Titusville FL Real Estate by Gail MacMillan

ENCHANTMENT....behind the Looking Glass

Sun, 01 Nov 2009 09:37:17 -0600

There is a place where MAGIC still lives and has the power to capture our souls through the majesty of setting. If I could imagine a forest where Elves, Fairies and Unicorns dwell it would surely be Pisgah National Forest in Western North Carolina. These falls, aptly named "Looking Glass Waterfall", afford one the experience of getting behind the falls providing a unique view through the veil of cascading water. Very lovely!

We were there at 5:00 in the afternoon and the lighting was just right. I used a wide angle lens at a focal length of 37mm. Aperture was F5.6, shutter speed 1/50sec, ISO speed 320, minimal post processing.

It's a beautiful series and I would like to share one more with totally different settings. You might feel you are looking into space, but this is actually the same falls. The difference is all with the camera settings. Here the shutter speed is 1/1000sec, Aperture F5.0, ISO speed 800, focal 39mm, no post processing. ENJOY :-)

Copyright photos by Gail MacMillan, all rights reserved and may not be reproduced without the written
permission of Gail MacMillan, Home Sweet Home Florida Realty Inc, Titusville FL. Permission granted
with a link back to my website and/or blog providing site is appropriate for all ages. Thank you for
respecting my creative expression and not plagiarizing.

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Speechless Sunday ~ Canadian Caribou

Sun, 28 Jun 2009 07:32:13 -0500

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Wordless Wednesday ~ Bighorn Sheep ~ Kananaskis Alberta

Wed, 24 Jun 2009 06:10:59 -0500

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www.Titusville-FL-Real-Estate.com

Motivational Monday - Lessons Learned

Mon, 22 Jun 2009 18:25:46 -0500

Regina Brett wrote this piece for her column in The Plain Dealer paper, Cleveland
Ohio. Some emails are going around saying it was written when her odometer rolled
90 years old. Of course, I did a little double checking and find out that the lessons
she learned were appreciated by the time she turned "50". I'd say Regina has learned
her lessons well. So apart from internet hype, here are Regina's 45 lessons that were
probably written in 2006. Great advice here!!!

Regina Brett was a Pulitzer Prize finalist in 2009 for her ability to move the heart.

1. Life isn't fair,  but it's still good.

2. When in doubt, just take the next small step.

3. Life is too short to waste time hating anyone.

4. Your job won't take care of you when you are sick. Your friends and parents will. Stay in touch.

5. Pay off your credit cards every month.

6. You don't have to win every argument. Agree to disagree.

7. Cry with someone. It's more healing than crying alone.

8. It's OK to get angry with God. He can take it.

9. Save for retirement starting with your first paycheck.

10. When it comes to chocolate,  resistance is futile.

11. Make peace with your past so it won't screw up the present.

12. It's OK to let your children see you cry.

13. Don't compare your life to others.  You have no idea what their journey is all about.

14. If a relationship has to be a secret,  you shouldn't be in it.

15. Everything can change in the blink of an eye. But don't worry; God never blinks.

16. Take a deep breath. It calms the mind.

17. Get rid of anything that isn't useful,  beautiful, or joyful.

18. Whatever doesn't kill you really does make you stronger.

19. It's never too late to have a happy childhood. But the second one is up to you and no one else.

20. When it comes to going after what you love in life, don't take no for an answer.

21. Burn the candles, use the nice sheets, wear the fancy lingerie. Don't save it for a special occasion,         Today is special.

22. Over prepare, then go with the flow.

23. Be eccentric now.. Don't wait for old age to wear purple.

24. The most important sex organ is the brain.

25. No one is in charge of your happiness but you.

26. Frame every so-called disaster with these words  'In five years, will this matter?'

27. Always choose life.

28. Forgive everyone everything.

29. What other people think of you is none of your business.

30. Time heals almost everything. Give time time.

31. However good or bad a situation is, it will change.

32. Don't take yourself so seriously. No one else does.

33. Believe in miracles.

34. God loves you because of who God is, not because of anything you did or didn't do.

35. Don't audit life. Show up and make the most of it now.

36. Growing old beats the alternative -- dying young.

37. Your children get only one childhood.

38. All that truly matters in the end is that you loved.

39. Get outside every day. Miracles are waiting everywhere.

40. If we all threw our problems in a pile and saw everyone else's, we'd grab ours back.

41. Envy is a waste of time. You already have all you need.

42. The best is yet to come.

43. No matter how you feel, get up, dress up and show up.

44. Yield.

45. Life isn't tied with a bow, but it's still a gift."

Gail MacMillan Broker-Realtor®
Home Sweet Home Florida Realty, Inc.
At Home With Diversity (AHWD)
Certified Residential Specialist (CRS)
e-PRO Internet Certified (e-PRO)
Graduate Realtor Institute (GRI)
Relocation Specialist
Titusville, Florida
Cell: 321.544.6808
www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-estate.com

HARBOR POINTE CONDO on the River - Titusville, Brevard County FL

Mon, 22 Jun 2009 15:26:57 -0500

Current availability as of June 22, 2009 listed below

I want to take you back to April 2005. Harbor Pointe, the stunning new condo
development in Titusville Florida, directly on the Indian River, was pre-selling in
Building 3. The market was booming and sales were brisk. Here's a price sheet
showing what you would have paid to own a unit in Harbor Pointe in April 2005
That was then.....

Here are some of the amenities at Harbor Pointe

Maintenance fees are $437 month and include hot/cold water and basic cable,
exterior insurance, clubhouse, exercise room, sauna, tennis courts, pool, spa.

Here is a complete list of the amenities you get at Harbor Pointe

__________________________________________________________________________________

This is what's available as of June 22, 2009

Currently there are 25 active listings in Harbor Pointe priced from $189,900 to $589,900
10 are short sales
5 - 2 bedroom/2 bath
10 - 3 bedroom/2 bath
10 - 3 bedroom/3 bath corner units

8 units are under contract
5 units have closed in 2009

___________________________________________________________________________________

Below is a snapshot of the market in August 2008

There are currently 31 units for sale in Harbor Pointe priced from $275,000 to $595,000
(I left off 2 penthouses). I will post the floor plans below so you can compare prices to
models. There are 10 short sales (pre-foreclosures). Here's the breakdown:

3 Dory                                   $279,000, $319,900 , $449,900
  9 Catamaran                                          $275,000 - $517,721
  7 Beacon                                                $289,500 - $399,900
12 Admiral/Equator                                   $399,900 - $595,000

____________________________________________________________________________________

Harbor Pointe Floor Plans This is in PDF format and requires Adobe Reader.
Feel free to save a copy. If you need them in jpeg format just e-Mail Gail

For up to date information on what's current in Harbor Pointe Condominium.......
For everything you need to make an informed buying decision......
Your "GO-TO" person for Titusville FL Real Estate, Homes and Condos for
sale in Titusville FL, and all your Brevard County Real Estate needs call.....

I can help you find your Home Sweet Home in Florida TODAY

Speechless Sunday ~ My First Wetland Deer Photo...what a Precious Face

Sun, 21 Jun 2009 06:24:21 -0500

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

NASA ~ Remaining Launch Schedule ~ Not Many Left

Sat, 20 Jun 2009 09:58:43 -0500

As you know the Shuttle program ends in 2010. If you haven't had the opportunity to view this spectacular event, there are a few more launches scheduled before the program terminates. I'll list them for you so you can plan ahead of time. Hotel rooms on the Space Coast become very coveted during lauches; it's wise to plan months in advance if possible

NOTE: Have a backup plan as launches are notorius for being cancelled. Perhaps consider the Theme Parks, our wonderful beaches or plan on touring some of our amazing Nature Preserves.

I'll list the Shuttle flight schedule followed by the Rocket launch schedule.

If you're coming to town please let me know, perhaps we can get together.

All dates and time are subject to change.

SHUTTLE LAUNCH SCHEDULE

Space Shuttle Endeavour has been rescheduled for Saturday, July 11, 2009 at 7:30 pm. STS-127 will be the 29th U.S. mission to the International Space Station. This flight will deliver the external experiment platform for the Japanese science laboratory facilities.

August 7, 2009 at 8:49 am - Space Shuttle Discovery, STS-128, will be the 30th U.S. mission to the International Space Station. This flight will deliver equipment and supplies with a reusable Multi-Purpose Logistics Module.

November 12, 2009 at 4:22 pm. - Space shuttle Atlantis will deliver components including two spare gyroscopes, two nitrogen tank assemblies, two pump modules, an ammonia tank assembly and a spare latching end effector for the station's robotic arm to the International Space Station.

February 4, 2010 at 6:20 am - Space shuttle Endeavour will deliver the final connecting node, Node 3, and the Cupola, a robotic control station with six windows around its sides and another in the center that provides a 360-degree view around the International Space Station.

March 18, 2010 at 1:08 pm - Space shuttle Discovery will bring a Multi-Purpose Logistics Module to the International Space Station. The module will be filled with science racks that will be transferred to laboratories on the Station.

May 14, 2010 at 3:05 pm - Atlantis will carry an integrated cargo carrier to deliver maintenance and assembly hardware, including spare parts for space station systems. In addition, a Mini Research Module will be permanently attached to the bottom port of the Zarya module.

July 29, 2010 at 8:45 am - Space shuttle Endeavour will deliver the Express Logistics Carrier 4, a Multi-Purpose Logistics Module and critical spare components to the International Space Station.

September 16, 2010 at 1:00 pm - Space shuttle Discovery will deliver an EXPRESS Logistics Carrier-3 and an Alpha Magnetic Spectrometer to the International Space Station.

ROCKET LAUNCH SCHEDULE

June 26, 2009 at 6:14-7:15 pm - The United Launch Alliance Delta 4 rocket will launch the Geostationary Operational Environmental Satellite O, or GOES O, for NASA and NOAA. The weather satellite will orbit 22,300 miles above the planet to monitor conditions across the U.S. The rocket will fly in the Medium+ (4,2) configuration with two solid rocket boosters.

July 17, 2009 at 4:02 - 7:02 pm - The Atlas V rocket will launch a classified satellite for the U.S. Government known only as PAN.

August 17, 2009 at 8:49 am - STSS Demonstrators Program is a midcourse tracking technology demonstrator and is part of an evolving ballistic missile defense system. STSS is capable of tracking objects after boost phase and provides trajectory information to other sensors and interceptors. Will be launched by NASA for the Missile Defense Agency.

August 20 - 31, 2009 Time TBD - NASA will launch the Ares 1-X rocket on a sub-orbital test flight to collect valuable engineering data from the vehicle. The Ares program is being developed to replace the space shuttle for launching astronauts.

August 21, 2009 Time TBD - The Delta 2 rocket will launch the eighth modernized NAVSTAR Global Positioning System Block 2R military navigation satellite.

October 14, 2009 Time TBD - The United Launch Alliance Atlas V rocket will launch NASA's Solar Dynamics Observatory. SDO will be the first mission for the space agency's Living With a Star Program. The rocket will fly in the 401 vehicle configuration with a four-meter fairing, no solid rocket boosters and a single-engine Centaur upper stage.

Home Sweet Home Florida Realty, Inc.
At Home With Diversity (AHWD)
Certified Residential Specialist (CRS)
e-PRO Internet Certified (e-PRO)
Graduate Realtor Institute (GRI)
Relocation Specialist
Titusville, Florida
Cell: 321.544.6808

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Singing in the Rain for my Friday Foto

Fri, 19 Jun 2009 07:04:29 -0500

It was a rainy day in the marsh but this little Red-Winged Blackbird was just hanging out singing his song without a care in the world. For whatever reason it made to happy to witness his joie de vivre and when I left I found myself Singing in the Rain too. It was a very pleasant rainy day to be sure :-)

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

A naughty little twist for your Friday Funny

Fri, 19 Jun 2009 06:46:44 -0500

Grandma didn't mean to be naughty, she was
actually spoonfed an untruth and it's her innocence
which make this story so darn funny. I know I was
laughing so hard I hard to stop and wipe my eyes so
I could finish the story. The imagery is vivid and
priceless....let's approach another weekend with a
laugh in the air and a smile on our face. Have a terrific
weekend, make some time for yourself, your family and
your friends :-)

Grandma is eighty-eight years old and still drives her own car.

She writes:

Dear Grand-daughter,

The other day I went up to our local Christian book store and saw a
'Honk if you love Jesus' bumper sticker ..

I was feeling particularly sassy that day because I had just come from a
thrilling choir performance, followed by a thunderous prayer meeting..

So, I bought the sticker and put it on my bumper.

Boy, am I glad I did; what an uplifting experience that followed.

I was stopped at a red light at a busy intersection, just lost in
thought about the Lord and how good he is, and I didn't notice that the
light had changed...

It is a good thing someone else loves Jesus because if he hadn't
honked, I'd never have noticed.

I found that lots of people love Jesus!

While I was sitting there, the guy behind started honking like crazy,
and then he leaned out of his window and screamed, 'For the love of
God!'

'Go! Go! Go! Jesus Christ, GO!'

What an exuberant cheerleader he was for Jesus!

Everyone started honking!

I just leaned out my window and started waving and smiling at all those
loving people.

I even honked my horn a few times to share in the love!
;
There must have been a man from Florida back there because I heard him
yelling something about a sunny beach.

I saw another guy waving in a funny way with only his middle finger
stuck up in the air.

I asked my young teenage grandson in the back seat what that meant.

He said it was probably a Hawaiian good luck sign or something.

Well, I have never met anyone from Hawaii , so I leaned out the window
and gave him the good luck sign right back.

My grandson burst out laughing.

Why even he was enjoying this religious experience!!

A couple of the people were so caught up in the joy of the moment that
they got out of their cars and started walking towards me.

I bet they wanted to pray or ask what church I attended, but this is
when I noticed the light had changed.

So, grinning, I waved at all my brothers and sisters, and drove on
through the intersection.

I noticed that I was the only car that got through the intersection
before the light changed again and felt kind of sad that I had to leave
them after all the love we had shared.

So I slowed the car down, leaned out the window and gave them all the
Hawaiian good luck sign one last time as I drove away. Praise the Lord
for such wonderful folks!!

Will write again soon,

Love, Grandma

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Speechless Sunday ~ Caught in the act of eating.....a leaf

Sun, 14 Jun 2009 06:00:10 -0500

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Fridays Fotos ~ Primordial Being

Fri, 12 Jun 2009 07:52:23 -0500

Photo taken at Blue Heron Wetlands, a water reclamation project in Titusville FL. He was just resting at the side of the road and not bothered, in the least, by my presence. I was about 6-8 from him so zoom wasn't necessary. I was totally intrigued by THE EYE!!!

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Cute Little Funnies to get your Weekend Started....SMILE :-)

Fri, 12 Jun 2009 07:07:39 -0500

Kids seem to have a unique perspective on the things adults say and expect of them. Nowhere is this more evident than the relationship between teacher and student. Without further ado these should bring a smile to your face as you remember your own school days or see your own kids reflected in these quips :-)

Kids Are Quick
____________________________________

TEACHER: Maria, go to the map and find North America .
MARIA: Here it is.
TEACHER: Correct. Now class, who discovered America ?
CLASS: Maria.
____________________________________

TEACHER: John, why are you doing your math multiplication on the floor?
JOHN: You told me to do it without using tables.
__________________________________________

TEACHER: Glenn, how do you spell 'crocodile?'
GLENN: K-R-O-K-O-D-I-A-L'
TEACHER: No, that's wrong
GLENN: Maybe it is wrong, but you asked me how I spell it.
(I Love this kid)
____________________________________________

TEACHER: Donald, what is the chemical formula for water?
DONALD: H I J K L M N O.
TEACHER: What are you talking about?
DONALD: Yesterday you said it's H to O.
__________________________________

TEACHER: Winnie, name one important thing we have today that we didn't have ten years ago.
WINNIE: Me!
__________________________________________

TEACHER: Glen, why do you always get so dirty?
GLEN: Well, I'm a lot closer to the ground than you are.
_______________________________________

TEACHER: Millie, give me a sentence starting with ' I. '
MILLIE: I is..
TEACHER: No, Millie..... Always say, 'I am.'
MILLIE: All right... 'I am the ninth letter of the alphabet.'
________________________________

TEACHER: George Washington not only chopped down his father's cherry tree, but also admitted it.
Now, Louie, do you know why his father didn't punish him?
LOUIS: Because George still had the axe in his hand.
______________________________________

TEACHER: Now, Simon, tell me frankly, do you say prayers before eating?
SIMON: No sir, I don't have to, my Mom is a good cook.
______________________________

TEACHER: Clyde , your composition on 'My Dog' is exactly the same as your brother's. Did you copy his?
CLYDE : No, sir. It's the same dog.
___________________________________

TEACHER: Harold, what do you call a person who keeps on talking when people are no longer interested?
HAROLD: A teacher
__________________________________

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

JING - Customizable Screen Capture - FREE (Snagit $50)

Thu, 11 Jun 2009 07:36:00 -0500

We all like to save money - right! Sure, and when it's stuff for our computers we feel like we hit the motherload :-) And it doesn't get any better than FREE!!!

After the 30 day free trial of SnagIt I was snagged hooked, but didn't want to cough up $50 and couldn't find any current discounts. JING is the result of searching for a cheaper alternative, and what a nice surprise to find such a terrific program at such a terrific price - FREE!!! By way of demonstration the screenshots which follow were taken with JING.

So on this thankful Thursday, I give you JING, go forth and capture to your heart's content. Brought to you by Gail MacMillan....saving you money on Active|Rain :-)

http://www.jingproject.com/

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Titusville FL Real Estate Market Report - MLS Area 104 - 6/9/2009

Tue, 09 Jun 2009 08:30:05 -0500

MLS Area 104 - State Road 50 (Cheney Hwy) to Kings Hwy - June 9, 2009

93 active listings from $59,900 to $1,350,000
*13 short sales
5 REO's (bank owned)

27 properties are under contract
*16 short sales are under contract
2 REO's are under contract

33 properties have closed in 2009
*3 short sales
11 REO's closed

89 properties closed in 2008
*7 were short sales
15 were REO's

From this study we see some stability returning to MLS Area 104, pricing stability should follow.

If you're thinking of listing and want Absorption Rate information, please call or e-mail
and I will be happy to provide the most current numbers.

Links to previous reports:
Titusville FL Real Estate Market Report - MLS Area 104 - 4/7/2009
Titusville FL Real Estate Market Report - MLS Area 104 - 2/6/09
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 104) - Nov 4, 2008
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 104) - Sept 20, 2008
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 104) - July 2008
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 104) - May 2008
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 104) - Feb. 2008

I can help you find your Home Sweet Home in Florida ~ CALL TODAY!

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Titusville FL Real Estate Market Report - MLS Area 103 - 6/9/09

Tue, 09 Jun 2009 08:16:39 -0500

MLS Area 103 - Garden St. to S.R. 50 (Cheney Highway) - Titusville FL April 7, 2009

In MLS Area 103 Currently there are:

419 active listings priced from $2,500 - $1,100,000
76 are short sales
25 are REO's (bank owned)

There are 73 properties currently under contract
27 short sales
17 REO's

187 properties have closed in 2009
45 short sales
54 REO's

237 properties closed in 2008
17 short sales
42 REO's

From the last report it appears that Area 103 is having more success getting short sales closed. This could be a good sign that banks are starting to move this process along more efficiently.

If you're thinking of listing and want Absorption Rate information, please call or e-mail
and I will be happy to provide the most current numbers.

Links to previous reports:
Titusville FL Real Estate Market Report - MLS Area 103 - 4/7/09
Titusville FL Real Estate Market Report - MLS Area 103 - 2/6/09
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 103) - Nov 4, 2008
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 103) - Sept 20, 2008
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 103) - July 29, 2008

I can help you find your Home Sweet Home in Florida ~ CALL TODAY!

Home Sweet Home Florida Realty, Inc.
At Home With Diversity (AHWD)
Certified Residential Specialist (CRS)
e-PRO Internet Certified (e-PRO)
Graduate Realtor Institute (GRI)
Relocation Specialist
Titusville, Florida
Cell: 321.544.6808

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Titusville FL Real Estate Market Report - MLS Area 102 - 6/9/09

Tue, 09 Jun 2009 07:50:41 -0500

MLS Area 102 - State Road 46 to Garden St. - Titusville FL - June 9, 2009

160 active listings priced from $22,900 to $599,000
*33 short sales
18 REO's

48 properties are under contract ranging in price from $23,760 to $210,000.
*12 short sales are under contract
12 REO's are under contract

78 closings so far in 2009
*8 short sale closings
40 REO's closed

140 residences closed in 2008
*4 short sales closed in 2008
37 REO's closed in 2008

From this study you can see that most of the short sales are going into foreclosure.
At that point the bank-owned properties are making it to closing.

If you're thinking of listing and want Absorption Rate information, please call or e-mail
and I will be happy to provide the most current numbers.

Links to previous reports:
Titusville FL Real Estate Market Report - MLS Area 102 - 4/7/09
Titusville FL Real Estate Market Report - MLS Area 102 - 2/6/09
Real Estate Market Report & Absorption Rates - Titusville FL (MLS Area 102) - Nov 4, 2008
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 102) - Sept 20, 2008
Real Estate Market Report/Absorption Rates - Titusville FL (MLS Area 102) - July 28, 2008

I can help you find your Home Sweet Home in Florida ~ CALL TODAY!

Home Sweet Home Florida Realty, Inc.
At Home With Diversity (AHWD)
Certified Residential Specialist (CRS)
e-PRO Internet Certified (e-PRO)
Graduate Realtor Institute (GRI)
Relocation Specialist
Titusville, Florida
Cell: 321.544.6808

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Speechless Sunday ~ Paradise in Titusville FL

Sun, 07 Jun 2009 06:33:31 -0500

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Social Butterfly on Friday's Fotos

Fri, 05 Jun 2009 11:34:05 -0500

Photo taken at Merritt Island National Wildlife Refuge in Titusville FL. This refuge is the gateway to OLD FLORIDA where time remains "virtually unchanged". Man's interference is minimal! Established in 1963, it encompasses 140,000 acres and is habitat to 1500 species of plants and animals. If you're in my area I would love to show you some of Florida's natural beauty.

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

How long will it take REAL ESTATE IN TITUSVILLE FL to sell - 6/4/09

Thu, 04 Jun 2009 10:13:37 -0500

Market Report Titusville FL 6/4/09 - With Absorption Rate

This is a short report which covers all of Titusville - MLS areas 102, 103 and 104 starting near
HWY 46 to Kings HWY on the south end.

I do specific reports on each of the MLS areas separately as the dynamics are different for each MLS area.

There are currently 677 active listings in Titusville
There are currently 145 properties under contract
There have been 260 closings in the past 6 months

Yes, there are fewer listings than the last report and more properties are under contract. Number of closings in the past 6 months has also improved.

ABSORPTION RATE

Simply stated it will take 15.62 months to absorb the inventory of properties for sale at the current levels. This is a vast improvement over the past 2-3 reports. We're not out of the woods but definitely moving in a good direction. This is excellent news.

The formula is simple: # of sales in 6 months divided by 6 = absorption rate.
# of listings divided by absorption rate = number of months to absorb.

There are 6909 single family residences currently listed in Brevard MLS compared to 9,049 in November's report. The inventory is finally decreasing and that's the best news we could have :-)

4,821 single family houses
1,655 condos
433 townhouses

Here are links to previous Market Reports for Titusville:
How long will it take REAL ESTATE IN TITUSVILLE FL to sell - 4/6/09
How Long Will It Take REAL ESTATE IN TITUSVILLE FL To Sell - 11/6/08
How long will it take REAL ESTATE IN TITUSVILLE FL to sell - 9/6/08
How long will it take REAL ESTATE IN TITUSVILLE FL to sell - 7/29/08

I can help you find your Home Sweet Home in Florida ~ CALL TODAY!

Home Sweet Home Florida Realty, Inc.
At Home With Diversity (AHWD)
Certified Residential Specialist (CRS)
e-PRO Internet Certified (e-PRO)
Graduate Realtor Institute (GRI)
Relocation Specialist
Titusville, Florida
Cell: 321.544.6808

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

MIMS FL Real Estate Market Report - MLS Area 101 - 6/4/09

Thu, 04 Jun 2009 09:00:53 -0500

MLS Area 101 - County Line Road to SR 46 - Mims/Scottsmoor - June 4, 2009

85 active listings priced from $24,900 - $2,500,000
*13 short sales
2 REO's (Bank Owned)

12 properties are under contract from $29,900 - $348,800
*5 short sales are under contract
2 REO's under contract

24 houses have closed in 2009
*2 short sales closed in 2009
9 REO's have closed in 2009

60 houses closed in 2008
*3 short sales closed in 2008
9 REO's closed in 2008

If you're thinking of listing and want Absorption Rate information, please call or e-mail
and I will be happy to provide the most current numbers.

Previous Reports for MLS Area 101:
MIMS FL Real Estate Market Report - MLS Area 101 - 4/6/09
MIMS FL Real Estate Market Report - MLS Area 101 - 2/5/09
Real Estate Market Report & Absorption Rates - MIMS, FL (MLS Area 101) - Nov 3,2008
Real Estate Market Report/Absorption Rates - MIMS/SCOTTSMOOR, FL (MLS Area 101) - Sept 20, 2008

Here's a link to the separate Fawn Lake reports:
FAWN LAKE - Mims, Brevard County FL - Market Report 6/3/09 (MLS Area 101)
FAWN LAKE - Mims, Brevard County FL - Market Report 4/6/09 (MLS Area 101)
FAWN LAKE - Mims, Brevard County FL - Market Report 1/29/09 (MLS Area 101)
FAWN LAKE - Mims, Brevard County FL - Market Report Nov 3, 2008 (MLS Area 101)
FAWN LAKE - Mims, Brevard County FL - Market Report Sept 18, 2008 (MLS Area 101)
FAWN LAKE - Mims, Brevard County FL - Market Report July 2008 (MLS area 101)
FAWN LAKE - Mims, Brevard County FL - Market Report May 2008 (MLS AREA 101)
FAWN LAKE - Mims, Brevard County FL - Market Report Feb 2008 (MLS area 101)

I can help you find your Home Sweet Home in Florida ~ CALL TODAY!

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

FAWN LAKE - Mims, Brevard County FL - Market Report 6/3/09 (MLS Area 101)

Wed, 03 Jun 2009 11:13:36 -0500

FAWN LAKE - MARKET REPORT - June 3, 2009

The market continues to be slow in Fawn Lake with
10 closings from 1/1/08 to 6/3/09 (no change)

There are currently 16 active listings:
Give me a call if you would like the list.
3 are short sales - 1 more since last report

$239,000 - $399,950 -  13 listings
$499,900                      1 listing
$799,000                      1 listing
$2,500,000                   1 listing

1 Property is under contract:

3005 Fawn Lake Blvd - Listed $269,900, new construction under contract 3/21/09
3219 Pheasant Trail has been withdrawn

There has been 1 closing in 2009 (no change)

3225 Pheasant Trail - Closed 3/12/09 - This was a short sale listed at $308,000 Closed $285,000
MLS #526110

There were 9 closings in Fawn Lake in 2008 - listed below:

5400 Canvasback Dr. - Closed 1/31/08 - Listed $359,900 Closed $330,000 MLS #489980
5220 Amy Way - Closed 5/1/08 - Listed $439,900 Closed $405,000 MLS #503012
3209 Pheasant Trail - Closed 5/27/08 - Listed $329,900 Closed $310,000 MLS #478667
3095 Fawn Lake Blvd. -  Closed 6/9/08 - Listed $304,900 Closed $275,000 (short sale)
3065 Green Turtle Cir. -  Closed 7/18/2008 - Listed $299,900 Closed $275,000 MLS#511645
3210 Pheasant Trail -  Closed 7/22/2008 - Listed $369,000 Closed $329,000 MLS #495530
2968 Stag Court - Closed 8/20/2008 - Listed $299,900 Closed $279,000 MLS #472921
5490 Bob White Trail - Closed 9/30/08 - Listed $499,900 Closed $480,000 MLS #505085
5366 Amy Way - Closed 10/24/08 - Listed $249,900 Closed $249,900 MLS #503470

If you're thinking of listing and want Absorption Rate information, please call or e-mail
and I will be happy to provide the most current numbers.

I can help you find your Home Sweet Home in Florida ~ CALL TODAY!

Home Sweet Home Florida Realty, Inc.
At Home With Diversity (AHWD)
Certified Residential Specialist (CRS)
e-PRO Internet Certified (e-PRO)
Graduate Realtor Institute (GRI)
SPECIALIZING IN RELOCATIONS
Titusville, Florida
Direct: 321.544.6808

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Market Impoving for Titusville and Brevard County FL - 6/3/09

Wed, 03 Jun 2009 10:40:15 -0500

Yes- the real estate market in Titusville and Brevard County is on the move. I'm going to show you a visual of where the market statistics are TODAY 6/3/09, then show you where they were on FEB 15, 2009. Then I'll take you back a year and show you the same visual on Feb 5, 2008.

I think this will help put the market into perspective. Note the number of properties on the market and the number of closings then compared to now. Please note that closings for May 2009 will increase as agents continue to post their closings for the month. Up to date numbers are always available on my website www.HomeSweetHomeFlorida.com

Good properties are NOT lasting!!! First time homebuyers, you are being given a once in a lifetime opportunity to receive FREE $8000. What are you waiting for, call today!

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Flu Tracker Map ~ Stats as of June 3, 2009

Wed, 03 Jun 2009 09:33:10 -0500

This is the current map showing the incidence of Swine Flu. I haven't been hearing much about it on the news lately so I was quite surprised to see the huge increase in numbers....almost fivefold. I don't know what exactly it means, just that I want to keep some sort of tally....just for the record! So here is today's map along with the like direct to Rhiza Labs should you want more information.

http://flutracker.rhizalabs.com/

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For comparison purposes, here's the static map as it looked on May 9, 2009

So keep taking your vitamins, wash your hands frequently, keeping them away from your face, mouth and eyes. Your flu map tracker, signing off.......

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

EASY Tutorial to BACK-UP/IMPORT your ADDRESS BOOK

Tue, 02 Jun 2009 06:56:28 -0500

Nothing fancy here....just simple and easy instructions

Open your Outlook (Express) program, then click:

File, Export, Address book. Select: Text File (Comma Separated Values) click Export
Save Exported File as: Click Browse, and save to your desktop or My Documents folder.

File Name: AddressBook 6-2-09 (I save the address book with the current date) click Save.
Make sure it saves as a (*.csv) file! Click Next>

Select the fields you want to export: Selecting all of them is suggested. Click Finish and the
.csv file will be saved to your designated folder. THAT SIMPLE :-)

You will get a screen that says "address book export process has completed." Click OK
You're done and your address book is saved and ready to import to a new location.

When you are ready to import your backed up address book to a different computer or
application, locate your saved file or email it to your new computer and save the .csv file
to the new computer then follow these instructions.

Click: File, Import, Other Address Book. Choose: Text File (Comma Separated Values)
Click Import, under Choose a file to import: Hit Browse, select your saved .csv file "Address
Book 6-2-09" (Desktop or My Documents) click Next> select the fields you wish to import
and click Finish.

At this point you will get to choose replacing any duplicate entries. Yes to All or No to All.
Your choice - unless you want multiple addresses for your clients or friends, I would
suggest Yes to All.

Congratulations you have just saved and imported your new address book!

If you have any problems or questions with this tutorial, please ask your questions in
the comment section so others can benefit from your effort. Stay safe ~ back up often!

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

$8,000 First Time Homebuyer Tax Credit - Approved by FHA/HUD 5-29-09 - But buyer BEWARE !!!

Mon, 01 Jun 2009 09:49:24 -0500

Jeff Belonger's post on the $8000 tax credit contains important information to get out into our communities. Keep in mind the following information applies to FHA mortgages. There are many links in his post for additional information which allows you to follow the sequence of events as they happened. Thanks Jeff for keeping us up to date.

www.HomeSweetHomeFlorida.com
www.Titusville-FL-Real-Estate.com

Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc):

BUYER BEWARE of Tax Credit

The first time homebuyers tax credit of $8,000 has been approved by HUD for all FHA loans. But don't get too excited too quickly. If you get a chance to read the mortgagee letter, ML 2009-15, it states that you can't use this tax credit for the required down payment of 3.5%.

HUD originally put out mortgagee letter 2009-15 on May 12th, but was rescinded the next day. Please read about that here : $8,000 tax credit rescinded by HUD. For some reason, it was prematurely placed on HUD's web site, but apparently wasn't finalized. Now we have a new version and if not read correctly, you could be putting misinformation out there. So what does the new mortgagee letter state?

Here is the positive part about the tax credit. You can receive the first time homebuyers tax credit upfront, but not through the IRS. This would be illegal. Please read : It's illegal to receive your tax credit before you close on your home. Buyers - BEWARE, please read that, because too many people are saying that you can get the money directly from the IRS prior to closing. The IRS & HUD both say no!!!

So how can you receive this upfront? It can be given to you as a second or a silent second from any Federal, State, or local agencies, and any FHA mortgagee or any FHA approved non-profit organization. People, in layman's terms, this is already acceptable by HUD's standards, except for the lender that is now able to give the monies upfront in a form of a 2nd mortgage. Another terminology is that this can be an advance loan from any of the entities mentioned above.

Summary : Essentially, this means that the entities mentioned above, are purchasing this tax credit on your behalf and giving it back to you. The short version of this is that you can use some of the money from the $8,000 Tax Credit as your down payment, but after you put down the first 3.5% of that down payment. Meaning, you have to come up with 3.5% of your own money still. With FHA loans, it can still be a gift from a relative/family member. It also can come from non-profit or government agencies to be used as your initial down payment, but not used through the tax credit. Overall, the tax credit that is advanced, can be used for all closing costs. But you can't receive monies back at closing.

And again, keeping in mind, it's illegal to receive this tax credit upfront directly from the IRS. There is more verbiage in the mortgagee letter 2009-15 , but the main point is that you have to have 3.5% of the downpayment yourself, before you can use the tax credit that would be 'loaned' to you.

THOUGHTS??? - Well, in all honesty, how does this truly help? What is the gov't thinking here? As a buyer, I would still need the initial 3.5% of my monies for the down payment. Again, needing money to buy. I know some of you are for this fact, that buyers should have skin in the game. But keep in mind, this was not the true demise to our foreclosure mess. We need to sell houses to keep this economy going. Just my opinions and food for thought. thanks

My Series on the First time homebuyers $8,000 tax credit - Everything you need to now, from start to finish - What's allowed and what's not allowed :

The $8,000 tax credit for first time home buyers - The basics - What to know about it - Understanding what the tax credit is all about.

Use a 6 month gift from a relative to buy a home, thanks to the Tax Credit - How to get creative in using the tax credit and some FHA mortgage guidelines in helping you use this tax credit to your advantage.

Using First-Time Homebuyer Tax Credits for the Downpayment - It's GONE !!!! - The story of the $8,000 tax credit - The bottom line, you can't use the actual tax credit as your downpayment.. for your downpayment, unless you get it from other sources prior to buying the house and receiving the tax credit.

FRAUD ALERT - Advice on the $8,000 first time homebuyers Tax Credit - Do you chance it??? - This explains to you that it's fraud if you directly obtain the money from the IRS before you actually purchase the house. Even HUD and many lenders/investors acknowledge this also.

The $8,000 tax credit for First Time Homebuyers - How & when to get it legally - So how can the tax credit be received legally for your downpayment? Just be careful of those that promise other ways not mentioned. I talk about what is illegal in the previous blog above. Please click the link.

The First time homebuyer $8,000 tax credit has been amended - May 29th, 2009 - Buyer, beware !!! You still need 3.5% of your own money for the down payment. It can't come way of an upfront loan through the tax credit.

- FHA Loans - USDA Loans - VA Loans -

- Energy Efficient Mortgages -

- Conventional Loans - 203 k loans -

- Mortgages -

Experience & Knowledge at its BEST !!!

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For more information on FHA loans, please go to this link. The FHA Expert

For more information about the 2009 Tax Credit for First Time Homebuyers : 2009 Tax Credit

For important mortgage insight to watch for, please read : Consumers need to be aware of these Red Flags !!!!

Copyright © 2009 by Jeff Belonger