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    <title>Conejo Valley Real Estate</title>
    <link>http://activerain.com/blogs/cherylclayton</link>
    <description>DRE License #00770024
Accredited Buyer's Representative
e-PRO Certified
Senior Real Estate Specialist
Relocation Specialist</description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/1363253/westlake-village-ca-homes-for-sale-troop-real-estate-supporting-toys-for-tots-and-manna-food</guid>
      <title>Westlake Village CA Homes for Sale, Troop Real Estate Supporting Toys for Tots and Manna Food</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://www.cherylclayton.com&quot; title=&quot;Westlake Village CA homes for sale&quot; target=&quot;_blank&quot;&gt;Westlake Village CA Homes for Sale&lt;/a&gt;&lt;/strong&gt;, &lt;strong&gt;&lt;a href=&quot;http://www.troop.com&quot; title=&quot;Troop Real Estate, Westlake Village, Ca&quot; target=&quot;_blank&quot;&gt;Troop Real Estate&lt;/a&gt;&lt;/strong&gt; in &lt;strong&gt;Westlake Village &lt;/strong&gt;has prepar&lt;img src=&quot;http://activerain.com/image_store/uploads/5/6/7/5/6/ar125970154865765.jpg&quot; height=&quot;203&quot; alt=&quot;&quot; width=&quot;200&quot; style=&quot;float: right;&quot; /&gt;ed areas in the lobby to accommodate a box for &lt;strong&gt;&lt;a href=&quot;http://www.toysfortots.org/&quot; title=&quot;Toys for Tots, Westlake Village ca homes for sale&quot; target=&quot;_blank&quot;&gt;Toys for Tots&lt;/a&gt;&lt;/strong&gt; and for &lt;strong&gt;&lt;a href=&quot;http://www.mannaconejo.org/&quot; title=&quot;Manna Food Bank, Thousand Oaks, Ca&quot; target=&quot;_blank&quot;&gt;Manna Food&lt;/a&gt;&lt;/strong&gt;. During this holiday season let's remember those less fortunate than us and who are in need of the basics of life. This has been a challenging year for many people in our community. California's unemployment rate has skyrocketed to over 12% and the pressure doesn't appear to be lifting for many &lt;strong&gt;Conejo Valley&lt;/strong&gt; families who have been hit hard by this economic recession.&lt;/p&gt;
&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/7/1/2/7/9/ar125970217597217.jpg&quot; height=&quot;106&quot; alt=&quot;&quot; width=&quot;121&quot; style=&quot;float: left;&quot; /&gt;Aside from feeding thousand of families turkey dinners for Thanksgiving in the &lt;strong&gt;Conejo Valley&lt;/strong&gt;, &lt;strong&gt;Troop Real Estate, Westlake Village Ca Homes&amp;nbsp;for Sale&lt;/strong&gt;&amp;nbsp;is a strong supporter of the &lt;strong&gt;&lt;a href=&quot;http://www.mannaconejo.org/#&quot; title=&quot;Manna Food Bank&quot; target=&quot;_blank&quot;&gt;Manna Food Bank&lt;/a&gt; &lt;/strong&gt;established in the &lt;strong&gt;Conejo Valley&lt;/strong&gt; in 1971 to help needy families. If you would like to donate to help the Manna Food Bank of &lt;strong&gt;Conejo Valley&lt;/strong&gt; feed these needy families, just bring your canned foods, unopened and non-perishable food items to&amp;nbsp;the &lt;strong&gt;Troop Real Estate&lt;/strong&gt;lobby at 3967 E. Thousand Oaks Blvd., Westlake Village, Ca. It is located on the corner of Thousand Oaks Blvd. and&amp;nbsp;Westlake Blvd. next to&amp;nbsp;Citi Bank.&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Toys for Tots, Westlake village ca homes for sale&quot; src=&quot;http://www.toysfortots.org/images/new/logo1.jpg&quot; height=&quot;52&quot; alt=&quot;&quot; width=&quot;172&quot; style=&quot;float: left;&quot; /&gt;The primary goal of &lt;strong&gt;&lt;a href=&quot;http://www.toysfortots.org/about_toys_for_tots/toys_for_tots_program/default.asp&quot; title=&quot;Toys for Tots, Westlake Village ca homes for sale&quot; target=&quot;_blank&quot;&gt;Toys for Tots&lt;/a&gt;&lt;/strong&gt; is to deliver, through a new toy at Christmas, a message of hope to less fortunate youngsters that will assist them in becoming responsible, productive, patriotic citizens. At Troop Real Estate, &lt;strong&gt;Westlake Village Ca homes for sale&lt;/strong&gt;, the box for &lt;strong&gt;Toys for Tots&lt;/strong&gt; is in the lobby and ready for your unwrapped toy donation. Please be sure the toy is unwrapped.&lt;/p&gt;
&lt;p&gt;This holiday season is a great time to help needy families through giving a to worthy organizations. &lt;strong&gt;Toys for Tots&lt;/strong&gt; and the &lt;strong&gt;Manna Food Bank &lt;/strong&gt;will take your donation straight to these needy families. Our office is located at: Troop Real Estate, 3967 E. Thousand Oaks Blvd., Westlake Village, Ca 91362. If you have questions feel free to call 805-750-8896. It's a great day for &lt;strong&gt;Westlake Village Ca Homes for Sale&lt;/strong&gt;.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Tue, 01 Dec 2009 15:26:01 -0600</pubDate>
      <link>http://activerain.com/blogsview/1363253/westlake-village-ca-homes-for-sale-troop-real-estate-supporting-toys-for-tots-and-manna-food</link>
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      <guid>http://activerain.com/blogsview/1361486/westlake-village-ca-real-estate-tiger-woods-mia-at-his-chevron-golf-tournament-this-year-</guid>
      <title>Westlake Village, CA Real Estate - Tiger Woods MIA at his Chevron Golf Tournament this Year.</title>
      <description>&lt;p&gt;&lt;strong&gt;Westlake Village, Ca Real Estate&lt;/strong&gt; - &lt;strong&gt;Tiger Woods&lt;/strong&gt; will not be attending the Annual Chevron Golf Tournament to be held this week at &lt;strong&gt;&lt;a href=&quot;http://www.sherwoodcc.com/&quot; target=&quot;_blank&quot;&gt;Sherwood Country Club&lt;/a&gt;, Westlake Village, Ca&lt;/strong&gt;. As we have heard, Tiger was in a car accident a few days ago on his property and he has chosen to be very discreet about it. Whatever the reason, my personal opinion is, give him some space. He didn't hurt anyone and he is proven to be a pretty classy guy, choosing not to participate in media frenzy. Afterall, he named is yacht &quot;&lt;em&gt;Privacy&lt;/em&gt;.&quot; I think it should be illegal for the public to have access to 911 recordings. What do you think?&lt;/p&gt;
&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/6/6/1/2/6/ar125961210162166.jpg&quot; height=&quot;106&quot; alt=&quot;&quot; width=&quot;200&quot; style=&quot;float: right;&quot; /&gt;The annual &lt;strong&gt;Chevron&amp;nbsp;World Challenge Golf Tournament&lt;/strong&gt;&amp;nbsp;is held here in &lt;strong&gt;Westlake Village, Ca&lt;/strong&gt;. each year and helps raise money for programs of the Tiger Woods Foundation including the Tiger Woods Learning Center in Orange County.&lt;/p&gt;
&lt;p&gt;The &lt;a href=&quot;http://www.sherwoodcountryclub.com/Default.aspx?p=DynamicModule&amp;amp;pageid=262612&amp;amp;ssid=126988&amp;amp;vnf=1&quot; target=&quot;_blank&quot;&gt;Sherwood Country Club&lt;/a&gt; in &lt;strong&gt;Westlake Village, Ca&lt;/strong&gt;. is home to a championship 18-hole Jack Nicklaus signature golf course, driving range and stately golf clubhouse. Golfing legend Jack Nicklaus exceeded expectations when he designed this 7,052 yard, par-72 championship course.&amp;nbsp; Sherwood's championship&amp;nbsp;course is an exceptional playing experience for players of all levels.&amp;nbsp; Its imaginative use of land elevations and valleys, waterfalls, running streams and unique rock formations echo the aesthetically rich natural environment of Sherwood Valley and tranquil Lake Sherwood.&amp;nbsp; Every tee box affords a breathtaking view, and fairways are luxuriously studded with groves of magnificent oak, willow and sycamore trees.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Real Estate&lt;/strong&gt; behind the gates in Lake Sherwood is some of the most expensive in &lt;strong&gt;Westlake Village, Ca. &lt;/strong&gt;ranging from $2mil up to $25mil. Wayne Gretzky's 12,360 sq.ft. home in Sherwood sold for $18,500,000 in 2007. Guess who bought it? Lenny Dykstra.&lt;/p&gt;
&lt;p&gt;We will certainly miss Tiger Wood's&amp;nbsp;presence here in &lt;strong&gt;Westlake Village, Ca&lt;/strong&gt;. this year. Hopefully the media will turn their attention to more important matters very soon and leave him alone! &lt;strong&gt;Real estate&lt;/strong&gt; is great here in &lt;strong&gt;Westlake Village, Ca&lt;/strong&gt;.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Mon, 30 Nov 2009 14:39:27 -0600</pubDate>
      <link>http://activerain.com/blogsview/1361486/westlake-village-ca-real-estate-tiger-woods-mia-at-his-chevron-golf-tournament-this-year-</link>
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      <guid>http://activerain.com/blogsview/1359863/westlake-village-real-estate-is-making-home-affordable-solving-the-foreclosure-problem-or-postponing-it-</guid>
      <title>Westlake Village Real Estate - Is &quot;Making Home Affordable&quot; Solving the Foreclosure Problem or Postponing it?</title>
      <description>&lt;p&gt;&lt;strong&gt;Westlake Village, Ca Real Estate&lt;/strong&gt; - The Congressional Oversight Panel's (COP)&amp;nbsp;October 2009 Report is available. This video report&amp;nbsp;is worth watching. It explains the two initiatives of the &quot;&lt;strong&gt;Making Home Affordable&lt;/strong&gt;&quot; program: &lt;strong&gt;HARP&lt;/strong&gt; and &lt;strong&gt;HAMP &lt;/strong&gt;introduced by the Obama Administration.&lt;/p&gt;
&lt;p&gt;The program called &quot;&lt;strong&gt;MAKING HOME AFFORDABLE&lt;/strong&gt;&quot; has two initiatives: &lt;strong&gt;HARP &lt;/strong&gt;(Home Affordable Re-finance program) and &lt;strong&gt;HAMP &lt;/strong&gt;(Home Affordable Modification program) The jury is still out whether these programs will actually help the foreclosure dilemma. Will they solve the foreclosure problem or will they prolong it? This COP October 2009 video report&amp;nbsp;explains the pitfalls of &quot;Making Home Affordable&quot;&amp;nbsp;in detail and gives great insight that is easy to understand. The COP Report indicates that homes are falling into foreclosure faster than these programs can act.&lt;/p&gt;
&lt;p&gt;To watch the COP October 2009 Report video visit: &lt;a href=&quot;http://www.newsgeni.us/articles/Job_Loss_Not_the_Primary_Reason_for_Defaults.html&quot;&gt;http://www.newsgeni.us/articles/Job_Loss_Not_the_Primary_Reason_for_Defaults.html&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Westlake Village, ca Real Estate&lt;/strong&gt; - Often homeowners who are facing foreclosure reach a state of &quot;denial.&quot; If you are in foreclosure, you need to understand your options so you can make educated decisions for your future. At &lt;strong&gt;Troop Real Estate&lt;/strong&gt; in &lt;strong&gt;Westlake Village, Ca&lt;/strong&gt; we are equipped to guide homeowners through the foreclosure process.&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Sun, 29 Nov 2009 15:44:43 -0600</pubDate>
      <link>http://activerain.com/blogsview/1359863/westlake-village-real-estate-is-making-home-affordable-solving-the-foreclosure-problem-or-postponing-it-</link>
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      <guid>http://activerain.com/blogsview/1352789/westlake-village-ca-real-estate-cesar-milan-is-looking-for-dogs-in-westlake-village-ca</guid>
      <title>Westlake Village, Ca Real Estate - Cesar Milan is Looking for Dogs in Westlake Village, Ca</title>
      <description>&lt;p&gt;&lt;strong&gt;Westlake Village, Ca, Real Estate&lt;/strong&gt; - &lt;strong&gt;Cesar Milan&lt;/strong&gt; and the producers of National Geographic Channel's &lt;strong&gt;Dog Whisperer &lt;/strong&gt;are looking for dogs in Westlake Village who need rehabilitation help! When I heard this my hand went up. I have two dogs my daughter rescued from the dog pound. Yes, my daughter rescued them and now I get to take care of them. What's wrong with this picture?&lt;/p&gt;
&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/9/3/0/6/3/ar125904058836039.jpg&quot; height=&quot;267&quot; alt=&quot;&quot; width=&quot;200&quot; style=&quot;float: right;&quot; /&gt;If you live in &lt;strong&gt;Westlake Village, Ca &lt;/strong&gt;and have a dog in need of rehabilitation (like me), you must first get that video camera out, or if you have a Blackberry, use your video feature and shoot a 5-7 minute video of your dog behaving badly. The video needs to contain a short clip of you introducing yourself and a little about yourself. There also must be at least three instances in the video of your dog's quirky, phobic, or bad behavior.&lt;/p&gt;
&lt;p&gt;The show is also looking for dogs who are getting in the way of love. What? Yes, that's right! Is your dog coming between you and your significant other? Then submit, submit, submit! &lt;strong&gt;Westlake Village, Ca &lt;/strong&gt;residents whose dog is creating relationship problems are encouraged to make that video! For submission information please visit: &lt;a href=&quot;http://www.cesarsway.com/node/836&quot;&gt;http://www.cesarsway.com/node/836&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;Once you submit your video there will be an audition you need to attend:&lt;/p&gt;
&lt;p&gt;Tuesday, November 24, 2009&lt;/p&gt;
&lt;p&gt;3:00pm-4:00pm&lt;br /&gt;It's Pawfect, Inc&lt;br /&gt;31143 Via Colinas, #405&lt;br /&gt;&lt;strong&gt;Westlake Village, CA&lt;/strong&gt; 91362&lt;/p&gt;
&lt;p&gt;Your dog does not need to be in attendance at the audition ... just you and your video at the address on Via Colinas, &lt;strong&gt;Westlake Village, Ca&lt;/strong&gt;.&lt;/p&gt;
&lt;p&gt;To read more about this unique opportunity to meet Cesar Milan and attend the audition here in &lt;strong&gt;Westlake Village, Ca&lt;/strong&gt;, visit: &lt;a href=&quot;http://www.cesarsway.com/node/836&quot;&gt;http://www.cesarsway.com/node/836&lt;/a&gt;. You might see me, your &lt;strong&gt;Westlake Village, Ca Realtor&lt;/strong&gt; there with my problem pooch!&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Mon, 23 Nov 2009 23:44:20 -0600</pubDate>
      <link>http://activerain.com/blogsview/1352789/westlake-village-ca-real-estate-cesar-milan-is-looking-for-dogs-in-westlake-village-ca</link>
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      <guid>http://activerain.com/blogsview/1351431/westlake-village-ca-real-estate-find-a-black-friday-bargain-in-real-estate-</guid>
      <title>Westlake Village, Ca Real Estate - Find a Black Friday Bargain in Real Estate!</title>
      <description>&lt;p&gt;&lt;strong&gt;Westlake Village, Ca Real Estate&lt;/strong&gt; - Find a &lt;strong&gt;Black Friday&lt;/strong&gt; Bargain in &lt;strong&gt;Real Estate&lt;/strong&gt;! While thousands of people will be out shopping the retail stores this coming Friday, &lt;strong&gt;BLACK FRIDAY&lt;/strong&gt;, scavengering for bargains, sales, reduced prices, FREE STUFF and killer deals,I know some home buyers who will be out looking for a &lt;strong&gt;Black Friday&lt;/strong&gt; bargain in &lt;strong&gt;Real Estate&lt;/strong&gt;!&lt;/p&gt;
&lt;p&gt;In the &lt;strong&gt;Conejo Valley&lt;/strong&gt; (&lt;em&gt;Westlake Village, Thousand Oaks, Agoura Hills, Oak Park and Newbury Park&lt;/em&gt;) alone there are &lt;strong&gt;69 active Short Sales &lt;/strong&gt;listed. Short Sales do take longer to close, but they aren't nearly as difficult as&amp;nbsp;they were&amp;nbsp;last year. Loss mitigation representatives employed by the bank to handle the properties are more experienced now and real estate agents understand the process and the pitfalls now. This makes the process move faster and smoother. I just heard of a short sale that was approved in six weeks! That's record time compared to one I managed last year that took six months to close.&lt;/p&gt;
&lt;p&gt;In the &lt;strong&gt;Conejo Valley&lt;/strong&gt; (&lt;em&gt;Westlake Village, Thousand Oaks, Agoura Hills, Oak Park and Newbury Park&lt;/em&gt;) alone there are four active &lt;strong&gt;REO Properties&lt;/strong&gt; listed. What is an &lt;strong&gt;REO&lt;/strong&gt;? It is a property that has been through the foreclosure sale and has been taken back over by the bank. We also call these properties &lt;strong&gt;Bank Owned &lt;/strong&gt;properties. Watch out! These properties go fast! You've got to be out there the first day it comes on the market and ready to pull the trigger! Usually you will be in multiple offer scenarios with counter offers going out to the strongest and highest offers. Talk about &lt;strong&gt;BLACK FRIDAY&lt;/strong&gt; mania... this is definitely it!&lt;/p&gt;
&lt;p&gt;In the &lt;strong&gt;Conejo Valley&lt;/strong&gt; (&lt;em&gt;Westlake Village, Thousand Oaks, Agoura Hills, Oak Park and Newbury Park&lt;/em&gt;) alone there are 25 attached properties. These are &lt;strong&gt;townhomes&lt;/strong&gt; and &lt;strong&gt;condos &lt;/strong&gt;ranging in price from $106,000 in Thousand Oaks&amp;nbsp;to $849,000 in Newbury Park.&lt;/p&gt;
&lt;p&gt;In the &lt;strong&gt;Conejo Valley&lt;/strong&gt; (&lt;em&gt;Westlake Village, Thousand Oaks, Agoura Hills, Oak Park and Newbury Park&lt;/em&gt;) alone there are 44 single family homes. These are detached, stand alone properties sitting on their own lot. The listing prices range from $270,000 in Newbury Park to $2,160,000 in Lake Sherwood, &lt;strong&gt;Westlake Village, Ca.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;For all of you &lt;strong&gt;BLACK FRIDAY&lt;/strong&gt; bargain &lt;strong&gt;home buyers&lt;/strong&gt;... In the &lt;strong&gt;Conejo Valley&lt;/strong&gt; (&lt;em&gt;Westlake Village, Thousand Oaks, Agoura Hills, Oak Park and Newbury Park&lt;/em&gt;) alone there are 20 listings at $400,000 and below.&lt;/p&gt;
&lt;p&gt;While our inventory is definitely low in comparison to a few years ago, there are still terrific properties being sold every day! Remember, I only gave you &lt;strong&gt;Conejo Valley&lt;/strong&gt; statistics. If you want to spread out to &lt;strong&gt;Camarillo, Simi Valley, Moorpark, Calabasas&lt;/strong&gt; or the &lt;strong&gt;San Fernando Valley&lt;/strong&gt;, there are some fabulous properties in these areas as well.&lt;/p&gt;
&lt;p&gt;So are you ready for &lt;strong&gt;BLACK FRIDAY&lt;/strong&gt; in &lt;strong&gt;Real Estate&lt;/strong&gt;? It's going to be a great day in &lt;strong&gt;Westlake Village, Ca Real Estate&lt;/strong&gt;.&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Mon, 23 Nov 2009 10:04:57 -0600</pubDate>
      <link>http://activerain.com/blogsview/1351431/westlake-village-ca-real-estate-find-a-black-friday-bargain-in-real-estate-</link>
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      <guid>http://activerain.com/blogsview/1350006/westlake-village-ca-real-estate-will-it-be-a-glove-or-a-house-</guid>
      <title>Westlake Village, Ca Real Estate - Will it be a Glove or a House?</title>
      <description>&lt;p&gt;&lt;strong&gt;Westlake Village, Ca Real Estate - Will it be a Glove or a House? &lt;/strong&gt;Which would you buy for a whopping $350,000? &lt;strong&gt;Michael Jackson's &lt;/strong&gt;shimmering white rhinestone studded glove he wore when he premiered his very first moonwalk dance in 1983 was auctioned off yesterday .... and the final bid? SOLD for $350,000 plus tax and auction house fees. The final sale? $420,000! Who was the bidder? 36 year-old Hoffman Ma from Hong Kong.&lt;/p&gt;
&lt;p&gt;It is certainly interesting to see what can be bought for the price of a fixer-upper in the &lt;strong&gt;Conejo Valley, Westlake Village, Ca&lt;/strong&gt;. I have &lt;strong&gt;first-time buyer's&lt;/strong&gt; in escrow at present for a 1500 sq. ft. &lt;strong&gt;Camarillo&lt;/strong&gt; townhome they are buying close to this price. This townhome will need the ceilings scraped and finished, a new dishwasher, some updating and cleaning, but my clients were thrilled when I told them their offer was accepted in a multiple offer scenario! I can only imagine their feeling of thrill was the same feeling Hoffman Ma felt when he was awarded &quot;&lt;em&gt;the glove&lt;/em&gt;.&quot;&lt;/p&gt;
&lt;p&gt;In &lt;strong&gt;Westlake Village, Ca Real Estate, &lt;/strong&gt;you&amp;nbsp;could consider yourself&amp;nbsp;VERY&amp;nbsp;lucky if you found a fixer upper single family home for $350,000-$420,000. There are definitely condos and townhomes in this price range. Some bank owned properties, some short sale properties and of course, there are still regular sales happening. But in this price range be prepared for &lt;strong&gt;multiple offers&lt;/strong&gt;! In surrounding areas around &lt;strong&gt;Westlake Village, Ca Real Estate&lt;/strong&gt;, such as &lt;strong&gt;Thousand Oaks&lt;/strong&gt;, &lt;strong&gt;Agoura Hills&lt;/strong&gt;, &lt;strong&gt;Oak Park&lt;/strong&gt;, &lt;strong&gt;Newbury Park&lt;/strong&gt;, &lt;strong&gt;Wood Ranch&lt;/strong&gt;, &lt;strong&gt;Simi Valley&lt;/strong&gt;, &lt;strong&gt;Moorpark&lt;/strong&gt; and &lt;strong&gt;Camarillo&lt;/strong&gt; you can certainly find fixer-upper single family homes in this price range.&lt;/p&gt;
&lt;p&gt;Did I mention &lt;em&gt;multiple offers&lt;/em&gt;? &lt;strong&gt;Michael Jackson's glove&lt;/strong&gt; was only expected to sell between $40-$60,000. As bids for &lt;strong&gt;Michael Jackson's glove&lt;/strong&gt; kept going up during the auction it was noted that fans were squealing and there was frenzy in the air! Well, when we sell properties in &lt;strong&gt;Westlake Village, Ca Real Estate &lt;/strong&gt;in multiple offer scenarios, there might not be squealing but there is definitely a feeling of frenzy as agents and buyers work their offers to negotiate the winning offer! In this market there are many investors&amp;nbsp;submitting &quot;all cash&quot; or &quot;50% down&quot; offers which places the &lt;strong&gt;FHA buyer&lt;/strong&gt; at a disadvantage. Sometimes it takes offering two or three times with an FHA buyer to get a property. But there is always a happy ending if you persist!&lt;/p&gt;
&lt;p&gt;I am happy for Hoffman Ma. He offered on something of value to him and got it! AND I am especially happy for the clients that I help get what they want....&lt;strong&gt; HOME OWNERSHIP&lt;/strong&gt;! This is a terrific time to buy a home, whether you are a first-time buyer, investor, downsizing buyer or moving up buyer! Interest rates are at an incredible ALL-TIME low and values are affordable. It's a great day in &lt;strong&gt;Westlake Village, Ca Real Estate!&lt;/strong&gt;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Sun, 22 Nov 2009 10:59:59 -0600</pubDate>
      <link>http://activerain.com/blogsview/1350006/westlake-village-ca-real-estate-will-it-be-a-glove-or-a-house-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1349096/foreclosures-westlake-village-ca-new-wave-looms-ahead</guid>
      <title>Foreclosures, Westlake Village, CA - New Wave Looms Ahead</title>
      <description>&lt;p&gt;&lt;strong&gt;Foreclosures, Westlake Village, Ca&lt;/strong&gt; - New Wave of Foreclosures looms ahead per the latest news&amp;nbsp;in &lt;strong&gt;USA Today&lt;/strong&gt;'s November 19th article by Stephanie Armour. She states there are about seven million properties that are destined to go into foreclosure, according to a September study by Amherst Securities Group compared to 1.27 million properties in 2005. If this is true, we are going to have a huge onslaught of short sales and bank owned properties on our hands.&lt;/p&gt;
&lt;p&gt;The foreclosure process is a very slow process. It can takes months to get to the foreclosure sale from the initial default on the loan. Why?&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Foreclosures, Westlake Village, Ca&lt;/strong&gt;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;There have been &lt;strong&gt;MORATORIUMS&lt;/strong&gt;... state laws that have been set in place to try to encourage lenders to work with homeowners.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Lenders&lt;/strong&gt; are Overwhelmed... loss mitigation representatives have 100 of files on their plate at one given time.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Loan Modifications&lt;/strong&gt;... banks are forced to try the loan modification process first before foreclosing. This can take at least 2-6 months... and all this time the foreclosure sale is getting postponed.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Asset Write-Downs&lt;/strong&gt;... Lenders can keep the homes on their books at a higher value than if they write the asset down and foreclose.&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;&lt;strong&gt;Foreclosures, Westlake Village, Ca&lt;/strong&gt; If you or someone you know is in default and facing foreclosure, it's good to speak to a professional who can help you see your options. Many homeowners who are in default are in denial as well. Knowledge is power and acting on good knowledge will help the decisions work in your favor. &lt;strong&gt;Foreclosures, Westlake Village, Ca.&lt;/strong&gt;&amp;nbsp;To read the USA Today article visit: &lt;a href=&quot;http://www.usatoday.com/money/economy/housing/2009-11-19-shadow19_ST_N.htm&quot;&gt;http://www.usatoday.com/money/economy/housing/2009-11-19-shadow19_ST_N.htm&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Sat, 21 Nov 2009 13:48:38 -0600</pubDate>
      <link>http://activerain.com/blogsview/1349096/foreclosures-westlake-village-ca-new-wave-looms-ahead</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1339136/conejo-valley-ca-real-estate-facebook-page</guid>
      <title>Conejo Valley, Ca  Real Estate Facebook Page</title>
      <description>&lt;p&gt;&lt;strong&gt;Conejo Valley Real Estate&lt;/strong&gt; Facebook Page is up and running and provides information about real estate in the Southern California region called &lt;strong&gt;Conejo Valley&lt;/strong&gt;!&lt;/p&gt;
&lt;p&gt;The &lt;strong&gt;Conejo Valley&lt;/strong&gt; consists of the cities of Westlake Village, Agoura, Agoura Hills, Oak Park, Thousand Oaks, and Newbury Park. The &lt;strong&gt;Conejo Valley&lt;/strong&gt; is located about nine miles inland between Santa Barbara and Los Angeles.&lt;/p&gt;
&lt;p&gt;Become a fan of &lt;strong&gt;Conejo Valley Real Estate&lt;/strong&gt; Facebook Page today! You will receive daily updates about market conditions, new listings, real estate news and mortgage rate changes!&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;div style=&quot;width: 100%;&quot;&gt;
&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
&lt;div style=&quot;background: #EDEFF4;display: block;border-right: 1px solid #D8DFEA;border-bottom: 1px solid #D8DFEA;border-left: 1px solid #D8DFEA;margin: 0px;padding: 0px 0px 5px 0px;&quot;&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
&lt;/tr&gt;
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&lt;/div&gt;
&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Sun, 15 Nov 2009 21:24:56 -0600</pubDate>
      <link>http://activerain.com/blogsview/1339136/conejo-valley-ca-real-estate-facebook-page</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1336866/how-are-home-buyers-finding-homes-in-this-market-</guid>
      <title>How Are Home Buyers Finding Homes In This Market?</title>
      <description>&lt;p&gt;A recent survey taken by the &lt;strong&gt;National Association of Realtors&lt;/strong&gt; gives some terrific insight into how &lt;strong&gt;home buyers&lt;/strong&gt; are finding homes in this market.&lt;/p&gt;
&lt;p&gt;After surveying 9,138 &lt;strong&gt;home buyers&lt;/strong&gt;, the results came in as follows:&lt;/p&gt;
&lt;p&gt;On the average, &lt;strong&gt;home buyers&lt;/strong&gt; searched for approximately 12 weeks before buying and viewed approximately 12 homes before finding the one they bought.&lt;/p&gt;
&lt;p&gt;36% said they found their home through their agent and&lt;/p&gt;
&lt;p&gt;36% found their home via the Internet.&lt;/p&gt;
&lt;p&gt;12% found their home via a yard sign and&lt;/p&gt;
&lt;p&gt;6% found their home via a friend, neighbor or relative.&lt;/p&gt;
&lt;p&gt;5% found their home via a builder.&lt;/p&gt;
&lt;p&gt;3% found their home via a print or newspaper ad.&lt;/p&gt;
&lt;p&gt;2% found their home directly from a seller. And less than&lt;/p&gt;
&lt;p&gt;1% found their home via a real estate book or magazine.&lt;/p&gt;
&lt;p&gt;About 90 percent of &lt;strong&gt;home buyers&lt;/strong&gt; responding to the survey said they used the Internet to assist their home search, 87 percent said their agent assisted the home search, 59 percent used yard signs, 46 percent attended open houses, and 40 percent viewed print or newspaper ads.&lt;/p&gt;
&lt;p&gt;This survey definitely speaks out that the Internet is playing an important role in a &lt;strong&gt;home buyer's &lt;/strong&gt;home search in this market which is why Realtors need to be on it. &lt;strong&gt;Where are home buyer's finding homes in this market? &lt;/strong&gt;Most of them are starting with Internet searches and having their agent's assist them with the search.&lt;/p&gt;
&lt;p&gt;The one thing &lt;strong&gt;home buyers &lt;/strong&gt;need to remember and understand is, often there are &quot;pocket listings&quot; an agent will know about that&amp;nbsp;are not listed on the Internet. Also there are listings that might be coming up within a Realtor's network that could be a perfect match! An agent's professional advise and guidance can save home buyer's from making grave mistakes.&lt;/p&gt;
&lt;p&gt;After all, this is one of the biggest decisions a &lt;strong&gt;home buyer&lt;/strong&gt; will make.... it's worth doing it the right way... with a Realtor!&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;div style=&quot;width: 100%;&quot;&gt;
&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Fri, 13 Nov 2009 22:18:07 -0600</pubDate>
      <link>http://activerain.com/blogsview/1336866/how-are-home-buyers-finding-homes-in-this-market-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1335131/first-time-buyer-s-tax-credit-evolves-into-tax-credit-for-existing-home-owners-too-</guid>
      <title>First-Time Buyer's Tax Credit Evolves Into Tax Credit for Existing Home Owners Too!</title>
      <description>&lt;p&gt;&lt;strong&gt;The First-Time Buyer's Tax Credit&lt;/strong&gt; has been extended out to April 2010. Aside from extending the deadline, the new extension includes existing home owners who want to move up or down. Since there is much more involved in the newly passed bill, I suggest that anyone who is interested visit: &lt;a href=&quot;http://www.realtor.org/home_buyers_and_sellers/2009_first_time_home_buyer_tax_credit&quot;&gt;http://www.realtor.org/home_buyers_and_sellers/2009_first_time_home_buyer_tax_credit&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;We all have heard by now how important this &lt;strong&gt;First-Time Buyer's Tax Credit&lt;/strong&gt; has been to the revival of the housing market. While we are not out of the woods yet, with the newly extended bill moving out to April 2010 I predict we will see the housing market continue to improve and pricing will continue to stabilize.&lt;/p&gt;
&lt;p&gt;When I work with buyers, I suggest they buy with the thought process they will be staying in their new home for at least five years... no less... maybe more. Appreciation will be a slow growth in the future. My buyers are fully aware that they are buying something they can grow into... not something that will be too small in five years. Values are affordable and interests rates at an all-time low. This is a terrific time to take advantage of the &lt;strong&gt;First-Time Buyer's Tax Credit&lt;/strong&gt;.&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;&lt;img style=&quot;border: 0px;margin: 0px;padding: 0px;&quot; src=&quot;http://www.facebook.com/profile/pic.php?oid=AAAAAQAQzX_RiDxQHW7yhXwxsCmxxwAAAAzzf_kMFIG9E-2BrPOuAAjH&amp;amp;size=square&quot; alt=&quot;Conejo Valley Real Estate&quot; /&gt;&lt;/a&gt;&lt;/td&gt;
&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Thu, 12 Nov 2009 22:34:48 -0600</pubDate>
      <link>http://activerain.com/blogsview/1335131/first-time-buyer-s-tax-credit-evolves-into-tax-credit-for-existing-home-owners-too-</link>
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    <item>
      <guid>http://activerain.com/blogsview/1335112/houselogic-a-new-website-for-home-owners-about-home-maintenance</guid>
      <title>HouseLogic... A New Website for Home Owners About Home Maintenance</title>
      <description>&lt;p&gt;&lt;strong&gt;HouseLogic&lt;/strong&gt;, a new website sponsored by the &lt;strong&gt;National Association of Realtors&lt;/strong&gt;, and now in the Beta version, is a website full of information about home maintenance, home improvement and beyond. The page titles are as follows: &lt;strong&gt;Improve, Maintain, Engage, Taxes and Incentives, Finances and Insurance, News and Activity.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;If you need information regarding a certain subject about your house, you can use the search tool to search for information on the subject. If you are &quot;green&quot; conscious, you can search for ideas to make your home a more &quot;green&quot; home.&lt;/p&gt;
&lt;p&gt;You can visit the new website at &lt;a href=&quot;http://www.HouseLogic.com&quot;&gt;http://www.HouseLogic.com&lt;/a&gt;. Take the tour today!&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;div style=&quot;width: 100%;&quot;&gt;
&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
&lt;div style=&quot;background: #EDEFF4;display: block;border-right: 1px solid #D8DFEA;border-bottom: 1px solid #D8DFEA;border-left: 1px solid #D8DFEA;margin: 0px;padding: 0px 0px 5px 0px;&quot;&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Thu, 12 Nov 2009 22:14:00 -0600</pubDate>
      <link>http://activerain.com/blogsview/1335112/houselogic-a-new-website-for-home-owners-about-home-maintenance</link>
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      <guid>http://activerain.com/blogsview/1335087/conejo-valley-california-september-real-estate-statistics</guid>
      <title>Conejo Valley, California September Real Estate Statistics</title>
      <description>&lt;p&gt;&lt;strong&gt;Conejo Valley, California - September Real Estate Statistics. &lt;/strong&gt;Median sales price for single- family homes in September 2009 was $659,722; in 2008 it was $667,760. The median price is the point where half of the units sold for more and half for less. September sales of &lt;strong&gt;Conejo Valley&lt;/strong&gt; single-family homes totaled 111. This compares to 135 sold in August and 95 a year ago, according to Connie Reed, President, &lt;strong&gt;Conejo Valley Association of REALTORS&lt;/strong&gt;.&lt;/p&gt;
&lt;p&gt;Median prices for single- family homes in August in the &lt;strong&gt;Conejo Valley&lt;/strong&gt; were as follows: $350,000 for 2 home up to two bedrooms; $553,571 for 30 three-bedroom homes; and $703,124 for 79 our or more bedroom homes. This compares to sales in September 2008 of $190,000 for 1 two bedroom homes, $596,150 for 28 three-bedroom homes; and $710,000 for 66 our or more bedroom homes.&lt;/p&gt;
&lt;p&gt;Condominium sales totaled 48 in September in the &lt;strong&gt;Conejo Valley &lt;/strong&gt;compared to 36 in August 2009 and 45 for September 2008. Total Sales for all real estate transactions in September were $103,705,650; for September 2008 the total was $89,798,919. New residential listings for &lt;strong&gt;Conejo Valley, California&lt;/strong&gt; totaled 251 in September 2009 compared to 269 in September 2008 and 257 in August 2009.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;div style=&quot;width: 100%;&quot;&gt;
&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
&lt;div style=&quot;background: #EDEFF4;display: block;border-right: 1px solid #D8DFEA;border-bottom: 1px solid #D8DFEA;border-left: 1px solid #D8DFEA;margin: 0px;padding: 0px 0px 5px 0px;&quot;&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Thu, 12 Nov 2009 21:41:08 -0600</pubDate>
      <link>http://activerain.com/blogsview/1335087/conejo-valley-california-september-real-estate-statistics</link>
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      <guid>http://activerain.com/blogsview/1208175/simi-valley-sycamore-terrace-3-2-condo-for-rent</guid>
      <title>Simi Valley, Sycamore Terrace, 3 + 2 Condo For Rent</title>
      <description>&lt;p&gt;&lt;strong&gt;Simi Valley, Sycamore Terrace, 3 + 2 Condo for Rent&lt;/strong&gt;. Spacious and clean 3+2 unit is centrally located in &lt;a href=&quot;http://www.ci.simi-valley.ca.us/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Simi Valley&lt;/strong&gt;&lt;/a&gt; near Cochran and Galena. This area is conveniently located near shopping and restaurants and has great freeway access. It is an upper floor, corner unit that has been freshly painted with neutral colors and professionally cleaned.&lt;/p&gt;
&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/2/6/3/0/2/ar125112270020362.jpg&quot; height=&quot;234&quot; alt=&quot;&quot; width=&quot;296&quot; style=&quot;float: left;&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;This Simi Valley, Sycamore Terrace 3 + 2 Condo for rent&lt;/strong&gt; has&amp;nbsp;a laundry area in the hallway across from the second bathroom. Washer/Dryer and Refrigerator are included in the rent price. Also, the living room furniture can stay if desired. The parking is one shared garage beneath the unit and one parking space. The living room has a fireplace and there is a door that leads out onto a balcony.&lt;/p&gt;
&lt;p&gt;* &lt;strong&gt;Pool view&lt;/strong&gt; from the living room and kitchen windows.&lt;br /&gt;* Kitchen has microwave, oven, gas range top, dish washer, garbage disposal, refrigerator.&lt;br /&gt;* Tile entry leading into the dining area and kitchen.&lt;br /&gt;* &lt;strong&gt;Extra spacious Master Suite&lt;br /&gt;&lt;/strong&gt;* Carpet in the bedrooms and living room.&lt;br /&gt;* &lt;strong&gt;Community pool/spa and tennis courts&lt;/strong&gt;&lt;br /&gt;* No pets&lt;br /&gt;* No smoking&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Simi Valley, Sycamore Terrace 3 + 2 Condo for Rent&lt;/strong&gt; is offered at $1,950/mo with a security deposit of $1,950. For more information &lt;a href=&quot;http://www.cherylclayton.com/Simi_Valley/California/Condos/90013229/Sycamore_Villas/Agent/Listing_3955481.html&quot; target=&quot;_blank&quot;&gt;click here&lt;/a&gt;.&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
&lt;div style=&quot;background: #EDEFF4;display: block;border-right: 1px solid #D8DFEA;border-bottom: 1px solid #D8DFEA;border-left: 1px solid #D8DFEA;margin: 0px;padding: 0px 0px 5px 0px;&quot;&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Mon, 24 Aug 2009 09:15:20 -0500</pubDate>
      <link>http://activerain.com/blogsview/1208175/simi-valley-sycamore-terrace-3-2-condo-for-rent</link>
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      <guid>http://activerain.com/blogsview/1204200/westlake-village-hidden-canyon-for-lease-2-2-condo-price-reduced</guid>
      <title>Westlake Village, Hidden Canyon, For Lease 2 + 2 Condo Price Reduced</title>
      <description>&lt;p&gt;&lt;strong&gt;Westlake Village, Hidden Canyon, For Lease 2 + 2 Condo&lt;/strong&gt;&amp;nbsp;has just had a price reduction from $2200/mo to $2000/mo. The security deposit is $2000.00 with total move-in to be $4000.00&lt;/p&gt;
&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/2/0/9/9/8/ar125082067889902.jpg&quot; height=&quot;225&quot; alt=&quot;&quot; width=&quot;300&quot; style=&quot;float: right;&quot; /&gt;&lt;strong&gt;Westlake Village, Hidden Canyon&lt;/strong&gt;is a great place to live. The location is at Via Colinas and Thousand Oaks Blvd. between the off ramps of Lindero Canyon Blvd. and Westlake Blvd. It is conveniently located near the Westlake Promenade, grocery stores, shopping and restaurants.&lt;/p&gt;
&lt;p&gt;The price of this &lt;strong&gt;Westlake Village, Hidden Canyon&lt;/strong&gt; one story, 2 + 2 lower level condo unit has been reduced from $2200/mo to $2000/mo. The available date is September 8, 2009.&lt;/p&gt;
&lt;p&gt;The unit is very private and has an enclosed patio for outdoor barbecues. The kitchen has granit counters. Refrigerator and washer/dryer can stay with the unit (without warranty).&lt;/p&gt;
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&lt;td&gt;One story, lower level 2+2 in &lt;strong&gt;Westlake Village, Hidden Canyon&lt;/strong&gt;. Attached, direct access one car garage with one car space in carport. Laundry area in garage. Washer and dryer offered with unit (no warranty). Wood-like flooring, tile in bathrooms. Granite counter tops in kitchen with newer dishwasher, microwave, range/oven, refrigerator offered with unit (no warranty). Unit has been painted with neutral colors, carpets cleaned and ready to show. Ceiling fans in living room and master bedroom. Hidden Canyon is centrally located in Westlake Village near shopping and restaurants. Great freeway access from Westlake Blvd. Community pool/spa. Sliding glass door leads to enclosed patio from dining area. White shutters on windows, updated and stylish dining chandelier and lighting. Recessed lighting in kitchen, living room and master bedroom. 1172 sq. ft. built in 1985. Clean and updated lower level unit, no stairs, pets welcome.&lt;/td&gt;
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&lt;/p&gt;
&lt;p&gt;To view this &lt;strong&gt;Westlake Village, Hidden Canyon 2 + 2 condo for lease&lt;/strong&gt;, call 805-750-8896 for a&amp;nbsp;showing appointment. &lt;a href=&quot;http://www.cherylclayton.com/Westlake_Village/California/Homes/Conejo_Valley/Hidden_Canyon/Agent/Listing_3962371.html&quot; target=&quot;_blank&quot;&gt;Click here for more information&lt;/a&gt;.&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Thu, 20 Aug 2009 21:27:54 -0500</pubDate>
      <link>http://activerain.com/blogsview/1204200/westlake-village-hidden-canyon-for-lease-2-2-condo-price-reduced</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1202521/westlake-village-hidden-canyon-for-lease-2-2-condo</guid>
      <title>Westlake Village, Hidden Canyon For Lease 2+2 Condo</title>
      <description>&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/6/7/9/2/2/ar125072043522976.jpg&quot; height=&quot;225&quot; alt=&quot;&quot; width=&quot;300&quot; style=&quot;float: right;&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Westlake Village, Hidden Canyon&lt;/strong&gt; is located at Via Colinas and Thousand Oaks Blvd. between the off ramps of Lindero Canyon Blvd. and Westlake Blvd. off the 101 freeway. This area is conveniently located near the Westlake Promenade shopping center where there are restaurants, a move theatre, Bristol Farms and other shopping.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;FOR LEASE: Westlake Village, Hidden Canyon 2+2 Condo. $2200/mo.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;One story, lower level 2+2 in West&lt;strong&gt;lake Village&lt;/strong&gt;, &lt;strong&gt;Hidden Canyon. &lt;/strong&gt;Attached, direct access one car garage with one car space in carport. Laundry area in garage. Washer and dryer offered with unit (no warranty). Wood-like flooring, tile in bathrooms. Granite countertops in kitchen with newer dishwasher, microwave, range/oven, refrigerator offered with unit (no warranty). Unit has been painted with neutral colors, carpets cleaned and ready to show. Ceiling fans in living room and master bedroom.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Westlake Village, Hidden Canyon&lt;/strong&gt; is centrally located in Westlake Village near shopping and restaurants. Great freeway access from Westlake Blvd. Community pool/spa. Sliding glass door leads to enclosed patio from dining area. White &lt;a href=&quot;http://www.cherylclayton.com/Listing/ViewListingDetailsAuthenticated.aspx?ListingID=3962371&amp;amp;Preview=false&amp;amp;TabID=1489773#&quot; id=&quot;GVLINK_2_0_0&quot;&gt;shutters&lt;/a&gt; on windows, updated and stylish dining chandelier and lighting. Recessed ligting in kitchen, living room and master bedroom. 1172 sq. ft. built in 1985. Clean and updated lower level unit, no stairs, pets welcome.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Westlake Village, Hidden Canyon&lt;/strong&gt; is a great place to live. This unit is available for showings. Call 805-750-8896 for an appointment. &lt;a href=&quot;http://www.cherylclayton.com/Listing/ViewListingDetailsAuthenticated.aspx?ListingID=3962371&amp;amp;Preview=false&amp;amp;TabID=1489773&quot; target=&quot;_blank&quot;&gt;Click here for more infomation&lt;/a&gt;.&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Wed, 19 Aug 2009 17:33:21 -0500</pubDate>
      <link>http://activerain.com/blogsview/1202521/westlake-village-hidden-canyon-for-lease-2-2-condo</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1169280/westlake-village-first-neighborhood-ca-floor-plans</guid>
      <title>Westlake Village, First Neighborhood, CA Floor Plans</title>
      <description>&lt;p style=&quot;text-align: center;&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/7/7/3/5/7/ar12487029375377.jpg&quot; height=&quot;132&quot; alt=&quot;&quot; width=&quot;706&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Westlake Village, First Neighborhood, CA&lt;/strong&gt; floor plans are many as there are two separate tracts in the community. This neighborhood was established in the beginning of developing the &lt;a href=&quot;http://www.wlv.org/&quot; title=&quot;City of Westlake Village, CA&quot; target=&quot;_blank&quot;&gt;city of Westlake Village&lt;/a&gt;&amp;nbsp;in 1966. The homes were built between 1966-1969. The community is designed with cul-de-sac streets featuring an elementary school and park right in the center with walking paths winding throughout the neighborhood. The elementary school is called &lt;a href=&quot;http://www.whiteoakelementary.org/&quot; title=&quot;White Oak Elementary School&quot; target=&quot;_blank&quot;&gt;White Oak Elementary&lt;/a&gt; and is part of the highly desired &lt;a href=&quot;http://corp.lvusd.org/&quot; title=&quot;Las Virgenes School District&quot; target=&quot;_blank&quot;&gt;Las Virgenes School District&lt;/a&gt;. The park behind While Oak Elementary is called &lt;a href=&quot;http://www.wlv.org/city_services/berniece-bennett-park.asp&quot; title=&quot;Berniece Bennett Park&quot; target=&quot;_blank&quot;&gt;Berniece Bennett Park&lt;/a&gt; and offers a playground,&amp;nbsp;massive grassy area, picnic benches and a community center with a pool.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/4/4/1/7/6/ar124870417867144.jpg&quot; height=&quot;238&quot; alt=&quot;&quot; width=&quot;343&quot; style=&quot;float: left;&quot; /&gt;Westlake Village, First Neighborhood, CA&lt;/strong&gt; is designed with two different tracts; &lt;em&gt;Colony Park&lt;/em&gt; and &lt;em&gt;Mayfair&lt;/em&gt;. The &lt;em&gt;Colony Park&lt;/em&gt; tract is located on the South side of the community nearest &lt;em&gt;Berniece Bennett Park&lt;/em&gt;. The entrances of &lt;em&gt;Greengate Road&lt;/em&gt;, &lt;em&gt;Knightsgate Road&lt;/em&gt; and &lt;em&gt;Watergate Road&lt;/em&gt; lead into the &lt;em&gt;Colony Park&lt;/em&gt; tract. In this tract you will see many of the homes have high walls in the front to seclude the house from the street.&lt;/p&gt;
&lt;p&gt;To view &lt;strong&gt;First Neighborhood&lt;/strong&gt;&amp;nbsp;&lt;em&gt;Colony Park&lt;/em&gt; &lt;strong&gt;floor plans&lt;/strong&gt; &lt;a href=&quot;http://www.cherylclayton.com/First_Neighborhood/page_2259581.html&quot; title=&quot;Colony Park First Neighborhood Floor Plans&quot; target=&quot;_blank&quot;&gt;click here&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/9/3/6/9/4/ar124870861249639.jpg&quot; height=&quot;230&quot; alt=&quot;&quot; width=&quot;336&quot; style=&quot;float: right;&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The &lt;strong&gt;First Neighborhood&lt;/strong&gt; &lt;em&gt;Mayfair&lt;/em&gt; tract is located at the front of &lt;em&gt;White Oak Elementary&lt;/em&gt; school. The entrances leading into the Mayfair tract are &lt;em&gt;Middlegate Road&lt;/em&gt; and &lt;em&gt;Barronsgate Road&lt;/em&gt; off of &lt;em&gt;Lindero Canyon Road&lt;/em&gt; on the South side of the community. In this tract the homes are designed with a more traditional feel, however, many of them have private courtyards in the front similar to &lt;em&gt;Colony Park&lt;/em&gt;.&lt;/p&gt;
&lt;p&gt;In both tracts the average lot size is approximately 6-7,000 sq. ft.&lt;/p&gt;
&lt;p&gt;To view &lt;strong&gt;First Neighborhood&lt;/strong&gt; &lt;em&gt;Mayfair&lt;/em&gt; &lt;strong&gt;floor plans&lt;/strong&gt; &lt;a href=&quot;http://www.cherylclayton.com/First_Neighborhood_-_Mayfair_Tract_Floor_Plans/page_2259622.html&quot; title=&quot;Mayfair Floor Plans&quot; target=&quot;_blank&quot;&gt;click here&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Westlake Village, First Neighborhood, CA&lt;/strong&gt;&amp;nbsp;is a community that, although built in 1966, has only grown more beautiful and desirable as the years go by. This is a highly desirable community for young families with children. The walking paths, park and community center bring unique amenities for Southern California quality of life. Search for listings in &lt;strong&gt;Westlake Village, First Neighborhood, CA&lt;/strong&gt; below.&lt;/p&gt;
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&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Mon, 27 Jul 2009 11:37:30 -0500</pubDate>
      <link>http://activerain.com/blogsview/1169280/westlake-village-first-neighborhood-ca-floor-plans</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1168418/westlake-village-first-neighborhood-ca-is-a-great-place-to-live</guid>
      <title>Westlake Village, First Neighborhood, CA is a Great Place to Live</title>
      <description>&lt;p style=&quot;text-align: right;&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/6/1/6/5/8/ar124864225885616.jpg&quot; height=&quot;137&quot; alt=&quot;&quot; width=&quot;746&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://www.wlv.org/&quot; title=&quot;City of Westlake Village&quot; target=&quot;_blank&quot;&gt;Westlake Village&lt;/a&gt;, First Neighborhood, CA &lt;/strong&gt;is most definitely a great place to live. This beautiful and quiet community sits in the heart of Westlake Village walking distance to the lake where there are &lt;a href=&quot;http://www.boccacciosonthelake.com/&quot; title=&quot;Boccaccios&quot; target=&quot;_blank&quot;&gt;restaurants&lt;/a&gt;, shops and walking paths. Dining at the restaurants in our beautiful Southern California weather is like being on vacation in a peaceful, relaxed setting.&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/9/9/0/4/3/ar124864483434099.jpg&quot; height=&quot;464&quot; alt=&quot;&quot; width=&quot;611&quot; /&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;There are two builders who designed different styles of homes in the &lt;strong&gt;&lt;a href=&quot;http://www.firstneighborhood.org/&quot; title=&quot;First Neighborhood Home Owners Association&quot; target=&quot;_blank&quot;&gt;First Neighborhood&lt;/a&gt;, Westlake Village, CA. &lt;/strong&gt;Half of the community is called &quot;Colony Park,&quot; and the other half&amp;nbsp;is called &quot;Mayfair.&quot; The Colony Park homes are located on the northern section of the community. Many of these homes appear to have the front yard walled in and the home is secluded from the street. The outside of the homes are mostly stucco and the roofs are predominantly concrete tile. Colony Park has a &quot;Mediterranean&quot; feel. The Mayfair section is located&amp;nbsp;at the Southern part of the community toward the front of &lt;a href=&quot;http://www.whiteoakelementary.org/&quot; title=&quot;White Oak Elementary School&quot; target=&quot;_blank&quot;&gt;White Oak Elementary&lt;/a&gt;. These homes are built with a more traditional look, however, many of these homes, as well, have walled-in courtyards in the front of the house.&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/1/5/5/6/2/ar124864648126551.jpg&quot; height=&quot;206&quot; alt=&quot;&quot; width=&quot;297&quot; /&gt;&lt;/p&gt;
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&lt;p style=&quot;text-align: left;&quot;&gt;To get to &lt;strong&gt;First Neighborhood, Westlake Village, CA &lt;/strong&gt;you would take the Lindero Canyon Blvd.&amp;nbsp;exit off the 101 freeway. Turn West on Lindero Canyon Blvd. and about a block down the road you will see the first entrance to the community, &lt;em&gt;Barronsgate Road&lt;/em&gt;. If you travel down further, the next entrance is called &lt;em&gt;Middlegate Road&lt;/em&gt;. These two entrances will take you into the &quot;Mayfair&quot; section of the &lt;strong&gt;First Neighborhood&lt;/strong&gt; community.&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;The homes in &lt;strong&gt;First Neighborhood, Westlake Village, CA&lt;/strong&gt; were built between 1966 -1969. This is one of the first communities started when the &lt;em&gt;&lt;a href=&quot;http://en.wikipedia.org/wiki/American-Hawaiian_Steamship_Company&quot; title=&quot;American Hawaiian Steamship Company&quot; target=&quot;_blank&quot;&gt;American Hawaiian Steamship Company&lt;/a&gt;&lt;/em&gt; began to build &lt;strong&gt;Westlake Village&lt;/strong&gt;. Their goal was to create &lt;em&gt;&quot;A City in the Country.&quot;&lt;/em&gt; &lt;strong&gt;Westlake Village&lt;/strong&gt;is a completely planned community designed for rural living away from the hussle and bussle of the city.&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;Although &lt;strong&gt;First Neighborhood, Westlake Village, CA&lt;/strong&gt; homes are dated in the 1960's, this community has only become more beautiful and desirable through the years. Especailly&amp;nbsp;to young families with school-aged children. Many of the homes have been purchased by these young families who have renovated and updated the neighborhood. &lt;strong&gt;First Neighborhood, Westlake Village, CA&lt;/strong&gt; is certainly a great place to live.&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;a href=&quot;http://twitter.com/cl8tntweets&quot;&gt;&lt;img title=&quot;twitter-ani&quot; src=&quot;http://conejovalleyhomes.files.wordpress.com/2009/07/twitter-ani1.gif?w=155&amp;amp;h=55&amp;amp;h=55&quot; height=&quot;55&quot; alt=&quot;twitter-ani&quot; width=&quot;155&quot; /&gt;&lt;/a&gt; &lt;a href=&quot;http://www.cherylclayton.com/&quot;&gt;&lt;img title=&quot;ltlblesearch&quot; src=&quot;http://conejovalleyhomes.files.wordpress.com/2009/07/ltlblesearch.jpg?w=138&amp;amp;h=77&amp;amp;h=77&quot; height=&quot;77&quot; alt=&quot;ltlblesearch&quot; width=&quot;138&quot; /&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Sun, 26 Jul 2009 17:46:18 -0500</pubDate>
      <link>http://activerain.com/blogsview/1168418/westlake-village-first-neighborhood-ca-is-a-great-place-to-live</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1168242/first-neighborhood-westlake-village-ca-near-the-lake</guid>
      <title>First Neighborhood, Westlake Village, CA Near the Lake</title>
      <description>&lt;p style=&quot;text-align: center;&quot;&gt;&lt;a href=&quot;http://www.parks.ca.gov/pages/980/files/sspshp%20ethnohistory.pdf&quot; title=&quot;City of Westlake Village, CA&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/4/4/7/9/9/ar124863254899744.jpg&quot; height=&quot;117&quot; alt=&quot;&quot; width=&quot;624&quot; /&gt;&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;span&gt;&lt;a href=&quot;http://www.wlv.org/&quot; title=&quot;city of Westlake Village, CA&quot; target=&quot;_blank&quot;&gt;&lt;span&gt;Westlake &lt;/span&gt;Village&lt;/a&gt;, CA&lt;/span&gt;&lt;/strong&gt;&lt;strong&gt; First Neighborhood&lt;/strong&gt; is one of the first neighborhood communities built in the area around the lake. Archaeologist, Chester King, noted that years ago the area where &lt;strong&gt;First Neighborhood&lt;/strong&gt; sits was a Chumash village called &lt;a href=&quot;http://www.parks.ca.gov/pages/980/files/sspshp%20ethnohistory.pdf&quot; title=&quot;Hipuc Chumash Village&quot; target=&quot;_blank&quot;&gt;&lt;span&gt;&lt;span&gt;Hipuc&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;span&gt;(&lt;span&gt;Ypuc&lt;/span&gt;). In 1966 the American Hawaiian Steamship Company designed &lt;/span&gt;&lt;strong&gt;Westlake Village&lt;/strong&gt; to be a &quot;City in the Country.&quot;&lt;/p&gt;
&lt;p&gt;The community of &lt;strong&gt;&lt;span&gt;First Neighborhood in &lt;span&gt;Westlake&lt;/span&gt; Village, Ca &lt;/span&gt;&lt;/strong&gt;&lt;span&gt;was built in 1968. All of the street names end in &quot;Court.&quot; That is because all of the streets are &lt;span&gt;cul&lt;/span&gt;-&lt;span&gt;de&lt;/span&gt;-sac streets. The community is built around an elementary school, &lt;/span&gt;&lt;a href=&quot;http://www.whiteoakelementary.org/&quot; title=&quot;White Oak Elementary&quot; target=&quot;_blank&quot;&gt;White Oak Elementary&lt;/a&gt;, which belongs to the highly desired &lt;a href=&quot;http://corp.lvusd.org/&quot; title=&quot;Las Virgenes School District&quot; target=&quot;_blank&quot;&gt;&lt;span&gt;&lt;span&gt;Las&lt;/span&gt; &lt;span&gt;Virgenes&lt;/span&gt; Unified School District&lt;/span&gt;&lt;/a&gt;. There are greenbelts winding throughout the community and a &lt;a href=&quot;http://www.firstneighborhood.org/&quot; title=&quot;First Neighborhood Home Owner's Association&quot; target=&quot;_blank&quot;&gt;community center and park&lt;/a&gt; at the back of the school. The park is named Bennett Park.&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/9/1/5/7/9/ar124863188897519.jpg&quot; height=&quot;408&quot; alt=&quot;&quot; width=&quot;595&quot; /&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;span&gt;First Neighborhood, &lt;span&gt;Westlake&lt;/span&gt; Village, CA &lt;/span&gt;&lt;/strong&gt;&lt;span&gt;contains 600 single family one-story and two-story homes. It is situated in the heart of &lt;span&gt;Westlake&lt;/span&gt; Village at the cross streets of &lt;span&gt;Lindero&lt;/span&gt; Canyon Road&amp;nbsp;and &lt;span&gt;Agoura&lt;/span&gt; Road. All of the entry streets into the community end with &quot;gate.&quot; For instance, from &lt;span&gt;Lindero&lt;/span&gt; Canyon Road, you may enter the community by way of &lt;span&gt;Middlegate&lt;/span&gt; Road and &lt;span&gt;Barronsgate&lt;/span&gt; Road. From &lt;span&gt;Agoura&lt;/span&gt; Road, you may enter the community by way of&amp;nbsp;Greengate Road and &lt;span&gt;Knightsgate&lt;/span&gt; Road. At the back of the community from &lt;span&gt;Lakeview&lt;/span&gt; Canyon Road, you may enter the community by way of Watergate Road.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;If&amp;nbsp;you live in &lt;/span&gt;&lt;strong&gt;&lt;span&gt;First Neighborhood, &lt;span&gt;Westlake&lt;/span&gt; Village, CA&lt;/span&gt;&lt;/strong&gt; you are walking distance to the lake. At the lake there are three restaurants, walking paths and boats you can rent for a fun ride around the lake. The three restaurants at the lake are &lt;a href=&quot;http://www.boccacciosonthelake.com/&quot; title=&quot;Boccaccio's Restaurant&quot; target=&quot;_blank&quot;&gt;Boccaccio's Restaurant&lt;/a&gt;, The &lt;a href=&quot;http://www.menuism.com/restaurants/caCSpAjNur24upabBlKsEs-landing-grill-sushi-bar-westlake-village-ca&quot; title=&quot;The Landing Grill and Sushi Bar&quot; target=&quot;_blank&quot;&gt;Landing Grill and Sushi Bar&lt;/a&gt;, and &lt;a href=&quot;http://www.zinbistroamericana.com/&quot; title=&quot;Zin Bistro&quot; target=&quot;_blank&quot;&gt;&lt;span&gt;&lt;span&gt;Zin&lt;/span&gt; Bistro&lt;/span&gt;&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;Many of the homes in the &lt;strong&gt;&lt;span&gt;First Neighborhood, &lt;span&gt;Westlake&lt;/span&gt; Village, CA &lt;/span&gt;&lt;/strong&gt;&lt;span&gt;have open, private courtyards insi&lt;span&gt;de&lt;/span&gt; the secluded front entries. The homes are designed for casual, family living showing an open design with lots of windows and plenty of natural light. The middle school and high&amp;nbsp;&lt;span&gt;school&lt;/span&gt; designated for &lt;/span&gt;&lt;strong&gt;First Neighborhood, Westlake Village, CA&lt;/strong&gt; are &lt;a href=&quot;http://www.linderocanyonmiddleschool.net/&quot; title=&quot;Lindero Canyon Middle School&quot; target=&quot;_blank&quot;&gt;&lt;span&gt;&lt;span&gt;Lindero&lt;/span&gt; Canyon Middle School&lt;/span&gt;&lt;/a&gt; and &lt;a href=&quot;http://www.whschaps.com/&quot; title=&quot;Westlake High School&quot; target=&quot;_blank&quot;&gt;&lt;span&gt;&lt;span&gt;Westlake&lt;/span&gt; High School&lt;/span&gt;&lt;/a&gt;.&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;a href=&quot;http://twitter.com/cl8tntweets&quot;&gt;&lt;img title=&quot;twitter-ani&quot; src=&quot;http://conejovalleyhomes.files.wordpress.com/2009/07/twitter-ani1.gif?w=155&amp;amp;h=55&amp;amp;h=55&quot; height=&quot;55&quot; alt=&quot;twitter-ani&quot; width=&quot;155&quot; /&gt;&lt;/a&gt; &lt;a href=&quot;http://www.cherylclayton.com/&quot;&gt;&lt;img title=&quot;ltlblesearch&quot; src=&quot;http://conejovalleyhomes.files.wordpress.com/2009/07/ltlblesearch.jpg?w=138&amp;amp;h=77&amp;amp;h=77&quot; height=&quot;77&quot; alt=&quot;ltlblesearch&quot; width=&quot;138&quot; /&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Sun, 26 Jul 2009 14:56:52 -0500</pubDate>
      <link>http://activerain.com/blogsview/1168242/first-neighborhood-westlake-village-ca-near-the-lake</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1154801/wordless-wednesday</guid>
      <title>Wordless Wednesday</title>
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&lt;p&gt;The ferris wheel at&amp;nbsp;Conejo Valley Days, Thousand Oaks, California May 2009&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Thu, 16 Jul 2009 00:43:08 -0500</pubDate>
      <link>http://activerain.com/blogsview/1154801/wordless-wednesday</link>
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    <item>
      <guid>http://activerain.com/blogsview/1153951/how-do-you-know-when-it-is-the-right-time-to-buy-a-house-</guid>
      <title>How Do You Know When It Is the Right Time to Buy a House?</title>
      <description>&lt;p&gt;With&amp;nbsp;mortgage rates crawling back up the chart over the past few days, there is some talk about property values continuing to decrease. I have heard some buyers say they &quot;want to wait until the market hits bottom.&quot; But while these buyers are waiting.... other buyers are jumping in to capture the savings of the $8,000 First-Time Home Buyer's Credit, along with getting a great interest rate.&lt;/p&gt;
&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/3/8/6/5/5/ar124768246855683.gif&quot; height=&quot;75&quot; alt=&quot;&quot; width=&quot;100&quot; style=&quot;float: right;&quot; /&gt;The potential home buyer who says &quot;I want to wait until the market hits the bottom&quot; is telling me that&amp;nbsp;he/she does not understand the market AND that he/she is close-minded to the great opportunities that are available right now. In fact, this may be the best and only time frame First-Time Buyers may have to experience the amount of savings offered to buy a home. They may &lt;strong&gt;NEVER &lt;/strong&gt;have another opportunity like this one where home values according to Trulia.com indicate average home prices are near 2001/2002 levels. Compound that with historically low mortgage rates and the incentive of the $8,000 tax credit, &lt;strong&gt;home affordability is at an all time high.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Yes, OUR ECONOMY IS UNCERTAIN, however, one mistake potential home buyers have made in the past is waiting for &quot;what might be&quot;. While mortgage rates were at an all time low of 4.5% in April, the media blasted 4% possibly on the horizon. While many buyers anticipated lower rates and held off on pulling the trigger, they lost out dearly for greed.&lt;/p&gt;
&lt;p&gt;When is the right time to buy a house? &lt;strong&gt;If a situation can help now, take &lt;/strong&gt;&lt;a href=&quot;http://www.huliq.com/1/83573/current-mortgage-rates-still-historic-lows#&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;advantage&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; because the unknown can come back to hurt you. There are only 135 days left to take advantage of the $8,000 First-Time Buyers Credit. &lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;a href=&quot;http://twitter.com/cl8tntweets&quot;&gt;&lt;img title=&quot;twitter-ani&quot; src=&quot;http://conejovalleyhomes.files.wordpress.com/2009/07/twitter-ani1.gif?w=155&amp;amp;h=55&amp;amp;h=55&quot; height=&quot;55&quot; alt=&quot;twitter-ani&quot; width=&quot;155&quot; /&gt;&lt;/a&gt; &lt;a href=&quot;http://www.cherylclayton.com/&quot;&gt;&lt;img title=&quot;ltlblesearch&quot; src=&quot;http://conejovalleyhomes.files.wordpress.com/2009/07/ltlblesearch.jpg?w=138&amp;amp;h=77&amp;amp;h=77&quot; height=&quot;77&quot; alt=&quot;ltlblesearch&quot; width=&quot;138&quot; /&gt;&lt;/a&gt;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Wed, 15 Jul 2009 13:30:06 -0500</pubDate>
      <link>http://activerain.com/blogsview/1153951/how-do-you-know-when-it-is-the-right-time-to-buy-a-house-</link>
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    <item>
      <guid>http://activerain.com/blogsview/1151496/first-time-buyer-affordability-index-at-69-in-california</guid>
      <title>First-Time Buyer Affordability Index at 69% in California</title>
      <description>&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/4/4/8/6/5/ar124752605256844.jpg&quot; height=&quot;138&quot; alt=&quot;&quot; width=&quot;129&quot; style=&quot;float: right;&quot; /&gt;The California first-time buyer affordability index is sitting right at 69% right now. (Compared to 47% last year at this time.) This is a fantastic 23% improvement and is prompting first-time buyers to jump into the home buying pool. In the Conejo Valley (Westlake Village, Agoura, Agoura Hills, Oak Park, Newbury Park, Thousand Oaks)&amp;nbsp;there are 44 new listings on the market this week to date. The majority of them are below $600,000. It is important for first-time buyers to follow these steps when deciding to become home buyers:&lt;/p&gt;
&lt;p&gt;1) Get pre-approved through one of the five major lenders. (Bank of America, CitiBank, Wells Fargo, Chase, Provident) Why? Because if you decide to offer on a bank owned property you will be required to submit your pre-approval letter from a major, direct lender.&lt;/p&gt;
&lt;p&gt;2) Choose a Real Estate Agent you are comfortable with and who is an active, full-time agent. This is one of the biggest decisions you will make in life. Great representation can only come through an agent who is actively working full-time and who knows the local market. This step can make the difference in whether you win that property that is in multiple offers!&lt;/p&gt;
&lt;p&gt;3) Don't be afraid to ask questions. Knowledge is power, they say, and the more you educate yourself on the process of buying a home, the more savvy a buyer you will be.&lt;/p&gt;
&lt;p&gt;4) When you preview a home look for the major money pits such as roof condition, foundation, water heater age, furnace and air conditioner condition/age, leak spots on the ceiling and additions or remodels without permits.&lt;/p&gt;
&lt;p&gt;This is a prime opportunity for first-time buyers to buy a home.&amp;nbsp;Mortgage rates are sliding back down into the low 5's. Call a Realtor today and get started!&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://twitter.com/cl8tntweets&quot; target=&quot;_blank&quot;&gt;&lt;img src=&quot;http://activerain.comhttp://activerain.com/image_store/uploads/1/9/9/3/3/ar12471750833991.gif&quot; height=&quot;73&quot; alt=&quot;&quot; width=&quot;143&quot; /&gt;&lt;/a&gt;&amp;nbsp; &lt;a href=&quot;http://www.cherylclayton.com/&quot; target=&quot;_blank&quot;&gt;&lt;img src=&quot;http://activerain.comhttp://activerain.com/image_store/uploads/2/5/7/5/4/ar124717534145752.gif&quot; height=&quot;134&quot; alt=&quot;&quot; width=&quot;114&quot; /&gt;&lt;/a&gt;&amp;nbsp;&lt;strong&gt;&lt;a href=&quot;http://www.cherylclayton.com/&quot; target=&quot;_blank&quot;&gt;Search for homes in the Conejo Valley&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;&lt;img style=&quot;border: 0px;margin: 0px;padding: 0px;&quot; src=&quot;http://www.facebook.com/profile/pic.php?oid=AAAAAQAQzX_RiDxQHW7yhXwxsCmxxwAAAAzzf_kMFIG9E-2BrPOuAAjH&amp;amp;size=square&quot; alt=&quot;Conejo Valley Real Estate&quot; /&gt;&lt;/a&gt;&lt;/td&gt;
&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Mon, 13 Jul 2009 18:01:45 -0500</pubDate>
      <link>http://activerain.com/blogsview/1151496/first-time-buyer-affordability-index-at-69-in-california</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1146809/tips-for-buying-a-bank-owned-home-</guid>
      <title>Tips for Buying a Bank Owned Home </title>
      <description>&lt;p&gt;Some aspects of buying a&amp;nbsp;&lt;strong&gt;bank owned&lt;/strong&gt;(REO)&amp;nbsp;property are very different from a normal sale, and then, some aspects are very similar.&lt;/p&gt;
&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/2/3/9/8/5/ar124717587358932.png&quot; height=&quot;171&quot; alt=&quot;&quot; width=&quot;215&quot; style=&quot;float: right;&quot; /&gt;1) &lt;strong&gt;You must be pre-approved!&lt;/strong&gt;(bank owned properties move fast and you don't have time to get pre-approved after you have found a property you want to make an offer on. Get this step done before you start looking and you will be ready to submit your offer on the spot. The banks will not look at an offer without a pre-approval letter and many times they want the proof of funds up-front with the offer as well.&lt;/p&gt;
&lt;p&gt;2) &lt;strong&gt;There is little room for negotiation!&lt;/strong&gt; Where a normal seller usually prices their home expecting to come down in price, bank owned properties are priced competitively so they will move quickly. Always look at the recent comps to determine value.&lt;/p&gt;
&lt;p&gt;3) &lt;strong&gt;You are buying the house AS-IS! &lt;/strong&gt;What you see is what you get. You may still perform an inspection at your own expense, however, the buyer is expected to pay for repairs.&lt;/p&gt;
&lt;p&gt;4) &lt;strong&gt;You will not receive disclosure!&lt;/strong&gt; In a normal sale the seller is required to disclose all problems they know about the house. You will not get this from the bank. As they are only holding the on their books they have no knowledge of the history of the house.&lt;/p&gt;
&lt;p&gt;5) &lt;strong&gt;Work with a Realtor who works directly with the bank! &lt;/strong&gt;Receiving first-hand information on properties from an agent who works directly with the bank gives you an edge. It is possible to find out what will be coming up even before the properties hit the MLS database.&lt;/p&gt;
&lt;p&gt;6) &lt;strong&gt;Contingency periods are very short! &lt;/strong&gt;Often the contingency period the bank will allow is only seven days for the physical inspection. In a normal sale it is usually 17 days in California. This means you must move quickly to get your inspections done.&lt;/p&gt;
&lt;p&gt;In truth, buying a foreclosed home can be challenging. However, if you are patient and work closely with your agent, you can often find a good bargain.&lt;/p&gt;
&lt;p&gt;On the other hand, if&amp;nbsp;you are cash-poor coming in with minimum down payment and very little left in the bank after the transaction, this might not be the best avenue for you. Foreclosed homes usually have deferred maintenance issues and need some TLC to get them back in shape. Discuss this with your real estate agent to determine the best type of home you should buy.&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;a href=&quot;http://twitter.com/cl8tntweets&quot; target=&quot;_blank&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/1/9/9/3/3/ar12471750833991.gif&quot; height=&quot;73&quot; alt=&quot;&quot; width=&quot;143&quot; /&gt;&lt;/a&gt;&amp;nbsp; &lt;a href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/2/5/7/5/4/ar124717534145752.gif&quot; height=&quot;134&quot; alt=&quot;&quot; width=&quot;114&quot; /&gt;&lt;/a&gt;&amp;nbsp;&lt;strong&gt;&lt;a href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;Search for homes in the Conejo Valley&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Thu, 09 Jul 2009 16:45:43 -0500</pubDate>
      <link>http://activerain.com/blogsview/1146809/tips-for-buying-a-bank-owned-home-</link>
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    <item>
      <guid>http://activerain.com/blogsview/1146108/ribbon-cutting-at-consumer-s-title</guid>
      <title>Ribbon Cutting at Consumer's Title</title>
      <description>&lt;p&gt;The &lt;a href=&quot;http://www.towlvchamber.org&quot; target=&quot;_blank&quot;&gt;Thousand Oaks/Westlake Village Chamber&lt;/a&gt; Ambassadors attended a ribbon cutting yesterday hosted by &lt;a href=&quot;http://www.ctcsocal.com/&quot; target=&quot;_blank&quot;&gt;Consumer's Title Company&lt;/a&gt;&amp;nbsp;in Thousand Oaks. The new office location is conveniently located at 195 E. Hillcrest Drive, Suite 95, right behind Office Depot.&lt;/p&gt;
&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/7/3/7/8/9/ar124715202898737.jpg&quot; height=&quot;229&quot; alt=&quot;&quot; width=&quot;189&quot; style=&quot;float: right;&quot; /&gt;Walking into their office&amp;nbsp;was like walking into a beautifully decorated designer showroom. The atmosphere is friendly and the energy is bright. The name &quot;Consumer's&quot; Title represents the focus of their marketing. They are marketing to the consumer to bring awareness to the fact that consumers have a choice when it comes to choosing your title company. Consumer's Title has the lowest rates in Ventura County. They pride themselves in being an intimate, &quot;boutique&quot; title company that puts the consumer first.&lt;/p&gt;
&lt;p&gt;President, Joe Beckerle stated that the company is already turning a profit and business is booming. Senior Account Manager, Scott Mazza gave a short description of the company and one interesting point he made was that Consumer's Title has an extensive educational format for Real Estate agents as well as the consumer. Classes are scheduled regularly at Real Estate offices in the&amp;nbsp;Conejo Valley and surrounding areas&amp;nbsp;to provide education about title reports.&lt;/p&gt;
&lt;p&gt;One of the highlights of the event for me was meeting people face to face with whom&amp;nbsp;I always talk&amp;nbsp;with on the phone who give me superior service. I had the pleasure of meeting &lt;a href=&quot;http://www.ctcsocal.com/el/Biography.asp?Id=34310&amp;amp;AgentIdNew=2009340&quot; target=&quot;_blank&quot;&gt;Paul Clayton&lt;/a&gt;, Customer Service Manager (tremendously friendly and helpful) and &lt;a href=&quot;http://www.ctcsocal.com/el/Biography.asp?Id=34310&amp;amp;AgentIdNew=2009339&quot; target=&quot;_blank&quot;&gt;Roxanne Danielsen&lt;/a&gt;, Title Operations Manager (warm, friendly and sharp!). I also spoke with the lovely &lt;a href=&quot;http://www.ctcsocal.com/el/Biography.asp?Id=34310&amp;amp;AgentIdNew=2009342&quot; target=&quot;_blank&quot;&gt;Pamela Baldwin-Flores&lt;/a&gt;, Escrow Operations Manager who is going to be heading up their escrow division.&lt;/p&gt;
&lt;p&gt;This was a terrific event with many Ambassadors as well as Consumer's Title staff in attendance. We learned much about Consumer's Title Company and we also cut a ribbon, took a picture and toasted to their success. For more information about Consumer's Title Company call 805-495-7200 or visit their website at: &lt;a href=&quot;http://www.ctcsocal.com/index.shtml&quot;&gt;http://www.ctcsocal.com/index.shtml&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://twitter.com/cl8tntweets&quot; target=&quot;_blank&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/8/8/7/0/8/ar124715136280788.gif&quot; height=&quot;37&quot; alt=&quot;&quot; width=&quot;180&quot; /&gt;&lt;/a&gt;&amp;nbsp;&lt;a href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/4/0/6/9/9/ar124715147699604.gif&quot; height=&quot;82&quot; alt=&quot;&quot; width=&quot;101&quot; /&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Thu, 09 Jul 2009 10:07:50 -0500</pubDate>
      <link>http://activerain.com/blogsview/1146108/ribbon-cutting-at-consumer-s-title</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1142388/refinancing-just-got-easier-but-will-it-make-a-difference-</guid>
      <title>Refinancing Just Got Easier... but Will it Make a Difference?</title>
      <description>&lt;p&gt;Last week the Obama administration eased the eligibility rules for its &quot;&lt;strong&gt;Home Affordable Refinance&quot;&lt;/strong&gt; program. &lt;strong&gt;They moved the loan-to-value ratio from 105% to 125%&lt;/strong&gt;. This will hopefully enable more home owners to refinance who owe more than their home is worth.&lt;/p&gt;
&lt;p&gt;However, according to the &lt;a href=&quot;http://www.mbaa.org/default.htm&quot; target=&quot;_blank&quot;&gt;Mortgage Bankers Association&lt;/a&gt;, the recent uptick in mortgage interest rates have put a huge halt on the refinance AND new purchase loan market. Refi applications fell 30% last week to the lowest level since last November. Although interest rates have slowly been edging downward over the past few weeks, it seems that refi activity hasn't rebounded.&lt;/p&gt;
&lt;p&gt;What will happen if mortgage rates continue to go up? It could slow the housing market down even more.... and you know what that means... values will drop further and more home owners will be pushed into foreclosure.&lt;/p&gt;
&lt;p&gt;In April a 30-year fixed mortgage was at 4.78 percent. We are now sitting at 5.32% and that is with rates dropping a little. So it seems that inflationary pressure is pushing interest rates higher and the housing market is definitely a little slower than it was in April and May. Mortgage applications dropped 19% last week.&lt;/p&gt;
&lt;p&gt;When 67% of home sales in the nation are attributed to first-time buyers, a slight shift in the interest rates makes a BIG impact on their ability to qualify, not to mention the affordability factor. &lt;strong&gt;H&lt;/strong&gt;&lt;strong&gt;owever&lt;/strong&gt;, at &lt;strong&gt;5.32% today&lt;/strong&gt;, this is still an &lt;em&gt;all-time low interest rate&lt;/em&gt;! If you are buying for the long-term you have no worries. This is a great time to pull the trigger and jump in.&lt;/p&gt;
&lt;p&gt;Buyers in this market are getting to great value for their money. More square footage, more amenities and larger lot sizes! The &lt;strong&gt;Conejo Valley&lt;/strong&gt; offers the fabulous combination of great weather, terrific school districts, fabulous amentiies and family designed communities. I can't think of a better place to live!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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&lt;td valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;&lt;img style=&quot;border: 0px;margin: 0px;padding: 0px;&quot; src=&quot;http://www.facebook.com/profile/pic.php?oid=AAAAAQAQzX_RiDxQHW7yhXwxsCmxxwAAAAzzf_kMFIG9E-2BrPOuAAjH&amp;amp;size=square&quot; alt=&quot;Conejo Valley Real Estate&quot; /&gt;&lt;/a&gt;&lt;/td&gt;
&lt;td style=&quot;padding: 0px 8px 0px 8px;&quot; valign=&quot;middle&quot;&gt;&lt;a style=&quot;border: 0px;color: #3B5998;font-family: verdana;font-size: 12px;font-weight: bold;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Conejo Valley Real Estate&quot; href=&quot;http://www.facebook.com/pages/Westlake-Village-Ca/Conejo-Valley-Real-Estate/298112315011&quot; target=&quot;_TOP&quot;&gt;Conejo Valley Real Estate&lt;/a&gt;&lt;/td&gt;
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&lt;div style=&quot;display: block;float: right;margin: 0px;padding: 4px 0px 0px 0px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: none;margin: 0px;padding: 0px;text-decoration: none;&quot; title=&quot;Create your Fan Badge&quot; href=&quot;http://www.facebook.com/facebook-widgets/fanbadges.php&quot; target=&quot;_TOP&quot;&gt;&lt;/a&gt;&lt;/div&gt;
&lt;/div&gt;&lt;/div&gt;</description>
      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Mon, 06 Jul 2009 15:05:53 -0500</pubDate>
      <link>http://activerain.com/blogsview/1142388/refinancing-just-got-easier-but-will-it-make-a-difference-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1134511/fiamme-restaurant-serves-up-a-taste-of-italy-at-troop-real-estate</guid>
      <title>Fiamme Restaurant Serves Up a Taste of Italy at Troop Real Estate</title>
      <description>&lt;p&gt;Real Estate Agents, Mortgage Lenders, Business Brokers, Title Reps, and Escrow Agents at &lt;a href=&quot;http://www.troop.com&quot; target=&quot;_blank&quot;&gt;Troop Real Estate&lt;/a&gt; were given a very special opportunity last Wednesday to taste some delicious food from &lt;a href=&quot;http://www.fiammerestaurant.com/&quot; target=&quot;_blank&quot;&gt;Fiamme Restaurant&lt;/a&gt;. You should have seen the array of pastas, bread and Fiamme's special &quot;fire sauce&quot; for dipping. It tasted just like it came straight from Italy. Fresh, authentic and scrumptious! The special &quot;fire sauce&quot; that serves as a dipping sauce for the fresh bread was a HUGE hit! It was Italian with a KICK!&lt;/p&gt;
&lt;p&gt;Fiamme Restaurant is located in the Paseo MarketPlace at 3731 E. Thousand Oaks Blvd., Thousand Oaks, CA 91362. Their &lt;a href=&quot;http://www.fiammerestaurant.com/images/menu.pdf&quot; target=&quot;_blank&quot;&gt;menu&lt;/a&gt;&amp;nbsp;consists of Italian dishes that are delicious. They have an array of traditional dishes such as meatloaf, barbecued baby back ribs and sirloin steak also. They serve fish, shrimp, chicken breast and panini specials as well.&lt;/p&gt;
&lt;p&gt;Fiamme Restaurant &amp;amp; Bar, formerly Alessio's, is owned by Elizabeth Beddow and Jerry White Jr. The restaurant features a quiet, yet elegant environment ideal for personal or business dining. Small rooms off the main dining area provide an intimate setting for parties and&amp;nbsp;club meetings.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.troop.com&quot; target=&quot;_blank&quot;&gt;Troop Real Estate&lt;/a&gt;is a FAN of Fiamme Restaurant! You can become one too! Visit their page on &lt;a href=&quot;http://www.facebook.com/home.php#/pages/Thousand-Oaks-CA/Fiamme-Restaurant-Bar/60175486323?ref=ts&quot; target=&quot;_blank&quot;&gt;FACEBOOK&lt;/a&gt;. Fiamme Restaurant offers live entertainment at Fiamme's&amp;nbsp;&quot;Club Inferno.&quot; Check it out on Facebook. For more information or to make reservations, call &lt;strong&gt;805-497-9444&lt;/strong&gt;.&lt;/p&gt;&lt;div class='agent_signature'&gt;&lt;p style=&quot;text-align: left;&quot;&gt;&lt;span style=&quot;font-family: book antiqua,palatino; font-size: medium;&quot;&gt;&lt;strong&gt;&lt;em&gt;&lt;a title=&quot;Search for listings&quot; href=&quot;http://www.cherylclayton.com&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;div style=&quot;background: #3B5998;padding: 5px;&quot;&gt;&lt;img src=&quot;http://www.facebook.com/images/fb_logo_small.png&quot; alt=&quot;Facebook&quot; /&gt;&lt;img src=&quot;http://badge.facebook.com/badge/298112315011.707623218.1051581001.png&quot; alt=&quot;&quot; width=&quot;0&quot; height=&quot;0&quot; /&gt;&lt;/div&gt;
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&lt;p style=&quot;color: #808080;font-family: verdana;font-size: 11px;margin: 0px 0px 0px 0px;padding: 0px 8px 0px 8px;&quot;&gt;&lt;a style=&quot;color: #3B5998;font-family: verdana;font-size: 11px;font-weight: normal;margin: 0px;padding: 0px 0px 0px 0px;text-decoration: none;&quot; title=&quot;Cheryl Clayton&quot; href=&quot;http://www.facebook.com/people/Cheryl-Clayton/707623218&quot; target=&quot;_TOP&quot;&gt;Cheryl Clayton&lt;/a&gt; is a fan of&lt;/p&gt;
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      <dc:creator>Cheryl Clayton (Troop Real Estate)</dc:creator>
      <pubDate>Tue, 30 Jun 2009 00:41:13 -0500</pubDate>
      <link>http://activerain.com/blogsview/1134511/fiamme-restaurant-serves-up-a-taste-of-italy-at-troop-real-estate</link>
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