all "Certified" Home Appraisals in Bay Minette.

Al Cheney also covers all of the Eastern Shore

(Daphne, Fairhope, Montrose, Mullet Point, Point Clear, Spanish Fort)

as well as other areas within Baldwin County, Alabama.

Al Cheney is an Alabama "Certified" Residential Real Property Appraiser,

FHA Approved Appraiser, with over 30 years of real estate experience.

Are you an owner looking to sell your home? Cheney Appraisal Services offers only a $225 full appraisal report fee within the city limits of Mobile and a $250 fee for all other areas within Baldwin County and Mobile County. Al Cheney will give you a specially designed appraisal report with a derived value opinion estimate, value range estimate, and other necessary marketing information to assist you in selling your home. Are you unsure about what sale price to offer? Then isn't having a "Certified," specialized, professional appraisal report your answer for a more targeted marketing strategy and a quicker sale of your home?

Call and talk to Al Cheney today!

Bay Minette real estate, and the Mobile Bay Metro Area,

Baldwin County and Mobile County of Alabama.

Call Al Cheney at (251) 533-2424 with any additional questions.

Are you ready to order your Bay Minette appraisal assignment?

Please click this web site link, https://cheneyappraisalservices.appraiserxsites.com/iFrame.aspx?FileName=client.x&ReferrerGUID=d4142893-75d8-4681-997d-eaa83d48b8cb#top, an online ordering system for your convenience. You may also send your Bay Minette appraisal assignment order by facsimile, (251) 252-7737.

The mailing address is Cheney Appraisal Services, Post Office Box 7907, Spanish Fort, Alabama 36577-7907.

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Are You Wanting To Live Near Fairhope, Alabama? Appraisers In The Fairhope Area Say, Look At "Stone Creek" As A Possible Place To Live!

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sat, 17 Oct 2009 00:17:27 -0500

The Stone Creek Subdivision is located along the east side of Alabama State Highway 181, approximately 2 miles south of Fairhope Avenue, and about 4 miles East Southeast from the town center of historical Fairhope, Alabama.

Stone Creek, Phase 1, Subdivision was developed on around 330 acres, formerly a hunting preserve. This first phase has 78 lots per record with about 18 common area & green belt parcels.The developer's concept is a village community with a lodge, rock water features, stocked lakes, swimming pool, tennis courts, village shopping center, walking trails and a wetland preserve.

The majority of the homes will range from 2,400+- square feet to 4,500+- square feet with primarily four bedrooms and three to four bathrooms. There are only a couple of homes having three bedrooms and one home having six bedrooms according to the online records.

The Average List Price is around $443,462 for the month of October 2009, down $54,624+- when compared to July 2009 having an Average List Price of $498,086.

The Average Sale Price is around $485,583 for the month of October 2009, down only $1,384+- when compared to July 2009 having an Average Sale Price of $486,967.

The Listing Price To Sales Price Ratio is now approximately 90.986% for the month of October 2009. The month of July 2009 the ratio was 98.02%.

The REALTOR online records indicates the Lowest Price Listing is now $381,500 for the month of October 2009 (July 2009 was $369,900.). The Highest Price Listing is now $573,500 (July 2009 was $795,000.).

The Stone Creek Months Of Housing Supply calculates to be around 11.94 months for the list to sale time period. Although, Stone Creek appears to have more stable property values when reviewing the calculated inventory analysis for the subdivision.

The above information was obtained from the Baldwin County Association of REALTORS, Albert M. Cheney, Certified & Approved FHA Appraiser, (251) 533-2424, is an associate member of this REALTORS' organization. (Appraisers Daphne, Fairhope, Spanish Fort, Alabama)

“Mobile County, Alabama 3rd Quarter Real Estate Activity Statistics,” Provided By Al Cheney, Certified Residential Real Property Appraiser & FHA Appraiser Covering Baldwin County and Mobile County of Alabama.

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sat, 03 Oct 2009 13:23:51 -0500

The third quarter, 1^st July 2009 to 30^th September 2009, indicates at least 984 sales within Mobile County, Alabama according to online REALTOR information records. The 984 sales include condominiums & townhouses, manufactured homes, new construction homes and single family older homes.

The approximate 27 condominiums & townhouses had an average sale price of $162,727. The approximate 18 manufactured homes had an average sale price of $40,503. The approximate 131 new construction homes had an average sale price of $182,797. The approximate 808 single family older homes had an average sale price of $137,420.

The average days on market (dom) for the third quarter was around 81 days and the average sale price per square foot was $77.33+-.

The third quarter indicates more new construction in west Mobile, south of the Mobile Regional Airport, and in Semmes, Alabama when compared to other areas of Mobile County. Most of the single family residential or home sales occurred in the areas north and south of Cottage Hill Road, west Mobile, Semmes and in the Midtown area near downtown historic Mobile, Alabama.

The average sold terms for the third quarter was CASH (24.9%), CONVENTIONAL (24.83%), FHA (41.07%), VA (6.17%) and OTHER-ASSUMPTION, AUCTION, VENDOR LIENS (3.03%).

Just In Case You Missed This Article, Here It Is! Think Of All The Possibilities If Every Economic Project Comes True Within Baldwin County And Mobile County Of Alabama. Positive Attitudes Are A Must!

Albert Cheney (CHENEY APPRAISAL SERVICES) — Wed, 30 Sep 2009 21:21:47 -0500

Company Announces Plan For Baldwin (Mobile, Ala) Car Plant Bringing 6,000 Jobs
Mobile Press-Register ^ | 9-25-2009 | George R Altman

Posted on Friday, September 25, 2009 10:11:02 PM by blam

Company Announces Plan For Baldwin (Mobile) Car Plant Bringing 6,000 Jobs

Friday, September 25, 2009
By GEORGE R. ALTMAN

MONTGOMERY - Hybrid Kinetic Motors plans a $1.5 billion car plant,employing nearly 6,000 workers, in Baldwin County within three to five years, company and state officials said Thursday.

But state leaders said much work needs to be done - particularly fundraising by HK Motors - before the hybrid car plant can be built, and it is far from certain that the project will be completed.

"We're waiting now to make sure that we have all the pieces in place, so we can move forward on something that could be a really incredible venture," Gov. Bob Riley said during a ceremony in the State Capitol Building.

Riley said he thought the plans would be realized, but added, "There are no guarantees in life."

State officials said they would not negotiate incentives until HK Motors raised more money and gave adequate assurances that taxpayer dollars would not be lost if the program fails.

The Baldwin County Economic Development Alliance has options on 3,000 acres north of Bay Minette and just south of Interstate 65.

[snip]

TOPICS: News/Current Events
KEYWORDS: automobiles; china; employment; jobs

“SETTLING ESTATES HAVING REAL PROPERTY IN BALDWIN & MOBILE COUNTIES OF ALABAMA AND THE IMPORTANCE OF APPRAISAL REPORTS!”

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sat, 19 Sep 2009 16:32:14 -0500

To quote an old saying, "You can't take it with you!" Since this fact is true, a person should always consider having a Will, a Last Will and Testament, in order to lessen the complications in settling the estate for their bereaving family.

A person's death has an affect on their family emotionally and financially as well as with any unforeseen future personal or legal issues when settling the estate. Having a Will allows the decedent, deceased person, to efficiently outline their wishes in detail and properly distributes the estate, personal property and any real property owned, at the time of their death.

Therefore, settling an estate efficiently is important and, in some cases, can be very stressful depending on its complexity and the number of heirs. As an executor, or personal representative, you have been entrusted in carrying out the decedent's wishes as exactly outlined within the Will and as quickly as possible.

When it comes to settling an estate with real property, Al Cheney, Cheney Appraisal Services, can provide a "Certified," detailed and timely appraisal opinion report while, at the same time, understanding the family's bereavement and any sensitive issues associated with the decedent's Will.

As for accountants and attorneys, they can rely on Al Cheney's knowledge, over 30 years, in the real estate industry of the Mobile Bay Metro Area. Al Cheney always has a primary goal of providing detailed estate appraisal reports with reliable and supported derived value opinion conclusions (Fair Market Value estimates). As an Alabama Certified Residential Real Property Appraiser, Al Cheney, provides professional appraisal opinion reports which gives accountants, attorneys, and personal representatives solid facts and figures, in order to fulfill IRS and the State of Alabama requirements as well as the courts within Baldwin or Mobile County and any other local agencies.

Additionally, the date of death often differs from the date of the requested appraisal assignment. Al Cheney is familiar with the procedures and requirements necessary to perform a retroactive appraisal assignment with an effective date and a Fair Market Value opinion estimate as of the date of death. Furthermore, contracting an appraisal assignment with Al Cheney is a fiduciary relationship ensuring the fullest degree of discretion, confidentiality binding, as outlined within the Uniform Standards of Professional Appraisal Practice (USPAP) under the ethics provision.

In conclusion, many times, people do not fully appreciate their need in having detailed real estate appraisal opinion reports which supports the facts and figures. Settling an estate efficiently, properly and timely are paramount when completing and submitting the necessary documents, including all real property appraisal reports, to the IRS, Baldwin or Mobile County courts, and other revenue authorities. Having "Certified," detailed and professional appraisal opinion reports with supporting local marketplace information demonstrates credence and should facilitate the legal process when settling estates. Al Cheney, Cheney Appraisal Services, is ready to assist accountants, attorneys and individuals requiring estate appraisal value opinion reports!

________________________________________
Albert Marshall Cheney, Cheney Appraisal Services, Mobile, Alabama, is ready to assist you with all your estate appraisal report requirements! Call (251) 533-2424 today!

If you require additional estate research material, Al Cheney has provided these web links for further consideration:

http://www.alabamaprobatelawyers.com/news.cfm/Article/19691/You-Cant-Take-It-With-You.html
http://www.expertlaw.com/forums/archive/index.php/f-38.html
http://law.onecle.com/alabama/wills-and-decedents-estates/chapter2.html
http://www.legislature.state.al.us/CodeofAlabama/1975/coatoc.htm

"Spanish Fort, Alabama Is On The Move According to Certified Residential FHA Appraisers!"

Albert Cheney (CHENEY APPRAISAL SERVICES) — Wed, 02 Sep 2009 23:20:53 -0500

Spanish Fort, Alabama continues to grow with new residential developments while maintaining its historic Southern charm. Its local people bustle from place to place, store to store, and eager to share a story, or two.

Spanish Fort is growing towards future prominence as "the major" town within Baldwin County, part of the Eastern Shore, and located only minutes from downtown Mobile by traveling west on I-10, across the "Bay-Way."

Spanish Fort has several newer residential developments, such as, "Garrison Ridge," about two years old. Most of the homes within "Garrison Ridge" have gross living areas between 3,213 square feet and 3,703 square feet, three bathrooms and four bedrooms according to online records. Building lots within this development will primarily range from $62,500 to $69,900.

"Garrison Ridge" is located about 1/2 mile north of U. S. Highway 31 and along the western side of Highway 225, near Spanish Fort's town center. "Garrison Ridge" sits on an area which once was the center of the Union lines during the Battle of Spanish Fort and one of the final battles of the American Civil War in the Spring of 1865. Before the development could begin, a team of archaeologists from the University of South Alabama spent time salvaging for information from the 57+- acre site.

The Certified Residential FHA Appraisers within Baldwin County also suggest checking into these other Spanish Fort subdivisions: Bromley Oaks, Cambron, Churchill, Delta Woods, The Hammock At Blakeley, Saluda Ridge, Spanish Fort Estates, Stillwater, Stonebrook, Tanager, Westminster Gates, Whisper Woods, and Wilkins Creek Estates.

If you require more information about Certified Residential and FHA Appraisal Reports within Spanish Fort and other communities (Daphne, Fairhope, Malbis, Montrose, Point Clear, etc.) within Baldwin County, Alabama, please contact Al Cheney at (251) 533-2424 or write to Cheney Appraisal Services, Post Office Box 7907, Spanish Fort, Alabama 36577-7907.

Also, click on this web site link, http://www.MobileAlabamaFHARealEstateAppraisers.com, for other articles and informative topics about our Mobile Bay Metro Area.

Certified and FHA Appraisers Want You To Know About The Baldwin County Home Builders Association's 20th Annual Parade Of Homes!

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sun, 23 Aug 2009 09:20:19 -0500

Baldwin County

Home Builders Association,

20th Annual Parade of Homes

The 2009 Parade of Homes will take place September 19, 20 and September 26, 27. Homes will be open to the public from 10 a.m. to 5 p.m. An optional $2 donation can be made at the Showcase Homes to benefit local housing charities. Admission to all other homes is free.

There are 41 homes within the 2009 Parade of Homes. These homes are located in the following Baldwin County towns and subdivisions:

Arbor Ridge, Lillian, Alabama 36549

Arlington Farms, Fairhope, Alabama 36532

Ashford Park, Foley, Alabama 36535

Aspen Creek, Foley, Alabama 36535

Austin Park, Daphne, Alabama 36526

Avalon, Daphne, Alabama 36526

Beau Chene Estates, Loxley, Alabama

Bellaton, Daphne, Alabama 36526

Cambridge Park (Phase II), Foley, Alabama 36526

Edington Place, Fairhope, Alabama 36532

Fairfield Pointe, Fairhope, Alabama 36532

Fruit & Nut District, Fairhope, Alabama 36532

Greythorne Estates, Fairhope, Alabama 36532

Huntington Woods, Fairhope, Alabama 36532

Idlewild, Fairhope, Alabama 36532

Landsdown, Daphne, Alabama 36526

Madison Place, Daphne, Alabama 36526

Meadow Run Estates, Gulf Shores, Alabama 36542

The Meadows At Point Clear, Fairhope, Alabama 36532

Oldfield, Fairhope, Alabama 36532

Ottawa Springs, Daphne, Alabama 36532

Palmer Place, Robertsdale, Alabama 36567

Parish Lakes, Gulf Shores, Alabama 36542

Pebble Creek, Gulf Shores, Alabama 36542

The Peninsula Golf & Racquet, Gulf Shores, Alabama 36542

Quail Creek Estates, Fairhope, Alabama 36532

Rolling Meadows, Daphne, Alabama 36526

Sandy Ford, Fairhope, Alabama 36532

Sehoy (Phase IV), Daphne, Alabama 36526

Shadyfield Estates, Summerdale, Alabama 36580

Sonora Place, Foley, Alabama 36535

Stone Creek, Fairhope, Alabama 36532

The Waters At Fairhope, Fairhope, Alabama 36532

Whisper Woods, Spanish Fort, Alabama 36527

Wolf's Run South, Elberta, Alabama 36530

BUILDERS AND CONTACT INFORMATION

Builder	Contact	Telephone
Achee Properties	Pat Achee	251-928-1960
Adams Homes	Mary Lou Baker	251-625-0601
Aiken Design & Construction, Inc.	Tom Aiken	251-928-6321
Benchmark Homes, Inc.	Lance Toifel	251-473-8600
D.R. Horton	Kent Gibson	251-543-7220
Dan Mooney Custom Homes	Dan Mooney	251-625-1976
David Stapleton Builders, Inc.	David Stapleton	251-626-8139
Fairhope Custom Homes, LLC	Jeremy Friedman	251-463-1899
Gooden Homes	Lydia Edwards	850-476-6764
GRW Company, Inc.	Gary Woodham	251-421-2905
Hamilton Brother Builders, LLC	Paul Hamilton	251-680-6671
John Eckenstaler Builders, Inc.	John Eckenstaler	251-623-0825
Lippincott & Lemongrass Design & Construction	Chad Lippincott/Delia Pierce	251-929-1227
McElmurry Homes, Inc.	Mike McElmurry	251-990-9798
McLaughlin Builders, Inc.	Mike McLaughlin	251-990-3525
Milestone Homes	Donald Long	251-404-1801
MTB Custom Builders, Inc.	Todd Boothe	251-753-2217
New Haven Homes, LLC	Christian Augustin	251-379-0657
Paracel Custom Homes	Jeff Godfrey	251-979-5144

Pickering Builders, Inc.	Jimmy Pickering	251-605-9910
Prestige Development, Inc.	Cain Roberds	251-928-8756


Stone Creek Development, LLC	Rance Reehl	251-990-6622

Trite Builders, LLC	Brian Wright	251-379-4889
Waller Builders, Inc.	Christie Waller	251-510-0647

Baldwin County Home Builders Association

916 Plantation Blvd.
Fairhope, Alabama 36532
Phone: (251) 928-9927
Fax: (251) 928-9929

For an Approved FHA Appraiser and Certified Residential

Real Property Appraiser, contact Albert Marshall Cheney with

Cheney Appraisal Services, 251-533-2424 (Business/Mobile),

Albert@CheneyAppraisalServices.com (Email), or go to web links,

http://www.CheneyAppraisalServices.com and

http://www.MobileAlabamaFHARealEstateAppraisers.com

for much more information.

“Appraisal Inspections For Hurricane Disaster Services In The Mobile Bay Metro Area Of Alabama! Call Certified Appraiser Al Cheney At (251) 533-2424 With Your Storm Related Appraisal Questions?”

Albert Cheney (CHENEY APPRAISAL SERVICES) — Tue, 18 Aug 2009 09:13:11 -0500

Appraisal Inspections For Hurricane Disaster Services In The Mobile Bay Metro Area, Call Certified Residential Real Property Appraiser Al Cheney at (251) 533-2424 and go to http://www.MobileAlabamaFHARealEstateAppraisers.com.

Al Cheney is ready to assist you within Baldwin County and Mobile County. Al Cheney has over 30 years experience in southwest Alabama.

Any questions? Email your questions to Albert@CheneyAppraisalServices.com.

Call Al Cheney with CHENEY APPRAISAL SERVICES at (251) 533-2424 for any Hurricane Disaster or Storm Related Disaster Appraisal Report In The Mobile Bay Metro Area Of Alabama.

Daphne Alabama Certified FHA Real Estate Appraisers Report On “The Woodlands At Malbis”

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sat, 08 Aug 2009 20:40:33 -0500

"The Woodlands At Malbis" is located along the east side of Alabama State Highway 181, a few miles south of U. S. Interstate Highway 10 and also south of U. S. Highway 90. The Malbis Regional Shopping Center is located on the northern side of U. S. Highway 10 and only minutes from this subdivision.

"The Woodlands of Malbis" has 35 lots and eight common area parcels according to online records. This subdivision is described as "a fantastic tree-lined upscale neighborhood with lakes and estate-sized lots."

The Baldwin County Association of REALTORS' online records indicate 4 active listings ranging from $494,900 to $1,900,000 with 3,258 to 5,740 square feet and 9 past sold properties selling between $550,000 and $840,000 with 4,296 to 4,939 square feet .

For further information, contact Barbara S. Reeves at 251-510-0629, 251-621-2588 or toll free direct by calling 888-489-8001.

For more information about Certified Residential Real Property Appraisers and Approved FHA Appraisers, contact Albert Marshall Cheney with Cheney Appraisal Services at 251-533-2424. Albert Cheney covers Daphne, Fairhope, Loxley, Malbis, Montrose, Point Clear, Robertsdale, Spanish Fort and many other communities and towns within Baldwin County, Alabama. Al Cheney suggests clicking onto these web site links, http://www.CheneyAppraisalServices.com & http://www.MobileAlabamaFHARealEstateAppraisers.com for much more information!

“Fairhope Alabama FHA Real Estate Appraisers Report On Fairfield Pointe”

Albert Cheney (CHENEY APPRAISAL SERVICES) — Fri, 07 Aug 2009 23:44:19 -0500

Fairfield Pointe, a 2006-2007 new subdivision, is located only minutes from downtown Fairhope, Alabama on the Eastern Shore of Mobile Bay and about 25+- minutes from historic downtown Mobile. This new residential community offers upscale homes within a village atmosphere. Fairfield Pointe has a reported total of 37 lots consisting of 20 townhome styles ranging from 2,682 to 2,967 square feet, 12 zero lot line homes ranging from 2,745 to 2,934 square feet and 5 single family homes having around 3,000+- square feet each.

These Creole style homes, designed by architect A. Hays Town, (will) feature homes with the highest quality building materials and energy efficient mechanical components. The architectural features of these homes, as described by the architect and developers, will be rich in the Deep South and the Garden District of New Orleans heritage. The homes have balconies, tall columns, classic windows adorned by plantation shutters and large porches to enjoy scenic community views.

The Fairfield Pointe homes have distinctive designs with asking prices ranging from $382,900 to $419,900 according to the online REALTORS' multiple listing service (MLS) records. To personally view these homes, take U. S. Highway 98 South, then left of Alabama Highway 44 (Twin Beech Road), travel about a ½ mile, left on Boothe Road and then take a immediate right into the Fairfield Pointe subdivision.

For further information on Fairfield Pointe, contact Jeff Devalk with Coldwell Banker Reehl Properties, 251-990-6622 (Office), 251-583-6125 (Mobile), or Jeff@JeffDevalk.com (Email).

For an Approved FHA Appraiser and Certified Residential Real Property Appraiser, contact Albert Marshall Cheney with Cheney Appraisal Services, 251-533-2424 (Business/Mobile), Albert@CheneyAppraisalServices.com (Email), or go to web links, http://www.CheneyAppraisalServices.com & http://www.MobileAlabamaFHARealEstateAppraisers.com for much more information.

Saraland Alabama FHA Appraisers Reports On The New Subdivision, "Charleston Ridge"

Albert Cheney (CHENEY APPRAISAL SERVICES) — Tue, 04 Aug 2009 20:04:39 -0500

"Charleston Ridge" subdivision is one of the newest Saraland subdivisions located along the eastern side of Celeste Road and about 3.2 miles north of U. S. Interstate Highway 65. This subdivision is located 15+- minutes from downtown historic Mobile, Alabama.

The square foot minimum is 2,800 and a double garage is required per restrictions.

"Charleston Ridge" has 47 lots and, to date, around 28% of the lots have been sold. The average asking price per square foot is $101.78 based on only four active listings shown within the Mobile Area Association of REALTORS' multiple listing service (MLS). The asking prices are between $289,000 and $310,000 with homes ranging from 2,834 to 3,027 square feet. These homes have 3 or 4 bedrooms and 2 1/2 or 3 bathrooms according to the available online records.

For more information, go to http://www.kevinloper.com/areas/index.cfm?City=SARALAND&State=AL&StateFull=ALABAMA.

For FHA Appraisers, go to http://www.mobilealabamafharealestateappraisers.com/.

This information has been provided by Al Cheney, FHA/HUD Appraiser located within the Mobile Bay Metro Area of Alabama, Baldwin and Mobile Counties. Al Cheney has over 30 years real estate experience! Al Cheney can be reached by clicking on the above web link or call (251) 533-2424.

GATEWOOD ESTATES Subdivision Information Provided By Al Cheney, FHA Appraiser Within Mobile, Alabama!

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sat, 01 Aug 2009 12:21:18 -0500

GATEWOOD ESTATES is one of the newest smaller subdivisions located within the Dawes Lake area, east side of Dawes Road, just north of Dawes Lake Road. The average price per square foot is $122.49. The average asking price is now $313,711. There are currently around 9 active listings on the market.

Sold Properties

Total # of Listings
12

Lowest Price Listing
$284,900

Highest Price Listing
$373,000

Average Price
$324,600

Avg. Price/SqFt
$122.49

Avg. Days on Market
182

Active Properties

Total # of Listings
9

Lowest Price Listing
$249,900

Highest Price Listing
$389,900

Average Price
$313,711

Avg. Price/SqFt
$119.64

Avg. Days on Market
121

GATEWOOD ESTATES SUBDIVISION plat map link: http://urban.cityofmobile.org/urban_pc/reports/16gatewoodsub200500167.pdf. The plat will illustrate the 37 lot, 19.5 acre + subdivision which is located on the west side of Dawes Lake Road East, 270 feet + south of Vintage Woods Drive. The subdivision is served by public water and sanitary sewer. The purpose of this application is to create a 37-lot subdivision from one parcel. The proposed lots will generally be 15,000 square feet in size.

For additional information on Gatewood Estates located within western Mobile, go to http://www.jcraighomes.com/index.html.

This information was obtained from the Mobile Area Association of REALTORS online multiple listing service (MLS) as of 01 AUG 2009. Albert Marshall Cheney is an active member and broker. Albert Cheney is a Certified Residential Real Property Appraiser and FHA/HUD Approved Appraiser within the State of Alabama.

"Alabama's Housing Starts Up For 5 Out Of Last 6 Months!"

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sat, 25 Jul 2009 22:06:28 -0500

http://www.MobileAlabamaFHARealEstateAppraisers.com - Alabama's Housing Starts Up For 5 Out Of Last 6 Months!

Home construction in Alabama appears to indicate some improvement based on JUNE 2009 permit figures according to the Alabama Center of Real Estate at the University of Alabama.

The article states,

"The center reports that 938 building permits for single-family homes were issued in Alabama in June. That's a 31 percent increase from May.

The center's executive director, Grayson Glaze, said Alabama has experienced growth in five out of the last six months. He said that's encouraging, but Alabama has a long way to go before it's back to the level of housing starts in 2008.

Alabama's housing starts in June were down 16.8 percent from June 2008."

This Information from: The Birmingham News, http://www.al.com/birminghamnews

ALBERT's NEWEST BLOG WEB SITE AND TWITTER SO COME FOLLOW ME!

Albert Cheney (CHENEY APPRAISAL SERVICES) — Fri, 17 Jul 2009 23:30:54 -0500

Hey there, from MobileAppraiser, Albert Cheney's Twitter! Albert, a Mobile Alabama FHA Certified Online Appraiser is now using Twitter to keep in touch with clients and friends!

Twitter is a free service that lets you keep in touch with people through the exchange of quick, frequent answers to one simple question: What are you doing?

Join today and start receiving MobileAppraiser's updates. Go to http://twitter.com/mobileappraiser.

Please also check out Albert's newest blog real estate web site, http://www.mobilealabamafharealestateappraisers.com/.

Albert, FHA Certified Online Appraiser, will periodically update this web site with "Mobile Bay Metro Area," Baldwin & Mobile Counties of Alabama, real estate information you will want to know! Keep this web site as a favorite!

If you are interested in knowing more about our Mobile Bay Metro Area or ordering home appraisals, then, please contact Albert at (251) 533-2424!

FHA Online Appraiser Reports On "Taylor Pointe" Subdivision Located In Western Mobile County, Alabama

Albert Cheney (CHENEY APPRAISAL SERVICES) — Wed, 08 Jul 2009 23:46:16 -0500

Certified Online FHA Appraiser, Albert M. Cheney, reporting on Taylor Pointe Subdivision located within western Mobile County, outside the city limits, along Jeff Hamilton Road, near Cottage Hill Road.

Taylor Pointe, Subdivision has 47 lots per record with a few common areas.

The builder/developer is J. Craig Homes and if wanting more information, go to http://www.jcraighomes.com/homes.html and ask your questions.

The majority of the homes will range from 2,200 square feet (subdivision minimum) to 3,000 square feet with primarily four bedrooms and three to four bathrooms. There are only a couple of homes having three bedrooms and one home having five bedrooms according to the online records.

Within the past year, the Average List Price is around $325,231 and the Average Sale Price is $486,967 at this time. Average Price Per Square Foot is $117.95.

The Average Number of Days On Market (DOM) is 322 days at this time; although, the current varying economic and lending conditions could affect the length of days on market (DOM).

The Listing Price To Sales Price Ratio is unknown at this time. The appraiser could not find any closed sales due to a very new residential development.

The REALTOR online records indicates the Lowest Price Listing is $249,900 and the Highest Price Listing is $397,900.

The above information was obtained from the Mobile Area Association of REALTORS, Al Cheney, FHA Online Appraiser, (251) 533-2424, is a member of this REALTORS' organization.

FHA Online Appraiser Reports On "Cambron," East Of Spanish Fort, Alabama

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sun, 05 Jul 2009 17:21:42 -0500

Certified Online FHA Appraiser, Albert M. Cheney, reporting on Cambron Subdivision located along the west side of U. S. Highway 31, east northeast of the town center of historical Spanish Fort, Alabama. Cambron is located only around 15-20 minutes to downtown Mobile, and around 35-40 minutes to the white sandy beaches of Gulf Shores and Orange Beach, Alabama, and the Gulf of Mexico's blue-green waters!

Cambron Subdivision, just over two years old, has Phase 1 and 2 undergoing development, and a planned future Phase 3, on around 252 acres. This Phase 1 has 72 lots and Phase 2 has 104 lots per record with a few common areas. Cambron is "A Nichols Family Development."

The subdivision square foot restrictions cite the heated & cooled single story or the first floor of a two story shall be no less than 2,400 square feet, and the second story shall be no less than 1,800 square feet.

The majority of current new houses and under construction houses have four to five bedrooms with three to four bathrooms. There are only a few houses having three bedrooms and full bathrooms less than three according to the online records.

Within the past year, the Average List Price is around $303,507 and the Average Sale Price is $302,681 at this time.

The Average Number of Days On Market (DOM) will currently fluctuate around 176 days at this time; although, the current varying economic and lending conditions could affect the length of days on market (DOM).

The Listing Price To Sales Price Ratio is approximately 97.50%.

Currently, the REALTOR online records indicates the Lowest Price Listing is $249,900 and the Highest Price Listing is $329,900.

The above information was obtained from the Baldwin County Association of REALTORS, Albert M. Cheney, FHA Online Appraiser, (251) 533-2424, is an associate member of this REALTORS' organization.

FHA Online Appraiser Reports On "The Meadows At Point Clear" Subdivision Located South Of Fairhope

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sun, 05 Jul 2009 01:11:43 -0500

Certified Online FHA Appraiser, Albert M. Cheney, reporting on The Meadows At Point Clear Subdivision located along south of historical Fairhope, Alabama.

The Meadows At Point Clear Subdivision is one of Fairhope's newer residential subdivisions with 71 lots per record with around 2 common area parcels.

The majority of the homes will range from 2,790 square feet to 3,681 square feet with primarily four bedrooms and three bathrooms. There are only a few built homes at this time.

Within the past year, the Average List Price is around $549,125 and no Average Sale Price is known based on the online REALTORS records at this time.

The Average Number of Days On Market (DOM) is 192 days at this time; although, the current varying economic and lending conditions could affect the length of days on market (DOM).

The REALTOR online records indicates the Lowest Price Listing is $489,900 and the Highest Price Listing is $659,000. There are only four online REALTOR listings shown within the records. No sold records were found within the online records.

The above information was obtained from the Baldwin County Association of REALTORS, Albert M. Cheney, FHA Online Appraiser, (251) 533-2424, is an associate member of this REALTORS' organization.

FHA Online Appraiser Reports On "The Meadows At Point Clear" Located South Of Fairhope

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sun, 05 Jul 2009 00:38:19 -0500

Certified Online FHA Appraiser, Albert M. Cheney, reporting on The Meadows At Point Clear Subdivision located along south of historical Fairhope, Alabama.

The Meadows At Point Clear Subdivision is one of Fairhope's newer residential subdivisions with 71 lots per record with around 2 common area parcels.

Within the past year, the Average List Price is around $549,125 and no Average Sale Price is known based on the online REALTORS records at this time.

The Average Number of Days On Market (DOM) is 192 days at this time; although, the current varying economic and lending conditions could affect the length of days on market (DOM).

The above information was obtained from the Baldwin County Association of REALTORS, Albert M. Cheney, FHA Online Appraiser, (251) 533-2424, is an associate member of this REALTORS' organization.

FHA Online Appraiser Reports On "Stone Creek" Subdivision Located Near Fairhope, Alabama

Albert Cheney (CHENEY APPRAISAL SERVICES) — Sat, 04 Jul 2009 15:11:23 -0500

Certified Online FHA Appraiser, Albert M. Cheney, reporting on Stone Creek Subdivision located along the east side of Alabama State Highway 181, approximately 2 miles south of Fairhope Avenue, and about 4 miles East Southeast from the town center of historical Fairhope, Alabama.

Stone Creek, Phase 1, Subdivision was developed on around 330 acres, formerly a hunting preserve. This first phase has 78 lots per record with about 18 common area & green belt parcels.

The developer's concept is a village community with a lodge, rock water features, stocked lakes, swimming pool, tennis courts, village shopping center, walking trails and a wetland preserve.

The majority of the homes will range from 2,400 square feet to 4,500 square feet with primarily four bedrooms and three to four bathrooms. There are only a couple of homes having three bedrooms and one home having six bedrooms according to the online records.

Within the past year, the Average List Price is around $498,086 and the Average Sale Price is $486,967 at this time.

The Average Number of Days On Market (DOM) is 350 days at this time; although, the current varying economic and lending conditions could affect the length of days on market (DOM).

The Listing Price To Sales Price Ratio is approximately 98.02%.

The REALTOR online records indicates the Lowest Price Listing is $369,900 and the Highest Price Listing is $795,000.

The above information was obtained from the Baldwin County Association of REALTORS, Albert M. Cheney, FHA Online Appraiser, (251) 533-2424, is an associate member of this REALTORS' organization.

FHA Online Appraiser Reports On "Whitestone Estates" Subdivision Located Near Semmes, Alabama

Albert Cheney (CHENEY APPRAISAL SERVICES) — Wed, 01 Jul 2009 22:57:40 -0500

Certified Online FHA Appraiser, Albert M. Cheney, reporting on Whitestone Estates Subdivision located off the west side of Schillinger Road, south of Moffett Road and located within the area of Semmes, Alabama.

Whitestone Estates Subdivision has 41 lots per record and using around 33.1+- acres for the subdivision development. Most of the houses have been built in 2008 and 2009.

The majority of the homes will range from 2,000 square feet to 3,050 square feet with three or four bedrooms and two to three bathrooms.

The Average List Price is $248,804 and the Average Sale Price is $239,651 at this time.

The Average Sold Price Per Square Foot is $92.74.

The Average Number of Days On Market (DOM) is 36 days at this time; although, the current economic and lending conditions could lengthen the days on market (DOM).

The Listing Price To Sales Price Ratio is approximately 97.6%.

The REALTOR online records indicates the Lowest Price Listing is $239,900 and the Highest Price Listing is $255,900.

The above information was obtained from the Mobile Area Association of REALTORS' online records. Albert M. Cheney, FHA Online Appraiser & Broker, (251) 533-2424, is a member of the local REALTORS organization.

FHA Appraiser Reports On "The Woodlands At The Preserve" Subdivision Located In Mobile, Alabama

Albert Cheney (CHENEY APPRAISAL SERVICES) — Wed, 01 Jul 2009 06:25:26 -0500

FHA Appraiser, Albert M. Cheney, reporting on The Woodlands At The Preserve Subdivision located along the north side of Girby Road between Government Boulevard and Hillcrest Road within the city of Mobile, Alabama.

The Woodlands At The Preserve Subdivision has 82 lots and, since 2006, around half of the lots have homes.

The majority of the homes will range from 2,000 square feet to 2,500 square feet with three bedrooms and two to three bathrooms.

The Average List Price is $368,857 and the Average Sale Price is $332,361 at this time.

The Average Sold Price Per Square Foot is $154.59.

The Average Number of Days On Market (DOM) is 127 days at this time; although, the current economic and lending conditions could lengthen the days on market (DOM).

The Listing Price To Sales Price Ratio is approximately 99.6%.

The REALTOR online records indicate a Low Sale Price of $275,000 and a High Sale Price of $470,000.

The above information was obtained from the Mobile Area Association of REALTORS. Albert M. Cheney, FHA Appraiser, (251) 533-2424, is a member of the local REALTORS organization.

"Looking For Stories About Gulf Coast Cities & Towns!"

Albert Cheney (CHENEY APPRAISAL SERVICES) — Thu, 17 Apr 2008 20:18:10 -0500

I am currently adding bios, history and other information about some of the local cities & towns within the "Mobile Bay Metro Area." After I add many of the cities & towns from within Baldwin and Mobile Counties of Alabama, I will begin writing my opinions and thoughts on each city, such as, its particular economy, up and coming neighborhood areas and unique characteristics and stories. This is where you come in. If you are familiar with a particular city or town as well as some interesting, untold stories about a Gulf Coast city or town, I would appreciate your time in sharing this information with me. Remember, please give credit where due and give only information that I can truly use and verify. I am currently working on Dauphin Island, Fairhope, Foley, Gulf Shores, Semmes, Spanish Fort and Theodore, Alabama. What can you share with me? Thanks ahead of time for assisting me in creating a unique accounting of our area cities and towns within Baldwin and Mobile Counties of Alabama. Albert Marshall Cheney, Certified Residential Real Property Appraiser, Albert@CheneyAppraisalServices.com.