Ocala Florida Real Estate-Marion County Florida Real Estate

Things that went wrong during your transaction and how you fixed them

Dawn Rupersburg (Coral Shores Realty Inc.) — Sat, 21 Nov 2009 17:37:40 -0600

Another blog on acive ain prometed me to ask this question. The other blog titled (Is the real estate agent obsolete, but doesn't know it yet/) The whole premise of this was that homes could be marketed all over the internet so why have a Realtor.

Share your real experiences about things that went wrong during your transaction and how you fixed them. Let's show the world that if it wasn't for those extra steps that Realtors do that a buyer may not have been able to purchase the home of their dreams or that a seller would of lost a good sale.

Here is one of the many of my stories:

My client was the buyer. We put in a contract on a Countrywide Foreclosure. A Countrywide foreclosure requires pre-qualification from them or they will not look at an offer. My buyer decides to go with Countrywide instead of my lender. Were two weeks into the contract and no appraisal was done. In addition the contract required a loan commitment letter two weeks from date of the contract. I was assured by CW that all is well and the commitment letter would only be subject to the appraisal after reviewing the buyer's documentation. Once you hand over the loan commitment letter the buyer waives his finance contingency in our Florida contracts and the only exceptions would be property related. I then find out that CW did not get the entire buyer's documentation when they along said everything was just fine. I hate when people don't tell the truth.

It has now come down to the wire where the seller wants' their unconditional approval. I send over an addendum to extend the loan commitment date along with protecting my buyer if the home does not appraise. During this time the appraiser calls and wants me to send them the purchase contract. I guess they didn't get it from the bank.

I ask for an extension on the loan commitment and let the foreclosure agent know CW said," there would be no problem with getting it," and that CW was the cause of the delay. We get our 10 day extension. yeah By the way my buyer has $8500.00 deposit on this contract so time lines are very important so he doesn't loose his deposit if something goes wrong.

Then the nail got put in the coffin by CW. Remember that loan commitment letter that was not supposed to be any big deal. Right.. The loan commitment letter stated that my client (who owns his own business) could not use funds from his business to close. Excuse me dummy mortgage person if that was a problem you should have know that up front. What person who owns a business doesn't get paid by that business. CW also wanted his wife to have secured a job in the Ocala area with her current employer Publix. Who the heck is going to leave their current job in a city 3 hours away when they don't even know if they bought the house yet? That did it for me and my buyer. This deal was not going to close under CW. There was no excuse from CW for this crap given what they knew about my buyer from the get go.

I called my other lender and went through everything with him and had him clear the issues with his underwriter so I would know we could switch lenders and save this deal. In our foreclosure contract if you switch lenders the seller can cancel the contract so I had convincing job cut out for me. CW told my buyer that the seller may not accept a new lender as well. Anyhow, I wrote a long detail email to the foreclosure agent on how CW was responsible for this mess we were in and we were switching lenders. To make a long story short we went forward with some more bumps in the road, but finally closed and my buyer got the home of his dreams. I saved this deal because of my experience, education and concern for my buyer.

Representing buyers Ocala Florida Real Estate Dawn Rupersburg

Thank You Listing Agent For the Flowers

Dawn Rupersburg (Coral Shores Realty Inc.) — Sun, 30 Aug 2009 12:59:20 -0500

I want to thank the listing agent who was smart enough to send me the buyer's agent flowers for selling their property and managing all the details to get to closing. I want to thank her for the great service she provided me whenever I needed information from the seller.

All too often listing agents take for granite a buyer's agent. I can't tell you how many listings agents should be thrown to the curb by their sellers if the seller only knew how nasty their listing agent can be to a buyer's agent or how lazy listing agents are getting information to the buyer's agent. A listing agent with a bad attitude and lazy mindset costs the sale of the property.

Listing agents don't get that a buyer's agent is their best client who will return business to them year after year. Listing agents treat your buyer's agent with high respect and their buyers. Send a big thank you to your buyer's agent after closing. Provide all the information the buyer's agent asks for in a timely manor to help the buyer's agent get your property sold.

Dawn Rupersburg

Coral Shores Realty Inc.

Representing Buyers Ocala Real Estate

Retirement Communities Ocala Florida

Ocala Real Estate - Lease Option on Brand New Homes

Dawn Rupersburg (Coral Shores Realty Inc.) — Mon, 20 Jul 2009 16:16:14 -0500

If you're looking to lease option a brand new home in Ocala Florida please call me. I have brand new georgous, never lived in homes, built by one of the best builders in the Ocala area up for lease option. Move in with $2000 down plus one months rent. Rent from $1087 to $1252.00 a month. 30% of base rent goes to purchase of home plus more incentives. Three years to close. What a great opportunity.

Call Dawn Rupersburg Coral Shores Realty at 352-553-3369 Ocala Real Estate

Ocala Real Estate

Dawn Rupersburg (Coral Shores Realty Inc.) — Mon, 20 Jul 2009 15:55:31 -0500

The Ocala Real Estate Market is moving inventory. I am a full time Realtor who enjoys getting a good deal on a home for my buyers. I work with buyers from all around the country who are interested in buying Ocala Real Estate. I provide buyers the facts and resources to make the right home buying decision. My background not only includes general real estate, but also experience in mortgages, investment properties, foreclosures, and short sales.

It's important to me that my buyers know that I work to find them the right home and the right investment. I'm not interested in just selling a home. I want my buyers in a home that they want, they can afford, and it's a good investment down the road. Check my web sites out: Ocala Real Estate and Retirement Communities Ocala Florida. It's a great time to buy! Some really great deals out there.

Call Dawn Rupersburg of Coral Shores Realty at: 352-553-3369 if you're looking for real estate in Ocala Florida or one of our Retirement Communities in Ocala Florida.

Will Utilities not be turned on in the future to do inspections for Foreclosures?

Dawn Rupersburg (Coral Shores Realty Inc.) — Sun, 01 Mar 2009 09:13:11 -0600

I had one of our REO Realtors who handles many REO listings in our area state that turning on utilities to foreclosures is going to become a thing of the past. I was told the view of the bank is that your buying the home AS IS, at wholesale, and the bank is not going to do repairs. If the buyer wants the utilities on for inspections they will have to pay to turn them on. Also This REO agent won't turn on gas or water for inspections does that sound right? I was told that if the buyer wanted the water turned on he would have set that up with the water company. My problem with this is if we turn on the utility and damage is done to the house there is no insurance to cover it on the buyer's side.

I edited the title because I felt I needed to be more clear.

From Ocala Homes For Sale: Builder's can't tie Incentives to Their Lenders come mid Jan 09

Dawn Rupersburg (Coral Shores Realty Inc.) — Mon, 05 Jan 2009 16:18:07 -0600

Starting Mid January builders will not longer be allowed to offer incentives with the use of their lender. I think this is the right thing to do. I don't think that a buyer should have to use the builder's lender to get the incentives. The incentives should be given regardless of what lender is used. Read the full article here: http://www.builderonline.com/mortgages-and-banking/new-for-2009-hud-bans-incentives-for-using-affiliated-lenders.aspx

Check out Ocala Real Estate where Dawn will get you a good deal!

Florida Ocala-Homes For Sale new and re-sale

Dawn Rupersburg (Coral Shores Realty Inc.) — Sat, 04 Oct 2008 11:43:06 -0500

Florida Ocala: Dawn Rupersburg Coral Shores Realty Inc. Helping you find your dream home. New Homes and re-sale Homes. Homes for sale Ocala fl

Sell my home in Ocala Florida-Sellers Where are you looking for your Realtor?

Dawn Rupersburg (Coral Shores Realty Inc.) — Mon, 22 Sep 2008 09:43:31 -0500

In today's market sellers need to look to the internet to find their Realtor to sell their home. Why? 80% of the buyers who are local, national, and international are looking on the internet to shop for a home. The days of advertisement in home magazines are over.

Home magazines put out about 30,000 copies a month and many of these magazines are picked up by Realtors to see who is advertising. Sellers pick up these magazines to find a Realtor. Buyers who pick the magazine up have to read all the ads to hopefully find a home they may be interested in. How many people do you know have the time to look through all those ads? The odds of a buyer finding what their looking for are slim.

Why is the internet so powerful? A buyer can view multiple pictures, video, and easily use the MLS search engine to find what their looking for in a matter of minutes. The more people who know your home is for sale the higher probability it will sell. So what separates a good internet agent from an agent with a just web page? Here are the questions you should ask yourself:

Can you find their web site and can you easily find your home on their site?

Do their ads have multiple pictures and video to attract attention?

Do their ads have the agents direct phone number and e-mail so prospects can ask questions.

How strong of an internet presence do they have? Is listing your home on the main companies web site enough?

How user friendly is the search engine on their company site or individual site? Try them out and see what you think. Would you go back and use it?

Everyone has an email on the internet does your agent know how to scan contracts to send by email? You would be surprised at home many agents can only fax contracts. A contract can be faxed once and after that you can't read it.

Remember the more people who know your home is for sale the higher probability it will sell. This is basic marketing. Look to the internet instead of the home magazine to find A Realtor. Look beyond the company website.

Selling a home in Ocala Florida check out Dawn Rupersburg's Ocala Florida Real Estate site!

Ocala FL Real Estate Find all the homes for sale on the MLS

Dawn Rupersburg (Coral Shores Realty Inc.) — Sun, 21 Sep 2008 14:56:21 -0500

If you go to other sites many of them only have the listings that realtors put on the site themselves. Why not get all the Ocala FL Real Estate listings off the real Ocala Marion County MLS. The MLS is up-dated every 24 hours. No ads! No commercials! Click here for all the Ocala FL Real Estate Listings.

Houses For Sale in Ocala Florida No commercial, No ads search engine

Dawn Rupersburg (Coral Shores Realty Inc.) — Sun, 21 Sep 2008 10:59:07 -0500

If you're looking for a house for sale in Ocala Florida and are tired of looking at all those ads then visit my web site for the best Marion county MLS search engine. No commercials, No ads to bother you. This is the best search engine out there and has all the listings and it's upgraded every 24 hours. Forget all the other sites as they are just trying to get leads to give to Realtors. Click here for Houses For Sale in Ocala Search Engine.

Small Gated Ocala Florida Retirement community Home For Sale

Dawn Rupersburg (Coral Shores Realty Inc.) — Sat, 20 Sep 2008 17:00:17 -0500

Hardwood Trails a small over 55 gated community tucked away in Ocala. This beautiful home is handicap compliant. Laminate floors in kitchen and living areas. Tiled Baths, Save on your energy bills with a 15 SEER HVAC system. Save on your
Water bill as this home has a well for watering the lawn. Water inside of home is county water. For the hobbyist there is 20 x 14 vented hobby room in addition to the 3 bedrooms in the home. Hardwood Trails offers a community fitness center for homeowners. New Pool under construction. Additional features: double pain windows, 6 foot extended garage, tray ceiling master,cathedral ceilings, marble window sills,recessed lights kitchen, beveled counter tops kitchen, kitchen height cabinets bathrooms, upgraded fans throughout home and architectural fiberglass shingles. Call Dawn Rupersburg for a showing at 352-553-3369 or visit Retirement Communities Ocala Florida

Click on picture for more details and video:

Retirement communities Ocala Florida over 26 communities in the area to choose from

Dawn Rupersburg (Coral Shores Realty Inc.) — Sat, 20 Sep 2008 13:33:14 -0500

Ocala has over 26 over 55 retirement communities.

Let me help you find the right community that meets

Your needs. With all the choices and all the inventory

It's much easier to work with a Realtor who can answer

All your questions and give you the facts about the area.

Click here for all your Ocala Retirement Community

Choices.

Horse Property Oxford Florida, Custom Home, 20.5 Acres, Horse Trails

Dawn Rupersburg (Coral Shores Realty Inc.) — Mon, 25 Aug 2008 08:03:57 -0500

CAll Dawn Rupersburg 352-553-3369 Appointment only:
Private custom home set on 20.5 beautiful acres only 8.5 miles to shopping and amenities at The Villages. Sumter County Low property taxes. Easy access to Expressway in Wildwood. Property is completely fenced and is a dream for the horse person who loves to trail ride. Attached to main home is a guest suite with it's own living room, kitchen area, private screened patio and full bath. Two outbuildings one used for horses and the other used as a workshop, workshop can be converted to large horse barn. Deer and wild turkeys visit often. All of the bedrooms are good size and 3 of the bedrooms can fit a king bed easily. Visit Ocala FL Real Estate for video and more features of this home.

Turn your computer into a super TV-Get over 3000 stations

Dawn Rupersburg (Coral Shores Realty Inc.) — Mon, 25 Aug 2008 07:50:34 -0500

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Retirement communities Ocala Florida-gated active adult over 55 communities Ocala Florida

Dawn Rupersburg (Coral Shores Realty Inc.) — Thu, 29 May 2008 09:40:41 -0500

If your looking to buy a new or re-sale home in over 55 active adult community here in Marion County Florida and are looking to work with a Realtor take a look at my web sites for more information and give me a call. 352-553-3369 Specializing in over 55 active adult communities in Ocala Florida.

Vitst my web site:Retirement Communities Ocala Florida

Home for sale Citra Florida with Orange Lake access sits on 3.36 acres

Dawn Rupersburg (Coral Shores Realty Inc.) — Thu, 29 May 2008 09:22:47 -0500

This is a really nice home on in very private location. Beautiful 3.36 acre lot with Florida Oaks. Property has lake Orange Lake access, but the access have never been cleared.
Call Dawn Rupersburg 352-553-3369 or Ocala Florida Real Estate

Orange Lake is the largest lake in the North Central Region at 12,550 acres. It is designated as a Fish Management Area and is located about 20 miles southeast of Gainesville. Orange Lake averages 5.5 feet deep with a maximum depth of 12 feet. Water levels fluctuate an average of 2 feet, annually. Outflow is controlled by a fixed-crest weir located at Highway 301 (southeast portion of lake). Orange Lake receives inflow from Newnans Lake through River Styx and from Lochloosa Lake through Cross Creek. Cross Creek (1.8 miles) is navigable to most boats during normal water levels.
Orange lake has an extensive aquatic vegetation community, dominated by spatterdock (lily pads) and periodically hydrilla. Shallow marsh areas are inaccessible to anglers due to the dense growth of vegetation. Bluegill, redear sunfish, black crappie and largemouth bass are generally caught in the deeper spatterdock, emergent grasses and hydrilla.
Marion County and the Florida Fish and Wildlife Conservation Commission allocated funds to establish a fishing pier at Heagy-Burry Park (southwestern part of the lake). The pier is handicap-accessible. A fish attractor is located near the pier, which provides for good fishing.

Click on picture for more details and video:

Harbor Hills Golf and Country Club Lady Lake Florida Home for sale-Short Sale

Dawn Rupersburg (Coral Shores Realty Inc.) — Thu, 29 May 2008 09:13:13 -0500

Harbor Hills Country Club - Harbor Hills Lady Lake-
A Golf and Marina community in Lady Lake, Florida.

Contact Dawn Rupersburg Coral Shores Realty Inc. 352-553-3369 visit Ocala FL Real Estate

Wow what Curb appeal! $219,000. This home has the most gorgeous palm trees in the community along with its beautiful landscaping package. Compare apples to apples when you buy a home in Harbor Hills and you will choose this home hands down. This home has so many extras and is in immaculate condition. Home offers wonderful open light and bright floor plan with 10ft ceilings. Only 2 blocks from the Harbor Hills Country Club. Extended garage w/air & heat, 984 sq ft porch, Stove/micro vented through roof, Termite bond, Walk in pantry kitchen, Formal dining, Steel studs, Separate golf cart entry, newly painted on the outside and much much more.
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Harbor Hills offers all their residences their 12-slip marina a unique feature of Harbor Hills. A short canal leads to the 9,200 acre Lake Griffin for great fishing. Harbor Hills offers a beautiful Championship 18 hole golf course designed by Lloyd Clifton with panoramic views of Lake Griffin. Harbor Hills Golf and Country Club allows residents to choose to join or not to join the country club. Membership into the club includes the swimming pool, fitness area and tennis. If you're interested in tennis only you do not have to be a member of the country club.

Click on picture for more details and video

Before getting into short sale negotiations check that your E&O covers you

Dawn Rupersburg (Coral Shores Realty Inc.) — Fri, 25 Apr 2008 08:51:17 -0500

I asked my broker to find out if our E&O covered a Realtor if we were involved in negotiating a short sale with the bank for a seller. The answer was no. I personally would not involve myself with the negotiations as I feel this should be left up to a lawyer. I thought I would put this out there because agents need to check with their E&O insurance to find out if their covered.