Chad's Blog

Jacksonville Port Expansion & What it Means for Lake City, FL

Chad Stewart (Westfield Realty Group) — Wed, 28 Oct 2009 11:29:42 -0500

This is great news for the Lake City, FL area... As you may know, the port in Jacksonville has experience growth & could be experiencing even more... The Panama Canal is expanding as well allowing larger ships to come thru from Asia & other area...
Click for news story link.. all credit ito JaxBizJrn

Lake City, Florida is primed area for distrubution & light manufacturing growth for many reasons... 1st the obvisous connection to the article above... When frieght comes into Jax to get to most of Florida, will load onto trucks & then onto the Interstates..
Well Lake City, FL sits at the intersection of 2 major interstates, I-10 running East West from Jacksonville, to Tallahassee, to Pensacola, and I-75 running down from Atlanta, GA thru Ocala and all the way thru Tampa to Naples...
2nd Lake City is a quality of life destination. The landscape, the people, the springs with fresh water & more make Columbia County a inviting place to live.
The size of our community is just the right size that we are aggressively looking for development opportunity to grow our town effectively.
Contact me, Chad Stewart at Westfield Realty for industrial, commercial, large land tracts & information on this area... http://www.chadstewart.com

Housing Free Fall - Where we would have been..

Chad Stewart (Westfield Realty Group) — Thu, 13 Aug 2009 12:46:53 -0500

From Florida Association of Realtors...

"You didn't really lose in housing free fall..... ORLANDO - Aug. 11, 2009 - Stan Smith has some news for longtime homeowners having a pity party over falling house prices in Central Florida: New research shows that current home values are just about where they would have been if the real-estate bubble had never inflated and burst. A long-term view of the market reveals that, even though prices rose and fell dramatically in recent years, they appear to have settled back into historic patterns, according to an analysis by Smith, a University of Central Florida finance professor." http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=221351

Blogged by Chad Stewart - Westfield Realty Group in Lake City, FL

Foreclosures are Selling Fast (in case you didn't know)

Chad Stewart (Westfield Realty Group) — Mon, 10 Aug 2009 13:44:08 -0500

Foreclosure bargains are disappearing...Some houses go under contract less than 90 minutes after they're put on the market, says the founder of Foreclosure.com
http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=221235

Here in Lake City, FL similar case as well....

41 home listings in Columbia county, Lake City FL are Bank, Foreclosure, or Short Sales,
That is out of 433 total home listings... Only 10% of the listings...

164 homes sold this year in the county...
58 of those were Bank owned, Foreclosures, or Short Sales...
Again roughly 30% of the market is this...

Chad.

Ever feel like giving up???

Chad Stewart (Westfield Realty Group) — Sat, 11 Jul 2009 22:33:00 -0500

This was a interesting blog. Check it out... The old saying, if at first you don't succedd, try, try again...

Chad.

Via Dan Magstadt (Meridian Financial):

Ask yourself if you would have continued fighting if faced by the following set of circumstances. For someone to meet such obstacles & continue on is amazing:

·     1832 Failed in business- Bankruptcy

·     1832 Defeated for Legislature

·     1834 Failed in business- Bankruptcy

·     1834 Defeated for U.S. Congress

·     1835 Fiancée died

·     1836 Nervous breakdown

·     1836 Defeated in election

·     1848 Defeated for U.S. Congress

·     1855 Defeated for U.S Senate

·     1856 Defeated for Vice President

·     1860 Elected President of the United States of America

  Abraham Lincoln

How's your day going??

8,000 reasons...

Chad Stewart (Westfield Realty Group) — Sat, 11 Jul 2009 22:30:30 -0500

Here are 8,000 reasons for you to get of the fence.

There has NEVER been a better time to buy. Really and honestly...

When you qualify & buy a principlal residence before December 1st, 2009, then you are eligible for a $8,000 tax credit (or 10% of the purchase price of your home if the home you purchase is less than $80,000)

http://www.chadstewart.com/Files/8000%20Tax%20Credit%20REALTOR%20flyer.pdf

The National Assoc of Realtors gets all the credit for this "dollar" bill & the flyer. Thanks NAR. We love it.

Its a great day in the real estate business.

Study: Housing market poised for growth. Price trend down in Lake City FL Real Estate

Chad Stewart (Westfield Realty Group) — Fri, 26 Jun 2009 10:07:18 -0500

This is an article that was published in the Lake City Reporter yesterday. Written by Jeff M. Hardison.. & all credit goes to him & the Lake City Reporter...
This explains how the trend of more sale & activity but lower prices is still moving up north in Florida, still reaching into the Lake City, FL area. Here is the article.
__________________

Study: Housing Market poised for growth. Trend of Price reduction moving toward county.

Statewide numbers for Realtor sales of single-family existing homes looked good in May of 2009, according to the North Florida Forecaster newsletter. The newsletter is a publication of the Lake City Board of Realtors. People who are in the house-buying mode as end users will find Lake City to be a good market now, said Lake City Board of Realtors Executive Vice President Dan Gherna.

A trend of property prices being drastically reduced is moving northward, Gherna said, as reflected by Ocala showing a 1 percent increase in the number of Realtor sales of single-family existing homes in May 2009 over May 2008.

In Ocala, there was a 22 percent decrease in median prices of homes sold in May of 2008 compared with May of 2009 - dropping from $143,100 to $111,600.

"It's encouraging to see Ocala's results," he said.Gherna said the Lake City-Live Oak market reflects low sales from May in comparison with the same month in 2008."The bad markets are Gainesville, Lake City and Tallahassee," he said.Gherna said a 13 percent reduced median sales price from $150,000 in May of 2008 to $130,000 in May of 2009 for the Lake City-Live Oak market is not significant enough to expect a dramatic increase in sales.

The Lake City-Live Oak market showed a 22 percent decrease in the number of sales, dropping from 41 houses sold in May of 2008 to 32 homes sold in May of 2009, Gherna said.

"Our distress property sales were only 30 percent," he said. This compares to South Florida, where they are upwards of 80 percent."

The Fort Myers-Cape Coral market showed the most significant positive sales increase by going up 72 percent when comparing figures from May 2008 and May 2009. There were 823 houses sold in that market in May of 2008 and that jumped to 1,417 houses sold in May of 2009.The median price of houses in Fort Myers-Cape Coral dropped by 58 percent, from $212,400 in May of 2008 to $88,500 in May of 2009."In Fort Myers and Cape Coral," Gherna said, "it looks like a war zone. There are new subdivisions where people are not mowing and windows are broken. Banks see these homes as a liability."

Gainesville, Tallahassee, Lake City-Live Oak and Sarasota-Bradenton markets are the only double-digit negative Realtor sales figures for May of 2009 compared with May of 2008.Of the 21 markets reviewed by a survey of Multiple Listing Services sales levels from Florida's Realtors, only Panama City showed a single digit 7 percent drop in median prices from $190,000 in May of 2008 to $167,500 in May of 2008. All other areas dropped prices from 58 percent to 10 percent.

Short Sale & Foreclosure Report for Lake City, FL

Chad Stewart (Westfield Realty Group) — Sat, 13 Jun 2009 16:38:19 -0500

Lake City, FL is definitely experiencing more short sales, foreclosures, & over REO or Bank owned properties & home sales than even just 1 year ago. Although we still do not seem to be even close to south Florida in terms of a REO dominated market to the levels of a 80-90% range. Locally we are at about 30% of our home sale business is Foreclosures & Short Sales.

152 residential properties sold YTD Jan thru June 13th 2009 in my north FL county (Columbia Count) "rural FL" 49 of those were REO, Foreclosure, Shortsales or approximatly 30% of the Market. Median sales price for all 152 sales YTD was $114,450 or about 80% of original list price for 2009 YTD.

Last Year, 2008 YTD thru 6-13-2008, by comparison there were 186 sales YTD with only maybe 15 or so REO,Foreclosure, or Short Sales being only about 8% of the market. Median sales price for these were $145,000. Selling at 89% of original list price.

Information pulled by Chad Stewart with Westfield Realty Group out of the Lake City North FL MLS. Lake City FL Board of Realtors.
Chad Stewart - Real Estate Blogger author.

http://www.chadstewart.com

http://twitter.com/chadrealestate

Florida Real Estate Survey Info.

Chad Stewart (Westfield Realty Group) — Thu, 14 May 2009 23:50:04 -0500

FLORIDA REAL ESTATE

A monthly UF survey finds an increase in confidence for the Florida real estate market. "Positive responses ... lead us to believe there is light at the end of the tunnel," says Timothy Becker, director of UF's Bergstrom Center for Real Estate Studies. According to Becker, many respondents believe that government stimulus efforts are working.

Read the full story:
http://www.floridarealtors.org/NewsAndEvents/n2-051309.cfm

Local Real Estate Info

Http://www.chadstewart.com

Recovery on the way in Florida.

Chad Stewart (Westfield Realty Group) — Tue, 21 Apr 2009 14:59:15 -0500

Here is some great news..., yes buyers get in there & start making your move. Well priced properties are selling quick. - Chad Stewart - Lake City, FL

RECOVERY ON THE WAY?

Housing Predictor - which monitors over 250 residential property markets nationwide - says Florida appears to be emerging from the realty slump before any other state, including California. The Sunshine State is seeing population growth, and single-family home and condominium sales have been on the rise for more than six months. Foreclosures and short sales presently account for approximately 67 percent of all sales and often are not included in real estate agents' tallies. Additionally, banks in many Florida housing markets are cranking out more home loans, and sellers finance almost 20 percent of all sales.

Source: First???EmailWire.com (04/21/09)
© Copyright 2009 INFORMATION, INC. Bethesda, MD (301) 215-4688

Renters Alerts

Chad Stewart (Westfield Realty Group) — Mon, 06 Apr 2009 21:12:25 -0500

RENTERS

Renters who have never missed a payment sometimes find themselves on the street because a landlord lost their house to foreclosure. But for $25 per year, a new program, RealtyTrac Renter Alerts, will monitor the home and inform renters about any foreclosure activity.

Read the full story:
http://www.floridarealtors.org/NewsAndEvents/n4-040609.cfm

Bottom of the Market!!! equals top of my Day?? Read on...

Chad Stewart (Westfield Realty Group) — Fri, 13 Feb 2009 13:11:28 -0600

I was working hard in my office on new listings on Feb 9th, 2009, when my phone range.

...It was a investment prospect I had last talked to in August of 2007!!!! He was interested in making a purchase again after not have done anything in the past.., well should we say long time...

...A short time before that a land seller called that had not relisted his property, he was now ready to "do something"

...While getting my oil change, the attendant saw my real estate name tag & said "I want to buy a home now!"

...a before that I had a development prospect interested again in developing a new retail center...He had been waiting things out for 9 months to a year.

It felt like that on Feb 9th, there was a surge of new activity, especially these "out of the blue" calls of people ready to get things moving again.

So on Feb 9th that was the day I really felt that we had reached or already passed the bottom of the market in terms of activity levels, no where left but up from here... Really throughout he start of the year, buyer, seller, prospect activity has really picked up, and I think it picked up even more in Feb of 2009.

I actually got pretty excited, I love the real estate business (even in a softer market) so I get really excited to see some activity levels coming back again.

So I am officially labeling Feb 9th, 2009 the day the market got better.

Thats all for now..I'm off to market another property, get that happy buyer & happy seller together for a wonderful deal.

Has anybody else had one of these "moments"?? I would love to hear about it. Leave me a comment.

Chad.

www.chadstewart.com

Update on Home Affordibility.

Chad Stewart (Westfield Realty Group) — Thu, 01 Jan 2009 16:27:59 -0600

Wow!! the National Association of Realtors just released the affordibility index for November 2008, it has reached 142... On this index the higher the number the more affordable it is to buy a home based on interest rates, median home prices, and median income ... This truly is one of the best times financially to purchase a home even compared to anytime in the past 20 to 30 years!!! Great rates, Great prices, things are looking good for 2009.

Housing Most Affordable in 25 years!!!! Yes, Right Now.

Chad Stewart (Westfield Realty Group) — Fri, 21 Nov 2008 11:06:39 -0600

Right now, yes in the year 2008, is the most affordable time to purchase a house in the last 35 years...

Based info from the NAR (National Association of Realtors), every year, the combination of median single family home price, family income, qualifying income, interest rates = the Housing affordibility index.

Here is how it works, a score of 100 means a family has the exact amount of income to qualify for a home, a score of 120 means a family has 120% of the income needed, therefore making it actually more affordable & the home mortgage payment a smaller portion of their bills.. http://www.realtor.org/research/research/hameth

Right now the index is at 135!!!

So, we need to spread the word!!, there is no technical, financial, or analytical reason not to buy a home..

Not only is it the classic rallying cray of a "Great time to Buy" but its actually the "BEST time to Buy in out of the past 35 years"!!!!

Wow!! That is something to write home about... or at least to write to customers about homes about...

US HOUSING AFFORDABILITY INDEX

	Med-Price	Monthly	Princp.&	Median
	Single-Fam	Mortgage	Interest	as %	Family	Qualifying	Affordability Index
Year	Home	Rate	Payment	Income	Income	Income **	Composite		Fixed	ARM

1970	23,000	8.35	140	17	9,867	6,697		147.3	147.3	147.3
1971	24,800	7.67	141	16.5	10,285	6,770		151.9	151.9	151.9
1972	26,700	7.52	150	16.2	11,116	7,183		154.8	154.8	154.8	Best Affordability in 38 yrs
1973	28,900	8.01	170	16.9	12,051	8,151		147.9	147.9	147.9
1974	32,000	9.02	206	19.2	12,902	9,905		130.3	130.3	130.3
1975	35,300	9.21	232	20.2	13,719	11,112		123.5	123.5	123.5
1976	38,100	9.11	248	19.9	14,958	11,888		125.8	125.8	125.8
1977	42,900	9.02	277	20.7	16,010	13,279		120.6	120.6	120.6
1978	48,700	9.58	230	22.4	17,640	15,834		111.4	111.4	111.4
1979	55,700	10.92	422	25.7	19,680	20,240		97.2	97.2	97.2
1980	62,200	12.95	549	31.3	21,023	26,328		79.9	79.9	79.9
1981	66,400	15.12	677	36.3	22,388	32,485		68.9	68.9	68.9	Worst Affordability
1982	67,800	15.38	702	35.9	23,433	33,713		69.5	69.4	69.7	in 38 yrs
1983	70,300	12.85	616	30.1	24,580	29,546		83.2	82	85.6
1984	72,400	12.49	618	28.2	26,433	29,650		89.1	84.6	92.1
1985	75,500	11.74	609	26.2	27,735	29,243		94.8	89.6	100.6
1986	80,300	10.25	563	23	29,458	27,047		108.9	105.7	116.3
1987	85,600	9.28	565	22	30,853	27,113		114.2	107.6	122.4
1988	89,300	9.31	591	22.1	32,100	28,360		113.5	103.6	122
1989	94,600	10.11	670	23.5	34,213	32,160		106.4	102	112.4
1990	97,300	10.04	685	23.3	35,353	32,880		107.5	104.6	116.2
1991	102,700	9.3	679	22.7	35,939	32,592		110.3	107.4	121.3
1992	105,500	8.11	626	20.5	36,573	30,048		121.7	117.2	141.6
1993	109,100	7.16	590	19.2	36,959	28,320		130.5	125.6	151.6
1994	113,500	7.47	633	19.6	38,782	30,384		127.6	118.3	144.8
1995	117,000	7.85	677	20	40,611	32,496		125	119.5	135.4
1996	122,600	7.71	700	19.9	42,300	33,600		125.9	122.4	135
1997	129,000	7.68	734	19.8	44,568	35,232		126.5	123.6	137.1
1998	136,000	7.1	731	18.8	46,737	35,088		133.2	131.9	142.6
1999	141,200	7.33	777	19.1	48,831	37,296		130.9	128.4	141.7
2000	147,300	8.03	867	20.5	50,732	41,616		121.9	120.5	133.3
2001	156,600	7.03	836	19.5	51,407	40,128		128.1	128.1	137.3
2002	167,600	6.55	852	19.8	51,680	40,896		126.4	124.2	138.7
2003	180,200	5.74	840	19.1	52,680	40,320		130.7	128.2	141.8
2004	195,200	5.73	909	20.2	54,061	43,632		123.9	123.9	132.2
2005	219,000	5.91	1,040	22.4	55,823	49,920		111.8	110.1	115.6
2006	221,900	6.58	1,131	23.6	57,612	54,288		106.1	105.7	108.1	Worst Affordability since 1990 due to highest median home price in history
2007	217,800	6.52	1,104	22.4	59,224	52,992		111.8	111.7	113.9
2008	190,600	6.22	936	18.5	60,730	44,928		135.2	134.9	140.7	Best Affordability now in 35 years.

Lake City FL Ranks #2 in Florida on a Forbes article.

Chad Stewart (Westfield Realty Group) — Wed, 12 Nov 2008 17:04:43 -0600

I thought this was well worth blogging about for Lake City FL area.

Forbes recently ranked about 141 "micropolitan" towns for thier ability to weather the current economic crisis based on income, unemployment rates, poverty ranking, mortgage debt, and education.

Lake City, FL ranked #2 in Florida!!! only behind Key West.

Out of the 141 micropolitan towns in the survey Lake City ranked #95 overall with the higher number better.

Here is a link to the Lake City Reporter Article.

http://www.lakecityreporter.com/articles/2008/11/09/news/doc49166a61004de174884352.txt

Here is the chart from Forbes

http://www.forbes.com/2008/10/09/cities-vulnerable-towns-forbeslife-cx_rr_1009vulnerable_chart.html

Hope you find this info interesting, if so, drop me a quick note.

Chad - www.chadstewart.com

Lake City FL Land Liquidation Sale.

Chad Stewart (Westfield Realty Group) — Sat, 20 Sep 2008 16:20:18 -0500

I wanted to take a minute & let you know about a sale we are having. This is our Land Liquidation Sale!!!. I have a list of listings that the sellers are very motivated & have authorized me to liquidate their properties at unheard of prices. These are all priced below market value for Columbia County, FL / Lake City, FL area. Check out the list below & regardless if this is the exact type of property you are looking for, these are incredible deals to check out. Otherwise forward these to anybody that you may know that may be interested. NOW is the time to get a deal.

Lot 3 - Sylvi Cir - Star Lake Subdivision. This is a .58 acre LakeFront Lot. Originally priced at $84,000. This has been reduced to $39,900. You simply will not find another quality Lake front lot at this price. Seller needs quick cash closing. This is a deal!!MLS 66648.

Olivia Court. This is a construction development opportunity. 1.66 acres. Priced at $29,900, and bring any offer. Zoned RSF-3, 8 units per acre zoning, preliminary plat NOT filed shows 8 possible building lots, or build off existing road. MLS 63259.

Explorer Glen - Plenty of room to raise horses or a few other animals.. 16.17 acres priced at only $6178 per acre. $99,900 list price. NEW Listing. MLS 67962. Well, Septic on property per owner. Ft. White, FL area. One of the best prices in the county for acreage this size. Massive price reduction from original listing.

Happy Jack Dr. - Several 10 acre lots available. BEST PRICE in THE COUNTY!!! for 10 acre tracts. Priced at only $53,000 for Lots 6 & 8, and $58,000 for Lot 7. MLS 64578. Only about 10-15 minutes from Lake City. Great Value.

Lot 5 - Gideon Pl. This is a 10 acre parcel with 2 homesites already setup.. 2 wells, 2 power poles, 2 sceptics, Reduced by over $45,000 for buyer to take advantage of this. Priced at $69,900. MLS 65364.

Haygood Loop. Multi-Family Development opportunity. Priced at $89,900, this is a 1.4 acre parcel. It is zoned & land use for 8 units per acre. Good locations, very close to schools, High & Dry. Multi-Family is great for Lake City, FL. Good demand MLS 61057.

Horse Way. 5 acres close to Lake City, Mostly pasture. New Listing. Priced at only $49,900. MLS 67926. Great value, Great location in north central Florida.

Email me back for a map & a flyer on any property you are interested in. I will be personally coordinating all offers for the above properties, so contact me right away with questions, and about putting in your offer.

More Good Deals on Land & Homes Available at: www.ChadStewart.com

Positive Movement in Home Sale.

Chad Stewart (Westfield Realty Group) — Thu, 24 Jul 2008 15:02:24 -0500

Positive Movement in Home Sales

Well its not as bad as you hear in the national media. Check out this article from Florida Associateion fo REaltors. Numbers keeping somewhat steady, although we are still seeing frequent price reductions for motivated sellers.

HOME SALES

Many Florida Realtors reported positive movement in their local housing markets in June, with the statewide median price for both existing home sales and condo sales up 1 percent over the May 2008 figures, according to FAR's latest housing statistics. The statewide existing-home median price last month was $205,500; the statewide median condo price was $183,700.Read the full story:http://www.floridarealtors.org/NewsAndEvents/n1-072408.cfm

Posted by Chad Stewart, Real Estate Broker Associate in Lake City FL

Lake City FL Medical Office Complex For Sale or For Lease

Chad Stewart (Westfield Realty Group) — Wed, 23 Jul 2008 12:37:06 -0500

Hello,

Doing a little listing marketing blogging today....

Here is my latest big listing...$6,900,000. The property is for sale or for lease.

www.halloffamedrive.com -- Website for complete property information.

Southern Mediplex is a 34,000+ sq ft 9.7 acre complex with innovative solutions for medical & health services. Property consists of 3 buildings including: a 2 story, 24,126 sq ft out-patient/office; a single story 6,285 sq ft Surgery center, and a 3,990 free standing building. Incredible location in Lake City, FL, near Hwy 90 & I-75. Information available regarding leases, current occupancy, floorplans, & more.

www.chadstewart.com

Chad Stewart - Westfield Realty Group - Real Estate Broker Associate in Lake City, FL.

Lake City FL Real Estate - RV Home for Sale, Lake City Florida Home - Camper Garage

Chad Stewart (Westfield Realty Group) — Wed, 14 Nov 2007 10:03:13 -0600

3 bedroom, 2 bath home in Lake City, FL 1761 sq ft home built in 2000.

More info visit www.chadstewart.com

Brick front & back on this great home in an excellent location. Park your RV, boat, or have a huge workshop in the 50ft long by 20 ft wide RV garage, that has RV electrical hookup, water, power outlets, work counter top, fridge, cabinets, built in shelves, very tall ceiling, roll up door.

Very clean & well maintained home features a vaulted great room, screened back porch with covered patio too. Property includes pond frontage, big fenced in backyard with big trees, sprinklers, shed, and nice landscaping on a cul-de-sac lot.

Real Estate Update - New Construction Listing in Lake City, FL

Chad Stewart (Westfield Realty Group) — Thu, 06 Sep 2007 22:36:44 -0500

Incredible location close to town, but backs up to preservation area for a private backyard. Attractive design & great floor plan with large great room, dining & breakfast nook. 1959 sq ft cooled & 2617 under roof. Lots of crown molding & trimwork. Comes with a 1 year builders warranty. Sprinkler system. Easy to see, check this one out!

www.chadstewart.com

Priced at $239,900.

3053 SW Sisters Welcome Rd, Lake City, FL

Chad Stewart (Westfield Realty Group) — Fri, 20 Apr 2007 08:53:05 -0500

Open floor plan built in 2005 near town. Basically new construction at a great price. Perfect for FHA financing. Home features R13 wall insulation for efficiency, oak kitchen cabinets, maple bath vanities, 25 year shingles, fenced back yard, & concrete driveway.

This is a 3/2 home built in 2005 priced at $137,900. MLS 55514. For details call 386-487-1463

Low rental vacancy rates may make this a great for investors as well as homeowners.

More information on this & ther Lake City, FL Real Estate listings at www.chadstewart.com

from Chad Stewart. A Lake City, FL Realtor.

647 NW Horizon Street, Lake City, FL

Chad Stewart (Westfield Realty Group) — Fri, 20 Apr 2007 08:44:54 -0500

Enjoy quite country living, but still say close to town in this 2001 built home. Enjoy your own pecan grove with 5 varieties of pecan trees. Wide brick steps lead to a 30ft wide elevated front porch to enjoy the great views & sunsets.

Interior of home features: 12ft vaulted ceilings, 2664 under roof per appraiser, wood fireplace, built in bookshelves, French doors, Florida room, a tiled 12'x31' back porch, large windows to let sunlight in, tile throughout, laminate wood flooring, 3^rd bedroom is connected to master.

Don't forget to check out www.chadstewart.com for Lake City, FL real estate listing info.

Thansk - Chad.

Lake City , FL Homes

Chad Stewart (Westfield Realty Group) — Wed, 18 Apr 2007 22:06:42 -0500

There are some great homes available for sale in Lake City. check them out at www.chadstewart.com

Chad.

Lake City, FL real Estate market

Chad Stewart (Westfield Realty Group) — Wed, 14 Feb 2007 08:39:06 -0600

The market is going well here in Lake City & things are picking up & 2007 looks like it will be a great year. Lake City is many things going for it to ensure positive quality growth for years to come.