Aurora Colorado Homes for Sale-Aurora Colorado Real Estate-Colorado Spanish Speaking Realtor

T-Mobile G1 Google Android Phone the First Google Android Phone

Tue, 21 Oct 2008 00:37:32 -0500

T-Mobile G1 Google Android Phone the First Google Android Phone

I created this Google Android Group to our Active Rain Members and All People interested to learn and share great new experiences in this new Google Android OS. This Google Android Phone will evolve our Real Estate Work and simplify our jobs. This Google Android Phone will be loved by millions of users, It does not matter whether you're a professional or a technology lover.

This G1 Google Android phone has many advantages and features.

The G1 is the first handset running Google's Android operating system. Consumers and Developers are generally more excited about Google Android's open-platform market, which allow programmers to code any applications for the OS without restrictions.

Do you want to see Reviews, Video Reviews, comments, features, etc about this great G1 Google Android phone?

Please visit our T-Mobile G1 Google Android Phone

Selling a Home in Colorado

Thu, 21 Aug 2008 22:12:25 -0500

Selling a Home in Colorado

As a seller please be realistic when you are selling a home in Colorado, I did a summary for some ammenities that a Realtor would like to have handy when asking to his/her client about the Colorado Home, a MUST /EXTRAS that a colorado seller needs to fill in case that you as Colorado Realtor receive a comparative market analysis request by email, Fax or Phone and of course you have not been on that Colorado home before, then with the help of your Colorado Realtor and with the proper comps, you as a Colorado seller can get an agreement with your Colorado Realtor to set up the listing price.

Be realistic when you are selling a home in Colorado, that's one of the main reasons that a home can settle for some time on the market, the listing price and the condition of the Colorado home.

			Working		INCLUDED
	NEW	USED	Yes / No	N/A	YES / NO
A/C FURNACE WATER HEATER FIREPLACE WINDOWS ROOF TILE FLOORS HARDWOORD FLOORS CARPET PAINT EXTERIOR PAINT INTERIOR REMODELED UPDATED Well maintained Walking Closets BACK TO GREENT BELT CUL-DE-SAC GOLF CLUB CORNER GARAGE ATACHED SPACES KITCHEN / COUNTERTOPS KITCHEN ISLAND APPLIANCES LIGHT FIXTURES CONFORMING BASEMENT BASEMENT FINISHED Professional LANDSCAPED SPRINKLERS MOVE IN READY LIGHT BRIGHT SELLER CONCESSIONS BUYERS WARRANTY COVENANTS SCHOOL DISCTRICT EXTRA ADDITIONS QUICK POSSESION COMISSION PAID ON NET SALE AFTER CONCESSIONS. Garage 1,2,3 or 4 vehicles Walking Closets

Any others that you would suggest to add it?

Colorado new Homes For Sale & Colorado home Builders

Thu, 21 Aug 2008 20:58:43 -0500

Colorado New Homes For Sale & Colorado home Builders

When you are looking for a Colorado New home for sale or you would like to start the hunt for Colorado Builders and/or Colorado subdivisions or certain areas in Colorado, please provide to your Colorado Realtor, your Colorado home search criteria to help you better.

A Colorado Realtor will be able to assist you better in your New Colorado Home Hunt.

* What Price Range you are interested?
* What area of a Colorado town are you interested in?
* What Neighborhood of Colorado are you interested in?
* What size of your Colorado home? (Bedrooms, Baths, etc)
* When would you like to move or relocate to Colorado?
* What is the most important to you? (Price, Schools, Amenities)

Something very important is to know where your client is standing, is your client pre qualified or pre approved already? Buyers need to be very honest with their financing, because they can waste their time and yours.

Colorado HUD Homes for sale

Tue, 19 Aug 2008 03:54:54 -0500

Colorado HUD Homes for sale

HUD Homes in Colorado is offering very good incentives right now to buy a Colorado Home, whether you are a Colorado home Buyer and if you bid for the full amount of the listing price or more and if you do a loan through a FHA lender, you'll only pay a down payment of $100.00, Yes! Only $100.00, also you can ask for a total of 3% for seller concessions. HUD homes in Colorado these days have a high demand for its great incentives that offer to Colorado home buyers.

There is many inventory to choose and great prices to get. A difference from Lender Owned homes in Colorado is that do not accept to deal with FHA Loans, the reason is because FHA have very strict regulations and check more in deep the condition of a Colorado home for sale. The condition of a Colorado home for sale needs to be habitable for good, these regulations are great and they protect the Colorado Home buyer and they protect the FHA lender.

Colorado HUD Homes come on and go off the market very quickly, if you are considering purchasing Colorado HUD Homes and want to know more about homeownership assistance: Colorado

Click here to get a HUD home buyer guide by HUD Homes

Click below to search by Colorado counties.

Search Colorado HUD Homes Here

Short Sales and Deficiency, You are not Alone!

Tue, 17 Jun 2008 00:01:43 -0500

Short Sales and Deficiency, you are not Alone

When lenders accept less than what it is owed or the full payoff, they can do one of the 3 things:
1) Nothing: Very few lenders do not do anything against you when you do a short sale.
2) Go after the deficiency: Some lenders go after the deficiency that you had, they do it through court, they usually want to put you a "deficiency judgment".

3) Send you a 1099: 3) They forgive the debt and send you a 1099 form from the deficiency,

for instance.
Your property is worth $200,000.00
You owe $260,000.00
Lender just receives net $190,000.00
You had a deficiency of $ $70,000.00

Lenders send you a 1099 for that deficiency, why? Because for the lender was lost and even when you lost your Colorado home it means that you had an income, but guess what?

Forgiven debt is considered income by the internal revenue service IRS in the tax the lender accepted the Short Sale or forgave a portion or what was owed.

There is a new law called "The mortgage forgiveness debt relief act of 2007", Distressed Colorado home sellers and can benefit from this and can get rid this income. If you want to refinance your home and you owe more than is worth this works as well, maybe the lender will accept to refinance it and you will avoid to pay taxes from the difference (deficiency).

If you are in a distressed situation, don't think it twice, it is better to do a better arrangement than to leave your home into Foreclosure.

If you need advise in Colorado Short Sales, please call me or send me and email with your scenario and I will analyze your hardship situation to help you, even whether you are in other state I will point you to the right track with a fellow realtor who specializes in Short Sales too.

Click Here to read more useful information

Homes-Houses for rent in Aurora Colorado in saddle rock ridge

Mon, 04 Feb 2008 06:26:30 -0600

Homes-Houses for rent-lease in Aurora Colorado at Saddle Rock Ridge are in Aurora Colorado 80015.

I forgot to add the link for high resolution for this great home for rent in aurora colorado.
Click Here for high resolution virtual tour, please install the "plug in" to make it work.

Olvide darles la liga que contiene la tour virtual en alta resolucion de casas de renta en aurora colorado en saddle rock ridge codigo postal 80015. Hagan Click Aqui.

Full Information Here - Click Here - Informacion completa de esta casa de renta en aurora colorado, presione aqui.

Homes-Houses for Rent-Lease in Aurora Colorado Saddle Rock Ridge

Mon, 04 Feb 2008 05:54:22 -0600

Homes-Houses for rent-lease in Aurora Colorado. If you are unable to buy a home-house and are in need of renting one, we have a great home-house in Aurora Colorado, in the Saddle Rock Ridge are, Aurora Colorado 80015.

* if you are interested you can save up to 2 months free rent-lease.
* Only $1650.00 /month ( just .75 per sq ft).
* The house features Over 2200 sq ft.
* 3 Beds 2.5 Baths, and 2 car garage.
* Spacious master bedroom with large "walk-in" closet and beautiful 5-piece bathroom, with tile floors and shower walls.
* 2 nice size bedrooms with sharing a double sink bathroom with tile on walls and floor.
* Gorgeous Kitchen with pantry, tile floors, granite countertops and island Beautiful 42" maple cabinets (lots of kitchen storage space).
* All appliances are included (washer, dryer, fridge, microwave, stove, etc).
* Lots of upgrades through the entire house, you will love it.
* Nice living room with fireplace and speakers ready for a home theatre system.
* Beautiful designed window coverings.
* Very Large Basement (not finished).
* Nice size Backyard (will be redone for the summer) with sprinkler system (front and back).
* Great location, near everything and just a mile away from the new Southlands Mall in Aurora Colorado.

Beutifull and quiet neighborhood, perfect for a family.
Cherry creek schools district in Aurora Colorado, within walking distance.
The house is located in Arapahoe County Colorado NOT Aurora County.

You will love this Aurora Colorado home in Saddle Rock Ridge, need more information? contact me.

If you need a Home-House for rent-lease in Aurora Colorado at a good price in the Saddle Rock Ridge in Aurora Colorado area. You will see that this is one of the best properties in Saddle Rock Ridge in Aurora, Colorado 80015.

If you need to rent-lease a home-house in the state of Colorado please don't let this opportunity pass by!!!

Click Here to compare Cherry Creek Schools District to other schools in Aurora, Colorado

Click here to find Cherry Creek Schools District in Wikipedia

Demographic information of Saddle Rock Ridge in Aurora, Colorado

Foreclosures in Colorado and great opportunities for Colorado Home buyers and Colorado Real Estate Investors.

Sat, 01 Dec 2007 22:45:30 -0600

Foreclosures in Colorado and great opportunities for Colorado Home buyers and Colorado Real Estate Investors.

I took recently a seminar "Foreclosures in Colorado New Changes" and reading today's news and what I got updated in the seminar and the rest of the updates of the homes in Colorado and the situation Nationwide in many cities, Market is getting worst for many Colorado sellers in many areas, but for Colorado buyers is a great opportunity these days that usually not happens often.

Another great opportunity is that Colorado Buyers or Colorado Real estate Investors start buying more homes in Colorado for Rent or to lease and after these Colorado buyers retain and hold these homes for a while (some years) they will re sell them to get a good chunk from great returns.

Some issues involve many homes to be sold in Colorado, but if you are living without any hassle in your Colorado Home, retain it or rent it until market stabilizes better.

According to the data collected in the seminar that I took in Foreclosures in Colorado we are on the 8^th place from all states in foreclosures. Nevada is the 1^st and California is the 2^nd. I am not saying that Colorado is in better shape now. What I am trying to explain is that we started with this problem earlier than other states and right now other states as Nevada and California are worst in foreclosures than Colorado. HPI findings from the Office of federal housing Enterprise Oversight. If you want the to review this report, click it here and get it on PDF

If you need to sell your Colorado homes for a good reason because you are on a distress situation, please call me and I will be more than glad to help you or point you to the right direction. Please take a look of my past articles regarding short sales in Colorado and Colorado Related articles.

Please read the complete news / report here

Market Price still going down and it is a great time to buy in Colorado.

Sat, 01 Dec 2007 22:34:14 -0600

Market Price still going down and it is a great time to buy in Colorado.

Market Price is still going down for nearly more than half of 287 Cities Nationwide
I was reading an article today very interesting that According to MSN Money House prices are down in 147 of 287 cities Government provided that information and there are some speculations what will happen with the market or where the market is heading according to some researchers / expert in the field.

Prices in some areas are still sinking and in some others are sinking fast, that's not new, still this is a great article that you should read.

Here is a small part that I took from the Significant HPI findings from the Office of federal housing Enterprise Oversight. If you want the full report, click it here and get it on PDF.
"The states with the greatest rates of appreciation between the third quarter of

2006 and the third quarter of 2007 were: Utah (12.9%), Wyoming (11.8%),
Montana (7.7%), New Mexico (7.4%), and Washington (7.0%). The states
with the largest depreciation for the same period were: Michigan (-3.7%),
California (-3.6%), Nevada (-2.4%), Massachusetts (-2.3%), and Rhode
Island (-2.2%). "

Please read the complete news / report here

It means that Buyers in Colorado can invest in a great inventory of homes for sale today with a lot of savings, according to a seminar that I took from First American Heritage Title some statistics that they gave us Colorado is in 8^th place in Foreclosures, It does not mean that Colorado is getting better overall, but it means that some other states are starting to sink more and faster for first position with more Foreclosures Nationwide and they are worst than Colorado now.

FYI! Wordpress a Free and Powerful Real Estate Marketing tool

Thu, 29 Nov 2007 23:20:56 -0600

FYI! Wordpress a Free and Powerful Real Estate Marketing tool

I always was looking for a great free blog Front End Interface template/software to install it on my web hosting service and I was very disappointed because everything that I found was just templates that companies sell or very cheap blog templates.

I was reading some blogs from Jay McGillicuddy~Real Estate Broker about an awesome and great company that is wordpress , I already knew about this, but I never was interested on this tool, because was thinking that it was whatever kind of free blog service, I believe that you have heard of wordpress already, tried it or maybe you are an active wordpress member, when Jay wrote wordpress can be running from your website and you do not have to depend from other third party services, then I started to dig out more about wordpress, believe me more and more.

So the first thing that I did was to join to wordpress website and explore and read more about Wordpress and I found that you have two options:
1) You can subscribe to wordpress with their free service, but something awesome that I was always looking some months ago was:
2) You can download and install the blog service in your own web hosting service or website, I was always looking for that, but never found a great resource to install blogs on my own web hosting service or website.

Thanks to Jay who made me see the potential that his free tool have, I already installed it on my web hosting server for Spanish purposes now, Jay has his own blog website too and you can check it here.

The best of wordpress is:
1) It is free.
2) It is yours, when I say "YOURS" you are the only boss, you handle it / admin it and You can do whatever you want there on your own web hosting service (website).
3) It has great advantages, there are plenty of free wordpress Templates that you can easy incorporate in your wordpress blog, so you don't have to be an expert to handle all of this.
4) Fully Customizable.
4) It has many free plug ins or add ons, that works for Search Engine Optimizing (SEO), Anti Spam and many much more click here for all features.

I invite you that you check it out and read more about it, you will see the full potential of this awesome free tool, also read Jay's Comments about his finding of this great tool and it is an awesome tool for your real estate marketing purposes. Get it here, Installation documentation and support.

Don't get me wrong, I love Active Rain and I am happy being here with all of you, but sometimes we feel that we need our own blog website.

Check Jay's tutorials about wordpress, where he explains about how to create tables and some great features about Windows Live Writer a tool to make your life easier when you are dealing with some blogs companies.
http://activerain.com/blogsview/284861/Windows-Live-Writer-Copying
http://activerain.com/blogsview/280585/Creating-Tables-in-WordPress

Free WordPress Tempates
Free Wordpress Plug INS

Want more free resources? Go to http://www.google.com/ then on search type Free Wordpress templates and Free wordpress plug ins and you will find plenty of websites with great free resources.

My real estate Spanish blog website, I do not have anything there, I am just starting it. No information, No menus, nothing, just a plain template in Spanish for Colorado Real Estate.

Jay's Blog, this is a much better blog website, because he has worked on it J sorry that mine is not like jay's.

Best of the Best is FREE !!!!!!! Happy Blogging !!!!

Agentes y Evaluadores en Colorado, ahorren dinero!

Sat, 24 Nov 2007 23:51:37 -0600

Agentes y Evaluadores de Colorado, Ahorren dinero!

Ustedes saben que nos cargan a nosotros por mes una cuota fija, + mas tiempo por hora o minuto en nuestro sistema de listados multiples que viene siendo el MLS. No me gusta mucho eso, pero nos tenemos que aguantar por el momento. He visto que en otros sistemas agentes de otros estados solo pagan una cuota normal por utilizar este servicio y los minutos o horas que utilizan el sistema sin cobro extra o el sistema es ilimitado en tiempo.

Bueno, por lo menos las buenas notiicias por compartir son:
1) Cada dia 15 de cada mes, nuestro proveedor nos proporciona todo el dia gratis, lo que quiero decir que las horas extras o minutos extras que hagamos en todo el dia no son cargados a nuestra factura mensual.
2) Si estas usando el servicio MLS (Prime Access o mymls) a traves de la web y no hace click en el boton de Salirse, se te cargara todos los 10 minutos, lo que quiero decir es que por cada 10 minutos que utilizamos el sistema son 50 centavos adicionales, que debemos de hacer? Siempre que utilizemos el servicio , no importa las veces que entremos y salgamos, hay que presionar el boton de "sign out" o de autentificarse, para que el sistema cierre la sesion, por favor no lo hagan desde la X de su explorador de web , ya sea Internet Explorer, Mozilla Firefox, Opera o algun otro navegador de web. Porque entonces nos cargaran los 10 minutos.
abajo puse unas graficas en donde deben de presionar.

PS: Saludos y espero que se ahorren dinero, yo lo tuve que aprender a golpes.

FYI Colorado agents and appraisers, save money!!!!!!.

Sat, 24 Nov 2007 19:22:16 -0600

FYI Colorado agents and appraisers, save money!!!!!!.

You know that we get charged on our Colorado MLS by month plus by time. $ 3.00/Hour or $ .05 by minute. I still do not like this, but I can not do anything right now, I just need to stand it.. I Have seen that some other fellows out of state they just pay something monthly and that's it, not our case.

Ok, at least the good news about this for some of you that did not know is:
1) Every 15^th day of every month our Colorado MLS is Unlimited, yes as you read it, you can use it as many hours you want and you will not be additionally charged per minute or hour.
2) If you are using the MLS system, (Prime Access or Mymls) through the web and you do not Click "Sign Out" You will be charged for 10 whole minutes, so that means $ 0.50 for all session, It does not matter if you just used it for 1 minute or 2 minutes. Every time you join and exit and do the same mistake, it will be in that way.
For example, lets suppose that I enter and I am searching for a property and my time was 2 minutes and I just close it directly from y web browser it will be $0.50, then I enter again and I search another property and I make the same mistake and I close it with the red "X" from my web browser and I do that several times a day, because I am looking for information, homes, etc. all the time that you do this is $0.50, multiply that for the times that you enter every time. You will see what I am talking about. Now that I know this, I do not ever make the same mistake. Check the graphics for the proper way to enter and exit when you are in our Colorado MLS.

PS: I learned that in the hard way.

Buying or Selling a home in Colorado? Many Colorado Real Estate Links to Read

Sat, 24 Nov 2007 18:30:02 -0600

Buying or Selling a home in Colorado? Many Colorado Real Estate Links to Read

I am sharing from all my Colorado blogs that I have done, just the information that I think that you will be interested to read when you are buying or selling Colorado Homes.

If you have any questions, feel free to comment or email me.

HOA in Aurora Colorado-Home Owners Association in Aurora Colorado
Some Basic Questions to ask when doing Short Sales in Colorado
Home Inspections in Colorado on Bank Owned Real Estate or REO's in Colorado
Caveat Emptor - A riesgo del Comprador de casas en Colorado
Pricing right a home in Aurora Colorado is a must. Lets Face it!
Aurora Colorado Home buyer's Market - what is a Colorado home buyer's Market?
Beware of Aurora Colorado Real Estate "home scammers"
When buying an Aurora Colorado Home or Colorado Homes use a Realtor
What features to look when you are buying an Aurora Colorado Home or Colorado Homes
Why you should compare Colorado Home Builders when buying your new homes in Colorado?
Aurora Colorado New Home with "Energy Star"
How to know if New Homes in Colorado Qualifies for the Energy Star approval?
Dealing with Colorado New Home Builders? Research on these features
Colorado New Home Builders - Builder Customer Satisfaction Top Ones in 2006
More reasons to buy New Homes in Aurora Colorado or in the State of Colorado
Near of a Short Sale? Increase Income and Reduce Expenses before think on a Colorado Short Sale
Southshore homes in Aurora Colorado a great neighborhood to know and live.
Southeast Aurora Colorado a good place to live
Want to know more about Southshore in the South of Aurora Colorado?
Being an informed client have many advantages when buying or selling a Colorado home
Why to use a home inspector on new homes in Colorado?
If you thought that New Homes in Colorado did not need a Colorado Home Inspector you were wrong
Foreclosures in Colorado
National Association of Realtors Who are them?
When is Really a Late Payment On your Mortgage and Bad for your credit?
Fund to cure your loans in Colorado when you are in a hardship situation or heading to a Colorado short sale
What is an acre?
Why is good to have a Colorado Realtor when buying new homes or resale homes in Colorado
Why buy used homes in Colorado?
Drawbacks from used homes in Colorado, check this out before you buy a Colorado home.
Why Buy New Homes in Colorado?
Colorado Population since 1970
Something that I want to share with you and you can learn
Cities in the Metro Denver Area and Schools in Colorado
Short Sales in Colorado are good if you know how to handle them
Why you should have a Colorado Realtor, some facts
Aurora Colorado Information, History, Demographics, Sister Cities, Education and More
Cities Near Aurora Colorado
Aurora Colorado School Districts
Where is located Aurora Colorado? get some information
Aurora Colorado Learn more of this Great City
Something about me
What does a Realtor need to be successful when doing or dealing with Short Sales?
When is time for a Short Sale in Colorado?
Tips to Influence a BPO when doing a Short Sale in Colorado
Short Sale List Documents needed when dealing with Short Sales in Colorado
The Don'ts of the Short Sales in Colorado
The Do's of the Short Sales in Colorado
Aurora Colorado Southlands Mall
Colorado New Foreclosure Law until Jan 1st 2008
Colorado Safety
When you buy something online shop around
Could be Radon in my Water? Education space in Colorado
Colorado Radon some Fact Education Space in Colorado
Stop Foreclosure in Colorado, don't let days pass by
Acre Equivalent Education Space in Colorado
What is Radon? Education space in Colorado
Have ever a Colorado Home Inspector scared your clients?
20 easy steps to Colorado HomeOwnership Part 4/4 "Whole Process when buying a Colorado home step by step"
20 easy steps to Colorado HomeOwnership Part3/4 "Whole Process when buying a Colorado home step by step"
20 easy steps to Colorado HomeOwnership Part 2/4 "Whole Process when buying a Colorado home step by step"
20 easy steps to Colorado HomeOwnership Part 1/4 "Whole Process when buying a Colorado home step by step"
Honesty has more value than anything!
Why Use a Colorado Realtor?
What is a Colorado HUD Home?
Colorado Museum Discover the World of Money
5 questions you must ask a Colorado Realtor before your list your home

Casas en Aurora Colorado-Bienes Raices en Aurora Colorado

Wed, 21 Nov 2007 21:58:57 -0600

Casas en Aurora Colorado-Bienes Raices en Aurora Colorado o en el Estado de Colorado.

Haga un click en cada link abajo para ver informacion que desea.

* Que cosas fijarse cuando compra una casa nueva en Aurora Colorado o en el estado de Colorado.
* Cuando compre una casa en Aurora Colorado nueva o usada utilize un Realtor de Aurora Colorado.
* La situacion de Aurora Colorado es Mercado de Compradores.
* Cuídese de los estafadores o Engañadores de casas en Aurora Colorado.
* 5 preguntas que debe de hacer a un agente de bienes raices cuando pone su casa a la venta en Aurora Colorado o en el Estado de Colorado .
* Sea Realista cuando ponga su casa a la venta en Aurora Colorado
* Casas nuevas en Colorado en la Comunidad de Aurora Colorado Wheatlands
* Casas de banco en colorado-Casas HUD en Colorado-Casas Reposeidas en Colorado
* Ventas Cortas en Colorado-Short Sales in Colorado
* Hipotecas en Colorado-Prestamos para casas en colorado-Refinanciamientos en Colorado
* LAS TRES AGENCIAS DE CRÉDITO -Equifax-TransUnion-Experian
* Tipos de préstamos hipotecarios en Aurora Colorado. Prestamos para casas en Colorado
* Los Cons o los aspectos negativos de Rentar un condominio o una casa en Aurora Colorado o en El Estado de Colorado.
* Los Pros o Beneficios de Rentar un condominio o una casa en Aurora Colorado o en El Estado de Colorado.
* Lo Malo o Negativo de ser dueño en casas de Aurora Colorado, Casas nuevas y usadas en Colorado.
* Que Beneficios tiene comprar una Casa en Aurora Colorado? Casas nuevas o usadas en Aurora Colorado
* Asociacion Nacional de Agentes de Bienes Raices - National Association of Realtors (NAR) English and Spanish
* Palabras en en ingles y espanol de bienes raices Espacio Educativo en bienes raices
* Porque utilizar a un Realtor?
* Porque las garantias para casas son buenas y en forma benefician al propietario de casa y al agente de bienes raices
* Como encontrar a un agente de bienes raices en Aurora Colorado y que preguntar

Cuando necesite de servicios de un agente de bienes raíces en el estado de Colorado, llámeme y vea mis demás artículos que he hecho en inglés y español para el estado de Colorado. Su Especialista y Agente de Bienes Raíces en Aurora Colorado.
Aurora Colorado Bienes Raíces-Casas nuevas Aurora Colorado-Agente de Bienes Raíces en Aurora Colorado-Colorado Realtor

HOA in Aurora Colorado-Home Owners Association in Aurora Colorado

Wed, 21 Nov 2007 20:59:16 -0600

HOA in Aurora Colorado-Home Owners Association in Aurora Colorado

How can I know if I have HOA in Aurora Colorado or Home Owners Association in Aurora Colorado?
I am writing this, because I am dealing on a transaction that is a Lender Owned Real Estate or REO in Aurora Colorado and in the MLS listing shows no HOA, $0.00. Nothing, Nada. It is a Townhouse or Townhome whatever you want to call it, in my experience I know that most condos and townhomes or townhouses have Home Owners Association in Aurora Colorado, most of the time, very few or weird cases they don't.

I called the Listing Agent to find about if this townhome in Aurora Colorado had HOA and the listing agent told me "It does not". I was researching for more information about the subdivision in Aurora Colorado and found that it really has, how did I find it? Searching for real estate properties in the same subdivision and I found properties Active, Sold and Under contract with this kind of information that I needed. Other way to probe it is with the title commitment shows you something there.

My duty is to protect my client and let her know about this HOA in the subdivision of Aurora Colorado, on the other side is that the listing agent is misrepresenting her listing. I do not want to go over this issue, but she can have problems in the near future listing properties with bad information on the MLS, specially this one or square footage. Use an Aurora Colorado Realtor to not get surprises at closing.
Aurora Colorado Real Estate Aurora Colorado Homes for Sale Colorado Spanish Speaking Real Estate Agent Aurora Colorado Realtor

Inspectores en Colorado-Haciendo inspección en casas de Colorado

Wed, 21 Nov 2007 20:55:39 -0600

Inspectores en Colorado -Inspecciones de casas en Aurora Colorado
Porque es necesario conseguir un Inspector de casas en Aurora Colorado que este certificado y que tenga buena reputacion?
Varios clientes mios en el estado de Colorado han tenido opciones de conseguir inspectores de Aurora Colorado que cobran muy barato, estamos hablando de entre $150 y $175 por una inspección de casas en Aurora Colorado. Cuando un buen inspector en la ciudad de Aurora Colorado puede cobrar entre $250 y $400 dolares, todo depende de que tan grande sea la casa y que servicio de inspección en Aurora colorado este dando. Yo recomiendo uno que este certificado por el estado de Colorado, que pertenezca a la asociación de inspectores del estado de Colorado y que este involucrado con el Better Business Bureau (BBB) u otra organización confiable o de buena reputación de Colorado. Clientes pasados que han utilizado inspectores de Aurora colorado y que no han hecho bien su trabajo por lo general cobran muy barato, dejan mucho que desear, teniendo problemas a futuro con cosas que no notificaron o cosas que no vieron por descuido, estoy hablando de techos, problemas estructurales y fugas o problemas en tuberías de las casas.
Utilize un buen Agente de bienes raíces en Colorado o en Aurora Colorado que lo pueda asesorar bien en la compra de su casa y que lo ayude a evitar problemas futuros en su propia casa. Moraleja: Lo barato sale caro, tenga mucho cuidado al comprar una casa en Aurora Colorado o en el estado de Colorado especialmente de banco o de inversión
Aurora Colorado Bienes Raíces-Casas nuevas Aurora Colorado-Agente de Bienes Raíces en Aurora Colorado-Aurora Colorado Realtor

Nuevas Leyes en Foreclosures en Colorado- Juicios Hipotecarios en Colorado.

Wed, 21 Nov 2007 20:51:33 -0600

Nuevas Leyes en Foreclosures en Colorado- Juicios Hipotecarios en Colorado.
Las leyes y regulaciones en el estado de Colorado de Foreclosures o Juicios Hipotecarios en Colorado van a cambiar este siguiente a~o que viene 2008.
Solo quiero proporcionarles esta actualización y que estén consientes que el a partir del Primero de Enero del 2008 en el estado de Colorado van a cambiar y realmente no tendrán mucho beneficio para la persona que se encuentre en apuros económicos, será mas beneficio por parte del banco que del vendedor. Les estare informando de los cambios que surgan con respecto a bienes raíces en Colorado o Aurora Colorado, Foreclosures en Colorado o Juicios Hipotecarios en Colorado, etc.
Aurora Colorado Bienes Raíces-Casas nuevas Aurora Colorado-Agente de Bienes Raíces en Aurora Colorado-Aurora Colorado Realtor

Gastos de cierre y enganche en Colorado o en la ciudad de Aurora Colorado

Wed, 21 Nov 2007 20:49:06 -0600

Diferencia entre Gastos de cierre para la compra de una casa en Colorado o en la ciudad de Aurora Colorado.

Me he topado con primeros compradores y aun con compradores ya veteranos en el estado de Colorado y en la ciudad de aurora Colorado que realmente no saben diferenciar entre gastos de cierre y enganche para la compra de una casa en el estado de Colorado.

Cuales son los Gastos de cierre para la compra de una casa en el estado de Colorado? Gastos de la compañía de titulo, Gastos del prestamista o intermediario para la hipoteca, gastos que cobra el banco y otros que normalmente los vemos en la hoja llamada HUD-1 a la hora del cierre o la hora de firmar papeles. Entonces que es el enganche? El enganche es dar dinero que muchas veces requiere el banco para disminuir la cantidad del dinero prestado. Por ejemplo si una casa en Aurora Colorado la están vendiendo por $100,000.00 y nosotros damos el 3% de enganche, el monto total del enganche seria $ 3,000.00 y realmente el préstamo quedaría de $ 97,000.00 A eso le llamamos enganche o en ingles seria el famoso DownPayment. Recuerde no confundir enganche con gastos de cierre, es muy importante distinguir eso, no significan lo mismo! Recuerde que un agente de bienes raíces de Aurora Colorado le puede sugerir y explicar todo lo referente a bienes raíces en Colorado.
Aurora Colorado Bienes Raíces-Casas nuevas Aurora Colorado-Agente de Bienes Raíces en Aurora Colorado-Aurora Colorado Realtor

Some Basic Questions to ask when doing Short Sales

Fri, 16 Nov 2007 19:21:41 -0600

When you are starting a Colorado Short Sale Real Estate, never forget to ask some basic questions before you start the whole proces. Avoid to waste your work big time, I learned that by trial and error , but I am sharing this so you can not make the same mistake that I did once.

When dealing with a Colorado Short Sale Real Estate, never forget to ask your client (seller) whether they are current in Taxes and Home Owner Association or if they have any pending other judgments, many lenders when dealing on the final stage and dealing with the final numbers on a Colorado Short Sale Real Estate, they do not want to see on the HUD-1 that your client owes Taxes and Home Owners or other judgments or other kind of not related or something that they tell you that is not their responsbility to pay off, just the mortgage liens.

Be careful, since beginning to ask very well your client where it exists any liens against the property beside the mortgage liens or some dues that can affect your final numbers.

No one wants surprises at final, right? So, your client need to be very honest and you can get plenty of information with the title commitment to have a good idea at least where are you standing and if there is something more, you can help him/her on time

BEWARE! The Worst Lender EVER to deal with Short Sales Washington Mutual-WAMU

Fri, 16 Nov 2007 18:29:24 -0600

BEWARE! The Worst Lender to deal with Short Sales Washington Mutual-WAMU

I have dealt with many lenders in the State of Colorado doing Short Sales and the worst lender ever is Washington Mutual or WAMU. Fellow realtors Beware when you are dealing with this lender, my experience and the experience of other Realtors about this lender Washington Mutual is that they take so long to process and to care about your short sale files, many times they lose your files and the administration in Loss Mitigation Deparment & Customer service are not good enough to give a good and realiable service to Realtors or distressed homeowners to help to sell their homes. I have dealt with other lenders and I have never had this horrible nightmare experience, this is my second time that I deal with them and the same bad taste, some other fellows have told me the same as I wrote before, so I am not wrong. BEWARE! about the worst lender ever.

711 Helena ST Aurora Colorado Short Sale Approved !!!

Thu, 15 Nov 2007 06:26:17 -0600

711 Helena ST Aurora, Colorado Aurora South

Price: $ 217,500 Property Type: RESIDENTIAL
Construction: FRAME / ROCK
Style: TWO STORY
Finished Square Ft: 1987
Bedrooms: 4
Bathrooms: 3
Year Built: 2002
Lot Size: 6446
Topography:
Car Storage: GARAGE, ATTACHED
Car Spaces: 2
Basement Finished: OPEN
Basement: PARTIAL
Subdivision: HIGHLINE COURT SUB 1ST FLG
Elementary: LAREDO
JR High: EAST
SR High: HINKLEY
Description: AIR CONDITIONING-CENTRAL, CEILING FAN, DOUBLE PANE WINDOWS, DISPOSAL, DISHWASHER, FENCE(D), FIVE PIECE BATH, GARAGE DOOR OPENER, HOT TUB, JET ACTION TUB, LOFT, LANDSCAPE PROFESSIONAL, MASTER BATHROOM, MICROWAVE OVEN, PET FREE, QUICK POSSESSION, SMOKE ALARM, SMOKE FREE, SPRINKLERS/LAWN, STOVE/RANGE/OVEN, WINDOW COVERINGS, WOOD FLOORS

Public Remarks: *DAVID WEEKLEY TWO-STORY, MUST SEE THIS ONE *NICE AREA *HOME IS VERY WELL MAINTAINED *GORGEOUS WOOD FLOORING & NICE CARPET *MOVE IN CONDITION *EXCELLENT ACCESS TO BUCKLEY AFB & DIA & ANSCHUTZ/FITZSIMMONS *4BDRMS UPSTAIRS + A LOFT/STUDY *CLOSE TO SHOPPING

Consejo para Primeros Compradores en Colorado

Wed, 14 Nov 2007 22:16:37 -0600

Consejo para Primeros Compradores en Colorado cuando quieren comprar casas de inversion, casas de banco o reposeidas por el banco.

Primeros Compradores de casas de Colorado me han preguntado varias veces que oportunidades tienen de salirse del contrato o del compromiso de comprar tal casa en especifica en la que realmente están interesados al meter contrato, las que usualmente en el estado de Colorado son casas reposeidas por el banco o casas de banco, siempre y cuando la inspección no resulte satisfactoria por los resultados de un inspector y que el comprador no pueda alcanzar a reparar ciertos danos o que realmente sean danos fuertes. Todo Depende y Si pueden salirse del contrato, Depende cuando hay veces que el mismo vendedor (banco) tiene una clausula que dice muy claro que antes de meter una oferta se tiene que hacer la inspección de la casa, Y si pueden salirse del contrato cuando hay veces que el vendedor (el banco) da de 4 a 10 dias para hacer la inspección por lo general después de tener las firmas y que la oferta ha sido aprobada por ambas partes, por eso es muy importante que su agente de bienes raíces en el estado de colorado le diga que hacer y lo asesore en estos casos para que no vaya a cometer un grave error. Recuerde que si cuenta con poca experiencia en el ramo de bienes raíces en Colorado, necesita de un buen agente de Aurora Colorado para que vea por sus intereses y le explique el proceso adecuadamente de esta forma evitar un problema mas fuerte.
Aurora Colorado Bienes Raíces-Casas nuevas Aurora Colorado-Agente de Bienes Raíces en Aurora Colorado-Colorado Realtor

Home Inspections on Bank Owned or REO's in Colorado

Wed, 14 Nov 2007 22:04:29 -0600

Home Inspections on Bank Owned or REO's in Colorado.

I have been asked when dealing with Colorado Real Estate Owned, REO, Lender Owned, Bank Owned Real Estate, you name it, whether Colorado buyers have a chance to back out in case that the home inspection does not result satisfactory for the buyer or when expenses for those fixes can be beyond for what clients can afford. The answer is depends and Yes. Depends, when there are some lenders that ask to make a home inspection before the buyer's agent submit the real estate offer. And Yes when there are some other lenders that they give usually between 4 or 6 days after the mutual real estate contract to get a home inspection done.

If you are trying to submit an offer for a real estate owned property. Your Aurora Colorado Buyer Agent must tell you about this whole matter and what to do to protect your best interests.

Specially when you do not have enough experience in the field and you need someone to look for your best interests. Use an Aurora Colorado Realtor.
Aurora Colorado Real Estate Aurora Colorado Homes for Sale Colorado Spanish Speaking Real Estate Agent Aurora Colorado Realtor

Caveat Emptor - A riesgo del comprador

Mon, 12 Nov 2007 05:22:16 -0600

Caveat Emptor
This word comes from the Latin "Let the buyer beware" The buyer must examine the good or property and buy at his/her own risk. This was once an accepted rule. Homebuyers in Colorado have much more protection now than before about this matter. as sellers and brokers are required to disclose problems or face possible penalties.

A riesgo del comprador.

Esta palabra viene del latin "Caveat Emptor" El comprador debe de examinar los bienes o la propiedad y comprarla bajo su propio riesgo o asumiendo el riesgo que puede implicar una adquisicion de una propiedad en el estado de Colorado. Ahora las regulaciones en bienes raices en el esado de colorado han cambiado y son mas fuertes hoy en dia. El comprador goza de mayores protecciones., ya que vendedores y agentes de bienes raices tienen la obligacion de dar a conocer al comprador los problemas, pues de no hacerlo incurren en severas sanciones.

Informacion Sacada y modificada del libro de glosario de English / Spanish por Jack C. Harris / Jack P. Friedman.
Aurora Colorado Real Estate Aurora Colorado Homes for Sale Colorado Spanish Speaking Real Estate Agent Aurora Colorado Realtor

Que cosas fijarse cuando compra una casa nueva en Aurora Colorado o en el estado de Colorado.

Sat, 15 Sep 2007 22:24:51 -0500

Que cosas fijarse cuando compra una casa nueva en Aurora Colorado o en el estado de Colorado.

1) Ubicación.
2) Sistema de ahorro de energía.
3) Medios certificados.
4) Diseño: Lo interior y lo Exterior.
5) Calidad de construcción.
6) Estilo.
7) Garantía
8) El Profesionalismo que le ofrezcan, la experiencia y los años que tengan en el campo o mercado.
9) Valor.
10) Los incentivos que le ofrezcan.
11) Tipo de vida que tendrá.
12) Si está construida con los requerimientos de "Built Green"
13) Servicio al cliente.
14) Los Planos
15) Distrito Escolar.
16) Centros Comerciales.

Recuerde que un REALTOR le ayudara a negociar una casa nueva de constructor en Colorado que quiera comprar y le dara consejos antes de que la compre y en el transcurso de la transaccion.

Cuando necesite de servicios de un agente de bienes raíces en el estado de Colorado, llámeme y vea mis demás artículos que he hecho en inglés y español para el estado de Colorado. Su Especialista y Agente de Bienes Raíces en Aurora Colorado.
Aurora Colorado Bienes Raíces-Casas nuevas Aurora Colorado-Agente de Bienes Raíces en Aurora Colorado-Colorado Realtor