Jacksonville Florida Community and Northeast FL Homes

Short Sale Buyers Disclosure - Opinion?

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Sat, 12 Dec 2009 23:56:02 -0600

As many of my fellow agents, I get tired of multiple, repetitive disclosures with contracts that are just not necessary in real estate transactions. I actually had a deal last week where the sellers and their agent demanded that our buyer initial every page (30+) of an inspection report the SELLER had done eight months prior!

Its not every day I come across a good, new USEFUL disclosure in my area of the country! We are constantly bombarded with buyers who have no clue what they are getting into with a short sale! When I came across this Short Sale Buyers Disclosure last week, I was shocked to see something that is not only truly informative, but 100% necessary in most short sale transactions! We immediately took the form and "customized" it to make it a little more accurate and realistic.

What do you guys think?

Buyers Short Sale Disclosure

1. Short sales are complex and difficult transactions. Depending on the lien holder the short sale is being negotiated with, it could take 4 months or more to receive short sale approval

2. First Coast Realty Associates and its representatives cannot control how another real estate company will handle a short sale transaction. The frequency of their communication with the bank may be sporadic or infrequent. The Buyer's agent has limited influence on the short sale negotiation with the lien holders

3. The Seller's lien holder is NOT a party to the offer/contract

4. Normally the list price has been determined by the Seller/Realtor based on current market conditions, not the lien holders, unless the MLS states "lender approved'

5. There may be more than one lien holder on this property

6. There may be a mortgage insurance company with decision making authority over the Seller's loan

7. It may be in the lien holder's best interest to let the home go into foreclosure rather than sell it as a short sale. The short sale may not close due to pending foreclosure proceedings by lien holders

8. Currently, statistics tell us that roughly 30% of short sales are successfully approved and the transaction is closed

9. Do not expect counter offers or any other communication from the lien holder in writing except for the approval letter

Buyer sign and date section

So what do you think of this Short Sale Buyers Disclosure? Does your area have something similar? Would you use a short sale form as a buyers agent or do you see the need?

We think it is very necessary to educate buyers and set the expectations in advance, that way, at least they might not be AS SURPRISED when things come up like they do many times in short sale deals. We are now giving this disclosure for short sale buyers we work with in any transaction. If you like it, I also have one in a PDF I can email to you as well, just ask!

Mike

Mike Linkenauger

Short Sale Specialist Network

(877)737-4903

Find Jacksonville FL Real Estate on our local website, or subscribe
to my blog at http://activerain.com/blogs/mikelinkenauger

Are you a local Short Sale Expert?
Join the Short Sale Specialist Network
www.Short-Sale-Specialists.com

Short Sale Specialist Network

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Fri, 04 Dec 2009 12:12:06 -0600

Mike Linkenauger

Short Sale Specialist Network

(877)737-4903

Find Jacksonville FL Real Estate on our local website, or subscribe
to my blog at http://activerain.com/blogs/mikelinkenauger

Are you a local Short Sale Expert?
Join the Short Sale Specialist Network
www.Short-Sale-Specialists.com

Has The Market Stabilized?

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Fri, 04 Dec 2009 12:03:36 -0600

That's a question we hear frequently.

Has the Real Estate Market Stabilized?

Through The Short Sale Specialist Network, we are in constant communication with some of the top agents around the country on a daily basis. This questions seems to be something we hear all to often. "When is the Real Estate Market Going to Stabilize"?

How do you answer this questions? If I had a crystal ball that could foresee the future, I'd be a billionaire by now! Until I can find one, I can only go by the signs that I see around the country, and formulate an answer based on this evidence. My experience is that home prices in some heavily distressed areas have reached near bottom, but in some areas that felt the hit later than others, the bottom is not in sight. One thing is for certain in many area, home sales are up! Unfortunately, prices are down!

With the Winter slowdown now in full swing, the next two months are critical to the recovery of the real estate market. In my opinion, and from what I've seen, the highly distressed areas that have decreased 60%-70% from the peak (Phoenix, Vegas, and much of Florida), the prices may finally be reaching a plateau. I can certainly speak for our area in North Florida, prices are down, sales are decent.

One big indicator as well is that the number of NEW listings on the MLS is down dramatically, and the total inventory is down dramatically as well. Unemployment will play a key to the recovery of the market. Lenders can modify loans all they want, but if they can't provide employment for borrowers, don't expect them to pay! This variable will continue unfortunately to lead to high numbers of short sales and foreclosures in 2010.

What is the Real Estate Market like in your area?

Has the Market Stabilized?

Are home sales and prices up or down in recent times?

Mike Linkenauger

Short Sale Specialist Network

(877)737-4903

Find Jacksonville Florida Real Estate on our local website, or subscribe
to my blog at http://activerain.com/blogs/mikelinkenauger

Are you a local Short Sale Realtor?
Join the Short Sale Specialist Network
www.Short-Sale-Specialists.com

Short Sales with Litton Loan Servicing

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Wed, 18 Nov 2009 12:53:51 -0600

Litton Loan Servicing Short Sales

We have discovered that in a time when many lenders are VERY slow to approve and process short sales for properties, Litton Loan Servicing is one of the best lenders to work short sales with. They have one of the fastest processing turn around times among all major lenders, and also one of the highest percentages of approvals as well. Their average short sale approval time is approximately 4-5 weeks from the time they receive a completed short sale package. We also are very familiar with the Litton Loan Services Short Sale Policy, and it seems to be very accommodating for home owners. We also know the percentage of the current value that they look to recapture with a short sale offer, and it is very favorable as well. Visit the short sale documents and forms section of our website for a list of the required documents that Litton will need for a short sale on your property, as well as the litton loan servicing loss mitigation department contact phone number.

You should NEVER pay a penny for short sale services, fees are always paid by your lender!

Need help with a short sale with Litton? Ask a short sale expert!

We are a nationwide network of short sale Realtors® who are very experienced at helping home owners who are in financial hardship avoid mortgage foreclosure. If you are considering a Mortgage Short Sale with Litton Loan Servicing on your home, townhome, condo or property, our agents can help short sale your home FREE of charge. This is likely a very tough time for you and your family. Our agents are at your service to answer any questions you may have about the short sale process with your lender. Talk solutions with a state regulated real estate agent and short sale specialist.

Tell us any experiences you may have with Litton Loan Services! Fast, slow, good, bad, horrible??

What do you think?

Mike Linkenauger

Short Sale Specialist Network

(877)737-4903

Find Jacksonville FL Real Estate on our local website, or subscribe
to my blog at http://activerain.com/blogs/mikelinkenauger

Are you a local Short Sale Expert?
Join the Short Sale Specialist Network
www.Short-Sale-Specialists.com

copyrighted content - First Coast Realty Associates 2009 - Please Do not copy

Short Sale Specialist Network Information

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Mon, 16 Nov 2009 09:31:51 -0600

Short Sale Specialists

Hi there! I wanted to share a excellent resource with you that you may be able to share with your friends and family. The Short Sale Specialist Network is a nationwide network of short sale expert Realtors who offer FREE help to home owners in financial hardship. If you have any family or friends, ANYWHERE in the country who are faced with difficult financial times, this is an excellent resource to guide them through the short sale process. They can visit www.short-sale-specialists.com. There is absolutely no cost involved!

Find a local Short Sale Specialist!

I have your contact information from when you filled out a form on my Jacksonville real estate website, www.firstcoastre.com. I do have occasional communications via email, but will NOT misuse your contact information!! If I can be of service in ANY way, don't hesitate to ask!

Remember, you can also search foreclosure homes FREE of charge at www.firstcoastre.com/custom3.shtml

Mike Linkenauger

First Coast Realty Associates

(904)733-4911

Find Jacksonville FL Real Estate on our local website, or subscribe
to my blog at http://activerain.com/blogs/mikelinkenauger

Are you a local Short Sale Expert?
Join the Short Sale Specialist Network
www.Short-Sale-Specialists.com

copyrighted content - First Coast Realty Associates - Do not copy

How to Write a Short Sale Offer

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Thu, 12 Nov 2009 09:32:43 -0600

How to Write a short sale offer for Buyers Agents

In our dealings with short sales, we have found an obvious lack of training for real estate agents. Even though we are in "short sale central" here in Florida, at least half of the offers we have come in are asking for seller to make repairs, or missing a short sale addendum, or have some other terms not suitable for a short sale offer.

We created an actual PDF form that we have attached to our MLS listings instructing buyers agents on How to write a short sale offer for Realtors properly. The email address on here actually forwards the offer to myself as well as my head assistant! So far, the form has worked excellent for us! If you like the form, I'll gladly forward a PDF of it.

Short Sale Offer Instructions

Please read these instructions carefully prior to submitting an offer. All offers incorrectly submitted will delay the process and will likely be rejected by the Seller.

1. All short sale properties are to be sold ‘as-is'. Seller is to make no repairs. Please include this statement in your offer.

2. Seller will not pay for a home warranty of any kind.

3. All offers must include a Short Sale Addendum found in the ‘Forms' section of the MLS.

4. All offers must have a Buyer's pre-approval letter or proof of funds.

5. Do NOT put ‘Owner of Record' as the name of the Seller. If after searching the tax records you are still unsure about the name of the Sellers please call.

6. If a MLS listing reads ‘lender approved' or ‘approved at this price' then that is the purchase price the lien holders have communicated to us in either writing or verbally that they will accept. In this instance, if we receive an offer that does not meet the lender's required payoff we will recommend to the Seller that they reject the offer. If you need clarification, feel free to call.

7. When submitting an offer we prefer a scan and emailed copy. Please email us at ‘offers@firstcoastre.com'. If you'd prefer to fax, send it to 904-733-4397.

Thank you for your time and consideration in submitting an offer. We look forward to working with you.

What do you think of our form? Would you add anything to it?

For other resources for Realtors who work short sales, visit www.short-sale-specialists.com

Mike Linkenauger

First Coast Realty Associates

(904)733-4911

Find Jacksonville FL Real Estate on our local website, or subscribe
to my blog at http://activerain.com/blogs/mikelinkenauger

Are you a local Short Sale Expert?
Join the Short Sale Specialist Network
www.Short-Sale-Specialists.com

Extension on the $8000 Tax Credit? AND $6500 Credit?

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Wed, 04 Nov 2009 14:16:03 -0600

Extension of the $8,000 First Time Home Buyers Tax Credit, and NEW $6,500 Tax Credit!

Senate leaders had reached a tentative agreement on Wednesday, October 28, 2009 but no bill was passed as of yet. The agreement will extend the $8,000 tax credit from its current November 31st expiration to April 2010, for having any contract or settlement by June 30, 2010.

In the bill there is also a proposed NEW $6,500 credit for current homeowners who lived in their primary residence for 5 years or more and have a joint income below $250,000 ($125,000 for singles). As the previous tax credit has pulled first time home buyers out of the woodwork, the extension will pull any remaining ones off the fence. This "NEW" $6,500 tax credit could pull any existing home owners out into the market as well. The positive aspects of this $6,500 will encourage current owners to sell their existing property and purchase another property.

This is excellent news for all Real Estate professionals!

There was no agreement whether to put the bill to vote on its own or or jointly with other proposed legislation. The bill has to be voted in the house and signed off on by the president to become a law. Lets hope it gets approved before the Winter season!

What do you guys think the impact will be on the extension of the First Time Home Buyers Tax Credit, as well as the $6,500 Credit for existing home owners?

Congress has extended and expanded the homebuyer tax credit. The modifications in the column labeled

"December 1 - April 30, 2010" become effective when President Obama signs the bill. All changes made

to the current credit become effective on that date, as well!!

Mike Linkenauger

First Coast Realty Associates

(904)733-4911

Find Jacksonville FL Real Estate on our local website, or subscribe to my blog at http://activerain.com/blogs/mikelinkenauger

How to write a Short Sale Hardship Letter

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Wed, 28 Oct 2009 12:23:08 -0500

How to write a Short Sale Hardship Letter

Our government estimates by the end of 2009, over 50% of Americans who have a mortgage on their home will owe more than the value of their property. If you are in a difficult financial situation like much of the country, a short sale may be the only alternative to a foreclosure. We do have a saying we use in the business, "a short sale is only for those that HAVE to sell, not for those that WANT to sell". In a short sale, your lender will require you to prove your financial hardship, and the short sale hardship letter is a critical piece of required documentation.

What constitutes a "financial hardship"?

Loss of employment or reduction in income
Death in family or major unexpected medical expenses
Relocation or Job Transfer
Increased bills or expenses
Major repairs needed to property, without resources to pay for them
Divorce

By the time a home owner is considering a short sale, most have already done a "band aid" loan modification, either a forbearance or repayment plan, which is a temporary solution to a long term problem. If you have already written a hardship letter for a loan modification, you will need to write a new one that is more specific to a short sale.

Here are some common things that a short sale hardship letter should and should not contain:

The hardship letter should be signed and dated
Reference the property address and loan number in the header
It should be short and to the point, 5-10 sentences in enough
State your hardship, and the circumstances that led you no longer being able to afford the property
Make a strong case and relay the desperation of your case
Do not blame your lender for your circumstances
Do not write to much, they don't have the time to read it
End the letter with something like "a short sale seems to be our only solution to avoid foreclosure" or "please consider a short sale on our property, we can find no other answer to our circumstances"
Again, don't forget to sign and date it!

CLICK HERE to see some sample short sale hardship letters

While you may be stressed from the financial situation in your life, know that this is only a temporary season in your life. All things come to pass. While the short sale process is anything but "short", you can recover your credit and be ready to purchase a home again in as little as 18 months.

In a short sale, it is important to have an experienced agent to guide you through the short sale process. ALL traditional closing costs are paid for by your lender in a short sale, including your real estate brokerage fees. To find a local short sale Expert who will help you with the process at no cost to you, visit www.short-sale-specialists.com. That site is also a top resource for anything related to short sales including other required documents, and lender specific guidelines and contact information.

Mike Linkenauger
First Coast Realty Associates
(877)737-4903
mlinkenauger@yahoo.com

Find Jacksonville FL Real Estate on our local website, or subscribe to my blog at http://activerain.com/blogs/mikelinkenauger

The $10 Option Contract Short Sale Scam

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Sun, 18 Oct 2009 21:08:00 -0500

SHORT SALE SCAMS EXPOSED - "THE $10 OPTION CONTRACT"

Hopefully that title got your attention!

If you are reading this, you fall into three categories:

You are with me - You are likely an agent who values fiduciary duties and ethics over money, or a consumer who does not tolerate rip off artists.

You are against me - You are likely an investor or agent who disagrees with me, who would likely value money over ethics and fiduciary responsibilities.

Or you have no clue what I'm talking about!

If this blog post is angering you already, I definitely know which category you fall into! Those of you who know me, know that I'm not in the business to make friends with the world. I do have great friends and people I'm close to in my life. But, I am not always the most polite person on the face of the Earth, especially when I see injustice going on or the subject is something I feel passionate about. I say it like it is. I am going to state my case, and then I challenge ANY "short sale home buyers", investors, or Realtors(R) who disagree to a debate, right here, right now!!

For those that don't know what I'm talking about, the option contract seems to be the most common instrument that investors use to try to "buy" short sale homes. There are other ways investors purchase short sale homes, I've heard them all. Pretty much all of which I believe to be unlawful and unethical in some way, but the $10 option contract seems to be the most common scheme I run into.

Here is how it works:

In a nutshell - The investor puts signs up around town saying something like "we buy houses" or "stop foreclosure" or "John Buys Homes - CASH". The investor also may start websites claiming to offer solutions to home owners in hardship. Either way, the investor puts himself out there as a "cash home buyer" ready to buy your home TODAY!!. Unsuspecting home owners who are upside down on their homes and in hardship call the investor looking for some kind of solution to avoid foreclosure. The investor then asks the home owner to sign a $10 option contract, giving them the OPTION to purchase the home for an extended period of time. Once the option is recorded, it is basically another lien on the property! The investor considers this to be "ownership interest" and "equitable title" to the property. Once the home owner is out of the property, the goal of the investor is to basically manipulate the situation in ANY way to get the home approved as a short sale by the home owners lenders as cheaply as possible. Once approved, the investor tries to find a buyer to flip the home to PRIOR to purchasing, then ONLY buys the home (using cash/hard money funding) if they can put the deal together and flip it to a REAL buyer by buying and selling at the same time.

Here is why the $10 option contract is not only unethical, but illegal:

1.) These investors do NOT buy homes like they say they do! They are really "transaction coordinators", not a "short sale home buyer", right?? I mean after all, they ONLY buy the house if they can find somebody to flip it to right away. If they can't find a REAL buyer to buy it, the property goes into foreclosure, destroying the borrowers credit (could still be liable for money owed!). The investor is out a whopping $10. I have talked to MANY sellers who were under the impression that the investor/con artist was the person actually buying their home!

2.) The law has determined that "token consideration" ($10) doesn't constitute a valid contract, period. This means you can't legally say you own a home, and can't make decisions like an owner could when offering token consideration.

3.) What if the lender asks that the short sale deficiency be repaid by the home owner?? This is a very common occurrence. What if, the investor tries to manipulate the lender and steal a home for $150K, instead of the $180K it may fetch if sold in a legitimate transaction. What if, because the home sells for less, the lender asks that the home owner repay $40,000, instead of say $20,000 or nothing if the home had sold for a higher price. Who's best interest is that in? What about agents who agree to hide offers that come from legitimate buyers from the sellers lender, only to present to an investor who is not the REAL seller? Also what about agents who misrepresent the value of the property? I challenge ANY agent who claims to have ethics or values to tell me why they should be allowed to have a real estate license if they approve of this.

4.) There are title seasoning periods on FHA and VA loans. For the layman, this means that even if a buyer wants to buy one of these short sale flip properties, they can't get financed typically with an FHA or VA loan. Specifically created to keep consumers from being duped in these exact types of property flips, title seasoning periods keep the property from changing hands in a quick manor. In some areas, these types of loans account for as high as 75% of all mortgage loans!

Agents, our job is get a property exposed and make it available to as many potential buyers as possible, right? How can DRAMATICALLY reducing the pool of potential buyers for a property, by as much as 75%, possibly be in the sellers best interests? Reality is, its only in the scam artists best interests.

I'll save some other reasons for anybody who cares to debate with me!!

Because of my involvement in the short sale industry, I am constantly bombarded by these con artists trying to recruit me into their gangs of schemers. It is people like this in my opinion who are the epitome of "American Greed", and are the reason half the world despises our country. When approached by these people, the first thing they ALWAYS go after with me is, "You'll make 6% on the buying side, and 3% or 6% on the selling side". They come at me very hard, and its always ALL about money with them. Probably heard that statement 100 times. They are an extremely aggressive and manipulative bunch.

I'm not for sale, sorry to disappoint.

Realtors, we must stand for something, or we will fall for anything! Don't let one of these investors talk you into selling your values.

Sellers!! If you are in financial hardship and considering a short sale on your home, beware of short sale scams out there! The $10 option contract is just one method these guys use to tie up properties, rob your lender, and play games with home owners credit and financial future. There are MANY others!

ONLY use an agent who will look out for YOUR best interests, NOT their own! Common sense would likely say that it is impossible for anybody to look out for your best interests, while trying to profit from your misfortune as much as possible!

If you are looking for a good short sale specialist in your area who is pre screened, very experienced, and must agree to the strictest ethical standards and practices, visit www.short-sale-specialists.com.

Mike Linkenauger

First Coast Realty Associates

(904)733-4911

Find Jacksonville FL Real Estate on our local website, or subscribe to my blog at http://activerain.com/blogs/mikelinkenauger

Long blog post! If you want to read some, comments 74-83 are some of my favorite arguments

___________________________________________________________________________________________

UPDATE - December 7th, 2009

Wow! Lots of discussion and argument below about short sale scams! As expected, my post really got under the skin of some of the folks using these methods to rob home owners and their lenders. A big reason why this article was made extremely confrontational in content, was to pull some of these scam artists out into a public forum, and expose them for exactly what they are!! I feel it worked excellent if you read through everything.

If you choose not to read the entire content, here are some other resources and blog articles for sellers to consider that support this one:

Two Connecticut Realtors indicted on "Short Sale" Mortgage Fraud
Sellers Beware of Short Sale Scams
Mortgage Fraud 101 - Short Sale Fraud
The Ethical Dilemma with Short Sale Option Contracts
Short Sale Companies - Another Scam? You Bet!
New Short Sale Scam Taking Root

By the way, I just had a conference call last week with a Vice President and the head of the loss mitigation department and distressed property division from one of the largest banks/financial institutions in the country. He stated that they also view these types of transactions as mortgage fraud. They are also constantly taking measures, such as the arms length affidavits discussed below, to avoid these deals at all costs!!

Hopefully this statement, along with one made by the Assistant US States Attorney below is enough to help home owners Watch out for short sale scams and short sale mortgage fraud using the option contract.

Remember, only use an agent who will look out for YOUR best interests in the transaction, not their own!

Mike

Last Chance for $8,000 Tax Credit! See this NOW!

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Sat, 17 Oct 2009 15:57:51 -0500

The clock is ticking! The $8,000 Tax Credit for Jacksonville First Time Home Buyers ends November 30th!

This is a true tax "credit", and you do NOT have to pay back the money!
A "First Time Home Buyer" is defined as somebody who has not owned a home in the last three years.
The tax credit you receive is determined by the purchase price of the house. It is for 10% of the purchase price of the home, up to $8,000.
The credit is applicable for home purchases made on principle residences between January 1st, 2009 and December 1st, 2009.

Here are the best deals we could find on the market right now that will close still in time for the $8,000 tax credit! None are "short sales", and Most are new or have been totally renovated!!

MOST ALL OF THESE HOMES BELOW ARE OFFERED WITH AT LEAST $5,000 IN CLOSING COST ASSISTANCE!!

Click the property description for more information on each home!

1.) $159,000 3/2.5 2-Story Southside house on 1/2 Acre - Almost NEW!

2.) $145,000 3/2.5 Intracoastal Jax. Condo with 2-Car Garage 1,560Ft.

3.) $150,000 HUGE 3,000Ft. 5/3 - Totally Rehabbed, everything NEW!!

4.) $139,000 1/2 Acre Lot - 4/2 1,700Ft., Granite, Wood Floors, Renovated!

5.) $159,000 BRAND NEW HOME! Brickfront 3/2 in Murray Hill - Loaded!

6.) $179,000 1,850Ft. Brick NEW HOUSE in Murray Hill - 4 Bed/2 Bath

7.) $170,000 1,800Ft 4/2 Brick House on Lake in Eagles Hammock!

If you have any other questions about the $8,000 tax credit or available financing for a home,visit http://www.firstcoastre.com/professional397.shtml or give me a call or email.

Get started on your home search today! Visit http://www.firstcoastre.com/custom3.shtml for the most advanced home search in the world!

First Coast Realty Associates

Mike Linkenauger

(904)733-4911

Jacksonville FL First Time Home Buyers Don't miss the $8,000 tax credit!!

Loss Mitigation Department Contact Phone Numbers

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Fri, 02 Oct 2009 22:39:56 -0500

Loss Mitigation Department Contact Numbers

I've seen a few of these lists, but I think mine is the best!! You be the judge! You can access this list ANYTIME by going to www.bankphonenumber.com. Below you will find contact numbers for all major financial institutions around the country

If you find any bank and loss mitigation department phone numbers that are incorrect, or have any that are NOT already on this list that we can add, PLEASE fill out the form at the bottom, or email them to ethanfcre@yahoo.com

This is copyrighted content, please don't steal it!

REMEMBER! Find this list anytime by going to www.BankPhoneNumber.com

KEY: LM = Loss Mitigation, Auth = 3rd party Authorization form

ABM AMRO Mortgage

(800) 783-8900

Accredited Home Lenders

(877) 683-4466

AHMSI - American Home Mortgage Corp.

General Info: 877-304-3100
Fax: 877-452-6490
Fax: 866-452-1837

AMC Mortgage Services

(800) 211-6926
(Also handles loans originated by Ameriquest and Argent)

Ameriquest Mortgage

(Debt collection--see AMC Mortgage Services) (800) 211-6926

AmTrust Bank (aka Ohio Savings Bank)

(888) 696-4444

Aurora Loan Services (Debt Collection) (800) 550-0508

General info: 800-550-0508
Fax: 303-728-7648
Short Sale Fax: 866-581-4503

Avelo Mortgage LLC

Now serviced by Litton Loan Services, Inc
(866) 992-8356*

Bank of America (800) 846-2222

General Info: 800-285-6000
Fax: 716-635-7255
LM Dept: 800-846-2222
Heloc Dept: 800-633-4510
Heloc Fax: 704-208-1350

BB&T Mortgage

(800) 827-3722*

Beneficial

(800) 333-5848

Central Pacific Bank

(800) 342-8422*

Charter One

(800) 234-6002

Chase

(800) 548-7912
Loss Mitigation (877) 838-1882 ext 52195
The Number you will be directed to after you give your loan number: (866) 665-7629

Chase Home Finance

(800) 848-9136 (customer service) (858) 605-2181 (delinquency customer service)
General Info: 614-422-0376
General Fax: 614-422-7259
Loss Mitigation Dept: 800-446-8939
Loss Mitigation Fax: 888-874-2664
Collections: 800-848-9380
Regular package fax: 614-422-7259
Authorization Fax: 614-422-7912
Authorization Fax2: 614-422-7575
Authorization fax 3: 866-282-5682
Foreclosure Dept: 800-981-3792
Short Sale Dept: 877-419-6490

Chase Home Finance-New Jersey

(800) 446-8939*

Chase Manhattan Mortgage
(800) 446-8939 (Ohio Servicing Center)
(800) 526-0072 (Florida Servicing Center)
(800) 527-3040 x533 (Florida Servicing Center)

Chevy Chase Bank

(800) 933-9100

Citi Financial Mortgage

(800) 753-3673
General Info: 866-704-8050
Hmoe Equity Dept: 800-685-0935 & 800-283-7918
1st lien Short Sale Dept: 866-713-4785
1st lien fax: 301-696-4473
2nd lien Short Sale Dept: 866-520-5499
Short Sale Dept fax: 866-675-5772
2nd Mortgage Division: 866-520-5499
Collections Dept: 800-788-4517

Citimortgage (800) 283-7918

Countrywide

(800) 262-4218
Loss Mitigation Dept: 866-880-1232
Short Sale Department Fax: 888-491-4947
Authorization Fax: 805-520-5019
Authorization Fax2: 800-658-0395

Community First Credit Union

General info: 800-342-8416
LM Dept: 904-371-7964 x 1
Fax: 904-371-7938

Ditech (GMAC) (800) 852-0656 (800) 449-8582

Downey Financial Corp. (800) 824-6902, ext. 6696

EMC

(800) 723-3004

General Info: 800-723-3004

Fax: 917-849-2677

EverBank (800) 669-7724 ext. 4730

Everhome Mortgage

General info: 800-669-7724

Fax: 904-281-2337

Equity One (Debt collection) (866) 361-3460

First Horizon Home Loans (800) 489-2966*

First Franklin

Customer Service: 800-346-6437
Loan Services: 800-745-1787
Auth fax: 724-957-9032
LM Fax: 412-499-3400
Payoff Fax: 412-918-7327
Resolution Dept: 800-622-5035

Fifth Third Bank

(800) 375-1745 Option 3

First Merit Bank (888) 728-9931

Flagstar Bank (800) 968-7700, ext. 9780

Florida Telco

Mortgage Dept: 904-720-1759
Mortgage Dept. Fax: 904-722-6658

Fremont Investment & Loan (866) 484-0291

GMAC Mortgage

(800) 850-4622
General info: 866-725-0782
Fax: 866-709-4744
LM Dept: 800-850-4622

GreenPoint Mortgage Funding (800) 784-5566, ext. 5383*

Green Tree (877) 816-9125

Homecomings Financial (800) 850-4622*

HomeEq Mortgage Servicing ( Debt collection) (866) 822-1471

General Info: 866-822-1471

Fax: 866-577-1227

Fax Auth: 866-574-0832

Household Finance (A HSBC Co.) (800) 333-5848

Household Mortgage (800) 333-4489

HSBC Mortgage (800) 338-6441

General info: 800-338-6441

Fax: 866-657-6621

LM Dept: 888-648-3129

LM Fax: 732-352-7519

Huntington National Bank (800) 323-4695

Indymac Bank (877) 736-5556

General Info: 877-736-5556
Fax: 269-353-2474
Fax auth: 626-535-4084
LM Fax: 626-583-1370

Irwin Mortgage (888) 218-1988

James B. Nutter & Company (800) 315-7334

Key Bank (800) 422-2442

LaSalle National Bank (800) 783-8900

Litton Loan Servicing

(800) 999-8501 or (800) 548-8665
Fax (713) 966-8820
General Info: 800-999-8501
Fax: 972-653-6322
Fax2: 972-653-3333

Midland Mortgage (800) 552-3000 or (800) 654-4566

Mortgage Lenders Network (800) 691-0129

Mortgage Electronic Registration Systems (MERS) (888) 679-6377

National City (800) 367-9305, Ext. 53221 or (800) 523-8654

Nationwide Advantage Mortgage Company (800) 356-3442, ext. 6002*

NationStar Mortgage (888) 850-9398* Press 0 for operator

General Info: 888-850-9398 x 3828

Fax: 214-488-1877

New Century Financial Now Carrington Mortgage Services (800) 790-9502 or (877) 206-9904;

NovaStar Mortgage Loan Resolution Department (888) 743-0774 Non-English: (888) 743-0774, ext. 4523

Ocwen Federal Bank (800) 746-2936 or (877) 596-8560

LM Dept: 800-746-2936
LM Dept: 866-355-6034
LM Fax: 407-737-5693

Ocwen Financial Corporation, Phone: 877-226-2936

Phone: 561-682-8000, x8386

Option One (866) 711-1962 or (888) 275-2648

PHH Mortgage (Formerly Cendant) (800) 257-0460
(800) 750-2518

Regions Bank

General info: 800-734-4667
Loss Mitigation Dept: 205-560-5421
Loss Mitigation Dept 2: 866-298-1113
Mortgage Dept: 800-986-2462
2nd Mortgage Dept: 800-231-7493
Loss Mitigation Fax: 205-560-5421

ResMae Mortgage Corp. (877) 473-7623, ext. 5944

Saxon

(800) 665-7367
General info: 888-325-3502
Authorization Fax: 817-665-7970
Authorization Fax 2: 817-665-8181
Loss Mitigation Fax: 888-240-1885

Select Portfolio Servicing (888) 818-6032
Fax: (801) 293-3936

SkyBank (800) 290-3359

Sun Trust Mortgage

(800) 634-7928
General info: 800-443-1032
LM Dept: 800-634-7928 option 5 then x 58791
Auth Fax: 804-291-0134
LM Fax: 804-675-7399

Third Federal Savings (888) 844-7333

USAA

LM Dept: 866-899-5308
LM Fax: 866-355-6034
Auth Fax: 866-501-1610

US Bank (800) 365-7900

General Info: 800-240-7890
LM Dept: 800-337-1193
Fax: 216-475-7340

Wachovia

(866) 642-8608
General Info: 866-642-9405
Fax: 866-260-3962
LM Dept: 866-642-8606

Washington Mutual

(866) 926-8937
(888) 453-3102
(800) 478-0036
(800) 254-3677

Waterfirld Mortgage (800) 957-7245
Fax: (260) 459-5390

Wells Fargo

(877) 216-8448 or (866) 261-5642 or (800)766-0987 or (800) 678-7986
General Info: 866-234-8271
Fax: 866-359-1975
LM Dept: 866-903-1053
LM Fax: 866-837-9108
LM Fax: 866-590-8910

Wendover Financial Services Corporation (800) 934-1081 or (800) 436-1022

General Info: 866-234-8271
Fax: 866-359-1975
Loss Mitigation Dept: 800-850-4622

Wilshire Credit Corporation (888) 502-0100

This list will be updated regularly at www.BankPhoneNumber.com.

Hope you have found our list of Loss Mitigation Department Phone Numbers helpful! Please contact us if you find an errors or have others to add!

Please do not copy this content!

Have you found this list helpful???

Short Sales with Aurora Loan Services

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Thu, 11 Jun 2009 10:11:06 -0500

Aurora Loan Services short sales

When many lenders are slow to approve and process short sales for home owners in financial hardship, we have found than Aurora Loan Services, ALS, is one of the best lenders to work short sales with. They seem to have one of the fastest short sale package turn around times among all major lenders, and also one of the highest percentages of approvals as well. Their negotiators and staff seem to be very experienced and educated, and just generally easy to work with.

Their approval time seems to be somewhere around 3-4 weeks on a short sale offer. We just closed a $750,000 on yesterday that was just as smooth as can be. Less than four weeks for an approval letter, over $300,000 of debt forgiven on that deal! Another one in March got approved in just over three weeks start to finish.

Tell us any experiences you may have with Short Sales with Aurora Loans! Good, bad, fast, slow?? What do you think?

We also are very familiar with the Aurora Loan Services Short Sale Policy, and it seems to be very accommodating for home owners.

Need help with a short sale from Aurora Loan Services? You should NEVER pay a penny for short sale services, fees are always paid by your lender! Need help? Ask an expert!

(877)737-4903

We are a licensed real estate brokerage company. We are NOT short sale investors!

Only use a real estate brokerage company to give you short sale help with your Aurora loan services mortgage.

Jacksonville Short Sales - Streamlined

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Fri, 29 May 2009 22:27:08 -0500

Jacksonville Florida Short Sales - We are Jacksonville Short Sale Specialist Realtors, we offer free short sale help to home owners in financial hardship free of charge.

Contact Mike Linkenauger at (904)733-4911 if you are in need of Free Jacksonville Short Sale Help

Obama Administration Announces Financial Incentives and Uniform Process for Short Sales. This is excellent news for home owners across the country, and will help many home owners avoid home foreclosure across the country by working a short sale and streamlining the process.

National Association of REALTORS® Government Affairs Division 500 New Jersey Avenue, NW, Washington DC, 20001 REALTOR® is a registered collective membership mark which may be used only by real estate professionals who are members of the NATIONAL ASSOCIATION OF REALTORS® and subscribe to its strict Code of Ethics

Responding to the call of the National Association of REALTORS®, on May 14, 2009, the Obama Administration announced incentives and uniform procedures for short sales under its new Foreclosure Alternatives Program (FAP). For borrowers who do not qualify to have their loans modified on a permanent basis under the Making Home Affordable Loan Modification Program, the servicer may consider a short sale or, if that is not successful, a deed-in-lieu of foreclosure.

Borrowers (Homeowners).

Borrowers/homeowners qualify under the FAP if they meet minimum eligibility requirements for the Home Affordable Modification program but don't qualify for a modification or do not successfully complete the three month trial period. Before proceeding with a foreclosure, servicers must determine if a short sale is appropriate.

Incentives.

Incentives include: (1) $1,000 for servicers for successful completion of a short sale or deed-in-lieu of foreclosure; (2) $1,500 for borrowers/homeowners to help with relocation expenses; and (3) up to $1,000 toward the cost of paying junior lien holders to release their liens (one dollar from the government for every $2 paid by the investors to the second lien holders).

Standardized Documents.

The program will include streamlined and standardized documents, including a Short Sale Agreement and an Offer Acceptance Letter. The goal is to minimize complexity and increase use of the short sale option.

Property Valuation by Appraisal or BPO.

Servicers will independently establish both property value and minimum acceptable net return, in accordance with investor requirements. The price may be determined based on an appraisal or one or more broker price opinions (BPOs), issued no more than 120 days before the date of the short sale agreement.

Timeline.

In the Short Sale Agreement, servicers must give borrowers/homeowners at least 90 days to market and sell the property, or up to one year, depending on market conditions. Property must be listed with a licensed real estate professional with experience in the neighborhood, or short sale specialist. No foreclosure may take place during the marketing period (at least 90 days) specified in the Short Sale Agreement.

Commissions.

The Short Sale Agreement must specify the reasonable and customary real estate commissions and costs that may be deducted from the sales price. The servicer must agree not to negotiate a lower commission after an offer has been received.

No Borrower Fees.

Servicers may not charge fees to borrowers/homeowners for participating in the FAP.

Program Expiration.

The program is in effect through 2012.

DIL Option.

Servicers have the option to require the borrower/homeowner to agree to deed the property to the servicer in exchange for a release from the debt if the property does not sell within the time allowed in the Short Sale Agreement (plus any extensions).

This should help the Jacksonville Florida Short Sale Process. We are Jacksonville Short Sale Expert Realtors, and offer Free Short Sales Help and process guidance for property owners in hardship.

Contact Mike Linkenauger to help get your home

We also have a network of Short Sale Specialists around the country. Our agents can help with Short Sales in West Palm Beach, Maricopa County AZ Short Sales, or anywhere in the US.

Jacksonville Florida Condominiums section 2

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Fri, 29 May 2009 21:09:18 -0500

Looking for condominiums for sale in Jacksonville Florida? We are the number one source for Jacksonville FL Condos, St. Augustine and Ponte Vedra Florida Condominiums for Sale

Please note that some price ranges listed on THIS page are slightly out of date. Click the links for ALL the new listings updated daily you are interested in!

This is section two of our available communities - See section 1 for more condos, including Baymeadows area, Intracoastal Jacksonville, Jacksonville Beaches and MANY others! Click Here for those areas.

PONTE VEDRA
Condominium Name:	Address:	Price Range:

Beach House Condos

4553 Eden Bay Dr

$204,000 - $642,900

Belleza At Ponte Vedra

705 Boardwalk Dr

$115,000 - $258,000

Bermuda Bay

200Bermuda Bay

$228,900 - $399,000

Deer Run Villas

$395,000 - $445,900

Grand Cay Villas

140 Veracruz Dr

$145,000 - $243,500

Grand Cay Villas

Grand Cy Villas

$145,000 - $243,500

Hallmark

1102 Spinnakers

$230,000 - $1,899,999

Little Bay Harbour

2 Little Bay Harbor

$469,000 - $469,000

Marsh Cove

102 Marsh Cove

$169,900 - $198,000

Mediterra

$769,900 - $789,900

Ocean Grande

310 South Ocean Grande

$395,000 - $3,200,000

Ocean Grove

3 Arbor club Dr

$109,900 - $239,000

Ocean Links

400 Sandiron

$159,900 - $257,000

Old Ponte Vedra

$620,000 - $2,500,000

Players Club Villa

4 Players Club Villa

$162,000 - $1,500,000

Portofino

$440,000 - $440,000

Sea Hawk

2091 Sandpiper

$144,500 - $210,000

Serenata Beach Club

A1A South Ponte Vedra

$995,000 - $1,795,000

Summerhouse

$154,900 - $199,000

The Fountains

$189,900 - $237,900

The Palms At Marsh Landing

1701 The Greens Way

$116,900 - $229,900

The Retreat

$789,000 - $789,000

Tidewater At Nocatee

N/A

Vilano Beach

Tidewater

N/A

Villa Del Mar

$169,000 - $234,900

Windermere

N/A

SOUTHSIDE
Condominium Name:	Address:	Price Range:

Acquilus Waterfront Harbour

14535 Beach Blvd

$920,184 - $2,477,350

Alexandria

$240,000 - $749,900

Clifton Village

$190,000 - $190,000

Grand Reserve Condo

13810 Sutton Park Dr N.

$69,900 - $146,500

Hillwood Condos

Branch Wood Ln

$118,500 - $210,000

Lakecrest Condos

Belle Rive Blvd

$114,900 - $214,900

Los Prados

Las palmas Dr

$124,900 - $165,000

Miravista

13846

$89,900 - $1,250,000

Monterey Condos

12171 Beach Blvd

$84,000 - $179,900

Old San Jose

$491,900 - $729,900

Pottsburg Crossing

6700 Bowden Rd

$159,900 - $179,500

San Jose Harbor

N/A

San Marco Place

1478 Riverplace Blvd

$250,000 - $1,500,000

San Marco Place

$250,000 - $1,500,000

Southern Grove

8601 Beach Blvd

$113,900 - $172,900

Stonebridge

7990 Baymeadows Rd

$134,000 - $188,000

The Colony at San Jose

$99,900 - $1,000,000

The Moorings

14750 Beach Blvd

$299,900 - $399,900

The Peninsula

1403 Riverplace Blvd

$359,900 - $1,599,000

The Reserve at Wynnfield Lakes

12316 Hollow Glade Ct

N/A

Vizcaya

N/A

Windsor Pointe

13715 N Richmond Park Dr

$105,000 - $187,900

ST. AUGUSTINE
Condominium Name:	Address:	Price Range:

Aberdeen

$119,900 - $297,900

Florida Club

$129,900 - $193,000

Las Palmas

1070 Bella Vista Blvd

$69,900 - $274,900

Laterra

955 Registry Blvd

$159,900 - $524,900

Lofts at Sebastian Cove

None

N/A

Old Town Villages

SR 16

$119,000 - $209,900

Summer House

$109,900 - $569,000

The Estuaries

140 Pantano Cay

$419,900 - $699,000

The Legends

$750 - $269,900

Villa San Marco

N/A

WESTSIDE
Condominium Name:	Address:	Price Range:

1661 Riverside

$324,900 - $485,000

Cottages At Argyle

$142,000 - $169,000

Natures Hideaway

6106 Maggies Circle

$82,800 - $136,500

Ortega Condominiums

$169,500 - $299,500

The Venetian

5375 Ortega Farms RD

$65,000 - $395,000

Timber Run

5200 Playplen

$80,000 - $129,000

Villariva

$915,000 - $2,375,000

Want more information about Jacksonville Florida Condos for Sale? Visit www.JacksonvilleFloridaCondominiums.com, the #1 Resource for Jacksonville FL Condos for Sale!

We also have a network of Short Sale Specialists around the country. Our agents can help with Short Sales in West Palm Beach, Maricopa County AZ Short Sales, or anywhere in the US.

Affordable Jacksonville Florida Condominiums #1

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Fri, 29 May 2009 21:03:13 -0500

Looking for condominiums for sale in Jacksonville FL? Find Jacksonville Florida Condos for Sale, Click on the community name.

Please note that some price ranges listed on THIS page are slightly out of date. Click the links for ALL new listings in the community you are interested in!

This is section one of our available communities - See section 2 for more condos, including Southside Jacksonville, Ponte Vedra, St. Augustine, St. Johns County and More!! Click Here for those areas.

Questions? Contact the Mike Linkenauger Team with First Coast Realty Associates at (904)733-4911, or visit www.JacksonvilleFloridaCondominiums.com, your #1 resource for Condos for Sale in Jacksonville and Northeast Florida! Not working with a Realtor to buy a condo in Jacksonville, St. Augustine, Ponte Vedra or Orange Park Florida? The services of an agent are FREE to home and condo buyers in Northeast Florida! My team is always at your service! Don't hesitate to contact us!

Captiva

3401 Townsend Blvd

$88,880 - $130,000

Carlton at Oak Landing

$75,900 - $134,900

Colonial Point

colonial Point

$675 - $179,000

Hammock Grove

12301 Kernan Forest

$134,500 - $214,500

Kendall Pointe

$190,000 - $219,900

Kernan Forest

1722 Forest lake

$139,900 - $214,500

Lantern Square

1141 Kendall Town Blvd

$139,900 - $225,000

Merrill Pines

7920 Merrill Rd

$89,900 - $149,900

BAYMEADOWS AREA
Condominium Name:	Address:	Price Range:

Belle Rive Condos

Belle Rive

$68,000 - $219,900

Boxxwood Condos

4915 Baymeadows Rd

N/A

Brightwater

N/A

Campfield

11251 Campfield

$139,900 - $229,900

Deerfoot Point

$134,900 - $240,000

Deerwood Place Jacksonville

Deerwood Lake

$182,500 - $249,000

Esplanade At Town Center

10435 Midtown Pkwy

$124,990 - $330,000

Gardens Of Bridgehampton

Gardens of Bridgehampton

$134,900 - $226,900

Heritage Deerwood

Heritage deerwood

$298,000 - $298,000

Il Villagio

9745 Touchton Rd

$128,900 - $319,000

La Terrazza

3951 Baymeadows Rd

N/A

Lakecrest

$114,900 - $214,900

Landings at Belle Rive

$129,900 - $129,900

Los Lagos

Del Rey Court

$119,900 - $186,900

Los Prados

$124,900 - $162,500

Mirabella

$123,900 - $165,990

Montreux

8550 Touchton

$116,900 - $230,000

Point Meadows Place

7801 Point Meadows

$136,500 - $172,000

Reserve at James Island

$115,000 - $195,000

Reserve at Point Meadows

7800 Point Meadows

$125,000 - $159,000

Sail Cove condos

Sail Cove

$99,900 - $239,900

Sonoma Southside condos

7740 Southside Blvd

$77,000 - $139,000

Summer Key

$129,320 - $133,885

Tapestry Park

$239,900 - $399,900

The Cove at St.Johns

The Cove at St. Johns

$1,500,000 - $1,500,000

The Lakes

Lake Tahoe Dr

$124,900 - $159,900

The Overlook

10550 Baymeadows Rd

$148,000 - $150,000

The Waverly at Deerwood

$450,000 - $1,780,000

Timberlin Park Condominiums

7701 Timberlin Parc

$98,940 - $134,900

Villa Medici Jacksonville

Villa Medici

$129,900 - $218,500

Village Green FL

Village Green

$96,138 - $96,138

Windsor Falls Condos

Windsor Falls

$99,900 - $161,985

INTRACOASTAL
Condominium Name:	Address:	Price Range:

Avanti Condos Southside

3591 S. Kernan Blvd

$109,900 - $168,000

Bishops Court

13700 Richmond Park Blvd

$100,000 - $159,900

$134,500 - $214,500

$133,600 - $164,707

N/A

$2,500 - $1,850,000

Miravista at Harbortown

$531,375 - $619,000

The Moorings

$339,000 - $349,900

The Registry

N/A

Waters Edge

$1,059,000 - $2,850,000

Wolf Creek

13364 Beach Blvd

$129,900 - $255,000

JACKSONVILLE BEACH
Condominium Name:	Address:	Price Range:

917 Marbella

$1,649,000 - $3,960,000

Acquilus 1

$799,999 - $899,900

Acquilus 2

$935,000 - $2,999,000

Acquilus 3

$1,358,774 - $3,002,071

Atlantic Beach

Ahern St

$147,900 - $399,900

Atlantica

$147,900 - $147,900

Beachcomber

413 South 1st ST

$356,500 - $499,000

Beaches Terrace

$625,000 - $719,000

Costa Verano

1031 First St South

$650,000 - $2,690,000

Jacksonville Beach

First Street

$249,900 - $979,000

Jardin De Mer

$170,000 - $257,900

La Playa

$499,900 - $499,900

Marbella

$1,649,000 - $3,960,000

Northshore

1126 North First Street

$439,900 - $639,000

Ocean 14

1301 South 1st Street

$449,000 - $679,000

Ocean 21 and Ocean 22

2100 Ocean Dr South

$925,000 - $925,000

Ocean 9 Villas

$599,000 - $799,000

Oceania

$550,000 - $1,899,000

Oceans Edge

$296,352 - $369,000

Oceanside 932

$659,900 - $1,850,000

Palms at Marsh Landing

$195,000 - $195,000

Pelican Point

$419,000 - $699,000

Pier Point

$379,000 - $690,900

Sea Place

901 Ocean Blvd

$219,000 - $999,000

Seascape

$549,900 - $759,000

Sevilla Condominiums

$149,900 - $179,900

Surfside

$349,000 - $699,000

The Landmark

N/A

The Waterford

$540,000 - $699,900

Valencia

valencia

$299,900 - $484,900

Villas at Marsh Landing

$124,900 - $199,900

Vista Del Mar

Vista Del Mark

$264,900 - $265,000

Waters Edge

$1,059,000 - $2,850,000

MANDARIN/BEAUCLERC
Condominium Name:	Address:	Price Range:

5200 Club Condo

5200 San Jose Blvd

$735,000 - $735,000

6000 On the River

6000 San Jose Blvd

$285,000 - $356,900

Cottages at Greenland

$179,900 - $199,990

Cove St. Johns

3958 Baymeadows Way

$1,500,000 - $1,500,000

$191,700 - $294,700

$158,000 - $174,900

$95,000 - $148,500

9744 West Summer Grove

$149,900 - $219,000

The Alexandria

1552 Palm Avenue

$329,900 - $329,900

Villa Beauclerc

$128,000 - $159,800

William's Walk

Williams Walk

$118,000 - $250,000

NORTH JACKSONVILLE
Condominium Name:	Address:	Price Range:

1951 Market St Jacksonville

1951 Market St

N/A

Berkman Plaza

$177,000 - $1,110,000

Home Street Lofts

$269,900 - $269,900

Residences at City Place

311 W Ashley St

$49,900 - $595,000

ORANGE PARK/FLEMING ISLAND
Condominium Name:	Address:	Price Range:

Autumn Glen

$1,000 - $1,200

Carrington Place

$79,900 - $79,900

Cobblestone at Eagle Harbor

$89,990 - $127,990

Cotinental Palace

Continental Palace

$559,000 - $1,150,000

Cottages at Argyle

$142,000 - $169,000

Cottages At Oakleaf

3750 Silver Bluff

$130,000 - $188,000

Coventry

N/A

Jennings Point

$121,000 - $121,000

Preserve At Oakleaf Plantation Condos

785 Silver Bluff

$138,500 - $209,900

The Enclave

$155,000 - $155,000

Villas Continental

$227,000 - $420,000

Wells Ridge

$119,900 - $122,900

PALM COAST
Condominium Name:	Address:	Price Range:

Hammock Dunes

$475,000 - $995,000

We also offer Short Sale Realtor Help in Jacksonville FL to home and condo owners in Jacksonville, St. Augustine, Ponte Vedra and Northeast Florida. We are Short Sale Specialists who are here to help Stop Jacksonville Pre Foreclosure FREE of charge if you are in financial hardship.

Jacksonville Florida Foreclosure Homes for Sale

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Tue, 19 May 2009 13:43:10 -0500

Jacksonville Florida Foreclosure Homes

Interested in Jacksonville Foreclosure homes for sale? There is certainly no shortage of these properties on the market right now. We have noticed an interesting trend lately. The "glut" of short sale / pre-foreclosures that are not selling, are getting returned back to the banks.

So here it is by the numbers. As of May 19th, there are 1,141 Foreclosed residential homes in Jacksonville and Northeast Florida that are on the market as either active or pending listings. As far as single family homes listed as short sale or pre foreclosure, there are 2907 as either active or pending sales for short sale houses in Jacksonville. The general number of foreclosures has incresed the last couple months, while short sales have remained about the same or decreased slighly.

Condominiums are just as rough. For foreclosure and short sale condominiums on the market, there are 653 right now. That number, we expect to double later this year from the glut of inventory on the market. Right now is definately the time to buy a foreclosure or short sale home in Northeast Florida, as the distressed home sales have bought values down to 2003 pricing on most properties. The $8,000 tax credit for first time home buyers is also getting some homes sold in the under $200K Price range.

But what about all these short sales? Lenders are dragging their feet approving them in many cases, as the property conditions and values decline. Who is paying for this loss if a lender takes four months to approve a short sale? Of course us tax payers. Hopefully some of that will change. Today the Obama administration announced a plan to help curve declining home values across the county. They are offering special incentives to lenders to close short sales on properties in a timely manor. In addition, they are also setting in place a program to help streamline the short sale process. As I have been saying for a year or two, this is exactly what the houseing market needs to begin a recovery! If buyers can get an answer to a short sale offer in a matter of a few days, instead of a few months, that changes things completely!

I am a Jacksonville Foreclosure Realtor and Short Sale Specialist Expert in Jacksonville Florida, Ponte Vedra FL, Orange Park FL foreclosure Homes, and St. Augustine Florida Foreclosure Homes. If you need a Realtor to help buy a Short Sale Home or Foreclosure Condo or properties for Sale, I'm your Real Estate agent! Our services are always FREE to home buyers in Northeast Florida! I am also a Jacksonville FL Short Sale Realtor and can help you with the buying or selling of Jacksonville Short Sale Homes for sale as well.

Mike Linkenauger
First Coast Realty Associates
(904)733-4911
mlinkenauger@yahoo.com

Villa Medici Jacksonville, FL Condos

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Tue, 12 May 2009 22:44:11 -0500

Villa Medici Jacksonville Florida Condominiums

New Condos in the $90's! Villa Medici is a gated condominium community located just off Gate Parkway in Baymeadows with close proximity to entertainment, fine dining, spectacular shopping, schools and great medical facilites. St. Lukes hospital, Tinseltown Theater, the St. Johns Town Center and the employment centers of Deerwood Park and Southpoint are just around the corner with easy access to downtown, The Beaches, I-95 and Southside Boulevard.

These are LUXURY condos, not basic junk like many of the builders are offering.
NEW condos starting in the $90's, 1-year condo fees paid, up to $6,000 towards closing costs, $8,000 tax credit, and get a $1,000 prepaid visa gift card exclusively through me! These units are a steal, and feature granite countertops, stainless appliances, and luxury throughout! Call us today, the prices they are accepting are unbeatable! These Condos in Villa Medici in Jacksonville are a steal! Inventory is limited and on a first come, first serve basis!

Visit www.firstcoastre.com/professional92.shtml or call (904)733-4911

You can also visit www.villamedicijacksonville.com for floorplans and additional information.

Mike Linkenauger
First Coast Realty Associates
www.firstcoastRE.com

FIRST TIME HOME BUYERS!! GET YOUR $8000 TAX REBATE!! CLICK HERE!!

Visit www.firstcoastre.com, the #1 Jacksonville Real Estate website!

Are you looking for Jacksonville FL condos for sale? We offer the most comprehensive website for condominiums in Northeast Florida, visit www.JacksonvilleFloridaCondominiums.com for all of your condo needs. You can search Luxury condominiums, waterfront, and oceanfront condo all by your favorite community. Are you looking for Jacksonville Florida Foreclosed Homes? You may want to visit our main website for a FREE search of foreclosure homes in Jacksonville Florida. Our website is the best real estate website in Northeast Florida. It covers townhomes, homes, condos, and properties in Jacksonville, Foreclosure Homes in St. Augustine FL, Baymeadows, Ponte Vedra Beaches, Orange Park FL Homes, Duval County, Clay County, Nassau and Foreclosed Homes in St. Johns County FL. I also am a Realtor in Julington Creek Florida, and know the Julington Creek neighborhood and I also know Oakleaf Plantation Florida Homes very well.

We also offer Short Sale Help, and work Florida Short Sales for home owners in financial hardship. If you are ever looking for information on short sale help, we work bank short sales and offer free solutions to home owners in hardship. We can also help you find Short Sale Homes for sale.

Short Sale Homes for Sale

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Sun, 10 May 2009 15:14:15 -0500

Attention Home Buyers! Buy Short Sale Homes for Sale and save 10%-50% on your next home purchase!

Why buy a short sale home?

1.) The sales prices of most short sale properties are actually sold for LESS than foreclosure homes. This is due to the fact that a foreclosure proceeding costs a lender $58,000 on average. Lenders are also in the money lending business, NOT the property management business. Due to these facts, a lender will typically accept well below market value on a property in order to avoid foreclosure.

2.) Not only do you get a steal of a deal on your home purchase, but you get to help a home owner out of a very difficult financial situation and hardship.

3.) As short sales have become more and more common, the lenders are streamlining the short sale process, and the best homes are being sold off as short sales prior to foreclosure.

Many short sale homes are actually not even offered for sale to the general public. They are sold privately, and not offered in public listing forums. That is why it is important to have an experienced short sale specialist realtor to locate the perfect property for you! We are a nationwide network of short sale experts, who offer 100% free short sale services to home buyers and sellers.

Find a local Short Sale Home Expert!

Take advantage of the current market!

Buy a Short Sale Home and save 10%-50%

Click Here

Short Sale Specialist Network
"Stopping Foreclosure one home at a time!"
(877)737-4903
www.short-sale-specialists.com

Live Chat with a state regulated agent!

Got Questions? - Click the logo above!

Short Sales Specialists

The Short Sale Specialist Network started off working short sales in Jacksonville, FL in 2007. As the economy became more and more depressed, home owners looking for solutions all over the state started turning to us for help and guidance. We worked hard to find experienced short sale specialists all over the state to work Florida short sales and join our network. Growing quickly, in 2008 our network of realtors who are experts in short sales turned national.

Our agents are now in nearly all 50 states, covering every major city in the United States. If you can no longer afford a property, and are in a financial hardship situation, our state regulated agents are here to offer free solutions for you. Your lender may be willing to accept a lower payoff amount than what you owe on your home. We are specialists in organizing these type of transactions, as they are NOT part of the Realtor basic training. In a short sale, all traditional closing costs, including brokerage fees, are paid by your lenders.

We are here to answer any questions you may have about the short sale process.
Speak to a caring, understanding, and experienced agent in your area today.
www.short-sale-specialists.com
(877)737-4903

Our Agents are here to work Georgia Short sales, for any home you have in the georgia area. We also work Arizona Short Sales as well. Through our work, there are several lenders that we really enjoy working short sales with, Aurora Loans short sales are one of the best lenders to work short sales with. EMC as well as Wells Fargo are also good lender to work short sales with.

We sell Florida Short Sale homes, including Miami Short Sale homes, as well as Orlando short sale homes for sale on our main website. You will also find Georgia short sale homes, in Atlanta, Columbus, Savannah and realtor help throughout the state. Our agents sell Nevada short sale homes including las vegas short sale homes for sale. We also sell California short sale homes, San diego short sale homes, Los Angeles, Orange County, San Francisco, and throughout the state. Dallas and Houston Texas Short sale homes, Connecticut short sale homes for sale and new york short sale homes for sale as well. We also have short sale realtors to sell short sale homes in denver colorado, Colorado springs short sale homes and throughout the state. Our agents also work Boston Short Sale homes as well.

We also have a network of Short Sale Specialists around the country. Our agents can help with Short Sales in West Palm Beach FL, Phoenix AZ Short Sales, or anywhere in the US.

Orange Park Florida Short Sale Specialist

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Thu, 30 Apr 2009 13:37:32 -0500

Contact the Orange Park Florida Short Sale Specialist Realtor Team for FREE Stop Foreclosure help!

(904)733-4911

If you are in financial hardship where you MUST get your home sold, I may be able to help. I have a team of agents in Orange Park who are specialists in short sales. We work with your lender on your behalf in order to get them to accept a lower payoff amount on your loans.

You do not always have to be in default, or even late on payments to qualify for a short sale!
Fees are paid by your lender 100%, you do not have to pay any money out of pocket!
Our agents will work to get you forgiven of your debt 100%, regardless of what you owe!
We are NOT home investors trying to steal homes! Our agents are ALL state licensed and regulated!

***A short sale is NOT part of the Realtor basic training! We are Experts in Orange Park FL Short Sales!
We make short sales happen, when inexperienced agents make foreclosures happen!

Give me a call for a no obligation, confidential consultation. Remember, our service does not cost a penny!

Orange Park Florida Short Sales

Mike Linkenauger Team

First Coast Realty Associates

(904)733-4911

Attention Northeast Florida Short Sale Home Buyers! Take advantage of the current market!

Dont pay "retail", buy an Orange Park Short Sale Home and save 10%-50%
on your next home purchase! Click Here

Please note that we are NOT attorneys or accountants! Seek appropriate legal coucel in all legal matters!

FREE stop Orange Park Florida Home Foreclosure Expert Help from foreclosure specialist Realtor

If you are ever looking for information on short sales, we are short sale specialists and offer free solutions to home owners in hardship. We can also help you find Short Sale Homes for Sale. Looking for information on Villa Medici Jacksonville FL Condominiums? You can find more info about this community at www.villamedicijacksonville.com

3/2 Brick House in Grove Park W/ Garage! Cheap!

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Mon, 27 Apr 2009 15:46:48 -0500

THIS HOME IS A LENDER APPROVED SHORT SALE! THE LENDER SET THE PRICE AT $90,000!

FOR SAME DAY SHOWINGS CALL BRAD JEWELL AT (904)703-2842

1727 Debbie Ln Orange Park, FL 32073
All Brick 3/2 in Grove Park Community in Orange Park Florida

All brick home in desirable Grove Park Community off of Wells Rd. Wood Laminate Floors, Fireplace, 1.5 Car Garage. Fantastic Location, best value around! LENDER APPROVED!!

Interior Features:
Appliances, Walk-In Closet, Dining Room, Fireplace, Family Room.

Price: $100,000

Type: Single Family Residential for Sale

Floors: Single

Parking/Garage: 1

Bedrooms: 3

Baths:2

Square Feet: 1394

Year Built: 1978

MLS #: 452218

www.firstcoastre.com/listings/C8EFDD02-AEE0-B0BA-BA0519F13C37B608.shtml

www.firstcoastre.com

For more information contact:

First Coast Realty Associates
Michael Linkenauger
Office: 904-733-4911
mlinkenauger@yahoo.com
www.firstcoastre.com

Orange Park Florida Real Estate

Orange Park is located South of Jacksonville Florida on the West side of the St. Johns River. Residents in Orange Park enjoy some of the highest rated schools in Clay County in the area, as well as a short drive to downtown Jacksonville, FL. There has been an huge growth in large scale home communities in the Orange Park Florida area in Recent years. Including several very large scale communities with over 1,000 homes including Eagle Landing, Oakleaf Plantation, Fleming Island Plantation, and Eagle Harbor. Below are links to all of the largest communities in the Orange Park Florida area as featured on our main website.

View all Orange Park FL Real Estate - Orange Park Realtors and featured communities in Orange Park

Clay County Florida School Information, Jacksonville Florida Schools, Shopping, and More...

View all Jacksonville Florida Homes and 500+ Featured Northeast Florida Communities

Don't hesitate to contact me if you have any questions about any of these communities in Orange Park, it is very important to have a Realtor to represent you when buying or selling any home in Orange Park, FL. Mike Linkenauger - First Coast Realty Associates (904)635-8822

Jacksonville FL Condos

Jacksonville FL Foreclosure Homes, waterfront, golf course,
short sales, townhomes, condos, luxury properties and oceanfront
real estate in baymeadows, mandarin, Ponte Vedra Beach,
Jacksonville Bch, and Orange Park Florida at www.FirstCoastRE.com

Julington Creek FL Homes for sale

bed, beds, bd, bedroom, bedrooms, bath, ba, bth, baths,

Stop FL Foreclosure Experts

Short Sale Homes for Sale! CHEAP!

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Sun, 19 Apr 2009 17:46:10 -0500

Attention Home Buyers! Buy a Short Sale Home for Sale and save 10%-50% on your next home purchase!

Why buy a short sale home?

2.) Not only do you get a steal of a deal on your home purchase, but you get to help a home owner out of a very difficult financial situation and hardship.

3.) As short sales have become more and more common, the lenders are streamlining the short sale process, and the best homes are being sold off as short sales prior to foreclosure.

Find a local Short Sale Home Expert!

Take advantage of the current market!

Buy a Short Sale Home and save 10%-50%

Click Here

Short Sale Specialist Network
"Stopping Foreclosure one home at a time!"
(877)737-4903
www.short-sale-specialists.com

Live Chat with a state regulated agent!

Got Questions? - Click the logo above!

We have a network of agents throughout the entire US, find Florida Short Sales. We also have a network of Short Sale Specialists around the country. Our agents can help with Short Sales in West Palm Beach, Phoenix Arizona Short Sales, or anywhere in the US.

FREE Short Sale Help to Stop Home foreclosure!

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Sun, 19 Apr 2009 15:35:19 -0500

Are you upside down on your home? Can't afford to keep it any longer? Are you in a financial hardship where you MUST sell your home? We are a nationwide network of short sale realtors, offering FREE short sale help to home owners in financial hardship. The Short Sale Specialist Network started off working short sales in Jacksonville, FL in 2007. As the economy became more and more depressed, home owners looking for solutions all over the state started turning to us for help and guidance. We worked hard to find experienced short sale specialists all over the state to work Florida short sales and join our network. Growing quickly, in 2008 our network of realtors who are experts in short sales turned national.

We are now in nearly all 50 states, covering every major city in the United States. If you can no longer afford a property, and are in a financial hardship situation, our state regulated agents are here to offer free solutions for you. Your lender may be willing to accept a lower payoff amount than what you owe on your home. We are specialists in organizing these type of transactions, as they are NOT part of the Realtor basic training. In a short sale, all traditional closing costs, including brokerage fees, are paid by your lenders.

We are here to answer any questions you may have about the short sale process.
Speak to a caring, understanding, and experienced agent in your area today.
www.short-sale-specialists.com
(877)737-4903

Short Sale Specialist Network

Lets do a Real Estate Website Link Exchange!

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Thu, 16 Apr 2009 11:21:02 -0500

I'm looking for some agents to participate in a one way Real Estate Link Exchange website program with me. Link up with me using this link, and I'll link up with you FROM A DIFFERENT SITE! That way, for search engine purposes, we will each be linking to a unique site, with no two way links!

If you are interested in moving up on Google and the other top search engines for free, and driving some more traffic to your website, lets exchange links and help each other out! Here is information on my link exchange:

http://www.firstcoastre.com/exchange_links.shtml

One of the key factors that the search engine spiders use when indexing a website to determine placement on the search engines is how many relevant websites link up to yours. Our Real Estate Link Exchange program will help both of us improve our rankings on the search engines.

BONUS!! Put our link somewhere on the home page of your website, and we will add links from TWO different popular Real Estate websites directly to your website!

Jacksonville Florida Townhomes for Sale

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Wed, 15 Apr 2009 14:41:24 -0500

FREE $500-$1,000 Visa Gift Card
With Jacksonville FL townhome Purchase!

CLICK HERE!

THERE IS ALSO AN $8,000 TAX CREDIT FOR JACKSONVILLE FLORIDA FIRST TIME HOME BUYERS!!

The Townhome Phenomenon! There has been an surge in the number of townhomes in Jacksonville Florida over the last few years, it is very difficult to keep up with all of them! The vast majority of the townhome growth has occured in the Southside/Mandarin area of Jacksonville Florida. The typical townhome is two stories, with the bedrooms located on the second floor. There are however some exceptions to the rule, such as three story units, or very large townhome units with a bedroom downstairs. A very large percentage of townhomes have a one car garage. Below are some of our featured townhome communities from our main website www.firstcoastre.com. Myself and the other agents on my team have a vast knowledge of all of the townhome communities in Jacksonville. There are actually brand new townhomes on the market right now starting under $100,000, we have even found new townhomes as low as $75,000!! Ask us where the best deals are in Northeast Florida, we work very hard to find them!

Jacksonville Florida School Information, Jacksonville Shopping, and More...

View all Jacksonville Florida Homes and 500+ Featured Northeast Florida Communities

Other Jacksonville Florida Townhomes

First Coast Realty Associates

Mike Linkenauger Team

(904)733-4911 (904)635-8822

mlinkenauger@yahoo.com

345 Church St. E Jacksonville, FL 32202
Downtown Jacksonville Townhome | Downtown Jacksonville FL

3-Story Townhome located in gated downtown Jacksonville Townhome Community, Parks at Cathedral. One Car Garage, 3 Beds, 3.5 Baths, Tiled Wet Areas, Balcony and more. Great Community in Downtown Jax!NOW REDUCED TO ONLY $160k!

Interior Features:
Appliances, Pantry, Laundry Room, Main Floor Bedroom, Dining Room, Walk-In Closet, Family Room, Main Floor Bathroom.

Exterior Features:
View, Deck/Patio, Balcony, Fenced Yard.

Community Features:
Security Features, Clubhouse/Rec. Room, Parking Lot, Guest Parking, Swimming Pool

Custom Features:
Association Dues : $117/Month

Price: $160,000

Type: Condo/Townhouse for Sale

Floors: Multiple

Parking/Garage: 1

Bedrooms: 3

Baths:3

Half Baths:1

Square Feet: 1575

Year Built: 2002

MLS #: 453387

www.firstcoastre.com/listings/C8A416F0-91DE-1502-8F49262065E900E1.shtml

www.firstcoastre.com

For more information contact:

First Coast Realty Associates
Michael Linkenauger
Cell: 904-635-8822
mlinkenauger@yahoo.com
www.firstcoastre.com

13888 Atlantic Blvd Jacksonville, FL 32225
Ocean's Edge at Harbortown 4 Story Townhome on Intracoastal

Only 20 of these unique (4) Story luxury townhomes exist! Enjoy picturesque views of the marina and the Intracoastal from balconies on every floor! Private Courtyard, 2-Car Garage, Gourmet Kitchen with all the bells and whistles, wood floors, your own private elevator, and 4th Floor has a HUGE terrace with outdoor fireplace. LOTS MORE!! MUST SELL!!

Interior Features:
Central Air, Elevator, Den/Office, Appliances, Walk-In Closet, Laundry Room, Fireplace, Main Floor Bathroom, Hardwood Floors, Pantry, Family Room.

Exterior Features:
View, Deck/Patio, Landscaping, Balcony.

Community Features:
Dock/ Pier

Price: $675000

Type: Condo/Townhouse for Sale

Floors: Multiple

Parking/Garage: 2

Bedrooms: 4

Baths:2

Half Baths:1

Square Feet: 2883

Year Built: 2006

MLS #: 479448

MORE PHOTOS AND INFO!! CLICK HERE!!

www.firstcoastre.com

For more information contact:

First Coast Realty Associates
Michael Linkenauger
Office: 904-733-4911
mlinkenauger@yahoo.com
www.firstcoastre.com

8230 Dames Point Crossing #701 Jacksonville, FL 32277
2 Bed/2.5 Bath Move in Ready Jacksonville Short Sale Condos

This townhome style END UNIT condo is move in ready condition! Features 2 bedrooms, 2.5 baths, screened & tiled patio, tiled in wet areas. All appliances included in sale!

Interior Features:
Appliances, Central Air, Laundry Room, Dining Room.

Community Features:
Playground, Swimming Pool

Custom Features:
Association Fee : $213/mo

Price: $85,000

Type: Condo/Townhouse for Sale

Floors: Multiple

Bedrooms: 2

Baths:2

Half Baths:1

Square Feet: 1,100

Year Built: 2001

MLS #: 437315

MORE PHOTOS AND INFO! CLICK BELOW!!

www.firstcoastre.com/listings/9D368DAB-ADBC-96AF-0D12DAE24E9FE194.shtml

www.firstcoastre.com

For more information contact:

First Coast Realty Associates
Michael Linkenauger
Cell: 904-635-8822
mlinkenauger@yahoo.com
www.firstcoastre.com

Bought to you by Jacksonville Florida Realtor Mike Linkenauger

Jacksonville Florida Luxury Homes and Jacksonville FL Real Estate

Julington Creek Plantation Homes and Real Estate Florida Short Sales

Jacksonville Florida Condominium Community Jacksonville FL Homes

Jacksonville Golf Course Homes For Sale

Jacksonville Florida Realtor Mike Linkenauger (First Coast Realty Associates) — Wed, 15 Apr 2009 12:10:19 -0500

Jacksonville Golf Course Communities

Below are the different featured golf course home communities on our main website, www.firstcoastre.com. Click on the community name for a complete neighborhood profile with photos of amenities, community information, restrictions, and homes and properties for sale! You can visit http://www.firstcoastre.com/professional149.shtml to view all featured Jacksonville and North Florida golf course Home communities!

FREE $500-$1,000 Visa Gift Card
With Home Purchase!

CLICK HERE!

Click the community name for much more information!

Intracoastal West area and Southside Jacksonville Golf Course Communities

Jacksonville Golf & Country Club	Deerwood	Glen Kernan	Windsor Parke
Queen's Harbour	Deercreek	Hidden Hills

Ponte Vedra FL Golf Course communities

Plantation at Ponte Vedra

Sawgrass Country Club

Marsh Landing

West Jacksonville and Clay County Golf Course Homes

Bent Creek	Eagle Landing	Fleming Island	Eagle Harbor
Orange Park Country Club	Ravines	Panther Creek	Magnolia Point

St. Augustine Florida Golf Course Communities - St. Johns County Golf Homes

South Hampton	Cimarrone	St. Johns Golf & CC	Palencia
Julington Creek Plantation	Royal St. Augustine	World Golf Village	Cypress Lakes

Nassau County Florida Golf Course Homes

Amelia National

Amelia Island Plantation

North Hampton

245 St Johns Golf Dr St. Augustine, FL 32092
Golf Course Home in St. Johns Golf and Country Club

Great Golf course home with gourmet kitchen, upgraded tile and located on a large 100' lot on the 10th Hole of St. Johns Golf and Country Club! NOW 100% LENDER APPROVED SHORT SALE!

Interior Features:
Appliances, Central Air, Laundry Room, Walk-In Closet, Fireplace, Family Room.

Community Features:
Golf, Recreation Facilities, Exercise Area, Clubhouse/Rec. Room, Tennis, Swimming Pool

Price: $365.000

Type: Single Family Residential for Sale

Floors: Multiple

Parking/Garage: 3

Bedrooms: 5

Baths:4

Square Feet: 3316

Year Built: 2001

MLS #: 460384

MORE PHOTOS AND INFO! CLICK BELOW!!

www.firstcoastre.com/listings/C0A826C2-0AE2-7702-87373C07A247EFD1.shtml

www.firstcoastre.com

For more information contact:

First Coast Realty Associates
Michael Linkenauger
Cell: 904-635-8822
mlinkenauger@yahoo.com
www.firstcoastre.com

We have two dirt cheap golf course homes for sale in St. Johns Golf and Country Club in St. Augustine Florida. St. Johns Golf and Country Club is located at the Duval County/St. Johns County Boarder. Residents enjoy TOP rated schools, lower taxes, and a short drive to Jacksonville. There are also two other golf courses within one mile from the community, including South Hampton. Both of these homes are on the golf course, and must sell fast!! MAKE AN OFFER!! MUST SELL FAST!!

1188 Eagle Point Dr. St. Augustine, FL 32092
HUGE 3525Ft. Golf Course Home St. Johns Golf & Country Club

This Great Golf Course Home in St. Johns Golf and County Club features Oak Harwood Floors, Upgraded tile throughout first floor, fireplace, Gourmet kitchen with Granite and stainless appliances, Large Upstairs living room/loft Central Vacuum, water purification system, very deep golf course lot. Make an Offer!

Interior Features:
Master Bedroom is Downstairs, Family Room, Appliances, Walk-In Closet, Den/Office, Laundry Room, Fireplace, Main Floor Bathroom, Dining Room, Hardwood Floors, Pantry, Forced Air, Main Floor Bedroom.

Community Features:
Golf, Recreation Facilities, Exercise Area, Clubhouse/Rec. Room, Parking Lot, Additional Storage, Swimming Pool

Price: $450,000

Type: Single Family Residential for Sale

Floors: Multiple

Parking/Garage: 2

Bedrooms: 4

Baths:3

Half Baths:1

Square Feet: 3575

Year Built: 2004

MLS #: 477690

MORE PHOTOS AND INFO!! CLICK BELOW!!

www.firstcoastre.com/listings/72B1B5E5-FF40-CBA3-B0ABF0B7E0BB5683.shtml

www.firstcoastre.com

For more information contact:

First Coast Realty Associates
Mike Linkenauger
Office: 904-733-4911
mlinkenauger@yahoo.com
www.firstcoastre.com

Check out this great golf course home for sale in South Hampton in St. Augustine Florida. It may have the nicest kitchen in all of South Hampton!!

MAKE AN OFFER!! MUST SELL FAST!!

1270 Garrison Dr. St. Augustine, FL 32092
3,500 sq ft. LOADED House in South Hampton!

Showcases a fully custom kitchen with double oven, smoothtop built in range, granite counters. Soaring cielings, 4'' Plantation Shutters, Built ins, Jacuzzi tub, HUGE bonus room/Game Room upstairs. Relax on the 500Ft. Screened Patio. This home may have the nicest master bathroom and kitchen in all of South Hampton.

Interior Features:
Central Air, Family Room, Appliances, Walk-In Closet, Den/Office, Laundry Room, Fireplace, Main Floor Bathroom, Pantry, Main Floor Bedroom.

Exterior Features:
Landscaping, Deck/Patio.

Community Features:
Golf, Recreation Facilities, Exercise Area, Clubhouse/Rec. Room, Spa/Hot Tub, Tennis, Swimming Pool

Price: $445000

Type: Single Family Residential for Sale

Floors: Multiple

Parking/Garage: 3

Bedrooms: 5

Baths:4

Square Feet: 3,576

Year Built: 2005

MLS #: 477484

CLICK HERE FOR MORE PHOTOS AND INFO!!

www.firstcoastre.com

For more information contact:

First Coast Realty Associates
Michael Linkenauger
Office: 904-733-4911
mlinkenauger@yahoo.com
www.firstcoastre.com

bought to you by Jacksonville Florida Realtor Mike Linkenauger

Visit www.firstcoastre.com for all your needs in Northeast Florida Homes

First Time Home Buyers in Jacksonville Florida