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    <title>Joseph's Blog</title>
    <link>http://activerain.com/blogs/jhaberl</link>
    <description></description>
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      <guid>http://activerain.com/blogsview/594498/first-time-buyer-grant</guid>
      <title>First Time Buyer Grant</title>
      <description>&lt;p&gt;Not a lot of first time home buyers are aware of this program.&amp;nbsp; It is a great program that gives you up to 4% of your purchase price which can be used as a down payment or closing costs.&amp;nbsp; It comes in the form of a grant which is forgiven after 5 years.&amp;nbsp; The current interest rate as of today is 6.125 which increases based on the grant amount you take.&amp;nbsp; If you take a 2% grant the rate increases by .375 3% grant .5% 4% grant .75%.&amp;nbsp; This is great first time home buyers (who have not owned any real estate in the last 3 years) who are short on closing costs or down payment but want to live the American Dream.&amp;nbsp; Income requirements for a family of 1 or 2&amp;nbsp;is no more than 81,900, for a family of 3 or more 94,185.&lt;/p&gt;</description>
      <dc:creator>Joseph Haberl (Crossroads Realty)</dc:creator>
      <pubDate>Tue, 15 Jul 2008 14:38:44 -0500</pubDate>
      <link>http://activerain.com/blogsview/594498/first-time-buyer-grant</link>
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      <guid>http://activerain.com/blogsview/457493/affordable-new-construction-in-toms-river</guid>
      <title>Affordable New Construction in Toms River</title>
      <description>&lt;p&gt;3 Bedroom 2 Bath 1508 Square Feet...Perfect for the First time home buyers or a starter home.&amp;nbsp; Offered at 269,000 this is just unheard of for this size Ranch in the area.&amp;nbsp; Builder willing to customize floor plan, colors, options before construction begins.&amp;nbsp; Other locations&amp;nbsp;are available as well.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p align=&quot;center&quot;&gt;&lt;img src=&quot;http://www.imagehosting.com/out.php/i1678296_Main.jpg&quot; height=&quot;286&quot; align=&quot;middle&quot; alt=&quot;Front Elevation&quot; width=&quot;494&quot; /&gt;&lt;/p&gt;&lt;p align=&quot;center&quot;&gt;&lt;img src=&quot;http://www.imagehosting.com/out.php/i1678310_floorplan.jpg&quot; height=&quot;891&quot; align=&quot;middle&quot; alt=&quot;Floor Plan&quot; width=&quot;480&quot; /&gt;&lt;/p&gt;&lt;p align=&quot;center&quot;&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Joseph Haberl (Crossroads Realty)</dc:creator>
      <pubDate>Sun, 06 Apr 2008 20:49:02 -0500</pubDate>
      <link>http://activerain.com/blogsview/457493/affordable-new-construction-in-toms-river</link>
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