Marty & Laura's Blog

AUTUMN RAIN...WHERE IS IT?

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Mon, 10 Aug 2009 17:54:33 -0500

Normally here... in beautiful Green Valley, Arizona, we are dodging the frequent cooling scattered showers that we know as the "monsoon season". Routinely every summer usually beginning about July 4th to about the 6th or 7th of September, we are blessed with the very pleasant and entertaining spectacle of the monsoons. This year we are down about one third of the expected rainfall by this time year to date. Along with the anticipated moisture usually there is an accompanying electrical lightning storm. Laura loves to sit on the front porch and watch the show. Quite often the lightning puts on a spectacular display.

However, this year is a strange year for weather period. I was reading that Chicago had been averaging 69 to 70 degrees ....which is the coldest summer average temperature in over 65 years. Well, there is still time left to have more rainfall before the middle of September.
We are all waiting for it. In the meantime, it has been a sensational summer for outdoor sports and hiking-not to mention just plain old sightseeing.

We just got back from a day trip yesterday to Bisbee. It is an old mining town just south of Tombstone. Laura and I took some folks to Dot's Diner. It is a great 50's diner that was moved from California, installed in Bisbee along with a caravan of Air Stream trailers that are configured into a bed and breakfast. Dot's serves great burgers and breakfast in the small vintage diner...I did cheat on my diet and had one of their sensational old time chocolate malts complete with whip cream and a cherry! There are so many fun places to visit once you are situated here and find out where they are.

The real estate market is picking up here. We have closed two houses recently. It is turning out to be a much better year than last year for the real estate market here in Green Valley. Well, I hope you will visit us on our website: www.greenvalleyazsearch.com (I will save the statistics for you next month) We look forward to meeting you personally...and perhaps show you a home or two!!!

WHEN THE BAR B QUE IS OVER...TURN OUT THE LIGHTS!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Thu, 16 Jul 2009 18:40:47 -0500

It is our sincere desire that everyone throughly enjoyed this years Independence Day celebration. We actually worked with some clients, who are great people and we really enjoyed their company.... then afterwards, we spent the rest of the afternoon with some other friends partaking in a traditional hamburger and hot dog affair. Wow, 233 years of freedom...that seems like a long time, yet on the other hand, it seems like a very short time in the scope of history. I sincerely hope we can maintain our freedom and independence. We are most certainly living in a period of real uncertainty and instability. So when you can at least stabilize your housing situation it is a wise thing to do. Our housing market in Green Valley is seeminly holding steady. After all, this is July, our monsoon season is in full bloom....that means some sprinkles and some temperature relief.

Our daily inventory stands at 781, which is about normal for this time of year. Calendar year sales from 2008 to 2009 to date have us at 707 homes sold. In the same time period from 2007 to 2008, 896 homes were sold. So with these figures to ponder, I am quite happy at the way that the numbers are unfolding. We are happy to report that the wonderful couple we met on the 4th, have become friends and future Green Valley neighbors. We heartily welcome them to our community. Please visit us at our website; www.greenvalleyazsearch.com We would love to hear from you!

IT HAS BEEN A JUNE SWOON!!!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Tue, 16 Jun 2009 19:42:36 -0500

Weather wise, this year in Green Valley has been quite spectacular to say the least. Ususally June is our warmest month, but June has been quite a bit milder this year, reminding me of last year's June abnormailly mild June. And of course this means, it has also been a great year for hiking, golf, tennis, birding, or just about anything else that relates to outdoor activities. You could always add, that has been a great June to sight see and or just kick back and relax.

Our single family, townhome, and condo inventory stands at 783 today. That is quite a bit lower number than the 9 hundred or so that has been the common denominator for the last 2 years. Well, there have been and still are some great deals to be gotten here. We have been fortunate to be able to help out a number of people to find some great prices on some really great homes in some outstanding neighborhoods. And of course, the really well priced homes have been selling quite well as expected in this market There have been 362 homes sold in our Green Valley MLS since the 1st of the year. In the previous calendar year to date we had 675 home sales. While, in the 2007 to 2008 calendar year to date, 842 homes had been sold.

Green Valley typically is not burdened with a high percentage of foreclosure properties. The reason is because our market caters to active adult living ( I heard other realtors commenting that we were in the Forbes best 10 places in America to retire). We have, as well, a nice mixture of single family, condo, and townhomes in our non age restricted areas. Fortunately, we are more of a destination spot and not as prone to the explosive or rapidly decreasing growth rates. Come check us out at our website: www.greenvalleyazsearch.com , or give us a call and let us know when you are coming to town. We would love to show you around.

ENJOY A NICE MEAL IN GREEN VALLEY...THEN BUY A HOME!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Wed, 25 Mar 2009 15:59:13 -0500

With so much of the financials dominating the news, why not change around the focus and emphasis a bit. Green Valley, Arizona is not only a very interesting and beautiful place to call home, but also quiet place to enjoy having a meal.

If you are on the budget side, there is of course our friendly neighborhood McDonalds or maybe our local Whopper. If you want to elevate a bit, try our hometown Arby's or the newer Carl's Jr. in the Super Wal Mart Center. I dare not forget the Taco Bell by the Desert Sky Cinemas.

Should someone want down home style cooking, there is Mama's in the Continental Center...right around the corner from our office. Also, you might give Donna's Diner a shot, they are right off Esperanza. And Before you find them you will run into the Arizona Family Restaurant.

For the more adventurous diner, there are three Mexican restaurants. First you have La Placita right off Esperanza. Next up is Manuel's which is located on W. Duvall Road, near the Jim Click Ford dealership. And then you have Florentino's next to Ashley furniture on Duvall Mine Road. A few doors down from Ashley's is Solarus, which is a great steakhouse, salad and sandwich sit down restaurant. If you are looking for Italian, you may want to visit Ragazzi's on Esperanza. Also, Florentino's on Duval or Trivetti's on Continental.

If you are visiting the recreation centers, the Coyote Grill at the San Igncaio Golf Club is great as well as the Grill at Canoa Ranch Golf Course. Please don't forget the Grill at Quail Creek because they have great food also.

Well, you have notice I have neglected to mention Chinese food. One might choose China Vics in the Continental Center. You might also like China View off of Esperanza. Also, there is a Panda Restaurant in the Basha's Shopping Center. And finally, top off your meal with a Dairy Queen at Duvall Mine Road or Kokopelli's Gelato on Continental Road.

Now that you have enjoyed a relaxing meal here, give us a call and buy a home in Green Valley. Find us at our website: www.greenvalleyazsearch.com

WHOOOOOOOO.....MARCH WINDS!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Mon, 09 Mar 2009 17:42:05 -0500

When March arrives it frequently brings the windy season along with it. I can remember when I was a young boy and my parents would take me kiting. Boy, does that brings back a lot of great memories. This year the March phenomenum seems to carry the quickly moving change theme in it's wings. Unfortunately for most of us, the market does not seem to like the direction of some of the proposed changes. But how easily the real estate market can be impacted by proposed changes. I will briefly touch on just one of them. What we need to see in the market place is the mortgage deduction to remain free from political compromise. In our free market system, if the home mortgage deduction is an accross the board principle that is available for everyone, then a mortgage deduction is a surety or a foundation for the concept that if you invest in a home then you can surely deduce the amount of interest that you pay on your principal. The mortgage deduciton must remain a tax deduction equally available to all....That means no discrimation by economic status! This principle provides a strong incentive for all people to invest in home ownership. And of course, home mortgage interest deductibility provides a healthy influence for our society.

However, if a policy were to arise, that would state that certain people in a specified economic category would lose some or potentially all of their interest on principal, then....it would obviously follow that you could deduce that type of negative idea would promote a very damaging new direction for the housing market. In other words, NO ONE COULD BE ASSUSRED THAT THEIR INDIVIDUAL INCOME LEVEL MIGHT NOT SEE THEIR INTEREST DEDUCTABILITY IN PERIL! This is just one of the reasons for some of the continued doubt or lack of confidence in the housing market. Of course there are many other factors.

However, if you are looking for a place to settly down, and have cash or are qualified by a lender, then for you this is a great market! In the Green Valley, Arizona market, between 2007 and 2008 we had 1009 sales in our local MLS. Within the same time period of 2008 to date in 2009. we have had 735 sales in the Green Valley MLS. This is about a 28% difference. The availability of new housing also provides a great opportunity for homebuyers to our area. We love this area and look forward to helping any of you that are looking for a great place to live! Visit us at our wesite: www.greenvalleyazsearch.com

VALENTINE'S DAY MOMENTUM??....HOPEFULLY!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Tue, 17 Feb 2009 15:13:53 -0600

Of course we have experienced this years Valentine's Day. I do believe that it is important to remember that special person or psersons in our lives and to make them feel extra special. That is what is so great about Valentine's Day...it is a vehicle to accomplish that. Whether it was flowers, perfume, candy or some other type of present or nice gesture, it is almost a certainly that it was very well received. From personal experience, I can say it was worth the effort. I had my list and say it through to completion.

But on a real estate note, and to be more specific in reference to our Green Valley, Arizona market; it looks like Valentine's Day is beginning to bring some positive momentum to our area. Certainly, for those who are familiar with our market, this time of year is termed our "season"(whichmeans the most intensely compressed time of the year for our area's real estate sales activity). But, I do believe the activity we are experiencing is quite a bit above expectation, especially considering everything that is going on.

Out home sales numbers show that in a one year period between 2007 and 2008, 999 residential units were sold. While in the same corresponding one year period from 2008 until 2009. 758 units were sold. The active number of units available today is at 966, which has become an average type figure for daily housing availability. I am thankful because I do see well priced properties surprisingly moving at a rapid pace; and dI do not mean just foreclosures or short sales. So that is a very good sign for our market. As you know, you can not extrpolate real estate generalizations, in entirety, from one local market to another. Local markets may have similar up and down trends in general, but are still site, location, and economically relative. We do enjoy this area so much, and if any of you or your clients are interested, please check out our website at: www.greenvalleyazsearch.com or just igive us a call!

THE BALL IS IN YOUR COURT !!!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Tue, 27 Jan 2009 17:17:08 -0600

You can go for a score or just punt! Well, I have to admit that in the last blog, I got a little overwhelmed or seemingly frustrated by the direction that our national socio economic reality was heading. But alas, now I am firmly and fitly optimistic and I am still hoping for some responsible decision making.

As far as our real estate market is concerned, I am surprised by how many "experts" there are in understanding this market. If these experts were that smart they would have warned us months and months ahead of time about what the situation really was. I believe we can pump money into different areas of our economy, but that alone is not going to completely cure our ailments. We need to also take some responsible steps on a national level to manage effectively some of the relevant aspects.

The answer is more than just "wall street is greedy"! You have to look at the complete ineptness and failure of our national leadership to regulate the aspects of the investment world of which it was put in charge. Fannie Mae and Freddie Mac were allowed to puff up their profit pictures outrageously. Chris Dodd and Barney Frank completely failed to do anything about the serious problems that these institutions had and they knew about them in 2004. They certainly did not want to panic any of us because they refused to alert the public and just let the abuses continue until it involved enough of the economy to facilitate a disaster. Also, the banking industry was allowed to speculate in paper instead of sticking to the more tradtional aspects of conservative banking( repealing the Glass-Speigel act around 1994). I won't even get into the bad debt and high risk agenda forced on the banks by the Community Reinvestment Act(greatly expanded under Clinton). That entity needs to fade into history. Until these issues have been addressed in a real comprehensive manner overall economic housing growth will not be robust.

But does it mean that this real estate market and the whole economy will be horrible for years? I think only idiots would say that; because nobody knows how long it will take for everything to be "peach keen" again. But for right now, for all of you that are out there that are considering the purchase of a home.....now, is an exceptionally good time. We have mentioned before that housing prices in our great area are at or below replacement value. The means the intrinsic value for housing is great for buyers. How long will the prices stay repressed? I don't know....but trying to time the market in real estate is like trying to time the Dow......sounds easy, but not that easily done,...successfully that is!

We live in a fantastic area, and Arizona is the second fastest growing state at the moment. So, if you need any information about our area, visit our website: www.greenvalleyazsearch.com or just give us a call!

IT'S HERE...LET'S RING IT IN !!!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Mon, 05 Jan 2009 17:42:05 -0600

This time of year brings us to the point of being of wanting to be blindly optimistic about the general direction of our socio-economic reality. What else can you do? I am sure most of you are not happy about the bailouts, and the chorus of feed me, feed me.... from all the late to the party opportunity seekers. Many of us have been working ( wow, really working) and been sacrificing and saving. Or should I say SAVING AND SACRIFICING? We have been hoping to navigate through the economic rules and regulations in order to facilitate a successful retirement.

Well, it looks as though the rules are going to change. Oh, I forot that was the mantra....change. It seems unbelievable to me that most people know that one law of physics dictates that the only constant is change. So, to get caught up with an ambiguous and undetailed plan for change from a politician would bring ridicule instead of success. So change we will have if either of the two major candidates would win. It is all subjective, relative to the person defining what change will mean.
So that means, since things are changing, there is an opportunity for us to make some sound investments and positive times are possibly stright ahead. We live in a great area without most
of the natural disasters that face many of our citizens across the country. There are 953 homes on the market in our mls today. We had sold 772 homes in a one year period from 2008 to the present. While, from 2207 to 2208 in the same time period we sold 1013 homes. It looks like a
24% decline in sales. Considering that the inventory is leveling out, that is not too awful of a position to begin a slow climb. Many areas, of course, are in a lot more negative position. Arizona continues to be a sought after state for relocation. That is another positive factor.

So, I will do my part to remain solidly optimistic. Check out our site at: www.greenvalleyazsearch.com and give us some consideration if you are relocating. We would love to have you as neighbors.

CELEBRATING THE HOLIDAY SEASON IN GREEN VALLEY!!!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Wed, 10 Dec 2008 17:03:16 -0600

Since this is the most celebrated time of the year, I must try to count some of my blessings this year, especially when it comes to the world of real estate. When it looked like things might begin to stablilize in early October, here comes Fannie Mae and Freddie Mac. Even with all the negative surprises they brought, opportunity also came along for the ride. At least, it is obvious to me that they need some regulation and a sobering look at how they arrive at the criteria for creating their loan programs. Considering they need to massively tighten up the qualifications for determining the eligibility of their loan prospects. Along with that, some serious evaluation and redirection for the banking industry is in tall order...the banks themselves need to get back to banking and forget their emphasis on speculation.

As realtors we are concerned about all the aspects of the home industry...not just sales, but sales that will tend to lead the direction of fostering responsible growth. In Green Valley, Arizona our mls inventory is at 981 units avaiable on the market today. This has been a pretty level number for the last 2 months and that, of course, is a positive signal. In the calendar period from January 2nd of this year until the 10th of December, we have had 754 sales. In the same calendar period in 2007, we accomplished 961 sales in our Green Valley, MLS. That translates to about a 22% decline from the 2007 period to the corresponding 2008 period. Considering the heighth and the breadth of the revelations that have shaken the world economy, that is not that bad of a launching point. It is now evolving into our busy season, and I look forward to more positive momentum in our area, hopefully making 2009 a great year for real estate. You can see all the homes in our beautiful area on our website: www.greenvalleyazsearch.com. We are also looking forward to enjoying the rest of this year and hope all of you will do likewise.

PREPARING FOR A THANKSGIVING CELEBRATION!!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Fri, 14 Nov 2008 17:04:32 -0600

We have all survived the hysteria created after the JP Morgan and the others scenario, the AIG thing, followed by the housing and the bank fiasco, and finally the election and its potential implications....WOW!!!

That gives me reason, along with the other obvious ones, to get excited about sitting down for the traditional holiday meal with all of our families and friends. This is indeed something to be grateful for. As far as real estate is concerned, with the passing of the election as well as the other crisies, I believe we will begin to finally see some sales land and hopefully they will initiate some momentum.....at least in a positive direction.

A conversation occured today between another local realtor and myself concerning a particular area here in Green Valley, Arizona. He had asked me about the status of a listing that Laura and I had around the corner from his listing. I told him that I was fortunate to have sold our listing. He was a little surprised, as his listing was still on the market and it currently is priced at about $85 a square foot. It is a 20 year old home and is in a very well kept condition. I am confident at that price, he should not have to wait much longer for a buyer. As for our area here in Green Valley, I do not think prices will go much lower, but of course, we all would like to see the number of buyers increase.

So Laura and I will be faithfully anticipating a great Thanksgiving holiday....I do not think anyone could handle or wish to handle any more of these catastrphic events that we have all had to experience. I hope we can all look forward to things improving slowly over the long run. I sincerely wish all of you a great Thanksgiving.
Visit us at our website: www.greenvalleyazsearch.com.

THE 4TH QUARTER IS HERE, TURN UP THE HEAT!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Thu, 06 Nov 2008 19:50:03 -0600

We are thankful that the election season has come and gone....except for a few closely contested races. No matter who you chose, we are all faced with the prospect of moving forward. I have maintained that in order for the real estate market to really begin to see growth, we must first move past the election cycle. Now we can hopefully look forward to homebuyers beginning to formulate or finalize their plans when it comes to relocating, or purchasing a home. In our area prices are still the best for the buyer and with the corrections financially that have occurred, hopefully they will positively affect the availability of funds. It is also apparent that the general public has recognized that home buying is important just for providing residence .....not as a vehicle for careless speculation.

The Green Valley home sales market from November 2007 to November of 2008 stands at about 850 sales....while in the same period of November 2006 to November of 2007 stands at about 1000. That is about a sixteen or seventeen percent decline. Everyone knows how troubled the market has been. We do hope that this type of scenario never happens again. Green Valley, Arizona is a great destination spot for retirees; as we have a great many adult community activities here. When you add the abundant recreational possibilites paired with well priced housing, you have a hard combination to beat. And, if you like the big city ammenities or activities or endless retail shopping, Tucson is about 20 minutes down the road. Of course, we have numerous restaurants, plenty of great grocery stores, a local Super Wal Mart, a conveniently located movie theater, lots of shops and places to fill up the tank. The scenry and air quality here are always spectacular! Please visit us at our website: www.greenvalleyazsearch.com or feel free to give us a holler.

We look forward to hearing from you.

FALL IS HERE AND NOVEMBER ELECTIONS TOO!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Mon, 06 Oct 2008 17:00:28 -0500

Certainly, one must admit that this has been an interesting year so far. What a ride the economy, which includes the real estate market, has taken us on in 2008. I would like to get to our destination so we can begin to stabilize and start that upward trend that people like to see. As of this writing, we have 904 homes available in the Green Valley, Arizona mls. From October 1 in 2007 untill October 1st of this year we had 837 home sales. If you compared the numbers to the same period in 2006 to 2207 there were 1036 sales that occurred. Here is Green Valley, Arizona we are fortunate that our market is beginning to stabilize and not still sinking downwards. One reason for this is that Green Valley, Arizona has been lauded as one of the top ten retirement areas in the country. We do have plenty of outdoor activities here as well as great air quality and plenty of sunshine.

The sentiment is nearly unanimous....Arizona voters wish to vote Yes on the new state proposition 100. About 80% of the people polled recently have expressed their support for Proposition 100. This is the legislative offering that protects homeowners from the potential of real estate transfer taxes. Probably, about the only thing more caustic for the real estate market would be to top off a real estate transfer tax with an overall federal tax increase. That, we believe would be the worst one, two punch imaginable. However, I do have confidence in all of you out there. We are looking for 2009 to turn this momentum upwards in a slow and positive way. Please stop by and look at our website: www.greenvalleyazsearch.com

....We hope you enjoy our site. Green Valley, Az is a great vacation or permanent settling down spot!

HEADING TOWARDS PUMPKIN TIME!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Mon, 22 Sep 2008 17:52:07 -0500

Labor Day was great, and we hope all of you enjoyed the holiday. As Realtors we have to embrace the time we have for our clients as well as for our perspective clients. It is imperative that we use that precious commodity wisely. Everyone has heard about the finantial crisis that is looming over our heads as this article is being written We, as with most of you, indeed are hopeful for a possible solution that will not leave us in a more perilous position.

When it comes to our philosophy with our sellers, honesty is always the best choice. At this time in the real estate marketplace, we have to make sure that we make an effort to realistically help our sellers price thier homes accurately. It is so crucial now, that we use the competitive market to helping to arrive at an accurate comparable, as well as to decompress the time that we look back on previous sales instead of perhaps traditionally looking back a whole year. With the fluctuating rapidly, the accuracy lies in a smaller period of time to use in determining the correct value for marketing a property. Unfortunately for sellers, this of course means that the home selling price of 2 or 3 years ago will have little or no bearing for this market! This has been become a frequently encountered obstacle when consulting with new sellers. So we feel, if a seller will not acknowledge the realities of this market, we will not take the lisitng. The bottom line truth is: Only properly priced homes in this market will attract a buyer!

Now when it comes to working with our clients on the buying side, things are quite a bit more positive. For the buyers right now, they can expect to find some possibly "never again prices". After a recent seminar, we were tuned into the underlying reasons that so many "new" homes are available. It is much better for a builder to continue to produce homes than to fold up their tents and go home. So that means that we can show potential buyers both new and resale homes and they can expect to find something that they will like either way. In the semiar we attended, it was brought out that the Green Valley, Arizona market has pretty much "leveled out" according to the 2 expert appraisers that spoke at the event. If any of you are interested in the Green Valley, Arizona marketplace, come and visit us on our website: www.greenvalleyazsearch.com..... and enjoy our new mls search!

HEADING FOR LABOR DAY!!!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Mon, 04 Aug 2008 19:46:12 -0500

With the beginning of August rolling on through, we are hoping to enjoy a great month of weather as we move forward towards Labor Day. We have had phenomenal weather this summer, our mildest summer in over 7 years. A lot of 80's and 90's type days....thanks to a great monsoon season.

Laura and I attended a seminar on FHA benefits and appraisals. One fact we gladly wrote down was noting that Green Valley was not a a still declining market, but had basically leveled out in price corrections. That was in a presentation from the Pima and Pinal county appraisers. That was unusal because the appraisers both agreed that Tucson was still in a declining market, while there were other areas that were in a default scenario. The FHA speaker was presenting the program that they have for reverse mortgages. The FHA programs max out at about $239,000. This is a fantastic way for people over 62 to use the capital equity in their homes to enjoy life or pay other outstanding bills and yet be able to maintain residency in their homes. For a government program, it holds quite a potential for the right candidates.

Our market showed a little over 900 listings for availability, as about 950 listings last year at this time. So the easing of inventory is a welcome sight. Last year at this time our mls had sold 680+ homes, while year to date we have sold about 520+ homes. Indeed, it is a little down from last year, but we seem to be leveling out. It is quite a beautiful summer, as with all the moisture it is truly "green valley". If any of you are interested in our area, please visit us at: www.greenvalleydreams.com or pick up the phone, email us and let us answer any quiestions you might have about Green Valley.

HAPPY INDEPENDENCE DAY AND ENTER THE MONSOONS!!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Wed, 02 Jul 2008 20:41:56 -0500

Well, since we are closing in on another wonderful day of celebration of our independence
and the birth of freedom for our country, we wish all of you the best for this 4th of July,
2008.

Yes, here came the monsoon rains around the 27th of June. In our seven years in the greater
Green Valley area this is the earliest the moisture has come in 7 years. As June is our hottest
month, it is a great relief when the monsoons blow in and drop our summer temps about 15 to
20 degrees. This happens from about July 4th to the first week in September....with spectacular
static lightning storms that can flash interesting patterns across the sky. Laura loves to have
some refreshments on the front porch and watch the show, it is fascinating.

Now with a little magic moisture from the rains, the whole valley has greened up, it is quite
a beautiful sight to behold. When we think of the market in Green Valley, AZ it is finally getting to a place
from which we can begin to build momentum. It will probably be a slow but steady recovery if
the rest of the economy is handled with care. From January 1 of this year to date, we have
had 491 home sales. The home inventory shows 946 homes available as compared to around 1100
homes available during earlier periods this year. Our normal range for inventory of homes had been from about 675-750. That is a very good sign. Last year, from January 1 of 2007 to July 2 of 2007 we had 622 sales. A dip this year but a good beginning for a nice slow steady recovery.

We have a full slate of activities available here in Green Valley, as well as the opportunity to visit
some smaller interesting towns to visit like Tombstone... the town too tough to die,
or Bisbee...a very interesting town with a copper mine to tour and great restaurants, not to
forget Patagonia, an oasis in southern Arizona,.. Tubac, where art and history meet or
Sonoita.....with the rodeo, oaks and pinon pines. We hope you will discover our website:
www.greenvalleydream.com and look around. Then, if you have any questions on any parcel,
feel free to give us a call at (520) 904-1690.

Again, Happy 4th of July to you and your family!!!

Marty and Laura Dobos .......LIVE THE DREAM

JUNE IS HERE...LET THE MOMENTUM PLOW ON FORWARD!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Mon, 09 Jun 2008 19:35:08 -0500

As you know, every media "expert is still hammering away on the market" warning everyone that things are bad bad bad. Yes, this has been a rough year for all of us in real estate, however we do see signs that point ahead to a slower steady positive growth which is a welcome sign of relief. I still believe that right now is a great time to purchase a home.....not flip properties. The "irrational exhuberance" as Greenspan alluded to about the tech stock scenario is exactly what happened in the real estate scenario we have been dealing with. If you're looking for a home or a great investment... buy now, great great prices. If you want to flip....stay with pancakes or poker.

As far as the weather and a great place to live...work or retire, Green Valley is an excellent choice. We do not experience the earthquakes, there aren't any tornadoes, we don't have any hurricanes, there probably won't be any tsunamis, and we probably won't have any widespread flooding. But we will have plenty of sunshine. As far as conveniences go, we are about 20 minutes from Tucson where you can get anything you want from a big city. Although the greater Tucson area has over a million people it amazingly feel like a small town. Well, summer is here and the rain is gone. We have had a quite beautiful spring overflowing with flowers from the plants, trees, and the cacti. The light summer rains, known as the monsoons, begin about in the middle of July and go through until September. Boy do they really cool off the summer days. There are great recreational opportunities here: hiking, biking, horseback riding, birding, and all the other usual sports you would expect.

We hope to see you in Green Valley soon. If you would like to know more about our area, just give us a call at (520) 904-1690 or please visit us at our website: www.greenvalleydreams.com which is open 24 hours a day. Thanks for reading our comments.

INTERESTING OBSERVATIONS!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Sat, 03 May 2008 14:32:09 -0500

Well, this year has been an interesting year for real estate in Green Valley, Arizona.
We have seen our inventory swell to over 1100 homes available per day in the MLS
inventory. During yesteryear or more normal cyclical times, we averaged between
650-700 homes available per day. Today our mark is at 1010. Hopefully, the media
will reduce its fanning or sensationalizing of the market conditions as they continue
to slowly improve, and the election year jitters will began withering away.

It is in our interests to keep the banks from entering the real estate management and
brokerage sections of the real estate world. Their entrance could really damage the
continuity of the market and the quality of service that would be provided.

As most people that are closely watching the market know that this is a great time
to purchase a home. The FHA section of the home program market share is growing
helping to facilitate a comeback. The foreclosures keep popping up in the market and
I've noticed that they seem to generate an immediate fervor of activity. It is interesting
to note that as I mentioned last month, the amount of debt forgiveness that is granted
by the lender in the short sale category can be or probably will be followed with a 1099
to the seller. With all of these various kinds of action percolating, this year shall continue
to be very very enlightening.

If you would like to contact us, please call at: (520) 904-1690 or email us at:
www.greenvalleydreams.com!

WHAT A MARKET!!

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Mon, 14 Apr 2008 19:47:51 -0500

Well everybody has to find this market to be of interest. The most scarce commodity amongst realtors today is the small numbers of real available buyers. But within the ranks of true buyers brimming with optimism of being able to secure a "steal", I hope beats the hearts of those individuals who have empathy to the party on the other side of the deal...known as the sellers.

Quite often we see the foreclosure tag looming over a property. Unfortunately for the seller, the reality is that either they have had to voluntarily yield back thier property back to the lender; or they have had a lender begin the ugly nightmare of facing the eviction scenario. Neither one of these two scripts will make anybody want to jump for joy. However, the worst implication is of course the credit score reality. Once a seller has opted, whether voluntaryily or not, to enter into the foreclosure decision, they are facing a few dark years credit score wise. However, equally as ominous is the neurtering of the former sellers ability to apply for a new loan. The other side of distressed sales are the short sales. This is not a situation that I would want to wish on anyone. When a short sale occurs, through the persistence of the seller to make a case to prove their hardship, will possibly come the report of a short sale.....the potentially equally bad credit score crunching document. The only thing worse is that in some cases the seller will possibly get a 1099A from the lender for the amount of the released mortgage debt. Wow, is that ever a potential bonus!

So to all the buyers who are brimming with giddy excitement about getting "the deal of the century", all any of us ask, is to have some compassion for those who are now on the wrong side of the buying or selling scenario in which they are beginning to embark. Well we do wish all of you to get a great deal as this is the time.

In the Green Valley, Tubac or Tucson area check out our website: www.greenvalleydreams.com

Great Property Deals Straight Ahead !

Marty & Laura Dobos (Coldwell Banker Residential Brokerage) — Mon, 17 Mar 2008 17:31:46 -0500

Quite a number of prognosticators are indicating that existing home sales are to stay very steady, with the

possibility of increasing later this hear and improving and showing positive growth in 2009. Well, this is the

posture the National Association of Realtors has taken. Evidence the fact that there are more people with

the financial capacity to purchase homes than even at the 2005 clip. Still, many are waiting for market

stabilization as well as easy the concerns over the coming election in the fall.

This is the time to purchase a home. Some people are still trying to "time" the market, but since there are

such outstanding deals available, it is more important to find a purchase while the selection and price are both

favorable. While we are on the subject of locating a property, the internet seems to be the first choice for

potential homebuyers to begin their search. This replaces the newspaper and trips to the real estate office as

the number one approach. Searching for homes online has increased 36% from 2006 to 2007! The good news

about that is we have come up with a website that has a great property search feature that readily provides a

wealth of local information along with great pictures. So be sure to visit us at: www.greenvalleydreams.com .

If we can be of any help in your quest for a home or rental property , please feel free to contact us.