Jaclyn's View: Embracing Charlotte Real Estate, by: Jaclyn Erwin, ABR, REALTOR®

Have You Been Bit By The "Entrepreneur Bug?"

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Mon, 08 Jun 2009 20:49:15 -0500

No doubt about it, we are experiencing some never-seen-before trials and tribulations in our profession. Mega real estate and mortgage companies have failed, businesses that have prevailed for decades have closed their doors. Other firms (real estate, law, mortgage and investment firms) have merged in order to survive.

Yet, there's something about these times--amongst the failures, difficulties, and economic stresses that still provides us professionals with the vision of HOPE. Hope to persevere. Hope to go grasp a little closer to one's dreams. Hope to press the "Now or Never" button and embrace the challenges that lies along the path to success.

More than ever before, many in the real estate profession have been "Bit by the Entrepreneur Bug." More specifically, a number of real estate agets have decided to break away from their present company and finally launch their own real estate brokerage!

The latest Group to the Active Rain edition, entitled, "Entrepreneur," sets out to explore, collaborate amongst others and implement ideas to help rel estate agents do just that: Open up their own real estate brokerage. Overall, the question is "HOW" and not "WHY."

For those of you who have accepted the challenge, succeeding against the odds and living your dreams it would be a great learning opportunity if you could answer the following questions:

1.Why did you make the decision to branch out into your own real estate company.

2. How long did it take you from the "Just an Idea/Planning stages" to "Opening Day?"

3. What have you discovered to be the true benefits/drawbacks in doing so.

4. If you can do it all over again, what would you do differently.

5. Do you have any future plans for your company in the future? If so, can you share some of your ideas.

Exceptional Value! 3 Bedroom 2 Bath in Charlotte

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Mon, 08 Jun 2009 20:18:18 -0500

Single Story For Sale in Capps Hill Village

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Charming Ranch Home

• 1,025 sq. ft., 2 bath, 3 bdrm single story "Traditional " - MLS® $67,000 - Exceptional Value!

Capps Hill Village, Charlotte - Charming Ranch Home Exceptionally Priced. This Traditional-Style Ranch Features An Inviting Floorplan w/ Unique Architectural Features Such as Curved Entryways,Vaulted Ceiling & Partial Wall Views. GreatRoom Has Cozy Fireplace. 3 Spacious Bedrooms. Breakast Area Transitions into Kitchen Which is Equipped W/ Upgraded Cabinetry & Modern Appliance Pkg. Qualifies for $7500 House Charlotte Program. Police Officers Can Qualify Up to $15,000 in the House Charlotte Program!

Property information

Welcome To The "Entrepreneur" Group (Rules to Play By)

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Tue, 19 May 2009 23:10:58 -0500

This is a place where members can simply meet, discuss, learn/share ideas related specifically to operating an independent brokerage. Members can chime in on their personal experiences in improving their daily business operations, share technology ideas, discuss ways to structure their business, recruit new talent etc.

Overall, this group will serve as the ultimate information portal where real estate professionals can ASSOCIATE, MENTOR, & SHARE ideas related to creating, operating & improving Independent real estate offices. So, relax, relate and have fun sharing and gathering information to help you make your decision about opening your own practice, improving your real estate practice or overcoming obstacles to maximize your business! Just remember to stay on topic.

Keep in Mind:

1) This group is designed for real estate professionals who are interested in forming, improving and/or sharing advice, techniques and experiences regarding independent brokerage operations. Please DO NOT Post non-related topics. Non-related topics will be deleted.

2) Blogs depicting/advertising property listings is not in the theme of this group & will be deleted as well.

Considering a Short Sale in Charlotte, NC?

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Tue, 12 May 2009 21:32:56 -0500

Are You Considering a Short Sale in Charlotte, NC.

Well, Look No Further!

Jaclyn Erwin, ABR Has Successfully Earned Short Sale Approvals Through Numerous Banks Nationally. Throughout the Years She Has Delivered Exceptional Service in Helping Homeowners Throughout the Carolinas Avoid Foreclosure!

Jaclyn Has Worked With Numerous Banks ---Working Together to Achieve Successful Short Sales Approvals Including, But Certainly Not Limited To...

So, If You Are Considering A Short Sale in North Carolina and Need Expert Guidance to Help You Avoid Foreclosure:

Contact "Jaclyn" Today for an Exclusive Appointment to Save Your Home!

www.TeamJaclyn.com

"A Special Testimony of Thanks"

"Failure is truly not an option when working with TeamJaclyn. When I met Jaclyn, my mortgage was in default and I was five months in arrears. I had received several notices regarding foreclosure on my property. Jaclyn was willing to work with me given my current situation and she assured me that there were still options available. Jaclyn put together an extensive and detailed short sale package to submit to my lenders, and within a few months she successfully sold my home! I was in a dire financial situation with no assets or money to put forth. Jaclyn was able to close the deal on the home leaving me to walk away owing nothing, and paying nothing in closing costs! In addition she miraculously stopped a foreclosure auction on my home. Jaclyn I am truly thankful for your extensive knowledge in the real estate business, and your caring and positive attitude. Thank you for not giving up on me!"

-S. Hudnall

Breaking News: CitiMortgage Launches New Home Save Program for Unemployed!

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Tue, 03 Mar 2009 16:26:06 -0600

You Read it Correctly!

The mortgage giant CitiMortgage has launched a plan to proactively eliminate foreclosures. The name of this program is the Homeowner's Unemployment Save Program! In all, this program is designed to keep current homeowners who are facing foreclosure in their homes.

So what's the BIG deal about this program? Well, it's the first home save initiative of its kind designed to help delinquent homeowners who are currently unemployed! Despite all the negative media characterizing the surge in foreclosures to undisciplined, irresponsible, spontaneous home buyers who "bought more than they could afford," for once we have a program geared at addressing the millions of hard-working homeowners throughout the country who simply encountered financial hardships due to a sad reality becoming more common today: Job Loss!

CitiMortgage's Unemployment Homeowner Save Program has three basic criteria for qualification:

1. Homeowners must have a Citigroup-based mortgage loan in which the home is their primary occupancy

2. The Homeowner must be at least 60days or more behind in mortgage payments

3. Homeowner must be currently unemployed or receiving unemployment benefits

Folks, people simply don't buy homes to lose them. And yes, there were some homeowners who bought more home than they could afford, but really---every foreclosure and even the majority of foreclosures can not be attributed to this.

Employers such as Bank of America, General Motors, Chrysler, California State Employees, Wachovia, and even the software mega-producer Microsoft have succumb to layoffs. And for those of us who reside in Mecklenburg county, Charlotte Mecklenburg Schools System will be slashing positions in the upcoming weeks! Folks, this is a domino effect and NO ONE is Immune! I don't know about you, but I think we are all in this together and the only way we will recover is to help one another. So, you don't think that empty house beside you does you any harm? Think Again!

If you would like more information regarding Citigroup's Homeowner Unemployment Save Program, you can contact them directly at: 1-800-283-7918

For more information & a FREE proactive program designed to save your home from foreclosure in North Carolina, please contact TeamJaclyn at 704-293-4275!

Breaking News: Another Builder Folds in Charlotte NC!

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Thu, 26 Feb 2009 15:37:45 -0600

Folks,

The residential real estate market is really facing some critical, tough times. Unexpectantly, another builder has bellied-up. Minutes ago, I received bad news that builder, CP Morgan Homes has just folded here in the Charlotte-Mecklenburg area.

Sadly, this builder is completely out of business. Builder/Sales Representatives received word this afternoon that they will no longer have a job. In fact, many were instructed to pack up as much of their things as possible within their office and make additional arrangements to look for another job.

Many of us remember CP Morgan Homes migrating to the Carolinas and making their grand entrance into the residential real estate market back in 2004. They made their presence via huge billboard advertisements, open-houses, welcoming real estate agent luncheons and community-driven activites.

Throughout Charlotte, bright yellow Nissan Xterras marketing the famous CP Morgan brand was often seen roving through communities. The company was renowned for providing more heated square footage/living space for the money. There slogan, "More Square Feet. Less Money" told their story and helped to build their presence. Just last summer, they unveiled additional floor plans offering features such as dual fireplaces, three story homes, and huge game rooms.

Since the emergence of CP Morgan, there were new builders who adopted the "More Square Footage for the Money" concept, provding much competition including--True Homes, another comparable builder believed to consists of original CP Morgan executives who sought out a new vision for newly constructedhomes. True Homes offers many of the same concepts and has been present in Charlotte since 2008.

So, What's going to happen to all the inventory and recently sold homes within the past year? Well, hopefully all inventory homes will be sold as soon as possible.

CP Morgan has drastically slashed prices to move these homes from inventory to SOLD. As far as recently sold homes within the past year, all warranties for the first year will be honored by CP Morgan Homes. The builder is working closely with their home warranty provider- Residential Warranty Corporation to make additional plans to continue to honor the remaining 2-10 year term.

Gracefully Awaiting New Homeowner(s): Northeast Charlotte, NC. Real Estate Home

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Tue, 27 Jan 2009 11:48:47 -0600

Jaclyn Erwin, ABR | TeamJaclyn of Wilkinson & Associates | 704-919-3494

5620 Twin Brook Dr., Charlotte, NC

Transitional-Styled Home Features A Dramatic Two Story GreatRoom Embraced w/ Cozy Fireplace. Open Kitchen Has Modern Cabinetry, Complete Black-on-Blac

3BR/3BA Single Family House

offered at $119,900

Year Built	2005
Sq Footage	1,920
Bedrooms	3
Bathrooms	3 full, 0 partial
Floors	2
Parking	Unspecified
Lot Size	7,840 sqft
HOA/Maint	$15 per month

DESCRIPTION

Gracefully Awaiting New Homeowner(s). Ready-to-Move-In & Priced $22,000 Below Tax Value! Transitional-Styled Home Features A Dramatic Two Story GreatRoom Embraced w/ Cozy Fireplace. Open Kitchen Has Modern Cabinetry, Complete Black-on-Black Appliance Pkg. & Breakfast Area. Master Bath Includes Garden Tub, Separate Shower & Walk-In Closet. Spacious Bedrooms 2 & 3. Home Has 3 Full Baths!

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
Walk-in closet	Hardwood floor	Family room
Breakfast nook	Dishwasher	Refrigerator
Stove/Oven	Microwave	Laundry area - inside
Balcony, Deck, or Patio	Yard

OTHER SPECIAL FEATURES

Attached Garage

ADDITIONAL PHOTOS

Seller contact info:

Jaclyn Erwin, ABR

TeamJaclyn of Wilkinson & Associates

704-919-3494

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 27, 2009, 9:19am PST

Attractively Priced: $24,000 Below Tax Value & Move-In Ready!

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Tue, 27 Jan 2009 10:36:38 -0600

Jaclyn Erwin, ABR | TeamJaclyn of Wilkinson & Associates | 704-919-3494

2015 Pimpernel Rd., Charlotte, NC

Priced $24,000 Below Tax Value, This Transitional-Styled Home is Equipped w/ Many Buyer Sought-After Features & Nestled in A Great Community! Pric

3BR/2.5BA Single Family House

offered at $105,900

Year Built	2001
Sq Footage	1,600
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	1 Car garage
Lot Size	5,967 sqft
HOA/Maint	$12 per month

DESCRIPTION

Welcome Home! Priced $24,000 Below Tax Value, This Transitional-Styled Home is Equipped w/ Many Buyer Sought-After Features & Nestled in A Great Community! Priced Exceptionally Well! Features Include Car Garage, Cozy Master Bath w/Garden Tub, Spacious Backyard, 3 Spacious Bedrooms. Community Easily Accessible to Schools, Colleges and Shopping Areas.

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
Family room	Bonus/Rec room	Breakfast nook
Dishwasher	Stove/Oven	Laundry area - inside
Balcony, Deck, or Patio	Yard

OTHER SPECIAL FEATURES

Attached Garage

ADDITIONAL PHOTOS

Seller contact info:

Jaclyn Erwin, ABR

TeamJaclyn of Wilkinson & Associates

704-919-3494

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 27, 2009, 8:30am PST

Nice Starter Ranch Home, Wilson Glen-Charlotte NC. Real Estate

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Sat, 24 Jan 2009 18:16:51 -0600

Jaclyn Erwin, ABR | TeamJaclyn of Wilkinson & Associates | 704-919-3494

2101 Pleasant Dale Dr., Charlotte, NC

Nice Starter Ranch Home

3BR/2BA Single Family House

offered at $95,000

Year Built	2001
Sq Footage	1,100
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	Unspecified
Lot Size	6,969 sqft
HOA/Maint	$12 per month

DESCRIPTION

Nice Starter Ranch Home. This Traditional-Style Ranch Features A Bright,Inviting Foyer Graced w/ Tile Flooring. Spacious GreatRoom w/ Vaulted Ceiling, Separate Laundry Room & 3 Lrg. Bedrooms. Breakast Area Transitions into Kitchen, Which Has a 'Window View' of Great Room, Oak Cabinetry & Appliance Pkg. Garden Tub Compliments Master Bath! Qualifies for $7500 House Charlotte Program

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	High/Vaulted ceiling
Walk-in closet	Tile floor	Family room
Breakfast nook	Dishwasher	Refrigerator
Stove/Oven	Microwave	Laundry area - inside
Balcony, Deck, or Patio	Yard

ADDITIONAL PHOTOS

Seller contact info:

Jaclyn Erwin, ABR

TeamJaclyn of Wilkinson & Associates

704-919-3494

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 24, 2009, 4:11pm PST

Exceptionally Priced! Back Creek Forest, Charlotte NC.

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Sat, 24 Jan 2009 17:33:01 -0600

Jaclyn Erwin, ABR, Realtor | TeamJaclyn of Wilkinson & Associates | 704-919-3494

2133 Pimpernel Rd., Charlotte, NC

Exeptionally Priced!

3BR/2.5BA Single Family House

offered at $107,000

Year Built	2000
Sq Footage	1,600
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	1 Car garage
Lot Size	6,751 sqft
HOA/Maint	$20 per month

DESCRIPTION

EXCEPTIONALLY PRICED at $10,000 BELOW TAX VALUE! This Home Is Nestled In A Neighborhood Conveniently Located w/in the University Area. This Home Features 3 Bedrooms, A Bonus Room, Great Room, Breakfast Area & Separate Laundry Area. Home Is Equipped W/ Many Features Such As Security System, Split Staircase & Garden Tub. Nice Home. Great Amenities & Schools!

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Walk-in closet
Family room	Bonus/Rec room	Breakfast nook
Dishwasher	Stove/Oven	Attic
Laundry area - inside	Balcony, Deck, or Patio	Yard

COMMUNITY FEATURES

Garage parking

ADDITIONAL PHOTOS

Seller contact info:

Jaclyn Erwin, ABR, Realtor

TeamJaclyn of Wilkinson & Associates

704-919-3494

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 24, 2009, 2:50pm PST

Referral for Short Sale/Pre-foreclosure Specialist in Phoenix, AZ

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Wed, 03 Dec 2008 19:49:07 -0600

Hi Everyone,

I'm looking for a Short Sale/Pre-Foreclosure specialist in Phoenix, Arizona to refer my client. Real Estate Agent must be a REALTOR licensed in the state of Arizona and has extensive short sale experience. Please email or call me directly. Thanks Again!

Jaclyn Erwin, ABR

A Blessing Extends for Fannie Mae/Freddie Mac Borrowers

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Fri, 21 Nov 2008 07:40:09 -0600

It's Certainly About Time!

Finally, someone has realized that our homeowners need help. For months we've witnessed huge bailouts for corporations in effort to boost the American economy. However, at the same time, millions (and note I said millions) of homeowners have lost their homes. Some even took the necessary steps and contacted their lenders in attempts to try to establish a work-out plan and get them back on track with their mortgage payments only to be turned away and/or discouraged. Who will help bailout our homeowners?

This is a questions I often ponder as I witness firsthand the surge in foreclosures and short sales---superseding the actual numbers of new construction and regular listings available. Often when the question is raised in the media, the responses are centered upon the belief that (1) homeowners were irresponsible (2) homeowners got homes they just couldn't afford (3) everyone was greedy in this industry, out to make a dollar.

Now, while all of these did play a significant role leading to the surge in foreclosures, there is a group of indivduals suffering as well and without a doubt, overlooked. We are overlooking the hard-working, responsible homeowners who are losing their homes and suffering as a direct result of the economy! They have lost or are in jeopardy of losing their homes because they have faced a financial hardship: Job Loss! They can't pay their mortgage simply because the economy has gotten so bad companies have closed their doors or layed people off. No one has been spared, no industry is immune!

With the surge in the number of foreclosures throughout Charlotte, NC. and around the country for that matter, I was ecstatic to hear yesterday evening that Fannie Mae and Freddie Mac have devised a temporary relief to foreclosures. Both Fannie Mae & Freddie Mac are temporarily halting all foreclosures on all homes currently in default from November 21st through January 2009.

This means if a current homeowner has a primary Fannie Mae or Freddie Mac based loan and they are in jeporady of foreclosure, have received a hearing regarding a foreclosure, or worst--have their homes scheduled for foreclosure, then these procedures have been placed on hold at least until January 2009.

Now with most good things, there's a catch. The catch here is that the home MUST currently be occupied and NOT vacant. So, homeowners who have made the decision to vacate their homes may not be immune. However homeowners who are considering moving out as a result of their mortgage woes really need to re-consider making the move. If they want to actually save their home from foreclosure or even hire a real estate pre-foreclosure/short sale specialist to short sale their home, then they need to make sure their home is occupied and not vacant to take advantage of this opportunity!

During the dedelayed process, both Fannie Mae and Freddie Mac's plans are to develop new strategies to employ to help homeowners save their home and get back on track, if possible. Their goal is to save as many homes as possible and avoid adding to the expected increase of foreclosures throughout the country projected the first of the year.

For more information about steps you can take to save your home from foreclosure, feel free to contact Jaclyn Erwin, ABR, Realtor. www.TeamJaclyn.com

Presenting: 2431 Oak Leigh Dr.

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Sat, 27 Sep 2008 15:38:49 -0500

Presenting 2241 Pleasant Dale Dr.

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Sat, 27 Sep 2008 14:43:38 -0500

7 Reasons to Consider a Short Sale

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Wed, 30 Jul 2008 10:10:26 -0500

7 Reasons to Consider a Short Sale
By: Jaclyn Erwin, ABR, Realtor
Charlotte NC Real Estate

With the surge in the number of foreclosures throughout North Carolina, I am often contacted regarding a homeowner's options in saving their home and/or credit from disaster. Believe it or not, folks, the foreclosure dilemma not only affects modest, starter based homes, but homes in the million dollar price ranges as well. Despite what is being printed in local newspapers throughout the state, the number of foreclosures throughout the Carolinas has increased significantly and both our homeowners and neighborhoods are suffering. No one is immune to the effects caused. Everyone is affected. However, there is help available to remedy the situation and many mortgage companies, community-based programs and real estate professionals are actively working together to help alleviate foreclosures.

Now, many homeowners seeking relief often times do not understand the benefits and tradeoffs of undergoing the Short Sale process. This is especially due to the fact that there are as many different types of Short Sale qualification processes and guidelines as there are banks. These guidelines depend upon a number of factors such as the type of the loan undergoing the short sale approval process, the loan's servicer--meaning who monitors and collects the loan payments on behalf of the mortgage company/investor, the organization/program financially backing the loan, the specific mortgagor's Pre-foreclosure/Short Sale requirements and the length of time the loan has been in default.

Throw in misinformation spreading rampantly, scam artists targeting those homeowners in default, and some (surely not all as the majority of the companies want to help and do help) mortgage companies unwilling or uncooperatively discouraging homeowners to just give up and turn in the keys---- It's no wonder homeowners become so frustrated and decide to give up. My response to this: Don't give up. Get help and get help NOW. Educate yourself on the basic steps you must take to avoid foreclosure.

Homeowners can further educate themselves and get quick, reliable help by first making their lender aware of their financial hardship and immediately contacting a seasoned, Realtor who specializes in Short Sales and Preforeclosures within their area. The mortgage company can provide you with options to help you save your home. Likewise, a specialized Realtor will be able to intervene on your behalf, advise you of your options based upon their experience with your specific type of loan, the short sale program that will apply and their experiences and past success with dealing directly with your mortgage company. Experience and Success Rates is Key. It is a MUST and Yes, It Does Matter!

Below, I've listed 7 Reasons to Consider a Short Sale

The homeowner has suffered a financial hardship which does not appear will get better within the next six months to a year.
The homeowner or their spouse/partner has suffered a medical condition that prohibits him/her from working or obtaining financial support to save their home.
The homeowner has agreed to sell their home to avoid foreclosure, but cannot make the necessary repairs to bring the home up to par to command a price equal to or greater than what is currently owed on their mortgage balance.
The homeowner became over-extended financially and as a result, is in a financial bind that prohibits them to continue to make payments on their home. For example, this may be a result of a job layoff, divorce, job termination, or overall increase in everyday living expenses.
The homeowner has suffered an extenuating family situation that resulted in the family's overall budget to decrease significantly. For example, a spouse may have become extremely ill and unable to work, a divorce or separation has gone into effect, or one of the mortgage borrowers has become incarcerated.
The homeowner is currently 30 days or more late on their mortgage payments and the collection process has begun. The homeowner wants to avoid a foreclosure and save their credit.
The homeowner has been in collections status for some time and in fact, time and their options are running out in saving their home. The homeowner thought he/she would be able to overcome foreclosure by "catching up" on payments, but things have unfortunately turned for the worst.

Again, these are several reasons why a homeowner may consider a Short Sale. If you or someone you know is facing foreclosure, get help fast. Contact Jaclyn Erwin, ABR at 1-866-833-9039 or contact her directly for help at www.TeamJaclyn.com

Jaclyn Erwin, ABR, Realtor

Charlotte NC Real Estate

www.TeamJaclyn.com

Seeking Marketing V.A. Specialist

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Wed, 28 May 2008 08:20:04 -0500

I am in need of a Virtual Marketing Assistant for my team. Personally, I've gotten to the point where I am spending way too much time handling our team's aspect of Marketing. It goes with saying, that I can utilize that time better if I hire a specialist.

The Marketing Assistant would be responsible for:

Managing our Drip Email Program
Designing & Distributing our JUST SOLD, JUST LISTED Campaigns
Monitoring and Updating the Team's Contact management Databases
Subscribing Clients to and Overseeing the Delivery of our Monthly Newsletters
Maintaining our Website
Creating Virtual Tours For Listings
Any Additional Tasks/Projects that will be beneficial to the Team

In essence, I'm looking for a Virtual Assistant with the skills to help our team maximize our time and successfully enhance our marketing program. This Marketing Specialist will play an integral role with our team in also providing input on tips and projects that will continue to increase our presence within the market.

For those of you who are interested, please feel free to contact me directly or by email. Thanks!

Jaclyn Erwin, ABR, M.ED., Realtor

www.TeamJaclyn.com

1-888-833-9039

What Can I Do To Improve The Value of My Home?

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Fri, 29 Feb 2008 10:22:13 -0600

As a real estate professional, I'm often asked by homeowners, "What can I do to improve the value of my home?" Often, this question is asked by the homeowner in anticipation of getting the home prepared for sell in today's competitive market. Most prospective sellers are aware of the challenges they will endure in listing their home. However, they want to accomplish there goal as quickly and as affordable as possible.

Here are some tips that can give your home a boost in today's market:

Organize, Organize, Organize! Meaning, remove all clutter and excess furniture from the home.
Consider adding a fresh, neutral coat of paint to the home's interior. Paint all trimming too.
Replace all worn flooring. If it does not look new and inviting, replace it. Buyers will notice every blemish. Also, it's best to do this before listing. When buyers see a worn floor, it is automatically registered in their mind as a negative. Negative results = a reduction in the offer price.
Pressure wash the home's exterior---including decks, sidewalks, and driveways.
Keep the home clean at all times.
Add aromatic plug-ins throughout the home to add a fresh, appealing smell.
When your home is ready to list and show, keep the home's temperature inviting to the buyers. For example, if it's 90 degrees outside, make the home cool and refreshing inside. That will surely keep prospective buyers around longer.
Replace worn and torn window treatments and blinds.
Throw out anything you do not need. Break down this task by assigning a different day to inspect and remove unwanted items from each room. You can donate your unwanted items to your local donation center, homeless shelter, school or on-line at freecycle.com.
Organize all closets---including linen closets and the kitchen pantry. This allows the buyer to see the actual storage space available in these areas. Closet space does matter and can make a tremendous difference in a buyer purchasing your home or selecting another home.
Keep the yard nicely manicured and landscaped. A fresh bed of flowers and a nice cut lawn makes a world of a difference. Also, a wreath added to the door can change the entire look of the home's entrance, making it more inviting.
Get all pets groomed and create a small, secure area in your home for your pet to retreat to when the home is being shown. Many buyers and agents are turned off by unsecured pets in the home.
Make sure all linens on the bed are clean and neat.
Organize the kitchen and remove all items from the counter space and hardware from the top of the cabinets.
Make sure all windows are clean and not in need of repair.
Organize furniture throughout the home to accentuate the home's appeal. Consider hiring a professional home stager.
Replace all filters throughout the home.
Organize the laundry room/area. Consider having 3 covered bins (for towels, whites, colors) in the laundry room to place dirty clothes, keeping them organized and the area neat.
To give the kitchen and bath areas an added touch, replace or add cabinet hardware.
Organize your office area and remove or secure important/private items/paperwork.
Secure toys by adding nice baskets and bins in the playroom or child's closets to keep areas neat.
Add a fresh coat of paint to the home's exterior and/or consider painting the front door for a new look.
Replace all outdated lighting hardware (ceiling fans, overhead lighting) with new lighting hardware.
Organize the garage and remove any items not in use. Consider renting a small storage area from your local storage company. Buyers want to actually see the garage space.
Remove broken down cars and debris from the home such as broken patio furniture.

What's Better Than A Foreclosure Deal?

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Sun, 24 Feb 2008 20:31:37 -0600

So, you're a prospective buyer looking to gain a piece of the Charlotte, NC real estate pie. You've done quite a bit of research, viewed homes on the Internet and even watched a few real estate shows on TV. You've spoken to a loan officer, gotten pre-approved and your on your way to obtaining a piece of the American Dream. Your goal: To get a home according to your specifications, within your budget and hopefully for as less as possible.

At this point, your considering a foreclosed home, especially if the home has great potential and will save you tremendously. After all, the more you save, the more money/equity you'll have to do the renovations or repairs necessary to transform that foreclosed house into your wonderful home. Your on your way!

But, wait! There's an additional opportunity where you could benefit even more, and possibly help someone else along the way..... A Pre-Foreclosed (Short Sale) Home!

That's right. A pre-foreclosure provides an excellent opportunity for you to obtain a nice home, at an awesome price! Simply put, a pre-foreclosure is a home that is in jeopardy of foreclosure due to the current homeowner's inability to maintain the mortgage. Often times, the homeowner experiencing the financial hardship will seek the assistance of a real estate professional (preferably one that specializes in pre-foreclosures and short sales) to persuade the bank to accept a short sale (sale of the home for less than what the borrower owes on the mortgage) in order to save the client from foreclosure and further damage to their credit. The agent then lists the home according to the banks protocols and proceeds with the necessary processes to gain the bank's acceptance of the short sale.

FACTS of PRE-FORECLOSURES:

Pre-Foreclosed homes are sold at a great price, often times comparable to a foreclosed property, with some being sold even less!
The average Pre-Foreclosures in 2007 consisted of homes in very decent shape with minor repairs. Believe it or not, there were some homes less than a year old available!
Home Warranties are available at substantial savings, which will further protect the buyer against heating, cooling, plumbing and electrical problems that can occur.
The typical pre-foreclosure purchase takes anywhere on average from 30-60 days for the bank's final approval of the short sale once the offer is submitted. This is because the bank has a set of protocols it must follow, with a series of checks and balances to insure that the home and/or the homeowner actually qualifies for the short sale. However, the savings are generally worth the wait!
Banks really want to prevent a foreclosure sale, as a short sale typically saves them tremendously and legally they Can Not sell the home themselves!
When submitting an offer, it is very important that you submit a fair price. Banks will not be bullied and will not accept a low ball offer. Remember, they have appraisals, BPOs and other price comparisons performed by specialists to provide them with additional insight on the homes saleability.
Often times the listed price is a suggested price the listing agent believes, according to their research, that the bank will accept. A few banks will provide the listing agent with an acceptable list price, most will not.
It is best to look for an experienced agent who is familiar with or willing to learn what to expect from the listing agent the process to represent your best interests as the buyer.
There are a variety of short sale protocols, with different mortgage types having different protocols. For example, an FHA-financed home seeking short sale approval is very different with stipulations not associated with a conventional-based financed home seeking a short sale approval.
Short Sales are typically sold "AS IS" with the lender nor the current homeowner offering any repairs on the home. However, this is where a home warranty as well as an home inspection prior to submitting an offer or before approval is necessary.
Finally, keep in mind that these homes generally receive offers quicker than the average non-distressed homes on the market. So, if you see a home you really like, you should decide as soon as possible. Some pre-foreclosures receive multiple offers within one day!

Looking for additional information on purchasing Short Sale properties or Preforeclosures in the Charlotte NC. area? Thinking of selling your home as a Short Sale property and want additional information and/or assistance? Contact Jaclyn Today! www.TeamJaclyn.com Jaclyn is the #1 Pre-Foreclosure/Short Sales Specialist for the Charlotte NC. Region.

HELP! I’m Facing Foreclosure!

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Wed, 28 Nov 2007 11:28:36 -0600

HELP! I'm Facing Foreclosure!
By Jaclyn Erwin, ABR, Realtor
Charlotte NC Real Estate

Today, more than ever, many families are faced with financial hardships beyond their control. From escalating gas prices, increasing grocery costs, to sky-rocketing healthcare expenses, managing the family budget to meet the basic needs has become the number one challenge with many households. Toss in a job loss, unexpected medical condition, or a significant increase in mortgage payment into the situation pool and you have a crisis!

The overall results of such conditions are horrific-with an enormous surge in homeowners facing the perils of foreclosure. Anyone who has been keeping up with the real estate market is fully aware of the foreclosure dilemma, which, by the way is affecting everyone in every price range! Yes, there are areas in the country that are still thriving, but the overall result of the foreclosure epidemic is real everywhere. There are buyers who are finding it very difficult to obtain a decent loan and sellers who want to sell their home for a nice price, but are faced with the high number of foreclosures within their neighborhood. Faithful renters are losing their place of residence overnight because the landlord failed to pay the mortgage and notify them of the situation. Let's not forget about the mortgage companies that have closed their doors as a result, or those that are cutting jobs and selling their assets as quickly as possible to improve their stock portfolio.

As a Pre-Foreclosure Specialist, I've witnessed a surge in the number of homeowners seeking help to avoid foreclosure. At the same time, I've also observed a high number of scams, so-called companies & non licensed individuals taking advantage of these homeowners. I can't express enough how many times my office have received calls from victimized homeowners who were tricked by scams resulting in the loss of their home---often times having the deed to their home signed right underneath their radar---over to the company/individual who was so called trying to "help" in the first place. Folk's this is real & it's scary. There are people on every corner in every city trying to scam their way into acquiring homes! Sadly, more and more homeowners are falling victim to these predators.

So, what do you do if you are a homeowner facing foreclosure?

Well, the first thing to do is to make contact with your mortgage company. Explain to them your situation and ask if there are any alternative programs they have available to help you keep your home. Many mortgage companies have such programs and will mail you the paperwork to get started. However, you must "ask." Moreover, if you have a FHA-secured loan, there are definitely programs established to help you keep your home. This initial contact with the mortgage company is a very important step. Keep a detailed written record of who you spoke with, the time/date, department, and the details of the conversation. I would also follow up with a certified written letter explaining your situation in writing and your request for assistance. This way you have documentation that the letter was received and the mortgage company is aware of your condition.

You don't know how many times I've counseled clients facing foreclosure who have avoided this step entirely. Sometimes it's because of fear, but very often it's because of pride. Trust me, when your number one financial asset and family livelihood is threatened, pride is simply not an option. Wait too long and you will not qualify for the programs that were available to help you keep your home. As hard as it may seem, "Mortgage Companies Do Not Want Your Home." They don't. It's too time consuming and highly expensive-especially to have it just sitting and not making money in their portfolio. In fact, the law prohibits mortgage companies from selling off properties themselves. They must hire a Real Estate Professional who specializes in real estate owned properties (REOs) to sell the home for them.

Secondly, I would contact a Realtor® who specializes in helping homeowners through Pre-Foreclosure Counseling and Short Sales. This is especially necessary as you want to assure yourself and your family that you are working with someone who is licensed--- a real estate professional who knows about the pre-foreclosure process, can provide the best consultation, has documented experience with short sales, documentation and referral database of clients saved from both foreclosure and selling their home and has a record of completed short sale transactions. Seeking this information is essential as saving your home from foreclosure is a time-based process. Simply put: You can not waste time.

To help you obtain this specific information, you should interview the Realtor® by asking the following questions:

•1. Are you aware of any programs offered by my mortgage company that will enable me to both save my home from foreclosure and allow me to keep my home?

•2. How long have you specialized in Pre-Foreclosure Counseling/Short Sales?

•3. This year, how many documented pre-foreclosure clients have you represented?

•4. I would like to have 2-3 referrals from clients you have helped to successfully sale their home via the short sale process, can you provide them?

•5. How many short sale listings have you taken this year?

•6. Out of the short sale listings taken, how many were approved for a short sale and sold this year?

•7. Home many current short sales are in "Pending" status-awaiting the banks' final approval?

•8. What is the average time frame for short sale approval?

•9. What experience do you have working with my mortgage company?

•10. What procedures can I expect throughout to successfully help complete this process?

•11. What penalties would I face, financially if I sold my home via the short sale route?

•12. How are you/your company compensated from the successful sale of my home?

•13. How will a short sale vs. a foreclosure affect my credit history and opportunity to purchase a home in the future?

•14. What systems do you have in place to help expedite the short sale process?

Without a doubt, undergoing the process of pre-foreclosure is a very stressful, daunting experience. That's all the reason why to remain focus, educate yourself as much as possible and seek assistance. Don't ignore the letters in the mail, the phone calls. It will not make the situation go away. Instead, do whatever you can to grasp control of the situation to help you overcome foreclosure.

To obtain more information regarding the Pre-foreclosure & Short Sale process or to schedule a FREE consultation, contact Jaclyn Erwin, ABR. TeamJaclyn of Wilkinson & Associates (704) 293-4275 or http://www.teamjaclyn.com/

Jaclyn Erwin, ABR, Realtor

Charlotte NC Real Estate

http://www.teamjaclyn.com/

Thanks, But No Thanks: I Don't Need A Buyer's Agent!

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Sat, 05 May 2007 20:36:26 -0500

Thanks, But No Thanks: I Don't Need A Buyer's Agent!
By Jaclyn Erwin, ABR, Realtor
Charlotte NC Real Estate

It's not too often I hear this phrase, but when I do it really makes me wonder, "What in the world are some people thinking?" Now, of course, I truly understand that we live in a great country which extends to us the freedom of choice. However, when one's choice leads to harsh mistakes, regret, and financial shock as a result of stubborn ignorance-it certainly makes one wonder.

For those of you, who have never experienced such resistant comments, let me provide you with a prime example of the "Pains" associated with this choice by telling you a short story...

You see, not only do I sell homes for clients; I also represent clients in the purchase of homes as well. In fact, I pride myself on the experience I have & continue to gain as well as the "ABR" designation I've earned to exemplify my dedication to this profession.

Well, not too long ago I received a phone call from a potential client who had decided that he wanted to purchase a home. He was referred to me by one of my clients I've served and was really excited about buying another home here in Charlotte, NC. After a conversation with this gentleman we decided to meet at my office for an orientation & to begin the home buying process.

Now, a week later on the day of the appointment, I received a phone call---one hour later than the actual appointment time from the prospective buyer. "Sorry, Jaclyn, but I decided to purchase a new home and therefore do not need you to represent me." Well, of course my response went something like I was glad he decided to purchase a new home, however, there are several reasons why he should have a Buyer's Agent. Especially, since he would receive superior service, complete representation to promote his best interests, and all at no cost to him---All from a knowledgeable agent who just happens to be a native of Charlotte!

Well, needless to say, this gentleman could not and would not comprehend the fact that it would be in his best interest to utilize my services. So, we ended the conversation on good terms and I continued to keep my name and statistics in front of him via drip E-mail, postcards etc.

Well, What do you know! I received a phone call from him last week. Yes, he did move forward in buying the new home. Yes, he'd made the move to Charlotte into his new home and No, he never used a Realtor to represent him with his new purchase.

What's the problem? Let's just say he is not enjoying his new home as planned.

He dislikes the area, can not bear the commute in traffic to and from work, and his neighbors decided that it would be a "sin" to cut their lawn. What makes matters worse, he is having trouble selling his home----as he was the FSBO of a 1 week old listing. He has thrown in the towel and decided to call an expert. He decided to call me.

This guy was really in trouble. After analyzing his home---I had to be the bearer of bad news. His lovely home he spent $207,000 for is only worth $169,000! That's right. You see, the neighborhood is still very new. Selling his home would mean not only would he compete with other comparable homes within his area, he would also compete with the builder who built his home and continues to build within his neighborhood. And, as savvy agents, we know builders do not want to keep inventory homes on the books too long. Especially when Quarter Report Time rolls around and their status is revealed. They offer many incentives to unload the homes.

Additionally, because he chose every upgrade (structurally & non-structurally) possible, he priced himself out of the home by roughly $38,000! This means that he would need to take a $38,000 loss if he wants to sell his home! Moreover, he chose a "specially priced" lot to build his home. This "lot" is so special-if you take ten steps out the back door, you would be falling off a cliff!

You see he has become a recipient of loss as a result of choice. Stubbornness. Plain ignorance!

His options are limited. He does not want to rent his home as this is now his primary residence. He can not afford the financial loss associated with selling his home. And, he believes it is almost unbearable to enjoy pure harmony in his new home.

END RESULT: The Cost off his New Home (-$38,000)

The Expertise of A Realtor: Priceless!

Jaclyn Erwin, ABR, Realtor

Charlotte NC Real Estate

http://www.JaclynWorks4U.com

The Foreclosure Epidemic: Part I (Subprime Mortgage Companies Vanishing & The Foreclosure Correlation)

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Wed, 14 Mar 2007 10:04:52 -0500

The Foreclosure Epidemic

Part I. Of A Mini-Series: Subprime Mortgage Companies Vanishing & The Foreclosure Correlation
by Jaclyn Erwin, Realtor
Charlotte NC Real Estate

Well, the news is out. Wall Street fell sharply yesterday, March 13^th. Another Sub-Prime Mortgage company announced yesterday that it is closing down and has no money, and must relinquish its debt. The only option for this company: Bankruptcy. This company is not the first to make such an announcement, and certainly won't be the last. With the vast surge of foreclosures happening throughout the country, many mortgage companies are going out of business.

In fact, 36 mortgage companies/divisions (subprime & non-subprime) have closed shop since Quarter 4 of 2006! Why? Because many homes they extended loans for are being foreclosed. When the majority of loans a mortgage company has defaults, its impossible for the mortgage company to survive.

"Shares of NovaStar Financial, which makes loans to people with weak credit, fell almost 43 percent on Wednesday after the company announced a surprise loss of $14.4 million for the fourth quarter and told investors that it might not make enough money to pay dividends for the next four years." - The International Herald Tribune, Published Feb. 22, 2007

For those of you who are unfamiliar with the subprime mortgage division, let me give you just a brief description. Subprime mortgages are basically home loans that subprime lenders extend to individuals who are credit challenged And who therefore, do not qualify for the more common "prime" loan programs. This means, these borrowers may have blemished credit due to a number of reasons such as divorce, prior late payments, charge-offs, etc. Now, these subprime loans allow borrowers who would otherwise be denied a mortgage, the opportunity to homeownership---but, at a hefty price.

You see, subprime loans are costly and also carry risks. They are costly because the lender charges a higher interest rate. Just like when one purchases a car, the higher the interest rate, the higher the payments. Additionally, the terms of the mortgage loan can be flexible (such is the case with ARM-based loans)-changing throughout the course of the loan and resulting in higher loan payments as rates change.

Now, As a Realtor/Broker, I've seen these loans offered to borrowers. For some, these borrowers are fully aware of the risks associated with them, and they initially accept the loan with the goal to later improve their credit status and exchange their subprime loan for a much more suitable loan with a fixed interest rate. After all, these same borrowers can greatly improve their credit by paying their mortgage on time. The longer they maintain their perfect payment history, the more their credit will improve. It works for those who are disciplined and dedicated. However, for most individuals, it doesn't.

In the end, those who can not afford to maintain their mortgage face foreclosure. This is the case, however with all loans-- subprime or not: If the borrower can not maintain their mortgage, they face foreclosure. As a pre-foreclosure specialist, I've witnessed a significant surge in Charlotte pre-foreclosures with All types of loans contributing to the increase.

With this, my case is not to argue or point out which loans cause foreclosure. Based on my experience, foreclosure occurs in all mortgage arenas. In All price ranges. Some more than others, no doubt. But it occurs. Period.

When the economy reflects job loss, downsizing, shipping those computer jobs overseas that many spent years in college to specialize, a lack of significant employment in a field or specialty, etc: people lose jobs. When people lose jobs, money is scarce. Trust me. I've seen couples without a blemish on their mortgage payment history over 15 years face foreclosure. Folks it happens. Savings can not repair All hardships & circumstances. Especially when the savings are depleted quickly.

A Prime Example are those on a fixed income who suddenly become ill, or whose prescriptions increase dramatically to the point where the borrower has to make a decision either to maintain their health or lose their home.

Stay Tune for Part II of the Mini Series on "The Foreclosure Epidemic."

Jaclyn Erwin, ABR, Realtor

Charlotte NC Real Estate

http://www.jaclynworks4u.com

Charlotte, NC. Latest Trend: Two Master Bedrooms, Please

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Tue, 13 Mar 2007 16:27:48 -0500

Charlotte, NC. Latest Trend: Two Master Bedrooms, Please
by: Jaclyn Erwin, ABR, Realtor/Broker
Charlotte NC Real Estate

Remember, going to visit grandma & grandpa? Do you remember their home? How about their room? Maybe they had the nice two beds with a nightstand nestled in between them. You know, with the small, cute lamp surrounded by their favorite books. Or, maybe they had their very own rooms. Now, I remember clearly of my visits at my "grandma & grand-daddy's home-- with the separate rooms being the case. Boy, did this seem weird to me. Why on earth would my grandparents, who were two people in love and married for so many years sleep in separate beds-let alone separate rooms?

Well, if it's true what they say about history repeating itself, such practice has come back to life! You see, the latest trend in today's custom homes is the design of two master suites. That's right, Two Master Suites. Now, there are a number of reasons why this trend has resurfaced. In all, these "reasons" have lead to this trend becoming one of the most popular requests throughout the country.

For starters, people are living longer. With this, many baby boomers are faced with the decision whether or not to care for their parents as their parents age and are no longer able to take care of themselves, or to rely on the care of other professionals. For many, the ability to move love ones into the home and provide and nurture them is a no brainer.

Additionally, many families are also re-incorporating the extended family traditional customs. This is where additional members such as an aunt, uncle, grandparent etc. are also living with the family as a permanent, prominent home member.

Equally so, there are many combined families throughout the country. This is where two families are combined and raised by both non-married adults. For example, two sisters may choose to live and raise their children together. This enables them to provide a stronger level of support to their children where, if they were living alone, could not be as easy. As a result, such practice allows both adults to constantly monitor the children, become more flexible with their work schedules, eliminate the constant need of a babysitter, and commit to goals (such as completing another degree or engaging in a hobby) that would otherwise be almost impossible to do.

With this in mind, many prospective homeowners are challenging and requesting builders to include home floor plans with two master suites. Such living quarters allows them to provide a nice, comfortable environment for each adult as well for their love ones. In fact, the "master suite in the basement" and main floor-level master suites trends have become extremely popular. Not only do such trends afford nice living conditions, they also provide safety as well as privacy.

So, why do many married couples decide on separate bedrooms? Well, there are a number of reasons. However, one of the main reasons is due to unbearable sleeping conditions---such as snoring, believe it or not.

Jaclyn Erwin, ABR, REALTOR/BROKER

Charlotte, NC. Real Estate

www.JaclynWorks4U.com

Help: How Do I Add Documents To P2Agent Site?

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Wed, 07 Mar 2007 13:54:23 -0600

I would like to add forms for my prospective clients to download and preview and/or print directly from my Point 2 Agent Website. The obstacle here is I simply do not know how to add this forms on my website so that they can. Now, I do have a Professional Point 2 Agent subscription. The forms I want to add are in MS Word format. I also have Adobe on my computer, just in case I need to do some type of converting to PDF first.

I'm sure this can be done, as I have seen websites with downloadable forms designed by the agent. I would really appreciate it if you guys can help me with this. This will be a great asset to my website (Any website for this matter) as it enables prospective clients to download and receive such forms as the Offer to Purchase, Exclusive Listing Agreement, Exclusive Buyers Agreement, Working With Real Estate Agents forms, etc.

Note: I will be placing these forms on a page entitled, "Real Estate Forms." It is currently "hidden" as I am still working on uploading the necessary forms onto the page.

Thanks In Advance For Helping Me!

My website is www.JaclynWorks4U.com

Jaclyn Erwin, ABR, Realtor

Charlotte, NC. Real Estate

Charlotte NC. A Great Place to Live!

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Wed, 14 Feb 2007 08:23:41 -0600

Charlotte, NC. /Real Estate: A Great Place to Live!

Charlotte, North Carolina is an excellent place to live and prospective buyers agree! Without a doubt, it is absolutely the place to be! In a time where some real estate market areas of the country are considered "slow" the Charlotte NC. Region continues to boast growth in home sales.

Of course, there are a number of reasons why prospective buyers choose Charlotte as their place to live. For starters, the cost of living is very affordable. How affordable? Well consider owning a 2,000 square foot home for as little as $160,000! Other reasons that contribute to Charlotte's popularity include nice job opportunities, beautiful weather with an average winter temperature of 53 degrees and an average summer temperature of 89 degrees; great neighborhoods, excellent amenities, and travel opportunities to the mountains, the beach and other attractions all within driving distance.

Additionally, Charlotte's real estate market offers a wide array of choices for prospective buyers. Whether you are looking for a newly built home, custom home, high-rise quarters uptown, condo in the historic district areas, town home on the outskirts of the city, or a previously-built home nestled in a neighborhood----You Have Choices!

If you are considering making a move to Charlotte NC, or simply want to receive and/or explore additional information regarding this lovely city, contact:

Jaclyn Erwin, ABR, Realtor

Charlotte, NC. Real Estate

http://www.jaclynworks4u.com/

Give Your Website A Check-Up!

Jaclyn Erwin, ABR, Realtor/Broker (Wilkinson & Associates-TeamJaclyn) — Tue, 13 Feb 2007 18:56:45 -0600

I am almost sure that every real estate professional is aware of a "Website." However, I find even in today's challenging times that there are quite a few agents who do not understand the power of a website. Websites, folks, should generate money! Allen F. Hainge, Founder of CyberStars and Active Rainer states in his CyberStars newsletter that your website should generate at least $10,000 annually. That's right folks, $10,000. J

Sure, many of us have a website. No question about that. But, how many of us actually make our website(s) work for us so that it generates business? I must admit, when I first entered into this wonderful profession, I thought that the mere idea of just "having" a website was a huge leap of success. Well not quite.

In doing some research of my own, I've embraced the power of the website! Though making a website perfect is an on-going task, there are some simple things to consider...

Real Estate Agents Should Have A Website That.....

Is Consumer Friendly. This simply means that the website places more emphasizes on providing relevant information to the prospective client. Not just in terms of real estate, but about other interesting topics. For example, your website would be very beneficial in providing information regarding the cities you serve, entertainment, schools, dining opportunities, family resources within the city, and links to those activities etc.

Should be updated regularly. This does not mean change your entire website. J But, what about adding your blogs, updating your newsletter on your site etc. In short, your website should not be the same as it was 3 years ago. Something should be different.

Should enable prospects to search and view homes for sale in your area.

Should be easy to understand in terms of navigating throughout the pages and easy to read. I know, this does require some work. What may be easy for me may not be easy for my prospects. Again, it takes time to make the site perfect.

Keep the prospective clients coming back for more. We are constantly being told that blogs--as well as newsletters are great for this. But also: the more content you add that is consumer friendly, the better. I have seen some sites that seem to offer everything you ask for or want to know regarding the specific area!

Have the ability to capture prospective clients. Meaning, does your website provide an opportunity for interested consumers to sign up for a consultation?

Provide your contact information. I know, I know---this is a no brainer. Well, there are many, many sites out there in Cyberspace that do not have a contact number for prospective clients to call. I don't know about you, but when I'm interested in a product or service-even though I may be willing to explore, I eventually want to call and talk with a live person. J

Colleagues,

I'm sure there is more to add to this list. By all means, please feel free to do so. I am always willing to learn more and I'm sure our fellow Active Rainers are too!

Jaclyn Erwin, ABR, Realtor

Charlotte, NC Real Estate

http://www.jaclynworks4u.com/