Certified Notary Signing Agent, Texas

Real Estate Marketing Strategies: 5 Tips to Feng Shui Your Mind and Get Your Listings Sold

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Mon, 20 Jul 2009 11:50:33 -0500

Via Maya Bailey (Maya Bailey, Ph.D. ):

Is Your Mindset Working For You?

In today’s changing market where the predominant energy is fear, your challenge is to be extremely vigilant about what you focus on. Why is your deliberate focus more important now than ever?

What are you giving attention to? If you’re giving attention to what you don’t want, such as lack, that is what you’ll be getting. It may also show up for you as attracting unmotivated, indecisive, and uncommitted clients. However, change your mindset and you’ll be attracting your ideal clients – clients that are appreciative of your services.

The Panic Problem

In my 12+ years of empowering real estate agents to reach their goals, I’ve coached many clients who were subconsciously attracting unwanted outcomes. They came to me feeling panicked and worried about market conditions and slowing sales.

They were diligently working to get their listings sold. But their tried-and-true marketing activities were no longer working. What was the problem? Their focus had shifted with their fearful state of mind.

Are you, as they were, preoccupied with things like:

• How tough the market is

• How there are too many houses for too few buyers

• How unlikely it is for your listing to sell

If you are, you will be creating the very thing you don’t want, which is that your listing won’t sell.

So what do you do?

The Power Solution

Sustaining a positive, high energy mindset is key to attracting your desired outcomes. Because it directly impacts your thoughts, beliefs and feelings, you need to work on your mindset daily to ensure that is working in your favor.

What are you doing for your mind? And did you know that you can create a feng shui for your mind to get your listed houses to sell?

Just as a house is more likely to sell when the energy has been positively enhanced with feng shui, your mind is more likely to create a positive outcome when you have been practicing the Law of Attraction. This powerful tool gives you a step-by-step procedure to become magnetic for abundance, sales, prosperity, and so forth.

Ready to go from panic to power? Here are 5 tips for using the Law of Attraction to help you do just that.

Tip 1: Create a Clear Focus.

Too often I hear my clients say, “I want my listings to sell” without being clear on what their desired sales scenario looks like.

I suggest visualizing your ideal sale. See yourself placing the SOLD sign and declare the number of days the home has been on the market. Ask yourself how the purchase price compares to the asking price. What is your income?

You get the idea. Be clear, detailed, and specific about what you want. Once you are, then choose to focus on only that. Channel your energy with the intention of attracting what you want.

Tip 2: Create Harmony Between Your Energy and Your Desires.

Feel what it feels like to already have what you want. When you do, the energy vibrations you send out into the universe match what you desire, attracting it back to you.

To create that matching energy, visualize in an “as if” mode. In other words, use the power of your imagination to feel “as if” your listings have already sold as quickly, easily, and profitably as you wanted.

What positive feelings are you experiencing? Most agents who do this activity say that they feel confident, satisfied, elated, exhilarated, just plain good, etc.

Whatever your unique feelings, know that the more you experience them, the more you magnetize the events leading up to these feelings to fall into your lap. So practice this “as if” mode every day.

“My current house sells and I feel elated, happy, and ecstatic. I have two transactions that close in the coming month and I feel accomplished, successful, and prosperous.”

Tip 3: Clear Your Mental Clutter.

Your energy needs to flow freely without encountering harmful obstructions so that the Law of Attraction will work for you. So clear away all self limiting beliefs. How? You’ll need to do a little soul searching, usually with the help of a professional coach specializing in this area, to uncover your subconscious opposing beliefs. They are our blind spots. They are below the surface of our awareness.

After you have identified these self limiting beliefs, reprogram them to become Empowering Beliefs that are in alignment with what you want. Here is an example of one of the self limiting beliefs that I often hear from my clients, followed by what it sounds like after I helped them reprogram it into an Empowering Belief:

Self limiting belief: “I don’t have what it takes to get my listings sold in a market as tough as this one” Empowering belief: “I have everything I need to succeed at getting my listings sold in any market”

Now, just how important is it to clear your mental clutter through this transformation of beliefs?

Think about it this way. You wouldn’t risk sabotaging a sale by inviting clients to view a home that was cluttered with boxes or furniture that block freedom of movement. Yet you are probably trying to invite business into a mind that is cluttered with self-limiting beliefs that constrict the flow of energy into your business and block you from getting the very business that you want.

Tip 4: Take Inspired Action and Allow It to Come to You.

Replace action based on fear with action based on intuition. There’s a very good reason for this. When you follow your inspired thoughts with inspired action – steps you are motivated to do by your inner nudgings or hunches – you feel good, energized and joyful. These feelings positively raise your energy vibrations and you become even more magnetic for what you want.

Here’s a tip: Find a way to quiet your mind so that you can listen to your inner nudgings. Chances are you’ve already experienced what intuition feels like, and you probably have acted on that intuition. That’s an example of inspired action. Begin to appreciate all of your thoughts and feelings so that you are more aware when you do get a hunch. Then act on it. What is your intuition telling you to do?

Tip 5: Follow the Formula.

Properly practice the Law of Attraction to get the results you want. Similar to feng shui, practicing the Law of Attraction requires understanding and consistent implementation on a day-to-day basis.

If you find this challenging to do on your own, know that you are in the good company of many others. Most of my clients find it much easier and more effective to have the ongoing guidance, support, and encouragement that a professional business coach can offer.

Whether going solo or with a coach, the bottom line is that you want to make sure you are correctly following the step-by-step process for the Law of Attraction.Why? Because with the Law of Attraction, “like attracts like” whether wanted or unwanted. To successfully become the deliberate creator of your sales success, become a master of the Law of Attraction.

As a review: Remember to work on your mindset every day to ensure that positive energy flows to make good things happen. Take care not to let external conditions control your mindset. Keep a positive, success mindset and expand the flow of energy into your business. The future of your business depends on your prosperity mindset, not the outer conditions, which are constantly changing.

People Misinterpret What Success Is All About

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Wed, 01 Jul 2009 07:38:42 -0500

Via Celeste "SALLY" Cheeseman HAWAII Relocations & Real Estate (Century 21 Liberty Homes):

Watching the National News tonight there were ongoing stories about Michael Jackson. What will happen to the children? A Music Legacy! The Dancing Moves! And then the heart wrenching realization that this talented individual was not really happy.

Some people misinterpret what success is all about.

Quincy Jones spoke of his professional and personal interactions with Michael Jackson and the most profound part of the interview (to me) was not about the dance moves, the singing, the children and beyond. He spoke about the resistance to success, not being able to handle that success due to not having a serious and grounded approach towards life.

Quincy goes on to say:

You have to be spiritually grounded and you are really a terminal for a higher power,

And if you don't understand that, you know, it can be very complicated.

And.....I've seen a lot of people misinterpret what success is all about.

POWERFUL WORDS and an insight into the true meaning of handling success and being successful. I have written many a story on success starts from the inside out. It seems pretty straighforward to me...now.

I know what it means to have a serious and grounded approach towards life and the meaning of being a terminal for a higher power. I can feel it and it shines from the inside of me to the outside. That success can't be bought and it can only be fulfilled by ......ME.

What is all the outside of me stuff worth...if I feel not me?

Notary Blogs - LDH Services Announcement

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Tue, 30 Jun 2009 22:01:28 -0500

Today, while browsing the Internet, I ran across someones web blog on Notary.net. This person had referenced my name and a link to one of my previous blogs. My first reaction was Wow! I didn't know anyone was even reading these! Then, I went on to read the comments after the article and noticed that other Notaries had gotten into what I would call a 'creative discussion' regarding my blog about the profitability of signing company pay versus being paid direct from the title company.

One of the Notaries claimed that I was no longer in business. This is far from the truth, I never stopped working. I only stopped with Marketing because I have enough business now. Another Notary corrected the person and said that I was still in business because I recently updated my Notary.Net site.

I realize it has been a while since I have posted anything on my ActiveRain page or any of my Notary sites and decided to update immediately so that there is no question of whether or not I am in business! LDH Services is still in existence and I am still working in the North Houston Area.

LDH Services, Notary Signing Agent - Coverage Areas

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Tue, 13 Nov 2007 09:31:48 -0600

ZipCode	City	State	Distance (Miles)	Other Names for this City in this ZIP Code (* = USPS City Name)	County	Area Code
77014	HOUSTON	TX	11.42	HOUSTON*	HARRIS	281
77016	HOUSTON	TX	10.38	HOUSTON*	HARRIS	713
77022	HOUSTON	TX	13.68	HOUSTON*	HARRIS	713
77026	HOUSTON	TX	14.91	HOUSTON*	HARRIS	713
77028	HOUSTON	TX	12.34	HOUSTON* SHELDON*	HARRIS	713
77032	HOUSTON	TX	5.40	HOUSTON*	HARRIS	281
77037	HOUSTON	TX	10.64	HOUSTON*	HARRIS	281
77038	HOUSTON	TX	11.18	HOUSTON*	HARRIS	281
77039	HOUSTON	TX	7.37	ALDINE* HOUSTON*	HARRIS	281
77044	HOUSTON	TX	11.02	HOUSTON*	HARRIS	281
77049	HOUSTON	TX	13.68	HOUSTON*	HARRIS	281
77050	HOUSTON	TX	7.58	HOUSTON*	HARRIS	281
77060	HOUSTON	TX	8.48	HOUSTON*	HARRIS	281
77066	HOUSTON	TX	13.10	HOUSTON*	HARRIS	281
77067	HOUSTON	TX	10.59	HOUSTON*	HARRIS	281
77068	HOUSTON	TX	12.01	HOUSTON*	HARRIS	281
77069	HOUSTON	TX	14.69	HOUSTON*	HARRIS	281
77073	HOUSTON	TX	7.66	HOUSTON*	HARRIS	281
77076	HOUSTON	TX	11.72	HOUSTON*	HARRIS	281
77078	HOUSTON	TX	10.92	HOUSTON*	HARRIS	713
77086	HOUSTON	TX	13.92	HOUSTON*	HARRIS	281
77088	HOUSTON	TX	13.22	HOUSTON*	HARRIS	281
77090	HOUSTON	TX	9.98	HOUSTON*	HARRIS	281
77091	HOUSTON	TX	13.91	HOUSTON*	HARRIS	713
77093	HOUSTON	TX	10.47	HOUSTON*	HARRIS	713
77205	HOUSTON	TX	4.13	HOUSTON*	HARRIS	281
77228	HOUSTON	TX	9.15	HOUSTON*	HARRIS	281
77238	HOUSTON	TX	12.16	HOUSTON*	HARRIS	713
77249	HOUSTON	TX	14.96	HOUSTON*	HARRIS	713
77273	HOUSTON	TX	9.64	HOUSTON*	HARRIS	281
77290	HOUSTON	TX	9.64	HOUSTON*	HARRIS	281
77291	HOUSTON	TX	12.16	HOUSTON*	HARRIS	713
77293	HOUSTON	TX	9.76	HOUSTON*	HARRIS	713
77315	NORTH HOUSTON	TX	14.88	N HOUSTON NO HOUSTON NORTH HOUSTON*	HARRIS	281
77325	KINGWOOD	TX	5.97	HUMBLE* KINGWOOD*	HARRIS	281
77336	HUFFMAN	TX	10.99	HUFFMAN*	HARRIS	281
77338	HUMBLE	TX	0.00	BORDERSVILLE* HUMBLE*	HARRIS	281
77339	KINGWOOD	TX	5.18	HUMBLE* KINGWOOD*	HARRIS	281
77345	KINGWOOD	TX	7.95	HUMBLE* KINGWOOD*	HARRIS	281
77346	HUMBLE	TX	6.91	ATASCOCITA* HUMBLE* KINGWOOD*	HARRIS	281
77347	HUMBLE	TX	1.93	HUMBLE*	HARRIS	281
77357	NEW CANEY	TX	13.08	NEW CANEY* ROMAN FOREST* WOODBRANCH*	MONTGOMERY	281
77365	PORTER	TX	6.87	DOGWOOD ACRES* PORTER* SORTERS* TIMBERLANE ACRES* WOODY ACRES*	MONTGOMERY	281
77373	SPRING	TX	7.19	RAYFORD* SPRING*	HARRIS	281
77379	SPRING	TX	14.87	KLEIN* SPRING*	HARRIS	281
77380	SPRING	TX	14.53	SHENANDOAH* SPRING* THE WOODLANDS*	MONTGOMERY	281
77383	SPRING	TX	10.13	SPRING*	HARRIS	281
77386	SPRING	TX	11.70	SPRING* THE WOODLANDS*	MONTGOMERY	281
77387	SPRING	TX	9.37	SPRING* THE WOODLANDS*	MONTGOMERY	281
77388	SPRING	TX	11.50	SPRING*	HARRIS	281
77396	HUMBLE	TX	3.88	HUMBLE*	HARRIS	281
77532	CROSBY	TX	13.99	CROSBY*	HARRIS	281

LDH Services / Lacey D. Horton- Notary Qualifications & Experience

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Fri, 09 Nov 2007 10:36:38 -0600

LDH Services Lacey D. Horton- Notary Qualifications & Experience

The following is the offifcial listing for Lacey D. Horton on SOS, An Online Business Service from Phil Wilson, the Office of the Secretary of State (Texas):

Name: Lacey D. Horton

Address:	125 West Main Ste F Humble, Tx 77338
Expires:	Jun 16, 2011
County:	Harris
Agency:	Atkinson Bros Agency
Surety Company:	Western Surety Company

History	As	Effective	Expire Date
Recommissioned	Lacey D. Horton	06/16/2007	06/16/2011
Recommissioned	Lacey Horton	06/16/2003	06/16/2007
Commissioned Notary Public	Lacey Horton	06/16/1999	06/16/2003

https://direct.sos.state.tx.us/notaries/NotarySearch.asp

When you can Work Less & Make More With a Signing Service

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Wed, 10 Oct 2007 14:38:25 -0500

Work smarter, not harder. We all want to get paid the most money possible for our time. Just like all of the Notaries out there, we hate it! Hate It! Hate it! When a signing company gets half of the fees while you do ALL of the work.

BOTTOM LINE: If you accept an assignment from a Signing Service that is close to home and has a low number of pages, you aren't necessarily making a mistake; you are actually getting paid at a higher hourly rate! Not to mention the quantity of these signings is higher since they have access / contracts with the large banking institutions like WAMU, Wells Fargo and Chase.

Don't get me wrong, in a perfect world I would get the full fees for Job #1 which would be significantly more.

When you can Work Less and Make More with an SS

Example:

JOB #1 -

Reputable Signing Company

Fee - $65
JOB #2 -

Reverse Mortgage, Title Company

Fee - $125
Refinance
Reverse Mortgage
4 miles to destination
35.5 Miles to destination
Total Pages - 65

Total Pages - 283
124, plus an additional 124 (copy for borrowers) and a 35 page instruction packet for borrowers

Preparation Time (printing), 20-30 minutes
Preparation Time (printing) 1 Hour
Fuel Cost - $3.84
4 miles at .48/mile *2
Fuel Cost - $34.08
35.5 miles at .48/mile *2
Signing Time - 1 Hour
Signing Time - 1 ½ hour
Total Travel time - 30 minutes

15 minutes there, 15 back
Total Travel time - 128 minutes
44 minutes there, 44 back
Allow for traffic - 20 minutes both ways
EXPENSES:
TOTAL COST FUEL = $3.84
TOTAL COST FUEL = $34.08
EST PRINTING COST = $3.25
EST PRINTING COST = $14.15
TOTAL EXPENSES = $7.09
TOTAL EXPENSES = $48.23

TIME:

TOTAL TIME = 2 HOURS
TOTAL TIME = 4.5 Hours

(Fee) $65 - (expenses) $7.09 / (time) 2 hours =              $26.00       (hourly rate)
(Fee) $125 - (expenses) $34.08 / 4.5 Hours =                        $20.20 (hourly rate)

$26.00 / Hourly
$20.20 / Hourly

Columbus Day Recission Date Reminder

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Thu, 04 Oct 2007 11:53:28 -0500

Columbus Day is a holiday celebrating the anniversary of the October 12, 1492 arrival of Europeans to the Americas.

This year, Columbus Day is on Monday (10/08/2007) and considered an observed holiday. Remember to EXCLUDE this day when calculating the dates on the Notice of Right to Cancel (NRTC) forms.

Signing date ---- Recission Date

10-04-07 ------------- 10-09-07
10-05-07 ------------- 10-10-07
10-06-07 ------------- 10-11-07
10-07-07 ------------- 10-11-07
10-08-07 ------------- 10-11-07
10-09-07 ------------- 10-12-07

Have a great Holiday Weekend!

Reverse Mortgage vs. Home Equity Loan

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Mon, 17 Sep 2007 12:05:55 -0500

Reverse Mortgage vs. Home Equity Loan

Seniors over 62 who qualify for a Reverse Mortgage find that a Reverse Mortgage is good alternative to their other options: 1. Moving to a lower priced home 2. Seeking property tax credit or abatement or 3. Obtaining a Home Equity Loan.

Reverse Mortgage vs. Home Equity Loan

One benefit of applying for a Reverse Mortgage is that there are no income requirements, it pays you and you no longer have a mortgage payment. In order to qualify for a Home Equity loan, you would need sufficient debt to income ratio and you will still be responsible for your monthly mortgage payments. With the Home Equity loan, seniors are still at risk for high home equity rates.

To qualify for a HUD Reverse Mortgage, you need to be 62 years old, own your home outright or have a low mortgage balance and you must continue to live in the home.

If you are a senior shopping for a Reverse Mortgage, I would suggest going to the Federal Trade Commission website, http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea13.shtm the FTC has worksheets online that can help you compare mortgages and lenders.

If you are a senior and you meet the requirements, you can call 1-800-569-4287 to get a list of FHA Approved Lenders from the FTC.

Neglect of the elderly and people with disabilities wears many faces. So do the forces that help. Sometimes a caring neighbor sees the need and tries to fill it. Or a loving family member attempts to make a positive impact. Unfortunately, an increasing number of vulnerable adults go unnoticed. They may be in pain, lacking strength, confused, without power...alone. If you know an elderly person who is being mistreated, neglected, or harmed in any way, call Adult Protective Services at 1-800-252-5400 day or night.

Reverse Mortgage in the news

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Sun, 09 Sep 2007 17:12:19 -0500

Good News for Reverse Mortgages:

The National Reverse Mortgage Lenders Association predicts that Borrowers are expected to take out 120,000 of the most popular kind of reverse mortgage this year, a 57 increase from last year.

According to Bob Moos of The Dallas Morning News; AARP, the National Council on Aging, federal agencies and other groups have launched campaigns to help seniors understand how they can tap their home equity to pay for long-term care and other retirement expenses.

The response to the reverse mortgage program has grown dramatically with lenders and brokers as rising interest rates have dampened conventional home loan originations and refinance activity.

Reverse Mortgage in the news:

TLC: My First Home Links

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Sun, 09 Sep 2007 09:29:38 -0500

This is a great show for Real Estate Professionals who are dealing with the process of working with First time homeowners.

There's nothing more exciting and scary than owning your first home. As a first time homeowner, there is so much to know. There is a great show on TLC that documents the process that first time homeowners go through called: My First Home (http://tlc.discovery.com/guides/property/my-first-home/my-first-home.html).

WHAT SORT OF LOAN AM I GETTING?!?!

Before you close you will get a stack of papers ten reams high and you will be signing and initialing every last one of them. Make sure you know what you are signing - is the interest rate the attractive one you were quoted when they were begging for your business? Do you have a pre-payment penalty? When is your first payment due and where do you send it? All important questions to ask and have answers to before you seal the deal.

View Kirsten Kemp's other "need to know" tips at: http://tlc.discovery.com/guides/property/kirsten-kemp/kirsten-kemp.html

The website gives advise and tips for Finding a Realtor, Locating a lender, Making Offers, and important questions to ask a realtor and lender.

Chasing Fantasies

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Mon, 03 Sep 2007 09:08:40 -0500

How many people can relate to this?

When you heard that the jackpot was up to 391 million dollars, you rushed out to purchase tickets for the MegaMillion drawing this month and dreamed and fantasized about winning and what you would do with the money. You selected the "cash option" so that you would not have to be paid out over the course of 20 years. Even though you heard on the radio that you have a better chance of being struck by lightening two times in row, you are convinced that you have a real shot at winning. The MegaMillions site says that the "Overall chances of winning a prize are 1 in 40. Chances of winning the jackpot are 1 in 175,711,536" but you are sure that the next jackpot winner will be YOU.

You wait for the drawing only to be disappointed and upset when your numbers do not match the winning numbers. But wait a minute! You took a Risk, right? You had a dream and you took the risk. Didn't your parents tell you to "follow your dreams" and to "dream big?" After all, it's not impossible there was a Chance of winning the jackpot of 1 in 175,711,536, remember? In Proverbs 12:11, The bible says "He who works his land will have abundant food, But he who chases fantasies lacks judgment."

We are all guilty of chasing fantasies. The problem with this is that it can be a dangerous thing to chase your dreams. The realization of dreams is certainly not impossible, but in general, the proverb says that people who chase their dreams, or their fantasies, lack judgment. They are unable to discern what is really possible, so more often than not, they come to ruin.

Maybe the point of the verse in Proverbs is that we need to be more realistic. Taking risks is okay, but taking risks blindly is not. "Chasing fantasies" might be a way of describing people who have desires about how they want to be, or how they want things to be, but not having any idea about the feasibility of it, or the cost of it. That lack of knowledge is expensive, in life terms.

Do you spend more time thinking about the potential rewards of your work than you do actually working? Would you consider yourself to be "a dreamer" and often find yourself chasing unrealistic dreams and goals only to be disappointed when you come to the realization that the dream did not come true? If the dream is the only thing that keeps you going, then keep dreaming but realize that it probably will not come true.

This can be true about work, so many of us want to be an overnight success and get-rich-quick, after all it is not impossible and there are people who have done it. I've heard that any "idiot can start a business and be a millionaire, why can't I?" How many of you have had huge, grandiose dreams for your business or personal life that just did not pan out as fast as you anticipated? Were you disappointed, upset and feeling slighted when things did not go your way? So many people give up and businesses fail when they are chasing dreams and fantasies instead of being grounded in the reality that there is only ONE thing that will pay off big time and that is hard work. Sometimes you have to face reality that you might not be the Number one, overnight success that you dreamed of. A million dollars did not fall out of the sky and land in your lap.

The true rewards in life come from hard work and sacrifice. "The opposite of diligence and hard work is laziness. The lazy seek to avoid work altogether. Since they must make money to live they turn toward schemes and get-rich-quick offers. Proverbs teaches us that these alternatives to work will not succeed. (1)"

"The one who works his land
    will have plenty of food, ^(AB)
    but whoever chases fantasies
    will have his fill of poverty."

-Proverbs 28.19

"Whoever works his land will have plenty to eat, but the one who chases unrealistic dreams has no sense."

-Proverbs 12:11.

*1. Wisdom and Wealth (Part II) By: Bob Deffinbaugh , Th.M, http://www.bible.org/page.php?page_id=637

Texas Notary Signing Agent

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Mon, 03 Sep 2007 01:38:29 -0500

I am a Mortgage Notary Signing Agent, a Certified Notary Public who specializes in the process of obtaining and notarizing the signatures of parties involved on real estate loan documents for the purpose of closing a real estate loan transaction. I am not a lawyer and do not give legal advice. I have 8 years experience as a Notary Public and small business owner.

Lenders who offer correspondent loans across the country can depend on me as a competent Mortgage Notary Signing Agent to complete the signing and notarizing portions of the real estate loan transaction in a reliable, professional and accurate manner.

My priority as your Mortgage Notary Signing Agent is the successful closing and funding of the transaction. I am specifically trained with the knowledge in presenting documents used in real estate refinance and Reverse Mortgage loan transactions.

Through examination with the National Notary Association (NNA) I have demonstrated superior knowledge and proficiency in the administration of loan document signings, and have successfully passed an industry-recognized background screening and earned the professional designation of NNA Certified and Background Screened Notary Signing Agent. Conventional Loans, Reverse Mortgage and Refinance Experience.

Certified and Background Screened Notary Signing Agent, Texas

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Thu, 30 Aug 2007 18:46:54 -0500

Certified and Background Screened Notary Signing Agent (NSA) in the State of Texas

Lacey D. Horton is a Mortgage Notary Signing Agent, a Certified Notary Public who specializes in the process of obtaining and notarizing the signatures of parties involved on real estate loan documents for the purpose of closing a real estate loan transactions. Ms. Horton is the proud owner of LDH Services, established in 1998. Lacey Horton has 9 years experience as a Notary Public in the State of Texas.

Lenders who offer correspondent loans across the country can depend on Lacey D. Horton of LDH Services as a competent Mortgage Notary Signing Agent to complete the signing and notarizing portions of the real estate loan transaction in a reliable, professional and accurate manner.

Lacey's priority as your Mortgage Notary Signing Agent is the successful closing and funding of the transaction. She is specifically trained with the knowledge in presenting documents used in real estate refinance and Reverse Mortgage loan transactions.

Through examination with the National Notary Association (NNA) Ms. Horton has demonstrated superior knowledge and proficiency in the administration of loan document signings, and has successfully passed an industry-recognized background screening and earned the professional designation of NNA Certified and Background Screened Notary Signing Agent.

Conventional Loans, Home Equity Loans, Reverse Mortgage and Refinance Experience.

Call 281-785-0800 or send email to: LDHServices@hotmail.com to schedule a loan document signing today.

Temperature Wars!! It's Freezing in here...

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Thu, 30 Aug 2007 07:21:11 -0500

It's Freezing in my office...

Why do people (men!) find it necessary to set the thermostat down to subzero temperatures?!

This has been an ongoing War and joke with myself and the man I work with. I will turn the thermostat up and he will come behind me and turn it down. I have a space heater at my feet, even in the summertime. I bring a sweater to work with me everyday, although I could really use a thermal heated blanket! It's hard to be productive when you are cold.

A couple of months ago my male co-worker brought in an article explaining why I am always freezing and he was always hot. The article contributed the temperature preferences of men and women to several factors:

Women are generally smaller and a man's large body mass will keep a man warmer.
Men usually wear more clothes (suit and tie), clothes that cover their necks and feet, thus keeping them warmer. Women on the other hand in a dress or skirt with heels don't have that extra protection.
Body hair (I laughed at this one!) Women shave their legs and men don't. Those hairy legs, arms, back keep a man warmer than a woman.

The article suggested dual air conditioning for the office! What a great idea, I am all for it. I want my own vent so I can set it at around 80 and be comfortable!!

Welcome to the Group, "The Closers"

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Wed, 22 Aug 2007 20:41:38 -0500

WELCOME TO THE CLOSERS GROUP - OPEN FOR NOTARY SIGNING AGENTS AND REAL ESTATE PROFESSIONALS

Welcome Closers

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Wed, 22 Aug 2007 20:13:18 -0500

Notary Signing Agent Service Areas

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Sun, 05 Aug 2007 19:54:59 -0500

LDH Services

Lacey D. Horton

Mobile Notary Mortgage Signing Agent, Certified and Background Screened

Service Areas

Harris County, Texas

Montgomery County, Texas

ZIP Code

City

77001- 77299

HOUSTON

77315

NORTH HOUSTON

77325

KINGWOOD

77336

HUFFMAN

77338

HUMBLE

77339

KINGWOOD

77345

KINGWOOD

77346

HUMBLE

77347

HUMBLE

77357

NEW CANEY

77365

PORTER

77373

SPRING

77375

TOMBALL

77377

TOMBALL

77379

SPRING

77381

SPRING

77382

SPRING

77383

SPRING

77388

SPRING

77389

SPRING

77391

SPRING

77396

HUMBLE

77401

BELLAIRE

77402

BELLAIRE

77410

CYPRESS

77411

ALIEF

77413

BARKER

77429

CYPRESS

77433

CYPRESS

77447

HOCKLEY

77449

KATY

77450

KATY

77477

STAFFORD

77484

WALLER

77489

MISSOURI CITY

77491

KATY

77492

KATY

77493

KATY

77494

KATY

77501

PASADENA

77502

PASADENA

77503

PASADENA

77504

PASADENA

77505

PASADENA

77506

PASADENA

77507

PASADENA

77508

PASADENA

77520

BAYTOWN

77521

BAYTOWN

77522

BAYTOWN

77530

CHANNELVIEW

77532

CROSBY

77535

DAYTON

77536

DEER PARK

77539

DICKINSON

77546

FRIENDSWOOD

77547

GALENA PARK

77562

HIGHLANDS

77568

LA MARQUE

77571

LA PORTE

77572

LA PORTE

77581

PEARLAND

77586

SEABROOK

77587

SOUTH HOUSTON

77598

WEBSTER

77656

SILSBEE

ZIP Code

City

77301

CONROE

77302

CONROE

77303

CONROE

77304

CONROE

77305

CONROE

77306

CONROE

77316

MONTGOMERY

77318

WILLIS

77327

CLEVELAND

77328

CLEVELAND

77333

DOBBIN

77339

KINGWOOD

77353

MAGNOLIA

77354

MAGNOLIA

77355

MAGNOLIA

77356

MONTGOMERY

77357

NEW CANEY

77358

NEW WAVERLY

77362

PINEHURST

77365

PORTER

77372

SPLENDORA

77378

WILLIS

77380

SPRING

77381

SPRING

77382

SPRING

77384

CONROE

77385

CONROE

77386

SPRING

77387

SPRING

77393

SPRING

77447

HOCKLEY

77873

RICHARDS

T h e T h r e e P ' s

Lacey D. Horton, Texas Certified Signing Agent (LDH Services) — Thu, 19 Jul 2007 19:12:43 -0500

T h e T h r e e P ' s in the Garden of Life

My father who is a successful businessman always tells me that "Patience, Persistence and Perseverance will get you anything you want in life."

Patience - Planting the seeds of your business and waiting for them to grow.

Persistence - Watering the seeds, maintaining the garden and picking out weeds.

Perseverance - Continuing to maintain and grow your business "garden" in spite of hard times or difficulties.

What do you do to plant the seeds of your garden? Many people have big dreams and goals. It may start as a daydream to start a diversified small business, be your own boss, make your own schedule and get paid what you are worth for your time.

The first step is to determine what type of business you would like to have and what services you would like to offer. The next is to learn everything there is to know and to become an expert in that field of business.

Dad's "Three P's, The Garden Theory" can be applied to just about anything. Example, you want to be rated ‘Number One' on Active Rain. By joining Active-Rain you plant the seed towards your goal. Reading other profiles and posting blogs (thus earning points) equates to maintaining that goal. Continuing to update and refresh your profile despite a low score of "100" shows that you have real perseverance. With Patience, Persistence and Perseverance you will eventually meet the goal you desire, if that is what you choose.

The difference between a successful person and an ordinary person is the follow-through.

JOB #1 - Reputable Signing Company Fee - $65	JOB #2 - Reverse Mortgage, Title Company Fee - $125
Refinance	Reverse Mortgage
4 miles to destination	35.5 Miles to destination
Total Pages - 65	Total Pages - 283 124, plus an additional 124 (copy for borrowers) and a 35 page instruction packet for borrowers
Preparation Time (printing), 20-30 minutes	Preparation Time (printing) 1 Hour
Fuel Cost - $3.84 4 miles at .48/mile 2*	Fuel Cost - $34.08 35.5 miles at .48/mile 2*
Signing Time - 1 Hour	Signing Time - 1 ½ hour
Total Travel time - 30 minutes 15 minutes there, 15 back	Total Travel time - 128 minutes 44 minutes there, 44 back Allow for traffic - 20 minutes both ways
EXPENSES:
TOTAL COST FUEL = $3.84	TOTAL COST FUEL = $34.08
EST PRINTING COST = $3.25	EST PRINTING COST = $14.15
TOTAL EXPENSES = $7.09	TOTAL EXPENSES = $48.23

TIME:
TOTAL TIME = 2 HOURS	TOTAL TIME = 4.5 Hours

(Fee) $65 - (expenses) $7.09 / (time) 2 hours = $26.00 (hourly rate)	(Fee) $125 - (expenses) $34.08 / 4.5 Hours = $20.20 (hourly rate)

$26.00 / Hourly	$20.20 / Hourly