Jane's Blog

What are you goals for 2010?

Jane E. Haas (Coldwell Banker Residential Brokerage) — Fri, 23 Oct 2009 12:16:29 -0500

Goal Planning and You! I'm sure we all look back at things we have spent money on and kicked ourselves for it, why not share and give each other a heads up! I think we all need to start gearing up for next year, come out of the gates with a bang!

We are in the last quarter of 2009, have you made any goals yet for 2010?
Since the market changed, what types of advertising do you feel worked best for you that you will continue doing next year and what will you drop from your ad budget?
Also, with all new legislation coming about to help rev up the market, what do you hope comes about and what would you like to see gone?

So after all is said and done, how do you feel the market has changed in your area over the past year? Better or worse? Around the Jersey Shore, I'm noticing several higher priced homes going short sale or into foreclosure because unfortunately, first time buyer tax credit wasn't enough to help anyone in the upper price ranges and the mortgage modification has a cutoff too low to help anyone affected by the economy that held higher paying jobs. A few have actually said they feel discriminated against because they made too much money in salary, yet paid more in taxes and felt they should have been helped as well.

I do hope that the buyer tax credit is expanded and extended to all who want to buy homes, revving up some of the toughest part of the markets!

Well here's a cool lil Gydget! Promote your open houses!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Thu, 06 Mar 2008 13:14:44 -0600

Sign up for it - it's free! It's worth checking out - it was created for musicians, but can be used to announce open houses and other real estate events as well!

OKay, well that stinks - ActiveRain is the only site where this won't show up! Anyone know how to make it work??? Here's the URL to check out the neat script: http://www.gydget.com

Jane's Beef Burgundy Meatloaf

Jane E. Haas (Coldwell Banker Residential Brokerage) — Mon, 03 Sep 2007 19:29:16 -0500

Jane's Beef Burgundy Meatloaf

2-½ pounds meatloaf meat
1 pkg beefy onion soup mix (set aside ½ tsp for topping)
3 slices potato bread ripped to small pieces
2 eggs lightly beaten
salt & pepper

1 tbsp olive oil
1 package frozen onions & peppers
Sweet roasted peppers diced
2 small porcini mushrooms diced (strong flavor, so don't need too much!)
½ cup burgundy wine
¼ cup catsup

Heat a skillet and heat 1 tbsp olive oil add veggies & garlic for 5 minutes until softened. Let stand 20 minutes.

Preheat over to 350 degrees. Combine all of the above ingredients and mush together. Form 4 loaves on a broiler pan or meatloaf pan and cook at 350 until center reads 165 degrees on a meat thermometer. In a small dish or cup, mix together 2 tbsp burgundy wine, ½ tsp onion soup mix and 3 tbsp catsup and set aside to brush over meatloaf as its cooking.

AUTUMN BEEF BURGUNDY STEW

Jane E. Haas (Coldwell Banker Residential Brokerage) — Mon, 03 Sep 2007 19:26:36 -0500

BEEF BURGUNDY STEW

Quantities really depend on how much you want to make - I used 1/5 pound of meet and mostly eyeballed my ingredients to taste. It's very easy to make and the recipe usually changes every time I make it, but this is the basic!

Heat olive oil in a step pot
Brown Beef (beef for stew dredged in floured w/pepper & cayenne)
Dice potatoes (I used red potatoes, diced into 1.5 inch cubes)
Brown potatoes w/peppers & onions & sweet roasted peppers (and porcini mushrooms if desired)
Add burgundy to taste - just keep the bottle handy, start out with ¾ cup and add more as needed
1 pkg Beefy onion soup mix
Let it all thicken and add beef broth and water as needed
Add chopped carrots and green beans

If you want to bring this to an Autumn open house, just put it in a crock pot and plug in to keep warm! Bring disposable hot cups & plastic soup spoons!

DELICIOUS! Great for the family on cold nights! ;)

Monmouth County Sales and Inventory History 2007

Jane E. Haas (Coldwell Banker Residential Brokerage) — Thu, 14 Jun 2007 21:54:53 -0500

Sales and Inventory History

Thursday, June 14, 2007

Category - SingleFamily / Area: ABE, ALH, ALL, ASB, ATL, AVO, BEL, BRA, BRI, COL, DEA, EAT, ENG, FAI, FAR, FRB, FRE, HAZ, HIG, HOL, HOW, INT, KEA, KEY, LAK, LIT, LOC, LON, MAN, MAQ, MAR, MAT, MID, MIL, MON, NEP, NPT, OCE, OCP, RED, ROO, RUM, SEA, SEG, SHB, SHR, SPR, SPH, TIN, UNI, UPF, WAL, WLB

County: Monmouth

Sales Price Price Sell/list DOM

January | 2007   | 359  | $586,147 | $552,272  |   94.22%  |104  |  3853    | 10.73
February| 2007   | 301  | $535,654 | $503,424  |   93.98% |105  |  4006    | 13.31
March    | 2007   | 442  | $550,460 | $520,102  |   94.48% | 98  | 4254    | 9.62
April      | 2007   | 363  | $568,937 | $542,136  |   95.29% | 92   | 4601    | 12.67
May      | 2007    | 468   | $650,074 | $614,005  |   94.45% | 87  | 5001     | 10.69
Current  | 2007   | 173   | $654,339 | $611,941  |   93.52% |90   | 5288      | 30.57

Why pricing well is so important, especially now!

1: Largest new home standing inventory in the US in 40 years

2: We've got the largest pre-foreclosure rate in decades, and it's not getting better. Upside? You may sell your home less now, but you can buy less too.

3: Largest Investor owned inventory (flipped properties) in decades. This means more remodeled homes are available.

4: More residential listings with not as many buyers.

5: Financing is more difficult If you are looking to sell your home, you might want to consider doing it sooner, rather than later.

The key is putting your house in the top 5 of its competition! If you want to learn more about selling your market in this kind of market, give me a call! 877.279.2400

Summer tip #2: Filters & Free Software!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Tue, 05 Jun 2007 10:31:58 -0500

Again, for DSLR Camera owners!

A polarizing filter will reduce or eliminate the problem and make the colors of the sky and foliage deeper. Polarizing filters are handy in overcast light, where they reduce glare on wet foliage and increase color saturation. A polarizer can also be used to remove unwanted reflections from glass, plastic, and painted surfaces. However, the polarizer does not remove reflections from shiny metal surfaces

Also, like to play with free photo software? I found a ton of really cool ones, some mimic camera filters (great for those of you with P&S cameras unable to use filters!), some rasterize, some create photo albums that you can burn to dvd (great gift for homeowners!), some let you create gorgeous wallpaper, and more!

http://www.dphotojournal.com/category/free-download/page/1/

Summer's here - reminder for all you DSLR owners!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Tue, 05 Jun 2007 10:16:42 -0500

When it gets very humid out, and there is AC in your car and in the house, pack a cooler in your car to keep your camera at a median temperature. Otherwise your lens will fog up, condensation will get inside your camera and well... as i'm sure you can imagine it's just not good for your camera. Also, keep your batteries cool and dry.

I bought a car charger for my batteries on ebay for $5 - it's been well worth it! I charge it up between shoots and never have a dead battery. I have one for the AA Batteries for my external flash as well!

Another tip - when you're shooting outside - don't forget the sunscreen! I was reminded of this when my grandmother ended up with skin cancer on her nose and just had it removed - not at all attractive and the melenoma is a scary cancer to have on your face.

DON'T BLAME THE PHOTOGRAPHER!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Mon, 04 Jun 2007 13:16:54 -0500

Oh, and if the listing doesn't sell... DON'T BLAME THE PHOTOGRAPHER!

I am a professional phoographer, as well as a realtor, and I shoot for many other agents. On many occasions, home owners, who refuse to price their house to sell, instead blame the photographer now! There is one house in particular, a new construction for around $4 mil that has been doing this. It's been on while under construction and once that was finished, the hired me in to take photos. At first they were thrilled, saying how fabulous th ephotos were and loved the virtual tour I did as well. Now, after several brokers open houses and public open houses, and lots of money spent on advertising (that's also an excuse - they want monthly ads in unique homes, pinnacle, and several other high end mags), the house still isn't sold.

So we've photographed this house so many times and every time the owners say the same thing - at first love them, then blame the photos! lol Now they want to try another photographer who charges 4 times what I charge. I really fell bad for the agent, because no matter what she says, they blame everything but the price! And this is draining her wallet too since the company doesn't pay for all the extras!

So, in these cases, what would you do? How would you handle an extremeley high maintenance client like this. And let me tell you - it's a very seasoned agent specializing in luxury properties that has this listing. So this has nothing to do with experience. I've seen it happen sooo many times lately!

Healthy & Delicious Watercress Salad with Lime Dressing

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sat, 02 Jun 2007 23:02:39 -0500

Watercress Salad with Lime Dressing

1 bunch watercress, trimmed and coarsely chopped
4 sprigs fresh mint, chopped, 2 tablespoons
A handful of flat-leaf parsley, chopped
1 heart of romaine, coarsely chopped
1 ripe lime, juiced
1 teaspoon sugar
3 tablespoons extra-virgin olive oil, eyeball it
Coarse salt and pepper

Combine watercress, mint, parsley and romaine in a small salad bowl. Combine lime juice and sugar in a small dressing bowl. Whisk oil into lime juice in a slow stream. Pour dressing over the salad and season with salt and pepper, to your taste.

Classy Caesar Salad

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sat, 02 Jun 2007 22:55:22 -0500

Ingredients:

· 2 large heads Romaine lettuce

· 4 tbsp egg substitute

· 1 large garlic clove, peeled, sliced in half

· 1/4 cup + 1 tbsp extra virgin olive oil

· 1/3 cup Worcestershire sauce

· 3 tbsp fresh lemon juice

· 1/2 tsp salt

· 1/4 tsp fresh cracked pepper

· 1/2 cup grated fresh Parmesan cheese

· 3 slices whole wheat crusty French bread cut into 1 inch cubes

· 1 tbsp garlic olive oil

Method:

To make garlic olive oil, place garlic clove halves in 1/4 cup olive oil and set aside while you prepare your salad and croutons. Cut romaine lettuce lengthwise through the center of the rib and then into 1 1/2 inch pieces. With wire whisk, mix together the egg substitute, garlic olive oil less 1 tablespoon, Worcestershire sauce, lemon juice, salt and pepper. In medium size skillet, on medium high heat, add the 1 tablespoon garlic olive oil. Add the cubed bread and toss until cubes are crisp. To the prepared romaine pieces, add the dressing mixture and toss. Add the Parmesan cheese and toss together with fresh hot crusty croutons

Black Bean Salad Recipe

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sat, 02 Jun 2007 22:40:02 -0500

A healthy one!

Obviously, this salad will be extra good if you have freshly cooked corn and beans on hand. But if you don't, just use the canned beans and frozen corn (we used white corn here).

1 (15 ounce) can of black beans, thoroughly rinsed, and drained (or 1 1/2 cup of freshly cooked black beans)
1 1/2 cups frozen corn, defrosted (or fresh corn, parboiled, drained and cooled)
1/2 cup chopped green onions or shallots
2 fresh jalapeño peppers, seeded and minced, or 1 whole pickled jalapeño pepper, minced (not seeded)
3 fresh plum tomatoes, seeded and chopped
1 avocado, peeled, seeded, and cut into chunks
1/2 cup fresh chopped cilantro
1/4 cup fresh chopped basil
2 Tbsp lime juice (about the amount of juice from one lime)
1 Tbsp olive oil
1/2 to 1 teaspoon of sugar (to taste)
Salt and pepper to taste

Make sure to rinse and drain the beans, if you are using canned beans.

In a large bowl, combine the beans, corn, onions, jalapeno chile peppers, tomatoes, avocado, cilantro, basil, lime juice and olive oil. Add sugar and salt and pepper to taste. (The sugar will help balance the acidity from the tomatoes and lime juice.) Chill before serving.

Serves 6 to 8.

APPLE COFFEE CAKE

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sat, 02 Jun 2007 22:36:59 -0500

Why not serve coffee cake & coffee at your next open house? A great brunch!

APPLE COFFEE CAKE

1 cup flour
1 teaspoon baking powder
1/2 teaspoon salt
1 cup sugar
1 teaspoon ground cinnamon
5 1/2 Tbsp unsalted butter, room temperature
1 egg, beaten
1/2 cup whole milk
1 medium Cortland or other baking apple, peeled and sliced

1 Set the oven to 375°F. Grease a 9-inch square baking dish with or pie pan a 4-cup capacity.

2 Sift the flour, baking powder, and salt.

3 In a bowl, combine 1/2 a cup of the sugar with the cinnamon, set aside.

4 In the bowl of an electric mixer, cream the butter with the remaining 1/2 cup sugar. Beat in the egg until blended. Add the flour mixture in three additions, alternating with the milk, beating until just combined.

5 Spread half the batter in the baking dish. Lay the apple slices on the batter so they just cover the batter (you may have to overlap some slices). Sprinkle the apples with half of the cinnamon-sugar mixture. Spread the rest of the batter over the apples. Sprinkle the remaining cinnamon-sugar on top.

6 Bake the cake for 25 minutes or until it is golden brown and apples start to bubble at the edges.

JUNE 3RD OPEN HOUSE IN ATLANTIC HIGHLANDS, NJ!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sat, 02 Jun 2007 22:30:25 -0500

Open House this Sunday at 95 Ocean Blvd, Atlantic Highlands, NJ from 1-4 PM!

$1,379,900
5 Bedrooms, 4 Full Baths
Gorgeous Waterviews!

This beautiful 4/5 bedroom home sits high on a hill with gorgeous waterviews of At.H Marina,NYC skyline.40 min.ferry commute to Manhattan.3911 sq ft 1st & 2nd flr.+ finished basement w/gas fp. off kitchen,Anderson windows, premium cabinetry,granite counter tops, tiled backsplash,tiled kitchen flrs, high-hats,intercom & security sys.,1st flr office/guest rm w/private entrance, 4 bdrms + laundry on 2nd flr incl.grand master suite, master bath w/whirlpool tub, bidet, toilet & double sinks. Virtual Tour of 95 Ocean Blvd

Agave Fruit Salad

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sun, 27 May 2007 10:43:48 -0500

Agave Fruit Salad
- Makes 8 servings -

Ingredients

2   cups plain yogurt or dairy sour cream

3   Tablespoons Agave Nectar

1/2   teaspoon cinnamon

1/4   teaspoon nutmeg

1   lb. natural or tropical trail mix, nuts, dried fruits, coconut

3   large oranges, peeled and separated into segments

3 bananas, peeled and thinly sliced

3   pears, cored and sliced

2   grapefruits, peeled and separated into segments

Directions

Combine yogurt, agave nectar and spices in small bowl. Combine remaining ingredients in large serving bowl. Pour dressing over fruit mixture and toss lightly. Cover and chill 2 to 4 hours. Toss before serving.

This recipe, and all my others are posted in Brokers Open House Recipes

About cooking with Agave and why it's better to use than sugar.

Agave nectar is a natural juice extracted from agave, the same plant that's processed into tequila. Agave nectar is 42 percent sweeter than white sugar but has the same caloric value and a low glycemic index (11), a measurement of the relative ability of a carbohydrate to raise blood glucose levels. It can be substituted in equal parts for honey in most recipes. As a substitute for sugar, use 3/4 cup agave nectar for 1 cup of sugar, and reduce the liquid content by 1/4 cup. Why it's better: Agave nectar is metabolized more slowly and is less likely to cause dramatic fluctuations in blood sugar.

Tropical Summer Skewers

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sun, 27 May 2007 10:34:26 -0500

A great way to serve tropical summer fruits!

Needed:

Wooden Skewers
Spray Bottle
Assorted Tropical Fruits
Agave Nectar
Toasted Coconut
Lime Juice
Waxed Paper

Assembly:

Soak wooden skewers in water for about an hour.
Line a pan with waxed paper to place the skewers on.
In a bowl mix 1/4 cup Agave nectar (available at healthfood stores) 4 Tablespoons warm water, 1 tablespoon fresh lime juice. Add this mixture to a spray bottle and set aside.
Dice Pineapple, Mango, Bananas, Strawberries, and other tropical fruits of your choice.
Spread toasted coconut on waxed paper, set aside.
On the skewers, arrange the diced tropical fruits
Lightly mist with the nectar mixture, just enough for them to hold the coconut
Roll in coconut and set on the waxed paper in the pan. When coconut is set - serve! Delicious!

Great served with Lemonade, Iced Mango Tea or some other wonderful tropical flavored drink! If you're in an outdoor setting, don't forget the little screened domes to put over the fruit to keep buggies away!

Absolutely delicious sandwiches!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sun, 27 May 2007 10:22:26 -0500

Cook bacon, set aside to drain.

Make Honey Mustard using French's Honey Dijan with a little extra honey added to taste and set aside.

On any bread of your choice, layer deli sliced Chicken, Monteray Jack Cheese, Bacon, then top off with Honey Mustard. Slice into quarters and arrange on a platter and serve!

The flavors all blend together wonderfully!

Closing Gift Idea!!!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Fri, 25 May 2007 17:56:52 -0500

Get $25 Gift Certificates for only $10 at http://www.restaurant.com/index.asp?pgn=home

What a great closing gift idea! You can buy 4 $25 Gift Certificates for only $40 and it will look like you spent $100!

Just go to the site and do a search with the zip code of your area. They are national!

Thye have great restaurants like Steak & Ale, TGIFridays, Olive Garden and more! Actually, you can save a lot of money for yourself getting them there! ;)

MEMORIAL DAY OPEN HOUSE!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Fri, 25 May 2007 17:26:52 -0500

Open House this Sunday at 95 Ocean Blvd, Atlantic Highlands, NJ from 1-4 PM!

This gorgeous house is located in the fabulous town of Atlantic Highlands, filled with quaint shops, movie theater, loads of restaurants, playhouse, and more! REDUCED TO $1,349,900!
5 Bedrooms, 4 Full Baths
Quick access to the Ferries to Wall Street!
Gorgeous Waterviews!

Virtual Tour of 95 Ocean Blvd

Summer's here! So are the bugs!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Mon, 21 May 2007 18:57:20 -0500

Nothing like showing properties while fighting off buggies! Want to keep pests away without being stinky with bug spray? I can help!

I plant lavender and citronella plants around the yard to keep bugs at bay and they work well. Good tip for home owners in buggy areas.

Essential oils such as Lavender, Tea tree oil and Citronella from the stone root, Collinsonia canadensis can be worn on the skin and in hair to effectively keep mosquitoes away. It is best to dilute these powerful essential oils in a little olive oil and test this new mixture on a patch of skin before applying to your entire body.

In the event mosquitoes were not repelled effectively, many herbs can be used to relieve the itching from bites. Wash insect bites with a Tea tree oil based soap and rinse with witchhazel. Next, dab freshly washed bites and lemon juice or cider vinegar. Before bedtime, apply lavender oil or cinnamon oil by rubbing on the affected area. As well as helping repel mosquitoes these oils also take away itching from bites. Maybe find a spray bottle to make your own spray with olive oil, Tea Tree Oil & either Lemongrass or Lavender as your natural mosquito repellant!

I add Tea Tree Oil to fragrance free/oil free moisturizer in the summer with a few drops of Lemongrass oil.

Hopefully that will keep you from being eaten alive this summer!

Open House this Sunday at 95 Ocean Blvd, Atlantic Highlands, NJ from 1-4 PM!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sat, 19 May 2007 19:19:17 -0500

Open House this Sunday at 95 Ocean Blvd, Atlantic Highlands, NJ from 1-4 PM!

$1,449,900
5 Bedrooms, 4 Full Baths
Gorgeous Waterviews!

Virtual Tour of 95 Ocean Blvd

Go Phish! lol

Jane E. Haas (Coldwell Banker Residential Brokerage) — Sat, 19 May 2007 06:06:57 -0500

Here we go again! How many of you are now receiving phishing emails via active rain???

I just got this one (hahaha great deal, eh?):

Name:	Fatouma
Email Address:	fatouma1983_4love@yahoo.com
Subject:	Business Proposal
IP:	196.207.243.233
Message:	fatouma1983_4love@yahoo.com Hello Dear, I want to propose to you this assistance, which i will offer to you 25% after the transaction. I am fair in complexion, I am about 5fit 7in tall, I love sport events, going outdoors activities, watching of moving, shopping, walking etc.In a nutshell, My name is Miss Fatoumata Saleeby 22 years old from the republic of Liberia in west Africa, now seeking for refugee in Dakar-Senegal under the (UNHCR). I therefore write to inform you that I am the only surviving child and daughter of the deceased Dr. ELIE E. SALEEBY the former MINISTER OF FINANCE / EXECUTIVE DIRECTOR CENTRAL BANK OF LIBERIA in the year July 1997-Feb. 2003. The reason for this correspondence is to formally request for mutual assistance on business relationship with you in order to benefit from your wealth of experience in business. The secret fact therefore, is that my father kept the sum of US$4,700, 000.00 (Four million seven hundred thousand US Dollars) CASH. The money was deposited at Bank in here in Dakar Senegal. The money is the share of proceeds from a deal executed with my father's colleagues in the hierarchy of membership of the LIBERIAN JOINT PUBLIC TENDER BOARD during a contract award to an Ukrainian - RUSSIA Diamond Extracting Company when my father was a chairman. Due to the civil war caused by rebel leader Charles Taylor who has just been toppled by another rebel group and my father's status as a civil-servant bylaw in my country and the sensitivity of my father's position that attracts public attention, he cannot operate a Domiciliary account in order to keep this large sum of money in a bank in my country. My father retired and died lately before he could withdraw this money here in and transfer it out of Africa. I anticipate to conclude arrangement to start this venture with you as quick as possible. Due to my youthful age and also refugee here in senegal, decide to claim the money now with a foreign partner. Upon your indicated interest, we will arrange for a meeting in the country of your choice when the money is moved from the Bank to your account and discuss in details the terms of agreement. I want to invest in any company that you suggest under your professional guidance. Please include your private mobile telephone number in your reply for easy communication. I earnestly await your urgent response as I expect you to treat this matter with required maturity, attention and committment. with best regards Fatoumata

The Wave Gathering, Asbury Park, NJ

Jane E. Haas (Coldwell Banker Residential Brokerage) — Thu, 17 May 2007 14:39:47 -0500

The Wave Gathering - a weekend filled with fun, music and socializing!

All weekend long, from May 18th to the 20th.

http://www.wavegathering.com/

GLAAS and Coors Light present

THE 2007 WAVE GATHERING

FRI. MAY 18 / SAT. MAY 19 / SUN. MAY 20th

Schedule of Events

Last Updated: 17-May-2007 at 12:03 pm

Music Industry Panels
Learn from the pros!
Get all your questions answered
Limited seats available! To reserve your seats
now contact info@wavegathering.com

Panels are free with your Wave Gathering full-day
wristband. Otherwise $10 for each session.

The Underground @ Trillium Antiques
639 Cookman Avenue
Asbury Park, NJ
732-988-8585

SATURDAY
12 - 1:30 pm
PRESS/PUBLICITY
1:45 - 3:15 pm
MANAGEMENT

SUNDAY
3 - 4:30 pm
ARTIST INTERVIEWS
5 - 6:30 pm
PRODUCER/A&R/MARKETING

Friday May 18
All times and scheduling are subject to change

1. Asbury Lanes Friday May 18
http://www.asburylanes.com/
209 4th Ave.
732 776-6160

Doors 8:45pm
18 to Enter / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

9:00pm The Milwaukees
9:45pm Lexington Down
10:30pm Chris Batten & The Woods
11:15pm Readymade Breakup
12:00am The Gay Blades
12:45am Hero Pattern

2. The Saint Friday May 18
http://www.thesaintnj.com/
601 Main St.
732 775-9144

Doors 7pm
18 to Enter / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

8:00pm Josh Zuckerman
9:00pm The Chilling Details
10:00pm Stand (Dublin, Ireland)
11:00pm April Smith & the Great Picture Show
12:00am Last Perfect Thing
1:00am Agency

3. The Stone Pony Friday May 18
http://www.stoneponyonline.com/
913 Ocean Ave.
732 502-0600

Doors 7pm
All Ages / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

8:00pm The Alex Skuby Band
9:00pm Christine Martucci
10:00pm Toby Lightman (NYC)
11:00pm Nicole Atkins & The Sea (Neptune City/NYC)
12:00am Paperback Radio
1:00am Divine Sign

4. Deep Friday May 18
www.myspace.com/deepnj
1000 Ocean Ave. (right across from the Stone Pony)
732 502-0600

Doors 7:30pm
18 to Enter / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

8:00pm Moonsnag
9:00pm All The Tired Horses
10:00pm ChemTrail
11:00pm A Brief Smile
12:00am Ashes Are Nutritious
1:00am A Diary of Need

5. The Brickwall Friday May 18
http://www.brickwalltavern.com/
522 Cookman Ave.
732 774-1264

Open 12 noon - 2am
Full service restaurant / bar

Single venue admission to this event is free without Wave Gathering wristband.

10:00pm Jason Stanley
10:45pm Sportin' Wood
11:30pm Jason Loughlin Trio (Philly)
12:15am Stringbean & The Stalkers

6. The Twisted Tree Cafe Friday May 18
http://www.twistedtreecafe.com/
609 Cookman Ave.
732 775-2633

Open All Day
Food Available

Evening Acoustic Show

Single venue admission to this event is $5 without Wave Gathering wristband.

8:00pm Eren Cannata (NYC)
8:45pm Night Only Visual
9:30pm Luke Brindley (D.C.)
10:15pm Anthony Fiumano
11:00pm Mieka Pauley (Boston)

7. America's Cup Coffee Company Friday May 18
663 Cookman Ave
732 988-2000

Open All Day
Food Available

Evening Acoustic Show

Single venue admission to this event is $5 without Wave Gathering wristband.

7:20pm Bob Denson
8:00pm Eric Hemion
8:45pm Eric Ginsburg
9:30pm Steve BonFante
10:15pm Joe Harvard

8. Mattison Park Friday May 18
http://www.mattisonpark.com/
649 Mattison Ave.
732 807-3435

Open All Day
Food Available

Evening Acoustic Show

Single venue admission to this event is free without Wave Gathering wristband.

9:30pm Joe Hughes from Goldenseal
10:20pm Melissa Chill
11:15pm Eryn Shewell
12:15pm Geena & Dragster

9. The Wonder Bar Friday May 18
http://www.thewonderbarnj.com/
5th Ave & Ocean Ave
732 502-8886

21 to Enter / 21 to Drink

Open All Day
Food Available

Single venue admission to this event is $10 without Wave Gathering wristband.

8:00pm The X-Change
9:00pm Thing One
10:00pm Turtle Soup
11:00pm Parker House & Theory (Boston)
12:00am Woodfish
1:00am Big Baby Ernie

10. Jake & Lucy's Friday May 18
705 Cookman Ave.
732 807-3183

Open All Day
Food Available

Evening Acoustic show

Single venue admission to this event is $5 without Wave Gathering wristband.

8:00pm Mable
8:45pm Gabrielle Louise (NYC)
9:30pm Barbara Rish

Saturday May 19
All times and scheduling are subject to change

1. Asbury Lanes Saturday May 19
http://www.asburylanes.com/
209 4th Ave.
732 776-6160

Doors 8:45pm
18 to Enter/ 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

Hey Cole Presents Stage
www.myspace.com/Heycole

9:00pm Anthony Fiumano and the Medicine Chest
10:00pm Adam Streicher & the Molotov Cocktails
11:00pm April Smith & The Great Picture Show
12:00am Uniform
1:00am Joe Harvard

2. The Stone Pony Saturday May 19
http://www.stoneponyonline.com/
913 Ocean Ave.
732 502-0600

Doors 4pm
All Ages / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

notpop Records Stage
http://www.notpop.com/

Featuring
"New Jersey's Got Roots"

4:00pm Arlan Feiles & His Lone Orchestra
plus
April Smith, Val Emmich, Lou Montesano,
Alex Brumel, Lindsy Miller, James Dalton, Rob Tanico,
Kilsy, Greg D, Anthony Fiumano, Joanna Burns,
Rick Barry and Kerry McNulty

3. The Saint Saturday May 19
http://www.thesaintnj.com/
601 Main St.
732 775-9144

Doors 1pm
18 to Enter / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

Hey Cole Presents Stage
www.myspace.com/heycole

1:00pm The Misery Loves
2:00pm The Chilling Details
3:00pm Status Green
4:00pm Meets West
5:00pm Well Baby
6:00pm Octane

4. The Saint Saturday May 19
http://www.thesaintnj.com/
601 Main St.
732 775-9144

Doors 6:30pm
18 to Enter / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

7:00pm Cool Days End
8:00pm Rob Dye Band
9:00pm American Cloud Songs
10:00pm Miss TK and the Revenge
11:00pm Rib Eye Brothers
12:00am Tony Tedesco & the Roadside Repentants
1:00am Wiser Time

5. The Stone Pony Saturday May 19
http://www.stoneponyonline.com/
913 Ocean Ave.
732 502-0600

Doors 6:30pm
All Ages / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

7:00pm Dixie Lyon
8:00pm Temporary Grace
9:00pm The Vanities
10:00pm Val Emmich
11:00pm Earl Greyhound (NYC)
12:00am Marah

6. Deep Saturday May 19
www.myspace.com/deepnj
1000 Ocean Ave. (right across from the Stone Pony)
732 502-0600

Doors 4:00pm
18 to Enter / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

Phanphest Presents
http://www.phanphest.com/

4:30pm Karmic Juggernaut
6:00pm Scarecrow Collection
7:30pm Turbine
9:00pm The Atmosferics
10:30am Lucy Vincent (Boston)
12:00am Natural Breakdown

7. The Brickwall Saturday May 19
http://www.brickwalltavern.com/
522 Cookman Ave.
732 774-1264

Open 12 noon - 2am
Full service restaurant / bar

Single venue admission to this event is free without Wave Gathering wristband.

1:15pm Ronnie Brandt
1:50pm Joe Rapolla
2:30pm Bobby Strange
3:15pm The Redbirds

8. The Brickwall Saturday May 19
http://www.brickwalltavern.com/
522 Cookman Ave.
732 774-1264

Open 12 noon - 2am
Full service restaurant / bar

Single venue admission to this event is free without Wave Gathering wristband.

10:00pm James Dalton
10:45pm Erin Sax Seymour (NYC)
11:40pm Scott Silipigni (Philly)

9. The Twisted Tree Café Saturday May 19
http://www.twistedtreecafe.com/
609 Cookman Ave.
732 775-2633

Open All Day
Food available

Single venue admission to this event is free without Wave Gathering wristband.

1:15pm Lanky
2:15pm Dylan St. Clark (from the Milwaukees)
3:15pm Joseph Parsons (Philly)

10. The Twisted Tree Café Saturday May 19
http://www.twistedtreecafe.com/
609 Cookman Ave.
732 775-2633

Doors 7:30
Food Available

Evening Acoustic Show

Single venue admission to this event is $5 without Wave Gathering wristband.

8:00pm Mike Black
8:45pm Goat (NYC)
9:30pm George Wirth
10:15pm Ben Arnold (Philly)
11:00pm Bret Mosley
11:45pm Divine Sign

11. America's Cup Coffee Company Saturday May 19
663 Cookman Ave
732 988-2000

Open All Day
Food Available

Single venue admission to this event is free without Wave Gathering wristband.

1:15pm Jay 420
2:15pm Michael Brett
3:00pm Brian Bisbee
3:45pm Michael Patrick
4:30pm Jody Joseph

12. America's Cup Coffee Company Saturday May 19
663 Cookman Ave
732 988-2000

Food Available

Evening Acoustic Show

Single venue admission to this event is $5 without Wave Gathering wristband.

8:00pm Joanna Burns
8:45pm Evergreen File
9:30pm Porter Block (NYC)
10:15pm Lori Michaels

13. Chat & Nibble Saturday May 19
http://www.chatandnibble.com/
932 Asbury Ave.
732 775-5100

Open All Day
Food Available

Single venue admission to this event is free without Wave Gathering wristband.

9:30pm Amanda Duncan
10:30pm Carl Chesna

14. Surfside Grill Saturday May 19
(on the Boardwalk across from the Empress Hotel)
1205 Boardwalk
732 988 3599

Open All Day
Food Available

Single venue admission to this event is free without Wave Gathering wristband.

2:00pm Liam Moroney (The East Indies)
3:00pm Frank Fotusky
4:00pm Under New Ownership

15. Wish You Were Here (Courtyard) Saturday May 19
612 Cookman Ave.
732 774-1601

Open All Day
Food Available

Single venue admission to this event is free without Wave Gathering wristband.

1:45pm Predator Dub Assassins
2:30pm Jody Joseph
3:30pm Matt O'Ree

16. Jake & Lucy's Saturday May 19
705 Cookman Ave.
732 807-3183

Open All Day
Food Available

Single venue admission to this event is free without Wave Gathering wristband.

1:00pm Anthony D'Amato
1:50pm Augment To a Dream
2:40pm Mable
3:30pm Libby Johnson (NYC)

17. Jake & Lucy's Saturday May 19
705 Cookman Ave.
732 807-3183

Food Available

Evening Acoustic show

Single venue admission to this event is $5 without Wave Gathering wristband.

7:30pm Christian Beach
8:20pm Janey Todd
9:05pm Bess Rogers (NYC)
9:55pm Keith McCarthy

18. The Wonder Bar Saturday May 19
http://www.thewonderbarnj.com/
5th Ave & Ocean Ave
732 502-8886

21 to Enter / 21 to Drink

Open All Day
Food Available

Single venue admission to this event is $10 without Wave Gathering wristband.

Aeria Records Stage
http://www.aeriarecords.com/

1:00pm Brian Amsterdam
1:40pm James Dalton
2:30pm Agency
3:30pm Geena & Dragster
4:20pm Rick Barry

19. The Wonder Bar Saturday May 19
http://www.thewonderbarnj.com/
5th Ave & Ocean Ave
732 502-8886

21 to Enter / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

Upstage Magazine Presents
http://www.upstagemagazine.com/
The Near Records Stage
http://www.nearrecords.com/

6:00pm The Crayons (Albany, NY)
7:00pm Goodfinger (NYC)
8:00pm Mink (NYC)
9;00pm The Ruling Party (NYC)
10:00pm The Capitol Years (Philly)
11:00pm The Churchills (NYC)
12:00am Paperback Radio
1:00am Maybe Pete

Sunday, May 20
All times and scheduling are subject to change

1. Sunset Landing Sunday May 20
1215 Sunset Avenue
732 776-9732

All Ages
Everyone's favorite breakfast and lunch spot. Located on Deal Lake, and serving creative concoctions such as Nestles Crunch Banana Pancakes.

Breakfast starts @ 8am

Single venue admission to this event is free without Wave Gathering wristband.

11:00am Cook and friends
11:45am George Wirth
12:30pm James Dalton

2. Surfside Grill Sunday May 20
(on the Boardwalk across from the Empress Hotel)
1205 Boardwalk
732 988-3599

Open All Day
Food Available

Single venue admission to this event is free without Wave Gathering wristband.

11:45am Tommy Anton
12:30pm Danny White
1:30pm Sounds of Greg D

3. Twisted Tree Cafe Sunday May 20
http://www.twistedtreecafe.com/
609 Cookman Ave.
732 775-2633

Food Available

Single venue admission to this event is free without Wave Gathering wristband.

1:00pm Jon Caspi
1:45pm Beth Arentsen
2:30pm Filthy Rich
3:30pm April Smith
4:30pm Adam Masterson (U.K.)

4. American's Cup Coffee Company Sunday May 20
663 Cookman Ave
732 988-2000

Food Available

Acoustic setting

Single venue admission to this event is free without Wave Gathering wristband.

2:00pm The Hesh
2:45pm The Commons
3:30pm Steve Reilly (Ireland)
4:30pm Bob Burger

5. Market In The Middle Sunday May 20
http://www.kitschens.com/
516 Cookman Ave.
732 776-8886

Open All Day
Food Available

Single venue admission to this event is free without Wave Gathering wristband.

2:30pm Gary Philips
3:30pm Bob Polding
4:30pm Joe Rapolla

6. The Brickwall Sunday May 20 (brunch)
http://www.brickwalltavern.com/
522 Cookman Ave.
732 774-1264

Open 12 noon - 2am
Full service restaurant / bar

Single venue admission to this event is free without Wave Gathering wristband.

1:00pm The Dipsomaniacs
2:00pm Maybe Pete
3:00pm Arlan Feiles

7. Jake & Lucy's Sunday May 20
705 Cookman Ave.
732 807-3183

Food Available

Single venue admission to this event is free without Wave Gathering wristband.

12:30pm Helena and Maria
1:15pm Garen Gueyikian
2:00pm Christine Martucci

8. Wish You Were Here Courtyard Sunday May 20
612 Cookman Ave.
732 774-1601

Single venue admission to this event is free without Wave Gathering wristband.

12:30pm Amanda Duncan
1:30pm Last Perfect Thing
2:30pm Readymade Breakup
3:30pm Status Green

9. The Stone Pony Sunday May 20
http://www.stoneponyonline.com/
913 Ocean Avenue
732 502-0600

Doors 2pm
All Ages / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

Coors Light Stage
http://www.coorslight.com/

2:15pm Holtz
3:15pm Charlotte Sometimes
4:15pm Alex Brumel
5:15pm Allie Moss & Ingrid Michaelson
6:15pm Jenny Owen Youngs
7:15pm Lisa Bouchelle

10. The Wonderbar Sunday May 20
http://www.thewonderbarnj.com/
5th Ave & Ocean Ave
732 502-8886

Doors Noon
18 to Enter / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

Fuchs Amps Present
http://www.fuchsaudio.com/

Guitar World Stage
http://www.guitarworld.com/

1:00pm Patrick Droney
1:50pm Matthew Curran
2:40pm Keith Kenny
3:30pm Dennis Peters Band

11. The Wonderbar Sunday May 20
http://www.thewonderbarnj.com/
5th Ave & Ocean Ave
732 502-8886

Doors 6:30pm
18 to Enter / 21 to Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

Coors Light Closing Party
http://www.coorslight.com/

7:00pm Matt O'Ree
8:00pm deSol

12. The Saint Sunday May 20
http://www.thesaintnj.com/
601 Main St.
732 775-9144

Doors 1pm
All Ages

Single venue admission to this event is $10 without Wave Gathering wristband.

1:15pm My Favorite Episode
2:15pm Red Lyte District
3:15pm Vaeda
4:15pm Vs. The Earth

13. The Saint Sunday May 20
http://www.thesaintnj.com/
601 Main St.
732 775-9144

Doors 6 pm
18 To Enter/ 21 To Drink

Single venue admission to this event is $10 without Wave Gathering wristband.

6:15pm Trimm
7:15pm The DoDads
8:15pm Barry & The Penetrators
9:15pm Smiles Project

Please scroll back to the top for Fri and Sat schedule.

Most Common Home-Buying Mistakes:

Jane E. Haas (Coldwell Banker Residential Brokerage) — Thu, 17 May 2007 13:55:27 -0500

Most Common Home-Buying Mistakes:

1. You didn't set a budget.
Buy a home that's way out of your price range and you could well derail your ability to fund other important items such as retirement savings, your kids' education -- not to mention an entertainment budget.

Mortgage brokers will tell you how much you can borrow. But that amount may not be what you can afford to pay.

"What if you have a lot of kids or you like to travel a lot?". "You've got to ask 'How is this housing purchase going to affect our monthly spending?' You have to look at all of your monthly expenditures."

2. You picked the wrong mortgage.

These days, many homebuyers are rushing to secure a mortgage as fast as possible without fully exploring their options. That's because sellers often only consider bids from individuals who have been pre-approved for a loan. A word of advice? Pick your financing package with care.

First-time home buyers may qualify for a program through Fannie Mae that requires lower down payments and easier qualification limits than standard loans.

3. You picked the wrong community.
Some places are just flat-out expensive, and you'll probably have to search for a location that's affordable. That doesn't mean you should choose the cheapest locale.

If you don't like the location you'll be unhappy. What's more, you'll probably have a hard time selling your property if the community isn't good. Ask around and read the local papers to know how the community is faring economically, what the major issues are, how many resources it offers.

Don't neglect the schools. Gather such data as test scores, statistics on the percentage of kids who graduate and go to college, the student/teacher ratio and so on. Talk to parents and students to get the inside scoop.

4. You didn't know what homes really cost.
The best way to determine if you're getting a fair deal is by comparing the cost of the home you're interested in with similar homes in an area. You can do this easily by having your Realtor provide you with a CMA (that's short for Comparable Market Analysis). A CMA lists such things as addresses of recently sold homes, prices, date sold, the number of bedrooms and bathrooms and -- ideally -- such things as the home's condition, its size and extra features.

5. You used a bad real estate agent.
Don't make buying a home more difficult by choosing the wrong agent. You want a buyer's agent who works for you and understands your needs and financial limitations.

References from friends can help you find a good pro. Interview three, and ask to see their activity lists, which reveal every property the agent sold (or whose clients bought) in the past year. Look at sales prices. Make sure the agent has significant experience in the area where you want to live and the price range that you're looking for.

6. You never went back to check on the neighborhood.
If you're like most homebuyers, you probably spend many weekends looking for a new dwelling. But what happens to the neighborhood on weekdays or after dark? Is the house that's "convenient to town" sitting on a main thoroughfare that fills up with cars come commute time?

The only way to answer these questions is to go back and see what the neighborhood's like at various times of the day and week. Do your neighbors spend weekends with the stereo blaring? You want to know as much about the neighborhood as possible before you buy.

7. You forgot to consider resale.
It's easy when you're house hunting to forget what it's going to be like to sell your home down the road. But as you tour homes, put yourself in the perspective of the sellers. You may be drawn to a home that has quirky features or no closets or just one, tiny bathroom (You can use armoires. Share showers.) But others may not be as enthusiastic. When you buy, think about the day it comes time to sell.

8. You bought the most expensive home on the block.
It's wonderful when you find your dream house, but if it's the most expensive home on the block you could have a problem. Quite simply, your neighbors' lower home values will dampen yours. Remember, people who buy a $500,000 home usually want to be surrounded by other $500,000 homes, not tiny $100,000 bungalows.

9. You didn't do an inspection.
Bottom line: you should never buy a home without having it inspected. After all, you don't want to learn that you've bought a house that's filled with termites or has a frazzled electrical system. If you're building a new home, an inspection can ensure that all the work has been finished properly.

Home inspections typically run $300 to $600 and usually include a check of a home's heating and air condition systems, plumbing and electrical works, roof, walls, foundation/structure, drainage, the garage and basement.

Underground heating oil storage tanks also should be inspected before you buy since leaking tanks cause huge environmental, legal and financial problems. (A seller's disclosure statement should reveal if there's an underground tank on the property.) The Environmental Protection Agency has tank guidelines for homeowners -- plus contacts at state Department of Environmental Protection offices -- so you can find pros to help.

10. You forgot about closing costs.
Think it's bad to pay tax when you eat out? Wait until you're paying closing costs, which can run up to 5 percent of the home's purchase price.

A mortgage lender should provide you with a specific estimate of what costs will be. But keep in mind they include such things as origination (points) on a loan, escrow fees, title and homeowners insurance, legal costs, property taxes, fees to record your need deed and notary fees.

11. Not getting what you want because you're impatient.
This is a big decision. You need time. Impatient decisions can lead to mistakes.

12. Trying to make a shrewd investment.
People need to buy based on what fits their family. Don't try to guess what will happen to the market.

13. Not buying at all.
If you can afford a home and you don't make that purchase, you'll lose the benefit of tax deductions, building home equity and the appreciation in value.

A Pen that can help you protect your Identity!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Tue, 15 May 2007 23:31:00 -0500

This is an excerpt from the show on ID Scams that was on Oprah - this is the one thing that caught my eye the most, thought i'd mention it here!

Shield Your Fortune with a $2 Pen

All it takes to empty your bank account is a single signed check stolen from your unlocked mailbox and some acetone-the active ingredient in nail polish remover. (Conveniently for criminals, pure acetone is also available in the paint department of home improvement centers.) Here's how the scam goes down: The crook steals mail likely to contain a signed check-envelopes addressed to the phone or electric company are easy pickings. He or she then removes your check, puts a piece of cellophane tape over the front and back of your signature, and places the check in a pan of acetone. This process-known as "check washing"-takes only about 30 minutes to rinse everything but the printer's ink from the check. Your tape-covered John Hancock and the printer-inked information, of course, remain intact. The check is then blow-dried and flattened in a book, the tape is carefully peeled away and voilà-a blank check signed by you, replete with your name, address and bank account information.

How to Protect Yourself

Buy yourself a safe pen. One type of ink-the kind in gel pens manufactured by Uni-Ball-resists acetone or other chemicals used in check washing.

To read the full article, check out this link: http://www2.oprah.com/money/credit/20070413/credit_tips.jhtml - there is a lot of great info and tips in it!

Tips for making a "dated" home more saleable!

Jane E. Haas (Coldwell Banker Residential Brokerage) — Thu, 10 May 2007 12:19:01 -0500

Some cost effective ways to update your home, making it more saleable:

First off, remove clutter! Especially in your kitchen - if you kitchen counters are packed with tons of appliances, buyers will immediate assume you have a severe lack of space - instant turn-off! Put items you don't use daily away, items that are used rarely should go in the attic.
If you have dated wallpaper anywhere in your house, remove it! I can't tell you how many times I see my buyers make faces the moment they see wallpaper!
Sometimes just painting cabinets and replacing old hardware on cabinets will make a huge improvement in kitchens. Or, if it's in your budget, reface your kitchen cabinets. The cabinets are the main focal point of a kitchen.
Use granite tiles on a countertop (or backsplash) instead of a full granite countertop - it saves a lot of money and looks updated and attractive! A homeowner can install this, as opposed to a full granite countertop which needs to be measured, cut and installed by a professional.
Replace your kitchen sink, or at least the faucet.
Buy new lighting - replacing dated fans and light fixtures make a hugely appealing difference over old, dated lighting! You don't need to go for the most expensive, go for a stylish look!
You can get rid of ugly kitchen appliance surfaces by covering them - check out this site for ideas: http://www.renovationresource.net/index.htm and http://www.kitchensource.com/kau/frigo.htm. Take a look at their great and innovate products! Now you can replace the look of your refrigerator without buying a new one - with huge savings!
If you have extreme color schemes in your home, I suggest toning it down. Strong colors such as neon hues really won't appeal to a wide variety of buyers, who end up deciding your home is too much work, do to all the painting they will need to do!
Have dated tile or a very pink bathroom? Look into painting tile! http://www.associatedcontent.com/article/69264/how_to_paint_ceramic_tile.html

These are just a few ideas that may help you do some minor updating that can bring you a nice return on your home's sale! Even if you buy a house that needs some updating - if you don't have the money to do a major remodel, these tips can make a dated fixer upper liveable!