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    <title>Selling Sacramento Real Estate - Gena Riede</title>
    <link>http://activerain.com/blogs/griede</link>
    <description>Current Up-to-Date informative information about Sacramento, Placer and El Dorado Counties as well as City and neighborhood info...breaking news for Real Estate along with tips for Buyers and Sellers as well as Market predictions and current Real Estate statistics for each City and Zip in the Tri-County areas.</description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/958070/ways-to-save-money</guid>
      <title>Ways to SAVE Money</title>
      <description>&lt;p&gt;&lt;img title=&quot;Ways to Save Money&quot; src=&quot;http://activerain.com/image_store/uploads/9/7/4/2/6/ar123579684562479.jpg&quot; height=&quot;240&quot; alt=&quot;Money Saving Ideas&quot; width=&quot;320&quot; style=&quot;float: right; margin: 10px;&quot; /&gt;Due to our economic times and all the negativity that surrounds us with television and the news, it seems that it is time to take action and be proactive.&lt;/p&gt;
&lt;p&gt;Many families are struggling to make ends meet.&amp;nbsp; Sometimes it's hard to think of different ways to save money.&amp;nbsp; It's like the old saying&amp;nbsp;&lt;/p&gt;
&lt;h1 style=&quot;text-align: center;&quot;&gt;&amp;nbsp;you can't see the forest for the trees...&lt;/h1&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;Here are a few ways to help save money in your household.&amp;nbsp; Can you think of any to add?&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;
&lt;h4 style=&quot;text-align: left;&quot;&gt;Get rid of the Satellite Dishes and just have cable (don't need 105 channels)&lt;/h4&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;h4 style=&quot;text-align: left;&quot;&gt;Get rid of home phone line and use cell phone instead&lt;/h4&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;h4 style=&quot;text-align: left;&quot;&gt;Cut out&amp;nbsp;buying lattes&lt;/h4&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;h4&gt;Pack a lunch&lt;/h4&gt;
&lt;/li&gt;
&lt;/ol&gt;
&lt;h4 style=&quot;text-align: left;&quot;&gt;To read about &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/02/26/ways-to-save-money/&quot; title=&quot;Ways to Save Money&quot; target=&quot;_blank&quot;&gt;MORE money saving tips&lt;/a&gt;...click&lt;/h4&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Fri, 27 Feb 2009 22:59:19 -0600</pubDate>
      <link>http://activerain.com/blogsview/958070/ways-to-save-money</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/954736/great-news-for-california-home-buyers</guid>
      <title>GREAT News for California Home Buyers</title>
      <description>&lt;p&gt;&lt;strong&gt;GREAT NEWS&lt;/strong&gt; for California Homebuyers!&amp;nbsp; &lt;strong&gt;Double Jeopardy&lt;/strong&gt;...&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;News for CA Home Buyers&quot; src=&quot;http://sacramentorealestatevoice.com/files/2009/02/wow.jpg&quot; height=&quot;178&quot; alt=&quot;Home Buyer Dream Come True&quot; width=&quot;350&quot; style=&quot;float: right; margin: 5px;&quot; /&gt;Home buyers who buy a house from a&amp;nbsp; home builder will receive $10,000 tax credit.&lt;/p&gt;
&lt;p&gt;This is a CA&amp;nbsp;State tax credit which applies only to new construction.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;em&gt;click to read : &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/02/25/home-buyers-can-get-up-to-18000-tax-credit/&quot; title=&quot;Home Buyers Can Get Up to $18,000 Tax Credit&quot; target=&quot;_blank&quot;&gt;Rules to Qualify for tax credit&lt;/a&gt;&lt;/em&gt;&lt;/strong&gt;:&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice &lt;/strong&gt;simply click and subscribe &lt;a href=&quot;http://feeds2.feedburner.com/Sacramentorealestatevoicecom&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Click &lt;/strong&gt;&lt;a href=&quot;http://sacramentosmls.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento MLS&lt;/strong&gt;&lt;/a&gt; where you can pick any community or city around Sacramento&amp;nbsp;and see homes for sale or simply click on the search icon and pick the area you are interested in finding a home or condo for sale in &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=map&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/home-search-button3.jpg&quot; border=&quot;0&quot; alt=&quot;Sacramento MLS&quot; /&gt;&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;If you have a real estate question that you would like an answer to, be sure to check out&lt;/em&gt; &lt;a href=&quot;http://sacramentorealestatevoice.com/category/realtor/ask-gena/&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/ask-20real-20estate-20question.jpg&quot; border=&quot;0&quot; alt=&quot;Ask Real Estate Question&quot; /&gt;&lt;/a&gt; &lt;em&gt;and read what other home buyers and home sellers have asked&amp;nbsp;and feel free to ask your Real Estate question by &lt;/em&gt;&lt;a href=&quot;mailto:Gena@GenaSells.com&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;&lt;em&gt;email&lt;/em&gt;&lt;/strong&gt;&lt;/a&gt;&lt;em&gt;.&amp;nbsp;&amp;nbsp; Perhaps, your question will be part of the next article featured on &lt;a href=&quot;http://sacramentorealestatevoice.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento REAL Estate Voice&lt;/strong&gt;&lt;/a&gt;.&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;Other Home Buyer Tips:&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2009/02/18/scoop-on-first-time-homebuyer-tax-credit/&quot; target=&quot;_blank&quot;&gt;Scoop on First Time Homebuyer Tax Credit&lt;/a&gt;&lt;/em&gt;&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Thu, 26 Feb 2009 11:22:05 -0600</pubDate>
      <link>http://activerain.com/blogsview/954736/great-news-for-california-home-buyers</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/944164/cram-down-versus-loan-modifications-for-troubled-homeowners</guid>
      <title>Cram Down Versus Loan Modifications for Troubled Homeowners</title>
      <description>&lt;p&gt;&lt;object height=&quot;344&quot; width=&quot;425&quot;&gt;&lt;param name=&quot;movie&quot; value=&quot;http://www.youtube.com/v/hDvD8ZLHtW0&amp;amp;hl=en&amp;amp;fs=1&amp;amp;color1=0x234900&amp;amp;color2=0x4e9e00&quot;&gt;&lt;/param&gt;&lt;param name=&quot;allowFullScreen&quot; value=&quot;true&quot;&gt;&lt;/param&gt;&lt;param name=&quot;allowscriptaccess&quot; value=&quot;always&quot;&gt;&lt;/param&gt;&lt;embed allowfullscreen=&quot;true&quot; type=&quot;application/x-shockwave-flash&quot; src=&quot;http://www.youtube.com/v/hDvD8ZLHtW0&amp;amp;hl=en&amp;amp;fs=1&amp;amp;color1=0x234900&amp;amp;color2=0x4e9e00&quot; allowscriptaccess=&quot;always&quot; height=&quot;344&quot; width=&quot;425&quot;&gt;&lt;/embed&gt;&lt;/object&gt;&#160;&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Click &lt;/strong&gt;&lt;a href=&quot;http://sacramentosmls.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento MLS&lt;/strong&gt;&lt;/a&gt; where you can pick any community or city around Sacramento&#160;and see homes for sale or simply click on the search icon and pick the area you are interested in finding a home or condo for sale in &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=map&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/home-search-button3.jpg&quot; border=&quot;0&quot; alt=&quot;Sacramento MLS&quot; /&gt;&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice &lt;/strong&gt;simply click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email.&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Fri, 20 Feb 2009 10:24:42 -0600</pubDate>
      <link>http://activerain.com/blogsview/944164/cram-down-versus-loan-modifications-for-troubled-homeowners</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/939766/tip-to-save-money</guid>
      <title>Tip to Save Money</title>
      <description>&lt;p&gt;&lt;img title=&quot;Cell Phone&quot; src=&quot;http://activerain.com/image_store/uploads/1/5/9/2/6/ar123493117462951.jpg&quot; height=&quot;550&quot; alt=&quot;Cell Phone&quot; width=&quot;341&quot; style=&quot;float: left; margin: 5px;&quot; /&gt;While showing homes for sale in Sacramento and waiting for the home buyer to meet me at the house I found some information that will save you some money if you call 411 and get charged for those information calls.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.google.com/goog411/&quot; title=&quot;Google 411&quot; target=&quot;_blank&quot;&gt;Google&lt;/a&gt; has a nationwide information source that is absolutely FREE. It works on cell phones and landline phones.&lt;/p&gt;
&lt;p&gt;Program it into your phones and save some money...we all need to save as much as we can and every little bit helps.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;1-800-466-4411 &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;or &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;1-800-goog411&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Now, if I could only find FREE Starbucks!&lt;/p&gt;
&lt;p&gt;Now, &lt;a href=&quot;http://twitter.com/GenaRiede&quot; title=&quot;Gena on Twitter&quot; target=&quot;_blank&quot;&gt;Twitter &lt;/a&gt;&amp;nbsp;that one...&lt;/p&gt;
&lt;p&gt;Do you have any free items to share with everyone during this troubled time in the economy?&lt;/p&gt;
&lt;p&gt;Every little bit help!&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Tue, 17 Feb 2009 22:31:41 -0600</pubDate>
      <link>http://activerain.com/blogsview/939766/tip-to-save-money</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/916136/where-is-the-bailout-money-when-you-need-it-</guid>
      <title>Where Is The Bailout Money When You Need It?</title>
      <description>&lt;p&gt;Where is all this bailout money that we as tax payers have paid banks?&amp;nbsp; As a Sacramento Realtor/Broker and owner of Riede Real Estate I am here to tell you that the banks have taken our money and bought out other banks and no telling what else...but they aren't helping the distressed homeowner.&lt;/p&gt;
&lt;p&gt;For over a year there have been TV commercials stating that all you have to do is call your bank.&amp;nbsp; If you would like to see what a typical scenario of &quot;just calling your bank,&quot; is like you really need to watch ABC news video were Congresswoman Waters of Los Angeles tried to do just that with IndyMac Bank, Bank of America and Countrywide (was this when Countrywide outsourced these calls to India?...of course it's no better now, either). It is a joke calling the banks for help! If they treat a Congresswoman like this, how do you think they treat the troubled homeowner calling?&lt;/p&gt;
&lt;p&gt;Watch a video that shows what it's like to call the banks by click on &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/02/27/where-is-the-bailout-money-when-you-need-it/&quot; title=&quot;Where Is the Bailout Money When You Need It?&quot; target=&quot;_blank&quot;&gt;Where Is The Bailout Money When You Need It?&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Look at all of the homes for sale by &lt;strong&gt;Clicking &lt;/strong&gt;&lt;a href=&quot;http://sacramentosmls.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento MLS&lt;/strong&gt;&lt;/a&gt; where you can pick any community or city around Sacramento&amp;nbsp;and see homes for sale or simply click on the&amp;nbsp;photo and pick the area you are interested in finding a home or condo for sale&amp;nbsp; &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=map&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/home-search-button3.jpg&quot; border=&quot;0&quot; alt=&quot;Sacramento MLS&quot; /&gt;&lt;/a&gt;&amp;nbsp;in. Or click here to see all &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=results&amp;amp;from_price=0&amp;amp;to_price=999999999&amp;amp;sqft=0&amp;amp;bed=0&amp;amp;bath=0&amp;amp;comarea=any&amp;amp;ptype=any&amp;amp;rows=25&amp;amp;do=any&amp;amp;acmin=0&amp;amp;acmax=99999&amp;amp;ybmin=0&amp;amp;set=any&amp;amp;cs=sa&amp;amp;ziplist=95843%2C95610%2C95621%2C95821%2C95825%2C95864%2C95865%2C95608%2C95838%2C95626%2C95815%2C95673%2C95811%2C95814%2C95816%2C95817%2C95819%2C95820%2C95624%2C95758%2C95757%2C95832%2C95628%2C95630%2C95662%2C95823%2C95824%2C95828%2C95829%2C95830%2C95841%2C95842%2C95652%2C95660%2C95632%2C95638%2C95693%2C95655%2C95670%2C95826%2C95827%2C95742%2C95818%2C95822%2C95831%2C95833%2C95834%2C95835%2C95836%2C95837%2C95683%2C95615%2C95639%2C95641%2C95680%2C95690&amp;amp;stories=any&amp;amp;pool=any&amp;amp;horse=any&amp;amp;sort=priced&amp;amp;lo=any&amp;amp;loid=any&amp;amp;la=any&amp;amp;reodesc=yes&quot; title=&quot;Sacramento Bank Owned Homes For Sale&quot;&gt;Sacramento Bank Owned Homes for Sale&lt;/a&gt;&amp;nbsp;or &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=results&amp;amp;from_price=0&amp;amp;to_price=999999999&amp;amp;sqft=0&amp;amp;bed=0&amp;amp;bath=0&amp;amp;comarea=any&amp;amp;ptype=any&amp;amp;rows=25&amp;amp;do=any&amp;amp;acmin=0&amp;amp;acmax=99999&amp;amp;ybmin=0&amp;amp;set=any&amp;amp;cs=sa&amp;amp;ziplist=95843%2C95610%2C95621%2C95821%2C95825%2C95864%2C95865%2C95608%2C95838%2C95626%2C95815%2C95673%2C95811%2C95814%2C95816%2C95817%2C95819%2C95820%2C95624%2C95758%2C95757%2C95832%2C95628%2C95630%2C95662%2C95823%2C95824%2C95828%2C95829%2C95830%2C95841%2C95842%2C95652%2C95660%2C95632%2C95638%2C95693%2C95655%2C95670%2C95826%2C95827%2C95742%2C95818%2C95822%2C95831%2C95833%2C95834%2C95835%2C95836%2C95837%2C95683%2C95615%2C95639%2C95641%2C95680%2C95690&amp;amp;stories=any&amp;amp;pool=any&amp;amp;horse=any&amp;amp;sort=priced&amp;amp;lo=any&amp;amp;loid=any&amp;amp;la=any&amp;amp;pstatus=Active%2CActive%20Court%20Appr%2E%2CActive%20Court%20Cont%2E%2CActive%20Rel%2E%20Clause&quot; title=&quot;Sacramento Short Sale homes for sale&quot;&gt;Sacramento Short Sale Homes for Sale&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice&lt;/strong&gt; click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email. Don't miss out on home buyer tips, homeowner tips and your real estate questions.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;If you have a real estate question that you would like an answer to, be sure to check out&lt;/em&gt; &lt;a href=&quot;http://sacramentorealestatevoice.com/category/realtor/ask-gena/&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/ask-20real-20estate-20question.jpg&quot; border=&quot;0&quot; alt=&quot;Ask Real Estate Question&quot; /&gt;&lt;/a&gt; &lt;em&gt;and read what other home buyers and home sellers have asked&amp;nbsp;and feel free to ask your Real Estate question by &lt;/em&gt;&lt;a href=&quot;mailto:Gena@GenaSells.com&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;&lt;em&gt;email&lt;/em&gt;&lt;/strong&gt;&lt;/a&gt;&lt;em&gt;.&amp;nbsp;&amp;nbsp; Perhaps, your question will be part of the next article featured on &lt;a href=&quot;http://sacramentorealestatevoice.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento REAL Estate Voice&lt;/strong&gt;&lt;/a&gt;. Just ask the Realtor, Gena Riede of Riede Real Estate.&lt;/em&gt;&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Wed, 04 Feb 2009 10:54:58 -0600</pubDate>
      <link>http://activerain.com/blogsview/916136/where-is-the-bailout-money-when-you-need-it-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/911810/are-you-thinking-of-remodeling-you-might-want-to-read-this-first</guid>
      <title>Are You Thinking of Remodeling? You Might Want to Read This First</title>
      <description>&lt;p&gt;This week I was contacted by Jesse Herman, the Awareness Coordinator at the &lt;a href=&quot;http://www.asbestos.com/&quot; title=&quot;Asbestos Can Cause Cancer&quot;&gt;Mesothelioma Cancer Center&lt;/a&gt;&amp;nbsp;who was looking for a &lt;strong&gt;Voice&lt;/strong&gt; that would reach the Sacramento homeowners and home buyers.&amp;nbsp; Sacramento REAL Estate Voice was&amp;nbsp;asked to help&amp;nbsp;since so many of&amp;nbsp;our readers live in Sacramento.&amp;nbsp; I always want to help be a service to my community and thought this was noteworthy.&lt;/p&gt;
&lt;p&gt;You may want to share this with homeowners in your community, as well.&lt;/p&gt;
&lt;p&gt;Since homes built prior to 1980 likely have asbestos insulation, it is important for Sacramento&amp;nbsp;homeowners and home buyers to be aware of the hazard while remodeling as this can be linked to Mesothelioma cancer. There are many environmentally safe and healthy ways to insulate your home.&lt;/p&gt;
&lt;p&gt;Since I am a Realtor and do not have my medical degree let me&amp;nbsp;turn this over to&amp;nbsp;Joe Lederman who will explain the hazards of asbestos, where you can find it and what the &quot;&lt;strong&gt;green&lt;/strong&gt;&quot; (&lt;em&gt;be sure to read my latest update on being GREEN and free e-waste for Sacramento below&lt;/em&gt;) alternatives are to help reduce energy costs.&amp;nbsp; Take it away, Joe...&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.asbestos.com/images/asbestos_house_diagram.gif&quot; target=&quot;_self&quot;&gt;&lt;img title=&quot;asbesttos in the house&quot; src=&quot;http://www.asbestos.com/images/asbestos_house_diagram.gif&quot; height=&quot;455&quot; alt=&quot;Asbestos in the Home&quot; width=&quot;415&quot; style=&quot;float: left; margin: 5px;&quot; /&gt;&lt;/a&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;To learn more before considering remodeling be sure to read the rest of the article at &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/01/26/homeowners-before-remodeling-read-this/&quot; title=&quot;Homeowners BEFORE  Remodeling Read This&quot; target=&quot;_blank&quot;&gt;Sacramento Real Estate Voice.&lt;/a&gt;&lt;/p&gt;
&lt;li&gt;
&lt;p&gt;Look at all of the homes for sale by &lt;strong&gt;Clicking &lt;/strong&gt;&lt;a href=&quot;http://sacramentosmls.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento MLS&lt;/strong&gt;&lt;/a&gt; where you can pick any community or city around Sacramento&amp;nbsp;and see homes for sale or simply click on the&amp;nbsp;photo and pick the area you are interested in finding a home or condo for sale&amp;nbsp; &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=map&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/home-search-button3.jpg&quot; border=&quot;0&quot; alt=&quot;Sacramento MLS&quot; /&gt;&lt;/a&gt;&amp;nbsp;in.&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice&lt;/strong&gt; click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email. Don't miss out on home buyer tips, homeowner tips and your real estate questions.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;If you have a real estate question that you would like an answer to, be sure to check out&lt;/em&gt; &lt;a href=&quot;http://sacramentorealestatevoice.com/category/realtor/ask-gena/&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/ask-20real-20estate-20question.jpg&quot; border=&quot;0&quot; alt=&quot;Ask Real Estate Question&quot; /&gt;&lt;/a&gt; &lt;em&gt;and read what other home buyers and home sellers have asked&amp;nbsp;and feel free to ask your Real Estate question by &lt;/em&gt;&lt;a href=&quot;mailto:Gena@GenaSells.com&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;&lt;em&gt;email&lt;/em&gt;&lt;/strong&gt;&lt;/a&gt;&lt;em&gt;.&amp;nbsp;&amp;nbsp; Perhaps, your question will be part of the next article featured on &lt;a href=&quot;http://sacramentorealestatevoice.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento REAL Estate Voice&lt;/strong&gt;&lt;/a&gt;. Just ask the Realtor, Gena Riede of Riede Real Estate.&lt;/em&gt;&lt;/p&gt;
&lt;/li&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Mon, 02 Feb 2009 00:39:32 -0600</pubDate>
      <link>http://activerain.com/blogsview/911810/are-you-thinking-of-remodeling-you-might-want-to-read-this-first</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/911302/are-you-watching-the-commercials-or-the-game-today-</guid>
      <title>Are You Watching the Commercials or the Game Today?</title>
      <description>&lt;p&gt;&lt;img title=&quot;Super Bowl 2009&quot; src=&quot;http://activerain.com/image_store/uploads/4/9/8/5/5/ar123352329755894.jpg&quot; height=&quot;71&quot; alt=&quot;Super Bowl 2009&quot; width=&quot;115&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;Not being a huge football fan, I was wondering how many &lt;a href=&quot;http://activerain.com/griede&quot; title=&quot;Gena Riede on Active Rain&quot; target=&quot;_blank&quot;&gt;Active Rain&lt;/a&gt; members are watching the&amp;nbsp;Super Bowl today.&lt;/p&gt;
&lt;p&gt;It would seem that clients are preoccupied with the game today as the phone is silent.&lt;/p&gt;
&lt;p&gt;Good day for me to catch up after a busy week with no time to blog.&lt;/p&gt;
&lt;p&gt;I heard that the commercials today for Super Bowl are geared more for the rough economy that we are currently experiencing. I'm curious so the TV is on in the background to catch the commercials.&lt;/p&gt;
&lt;p&gt;Are you a commercial fend or are you routing for the &lt;img title=&quot;Super Bowl Cardinals&quot; src=&quot;http://activerain.com/image_store/uploads/2/0/8/2/4/ar123352360142802.jpg&quot; height=&quot;64&quot; alt=&quot;Cardinals&quot; width=&quot;69&quot; /&gt;&amp;nbsp;or the &lt;img title=&quot;Super Bowl Steelers&quot; src=&quot;http://activerain.com/image_store/uploads/8/8/5/6/3/ar123352365936588.jpg&quot; height=&quot;69&quot; alt=&quot;Steelers&quot; width=&quot;76&quot; /&gt;&amp;nbsp;?&lt;/p&gt;
&lt;h2&gt;Did you get your 3D glasses to watch the commercials? After the game, let me know what your favorite commercial was or if you had one.&lt;/h2&gt;
&lt;p&gt;Now, back to blogging, commenting, listening and catching up with all my computer work...&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Sun, 01 Feb 2009 15:31:17 -0600</pubDate>
      <link>http://activerain.com/blogsview/911302/are-you-watching-the-commercials-or-the-game-today-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/904682/real-estate-1-2-3</guid>
      <title>Real Estate 1, 2, 3</title>
      <description>&lt;p&gt;&lt;img title=&quot;Real Estate 1 2 3&quot; src=&quot;http://activerain.com/image_store/uploads/9/0/2/6/2/ar123316734726209.jpg&quot; height=&quot;69&quot; alt=&quot;Real Estate 1 2 3&quot; width=&quot;99&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;This morning I received a counter in response to an offer for my&amp;nbsp;FHA home buyer. This REO agent&amp;nbsp;crossed off an item I had typed on the Purchase Order.&lt;/p&gt;
&lt;h3&gt;This is a BIG NO, NO!!&lt;/h3&gt;
&lt;p&gt;Real Estate Agents, if you are not aware, please become aware that you&lt;strong&gt; NEVER&lt;/strong&gt; change or cross off items on a Purchase Contract.&lt;/p&gt;
&lt;h2&gt;That is why we have Counters!!&lt;/h2&gt;
&lt;p&gt;Please learn to use them. Counters are used to indicate what the Seller will NOT cover nor accept.&lt;/p&gt;
&lt;p&gt;I am continually surprised at the lack of knowledge out there in the Real Estate world. We have rules for a reason, we have forms for a reason. Please learn to use them properly.&lt;/p&gt;
&lt;p&gt;While I'm at it, One of my pet peeves is to read agents who continually write that if a home buyer's offer is not accepted that the buyer needs to get another agent. Or if a bank has not responded on a Short Sale in a timely manner, that the Seller should get a &quot;qualified&quot; agent.&lt;/p&gt;
&lt;p&gt;These are&amp;nbsp;blanket statements which in my humble opinion should &lt;strong&gt;NEVER&lt;/strong&gt; be used. It is only the agents who are so unaware and lack experience that make such claims. Unless and until you, as an agent are aware of&amp;nbsp;every buyer's situation, all the ins and outs of their loan terms, whether or not the buyer needs funds back from the bank for closing costs, etc. &lt;strong&gt;you have no business making such claims.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Not all banks handle Short Sales the same...&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;As an experienced Realtor knows, no two deals are alike, nor are buyers&amp;nbsp;or their needs. Loan terms differ. Let's learn to stop making claims such as I have read right here on Active Rain by a limited few.&amp;nbsp;If a home buyer was not&amp;nbsp; selected by a Seller or if a bank has taken an exorbitant amount of time to respond it is not necessarily due to the agent representing the parties in question. Let's not assume and make statements that the agent is not doing a good job and should get themselves another agent.&lt;/p&gt;
&lt;h3&gt;You do yourself and others an injustice by making such rash claims. It only shows your lack of experience in making these ridiculous statements!&lt;/h3&gt;
&lt;p&gt;&lt;em&gt;Brought to you respectfully in hopes to reach those who don't seem to know any better.&lt;/em&gt;&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Wed, 28 Jan 2009 12:37:19 -0600</pubDate>
      <link>http://activerain.com/blogsview/904682/real-estate-1-2-3</link>
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    <item>
      <guid>http://activerain.com/blogsview/901672/long-timer-here-on-active-rain-is-asked-to-speak</guid>
      <title>Long Timer Here on Active Rain is Asked to Speak</title>
      <description>&lt;p&gt;&lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=results&amp;amp;from_price=400000&amp;amp;to_price=999999999&amp;amp;sqft=0&amp;amp;bed=0&amp;amp;bath=0&amp;amp;comarea=any&amp;amp;ptype=any&amp;amp;rows=25&amp;amp;do=any&amp;amp;acmin=0&amp;amp;acmax=99999&amp;amp;ybmin=0&amp;amp;set=any&amp;amp;cs=sa&amp;amp;ziplist=any&amp;amp;stories=any&amp;amp;pool=any&amp;amp;horse=any&amp;amp;sort=priced&amp;amp;lo=any&amp;amp;loid=any&amp;amp;la=any&quot; title=&quot;Homes for Sale in Sacramento CA&quot; target=&quot;_blank&quot;&gt;&lt;img title=&quot;Homes for Sale in Sacramento&quot; src=&quot;http://activerain.com/image_store/uploads/9/9/9/4/4/ar123302227744999.jpg&quot; height=&quot;337&quot; alt=&quot;Riede Real Estate&quot; width=&quot;309&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;&lt;/a&gt;What a surprise to have been asked by our Sacramento Association of Realtor MLS system, Metrolist to take part in a seminar about social networks.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Active Rain was obviously one of the major social networks discussed and since I have been a member here on &lt;strong&gt;&lt;a href=&quot;http://activerain.com&quot; title=&quot;Active Rain&quot; target=&quot;_blank&quot;&gt;Active Rain&lt;/a&gt; since August 2006&lt;/strong&gt;, I was&amp;nbsp;the likely choice to have been asked to participate on the panel for the seminar. Linkedin, facebook, Trulia and Twitter will also be the focus of this February training seminar in Sacramento at the Sacramento Association of Realtors.&lt;/p&gt;
&lt;p&gt;My guess is that due to my Google rank on the Internet for &lt;a href=&quot;http://sacramentorealestatevoice.com&quot; title=&quot;Sacramento Real Estate Voice&quot; target=&quot;_blank&quot;&gt;Sacramento Real Estate Voice&lt;/a&gt; and being #1 for Sacramento on &lt;a href=&quot;http://activerain.com/griede&quot; title=&quot;Gena Riede on Active Rain&quot; target=&quot;_blank&quot;&gt;Active Rain&lt;/a&gt; since 2006 as well as being active on &lt;a href=&quot;http://twitter.com/GenaRiede&quot; title=&quot;Gena Riede on Twitter&quot; target=&quot;_blank&quot;&gt;Twitter,&lt;/a&gt; &lt;a href=&quot;http://linkedin.com/GenaRiede&quot; title=&quot;Gena Riede on Linked In&quot; target=&quot;_blank&quot;&gt;Linkedin&lt;/a&gt;, &lt;a href=&quot;http://facebook.com/GenaRiede&quot; title=&quot;Gena Riede on Facebook&quot; target=&quot;_blank&quot;&gt;Facebook&lt;/a&gt; and &lt;a href=&quot;http://www.trulia.com/voices/profile/Real_Estate_Pro-Sacramento-54813/&quot; title=&quot;Gena Riede on Trulia&quot; target=&quot;_blank&quot;&gt;Trulia&lt;/a&gt;&amp;nbsp; and&amp;nbsp;others, was why I was asked.&lt;/p&gt;
&lt;p&gt;This is a seminar geared for the newer members or members who are unaware of the importance of social networking and how it will impact the future of Real Estate.&lt;/p&gt;
&lt;p&gt;Graciously, I had to decline due to a previous engagement that takes precedence. Hard to believe that I am considered to have been on all these social networks the longest here in Sacramento...oh well it was nice to have been asked.&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Mon, 26 Jan 2009 20:34:35 -0600</pubDate>
      <link>http://activerain.com/blogsview/901672/long-timer-here-on-active-rain-is-asked-to-speak</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/896205/take-a-ride-with-sacramento-realtor</guid>
      <title>Take a Ride With Sacramento Realtor</title>
      <description>&lt;p&gt;Take a ride with Sacramento Realtor, Gena Riede through Silver Springs and Wildhawk neighborhood which borders Elk Grove, CA.&amp;nbsp; Find out what the most important thing you can do for yourself and help your Realtor do the best job for you in the home buying process.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;
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&lt;/object&gt;
&amp;nbsp;&lt;/p&gt;
&lt;p&gt;To learn about this neiborhood and many others simply click &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/01/23/sacramento-realtor-shares-home-buyer-tip/&quot; title=&quot;Sacramento Realtor Shares Home Buyer Tip&quot; target=&quot;_blank&quot;&gt;Sacramento Realtor Shares Home Buyer Tip&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;This is just one of the many neighborhoods in Sacramento, &amp;nbsp;feel free to look at all of the homes for sale by &lt;strong&gt;Clicking &lt;/strong&gt;&lt;a href=&quot;http://sacramentosmls.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento MLS&lt;/strong&gt;&lt;/a&gt; where you can pick any community or city around Sacramento&amp;nbsp;and see homes for sale or simply click on the&amp;nbsp;photo and pick the area you are interested in finding a home or condo for sale&amp;nbsp; &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=map&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/home-search-button3.jpg&quot; border=&quot;0&quot; alt=&quot;Sacramento MLS&quot; /&gt;&lt;/a&gt;&amp;nbsp;in.&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice&lt;/strong&gt; click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email. Don't miss out on home buyer tips, homeowner tips and your real estate questions.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;If you have a real estate question that you would like an answer to, be sure to check out&lt;/em&gt; &lt;a href=&quot;http://sacramentorealestatevoice.com/category/realtor/ask-gena/&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/ask-20real-20estate-20question.jpg&quot; border=&quot;0&quot; alt=&quot;Ask Real Estate Question&quot; /&gt;&lt;/a&gt; &lt;em&gt;and read what other home buyers and home sellers have asked&amp;nbsp;and feel free to ask your Real Estate question by &lt;/em&gt;&lt;a href=&quot;mailto:Gena@GenaSells.com&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;&lt;em&gt;email&lt;/em&gt;&lt;/strong&gt;&lt;/a&gt;&lt;em&gt;.&amp;nbsp;&amp;nbsp; Perhaps, your question will be part of the next article featured on &lt;a href=&quot;http://sacramentorealestatevoice.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento REAL Estate Voice&lt;/strong&gt;&lt;/a&gt;. Just ask the Realtor, Gena Riede of Riede Real Estate&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;&lt;strong&gt;Other Realted Articles:&lt;/strong&gt;&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2008/01/29/baby-steps-when-buying-a-house/&quot; title=&quot;Baby Steps When Buying a House&quot;&gt;Baby Steps When Buying a House&lt;/a&gt;&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2007/12/27/sacramento-home-buyer-lets-imagine/&quot; title=&quot;Sacramento Home Buyer-Let's Imagine&quot;&gt;Sacramento Home Buyer-Let's Imagine&lt;/a&gt;&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2008/02/11/sacramento-realtor-talks-to-home-buyers/&quot; title=&quot;Sacramento Realtor Talks to Home Buyers&quot;&gt;Sacramento Realtor Talks to Home Buyers&lt;/a&gt;&lt;/em&gt;&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Fri, 23 Jan 2009 12:03:29 -0600</pubDate>
      <link>http://activerain.com/blogsview/896205/take-a-ride-with-sacramento-realtor</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/892584/4-easy-steps-for-home-buyer-buying-a-house</guid>
      <title>4 Easy Steps for Home Buyer Buying a House</title>
      <description>&lt;p&gt;&lt;img title=&quot;Buying a House&quot; src=&quot;http://sacramentorealestatevoice.com/files/2009/01/bilding-20steps.jpg&quot; height=&quot;128&quot; alt=&quot;4 Successful Steps to Buying a House&quot; width=&quot;240&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;Are you thinking of buying a home this year?&lt;/p&gt;
&lt;p&gt;Do you know the steps&amp;nbsp;you need to do if you want to&amp;nbsp;buy a house?&lt;/p&gt;
&lt;p&gt;Do you want to have a successful home buying experience?&lt;/p&gt;
&lt;h3&gt;Just like building stairs, the home buying process involves having a solid foundation beneath you.&amp;nbsp; Your credit score is the foundation toward buying a house. Without a good foundation, the stairs crumble...without good credit, you can't buy a house.&lt;/h3&gt;
&lt;p&gt;To read the &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/01/21/4-simple-steps-for-sacramento-home-buyers/&quot; title=&quot;4 Simple Steps for Sacramento Home Buyers&quot; target=&quot;_blank&quot;&gt;4 Simple Steps for Sacramento Home Buyers&lt;/a&gt;, simply click the highlighted link.&lt;/p&gt;
&lt;p&gt;These are just a few neighborhoods but there are many more so feel free to look at all of the homes for sale by &lt;strong&gt;Clicking &lt;/strong&gt;&lt;a href=&quot;http://sacramentosmls.com/&quot; title=&quot;Sacramento MLS&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento MLS&lt;/strong&gt;&lt;/a&gt; where you can pick any community or city around Sacramento&amp;nbsp;and see homes for sale or simply click on the&amp;nbsp;photo and pick the area you are interested in finding a home or condo for sale&amp;nbsp; &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=map&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/home-search-button3.jpg&quot; border=&quot;0&quot; alt=&quot;Sacramento MLS&quot; /&gt;&lt;/a&gt;&amp;nbsp;in.&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice&lt;/strong&gt; click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email. Don't miss out on home buyer tips, homeowner tips and your real estate questions.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;If you have a real estate question that you would like an answer to, be sure to check out&lt;/em&gt; &lt;a href=&quot;http://sacramentorealestatevoice.com/category/realtor/ask-gena/&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/ask-20real-20estate-20question.jpg&quot; border=&quot;0&quot; alt=&quot;Ask Real Estate Question&quot; /&gt;&lt;/a&gt; &lt;em&gt;and read what other home buyers and home sellers have asked&amp;nbsp;and feel free to ask your Real Estate question by &lt;/em&gt;&lt;a href=&quot;mailto:Gena@GenaSells.com&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;&lt;em&gt;email&lt;/em&gt;&lt;/strong&gt;&lt;/a&gt;&lt;em&gt;.&amp;nbsp;&amp;nbsp; Perhaps, your question will be part of the next article featured on &lt;a href=&quot;http://sacramentorealestatevoice.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento REAL Estate Voice&lt;/strong&gt;&lt;/a&gt;. Just ask the Realtor, Gena Riede of Riede Real Estate.&lt;/em&gt;&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Wed, 21 Jan 2009 10:55:59 -0600</pubDate>
      <link>http://activerain.com/blogsview/892584/4-easy-steps-for-home-buyer-buying-a-house</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/890469/a-day-of-hope</guid>
      <title>A Day of Hope</title>
      <description>&lt;p&gt;&lt;img title=&quot;Day of Hope&quot; src=&quot;http://activerain.com/image_store/uploads/7/5/0/7/3/ar123246523737057.jpg&quot; height=&quot;323&quot; alt=&quot;President Takes Oath&quot; width=&quot;417&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;Today, is a day of hope for all of us!&lt;/p&gt;
&lt;p&gt;Let's wish the new President the best for his work is just beginning.&lt;/p&gt;
&lt;p&gt;Much to be done to give us a renewal and much hope for change.&lt;/p&gt;
&lt;p&gt;Getting involved with our communities and giving of ourselves, I believe will be the focus of this renewal and change.&lt;/p&gt;
&lt;p&gt;Together, we can make a difference. Divided we will keep the status quo.&lt;/p&gt;
&lt;p&gt;What will you do to give back to your community? How will you do your part to make change happen?&lt;/p&gt;
&lt;p&gt;As Realtors, Mortgagors, Stagers and Title/Escrow members we all need to make a pledge to actively participate in this change if we expect any difference in what has been the status quo.&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Tue, 20 Jan 2009 09:35:13 -0600</pubDate>
      <link>http://activerain.com/blogsview/890469/a-day-of-hope</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/886362/avoid-those-costly-mistakes</guid>
      <title>Avoid Those Costly Mistakes</title>
      <description>&lt;p&gt;&lt;img title=&quot;Kitchen Homeowner Tip&quot; src=&quot;http://sacramentorealestatevoice.com/files/2009/01/refrigerator.jpg&quot; height=&quot;453&quot; alt=&quot;Refrigerator Tip&quot; width=&quot;190&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;Be sure to read and find out just how you can avoid water damage in your kitchen. It's very simple but so many homeowners just don't know about it.&lt;/p&gt;
&lt;p&gt;Did you buy a new refrigerator or maybe a house or condo this year that already had a refrigerator?&lt;/p&gt;
&lt;p&gt;Do you have a refrigerator that is hooked-up to water allowing either ice cubes to be made or water from the door?&lt;/p&gt;
&lt;p&gt;Water damage on a kitchen floor or worse yet, in the wall is very costly. Many refrigerators eventually leak water when the hose hook-up behind the refrigerator becomes old, bursts, breaks or ruptures.&lt;/p&gt;
&lt;p&gt;Be on the safe side and don't wait for that to happen to you. There is a very inexpensive remedy that every homeowner should invest in.&lt;/p&gt;
&lt;p&gt;To find out what this money saving tip is, just click &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/01/14/kitchen-tip-everyone-needs-to-read/&quot; title=&quot;Kitchen Tip Everyone Needs to Read&quot; target=&quot;_blank&quot;&gt;Kitchen Tip Everyone Needs to Read&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Courtesy of Gena Riede, Riede Real Estate of &lt;a href=&quot;http://sacramentorealestatevoice.com&quot; title=&quot;Sacramento Real Estate and Luxury Homes&quot; target=&quot;_blank&quot;&gt;Sacramento Real Estate Voice&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Sat, 17 Jan 2009 12:12:48 -0600</pubDate>
      <link>http://activerain.com/blogsview/886362/avoid-those-costly-mistakes</link>
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    <item>
      <guid>http://activerain.com/blogsview/882944/homeowner-tip-for-painting-your-house</guid>
      <title>Homeowner Tip for Painting Your House</title>
      <description>&lt;p&gt;&lt;img title=&quot;How to Paint Your House&quot; src=&quot;http://sacramentorealestatevoice.com/files/2009/01/painting-20dining-20room.jpg&quot; height=&quot;327&quot; alt=&quot;Painting Dining Room&quot; width=&quot;400&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;Have you ever wondered what a room in your house would look like if you painted it?&lt;/p&gt;
&lt;p&gt;Have you bought paint and painted a room only to find that you hated the color once it was on the wall?&lt;/p&gt;
&lt;p&gt;Or worse yet, had the exterior of your house painted and the color you chose made it look like you were a light house with a beacon lighting the neighborhood?&lt;/p&gt;
&lt;p&gt;We've all seen some of the bad choices out there and now there is a solution to help avoid costly mistakes when painting.&lt;/p&gt;
&lt;p&gt;Well, there is a solution for you.&amp;nbsp; I found a site on the Internet that will be very helpful for homeowners who would like to spruce up the house and add a little paint.&lt;/p&gt;
&lt;p&gt;Be sure to get the scoop about this money saving tip by clicking &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/01/12/sacramento-homeowner-tip-for-updating-your-house/&quot; title=&quot;Sacramento Homeowner Tip for Updating Your House&quot; target=&quot;_blank&quot;&gt;Sacramento Homeowner Tip for Updating Your House&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Brought to you by Riede Real Estate of Sacramento, CA.&amp;nbsp; (916) 417-2699&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Thu, 15 Jan 2009 09:55:04 -0600</pubDate>
      <link>http://activerain.com/blogsview/882944/homeowner-tip-for-painting-your-house</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/877453/time-is-not-of-the-essence-</guid>
      <title>Time is NOT of the Essence!</title>
      <description>&lt;p&gt;&lt;img title=&quot;Short Sales and Foreclosures&quot; src=&quot;http://activerain.com/image_store/uploads/3/9/0/2/1/ar12317749712093.jpg&quot; height=&quot;300&quot; alt=&quot;Foreclosure and Short Sales&quot; width=&quot;400&quot; style=&quot;float: right; margin: 10px;&quot; /&gt;What are your thoughts on Bankruptcy Judges handling the current Foreclosure crisis?&lt;/p&gt;
&lt;h3&gt;It's obvious that the servicers cannot keep up with the current demand of Short Sales and Foreclosures.&lt;/h3&gt;
&lt;p&gt;Just today, when calling&amp;nbsp;for an update&amp;nbsp;on the two Short Sale listings&amp;nbsp;I currently have listed where IndyMac Bank is the mortgage holder, I was told that they receive at least 500 new Short Sales per day!&amp;nbsp;&amp;nbsp;The&amp;nbsp; Short Sale package was sent to IndyMac Bank along with offers for each at the beginning of October.&lt;/p&gt;
&lt;p&gt;Needless to say, time has &lt;strong&gt;NOT&lt;/strong&gt; been of the essence&amp;nbsp;for IndyMac Bank.&amp;nbsp; Last week I was given email addresses for the negotiator but have heard nothing back from either one.&amp;nbsp; This morning I was told that there is no other solution but to just wait until I receive an email from both negotiators. No phone number will be given out and no projected date was given when I might anticipate hearing anything.&lt;/p&gt;
&lt;p&gt;It is obvious to all or at least it should be, that the servicers can &lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;not&lt;/span&gt;&lt;/strong&gt; handle the load of all the homeowners in trouble with their mortgages.&lt;/p&gt;
&lt;p&gt;Check out CNBC's video on &lt;a href=&quot;http://www.cnbc.com/id/15840232?video=991266979&quot; title=&quot;CNBC Housing's New Fix&quot; target=&quot;_blank&quot;&gt;Housing's New Fix&lt;/a&gt; and see where you stand.&lt;/p&gt;
&lt;p&gt;My question is how in the world are the Bankruptcy Judges going to be able to handle the load? What do you think about a Judge reducing the mortgage through a Bankruptcy? Will we have a nation filing bankruptcy?&lt;/p&gt;
&lt;p&gt;The loan modification program that some of the banks have instituted seems to be an act in futility. What the banks are finding is that those modifications that they have actually approved resulted in the homeowner simply delaying the inevitable and losing the house. It would seem that the loan modification programs were designed for failure.&lt;/p&gt;
&lt;h3&gt;As Realtors we know that time is of the essence with all Real Estate transactions.&lt;/h3&gt;
&lt;p&gt;What is your solution to this problem? With government stepping in, are we solving the problem or creating a new one? What is your take? Do you think the Bankruptcy Judges will be the cure all?&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Mon, 12 Jan 2009 09:51:44 -0600</pubDate>
      <link>http://activerain.com/blogsview/877453/time-is-not-of-the-essence-</link>
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    <item>
      <guid>http://activerain.com/blogsview/870548/a-look-at-sacramento-real-estate-sales-over-11-years</guid>
      <title>A Look At Sacramento Real Estate Sales Over 11 Years</title>
      <description>&lt;p&gt;Sacramento single family homes market stats are ready. The Sacramento County&amp;nbsp;homes sold in 2008 for each month is shown&amp;nbsp;in the chart to the right and as you can see&amp;nbsp;shows a steady increase in home sales for most of 2008.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The month of December picked up from November with 1,891 single family&amp;nbsp;homes throughout the Sacramento County area sold.&lt;/p&gt;
&lt;p&gt;The average sold price of a home in Sacramento County was $198,919 and the average&amp;nbsp;list price was $200,719 taking an average of 45 days to sell.&lt;/p&gt;
&lt;p&gt;To see the 11 year chart for &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/01/07/sacramento-year-end-home-sales-report-with-11-year-look-at-homes-sold/&quot; title=&quot;Sacramento Year End Home Sales Report with 11 Year Look at Homes Sold&quot; target=&quot;_blank&quot;&gt;Sacramento just click Homes in Sacramento for the past 11 years&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;h3&gt;2009 will be the year of the home buyer and investor.&lt;/h3&gt;
&lt;p&gt;Courtesy, Gena Riede, Broker, &lt;a href=&quot;http://sacramentorealestatevoice.com&quot; title=&quot;Sacramento Real Estate Voice&quot; target=&quot;_blank&quot;&gt;SacramentoRealEstateVoice.com&lt;/a&gt;, 916-417-2699&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Wed, 07 Jan 2009 20:06:00 -0600</pubDate>
      <link>http://activerain.com/blogsview/870548/a-look-at-sacramento-real-estate-sales-over-11-years</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/868635/new-homeowner-tax-deductions</guid>
      <title>New Homeowner Tax Deductions</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/files/2009/01/taxdeductions.jpg&quot;&gt;&lt;img title=&quot;Homeowner Tax Deductions&quot; src=&quot;http://sacramentorealestatevoice.com/files/2009/01/taxdeductions.jpg&quot; height=&quot;170&quot; alt=&quot;Homeowner Tax Deductions&quot; width=&quot;124&quot; style=&quot;float: right; margin: 10px;&quot; /&gt;&lt;/a&gt;Hey, congratulations on buying a home or condo this past year&lt;/strong&gt;.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Do you know what is deductible on your taxes if you are a new&amp;nbsp;homeowner? There were a lot of new home buyers this past year who bought homes in the Sacramento and surrounding areas that may not be aware of some of the homeowner deductions that you can take&amp;nbsp;on&amp;nbsp;you&amp;nbsp;taxes in April.&lt;/p&gt;
&lt;p&gt;As a Realtor in the Sacramento and surrounding areas, I send all&amp;nbsp;my new homeowners a copy of their &lt;a href=&quot;https://www.quickbase.com/up/baps2ukqm/g/r2/eg/va/HUD_Example.pdf&quot; title=&quot;HUD1 Settlement Statement&quot;&gt;&lt;strong&gt;HUD1 Settlement Statements&lt;/strong&gt; &lt;/a&gt;which when given to their tax accountant will help to insure that my clients receive all of the possible deductions on their new home or condo purchase.&lt;/p&gt;
&lt;p&gt;To read the rest of this article simply click &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/01/05/sacramento-new-homeowner-tax-tip/&quot; title=&quot;Sacramento New Homeowner Tax Tip&quot; target=&quot;_blank&quot;&gt;Sacramento New Homeowner Tax Tip&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice &lt;/strong&gt;simply click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;If you have a real estate question that you would like an answer to, be sure to check out&lt;/em&gt; &lt;a href=&quot;http://sacramentorealestatevoice.com/category/realtor/ask-gena/&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/ask-20real-20estate-20question.jpg&quot; border=&quot;0&quot; alt=&quot;Ask Real Estate Question&quot; /&gt;&lt;/a&gt; &lt;em&gt;and read what other home buyers and home sellers have asked&amp;nbsp;and feel free to ask your Real Estate question by &lt;/em&gt;&lt;a href=&quot;mailto:Gena@GenaSells.com&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;&lt;em&gt;email&lt;/em&gt;&lt;/strong&gt;&lt;/a&gt;&lt;em&gt;.&amp;nbsp;&amp;nbsp; Perhaps, your question will be part of the next article featured on &lt;a href=&quot;http://sacramentorealestatevoice.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento REAL Estate Voice&lt;/strong&gt;&lt;/a&gt;. Just ask the Realtor, Gena Riede.&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Click &lt;/strong&gt;&lt;a href=&quot;http://sacramentosmls.com/&quot; title=&quot;Sacramento MLS&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento MLS&lt;/strong&gt;&lt;/a&gt; where you can pick any community or city around Sacramento&amp;nbsp;and see homes for sale.or simply click on the search icon and pick the area you are interested in finding a home or condo for sale in &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=map&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/home-search-button3.jpg&quot; border=&quot;0&quot; alt=&quot;Sacramento MLS&quot; /&gt;&lt;/a&gt; .&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Tue, 06 Jan 2009 20:19:44 -0600</pubDate>
      <link>http://activerain.com/blogsview/868635/new-homeowner-tax-deductions</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/865981/to-rent-or-to-own-that-is-the-question</guid>
      <title>To Rent or To Own - That is the Question</title>
      <description>&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/files/2008/12/rent-vs-own-costs.jpg&quot;&gt;&lt;img title=&quot;To Rent or To Own&quot; src=&quot;http://sacramentorealestatevoice.com/files/2008/12/rent-vs-own-costs-300x137.jpg&quot; height=&quot;137&quot; alt=&quot;Rent versus Own Costs&quot; width=&quot;300&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;&lt;/a&gt;Are you renting right now? Been a little scared about taking that first step toward buying a house or condo?&lt;/p&gt;
&lt;p&gt;That's good.&amp;nbsp; I hope you are a little frightened.&amp;nbsp; You should be. Perhaps, with that attitude, you will do your homework, first.&lt;/p&gt;
&lt;p&gt;Many of the homeowners in trouble right now, didn't have a Realtor that helped them find a good loan and many of them unfortunately didn't listen to their Realtor. If there is anything to be learned from what has happened with all these foreclosures, it is that a home buyer's home loan is the most important aspect in homeownership. Be sure to click and read &lt;a href=&quot;http://sacramentorealestatevoice.com/2009/01/02/do-you-want-to-own-a-home/&quot; title=&quot;Do You Want to Own A Home?&quot; target=&quot;_blank&quot;&gt;steps toward homeownership&lt;/a&gt;.&lt;/p&gt;
&lt;h3&gt;And for heaven sakes, Don't use your home (equity) as an ATM machine!&lt;/h3&gt;
&lt;p&gt;Rome wasn't built in a day...take your time...save, pay your bills on time&amp;nbsp;and your dreams will come true.&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice &lt;/strong&gt;simply click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;If you have a real estate question that you would like an answer to, be sure to check out&lt;/em&gt; &lt;a href=&quot;http://sacramentorealestatevoice.com/category/realtor/ask-gena/&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/ask-20real-20estate-20question.jpg&quot; border=&quot;0&quot; alt=&quot;Ask Real Estate Question&quot; /&gt;&lt;/a&gt; &lt;em&gt;and read what other home buyers and home sellers have asked and feel free to ask your Real Estate question by &lt;/em&gt;&lt;a href=&quot;mailto:Gena@GenaSells.com&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;&lt;em&gt;email&lt;/em&gt;&lt;/strong&gt;&lt;/a&gt;&lt;em&gt;. Perhaps, your question will be part of the next article featured on &lt;a href=&quot;http://sacramentorealestatevoice.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento REAL Estate Voice&lt;/strong&gt;&lt;/a&gt;. Just ask the Real Estate Broker and owner of Riede Real Estate, Gena Riede.&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;Remember, you can click on Search for Homes &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=map&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/home-search-button3.jpg&quot; border=&quot;0&quot; alt=&quot;Sacramento MLS&quot; /&gt;&lt;/a&gt; and chose bank owned homes in all of the Sacramento and surrounding areas. Plenty of 1st time home buyers are approved and ready to buy one of these great deals.&lt;/p&gt;
&lt;p&gt;Other Home Buyer Articles:&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2008/12/04/how-to-have-peace-of-mind-when-buying-a-home/&quot; title=&quot;How To Have Peace of Mind When Buying a Home&quot;&gt;How To Have Peace of Mind When Buying a Home&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2008/10/13/what-every-sacramento-home-buyer-must-know/&quot; title=&quot;What Every Home Buyer Must Know&quot;&gt;What Every Home Buyer Must Know&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2007/10/16/when-should-a-first-time-home-buyer-buy-a-house/&quot; title=&quot;When Should a First Time Home Buyer Buy a House?&quot;&gt;When Should a First Time Home Buyer Buy a House?&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2007/10/08/new-home-buyer-information-you-need-to-read/&quot; title=&quot;New Home Buyer Information You Need to Read&quot;&gt;New Home Buyer Information You Need to Read&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2006/12/14/first-time-homebuyers-check-off-list/&quot; title=&quot;First Time Homebuyer's Check-Off List - Part 1&quot;&gt;First Time Home Buyer's Check-Off List -&amp;nbsp;Part 1&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2006/12/22/first-time-homebuyers-check-off-list-part-ii-write-an-offer/&quot; title=&quot;First Time Homebuyers Check Off List Part II Write An Offer&quot;&gt;First Time Homebuyers Check-off List Part II Write An Offer&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/2006/11/21/shall-i-buy-a-house-or-rent/&quot; title=&quot;Shall I Buy a House or Rent?&quot;&gt;Shall I Buy a House or Rent&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Mon, 05 Jan 2009 11:21:19 -0600</pubDate>
      <link>http://activerain.com/blogsview/865981/to-rent-or-to-own-that-is-the-question</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/864505/loan-modifications-becoming-the-next-big-scam</guid>
      <title>Loan Modifications Becoming the Next Big Scam</title>
      <description>&lt;p&gt;&lt;img title=&quot;Loan Modification Scams&quot; src=&quot;http://sacramentorealestatevoice.com/files/2008/11/money-20down-20the-20drain.jpg&quot; height=&quot;249&quot; alt=&quot;Money down the drain&quot; width=&quot;350&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;Opportunists who want to suck what little money you, the homeowner&amp;nbsp;have left, are calling to &lt;strong&gt;HELP &lt;/strong&gt;with a &lt;em&gt;loan modification&lt;/em&gt;.&lt;/p&gt;
&lt;p&gt;Are you having trouble paying your house payment?&amp;nbsp; Many Sacramento&amp;nbsp;homeowners are.&amp;nbsp; &lt;strong&gt;If it sounds too good to be true, it is.&lt;/strong&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;These&amp;nbsp;scam artist are&amp;nbsp;charging several thousand dollars to do what you can do yourself for &lt;strong&gt;FREE&lt;/strong&gt;.&lt;/p&gt;
&lt;p&gt;Yes, many of these people are real estate agents and mortgage brokers hungry for money. These are the same people who put you in the position that you find yourself in today. Don't be fooled!&lt;/p&gt;
&lt;p&gt;Those of us who are reputable real estate Realtors and Mortgage Brokers don't take your money and make empty promises. The CA Attorney General has his hands full dealing with loan modification companies who are taking your money on this latest scam. Check out this video on how the &lt;a href=&quot;http://www.myfoxla.com/myfox/MyFox/pages/sidebar_video.jsp?contentId=7802873&amp;amp;version=1&amp;amp;locale=EN-US&quot; title=&quot;Fox 11 Loan Modification&quot;&gt;sub prime mortgage burned the homeowner and how they are being burned again&lt;/a&gt;. Don't become the next victim.&lt;/p&gt;
&lt;p&gt;Nothing in life comes easy, you have to put forth the effort to help yourself. Don't throw your money down the drain with these scam artists. It takes work on your part, so be prepared for the fight of your life.&lt;/p&gt;
&lt;p&gt;Many will take your money and do nothing. Check out frequently asked questions about &lt;a href=&quot;http://www.hud.gov/offices/hsg/sfh/nsc/faqlm.cfm&quot; title=&quot;Loan Modification&quot;&gt;loan modification from HUD&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;Call the bank that you pay your mortgage to each month.&amp;nbsp; Tell them you want to stay in your house but can't meet your payment. &lt;strong&gt;Ask for a loan modification.&lt;/strong&gt;&amp;nbsp; It won't be simple. Dealing with the banks&amp;nbsp;is not easy but keep at it. Keep your temper. You won't accomplish anything if you aren't sincere.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;In order to qualify for a loan modification here are the qualifications you must meet:&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Your original loan&amp;nbsp;date must be prior to December 31, 2007 &lt;/li&gt;
&lt;li&gt;You must have an existing sub prime loan (fixed or adjustable) or Option ARM &lt;/li&gt;
&lt;li&gt;Loan to value ratio needs to be above 75% &lt;/li&gt;
&lt;li&gt;You must live in the house as your primary residence &lt;/li&gt;
&lt;li&gt;You must be employed &lt;/li&gt;
&lt;li&gt;Your mortgage payments must exceed 31% of your gross monthly income &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Click here for a list of &lt;a href=&quot;http://sacramentorealestatevoice.com/what-constitutes-a-hardship/&quot; title=&quot;What is a Hardship?&quot;&gt;what constitutes a hardship&lt;/a&gt;&amp;nbsp;and needs to be part of your &lt;a href=&quot;http://sacramentorealestatevoice.com/hardship-letter-examples/&quot; title=&quot;Hardship Letter Examples&quot;&gt;hardship letter&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;Although we keep hearing that the banks are doing modifications, many have not come on board yet.&amp;nbsp; With the new year,&amp;nbsp; and hopefully some stipulations on the bail out money from Congress, we will see more banks stepping up and securing loan modifications in 2009.&lt;/p&gt;
&lt;p&gt;If you are unable to get a loan modification through your lender, a &lt;a href=&quot;http://sacramentorealestatevoice.com/2006/10/18/what-does-short-sale-mean/&quot; title=&quot;What Does Short Sale Mean?&quot;&gt;Short Sale&lt;/a&gt; is the next option to consider.&amp;nbsp; This is when with the help of your Realtor, you put your home up for sale for less than what you owe on your loan(s).&amp;nbsp;&amp;nbsp; Short Sales are long and tedious but if successful will harm your credit for a lesser time than a foreclosure.&lt;/p&gt;
&lt;p&gt;Another option is Deed in Lieu of Foreclosure.&amp;nbsp; This is when you ask the mortgage lender that you pay each month if they will accept the keys to your property to avoid foreclosure.&amp;nbsp; For further information be sure to read What is &lt;a href=&quot;http://sacramentorealestatevoice.com/what-is-deed-in-lieu-of-foreclosure/&quot; title=&quot;What is Deed in Lieu of Foreclosure?&quot;&gt;Deed in Lieu of Foreclosure?&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Prepare the following papers&amp;nbsp;which&amp;nbsp;are needed if you are also going to list your house as a Short Sale, getting a Loan Modification or Deed in Lieu of Foreclosure&lt;/strong&gt;.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;2 years of W2's (or letter explaining you are unemployed) &lt;/li&gt;
&lt;li&gt;Last 2 years tax returns &lt;/li&gt;
&lt;li&gt;Financial Statement&amp;nbsp;listing assets and liabilities (stocks, retirement fund, 401K's) &lt;/li&gt;
&lt;li&gt;Last 2 employer pay stubs &lt;/li&gt;
&lt;li&gt;Hardship letter limited to one page (Short and to the point) &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Banks have taken their sweet time with Short Sales in 2008 but hopefully the banks have gotten wiser and realize that they are far better off to accept a Short Sale than to spend needless money and risk break-in's with foreclosure.&amp;nbsp; Let's hope the banks are wiser in 2009.&lt;/p&gt;
&lt;p&gt;See a few &lt;a href=&quot;http://sacramentorealestatevoice.com/hardship-letter-examples/&quot; title=&quot;Hardship Letter Examples&quot;&gt;examples of hardship letters&lt;/a&gt; to get you started and tweak them to your own circumstance. These letters are just meant to get you started with your own personal explanation of hardship.&lt;/p&gt;
&lt;p&gt;In the year ahead, hopefully we will see the banks more receptive to loan modifications.&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice &lt;/strong&gt;simply click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email.&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Sun, 04 Jan 2009 09:19:40 -0600</pubDate>
      <link>http://activerain.com/blogsview/864505/loan-modifications-becoming-the-next-big-scam</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/859172/where-to-celebrate-new-year-s-eve-in-sacramento</guid>
      <title>Where to Celebrate New Year&quot;s Eve in Sacramento</title>
      <description>&lt;h2&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/files/2008/12/happynewyear.jpg&quot;&gt;&lt;img title=&quot;Sacramento New Years Eve Celebrations&quot; src=&quot;http://sacramentorealestatevoice.com/files/2008/12/happynewyear.jpg&quot; height=&quot;128&quot; alt=&quot;Happy New Year Sacramento&quot; width=&quot;120&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;&lt;/a&gt;&lt;/h2&gt;
&lt;h2&gt;Happy New Year Sacramento!&lt;/h2&gt;
&lt;p&gt;&amp;nbsp;If you haven't made your New Year's Eve plans or you just relocated to Sacramento and wonder what celebrations may be going on for New Year's Eve here are 2 FREE choices for you.&lt;/p&gt;
&lt;p&gt;Every year &lt;a href=&quot;http://www.oldsacramento.com/events-and-activities-detail.php?id=66&quot; title=&quot;Old Town Sacramento New Years Celebration&quot;&gt;Old Town Sacramento &lt;/a&gt;by the Tower Bridge celebrates the New Year in style at the waterfront with fireworks at 9:00 pm and again at midnight. The evening begins at 6:00 pm with street entertainment, fire jugglers and strolling bands.&lt;/p&gt;
&lt;p&gt;This year will be the &lt;a href=&quot;http://www.news10.net/news/local/story.aspx?storyid=51768&amp;amp;provider=top&quot; title=&quot;Will Sacramento Drop the Ball?&quot;&gt;first BALL drop in Sacramento&lt;/a&gt; which will be held at 10th and K Streets in Downtown Sacramento. It will be scaled down from the Times Square Ball drop in New York City.&amp;nbsp; Sacramento will have it's own Ball drop.&amp;nbsp; Paragary Restaurant came up with the idea and 22 other businesses have joined in to help support this event.&lt;/p&gt;
&lt;p&gt;10th Street will be blocked off between L and J for the party. The ball will be a meter wide dropping from a building on the southwest corner of 10th and K lighting up a 2009 sign with all the cheers and horn blowing.&lt;/p&gt;
&lt;p&gt;This may become a tradition in Sacramento...&lt;/p&gt;
&lt;p&gt;To see other 2009 New Year's Eve Events happening in and around the Sacramento area be sure to click on &lt;a href=&quot;http://sacramentorealestatevoice.com/2009-new-years-eve-event-in-sacramento/&quot; title=&quot;New Years Eve Around Sacramento&quot;&gt;2009 New Year's Event Guide&lt;/a&gt;.&lt;/p&gt;
&lt;h1 style=&quot;text-align: center;&quot;&gt;Happy New Year and may we all experience&lt;/h1&gt;
&lt;h1 style=&quot;text-align: center;&quot;&gt;&amp;nbsp;a renewed economy for 2009!&lt;/h1&gt;
&lt;p&gt;Do you have any New Year's resolutions? If you have decided to make the commitment to buy a home or condo this year, give me a call and let's get started looking for your home where memories will be made while interest rates are at a record low.&lt;/p&gt;
&lt;p&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice &lt;/strong&gt;simply click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email.&lt;/p&gt;
&lt;p&gt;&lt;em&gt;If you have a real estate question that you would like an answer to, be sure to check out&lt;/em&gt; &lt;a href=&quot;http://sacramentorealestatevoice.com/category/realtor/ask-gena/&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/ask-20real-20estate-20question.jpg&quot; border=&quot;0&quot; alt=&quot;Ask Real Estate Question&quot; /&gt;&lt;/a&gt; &lt;em&gt;and read what other home buyers and home sellers have asked and feel free to ask your Real Estate question by &lt;/em&gt;&lt;a href=&quot;mailto:Gena@GenaSells.com&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;&lt;em&gt;email&lt;/em&gt;&lt;/strong&gt;&lt;/a&gt;&lt;em&gt;. Perhaps, your question will be part of the next article featured on &lt;a href=&quot;http://sacramentorealestatevoice.com/&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;Sacramento REAL Estate Voice&lt;/strong&gt;&lt;/a&gt;. Just ask the Real Estate Broker and owner of Riede Real Estate, Gena Riede.&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;Remember, you can click on Search for Homes &lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=map&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/home-search-button3.jpg&quot; border=&quot;0&quot; alt=&quot;Sacramento MLS&quot; /&gt;&lt;/a&gt; and chose bank owned homes in all of the Sacramento and surrounding areas. Plenty of 1st time home buyers are approved and ready to buy one of these great deals.&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Wed, 31 Dec 2008 08:12:05 -0600</pubDate>
      <link>http://activerain.com/blogsview/859172/where-to-celebrate-new-year-s-eve-in-sacramento</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/851070/christmas-from-sacramento-ca-riede-real-estate</guid>
      <title>Christmas From Sacramento CA Riede Real Estate</title>
      <description>&lt;p&gt;Are you wondering where Santa is? There is a way of tracking all the places where Santa is all over the world. Just click on &lt;a href=&quot;http://www.noradsanta.org&quot; title=&quot;Where is Santa?&quot; target=&quot;_blank&quot;&gt;Where is Santa&lt;/a&gt;&#160;and then get those cookies and milk ready for him!&lt;/p&gt;
            &lt;p&gt;I wish each and everyone of you a safe a Merry Christmas with your family and friends. During this holiday season with economic times very difficult for so many, let's hope the coming year in 2009 will bring an easier time for all.&lt;/p&gt;
            &lt;p&gt;Here is a special video for all the readers on &lt;a href=&quot;http://sacramentorealestatevoice.com&quot; title=&quot;Sacramento Real Estate and Luxury Homes&quot; target=&quot;_blank&quot;&gt;Sacramento Real Estate Voice&lt;/a&gt;:&lt;/p&gt;
            &lt;p&gt;&#160;&lt;/p&gt;
            &lt;p&gt;&lt;object height=&quot;344&quot; width=&quot;425&quot;&gt;&lt;param name=&quot;movie&quot;&gt;&lt;/param&gt;&lt;param name=&quot;allowFullScreen&quot;&gt;&lt;/param&gt;&lt;param name=&quot;allowscriptaccess&quot;&gt;&lt;/param&gt;&lt;embed allowfullscreen=&quot;true&quot; type=&quot;application/x-shockwave-flash&quot; src=&quot;http://www.youtube.com/v/98G8zmqUgaI&amp;amp;hl=en&amp;amp;fs=1&quot; allowscriptaccess=&quot;always&quot; height=&quot;344&quot; width=&quot;425&quot;&gt;&lt;/embed&gt;&lt;/object&gt;&#160;&lt;/p&gt;
            &lt;p&gt;&#160;&lt;/p&gt;
            &lt;p&gt;&#160;&lt;/p&gt;
            &lt;p&gt;pledge to continue my service to home buyers, home sellers, homeowners, investors, renters and those relocating to Sacramento and the surrounding areas. It is my goal to be as transparent as possible bringing you real estate tips, neighborhood videos, market statistics and answer your real estate questions.&#160; I hope that I have been of help to many of you this past year and look forward to helping more consumers in 2009.&#160;&lt;/p&gt;
            &lt;h3&gt;Merry Christmas, Happy Hanukah...,&lt;/h3&gt;
            &lt;p&gt;Gena Riede, Real Estate Broker&lt;/p&gt;
            &lt;p&gt;Riede Real Estate&lt;/p&gt;
            &lt;p&gt;(916) 417-2699 Direct Phone&lt;/p&gt;
            &lt;p&gt;&lt;a href=&quot;mailto:gena@genasells.com&quot; title=&quot;Gena Riede of Riede Real Estate&quot; target=&quot;_blank&quot;&gt;Gena Riede&lt;/a&gt; Email&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Wed, 24 Dec 2008 10:13:46 -0600</pubDate>
      <link>http://activerain.com/blogsview/851070/christmas-from-sacramento-ca-riede-real-estate</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/847577/count-our-blessings</guid>
      <title>Count Our Blessings</title>
      <description>&lt;p&gt;During these economic times, times which many of us have never experienced, it is time to find our many blessings.&lt;/p&gt;
                        &lt;p&gt;Sometimes, it is hard to find those blessings especially when:&lt;/p&gt;
                        &lt;ul&gt;
                        &lt;li&gt;You have lost your job&lt;/li&gt;
                        &lt;li&gt;You have lost a loved one&lt;/li&gt;
                        &lt;li&gt;You are ill&lt;/li&gt;
                        &lt;li&gt;You've lost your home to foreclosure&lt;/li&gt;
                        &lt;li&gt;You got divorced&lt;/li&gt;
                        &lt;li&gt;Your car was repossessed&lt;/li&gt;
                        &lt;li&gt;Your family is estranged&lt;/li&gt;
                        &lt;/ul&gt;
                        &lt;p&gt;Maybe, once you listen to this video, you too will find something to be thankful for...we really do have so very much but times we forget all the many blessings we do have.&lt;/p&gt;
                        &lt;p&gt;&#160;&lt;object height=&quot;344&quot; width=&quot;425&quot;&gt;&lt;param name=&quot;movie&quot;&gt;&lt;/param&gt;&lt;param name=&quot;allowFullScreen&quot;&gt;&lt;/param&gt;&lt;param name=&quot;allowscriptaccess&quot;&gt;&lt;/param&gt;&lt;embed src=&quot;http://www.youtube.com/v/ViWXcQaUZpE&amp;amp;hl=en&amp;amp;fs=1&quot; type=&quot;application/x-shockwave-flash&quot; allowfullscreen=&quot;true&quot; allowscriptaccess=&quot;always&quot; height=&quot;344&quot; width=&quot;425&quot;&gt;&lt;/embed&gt;&lt;/object&gt;&lt;/p&gt;
                        &lt;p&gt;This is a time that is difficult for some people more so than any other time of year. I strongly urge you to take the time each day and just be thankful for 1 thing and then the next day, think of another blessing you have.&lt;/p&gt;
                        &lt;p&gt;I was inspired when I saw this video and I hope you are, too.&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Sun, 21 Dec 2008 21:38:35 -0600</pubDate>
      <link>http://activerain.com/blogsview/847577/count-our-blessings</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/846817/christmas-lights-in-sacramento</guid>
      <title>Christmas Lights in Sacramento</title>
      <description>&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/files/2008/12/christmas-tree-2.jpg&quot;&gt;&lt;img title=&quot;Christmas Lights in Sacramento&quot; src=&quot;http://sacramentorealestatevoice.com/files/2008/12/christmas-tree-2-240x300.jpg&quot; height=&quot;300&quot; alt=&quot;Sacramento Christmas Lights&quot; width=&quot;240&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;&lt;/a&gt;Every year Sacramento goes all out with decorating their homes and businesses.&lt;/p&gt;
&lt;p&gt;Since gas prices are down, this might be a nice tradition for you and your family to bundle up the kids in their jams and go for a ride to see some of the decorated homes in and around the Sacramento area.&lt;/p&gt;
&lt;p&gt;Get in the holiday mood by checking out some fabulous holiday decorations.&lt;/p&gt;
&lt;p&gt;If you know of a house or business that should be mentioned and shared with the readers here on Sacramento Real Estate Voice, just comment below or send me an email and I'll be more than happy to include them, here.&lt;/p&gt;
&lt;p&gt;Now, for a list of homes to drive by and get the holiday spirit started.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;The Lord's House at &lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=7436+Circle+Parkway,+Sacramento,+CA&amp;amp;sll=37.0625,-95.677068&amp;amp;sspn=24.73334,54.84375&amp;amp;ie=UTF8&amp;amp;ll=38.495855,-121.443429&amp;amp;spn=0.01189,0.026779&amp;amp;z=15&amp;amp;g=7436+Circle+Parkway,+Sacramento,+CA&amp;amp;iwloc=addr&quot; title=&quot;7436 Circle Parkway Sacramento CA&quot;&gt;7436 Circle Parkway, Sacramento&lt;/a&gt;&amp;nbsp;CA click address for directions to their home. &lt;/li&gt;
&lt;li&gt;The Bach's House at &lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=1841+48th+Street,+Sacramento,+CA&amp;amp;sll=38.495855,-121.443429&amp;amp;sspn=0.01189,0.026779&amp;amp;g=1841+48th+Street,+Sacramento,+CA&amp;amp;ie=UTF8&amp;amp;ll=38.56112,-121.448879&amp;amp;spn=0.011879,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;1841 48th Street Sacramento CA&quot;&gt;1841 48th Street, Sacramento &lt;/a&gt;&amp;nbsp;CA click address for directions to their home. &lt;/li&gt;
&lt;li&gt;The Janelle's House at &lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=6930+Lisa+Marie+Way,+Carmichael,+CA&amp;amp;sll=38.56112,-121.448879&amp;amp;sspn=0.011879,0.026779&amp;amp;g=6930+Lisa+Marie+Way,+Carmichael,+CA&amp;amp;ie=UTF8&amp;amp;ll=38.645165,-121.303482&amp;amp;spn=0.011865,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;6930 Lisa Marie Way Carmichael CA&quot;&gt;6930 Lisa Marie Way, Carmichael&lt;/a&gt; CA click address for directions to their home. &lt;/li&gt;
&lt;li&gt;The Gromer's House at &lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=4025+Diane+Drive,+Antelope,+CA&amp;amp;sll=38.645165,-121.303482&amp;amp;sspn=0.011865,0.026779&amp;amp;g=4025+Diane+Drive,+Antelope,+CA&amp;amp;ie=UTF8&amp;amp;ll=38.723119,-121.370044&amp;amp;spn=0.011852,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;4025 Diane Drive Antelope CA&quot;&gt;4025 Diane Drive, Antelope&lt;/a&gt; CA click address for directions to their home. &lt;/li&gt;
&lt;li&gt;The Sassman Farm at &lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=3446+Point+Pleasant+Rd,+Elk+Grove,+CA&amp;amp;sll=38.33893,-121.463685&amp;amp;sspn=0.011916,0.026779&amp;amp;g=3446+Point+Pleasant+Rd,+Elk+Grove,+CA&amp;amp;ie=UTF8&amp;amp;ll=38.33893,-121.463685&amp;amp;spn=0.011916,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;3446 Point Pleasant Rd Elk Grove CA&quot;&gt;3446 Point Pleasant Rd, Elk Grove&lt;/a&gt;, CA click address for directions to their home. &lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=6425+Meadowhill+Court,+Carmichael,+CA&amp;amp;sll=38.627399,-121.317945&amp;amp;sspn=0.011868,0.026779&amp;amp;g=6425+Meadowhill+Court,+Carmichael,+CA&amp;amp;ie=UTF8&amp;amp;ll=38.627633,-121.317945&amp;amp;spn=0.011868,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;6425 Meadowhill Ct Carmichael CA&quot;&gt;6425 Meadowhill Court, Carmichael,&lt;/a&gt; CA click address for directions to their home. &lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=Henri+Court,+Davis,+CA&amp;amp;sll=38.568301,-121.716757&amp;amp;sspn=0.011811,0.026779&amp;amp;g=Henri+Court,+Davis,+CA&amp;amp;ie=UTF8&amp;amp;ll=38.568301,-121.716757&amp;amp;spn=0.011811,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;Henri Court Davis CA&quot;&gt;Henri Court, Davis&lt;/a&gt;, CA click address for directions to their this cout known as Candy Cane Lane &lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=Orelle+Creek+Court,+Citrus+Heights,+CA&amp;amp;sll=38.568301,-121.716757&amp;amp;sspn=0.011811,0.026779&amp;amp;g=Orelle+Creek+Court,+Citrus+Heights,+CA&amp;amp;ie=UTF8&amp;amp;ll=38.717461,-121.250868&amp;amp;spn=0.011786,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;Orelle Creek Ct Citrus Heights CA&quot;&gt;Orelle Creek Cout,&lt;/a&gt; Citrus Heights, CA click address for direction to this court &lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=T+Street+and+55th+Street,+Sacramento,+CA&amp;amp;sll=38.627633,-121.317945&amp;amp;sspn=0.011868,0.026779&amp;amp;g=T+Street+and+55th+Street,+Sacramento,+CA&amp;amp;ie=UTF8&amp;amp;ll=38.556959,-121.440854&amp;amp;spn=0.01188,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;T Street and 55 th Street Sacramento CA&quot;&gt;T Street and 55th Street, Sacramento,&lt;/a&gt; CA...it is said that Santa can sometimes be seen here. &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Always make a tour of the &lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=38th+Street+and+47th+Street,+Sacramento,+CA&amp;amp;sll=38.573271,-121.444352&amp;amp;sspn=0.000742,0.001674&amp;amp;ie=UTF8&amp;amp;ll=38.566732,-121.447967&amp;amp;spn=0.00297,0.006695&amp;amp;t=h&amp;amp;z=17&quot; title=&quot;Sacramento Fab 40's&quot;&gt;Fabulous 40's&lt;/a&gt; in East Sac to see the decorated mansions. (Between J Street and Folsom and 38th Street to 47th Street&lt;/p&gt;
&lt;p&gt;Drive down &lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=Pebble+Creek+Drive,+Roseville+CA&amp;amp;sll=38.33893,-121.463685&amp;amp;sspn=0.011916,0.026779&amp;amp;g=Pebble+Creek+Drive,+Roseville+CA&amp;amp;ie=UTF8&amp;amp;ll=38.804567,-121.26606&amp;amp;spn=0.011839,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;Pebble Creek Drive and Strand Drive Roseville CA&quot;&gt;Pebble Creek Drive and Strand Drive, Roseville,&lt;/a&gt; CA where you can see an entire street bring the Christmas holiday alive. ( You can walk by parking your car at Bel Air or try driving through)&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://maps.google.com/maps?f=q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=Dovewood+Court,+Orangevale,+CA&amp;amp;sll=38.804567,-121.26606&amp;amp;sspn=0.011839,0.026779&amp;amp;g=Dovewood+Court,+Orangevale,+CA&amp;amp;ie=UTF8&amp;amp;ll=38.676431,-121.206064&amp;amp;spn=0.01186,0.026779&amp;amp;z=15&amp;amp;iwloc=addr&quot; title=&quot;Dovewood Court Orangevale CA&quot;&gt;Dovewood Court in Orangevale&lt;/a&gt;, CA&amp;nbsp;is always a great spot every year.&amp;nbsp; They conduct a canned food drive and have a bin at the end of the court so bring your food cans.&lt;/p&gt;
&lt;p&gt;For other holiday places to go be sure to read &lt;a href=&quot;http://sacramentorealestatevoice.com/2008/11/12/top-sacramento-holiday-places-to-go/&quot; title=&quot;Top Sacramento Holiday Places to Go&quot;&gt;Top Sacramento Holiday Places to Go.&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Here's hoping that you have a wonderful holiday and a safe one. These are tough times for a lot of people but keep the holiday spirit and find new and innovative ways of celebrating the season.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/files/2008/12/christmas-tree-2.jpg&quot;&gt;&lt;/a&gt;If you like what you read here on &lt;strong&gt;Sacramento Real Estate Voice &lt;/strong&gt;simply click and subscribe &lt;a href=&quot;http://sacramentorealestatevoice.com/about-rss/&quot; title=&quot;Sacramento Real Estate by email&quot;&gt;&lt;img src=&quot;http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg&quot; border=&quot;0&quot; alt=&quot;FeedButton&quot; /&gt;&lt;/a&gt; to get the latest articles sent to your email.&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Sun, 21 Dec 2008 08:43:14 -0600</pubDate>
      <link>http://activerain.com/blogsview/846817/christmas-lights-in-sacramento</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/844249/sacramento-home-sales-report-for-year-end-sales</guid>
      <title>Sacramento Home Sales Report for Year End Sales</title>
      <description>&lt;p&gt;Been busy selling houses but now the Sacramento Real Estate Market Statistics are ready to view by zip code.&amp;nbsp; Simply click &lt;a href=&quot;http://sacramentorealestatevoice.com/view-stats/?county=Sacramento&amp;amp;month=November&amp;amp;jasonyear=2008&amp;amp;submit=Submit&quot; title=&quot;Sacramento Home Sales in All Neighborhoods&quot;&gt;Sacramento Home Sales in all neighborhoods&lt;/a&gt;. The home sales report for November 2008 is strictly residential single family homes by zip code in the Sacramento County area.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Below is a chart showing the Year-to-Date residential home sales in all of Sacramento County from January 2008 through November 2008.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://sacramentorealestatevoice.com/files/2008/12/sacyeartodatesales.jpg&quot;&gt;&lt;img title=&quot;Home Sales for Sacamento From Jan to Nov 2008&quot; src=&quot;http://sacramentorealestatevoice.com/files/2008/12/sacyeartodatesales-300x183.jpg&quot; height=&quot;183&quot; alt=&quot;Sacramento Home Sales Year To Date&quot; width=&quot;300&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;&lt;/a&gt;The home sales numbers are as follows:&lt;/p&gt;
&lt;p&gt;January 2008 - 812 homes sold&lt;/p&gt;
&lt;p&gt;February 2008 - 918 homes sold&lt;/p&gt;
&lt;p&gt;March 2008 - 1088 homes sold&lt;/p&gt;
&lt;p&gt;April 2008 - 1514 homes sold&lt;/p&gt;
&lt;p&gt;May 2008 - 1758 homes sold&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;June 2008 - 1939 homes sold&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;July 2008 - 2077 homes sold&lt;/p&gt;
&lt;p&gt;August 2008 - 1946 homes sold&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; September 2008 - 2106 homes sold&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;October 2008 - 2141 homes sold&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; November 2008 - 1692 homes sold&lt;/p&gt;
&lt;p&gt;You may have noticed the slight decline in bank owned REO homes for sale but it would appear that there are more on the horizon.&amp;nbsp; Just last week there were quite a few Notices of Default sent to homeowners. Here is a summary of just a few of the areas with Notices of Default:&lt;/p&gt;
&lt;p&gt;Elk Grove, CA 95624&amp;nbsp;had 632 Notices of Default&lt;/p&gt;
&lt;p&gt;Elk Grove, Ca 95757 had 618 Notices of Default&lt;/p&gt;
&lt;p&gt;Elk Grove, CA 95758 had 647 Notices of Default&lt;/p&gt;
&lt;p&gt;Folsom, CA had 273 Notices of Default&lt;/p&gt;
&lt;p&gt;If you are interested in Bank owned, foreclosed REO homes for sale simply click below for the property that you are interested in seeing.&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=results&amp;amp;from_price=0&amp;amp;to_price=999999999&amp;amp;sqft=0&amp;amp;bed=0&amp;amp;bath=0&amp;amp;comarea=any&amp;amp;ptype=House&amp;amp;rows=25&amp;amp;do=any&amp;amp;acmin=0&amp;amp;acmax=99999&amp;amp;ybmin=0&amp;amp;set=any&amp;amp;cs=sa&amp;amp;ziplist=95843%2C95610%2C95621%2C95821%2C95825%2C95864%2C95865%2C95608%2C95838%2C95626%2C95815%2C95673%2C95811%2C95814%2C95816%2C95817%2C95819%2C95820%2C95624%2C95758%2C95757%2C95832%2C95628%2C95630%2C95662%2C95823%2C95824%2C95828%2C95829%2C95830%2C95841%2C95842%2C95652%2C95660%2C95632%2C95638%2C95693%2C95655%2C95670%2C95826%2C95827%2C95742%2C95818%2C95822%2C95831%2C95833%2C95834%2C95835%2C95836%2C95837%2C95683%2C95615%2C95639%2C95641%2C95680%2C95690&amp;amp;stories=any&amp;amp;pool=any&amp;amp;horse=any&amp;amp;sort=pricea&amp;amp;lo=any&amp;amp;loid=any&amp;amp;la=any&amp;amp;reodesc=yes&quot; title=&quot;Sacramento Foreclosed Homes for Sale&quot;&gt;Sacramento Foreclosed Homes for sale&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=results&amp;amp;from_price=0&amp;amp;to_price=999999999&amp;amp;sqft=0&amp;amp;bed=0&amp;amp;bath=0&amp;amp;comarea=any&amp;amp;ptype=Condo&amp;amp;rows=25&amp;amp;do=any&amp;amp;acmin=0&amp;amp;acmax=99999&amp;amp;ybmin=0&amp;amp;set=any&amp;amp;cs=sa&amp;amp;ziplist=95843%2C95610%2C95621%2C95821%2C95825%2C95864%2C95865%2C95608%2C95838%2C95626%2C95815%2C95673%2C95811%2C95814%2C95816%2C95817%2C95819%2C95820%2C95624%2C95758%2C95757%2C95832%2C95628%2C95630%2C95662%2C95823%2C95824%2C95828%2C95829%2C95830%2C95841%2C95842%2C95652%2C95660%2C95632%2C95638%2C95693%2C95655%2C95670%2C95826%2C95827%2C95742%2C95818%2C95822%2C95831%2C95833%2C95834%2C95835%2C95836%2C95837%2C95683%2C95615%2C95639%2C95641%2C95680%2C95690&amp;amp;stories=any&amp;amp;pool=any&amp;amp;horse=any&amp;amp;sort=pricea&amp;amp;lo=any&amp;amp;loid=any&amp;amp;la=any&amp;amp;reodesc=yes&quot; title=&quot;Sacramento Foreclosed Condos for sale&quot;&gt;Sacramento Foreclosed Condos for sale&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;amp;pg=results&amp;amp;from_price=0&amp;amp;to_price=999999999&amp;amp;sqft=0&amp;amp;bed=0&amp;amp;bath=0&amp;amp;comarea=any&amp;amp;ptype=Halfplex&amp;amp;rows=25&amp;amp;do=any&amp;amp;acmin=0&amp;amp;acmax=99999&amp;amp;ybmin=0&amp;amp;set=any&amp;amp;cs=sa&amp;amp;ziplist=95843%2C95610%2C95621%2C95821%2C95825%2C95864%2C95865%2C95608%2C95838%2C95626%2C95815%2C95673%2C95811%2C95814%2C95816%2C95817%2C95819%2C95820%2C95624%2C95758%2C95757%2C95832%2C95628%2C95630%2C95662%2C95823%2C95824%2C95828%2C95829%2C95830%2C95841%2C95842%2C95652%2C95660%2C95632%2C95638%2C95693%2C95655%2C95670%2C95826%2C95827%2C95742%2C95818%2C95822%2C95831%2C95833%2C95834%2C95835%2C95836%2C95837%2C95683%2C95615%2C95639%2C95641%2C95680%2C95690&amp;amp;stories=any&amp;amp;pool=any&amp;amp;horse=any&amp;amp;sort=pricea&amp;amp;lo=any&amp;amp;loid=any&amp;amp;la=any&amp;amp;reodesc=yes&quot; title=&quot;Sacramento Foreclosed Half Plex for Sale&quot;&gt;Sacramento Foreclosed Half-Plex for sale&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;For more &lt;a href=&quot;http://sacramentorealestatevoice.com/2008/12/15/sacramento-real-estate-market-report-year-to-date/&quot; title=&quot;Sacramento Real Estate Market Report Year to Date&quot; target=&quot;_blank&quot;&gt;detail&lt;/a&gt; on each of the Sacramento and surrounding area real estate market stats, be sure to check your &lt;a href=&quot;http://sacramentorealestatevoice.com/view-stats/?county=Sacramento&amp;amp;month=November&amp;amp;jasonyear=2008&amp;amp;submit=Submit&quot; title=&quot;Sacramento Neighborhood Home Sales&quot; target=&quot;_blank&quot;&gt;neighborhood home sales&lt;/a&gt;.&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Fri, 19 Dec 2008 09:16:19 -0600</pubDate>
      <link>http://activerain.com/blogsview/844249/sacramento-home-sales-report-for-year-end-sales</link>
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    <item>
      <guid>http://activerain.com/blogsview/839812/a-new-beginning-with-a-new-year-change</guid>
      <title>A New Beginning With A New Year...CHANGE</title>
      <description>&lt;h3&gt;&lt;img title=&quot;Sacramento Riede Real Estate&quot; src=&quot;http://activerain.com/image_store/uploads/2/7/2/0/4/ar122947445140272.jpg&quot; height=&quot;174&quot; alt=&quot;Riede Real Estate in Sacramento&quot; width=&quot;300&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;With the new year approaching and new beginnings... change is on the horizon.&lt;/h3&gt;
&lt;p&gt;It seemed appropriate to announce the start of my new Real Estate Company, &lt;strong&gt;Riede Real Estate&lt;/strong&gt; here on Active Rain.&lt;/p&gt;
&lt;p&gt;This week was my last week after many years with Remax. However, having been a Broker for several years it makes sense to strike out on my own.&lt;/p&gt;
&lt;p&gt;One of the questions many of my friends who are not in Real Estate asked was, &quot;how are you going to make it in this economy?&quot;&lt;/p&gt;
&lt;p&gt;I was perplexed by that question and asked what they meant.&amp;nbsp; &quot;Well, doesn't Remax give you buyers and sellers and pay for everything?&quot;&lt;/p&gt;
&lt;h3&gt;There is such a misconception out there in the world about Realtors, Real Estate Agencies and the like.&lt;/h3&gt;
&lt;p&gt;When I answered no, Remax does not give me clients nor do they pay for any of my bills.&amp;nbsp;&lt;strong&gt; I've been paying&lt;/strong&gt; Remax for many years and before that Century 21.&amp;nbsp; Now, it's time for me to pay for my own company.&amp;nbsp; My clients come to me from my blogging and my past service, as referrals.&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Riede Real Estate of Sacramento&quot; src=&quot;http://activerain.com/image_store/uploads/1/8/8/2/0/ar122947499502881.jpg&quot; height=&quot;145&quot; alt=&quot;Sacramento Real Estate Riede Real Estate&quot; width=&quot;250&quot; style=&quot;float: right; margin: 10px;&quot; /&gt;&lt;/p&gt;
&lt;p&gt;I loved being with Remax but it is time for &lt;strong&gt;Riede Real Estate&lt;/strong&gt; to step up and be noticed.&lt;/p&gt;
&lt;p&gt;My past clients and friends are thrilled and I'm excited, too!&lt;/p&gt;
&lt;p&gt;I polled my past clients this year and asked them if they came to me because I was with Remax and the answer was, no.&amp;nbsp; When I asked them if it would make a difference if I had my own company, they said, no.&amp;nbsp; Past home buyers and home sellers came to me because they liked what I stand for and how I do business.&lt;/p&gt;
&lt;p&gt;Above&amp;nbsp;is my new&amp;nbsp;business card and my signs are exquisite.&amp;nbsp; A young man from Southern CA by the name of &lt;strong&gt;Carl Lindstrom&lt;/strong&gt; designed both my signs and business cards and I think he did a fantastic job.&lt;/p&gt;
&lt;p&gt;I must show you the signage so that you too can ohhhh and ahhh as I did. I think the signs are exquisite.&lt;/p&gt;
&lt;p&gt;During all the planning I so wanted to come to the Active Rain community and ask your opinion but I felt that I needed to give Remax the respect&amp;nbsp;due them and make sure that they were made aware of the change before anyone else.&amp;nbsp;&lt;img title=&quot;Sacramento Home for Sale with Riede Real Estate&quot; src=&quot;http://activerain.com/image_store/uploads/5/9/0/5/4/ar122947580945095.jpg&quot; height=&quot;356&quot; alt=&quot;Riede Real Estate Home For Sale&quot; width=&quot;332&quot; style=&quot;float: left; margin: 10px;&quot; /&gt;&lt;/p&gt;
&lt;p&gt;This is not the finished product but I just couldn't wait to show you.&lt;/p&gt;
&lt;p&gt;I'd like your opinion so chime in and let me know what you think.&lt;/p&gt;
&lt;p&gt;Just in case you are wondering I'm not one to like my photo on my signs...&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;It's a time of new beginnings and change... but still the same quality service that I've been known for.&lt;/p&gt;
&lt;p&gt;So, give a shout out to Riede Real Estate of Sacramento, CA!&lt;/p&gt;
&lt;p&gt;I look forward to a new beginning and a new year of helping more Sacramento home buyers and home sellers with their real estate needs.&lt;/p&gt;
&lt;p&gt;It has been a pleasure so far...&lt;/p&gt;
&lt;p&gt;After a little tweaking and maneuvering my sign guy has come up with the final proof of Riede Real Estate homes for sale sign...here she comes&lt;/p&gt;
&lt;p&gt;&lt;img title=&quot;Homes for Sale in Sacramento by Riede Real Estate&quot; src=&quot;http://activerain.com/image_store/uploads/6/6/3/6/4/ar123004859346366.jpg&quot; height=&quot;337&quot; alt=&quot;Riede Real Estate homes for sale&quot; width=&quot;309&quot; style=&quot;float: right; margin: 10px;&quot; /&gt;Now, how do you feel about that?&lt;/p&gt;
&lt;p&gt;Would you like this sign out in front of your home for sale in and around the Sacramento are?&lt;/p&gt;
&lt;p&gt;The only thing I asked the sign man is to put a little light in behind the &quot;R&quot; ...&lt;/p&gt;
&lt;p&gt;I think this one is a winner...how about you?&lt;/p&gt;
&lt;p&gt;For years I have had to use the title Associate Broker since there can ONLY be ONE Broker on record.&amp;nbsp; And anyone using that title that works for a brokerage is missleading the public.&lt;/p&gt;
&lt;p&gt;Although my license has said Broker for many years, I had to use Assoc. Broker.&lt;/p&gt;
&lt;p&gt;Now, Broker is my title.&lt;/p&gt;</description>
      <dc:creator>Gena Riede, Real Estate Broker Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792)</dc:creator>
      <pubDate>Wed, 17 Dec 2008 10:28:56 -0600</pubDate>
      <link>http://activerain.com/blogsview/839812/a-new-beginning-with-a-new-year-change</link>
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