Liz's Blog

All Roads in Holley By The Sea... Lead To Liz at PRUDENTIAL Holley Properties!

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Thu, 20 Aug 2009 15:38:30 -0500

Holley by the Sea is a thriving private residential community midway between Pensacola and Destin in Northwest Florida. Its main entrance and private recreation center are on U.S. Highway 98, about 5 miles west of the Navarre Beach Bridge and State Road 87 in Santa Rosa County and about 20 miles south of Interstate 10.

One of the largest single developed community in Florida, Holley by the Sea encompasses some four square miles of land with most of its 4,721 lots being a spacious half-acre. It includes a large amount of dedicated Greenbelt land that is home to a variety of wildlife. Within its borders is a fire station that provides protection through the Holley-Navarre Fire District.

Approximately 4,700 property owners are invested in Holley by the Sea. Some reside in the community. Others live throughout the nation and around the world. Created in 1972, Holley by the Sea continues to grow. It is a desirable location for those who enjoy the moderate climate and beautiful beaches of the Florida Panhandle. It is convenient to Eglin and Hurlburt Air Force Bases and the Pensacola Naval Air Station.

Holley by the Sea is minutes away from the beautiful sugar white beaches of the Gulf of Mexico. Two regional airports are nearby and interstate highways allow one-day driving trips to major cities such as Mobile, New Orleans, Birmingham, Atlanta, Orlando, Memphis and Nashville.

Some of the many advantages to living in Holley by the Sea are its attractive combination of well-designed homes and landscaped open spaces. Holley by the Sea is a covenanted community with architectural standards. A 48-acre park with access to Santa Rosa Sound includes the HBTS Recreation Center. The Rec Center has a workout gym, three swimming pools, eight lighted clay tennis courts, basketball courts, handball courts, a baseball field, game room, aerobics room and sauna, as well as a large meeting room. Activities offered include aerobic classes, water aerobics, swimming lessons, competitive tennis and swimming teams, plus many social events. The park features four picnic pavilions, nine campsites, playground, fishing pier and private beach.

Holley by the Sea Improvement Association, Inc., was established in 1972 to help its property owners enjoy a community that has the interests of all owners at heart. The association, operated by homeowners since 2002, is managed by a state-licensed community association manager. Policies are set by a five member elected board of directors.

For those who enjoy golf or living on a golf course, the Hidden Creek Estates section is adjacent to the challenging and well rated 18-hole semi-public The Club at Hidden Creek.

Holley by the Sea Homeowner's Association
6845 Navarre Parkway, Navarre, FL 32566
850 939-1693

DECEMBER HOA CALENDAR OF EVENTS - CLICK HERE

____________________________________________________________________________________________________

GYM HOURS	Mon - Fri Saturday Sunday	6am - 9pm 8am - 9am 9am - 9pm	CLOSED New Years Day, Thanksgiving & Chistmas

POOLS HOURS	Mon - Fri Saturday Sunday	6am - 9pm 8am - 9am 9am - 9pm

Visit www.SURF4TURF.net for more information.

Tips for First-Time Homebuyers

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Tue, 21 Apr 2009 16:16:42 -0500

By Liz Streed, PRUDENTIAL Holley Properties R.E.

Home-price adjustments in markets around the country have opened doors of opportunity for many renters. If you are transitioning from renter to homeowner, the prospect of making such a large investment may be exciting, while at the same time overwhelming. But it doesn't have to be. Here are six common mistakes to avoid.

1. Not understanding the homebuying process. Educate yourself. Find a homebuyer seminar that you can attend or research online. The U.S. Department of Housing and Urban Development Web site (www.hud.gov) has an entire section devoted to homebuyers with common questions of first-time homebuyers, mortgage and home-buying programs information, downloadable tools such as a wish list and home-shopping checklist, tips on selecting a real estate professional, etc. Likewise, Prudential Real Estate's popular Web site, prudential.com/realestate, offers consumers brand-new tools for the homebuying process, such as free home environmental reports, Value Range Estimates and Property Profiles, among other resources.

2. Not asking questions. There are many facets and intricacies to the homebuying process, so although you may gain a basic knowledge, you will still have questions. Don't hesitate to let your real estate professional know that you are new to the process. Make sure you choose a sales professional who is willing to spend time with you and walk you through the entire process. He or she will expect you to have questions at each step-from house hunting, to making an offer to the closing. Remember, this is one of the largest financial transactions of your life, so you want to have a clear understanding of what's going on.

3. Buying on impulse. Don't feel pressured into making an offer on the first home you see. Buyers, especially first-timers, may be impressed by the first two or three homes they view. Look at a good selection. List the positives and negatives about each home. Narrow the prospects to three or four and then return for a closer look. When you decide to make a bid on a property, work with your real estate professional to get all of your questions answered before making an offer. But don't wait too long to make an offer. The longer you wait, the greater the chance other prospective buyers may place offers, making it harder for you to negotiate a good deal.

4. Looking outside your price range. Before beginning your home search, consider getting pre-qualified to so get an idea of how much you may be able to borrow. Use this information as a starting point in determining your price range. Then take into consideration other factors that will affect your monthly budget once you are a homeowner, such as property taxes, homeowners insurance, utilities, private mortgage insurance (PMI) and maintenance.

5. Not planning ahead. Think about personal changes you are planning in the next five to seven years. For instance, are you starting a family, and if so, is the home large enough and will it continue to be? If this will be a starter home or if you think you'll be relocating in a few year, you'll probably want to pay closer attention to appreciation and resale value. If a double-income is necessary to qualify for financing and to make your payments, do your plans foresee an income sufficient to continue making payments?

6. Failure to focus on location. Don't just focus on the house. Examine the community. Does it suit your lifestyle? Is the area safe, well-maintained, close to work, stores and schools? Find out about zoning and what new construction is planned on vacant land in the immediate area. Also consider the property marketability when it's time to sell.

Above all, remember knowledge is key. No question is a silly question. Your real estate professional can be an invaluable asset throughout the process. Making smart home buying decisions will make the home-buying process less scary and your first home purchase a rewarding experience.

Liz Streed can be reached at 850-368-7735, or you can visit her on the web at: www.SURF4TURF.NET. PRUDENTIAL Holley Properties R.E. is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.

Five Tips for a Green Home

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Tue, 21 Apr 2009 16:07:20 -0500

By Liz Streed, PRUDENTIAL Holley Properties R.E.

Eco-friendly. Carbon footprint. Global warming. Energy-efficient. These catch phrases have become part of our lexicon as we've become more aware of our impact on the environment and our role in protecting it. As a homeowner, there are some simple, inexpensive steps you can take to make your home energy-efficient. Get started on the road to being "green" with these five tips:

Change Your Light Bulbs

By replacing just five incandescent light bulbs with compact fluorescent (CFL) bulbs, you can save $100 per year on electric bills while using up to 75 percent less energy and removing greenhouse gases from the environment.

Buy ENERGY STAR® Appliances

ENERGY STAR-qualified appliances, such as refrigerators, washers and air conditioners, meet a higher level of energy efficiency set by the Environmental Protection Agency and U.S. Department of Energy than standard models. According to ENERGY STAR, if just one in 10 homes used ENERGY STAR-qualified appliances, the impact could be compared to planting 1.7 million new acres of trees. And, switching to these appliances is not only good for the environment, but easy on your pocketbook. Although these appliances may costs more, you can reduce your energy bill by $80 per year.

Seal Up

Cracks and air leaks represent cash seeping from your doors and windows. Get rid of air leaks in doors, windows and other areas by caulking gaps and cracks. This will help decrease your heating and air conditioning bill. But make sure you use silicone sealants. Acrylic caulk tends to shrink, while silicone sealants are waterproof and won't shrink or crack, creating less waste.

Use Less Water

Did you know that roughly 60 percent of a home's water consumption takes place in the bathroom, according to the California Urban Water Conservation Council? The largest culprit is the toilet, which accounts for 27 percent of your household supply every year. By installing low-flow toilets, showerheads and faucets, you can save thousands of gallons of water each year. In addition, replace leaky fixtures. That slow-dripping faucet can waste as much as 2,400 gallons of water per year.

Adjust the Thermostat

When adjusting your home's thermostat, the rule of thumb should be: turn up the dial in the summer and down in the winter. Lowering the temperature by just one degree will reduce your electrical costs. And if you use a programmable thermostat, you can program your air-conditioning and heating systems to reduce output while no one is at home or at night while you sleep. Ceiling fans are also helpful in circulating the air to keep the room cool in the summer and warm in the winter.

Going green doesn't have to be overwhelming or costly. By making just a few small changes within your home, you can help decrease energy consumption and help make the world a "greener" place.

Liz Streed can be reached at 850-368-7735. PRUDENTIAL Holley Properties R.E. is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.

SOLD $177,000 - SPARKLING POOL HOME - 4 Bed., 2 Baths, 1849 SF, Black Appliances

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Mon, 06 Apr 2009 18:01:26 -0500

PRICED TO SELL Even In This Market! CLICK HERE for pictures. Home has been professionally cleaned and carpets steamed. Sparkling IN GROUND POOL & OVERSIZED PATIO only add to the attributes of this home. Covered porch opens to a huge tiled Foyer. The 4th bedroom is located off the Foyer behind double doors and would make a great office. The Great Room has soaring ceilings for an added feeling of spaciousness. Flex space in the Great Room offers several different furniture layouts including an option for a Formal Dining Area. The Great Room and Kitchen overlook the Patio & IG Pool. The kitchen is tiled, has a breakfast bar, lots of cabinets and counter space, pantry and Black Appliances. Additional storage is available in the utility room off the kitchen. The Master Suite is large and there's no shortage of closet space here! 2 More bedrooms complete this home. Pro-Am Estates offers underground utilites & decorative street lamps. NOT A SHORT SALE...Just A Great Deal For The Right Buyer! Call Liz For More Information and to Schedule Your Showing Today! -

UNDER CONTRACT! REDUCED $30,000 to $369,900 - 4 BED. w/Mother-In-Law Suite - 5 Min. to Hurlburt AFB

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Mon, 06 Apr 2009 17:54:36 -0500

** DIAMONDS & PLATINUM ** - CLICK HERE for pictures. Exquisite, immaculate 3-Bedroom with Private Mother-In-Law Suite (4th Bedroom). Fantastic curb appeal with professional and lush landscaping (palm trees) awaits you. Impeccably maintained for the discerning Buyer. Completely updated, upgraded and remodeled throughout! Move in ready Open but warm and inviting floor plan offers plenty of room for the growing family. Upon pulling in to your new driveway, an inviting front walkway leads to an intricately tiled courtyard and sitting area for greeting guests. Your new home welcomes you with gorgeous tile floors in the Foyer leading past a Formal Dining Room to the family style kitchen complete with new custom KraftMaid cabinetry with pull-outs, solid Granite counters, brand new appliances (range, micro-hood, dishwasher, refrigerator w/ice maker, garbage disposal), under cabinet lighting, breakfast bar and sitting area. From the Kitchen/Sitting Area, pocket style French Doors open to an enormous Family Room that looks out to a pristine in-ground pool. Cozy up and settle in for some quiet time in front of your beautiful, custom built and oversized wood-burning fireplace complete with built-in electric blower system, custom oak mantle and wall units that anchor a Reading Room off the Family Room. A Brand New, Tiled Game Room with FULL WET BAR awaits your pool table. The Master Suite, Guest Bedrooms and Guest Bath are privately located in a different wing than the Entertainment areas. The Guest Bedrooms have large closets and Plantation Shutters. The Master Suite has 2-mirrored closets -1 oversized walk-in closet, custom tiled bathroom, and chair rail. The Laundry room boasts new custom KraftMaid cabinetry for plenty of extra storage and even a space for a second refrigerator/freezer. A private office is conveniently located aware from the heartbeat of the home. And if all this were not enough, your new home has a true MOTHER-IN-LAW SUITE consisting of a sleeping area, large walk-in closet, full bath, living area, separate HVAC and it's own separate entrance to and from the Front Courtyard. The in-ground pool is complimented by a lounging area, outside entertainment space, small play area and poured concrete pad w/electrical conduit ready for a hot tub. The rear yard is privacy fenced and the outside amenities can all be accessed from the Family Room and Game Room. Gorgeous Crown Molding with Accents and Chair Rail can be found throughout this fine home. Spanish lace ceilings, double paned vinyl windows, architectural shingles, recessed lighting, gutters, newly poured driveway, ceiling speakers for central stereo system and pre-wiring for alarm system are some of the extras included. Seller is also conveying the 65" big screen TV, swing set, storage shed, and outdoor pool-patio furniture. This home will take your breath away! Don't pass up this wonderful home ownership opportunity in a desirable neighborhood; close to amenities; 15 Min. to Hurlburt AFB; and within an A+ Florida Rated School System. All of this & MORE await your enjoyment for FLORIDA LIVING AT ITS FINEST!

$519,000 - EXQUISITE CUSTOM HOME IN THE COUNTRY - Horses Allowed

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Mon, 06 Apr 2009 17:45:32 -0500

** ELEGANCE ABOUNDS ** CLICK HERE for pictures. Custom built home with upgrades & attention to every detail. 8' Mahogany doors with etched glass open to a large Foyer with grand 22' ceiling height and elegant lighting. The great room features 11' ceilings, 8" double crown molding, beautiful hardwood floors, arched doorways, bull nose corners, recessed lighting, wood burning fireplace with Limestone Hearth, built-in bookcases, plant ledges, & double French Doors with Transom windows looking out to the Lanai, Pool & wooded backyard. There is also a child security alarm that sounds when the French Door is opened for peace of mind if you have little ones. The formal area has 8' French Doors opening to the foyer and features beautiful hardwood flooring, 8" double crown molding & large Transoms that flood the room with much natural light. The Gourmet Kitchen with 8' windows, 11' ceilings, double crown molding, recessed & elegant lighting is completed with beautiful Granite countertops, Travertine back splash with decorative inlaid Pewter tiles, custom 42" Maple cabinets and (some) glass fronts, ornate wood carvings above stove top & under breakfast bar, high-end Kenmore stainless steel appliances (convection self cleaning oven, dishwasher with stainless interior, microwave, refrigerator), under cabinet lighting, large walk-in pantry & a built-in Broan oven are sure to please! The laundry room is located just off kitchen with built-in upper & lower cabinets & counter space for folding. The Master Suite offers raised, trey ceiling, recessed lighting and French Doors that open to the Lanai and Pool. The tastefully decorated Master Suite was well planned and offers 2 custom walk-in closets, full linen closet, his & her 36" high vanities with Travertine tiled countertops, a water closet with window, large Travertine tiled glassed shower with Mosaic tile band, bull nose trim & garden tub with same Travertine band & bull nose, acrylic block window, retractable shower head on tub, elegant fixtures, 9' ceilings with crown molding & Travertine floors. The Guest Bedrooms offer 8' doors, 9' & 11' ceilings, recessed lighting & ceiling fans. A Jack & Jill bathroom is shared by 2 of the Guest Bedrooms...2 commodes, a shower/tub combo & 36" tiled countertops. The dedicated Guest Bedroom, on the opposite side of the house, features crown molding, Transom window & full bath just outside of bedroom in hallway. GREAT FLEX SPACE - there is a bonus room just off the garage with a private entry door. This room would be a great office, play room or hobby room. The over sized 24 x 24 garage measures has pull down stairs that leads to a floored storage area (12 x 13) with stand up room, 3/4" plywood flooring & room to expand. The Lanai measures 14 x 44, has recessed lighting, and 3 ceiling fans for extra comfort. Enjoy a dip in the pool with a view of nature all around you...4.76 Acres! Have peace of mind with the child safety fence. DID I MENTION...? NO popcorn ceilings, 6" baseboards even in the garage, trim molding on windows, 2" blinds, surround sound in master, great room & lanai, 2 hot water heaters, alarm system, elegant fixtures, fenced fiberglass pool & don't forget the slow running stream on the property, and zoning allows horses. Shown By Appointment With Notice. Call Today!

REDUCED TO $243,900 - GATED Golf Course Community

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Mon, 06 Apr 2009 17:39:16 -0500

Beautiful, Traditional style home is move-in ready and ideal for a growing family. CLICK HERE for pictures. NEWER: Carpet, Paint (walls, ceiling and trim), Windows, Wiring, Vinyl, Sofit, Fascia, 2 HVAC Systems (2 1/2 Ton 13 SEER), Oak Cabinets, Silestone Counters and Step-Up Breakfast Bar, Tiled Back Splash, Porcelain Tile, Recessed Lighting, Exterior Doors, French Doors, Master Shower and Whirlpool Tub. ALL THE WORK HAS BEEN DONE FOR YOU! Tropical and mature landscaped walk-way leads guests to a 38' shaded Terrace. From the Terrace, the front entry opens to a huge Tiled Foyer wide open to the second floor. A Formal Dining Room and Formal Living Room are located off each side of this spacious Foyer. Passing the coat closet you enter the heartbeat of the home; an open concept Eat-in-Kitchen with step-up bar and Family Room perfect for those who don't want to be isolated from the entertainment or want to keep an eye on children. French Doors from the Family Room open to a sunny 38' Open Patio perfect for BBQs and large gatherings. Back inside...off the kitchen is an Oversized Laundry Room with custom cabinetry. The first floor also boasts a 4th bedroom and full size bathroom with a separate entry making it ideal for guests, college students, Mother-In-Law Suite or separate office. Back to the Foyer...an elegant oak and carpeted staircase ascends to the second story with open landing. The enormous Master Suite is sure to please any Buyer. The Tiled Master Bath has a Whirlpool Tub, Tiled Shower, 2 Walk-In Closets and long double vanity. A peaceful view of the Pond can be enjoyed from the Master Bedroom. Also on the second floor are 2 additional guest bedrooms with great closet space, and a huge, tiled guest bathroom. Each bedroom features Pergo flooring making it ideal for those looking for Greener lifestyle. The 2-Car Garage is oversized and would make any man happy. The perfect man cave comes complete with cabinetry, counters and a bump-out that would make a great workshop area. Beer fridge included. This home shows like new. It has been well maintained. Sellers are offering a 1-Year Home Warranty for the Buyers peace of mind. Shown by Appointment Only So Call Today. Please check back frequently for updated interior pictures!

Create an Action Plan for an Easy Move

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Mon, 06 Apr 2009 17:31:45 -0500

By Liz Streed, GCREP-GL-Realtor

PRUDENTIAL Holley Properties R.E.

The key to an easy move is careful planning. There are many action items that need to be taken prior to the move all the way up to the actual day the first box is loaded on the moving truck. Take time to write down and organize the decisions and activities that will need to be accomplished prior to the move such as securing a mover and changing your address. Ideally, you should try to break up the tasks over a two-month period. By doing so, you won't overload your schedule, plus it can save you time and money. To get you started, consider using the checklist below as a guide.

Eight Weeks Prior

ü Get estimates from at least three professional movers. If you are going to do it yourself, get estimates on rental trucks.

ü Decide which furniture and household goods you'll be taking, which needs to be disposed and which needs to be replaced.

ü If you will be moving to a new city, contact the Chamber of Commerce of that town for a new residence packet. Your sales professional may also have information.

Six Weeks Prior

ü Inventory your possessions besides furniture - kitchenware, decorative items, electronics, apparel and so on.

ü Complete a change of address form with the post office. This can be easily done online at www.MoversGuide.com for a minimal cost of $1. Make sure you notify organizations, credit cards companies, and publications to which you subscribe of your new address, too.

ü Obtain copies of all medical, dental, legal, accounting and veterinarian records.

ü If children are changing schools, arrange for transfer of educational records.

ü Itemize moving-related costs with the mover including packing, loading, special charges and insurance.

Four Weeks Prior

ü Make arrangements for packing your belongings. If you will be using professionals, schedule with the company for packing to take place a day or two before the move. If you will handle packing on your own, purchase adequate boxes, packing materials and tape.

ü Arrange for short-term or long-term storage if needed.

ü Make travel arrangements for pets including necessary medical records, immunizations, medication and so on.

Three Weeks Prior

ü Begin packing items you won't need immediately or that will go into storage.

ü Contact utilities on both ends of the move to order termination or turn-on for occupancy date.

ü Confirm travel arrangements for family and pets.

Two Weeks Prior

ü Terminate newspaper and other delivery services.

ü If necessary, arrange and confirm new bank accounts and local services in your new neighborhood.

One Week Prior

ü Gather important papers, records, and valuables for protected shipment to new home or safe deposit box.

ü Obtain any prescription medications needed for the next few weeks.

Day Before or Actual Moving Day

ü Defrost refrigerator/freezer and give away all perishable food.

ü Keep a box marked "Last Box Packed/First Box Unpacked" for tools, flashlights, first aid kit and so on. On moving day, this should be the last box placed on the truck.

ü Pack items to carry with you such as valuables, financial records, personal papers and so on.

ü Give the movers a telephone number and address to reach you.

To be sure, a detailed action plan can get your move well down the road before you ever depart to your new destination.

Liz Streed can be reached at (850) 368-7735. PRUDENTIAL Holley Properties R.E. is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.

Resolve to Get Your Home Documents Organized

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Mon, 06 Apr 2009 17:12:35 -0500

By Liz Streed, GCREP-GL-Realtor

PRUDENTIAL Holley Properties R.E.

As a homeowner, you begin to accumulate all sorts of records and papers the moment you made the offer on your home. Loan documents, inspection reports, title insurance policy, home improvement receipts, appliance warranties are just a few of documents that you may at one time or another need. Would you be readily able to locate these items? Are they filed away or in different junk drawers around the house? Knowing where these items are can save you a lot of time and even money in the long run.

Consider investing in a record-keeping system. It doesn't have to be expensive. You can purchase an accordion file and label each flap with a different category. Then use the following tips as a guide to get started.

Contracts and Legal Papers

Keep all the papers signed and/or given to you at the closing together in one place, preferably in a safe deposit box. These documents include the deed, settlement statement, appraisal, disclosures, mortgage note, inspections and any other reports, and title insurance policy. You will need these records again if you decide to refinance or sell your home.

Insurance Policies

Keep a copy of all insurance policies relating to your property together. This may include homeowners, flood and earthquake policies. With these documents, keep a list of insurance agents or companies and copies of correspondence related to claims.

Purchase and House Data

It's also a good idea to keep a copy of the original listing of your house, comparable market analysis, floor plans, blueprints, and historical information. If you own a newly built home, keep a list of contractors and material suppliers as well.

Property Taxes

Keep your tax bills and record of payment for as long as you own the home and possibly even longer. You may need these items if your tax returns are ever audited.

Home Maintenance and Improvements

Records in this category include receipts for repairs or replacement expenses, names of contractors, contracts, and a log of maintenance tasks.

Warranties, Manuals and Receipts

These documents provide you with a proof of purchase date and determine service and parts guaranteed. In addition, the manuals usually provide care information so you can help ensure your household appliances are being properly maintained. You should keep your warranties, manuals and receipts for these items for as long as you own the appliances.

Home Inventory

If you were ever to lose any of your possessions due to fire, burglary, or vandalism, having a home inventory can help you avoid a lot of heartache and make it easier when filing an insurance claim.

Start with a sheet a paper for each room in the house. Go around the room and list every item. Don't forget the attic, basement or other storage places. For each item, write the original cost, purchase date, replacement cost, model number, brand name, where purchased, and a general description. You can also use a computer software system so that you have an electronic copy.

Besides a written inventory, take photos or video of each room for visual documentation. It is also a good idea to arrange valuable collections, silver, jewelry, etc. and take close up photos.

Keep a copy in your home files and the originals in a fireproof safe or safe deposit box. Make sure you update your home inventory photos and list at least once a year.

Organizing your home files may take a considerable amount of time initially, but it will definitely be time well spent in the event you need the documents later on.

Remodel Your Kitchen and Bath without Breaking the Bank

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Mon, 06 Apr 2009 17:03:35 -0500

By Liz Streed, GCREP-GL-Realtor

PRUDENTIAL Holley Properties R.E.

It's not surprising that two of the most popular rooms for home makeovers are the kitchen and bathroom. When potential homebuyers are searching for homes, they generally are more attracted to homes with updated kitchens and baths. These same rooms rank high in return on remodeling investment at resale, according to Remodeling Magazine's Cost-vs-Value 2008-09 Study.

However, both can be pricey ventures. According to the same study, the national average for minor kitchen remodel was $21,246. A sample remodel at this cost includes replacing cabinet fronts, flooring, laminate countertops and oven and cooktop; installing mid-priced sink and faucet, adding wall cover and repainting trim.

The national average for a mid-range bathroom remodel was $15,899, which included replacing fixtures, installing a porcelain-on-steel tub, new shower and ceramic tile flooring.

If you're like many consumers today, you are more budget conscious and may not be able to afford thousands of dollars on a remodeling project. Here are some alternatives that will give your kitchen and bathroom a fresh, modern look without breaking your piggy bank.

Kitchen

Cabinets- Give your cabinets a fresh look by either refinishing or refacing the fronts at a more economical cost than buying new ones. You can even take the center face out and install a glass front.

Hardware- Replacing your cabinet knobs and drawer pulls, can give your kitchen an entirely new look.

Paint- A fresh coat of paint is always a sure bet. And it is one of the least expensive ways to give a room a makeover. To further transform the room, choose more modern hues, such as a warm yellow or deep red.

Countertops- The price of natural quartz or stone countertops can quickly eat away your kitchen remodeling budget. Less expensive, yet still attractive alternatives are solid surface materials such as Silestone® or granite and ceramic tiles. An even more affordable choice is laminate, which is easy to install yourself and comes in a variety of colors and styles.

Faucets and Sinks- Add a fresh new look by replacing your sink and faucet with a high-arched spout in an updated finish, such as brushed nickel, brushed chrome or stainless steel.

Backsplash- Another option to modernize your kitchen's look is adding a backsplash. But rather than having ceramic tiles, consider creating a mosaic with ceramic or glass or install a faux backsplash panel.

Window treatments- Switch out older valances with options that let the natural light in.

Lighting- By adding under cabinet lights or even track lighting, you can create a dramatic look to your kitchen.

Bathroom

Paint- As with the kitchen, a new coat of paint is a low-cost way to renew a room's look. Choose a warm color to give the room an intimate feel.

Showerheads- Change out old showerheads with a new rain showerhead.

Shower Doors- If you still use shower curtains for your bathtub, you can update the look by installing glass doors. Frameless doors are preferable. However, if the walls aren't flush to the tub area, framed doors will still give you the modernized look you're seeking.

Hardware- Just as with the kitchen, replacing the knobs and handles can give your vanity a fresh new appearance.

Lighting and Mirrors- In addition to the vanity, the lighting and mirrors above that area can combine to make the perfect focal piece for your bathroom. If changing the vanity is not in your budget, consider swapping out your unframed glass for a more decorative mirror and add a new lighting fixture.

You don't have to spend thousands of dollars to add pizzazz to your kitchen or bath. Just changing one or two elements can make a huge difference in its appeal to you and a potential buyer down the road.

Liz Streed can be reached at (850) 368-7735. PRUDENTIAL Holley Properties R.E. is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity

What a Buyer Should Expect During the Closing

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Mon, 06 Apr 2009 16:45:42 -0500

By LIZ STREED, GCREP-GL-Realtor

PRUDENTIAL Holley Properties R.E.

The last step in the home buying process is what real estate professionals commonly refer to as "the closing." The closing, or settlement or close of escrow, is when all the progressive steps in buying a home from the acceptance of the offer, title search, home inspection, mortgage approval, and so on, come together in a final transaction. The documents are ready to sign, the buyer is ready to hand over the purchase price and the seller is ready to transfer title-and most importantly the keys!

Usually held in an office setting, most require about an hour and may be attended by some or all of the various parties in the process: the buyer, seller, real estate sales professionals or attorney, and title-company representative.

What goes on during the closing? The buyer reviews and signs loan and real estate documents, as well as pays for the property, closing and other costs. One such loan document is the federal Truth-in-Lending disclosure form which describes the annual rate of financing (APR), finance charges, amount financed, total of payments and the payment schedule. There will also be a form itemizing what your monthly payment consists of including the principal, interest, taxes, insurance and other monthly charges. If everything is in order, the buyer signs the loan papers.

Real estate documents are just as important. There's the HUD-1 form, which you have the right to inspect at least one day before the closing. This statement itemizes services provided and the fees charged for the entire real estate transactions. There will be a breakdown of the seller's and buyer's (borrower) financial obligations. Some of the charges include appraisal fee, credit report fee, loan origination fee, loan discount (points), title insurance fee, government recording fees, PMI Premium, inspections and attorney fee.

Other real estate documents that may be reviewed and/or signed include title documents, warranty deed (which transfers the title of the property) and other acknowledgment of reports.

Assuming that the funds are in order, the deed is correct and the title is clear, the final step is the disbursement of funds to the seller for the purchase price of the home. The title company should already have the loan funds in its possession, but the buyer will need to bring a cashier's or certified check for the down payment and the closing costs if it was not included in the mortgage loan. If the buyer's annual real estate taxes and homeowner's insurance will be paid through the lender, an escrow account will also be established.

Once all the papers are signed and funds are disbursed, the buyer will receive the keys and is now a homeowner.

Five Ways to Create Curb Appeal

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Mon, 06 Apr 2009 16:32:01 -0500

By LIZ STREED, GCREP-GL-Realtor

PRUDENTIAL Holley Properties R.E.

A sale can be made or lost as a direct result of your home's curb appeal. When it comes to selling your home, the first impression is probably the most important impression. If the outside of the property doesn't create interest or appear well-maintained, a buyer may choose to not even come inside the home. Here are five ways to create curb appeal.

Paint and polish. A fresh coat of paint breathes new life into a tired-looking home. If your home looks dull or suffers from peeling, cracked or chipped surfaces, a paint job is a great investment. Polish the doorknocker and mail slot on the front door, as well as any light fixtures by the entry. Re-condition your deck. Consider renting a power washer to clean dirt and mildew from the wood, and then apply an all-weather sealer or stain.

Manicure the grounds. Mow and edge the grass, and trim the trees and bushes. Also, clear away dead leaves and flowers, and mulch and weed the beds. Check to see that tree branches are not touching the home's roof or outer walls. Add some color to your landscape by planting annuals and placing planters of flowers in strategic spots. You can even spruce up the property by hanging flowering baskets. Add flowering plants in the back yard, too.

Make needed repairs. See if anything is unhinged, loose or just an eyesore. Fix everything including broken fencing, windows and screens. Make sure winter's cold weather didn't leave any gutters sagging or loose. Replace any missing shingles from the roof. Try the doorbell. Check stairs and railings. Test doors for squeaks and rusted hinges. Don't forget to take a critical look at the property at night. Make sure the lights work, and replace dim and burned-out bulbs.

Unclutter. Tidy up the deck, patio and back yard. Rearrange the outdoor furniture to look inviting. Put away gardening tools and toys. Clean up the barbecue area. Eliminate any "evidence" of pets, and restrict them to the back yard when showing the home. Move extra vehicles from the view of passersby.

Clean. Clean the windows, inside and out, wash down the walks and driveway, and hose down the siding. Clean outdoor furniture and cushions. Check for oil spots on cement surfaces, especially the garage floor.

The old saying about making a good first impression couldn't be truer than when you are selling your home. Even the smallest enhancements can make a big difference in creating love at first sight for buyers.

Liz Streed can be reached at 850-368-7735. PRUDENTIAL Holley Properties R.E. is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.

PATRIOT PLAN - CASH CREDIT INCENTIVES FOR BUYERS & SELLERS

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 21 Feb 2009 15:57:23 -0600

ACTIVE DUTY & RETIRED MILITARY or GOVERNTMENT FAMILIES may be eligible* for cash credit on the sale or purchase of a home through the PATRIOT PLAN offered by Liz Streed at Prudential Holley Properties R.E.

You may be entitled to receive a cash credit of $5.00 per every $1,000 of the sale or purchase price of a home - up to a maximum cash credit amount as determined by your loan company.

If you BUY and SELL through Liz Streed at Prudential Holley Properties R.E., you may be eligible to receive cash credits for both!

*Eligible candidates must be currently employed in the Santa Rosa or Okaloosa Counties.

SEE EXAMPLE BELOW

CONTRACT PRICE: $200,000

$5.00 x 200: $1000 - Cash Incentive to be used toward closing costs as determined by the your lender, or closing costs as determined by the sales contract on your home.

*Cash credit provided at closing. Not to be combined with other offers. Ask For Participating Lender List.

$134,900 - GREAT FAMILY NEIGHBORHOOD - MLS#510197

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 21 Feb 2009 15:40:50 -0600

VIEW ADDITIONAL PICTURES AT: www.SURF4TURF.NET

4 MILES / 10 MINUTES Interstate 10 - INVITING HOME features a split floor plan. A tiled Foyer for greeting guests opens to the spacious Great Room with built-ins. A tiled Eat-In-Kitchen offers cabinets galore and plenty of counter space. The Cook in your family will enjoy the sleek black appliances. The Eat-In-Kitchen opens to a deck perfect for entertaining, family gatherings or just relaxing. The rear yard is privacy fenced creating a safe haven for children and pets. The Master Suite has raised ceilings, arched glass window, full bathroom with cultured marble counter, an oversized whirlpool tub, and a walk-in closet. Two guest bedrooms with generous closets are located opposite the Great Room. Already pre-wired with a security system. Sellers regret that this is a VA Short Sale; they're hardship may be your stepping-stone. This home qualifies for the $7500 1st Time Homebuyer Tax Credit, VA Financing, Rural Housing Financing, FHA Financing and Conventional. Call to schedule your appointment today, or PLEASE CHECK BACK FOR ADDITIONAL PHOTOS IN THE NEXT 2 WEEKS. PROPERTY TO BE SOLD "AS IS".

REDUCED to $399,900 - BETTER HOMES & GARDENS LIVING - MLS#505942

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 21 Feb 2009 15:38:09 -0600

VIEW ADDITIONAL PICTURES AT: www.SURF4TURF.NET

** DIAMONDS & PLATINUM ** - Exquisite, immaculate 3-Bedroom with Private Mother-In-Law Suite (4th Bedroom). Fantastic curb appeal with professional and lush landscaping (palm trees) awaits you. Impeccably maintained for the discerning Buyer. Completely updated, upgraded and remodeled throughout! Move in ready Open but warm and inviting floor plan offers plenty of room for the growing family. Upon pulling in to your new driveway, an inviting front walkway leads to an intricately tiled courtyard and sitting area for greeting guests. Your new home welcomes you with gorgeous tile floors in the Foyer leading past a Formal Dining Room to the family style kitchen complete with new custom KraftMaid cabinetry with pull-outs, solid Granite counters, brand new appliances (range, micro-hood, dishwasher, refrigerator w/ice maker, garbage disposal), under cabinet lighting, breakfast bar and sitting area. From the Kitchen/Sitting Area, pocket style French Doors open to an enormous Family Room that looks out to a pristine in-ground pool. Cozy up and settle in for some quiet time in front of your beautiful, custom built and oversized wood-burning fireplace complete with built-in electric blower system, custom oak mantle and wall units that anchor a Reading Room off the Family Room. A Brand New, Tiled Game Room with FULL WET BAR awaits your pool table. The Master Suite, Guest Bedrooms and Guest Bath are privately located in a different wing than the Entertainment areas. The Guest Bedrooms have large closets and Plantation Shutters. The Master Suite has 2-mirrored closets -1 oversized walk-in closet, custom tiled bathroom, and chair rail. The Laundry room boasts new custom KraftMaid cabinetry for plenty of extra storage and even a space for a second refrigerator/freezer. A private office is conveniently located aware from the heartbeat of the home. And if all this were not enough, your new home has a true MOTHER-IN-LAW SUITE consisting of a sleeping area, large walk-in closet, full bath, living area, separate HVAC and it's own separate entrance to and from the Front Courtyard. The in-ground pool is complimented by a lounging area, outside entertainment space, small play area and poured concrete pad w/electrical conduit ready for a hot tub. The rear yard is privacy fenced and the outside amenities can all be accessed from the Family Room and Game Room. Gorgeous Crown Molding with Accents and Chair Rail can be found throughout this fine home. Spanish lace ceilings, double paned vinyl windows, architectural shingles, recessed lighting, gutters, newly poured driveway, ceiling speakers for central stereo system and pre-wiring for alarm system are some of the extras included. Seller is also conveying the 65" big screen TV, swing set, storage shed, and outdoor pool-patio furniture. This home will take your breath away! Don't pass up this wonderful home ownership opportunity in a desirable neighborhood; close to amenities; 15 Min. to Hurlburt AFB; and within an A+ Florida Rated School System. All of this & MORE await your enjoyment for FLORIDA LIVING AT ITS FINEST!

2 MASTER SUITES - 2576SF - 4 Bed/3 Bath - $259,599 - MLS#510655

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 21 Feb 2009 15:35:51 -0600

VIEW ADDITIONAL PICTURES AT: www.SURF4TURF.NET

TWO (2) MASTER SUITES! Brand new and ready for new homeowners. The front walkway leads to a covered entry that opens to a huge foyer for greeting guests. The Foyer leads to a large, open Great Room anchored by a mantled fireplace bringing warmth and ambience to any occasion. Sliders from the Great Room open to the covered patio for additional entertainment space. There's no shortage of space here! A private, 32 x 17 Master Suite includes 2 walk-in closets, a full size step-in shower, long double vanity, beautiful Garden Tub and still room enough for a sitting area. Sliders from the Master open to a covered patio perfect for enjoying the afternoon sun. The Kitchen offers a copious amount of cabinets, large pantry, long stretches of counter space and even an Island for extra prep space. The breakfast area looks out through Bay Windows to a serene and wooded rear yard sure to please any nature lover. A Formal Dining Room, with arched glass windows and high ceiling, is located just off the kitchen. The Formal Living Room, also with high ceiling and arched glass windows, is great flex space that could be used as a sitting area, den or office. 3 Light and Bright Guest Bedrooms are located on the west side of the home. The 3rd Guest Bedroom is ideal for guests or mother-in-law suite offering it's own full bathroom and private access to the covered patio at the rear of the home. The split floor plan is bright and open with neutral colored carpet and paint. Homeowners in Holley By The Sea have exclusive use of the $MM waterfront recreational facility which includes: 3 pools, tennis courts, weight room, private lockers, Sound front family park and picnic areas, to name a few.

CUL-DE-SAC HOME - Asking $197,900 - MLS#506377

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 21 Feb 2009 15:25:25 -0600

VIEW ADDITIONAL PICTURES AT: www.SURF4TURF.NET

CUL-DE-SAC HOME in Great Active/Retired Military Neighborhood! MOTIVATED SELLER! All Brick, 3 Bedrooms, 2 Full Baths - Fresh Paint throughout most; New Tile Throughout The Home; New Window Treatments; New: Stove, Micro-Hood, Dishwasher AND Washer/Dryer. Spacious, split floor plan offers Great Room at the Front of your home and Family Room anchored by a Wood Burning Fireplace at the rear of the Home. Open concept kitchen with step-up bar looks out to a large Dining Area and the Family room. New Blinds, Plant ledges, alarm system, Newer HVAC and Roof. Manicured CUL-DE-SAC lot with Palm trees, lawn pump & sprinkler system, and privacy fenced rear yard with open patio for extra entertainment space. Celebrate The Holidays In Your New Home! LQQK Today! MOTIVATED SELLER!

$164,900 - CLOSE TO HURLBURT AFB - MLS#507896

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 21 Feb 2009 15:21:35 -0600

VIEW ADDITIONAL PICTURES AT: www.SURF4TURF.NET

FIRST TIME HOME BUYER...? Click On The Photo To Learn How You May Qualify For A $7500 Tax Credit On This Home. Located 12.6 MILES TO HURLBURT AFB! 2.5 MILES TO THE BEACH! No neighbors to the east, north or south of your new home. Spacious Foyer greets guests with room enough for a console table or coat rack. Open concept Great Room with vaulted ceiling offers several different design layout options for all your furniture. Flex space in the Great Room can be used for a Formal Dining area or separate sitting area. A cozy nook in the Great Room makes for a nice area to place a bookshelf or small desk. The eat-in-kitchen offers a pantry, plenty of cabinets and counter space, and breakfast bar. The kitchen opens to a covered porch ideal for cookouts and comes complete with ceiling fan for extra comfort. The Master Suite also opens to the covered porch. The Master Bath is enormous and offers a double vanity with plenty of storage, full tub/shower, separate water closet and very large walk-in closet. Two additional bedrooms and a new, custom tiled Guest Bath make this home complete. Ready for new owners and located near shopping, schools, dining and recreation! The house is on a large lot - 100 x 200 - and offers privacy fenced rear yard, covered front porch for receiving guests, and maintenance free vinyl siding. Bright, open floor plan with a 2 car attached garage with storage above. Seller is supplying a home warranty for Buyer's peace of mind. Come see your new home today!

$125,000 - 1-Acre Lot - 1869SF - HORSES ALLOWED - MLS#510697

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 21 Feb 2009 15:16:29 -0600

VIEW ADDITIONAL PICTURES AT: www.SURF4TURF.NET

Rare find! Country Charmer on 1-Acre lot - HORSES ALLOWED. Woodburning fireplace anchors the Open Concept Great Room, Dining Area and Kitchen. Some upgrades already done for you: tile, hardwood, and laminate floors, tiled master shower, solid surface vanity with upgraded cabinetry and lighting. 1st Floor Master, 2nd Living Room w/Bay Window at the front of the home. 2nd and 3rd Bedrooms share a full bath on the second level. Privacy fenced rear yard with a carport and workshop make this perfect for the Buyer looking for a fixer upper without too much work. Nice quiet locations in the country but only 5 miles from area amenities in the south end of the county and a close commute to I-10 and the new Santa Rosa Industrial Park being built. This is a bank owned property being sold "as is." Square footage taken from County Records. Buyers to verify any information deemed important. Shown by appointment only, so call today. PROPERTY TO BE SOLD "AS IS".

$45,000 - WATER VIEW (East Bay) - Utilities In Place - MLS#507270

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 21 Feb 2009 15:13:45 -0600

VIEW ADDITIONAL PICTURES AT: www.SURF4TURF.NET

Lot Ready To Be Built On. Septic, Water and Power are already in place; TV and Cable Ready - (no value is given to the Mobile Home, Co-Agt has ownership interest in the property) Listing Broker/Salesperson has equitable interest in the property. PROPERTY TO BE SOLD "AS IS".

ASKING $519,000 - 4.76 Acres - Horses Allowed - MLS#507846

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 21 Feb 2009 15:10:14 -0600

VIEW ADDITIONAL PICTURES AT: www.SURF4TURF.NET

** EXQUISITE COUNTRY ESTATE ** ELEGANCE ABOUNDS ** Custom built home with upgrades & attention to every detail. 8' Mahogany doors with etched glass open to a large Foyer with grand 22' ceiling height and elegant lighting. The great room features 11' ceilings, 8" double crown molding, beautiful hardwood floors, arched doorways, bull nose corners, recessed lighting, wood burning fireplace with Limestone Hearth, built-in bookcases, plant ledges, & double French Doors with Transom windows looking out to the Lanai, Pool & wooded backyard. There is also a child security alarm that sounds when the French Door is opened for peace of mind if you have little ones. The formal area has 8' French Doors opening to the foyer and features beautiful hardwood flooring, 8" double crown molding & large Transoms that flood the room with much natural light. The Gourmet Kitchen with 8' windows, 11' ceilings, double crown molding, recessed & elegant lighting is completed with beautiful Granite countertops, Travertine back splash with decorative inlaid Pewter tiles, custom 42" Maple cabinets and (some) glass fronts, ornate wood carvings above stove top & under breakfast bar, high-end Kenmore stainless steel appliances (convection self cleaning oven, dishwasher with stainless interior, microwave, refrigerator), under cabinet lighting, large walk-in pantry & a built-in Broan oven are sure to please! The laundry room is located just off kitchen with built-in upper & lower cabinets & counter space for folding. The Master Suite offers raised, trey ceiling, recessed lighting and French Doors that open to the Lanai and Pool. The tastefully decorated Master Suite was well planned and offers 2 custom walk-in closets, full linen closet, his & her 36" high vanities with Travertine tiled countertops, a water closet with window, large Travertine tiled glassed shower with Mosaic tile band, bull nose trim & garden tub with same Travertine band & bull nose, acrylic block window, retractable shower head on tub, elegant fixtures, 9' ceilings with crown molding & Travertine floors. The Guest Bedrooms offer 8' doors, 9' & 11' ceilings, recessed lighting & ceiling fans. A Jack & Jill bathroom is shared by 2 of the Guest Bedrooms...2 commodes, a shower/tub combo & 36" tiled countertops. The dedicated Guest Bedroom, on the opposite side of the house, features crown molding, Transom window & full bath just outside of bedroom in hallway. GREAT FLEX SPACE - there is a bonus room just off the garage with a private entry door. This room would be a great office, play room or hobby room. The over sized 24 x 24 garage measures has pull down stairs that leads to a floored storage area (12 x 13) with stand up room, 3/4" plywood flooring & room to expand. The Lanai measures 14 x 44, has recessed lighting, and 3 ceiling fans for extra comfort. Enjoy a dip in the pool with a view of nature all around you...4.76 Acres! Have peace of mind with the child safety fence. DID I MENTION...? NO popcorn ceilings, 6" baseboards even in the garage, trim molding on windows, 2" blinds, surround sound in master, great room & lanai, 2 hot water heaters, alarm system, elegant fixtures, fenced fiberglass pool & don't forget the slow running stream on the property, and zoning allows horses. Shown By Appointment With Notice. Call Today!

FIREFIGHTERS' CASH CREDIT PROGRAM - HOME BUYERS & SELLERS

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Tue, 27 Jan 2009 15:54:45 -0600

FIREFIGHTERS may be eligible* for cash credit on the sale or purchase of a home through the Safety Officer Programoffered by Liz Streed at Prudential Holley Properties R.E.

You may be entitled to receive a cash credit of $5.00 per every $1,000 of the sale or purchase price of a home - up to a maximum cash credit amount as determined by your loan company.

If you BUY and SELL through Liz Streed at Prudential Holley Properties R.E., you may be eligible to receive cash credits for both!

*Eligible candidates must be currently employed in the Santa Rosa, Okaloosa or Escambia Counties.

SEE EXAMPLE BELOW

PURCHASE PRICE: $200,000

$5.00 x 200: $1000 - Cash Incentive to be used toward closing costs as determined by the your lender, or closing costs as determined by the sales contract on your home.

*Cash credit provided at closing. Not to be combined with other offers. Ask For Participating Lender List.

Reporting Email Abuse...

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 16 Feb 2008 17:38:05 -0600

While it's an unpleasant thought, there are individuals that take delight in posting hate e-Mail on the Internet. Recent major network reports have brought to light the ability to confirm where hate e-Mail comes from. If you or someone you care for is the ill recipient of such, you may report the abuse to the originator's Internet Service Provider. What many "thought to be anonymous senders" don't know is that by visiting Whois By IP Address and inputting the IP Address that is automatically forwarded to the recipient in the body of an email from the originator, a list of email addresses to report the abuse will be displayed along with telephone contact numbers. There are different levels of reporting including Subpoena Requests. There are a plethora of ways to channel negative energy into something positive for family, fellow neighbors and community. Our World needs this channeling. Lets hope these sad souls can see the light.

Hopefully, no one in the ActiveRain Community will have to utilize this information.

"Carry out a random act of kindness, with no expectation of reward, safe in the knowledge that one day someone might do the same for you." -Princess Diana

How to counter the real estate critics

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Sat, 16 Feb 2008 16:42:10 -0600

Hey Everyone...

This article comes straight from the Florida Association of Realtors News & Events Site. Buyers that I have been working with, that are on the fence about purchasing, have found the information in this "insightful."

Also, Forbes Magazine listed the Top 10 Places to buy and it's not surprising that Florida was in the list. As Florida residents we know that the appeal to live here is strong. While there are wonderful places to live throughout the U.S., the article mentioned at the beginning of this blog states that Florida will continue to benefit from an incoming population from both U.S. and international migrants. Economist Hank Fishkind predicts that Florida will add roughly 265,000 new residents in 2008. While that number may be down from the stats in 2006 and 2007, Mr. Fishkind's data shows that the state's population may rise by 288,000 in 2009 and 332,000 in 2010. From an optimistic stand-point, the timeline goes hand in hand with our 3-5 year real estate cycle.

With nearly 3 years of negative media reports about the "bubble bursting," the article along with the National Association of Realtors latest Television and Internet campaigns, have become useful tools in educating Buyers and Sellers on the difference between national reports and actual local statistics (markets).

Have a Successful Day!!!

Top 10 Reasons To Buy A Home!

Liz Streed (PRUDENTIAL Holley Properties R. E.) — Thu, 27 Dec 2007 15:06:14 -0600

10. More space: Kids, pets, hobbies, in-laws. No explanation necessary.

9. Energy and resource efficiency: Today's new homes are increasingly energy-efficient and are constructed with resource conserving materials and techniques to save you money.

8. Amenities: Gourmet kitchen, mini-spa bathroom, home theater. You want it, you got it! It's all about you.

7. Leveraging: Make a downpayment of 10 percent or less of the value of the house. Earn returns based on the total value of the property. Plus you get to live there! What's not to like?

6. Equity: College expenses, consumer goods, retirement. Your 401k should be so useful.

5. Interest rates: Still near historic lows.

4. Great selection: Ample inventory of new and existing homes means more choices, better bargains.

3. Tax benefits: Your kindly Uncle Sam knows homeownership benefits the nation and encourages it through deductions for mortgage interest and state and local property taxes.

2. More for your money: Builders are offering free upgrades, mortgage interest buy-downs and a host of other incentives.

1. It's a Buyer's Market: You're in the driver's seat and can get a great deal on a new or existing home. Yes, dreams do come true