Liane Jamason's Tampa Bay Real Estate Blog

3 Bedroom/3 Bath Home in Ellenton - Tile Throughout - Short Sale!

Mon, 23 Nov 2009 21:39:07 -0600

Check out this 3 bedroom/3 bath Home with Tile Floors Throughout on a pond! Short Sale - bring offers! Listed at $185K.

3 bedroom Tampa Bungalow for Rent - $1200/month

Mon, 23 Nov 2009 21:31:56 -0600

Check out this gorgeous 3/1 Bungalow for Rent in Tampa! Stainless Steel Appliances, Fenced Huge Backyard, Wood Floors and so much more!

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Trials of a Newbie Realtor & Choosing a Brokerage

Wed, 04 Nov 2009 20:19:51 -0600

When I first got my real estate license several years ago, I set out to interview lots of brokerages. The first one that I went to was one of the BIG companies (who shall remain nameless) said they would allow me to start part-time (which back then, many brokerages did not want part-time Realtors) and progress into full-time once I got my feet under me. I asked about the split, and it was pretty high and had no "cap" - but they assured me that they would train me and that their value and brand was worth the high dollar amount I would be giving up. They assured me they would send me leads, too, I just had to pay $100 to be on their company website. Then they showed me the shiny flat screen TVs on the walls, brand new computers, the fancy conference room, the high tech features of the office - and not only that, I would have my very own cubicle with a phone, and they would buy my first set of business cards for me. They even said they would send out Just Listed and Just Sold postcards for me, for free. I was sold, and did not proceed to interview anywhere else.

A few weeks into my real estate career, my cell phone rang and it was a local newspaper, wanting some stats for a piece they were doing on the market. Omigosh, I thought! I will be in the paper! This would be huge for my budding career. I told the reporter I would gather some stats and call her back. I quickly phoned my broker and asked her for some office sales stats (since I didn't have my own yet) and told her excitedly that we were going to be in the paper. Surely, she would be thrilled too, to have the brokerage highlighted. Instead she said, give me that reporters name and number and I'll call her back. Reluctantly, I gave it to her, and she apparently called the reporter and told her to call the board of Realtors if she wanted stats. What?! First red flag.

As a newbie, I was full of questions - I didn't want to do something wrong and end up getting sued. I'd ask the broker, and she'd give me an answer, almost in an angry way, as if I was a bother to have asked. And half the time I really didn't have a clear understanding of what I needed to do after speaking with her, she was so vague. I don't think she really knew what to tell me. Huh?! Second red flag.

Not wanting to tick off my broker any further, I'd ask other agents in my office questions but they would give me either two word answers or no answers at all, not wanting to give away their success secrets. It felt very dog-eat-dog. Meanwhile, as the young "kid" in the office, all the seasoned agents would come to me with tech questions, expecting answers but none would help me in return. One lone Realtor took me under her wing and helped me out and even went on my first listing appointment with me. She was a top producer and quit the business soon after that when the market started to decline. Apparently she wasn't getting enough training either on how to move with the market. Oh no! Third red flag.

Not long after that, I had my first listing. The market was starting to decline and my Sellers home was no longer worth what he owed on it, and he had to move up north to be with a sick relative. He asked me to short sale his home. At that time, short sales were starting to become a lot more common, and I had no idea how to do one, but I said sure, I will figure it out. I went back to my broker, and she said, "Sorry, we don't do short sales here. You will have to cancel the listing and charge the Seller a $500 cancellation fee." Excuse me?! Fourth red flag.

Finally, I decided I could take it no more. I had 4 listings by that point, and I knew my broker would not let me take them with me to a new brokerage, but I felt I had to do what I had to do. I called Keller Williams Realty - I had seen their big red sign on a major road nearby and always wondered about the company. They didn't do TV advertising, and they hadn't been around as long as Re/Max or Century 21, but yet I saw red Keller Williams signs in front of a lot of homes. So I made the call and met the Team Leader for lunch at Chili's. She explained to me that Keller Williams was different - and I would know it as soon as I stepped into the building. After she explained to me how the KW commission structure was different, that KW has a profit sharing program, and best of all, how the KW culture was like a family, I decided to check it out. Still skeptical, I went back to the KW office and immediately felt a different vibe. All the Realtors were either working in offices with their doors OPEN, or busily working in the office and chatting with one another, rather than behind a closed office door. I could hear them trading stories and questions about their business with other Realtors, some getting advice about a listing, or helping another use the scanner. They welcomed me with smiles and words of encouragement and told me I would love it there. And I do.

What about my 4 listings? Well my new Team Leader said she would see what she could do. She phoned my old broker to tell her I was coming to Keller Williams and asked if they could work something out with the listings - after all 1 of them was going to be a short sale and 2 of them were overpriced, only 1 other one had any possibility of selling in the near future. So the old broker agreed to a referral fee if the listings sold during the original listing period. I was very happy to be able to keep the listings so I had something to advertise and hopefully at least get some buyers, although at that point, I would have come to Keller Williams with or without my listings.

Though the KW office was high tech also and had a beautiful lobby and nice conference rooms, they didn't give me a free cubicle (although there was an Agent Resource Room with open desks, computers, phones, etc.), and they gave me only temporary business cards - the shiny nice ones I would have to order myself. No free signs or lockboxes - they told me it was my business and I would have the expense of these items. But this time I didn't mind that I wasn't getting a lot of "little" items for free. I could handle a lockbox here and sign there if I had listings. The value of being at KW went beyond those little business expenses that I could really handle on my own. They weren't going to hold my hand and baby me, they were going to help me build my business in a proven way.

If I asked the KW broker a question, she answered me pleasantly and clearly, and thanked me for asking. WOW. And KW didn't promise me leads - but told me they would teach me how to find leads myself. We've all heard the expression - Give a man a fish, he'll eat for a day. Teach a man to fish, and he'll eat for a lifetime... Well its true. And that they did. There were even "Realtor Panels" where the top producing agents would share with the rookies how they did it. Wait - you mean they aren't scared to tell me their secrets? Wow. After all, KW is a profit sharing company, so it benefits us all when our agents succeed. I started attending the many classes offered at KW, and learned quickly how to lead generate. As my career progressed at KW, I rented an office because I loved being able to walk out of my office if I had an issue come up or a question, and I could poke my head into another agent's office down the hall and ask them. No one minded, in fact, they were happy to help. How cool. I really do love this place, I've been here 3 years now.

Most recently, I've become a Training Director at the Keller Williams Realty in Tampa, and I still sell real estate as well. Now I'm helping teach Realtors, newbies and top producers alike - because your education never stops. And the agents teach me new things everyday too! I learned an expression at a recent KW seminar called BOLD - "Do what you've always done, and you'll get what you've always gotten". How true. I love that Keller Williams continues to push and encourage me in my business to take it to the next level - they've helped me adjust my mindset. From using the techniques I learned at that seminar, I got $1.57 Million in new listings in 2 weeks. Tell me KW isn't different?!

Come attend a class at KW and observe the difference here for yourself. Don't live in Florida? Let me know, and I'll put you in touch with your local Keller Williams so you can check out a class or two. Check out our Tampa Realtor Class Schedule and drop me an email if you want to attend - I'll even give you a tour. You're going to love it here too.

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Keller Williams Realty Ranked Highest for Customer Satisfaction by J.D. Powers and Associates!

Wed, 02 Sep 2009 10:52:09 -0500

Mark Willis, CEO, announced today during his state of the company address that Keller Williams is ranked highest by J.D. Powers and Associates for highest overall satisfaction among home buyers for two years in a row! This is proof positive that Keller Williams continues to outperform the industry.

“Keller Williams is rising to No.1! The longer the downturn lasts, the stronger Keller Williams emerges. Year to date, NAR’s membership has dropped by about 10 percent, while Keller Williams agent count has incresed by 2 percent,” said Willis.

Why is it Keller Williams continues to power ahead in gaining its “unfair share of the market?” States Willis, “Unified training, unified leaders, a unified culture, and a unified economic model.”

Contact me today and work with an experienced Keller Williams Realtor in Tampa Bay!

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6 Unit Income Property - Waterfront in Tampa, Florida! $350K! Owner Motivated!

Tue, 01 Sep 2009 12:53:29 -0500

Big price reduction!

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BEWARE Rental Scams On the Rise

Fri, 28 Aug 2009 18:20:34 -0500

This scam is REAL. It's happened to me with a couple of my former rental listings that already have tenants. Please do not refer to Craigslist and other real estate websites for rental homes. Call a licensed Tampa Realtor - most will not charge you any fees to help you find a home.

Via Chris Faircloth (Realty Executives):

We have recently received a number of complaints regarding an internet rental scam that has been taking place across the country and is now affecting our area as well. Scammers are copying information from legitimate online rental ads and then posting that information on Craig's List for a reduced price with their contact information in place of the property managers. The scammers are often operating outside the country but many cases have also involved local scammers who are able to meet potential tenants in person. In international cases, the potential tenants are usually required to send the deposit and first month's rent through Western Union and are promised that the keys will then be over-nighted to them. In one situation the unsuspecting tenant was actually able to move into an apartment without the knowledge of the legitimate rental company. The legitimate rental company was only alerted to the problem when the new tenant called to request that the "For Rent" sign be removed from their front yard.

The FBI has received numerous complaints about this type of scam but the local Norfolk office explained that this type of crime is low on their list of investigative priorities. The best thing you can do if one of your properties gets caught in this scam is to visit www.IC3.gov and report the crime. The Internet Crime Complaint Center (IC3) is a partnership between the Federal Bureau of Investigation (FBI), the National White Collar Crime Center (NW3C), and the Bureau of Justice Assistance (BJA). IC3's mission is to serve as a vehicle to receive, develop, and refer criminal complaints regarding the rapidly expanding arena of cyber crime. If you encounter a potential tenant who has been scammed and made the mistake of providing sensitive personal information such as their social security number, it is highly recommended that they go ahead and put a freeze on their credit. Virginia recently passed a law which helps to make the credit freeze process even easier.

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Keller Williams Realty Partners with ListHub

Fri, 28 Aug 2009 18:15:39 -0500

Keller Williams Realty has just teamed up with ListHub, an asset management network. What does this mean to you, the Tampa Bay homeowner who needs to sell? The ListHub network gives Keller Williams agents the ability to enter a listing into the MLS, and then it syndicates automatically through ListHubs network to over 125 home search websites on the internet. Put simply, additional exposure usually results in additional showings, which can bring additional offers on your home. Keller Williams agents also have a Realtor.com premium package, which means we can put up to 25 photos of your home on Realtor.com, as well as enhancements on your listing. Statistics show that enhanced Realtor.com listings get more clicks than non-enhanced.

So why list your home with any other real estate company? It's also important to choose a Realtor who has a working knowledge of the internet, social networking, and some decent photography skills to bring your home top exposure on the web. Contact me today for a free market analysis to find out what your Tampa home is worth!

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Tenant Served with a Foreclosure Notice? New Tenant Rights!

Sat, 22 Aug 2009 11:28:15 -0500

I cannot tell you how many times I hear from tenants who call me looking for a new home because they are tired of renting and I hear this story, "I was renting a home and got served with a foreclosure notice! Now what? Do I have to move? Can I stop paying rent if the landlord isn't paying the mortgage?"

First and foremost, don't stop paying your rent if you are in a lease, as this could backfire on you and cause a failure to pay rent notice to hit, and damage your credit, causing you to be unable to purchase a home. If you find yourself in this situation, it is best to consult a real estate attorney. Fortunately there are some new tenant rights that have just come into play which may help protect tenants who've just been served, and give them at least a little more time to find another suitable place to live.

On May 20, 2009, the "Helping Families Save Their Homes Act of 2009," P.L. 111-22, was signed into law. Included in this act are provisions to protect to tenants faced with eviction if their rented property goes through foreclosure. The tenant protection provisions apply for any foreclosure on a "federally-related mortgage loan," or on any dwelling or residential real property.

Under this law, tenants must receive notice at least 90 days before eviction. Additionally, tenants must be able to stay in the residence until the end of their lease, with two exceptions: (1) where the property is sold after foreclosure to a purchaser who will occupy the property as their primary residence, and, (2) where there is no lease (or where the lease is terminable at will under state law). However, even when these exceptions apply, tenants must still receive 90 days' notice before they may be evicted. Read more here about these new provisions.

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Annual Light the Night Walk for the Leukemia & Lymphoma Society

Fri, 21 Aug 2009 14:59:00 -0500

Today, a non-real estate blog post. It's that time of year again. The Light The Night Walk is The Leukemia & Lymphoma Society's evening walk and fundraising event. It is the nation's night to pay tribute and bring hope to thousands of people battling blood cancers and to commemorate loved ones lost.

The picture you see here is me in 2001, when I was undergoing Chemotherapy for Stage 3 Hodgkin's Lymphoma, surrounded by my family. After chemo, I did 5 weeks of intense radiation as well before the doctors told me I had gone into remission. 8 years later, here I am, happy and healthy and celebrating being considered "cured" by my doctors.

About 3 years ago, I was mentoring a Hodgkins Lymphoma patient named Megan. We talked about life after cancer, about how we would adopt children if we couldn't have our own due to our treatments, and about how cancer changes your outlook on life. She was a mere 20 years old and had exactly the type that I had, in exactly the same place, and we really related to each other because of that. We nearly had the exact same course of treatments too. She past away after her cancer returned and her body could not fight it anymore. I was dumbfounded that our illnesses were virtually the same, our treatments virtually the same, but I survived and she did not. So I'm dedicating my walk this year to Megan, and to those still battling cancer.

Everyone knows someone who has battled cancer, regardless of the outcome, and we all know how badly research and new treatments are still needed. Please join me in supporting this cause. I would love it if you could help me by donating any small amount - even $5 helps, or you can sign up to walk on our Team! All you have to do as a walker is raise a minimum of $25. This is an evening walk that takes place in downtown Tampa on November 7th, its about 2-3 miles and walkers carry baloons with lights inside them - white for patients and survivors, and red for supporters.

The Leukemia & Lymphoma Society (LLS) funds lifesaving research that has contributed to major advances in the treatment of blood cancers and treatments for other types of cancer, such as chemotherapy and stem cell transplants. These treatments have helped patients live better, longer lives. New targeted therapies that kill cancer cells without harming normal tissue are providing drugs and procedures that are improving quality of life.

A donation of $25 provides patients and their loved ones with FREE booklets that contain up-to-date information on their disease and help them make informed decisions about their treatment options.
A donation of $50 makes possible a Family Support group with a trained facilitator where comfort can be found and experiences can be shared among patients and family members.
A donation of $100 helps supply laboratory researchers with supplies and materials critical to carrying out their search for cures.
A donation of $1,000 makes possible one- on-one conversations with health care specialists who provide patients with information about their disease, treatment options, and helps prepare them with questions for their health care team.

Please make a donation to support my participation in the Light The Night Walk and help save lives. Be sure to check my Web site frequently to see my progress, and thanks for your support!

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Mesa, Arizona - The Buy and Bail Scheme Is Still Alive And Well!!!

Wed, 05 Aug 2009 08:11:49 -0500

In reading this blog, I have to agree! There are a lot of people out there that think they can do this, and I have a few words for you - if everyone could do this, wouldn't they? You are part of the problem, not the solution!

Via Mesa, Arizona Real Estate *** Teri Ellis, Broker, ABR,CRS,GRI,ePRO,MRE (Homes Arizona Real Estate LLC):

Recently I received a telephone call from a Realtor from another state. He introduced himself, told me he had found me through Active Rain, and knew so and so, and so and so - yada, yada......

After we had finished with our introductions, he told me he had a client that had a home in Mesa, Arizona, and they wanted to find someone to list it for them. As I began to question him on the circumstances of the sale, he said that the sellers just “needed” it listed. I prodded him further asking if they had taken out a second and if they were upside down. He said, "yes," and basically needed it listed in order to complete their purchase of a home through him.

He further went on to tell me that they didn’t really care whether they sold it or not, and he didn’t need a referral fee. Sound fishy? Yep, to me it did – and it was.

I told him this: “they are buying another home and bailing on this one,” aren't they? He hemmed and hawed, and pretty much acknowledged this to be true - actually he "thought" it "might" be the case, but “he didn’t know for sure.”

I told him that it is mortgage fraud knowing when you purchase one home that you are walking away from the other one!! You see, I have very strong feelings about this type of mind set. (See my previous post written in June 2008 on the Buy and Bail phenomena.) NO WONDER we are in such dire straits in America!! Guess who picks up the tab? US!!! People don’t think twice about their obligations to keep their promises – AND – this agent had never heard of the Buy and Bail scheme. Maybe yes, maybe no!! Hopefully all Realtors are aware of this egregious behavior and DO not assist buyers/sellers with transactions of this type.

Mesa, Arizona Real Estate. Call me at: 480.216-3334 for information on purchasing or selling a home in Mesa, Arizona or surrounding towns. OR email me: Teri@TeriEllis.com. Feel free to visit one of my websites: HomesAzRE.com, ServingMesaArizona, MoveToMesaAz.com or MoveToSunnyAz.com. Or stop by my blogs at: MesaAzRealEstateVoice; or Phoenix Valley Real Estate Blog

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BANK APPROVED SHORT SALE! The Quarter at Ybor - Huge 1 bedroom Condo!

Fri, 31 Jul 2009 15:32:10 -0500

Want to search Tampa Short Sales and Foreclosures? Visit our Tampa MLS Search!

Liane Jamason specializes in assisting struggling Tampa Bay homeowners with avoiding foreclosure. To learn more, visit her Avoiding Foreclosure website.

Find out what your Tampa Bay Home is really worth. Free, no obligation analysis.

Visit: Your Tampa Home's Market Value

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Short Sale! 4 BR/2.5 BA Large Home for Sale in Lutz! Must see!

Fri, 31 Jul 2009 15:30:08 -0500

Want to search Tampa Short Sales and Foreclosures? Visit our Tampa MLS Search!

Liane Jamason specializes in assisting struggling Tampa Bay homeowners with avoiding foreclosure. To learn more, visit her Avoiding Foreclosure website.

Find out what your Tampa Bay Home is really worth. Free, no obligation analysis.

Visit: Your Tampa Home's Market Value

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Commercial Waterfront Income Property in Seminole Heights - Reduced $60K!

Fri, 31 Jul 2009 15:20:36 -0500

Search more Tampa Commercial Property at TampaRealEstateFinder.com

Waterfront! Click for more details!

Liane Jamason specializes in residential and commercial property throughout Hillsborough County, Pasco County and Pinellas County. Contact her today for a free market analysis of what your property may be worth in today's market!

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Three and Four Bedroom City Homes for Sale in Fishhawk Ranch!

Fri, 31 Jul 2009 15:11:58 -0500

Search more Fishhawk Ranch Homes on our website! You can search the Tampa MLS and save your favorites!

Check out the Fishhawk Ranch City Homes for Sale! There are 3 and 4 bedroom models available, priced from the low $200's up. Make an offer! Contact me to schedule a private showing today!

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100% Financing for Rural Homes in Fishhawk Ranch!

Fri, 31 Jul 2009 15:03:22 -0500

Believe it or not, there is still 100% financing out there available for certain income levels and certain types of homes. Many homes in Hillsborough County qualify for this USDA Rural Housing program. Many communities, including the popular Fishhawk Ranch area, are considered "rural". Even many of the new construction homes in Fishhawk Ranch qualify! Contact us today to find out more about this program!

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Fishhawk Ranch - Luxury Model Home - Open House Today from 2pm to 6pm!

Fri, 31 Jul 2009 14:38:13 -0500

If you would like a private showing of this home, please contact me for an appointment.

Love Fishhawk Ranch? Search more Fishhawk Ranch real estate on my website. We have a free Tampa MLS search where you can save your favorites!

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BANK APPROVED SHORT SALE! Can close fast! 4 Bedrooms and Almost New!

Fri, 31 Jul 2009 08:53:24 -0500

Bank Approved Short Sale - Can Close Quickly! Call for further details.

Want to search Tampa Short Sales and Foreclosures? Visit our Tampa MLS Search!

Liane Jamason specializes in assisting struggling Tampa Bay homeowners with avoiding foreclosure. To learn more, visit her Avoiding Foreclosure website.

Find out what your Tampa Bay Home is really worth. Free, no obligation analysis.

Visit: Your Tampa Home's Market Value

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The USDA Rural Housing Program: 100% Financing is Still Out There!

Mon, 29 Jun 2009 10:41:52 -0500

100% Financing is Still Out There! Did you know that many homes in Fishhawk Ranch, and other home communities in Brandon, Riverview, Gibsonton, Ruskin and surrounding areas may qualify for 100% financing? Click here to learn more about the USDA Rural Housing program and the requirements to qualify!

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Perfect Location for Doctor's Office, Attorneys, Title Company, etc - Commercial Building for Sale!

Mon, 29 Jun 2009 09:28:10 -0500

Liane Jamason | Keller Williams Realty | 813.642.6202

322 E. Bloomingdale Ave., Brandon, FL

PERFECT for doctor's office, chiropractor, small law firm - or YOUR
Brandon business!

Office

offered at $650,000

Year Built	2001
Sq Footage	4,782
Floors	1
Parking	Uncovered spaces
Lot Size	Unspecified
Maint	$0 per month

DESCRIPTION

LOCATION, LOCATION, LOCATION! Professional office suites conveniently located in central Brandon/Valrico area and just minutes to I-75, Hwy 301 and the surrounding Riverview and Lithia areas. Bloomingdale is a major through road attracting a lot of drive by business.

Building consists of 4500 square feet of professional office space. 2000 square feet of the space already has a tenant therefore cutting expenses.

The property is a terrific professional setting for your business. The waiting room is outfitted with hard wood floors and the reception area is move in ready with built in desks and wood cabinets. Each suite has two front entrances and two back doors for maximum flexibility.

This building was constructed with energy savings in mind for you and your tenant. The business park is open and clean with the building facades in brick to keep maintenance to a minimum and the decor modern for years to come, therefore holding and increasing the value of your building.

Come and see this great location for your business!

see additional photos below

ADDITIONAL PHOTOS

322 E. Bloomingdale Ave.	Front of office park
Reception/Waiting area	Kitchen
Office Space	Conference Room

Contact info:

Liane Jamason

Keller Williams Realty

813.642.6202

For sale by agent/broker

Equal Opportunity Housing

Posted: Jun 29, 2009, 6:13am PDT

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Short Sale in Lutz, FL - Beautiful 4/2.5 Large Home - Bring Offers!

Mon, 29 Jun 2009 09:20:08 -0500

Liane Jamason | Keller Williams Realty | 813.486.4997

24940 Panacea Court, Lutz, FL

SHORT SALE - BRING OFFERS!

4BR/2.5BA Single Family House

offered at $155,000

Year Built	2006
Sq Footage	1,782
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	5,689 sqft
HOA/Maint	$0 per month

DESCRIPTION

Lovely 4 bedroom, 2.5 bath Cape Ann model home. Seperate family room and living room. Master bath features a large garden tub and dual sinks. Upstairs bedrooms feature vaulted ceilings and cutouts. Large backyard! Low HOA in this community. This property is being sold as a short sale - bank approval of all offers is required. Please allow 4-8 weeks for bank approval.

For additional photos of this home, or to search additional Tampa Bay area homes on the MLS, and even save your favorites, please visit our website at: http://www.TampaRealEstateFinder.com

see additional photos below

PROPERTY FEATURES

Central A/C	Family room	Living room
Dining room	Dishwasher	Refrigerator
Stove/Oven	Microwave	Washer
Dryer	Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Liane Jamason

Keller Williams Realty

813.486.4997

For sale by agent/broker

Equal Opportunity Housing

Posted: Jun 27, 2009, 11:23am PDT

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Housing aid gaining steam in Stimulus Bill

Tue, 03 Feb 2009 13:53:34 -0600

Housing aid gaining steam in stimulus bill

WASHINGTON - Feb. 3, 2009 - Homebuyers could see lower mortgage rates and get tax credits as part of a sweeping economic stimulus package being considered on Capitol Hill.

Lawmakers are heeding the pleas of two powerful and well-heeled interest groups: real estate agents and homebuilders. Those industries have lobbied hard in recent weeks for more expansive assistance for their flailing members.

The Senate took up a $900 billion version of the stimulus legislation on Monday after an $819 billion version passed the House last week without a single Republican vote.

Any government aid for the housing sector should be temporary and apply to all buyers to help boost sales of expensive homes as well as low-priced ones, said Wachovia Corp. economist Mark Vitner.

"Nobody wants to buy a home before prices have bottomed out," Vitner said. "Unfortunately if everybody has the same idea, prices are going to keep falling."

With median sales prices back to levels last seen in mid-2003 and rates on 30-year mortgages hovering around 5 percent, homes have become far more affordable in most of the country. But some economists say they still have farther to fall, particularly in former bubble markets like California and the Northeast.

Plus, some question the amount of money going toward relatively wealthy homebuyers, instead of renters or those who can't qualify for a mortgage.

"I'm amazed," said Dean Baker, an economist and co-director of the liberal Center for Economic Policy Research in Washington. "We're giving people way more money - just because they bought a home - than if they're unemployed."

Meanwhile, Senate Minority Leader Mitch McConnell, R-Ky., told reporters Monday that Republicans would offer a plan to have the government step in to reduce mortgage rates to around 4 percent, which could shore up home prices and lower housing payments for millions of Americans.

"A stimulus bill must fix the main problem first, and that's housing," McConnell said. "That's how all of this began. We think you ought to go right at housing first."

Sen. Charles Schumer, D-N.Y on Sunday told "Face the Nation" on CBS that Democrats would support a GOP-backed idea to double a home buyers' tax credit from $7,500 to $15,000 and make it available to all buyers instead of those purchasing their first home. He also said the Obama administration is considering ways for the government to lower mortgage rates.

"There seems to be real bipartisan support for a stronger housing focus," said Mary Trupo, a spokeswoman for the National Association of Realtors, which has rallied its members to push for more aid to the hobbled market.

The Realtors group spent more than $17 million on lobbying last year, with more than $6.5 million coming in the final three months, according to disclosure forms.

The building industry, which has been devastated by the housing bust, has been pushing a package of subsidies that would bring mortgage rates to just under 3 percent for the first half of this year. The National Association of Home Builders - which spent more than $4.5 million lobbying last year - favors a tax credit of up to $22,000 for home purchases."

Do you think lawmakers will let this stimulus package happen? Heed this, lawmakers! There was a study I heard about on the radio that said that if we hadn't bailed out all the banks and the auto industry, and instead sent every American family making under $250K a year a stimulus check for $100K, we wouldn't be in this mess. What do you think?

I think that's the kind of stimulus most people need. Sure some people would spend it on frivalous things but most of us would pay our bills and thus stimulate the economy. Paying ones mortgage and car payments on time would then stimulate those industries. Instead it seems many of the banks have not spent the stimulus money as intended and have instead padded the salaries of CEOs, paid for vacations, private jets, etc....could the American people not have been trusted to do better?

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MidFlorida Regional announces shorter transaction times on Short Sales!

Tue, 03 Feb 2009 13:34:16 -0600

Short Sale Transaction Times are about to get "Shorter"

Monday, January 26, 2009

The Mid-Florida Regional MLS has been selected by Fannie Mae to launch a Pilot Program designed to speed up short-sale transaction times. Fannie Mae has preapproved the purchase price they are willing to accept on more than 300 properties located within the MFR service area. MFR has received permission to contact the listing agents of these properties. If you are contacted by us, please respond as soon as possible as we are anticipating a good response from the buying public. Keep your eyes open to your local media as we will be conducting press releases to promote the pilot program and stimulate buying activity on these properties.

The pilot program launched in mid-December is already showing improvement to short-sale transaction times. According to Brad Monroe, with Coldwell Banker in Brandon, Florida, "I sent in an offer and got a response from a negotiator within a couple of days. Now I have a real person giving me weekly updates on the status of the offer."

Via two new fields within MLXchange, buyer's agents can search for these properties by searching for "Short Sale" or "Fannie Mae Approved Pilot" within the "Realtor Info" field.

Do you think this will really work? How does one get one's short sale listings into such a program? It looks like it is only if you are selected. And what stops every agent from putting their listing in under Realtor info as a short sale if it is - even though it may not be one of these special Fannie Mae approved Pilot short sales? Interesting concept. I'd love to see them do this across the board. After 3 months of waiting for a response from the bank, most of my clients in the past give up and move on to regular non-distress sale homes or onto REOs.

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Search the Entire Tampa MLS database!

Sun, 04 Jan 2009 17:06:10 -0600

Are you looking for your next home? Did you know you can search the entire Tampa area MLS database and save your favorite homes right on www.MyWestFloridaHome.com? This website displays MLS listings for all Tampa Homes for sale as well as Tampa's surrounding cities. We have every MLS listing from all the real estate brokerages including Keller Williams, ReMax, Coldwell Banker, Century 21, Exit Realty and the rest! Make this site your one-stop-shop for your next home purchase!

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Can't seem to sell your home? Let a professional help you rent it or create a lease option to buy!

Thu, 18 Dec 2008 10:34:06 -0600

Are you having trouble selling your home in Tampa Bay? Today's market is tough. However there are other alternatives if you can't sell now, let a licensed Realtor help you to rent your home. I can also set up a lease option to buy or rent to own option to get your home rented or sold. Want to know more? Contact me today.

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Evidence of a Real Estate Market Turn Around: Its time to Buy or you may miss the Boat!

Tue, 16 Dec 2008 09:52:15 -0600

According to this video, the stats for November 2008 say that we are seeing a slow return of the real estate market. For buyers and investors who've been trying to time the market, now is the time to buy!

Increase in home sales is mainly due to improving affordability conditions.

Affordability index is up 17%.

Home Sales are up 1.4% from last year despite disruptions in the credit markets.

Mortgage rates remain low at around 6% and are expected to rise to 6.5% by the end of 2008 and hold at that level for most of 2009.

Inventory remains high at 9.9 months of supply.

We have seen 3 months of consecutive declines in inventory since the peak in June at 11 months.

Research findings: Housing bottom might be near – Market expected to stabilize in 2009.

Home sales expected to increase.

Home price declines expected to end.

Interest rates should remain stable at around 6 or 7 percent.

Source: Survey of 840 economists by the Keller Center for Real Estate Research at Baylor University

Sellers: Overpriced listings take longer to sell.

Each 10% listing price above the final sales price equals to 30 additional days (1 month) of marketing time.

Properties tend to sell faster when sold by firms affiliated with national franchises.

Larger homes tend to take longer to sell.

Source: Longwood University, Virginia

If you would like additional stats and trends for November 2008, feel free to email me at Liane@KW.com!

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