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Boyds MD 20841 Real Estate Trend Indicator

Roy Kelley (RE/MAX Realty Group) — Tue, 15 Dec 2009 14:09:21 -0600

Boyds MD 20841 Real Estate Trend Indicator

If you are planning to purchase or sell a home in Boyds, you will want to know the trends of the market. The following report is for the past month and the statistics are compared with the same month last year. There were 32 active listings of homes for sale in Boyds during the month. There were 8 new listings and 8 went to pending new contracts. The sold dollar volume was up 98.53% from last year. The number of homes sold was 10 from 5 last year. The average days on the market was 81 days from 100 days last year. The average sale price was 93.48% of the average list price. The median sold price was $485,000. Buyers are finding it more difficult to qualify for mortgage financing and the trend is to the use of FHA financing which has a minimum cash requirement of 3.5% of the purchase price. FHA Streamlined 203(k) financing allows borrowers to include up to $35,000 of home improvements in the mortgage amount. All prospective buyers are advised to obtain pre-approval for mortgage financing before submitting an offer.

FHA loan limits for Montgomery County: $729,750. New limit for FHA reverse mortgages: $625,000

There are 20 homes for sale in Zip Code 20841. Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96996210-258

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. http://www.federalhousingtaxcredit.com/glance.php

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20841 Boyds, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	0	0	0	0	0	0	0	0	1 -30 Days	6
$100,000 - 149,999	0	0	0	0	0	0	0	0	31-60 Days	0
$150,000 - 199,999	0	0	0	0	0	0	6	0	61 - 90 Days	1
$200,000 - 249,999	0	0	0	0	0	0	0	0	91-120 Days	1
$250,000 - 299,999	0	0	0	0	0	2	0	0	Over 120 Days	2
$300,000 - 349,999	0	2	0	0	0	2	0	0	Total	10
$350,000 - 399,999	0	1	1	0	0	0	0	0
$400,000 - 449,999	0	0	0	0	0	0	0	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	1	0	0	0	2	0	0
$500,000 - 599,999	0	0	4	0	0	10	0	0	Conventional	9
$600,000 - 699,999	0	0	1	0	0	6	0	0	FHA	1
$700,000 - 799,999	0	0	0	0	0	1	0	0	VA	0
$800,000 - 899,999	0	0	0	0	0	0	0	0	Assumption	0
$900,000 - 999,999	0	0	0	0	0	0	0	0	Cash	0
$1,000,000 - 2,499,999	0	0	0	0	0	3	0	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	0	0	0	All Other	0
$5,000,000 & Over	0	0	0	0	0	0	0	0	Unreported	0
Totals	0	4	6	0	0	26	6	0	Total	10
Grand Totals	10	32

	2009	2008	% Change
Total Sold Dollar Volume:	$ 4,685,000	$ 2,359,900	98.53 %
Average Sold Price:	$ 468,500	$ 471,980	- 0.74 %
Median Sold Price:	$ 485,000	$ 420,000	15.48 %
Total Units Sold:	10	5	100.00 %
Average Days on Market:	81	100	- 19.00 %
Average List Price for Solds:	$ 501,170	$ 516,360	- 2.94 %
Avg Sale Price as a percentage of Avg List Price:	93.48 %	91.41 %

Total NEW listings:	8
Total Properties Marked Contract:	5
Total Properties Marked Contingent Contract:	3
Total NEW pendings (Contracts + Contingents):	8

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

Please contact us with your questions on the residential real estate market. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Roy Kelley

Roy Kelley & Associates
Associate Broker, RE/MAX Realty Group
6 Montgomery Village Ave., Suite 200
Gaithersburg, MD 20879

Client Assistance: 301-670-8996

Direct: 301-921-4569
Fax: 301-921-4586 Main Office: 301-258-7757 x 569
Email: roykelley@mris.com Home Search Website: www.roykelley.com

Follow me on Twitter: http://twitter.com/roykelley

Recipient of the RE/MAX International Lifetime Achievement Award - 2008

Chevy Chase MD 20815 Real Estate Trend Indicator

Roy Kelley (RE/MAX Realty Group) — Tue, 15 Dec 2009 13:51:28 -0600

Chevy Chase MD 20815 Real Estate Trend Indicator

If you are thinking about buying or selling a home in zip code 20815, you should take a close look at the following report that compares the statistics for the past month with the same month last year. During the month, there were 128 active listings of homes for sale in 20815. There were 26 new listings in the area and 19 properties went to pending new contracts. There were 40 settlements as compared to 21 homes sold last year. The average sold price was $778,920. The median sold price was $762,500. The average sales price was 92.44% of the average list price. The average days on the market was 65 as compared to 67 days last year. All prospective purchasers that plan to use mortgage financing are advised to obtain pre-approval before submitting an offer. Contact us if you need a referral to a loan officer.

There are 106 homes for sale in Zip Code 20815. Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96996239-246

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php Some seniors are using the tax credit for assistance with the move to more suitable housing.

FHA loan limits for Montgomery County: $729,750. Limit for FHA reverse mortgages: $625,000. There are no income or credit requirements and no monthly mortgage payments for seniors that use a reverse mortgage.

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20815 Chevy Chase, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	0	0	0	0	0	0	0	0	1 -30 Days	21
$100,000 - 149,999	0	0	0	0	0	0	0	0	31-60 Days	3
$150,000 - 199,999	0	0	0	1	0	0	5	0	61 - 90 Days	4
$200,000 - 249,999	0	0	0	1	0	0	6	0	91-120 Days	3
$250,000 - 299,999	0	0	0	0	0	0	4	0	Over 120 Days	9
$300,000 - 349,999	0	0	0	3	0	0	6	0	Total	40
$350,000 - 399,999	0	0	0	3	0	0	7	0
$400,000 - 449,999	0	0	0	1	0	0	2	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	0	0	0	0	0	3	0
$500,000 - 599,999	1	1	1	3	0	5	8	0	Conventional	29
$600,000 - 699,999	0	1	2	0	0	5	2	0	FHA	3
$700,000 - 799,999	0	1	4	1	0	4	2	0	VA	0
$800,000 - 899,999	0	3	1	0	0	13	0	0	Assumption	1
$900,000 - 999,999	0	1	2	0	0	2	1	0	Cash	6
$1,000,000 - 2,499,999	0	1	7	1	0	26	10	0	Owner Finance	1
$2,500,000 - 4,999,999	0	0	0	0	0	13	4	0	All Other	0
$5,000,000 & Over	0	0	0	0	0	0	0	0	Unreported	0
Totals	1	8	17	14	0	68	60	0	Total	40
Grand Totals	40	128

	2009	2008	% Change
Total Sold Dollar Volume:	$ 31,156,783	$ 15,104,500	106.27 %
Average Sold Price:	$ 778,920	$ 719,262	8.29 %
Median Sold Price:	$ 762,500	$ 575,000	32.61 %
Total Units Sold:	40	21	90.48 %
Average Days on Market:	65	67	- 2.99 %
Average List Price for Solds:	$ 842,619	$ 790,757	6.56 %
Avg Sale Price as a percentage of Avg List Price:	92.44 %	90.96 %

Total NEW listings:	26
Total Properties Marked Contract:	10
Total Properties Marked Contingent Contract:	9
Total NEW pendings (Contracts + Contingents):	19

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

Please contact us with your questions on the residential real estate market. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Bethesda MD 20814 Real Estate Trend Indicator

Roy Kelley (RE/MAX Realty Group) — Tue, 15 Dec 2009 12:50:13 -0600

Bethesda MD 20814 Real Estate Trend Indicator

If you are thinking about buying or selling a home in zip code 20814, you should take a close look at the following report that compares the statistics for the past month with the same month last year. During the month, there were 100 active listings of homes for sale in 20814. There were 35 new listings in the area and 35 properties went to pending new contracts. There were 35 settlements as compared to 18 homes sold last year. The total dollar volume sold was up 81.93%. The median sales price was $503,000. The average sales price was 94.01% of the average list price. The average days on the market was 61 as compared to 53 days last year.

There are 75 homes for sale in Zip Code 20814. Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96996159-854

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20814 Bethesda, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	0	0	0	0	0	0	0	0	1 -30 Days	15
$100,000 - 149,999	0	0	0	0	0	0	0	0	31-60 Days	5
$150,000 - 199,999	0	0	0	2	0	0	1	0	61 - 90 Days	6
$200,000 - 249,999	0	0	0	3	0	0	9	0	91-120 Days	2
$250,000 - 299,999	0	0	0	2	0	0	9	0	Over 120 Days	7
$300,000 - 349,999	0	0	0	3	0	0	6	0	Total	35
$350,000 - 399,999	0	0	0	4	0	0	6	0
$400,000 - 449,999	0	1	0	0	0	0	1	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	0	1	1	0	3	4	0
$500,000 - 599,999	0	0	1	3	1	4	7	0	Conventional	18
$600,000 - 699,999	0	1	1	2	0	7	1	0	FHA	7
$700,000 - 799,999	0	1	1	1	0	6	2	0	VA	0
$800,000 - 899,999	0	0	1	0	0	4	0	0	Assumption	3
$900,000 - 999,999	0	0	0	0	0	1	4	0	Cash	7
$1,000,000 - 2,499,999	0	1	4	0	0	18	5	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	2	0	0	All Other	0
$5,000,000 & Over	0	0	0	0	0	0	0	0	Unreported	0
Totals	0	4	9	21	1	45	55	0	Total	35
Grand Totals	35	100

	2009	2008	% Change
Total Sold Dollar Volume:	$ 19,745,550	$ 10,853,400	81.93 %
Average Sold Price:	$ 564,159	$ 602,967	- 6.44 %
Median Sold Price:	$ 503,000	$ 532,500	- 5.54 %
Total Units Sold:	35	18	94.44 %
Average Days on Market:	61	53	15.09 %
Average List Price for Solds:	$ 600,120	$ 652,705	- 8.06 %
Avg Sale Price as a percentage of Avg List Price:	94.01 %	92.38 %

Total NEW listings:	35
Total Properties Marked Contract:	25
Total Properties Marked Contingent Contract:	10
Total NEW pendings (Contracts + Contingents):	35

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

Please contact us with your questions on the residential real estate market. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Bethesda MD 20817 Real Estate Trend Indicator

Roy Kelley (RE/MAX Realty Group) — Tue, 15 Dec 2009 12:35:27 -0600

Bethesda MD 20817 Real Estate Trend Indicator

If you are thinking about buying or selling a home in zip code 20817, you should take a close look at the following report that compares the statistics for past month with the same month last year. During the month, there were 153 homes listed for sale on the multiple listing service (MRIS). There were 37 new listings in the area and 30 listings went to new pending contracts. There were 29 actual settlements as compared to 19 homes sold last year. The total sold dollar volume was up 20.64%. The average number of days on the market was 42 from 46 days last year. The average sale price was 95.90% of the average list price. The average sold price was $779,433. The median sold price was $627,500, down 24.85% from last year. Fortunately, the Bethesda market has shown a very limited number of foreclosures.

There are 120 homes listed for sale in Zip Code 20817. Sort the listings by column headers:
Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96996467-601

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. http://www.federalhousingtaxcredit.com/glance.php Note: Seniors in your family may wish to take advantage of the tax credit to assist with a move to more suitable housing.

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20817 Bethesda, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	0	0	0	0	0	0	0	0	1 -30 Days	20
$100,000 - 149,999	0	0	0	0	0	0	1	0	31-60 Days	1
$150,000 - 199,999	0	0	0	1	0	0	1	0	61 - 90 Days	2
$200,000 - 249,999	0	0	0	1	0	1	4	0	91-120 Days	2
$250,000 - 299,999	0	0	0	1	0	0	12	0	Over 120 Days	4
$300,000 - 349,999	0	0	0	0	0	0	4	0	Total	29
$350,000 - 399,999	0	0	0	0	0	0	3	0
$400,000 - 449,999	0	1	0	1	0	0	0	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	0	0	0	0	1	1	0
$500,000 - 599,999	0	3	2	0	0	7	0	0	Conventional	20
$600,000 - 699,999	0	4	3	0	0	10	0	0	FHA	3
$700,000 - 799,999	0	1	3	0	0	16	2	0	VA	0
$800,000 - 899,999	0	0	1	0	0	9	0	0	Assumption	0
$900,000 - 999,999	0	1	0	0	0	9	1	0	Cash	5
$1,000,000 - 2,499,999	0	0	5	1	0	55	1	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	13	0	0	All Other	1
$5,000,000 & Over	0	0	0	0	0	2	0	0	Unreported	0
Totals	0	10	14	5	0	123	30	0	Total	29
Grand Totals	29	153

	2009	2008	% Change
Total Sold Dollar Volume:	$ 22,603,550	$ 18,736,600	20.64 %
Average Sold Price:	$ 779,433	$ 986,137	- 20.96 %
Median Sold Price:	$ 627,500	$ 835,000	- 24.85 %
Total Units Sold:	29	19	52.63 %
Average Days on Market:	42	46	- 8.70 %
Average List Price for Solds:	$ 812,738	$ 1,053,963	- 22.89 %
Avg Sale Price as a percentage of Avg List Price:	95.90 %	93.56 %

Total NEW listings:	37
Total Properties Marked Contract:	20
Total Properties Marked Contingent Contract:	10
Total NEW pendings (Contracts + Contingents):	30

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

Please contact us with your questions on the residential real estate market. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Potomac MD 20854 Real Estate Trend Indicator

Roy Kelley (RE/MAX Realty Group) — Tue, 15 Dec 2009 12:08:41 -0600

Potomac MD 20854 Real Estate Trend Indicator

If you are thinking about buying or selling a home in zip code 20854, you should take a close look at the following report that compares the statistics for past month with the same month last year. During the month, there were 235 homes listed for sale on the multiple listing service (MRIS). There were 38 new listings in the area and 30 listings went to new pending contracts. There were 31 actual settlements as compared to 21 homes sold last year. The total sold dollar volume was up 30.87%. The average number of days on the market was 63 from 85 days last year. The average sale price was 94.70% of the average list price. The average sold price was $802,419. The median sold price was $739,000, down 8.77% from last year. Fortunately, the Potomac market has shown a very limited number of foreclosures.

There are 178 homes listed for sale in Zip Code 20854. Sort the listings by column headers:
Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96996083-636

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20854 Potomac, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	0	0	0	0	0	0	0	0	1 -30 Days	16
$100,000 - 149,999	0	0	0	0	0	0	0	0	31-60 Days	6
$150,000 - 199,999	0	0	0	0	0	0	0	0	61 - 90 Days	3
$200,000 - 249,999	0	0	0	0	0	0	0	0	91-120 Days	2
$250,000 - 299,999	0	0	0	0	0	0	2	0	Over 120 Days	4
$300,000 - 349,999	0	0	0	0	0	0	0	0	Total	31
$350,000 - 399,999	0	0	0	0	0	0	3	0
$400,000 - 449,999	0	0	0	0	0	1	0	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	2	1	0	0	5	0	0
$500,000 - 599,999	0	0	2	0	0	11	0	0	Conventional	23
$600,000 - 699,999	0	0	8	0	0	8	1	0	FHA	4
$700,000 - 799,999	0	0	9	0	0	19	2	0	VA	1
$800,000 - 899,999	0	1	1	0	0	13	1	0	Assumption	0
$900,000 - 999,999	0	0	2	1	0	8	1	0	Cash	3
$1,000,000 - 2,499,999	0	0	4	0	0	118	1	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	34	0	0	All Other	0
$5,000,000 & Over	0	0	0	0	0	7	0	0	Unreported	0
Totals	0	3	27	1	0	224	11	0	Total	31
Grand Totals	31	235

	2009	2008	% Change
Total Sold Dollar Volume:	$ 24,874,999	$ 19,007,000	30.87 %
Average Sold Price:	$ 802,419	$ 905,095	- 11.34 %
Median Sold Price:	$ 739,000	$ 810,000	- 8.77 %
Total Units Sold:	31	21	47.62 %
Average Days on Market:	63	85	- 25.88 %
Average List Price for Solds:	$ 847,292	$ 968,371	- 12.50 %
Avg Sale Price as a percentage of Avg List Price:	94.70 %	93.47 %

Total NEW listings:	38
Total Properties Marked Contract:	16
Total Properties Marked Contingent Contract:	14
Total NEW pendings (Contracts + Contingents):	30

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

Please contact us with your questions on the residential real estate market. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Is the home in a flood zone?

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 14:52:10 -0600

Is the home in a flood zone?

Question: My lender says the home I am buying is located in a flood zone and I must purchase flood insurance. What can I do if I don't believe this information is correct?

Answer: The National Flood Insurance Reform Act of 1994 provides for lenders to purchase flood insurance on behalf of borrowers/owners of properties in a special flood hazard area. It is administered by the Federal Emergency Management Agency (FEMA). If you disagree with the lender about whether the property is located in a special flood hazard area, you may make a request to the FEMA Mapping Assistance Center to determine whether the property is located in such an area. The toll free number for requesting FEMA re-determination is 1-877-336-2627.

Information provided by HUD.

CHARACTER COUNTS IN GAITHERSBURG, MARYLAND

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Rockville MD 20850 - Real Estate Trend Indicator

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 14:30:56 -0600

Rockville MD 20850 - Real Estate Trend Indicator

If you are thinking about buying or selling a home in zip code 20850, you should take a close look at the following report that compares the statistics for the past month with the same month last year. During the month, there were 156 listings of homes for sale on the multiple listing service. There were 29 new listings in the area and 44 listings went to pending new contracts. There were 32 actual settlements as compared to 20 homes sold last year. The total sold dollar volume was up 52.96% from last year. The average number of days on the market was 79 from 110 days last year. The average sale price was 94.56% of the average list price. The average sold price was $476,9133 and the median sold price was $457,500, down 2.14% from last year. Many home buyers are taking advantage of the low minimum cash requirement (3.5%) for FHA financing. The FHA Streamlined 203(k) program allows buyer to include up to $35,000 of home improvements in the mortgage amount. Bargains are being found in the inventory of lender owned foreclosures (REO). All prospective buyers should obtain written pre-approval for mortgage financing. Check with us if you need a referral to a lender.

FHA loan limits for Montgomery County: $729,750. New limit for FHA Reverse Mortgages: $625,500. Seniors are using Reverse Mortgages to upgrade to more suitable homes. No credit or income requirement and no monthly mortgage payments.

There are 98 homes listed for sale in Zip Code 20850. Click the following URL to see the listings. Sort by column headers: Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96917255-221

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20850 Rockville, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	0	0	0	0	0	0	0	0	1 -30 Days	15
$100,000 - 149,999	0	0	0	0	0	2	1	0	31-60 Days	5
$150,000 - 199,999	0	0	2	0	0	7	4	0	61 - 90 Days	2
$200,000 - 249,999	0	0	1	1	0	6	4	0	91-120 Days	4
$250,000 - 299,999	0	1	1	0	0	5	12	0	Over 120 Days	6
$300,000 - 349,999	0	0	0	5	0	9	13	0	Total	32
$350,000 - 399,999	0	0	0	1	0	9	5	0
$400,000 - 449,999	0	3	1	0	0	5	4	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	2	0	0	0	12	0	0
$500,000 - 599,999	0	3	4	0	0	13	4	0	Conventional	23
$600,000 - 699,999	0	1	1	0	0	6	0	0	FHA	4
$700,000 - 799,999	0	0	1	0	0	8	1	0	VA	1
$800,000 - 899,999	0	0	4	0	0	4	0	0	Assumption	2
$900,000 - 999,999	0	0	0	0	0	9	0	0	Cash	2
$1,000,000 - 2,499,999	0	0	0	0	0	13	0	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	0	0	0	All Other	0
$5,000,000 & Over	0	0	0	0	0	0	0	0	Unreported	0
Totals	0	10	15	7	0	108	48	0	Total	32
Grand Totals	32	156

	2009	2008	% Change
Total Sold Dollar Volume:	$ 15,261,200	$ 9,977,437	52.96 %
Average Sold Price:	$ 476,913	$ 498,872	- 4.40 %
Median Sold Price:	$ 457,500	$ 467,500	- 2.14 %
Total Units Sold:	32	20	60.00 %
Average Days on Market:	79	110	- 28.18 %
Average List Price for Solds:	$ 504,356	$ 544,571	- 7.38 %
Avg Sale Price as a percentage of Avg List Price:	94.56 %	91.61 %

Total NEW listings:	29
Total Properties Marked Contract:	19
Total Properties Marked Contingent Contract:	25
Total NEW pendings (Contracts + Contingents):	44

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

Please contact us with your questions on the residential real estate market. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Germantown MD 20876 Real Estate Trend Indicator

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 14:13:10 -0600

Germantown MD 20876 Real Estate Trend Indicator

If you are thinking about buying or selling a home in zip code 20876, you should take a close look at the following report that compares the statistics for the past month with the same month last year. During the month, there were 102 active listings of homes for sale in 20876. There were 39 new listings in the zip code and 32 listings went to pending new contracts. There were 21 actual settlements as compared to 16 homes sold last year. The average sold price was $253,995 and the median sold price was $214,500, down 16.68% from last year. The total sold dollar volume was up 26.59%. The average number of days on the market was 56 as compared to 126 days last year. The average sale price was 89.12% of the average list price. It is still a market which favors buyers. Some buyers are finding it more difficult to qualify for mortgage financing. All prospective buyers should get pre-approved for mortgage financing as the first step in the home purchase process. Mortgage interest rates are the lowest in decades. Many home buyers are selecting FHA financing with the low 3.5% minimum cash requirement. The FHA Streamlined 203(k) loan also allows borrowers to include up to $35,000 of home improvements in their mortgage.

There are 58 homes for sale in Zip code 20876. Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96917174-998

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20876 Germantown, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	0	0	0	0	0	0	3	0	1 -30 Days	11
$100,000 - 149,999	1	0	0	0	0	8	5	0	31-60 Days	2
$150,000 - 199,999	0	4	1	1	0	23	6	0	61 - 90 Days	4
$200,000 - 249,999	1	1	0	2	0	7	3	0	91-120 Days	2
$250,000 - 299,999	0	1	2	0	0	7	5	0	Over 120 Days	2
$300,000 - 349,999	0	0	3	2	0	7	3	0	Total	21
$350,000 - 399,999	0	0	0	0	0	4	1	0
$400,000 - 449,999	0	1	0	0	0	4	0	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	0	0	0	0	6	0	0
$500,000 - 599,999	0	0	1	0	0	5	0	0	Conventional	4
$600,000 - 699,999	0	0	0	0	0	3	0	0	FHA	14
$700,000 - 799,999	0	0	0	0	0	0	0	0	VA	3
$800,000 - 899,999	0	0	0	0	0	1	0	0	Assumption	0
$900,000 - 999,999	0	0	0	0	0	1	0	0	Cash	0
$1,000,000 - 2,499,999	0	0	0	0	0	0	0	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	0	0	0	All Other	0
$5,000,000 & Over	0	0	0	0	0	0	0	0	Unreported	0
Totals	2	7	7	5	0	76	26	0	Total	21
Grand Totals	21	102

	2009	2008	% Change
Total Sold Dollar Volume:	$ 5,333,900	$ 4,213,450	26.59 %
Average Sold Price:	$ 253,995	$ 263,341	- 3.55 %
Median Sold Price:	$ 214,500	$ 257,450	- 16.68 %
Total Units Sold:	21	16	31.25 %
Average Days on Market:	56	126	- 55.56 %
Average List Price for Solds:	$ 285,000	$ 285,691	- 0.24 %
Avg Sale Price as a percentage of Avg List Price:	89.12 %	92.18 %

Total NEW listings:	39
Total Properties Marked Contract:	12
Total Properties Marked Contingent Contract:	20
Total NEW pendings (Contracts + Contingents):	32

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

Please contact us with your questions on the residential real estate market. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

GERMANTOWN MD 20874 REAL ESTATE TREND INDICATOR

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 13:57:17 -0600

GERMANTOWN MD 20874 REAL ESTATE TREND INDICATOR

If you are thinking about buying or selling a home in zip code 20874, you should take a close look at the following report that compares the statistics for the past month with the same month last year. During the month, there were 294 active listings of homes for sale in 20874. There were 76 new listings in the zip code and 90 listings went to pending new contracts. There were 64 actual settlements as compared to 48 homes sold last year. The total sold dollar volume was up 10.18% from last year. The average sold price was $257,896 and the median sold price was $227,000. The average number of days on the market was 59 as compared to 147 days last year. The average sale price was 94.99% of the average list price. Many buyers are finding it more difficult to qualify for mortgage financing and it is important for all prospective buyers to get pre-approved for financing as the first step in the home purchase process. FHA, with a minimum cash requirement of 3.5%, has again become a favorite type of mortgage financing. The FHA Streamlined 203(k) loan allows borrowers to include up to $35,000 of home improvements in their mortgage. Contact us if you need a referral to a lender.

There are 133 homes for sale in Zip Code 20874. Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96917132-685 The Home

Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20874 Germantown, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	0	0	0	0	0	2	2	0	1 -30 Days	38
$100,000 - 149,999	0	3	0	2	0	21	28	0	31-60 Days	9
$150,000 - 199,999	2	6	1	9	0	35	27	0	61 - 90 Days	6
$200,000 - 249,999	0	8	2	4	0	28	18	0	91-120 Days	3
$250,000 - 299,999	0	7	1	0	0	36	9	0	Over 120 Days	8
$300,000 - 349,999	0	6	4	1	0	25	3	0	Total	64
$350,000 - 399,999	0	2	0	0	0	18	0	0
$400,000 - 449,999	0	0	2	0	0	5	0	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	0	2	0	0	6	0	0
$500,000 - 599,999	0	0	0	0	0	4	0	0	Conventional	18
$600,000 - 699,999	0	0	2	0	0	4	0	0	FHA	27
$700,000 - 799,999	0	0	0	0	0	3	0	0	VA	5
$800,000 - 899,999	0	0	0	0	0	7	0	0	Assumption	2
$900,000 - 999,999	0	0	0	0	0	1	0	0	Cash	10
$1,000,000 - 2,499,999	0	0	0	0	0	12	0	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	0	0	0	All Other	2
$5,000,000 & Over	0	0	0	0	0	0	0	0	Unreported	0
Totals	2	32	14	16	0	207	87	0	Total	64
Grand Totals	64	294

	2009	2008	% Change
Total Sold Dollar Volume:	$ 16,505,350	$ 14,980,880	10.18 %
Average Sold Price:	$ 257,896	$ 312,102	- 17.37 %
Median Sold Price:	$ 227,000	$ 241,250	- 5.91 %
Total Units Sold:	64	48	33.33 %
Average Days on Market:	59	147	- 59.86 %
Average List Price for Solds:	$ 271,493	$ 357,245	- 24.00 %
Avg Sale Price as a percentage of Avg List Price:	94.99 %	87.36 %

Total NEW listings:	76
Total Properties Marked Contract:	39
Total Properties Marked Contingent Contract:	51
Total NEW pendings (Contracts + Contingents):	90

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

FHA loan limits for Montgomery County: $729,750. Reverse mortgage limit: $625,500. Seniors are using reverse mortgages to upgrade to more suitable homes. No credit or income requirements and no monthly mortgage payments.

Please contact us for all of your residential real estate needs. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

GAITHERSBURG, MD 20878, KENTLANDS, LAKELANDS, NORTH POTOMAC ZIP CODE STATISTICS

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 13:26:29 -0600

GAITHERSBURG, MD 20878, KENTLANDS, LAKELANDS, NORTH POTOMAC ZIP CODE STATISTICS

If you own a home in zip code 20878 or wish to purchase in that area, you will want to know what is going on in the real estate market. There were 203 homes listed for sale on MRIS during the past month. 61 new listings were added to the inventory and 67 properties went to pending contracts. 58 went to settlement during the month as compared with 27 settlements during the same month last year. The sold dollar volume was up 98.66% from last year. The average sold price was $435,088 and the median sold price was $386,218, down 11.82% from last year. The average days on the market was 55 as compared to 97 last year. The average sale price was 94.99% of the average list price. It is a wonderful market for first time home buyers and move up home buyers.

There are 141 active listings of homes for sale in Zip Code 20878. Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96917110-968

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20878 Gaithersburg, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	0	0	0	2	0	0	8	0	1 -30 Days	32
$100,000 - 149,999	0	0	0	2	0	1	10	0	31-60 Days	10
$150,000 - 199,999	0	1	0	0	0	2	5	0	61 - 90 Days	8
$200,000 - 249,999	0	1	0	0	0	7	7	0	91-120 Days	2
$250,000 - 299,999	1	3	0	2	0	17	8	0	Over 120 Days	6
$300,000 - 349,999	2	5	1	3	0	16	14	0	Total	58
$350,000 - 399,999	0	3	1	4	0	15	6	0
$400,000 - 449,999	0	3	1	0	0	13	3	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	2	5	1	0	14	0	0
$500,000 - 599,999	0	0	5	0	0	15	0	0	Conventional	31
$600,000 - 699,999	0	0	1	0	0	16	0	0	FHA	11
$700,000 - 799,999	0	2	2	0	0	7	0	0	VA	2
$800,000 - 899,999	0	0	4	0	0	4	0	0	Assumption	3
$900,000 - 999,999	0	0	1	0	0	6	0	0	Cash	10
$1,000,000 - 2,499,999	0	0	0	0	0	9	0	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	0	0	0	All Other	1
$5,000,000 & Over	0	0	0	0	0	0	0	0	Unreported	0
Totals	3	20	21	14	0	142	61	0	Total	58
Grand Totals	58	203

	2009	2008	% Change
Total Sold Dollar Volume:	$ 25,235,085	$ 12,702,389	98.66 %
Average Sold Price:	$ 435,088	$ 470,459	- 7.52 %
Median Sold Price:	$ 386,218	$ 438,000	- 11.82 %
Total Units Sold:	58	27	114.81 %
Average Days on Market:	55	97	- 43.30 %
Average List Price for Solds:	$ 458,057	$ 519,659	- 11.85 %
Avg Sale Price as a percentage of Avg List Price:	94.99 %	90.53 %

Total NEW listings:	61
Total Properties Marked Contract:	26
Total Properties Marked Contingent Contract:	41
Total NEW pendings (Contracts + Contingents):	67

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

Please contact us with your questions on the residential real estate market. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

MONTGOMERY VILLAGE MD 20886 REAL ESTATE TREND INDICATOR

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 13:03:33 -0600

MONTGOMERY VILLAGE MD 20886 REAL ESTATE TREND INDICATOR

If you are planning to purchase or sell a home in Montgomery Village, you will want to know the trends of the market. The following report is for the past month and the statistics are compared with the same month last year. There were 187 active listings of homes for sale in Montgomery Village during the month. There were 50 new listings and 50 went to pending new contracts. The sold dollar volume was up 66.15% from last year. The number of homes sold was 38 from 23 last year. The average days on the market was 38 days from 100 days last year. The average sale price was 92.74% of the average list price. The median sold price was $175,000. The market favors buyers. Foreclosures and short sales listings still influence the area market. Buyers are finding it more difficult to qualify for mortgage financing and the trend is to the use of FHA financing which has a minimum cash requirement of 3.5% of the purchase price. FHA Streamlined 203(k) financing allows borrowers to include up to $35,000 of home improvements in the mortgage amount.

There are 99 homes for sale in Montgomery Village. If you are searching for a property in Montgomery Village, ask us to break down the listings by category. Buyers need to know which listings are short sales (pre-foreclosures) and which are lender owned foreclosures.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96916822-251

Do you qualify for a tax credit? The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php

Metropolitan Regional Information Systems, Inc. ZIP Code Statistics - <$100K to >$5M Format

ZIP Code: 20886 Montgomry Village, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	2	0	0	4	0	7	18	0	1 -30 Days	26
$100,000 - 149,999	1	6	1	0	0	33	13	0	31-60 Days	3
$150,000 - 199,999	0	9	2	0	0	42	8	0	61 - 90 Days	4
$200,000 - 249,999	1	1	0	1	0	20	2	0	91-120 Days	1
$250,000 - 299,999	0	0	1	0	0	13	1	0	Over 120 Days	4
$300,000 - 349,999	0	2	2	0	0	11	0	0	Total	38
$350,000 - 399,999	0	0	2	0	0	8	0	0
$400,000 - 449,999	0	0	1	0	0	4	0	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	0	2	0	0	4	0	0
$500,000 - 599,999	0	0	0	0	0	3	0	0	Conventional	12
$600,000 - 699,999	0	0	0	0	0	0	0	0	FHA	15
$700,000 - 799,999	0	0	0	0	0	0	0	0	VA	0
$800,000 - 899,999	0	0	0	0	0	0	0	0	Assumption	1
$900,000 - 999,999	0	0	0	0	0	0	0	0	Cash	9
$1,000,000 - 2,499,999	0	0	0	0	0	0	0	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	0	0	0	All Other	1
$5,000,000 & Over	0	0	0	0	0	0	0	0	Unreported	0
Totals	4	18	11	5	0	145	42	0	Total	38
Grand Totals	38	187

	2009	2008	% Change
Total Sold Dollar Volume:	$ 7,776,417	$ 4,680,366	66.15 %
Average Sold Price:	$ 204,643	$ 203,494	0.56 %
Median Sold Price:	$ 175,000	$ 174,000	0.57 %
Total Units Sold:	38	23	65.22 %
Average Days on Market:	38	100	- 62.00 %
Average List Price for Solds:	$ 220,661	$ 234,990	- 6.10 %
Avg Sale Price as a percentage of Avg List Price:	92.74 %	86.60 %

Total NEW listings:	50
Total Properties Marked Contract:	17
Total Properties Marked Contingent Contract:	33
Total NEW pendings (Contracts + Contingents):	50

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

Mortgage Financing: It is an ideal time to obtain funds to purchase a residence or investment property. Pre-approval for financing is the first step in the home purchase process. Buyers need to have a lender letter in hand when they submit an offer on a property. Buyers should be prepared to fully document their income and obligations. Ask us for a referral if you do not have an existing relationship with a mortgage lender.

FHA loan limits for Montgomery County: $729,750. Limit for FHA reverse mortgages: $625,000.

Foreclosures (REO): Contact us if you are interested in information on lender owned foreclosures.

Please contact us with your questions on the residential real estate market. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Montgomery County MD REO & Pre-foreclosures

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 09:36:40 -0600

Montgomery County MD REO & Pre-foreclosures

There are 178 active listings of lender owned foreclosures (REO) available for purchase in Montgomery County MD Click on the listing number to see the full property description. Sort by column headers.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96908223-961

When searching for homes in Maryland, use Homes Prospector at www.roykelley.com This is a service of MRIS, the regional multiple listing service, and you will find the most accurate up to date information on properties that are available for purchase.

Most of the homes that are sold at trustee sale auctions at the court house entrance are purchased by the secured mortgage lenders. Trustee sales provide a preview of homes that will come out as REO listings at a future date. The lenders then offer the homes for sale when they become part of the REO inventory. All of the lender owned homes are listed with area agents and are available on MRIS. Lenders are highly motivated sellers and they reduce the prices until the properties are under contract. This is a very active market and well priced prices attract multiple contracts.

Short sale listings (pre-foreclosures): Lenders have become more liberal with short sales. Short sales do take more time and more frustrations should be anticipated. Short sale transactions require third party approval. The secured lenders must approve the contracts since the proceeds will not fully cover the amounts of the mortgage loans. Buyers should always ask about the status of mortgage payments.

There are 238 active short sale listings priced at $250,000 and BELOW in Montgomery County.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96908239-852

There are 297 active short sale listings available at $250,000 and ABOVE in Montgomery County.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96908256-583

Pre-approval for mortgage financing is the first step in the home purchase process. Ask us for a referral if you do not have an existing relationship with a mortgage lender.

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php

Please contact us with your real estate questions. Referrals of your friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Prince George's County MD REO - Lender Owned Foreclosures

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 09:21:07 -0600

Prince George's County MD REO - Lender Owned Foreclosures

There are 331 lender owned foreclosures (REO), priced at $150,000 and BELOW, available for purchase in Prince George's County MD.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96908392-889

There are 349 lender owned foreclosures (REO), priced at $150,000 and ABOVE, available for purchase in Prince George's County MD. Click on the listing number for full details on each property. Sort by column headings.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96908423-323

Where is the best place to search for homes for sale in Maryland? You will want to use Homes Prospector at www.roykelley.com This is a service of MRIS, the regional multiple listing service, and you will find the most accurate up to date information on properties that are available for purchase. Foreclosures will be included in the results of your searches.

Most of the homes that are sold at trustee sale auctionsat the court house entrance are purchased by the secured mortgage lenders. The lenders then offer the homes for sale when they become part of the REO inventory. All of the lender owned homes are listed with area agents and are available on MRIS. Why are buyers focusing on the REO inventory? The simple reason is that is where the purchase bargains are being found. Lenders are highly motivated sellers and they reduce the prices until the properties are under contract.

All home buyers that plan to use mortgage financing should obtain pre-approval for financing as the first step in the purchase process. Please ask us for a referral to a loan officer if you do not have an existing relationship with a mortgage lender.

Do you qualify for the new tax credit? The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php

PRINCE GEORGE'S COUNTY DOWN PAYMENT ASSISTANCE PROGRAM First time home buyers can take advantage of the county's Down Payment on Your Dream Program, in which buyers can receive down payment and closing costs assistance when purchasing a vacant foreclosed property in Prince George's County. This website outlines specific guidelines for the home buyer, agents and lenders as well as the necessary steps families must take in order to qualify. http://www.co.pg.md.us/dream/index.asp

Please contact us with your real estate questions. Your referrals of friends and family members will always be appreciated.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Washington County MD REO & Pre-foreclosures

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 09:08:06 -0600

Washington County MD REO & Pre-foreclosures

There are 93 lender owned foreclosures (REO) available for purchase in Washington County MD Click on the listing number for full details on each property. Sort by column headings.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96908312-325

When you are searching for homes in Maryland, you will want to use Homes Prospector at www.roykelley.com This is a service of MRIS, the regional multiple listing service, and you will find the most accurate up to date information on properties that are available for purchase. Foreclosures will be included in the results of your searches.

Most of the homes that are sold at trustee sale auctions at the court house entrance are purchased by the secured mortgage lenders. The lenders then offer the homes for sale when they become part of the REO inventory. All of the lender owned homes are listed with area agents and are available on MRIS. Why are buyers focusing on the REO inventory? The simple reason is that is where the purchase bargains are being found. Lenders are highly motivated sellers and they reduce the prices until the properties are under contract.

What about the bargains in the inventory of short sale listings? These transactions take longer since they require third party approval. The secured lenders must agree to the contract terms since the proceeds will not fully cover the mortgage balances. More frustrations are to be expected since many of the lenders fail to approve the sales. These properties are sometimes described as pre-foreclosures.

123 active short sale listings are available in Washington County.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96908325-288

All home buyers that plan to use mortgage financing should obtain pre-approval for financing as the first step in the purchase process. Please ask for a referral if you do not have an existing relationship with a mortgage lender.

Please contact us with your real estate questions. We will always appreciate the referral of your friends and family.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Frederick County MD REO & Pre-foreclosures

Roy Kelley (RE/MAX Realty Group) — Mon, 14 Dec 2009 08:53:39 -0600

Frederick County MD REO & Pre-foreclosures

There are 80 active listings of lender owned foreclosures (REO) available for purchase in the county. Click on the listing number for full details on each property. Sort by column headings.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96908271-650

When you are searching for homes in Maryland, you will want to use Homes Prospector at www.roykelley.com This is a service of MRIS, the regional multiple listing service, and you will find the most accurate up to date information on properties that are available for purchase. Foreclosures will be included in the results of your searches.

Most of the homes that are sold at trustee sale auctions at the court house entrance are purchased by the secured mortgage lenders. The lenders then offer the homes for sale when they become part of the REO inventory. All of the lender owned homes are listed with area agents and are available on MRIS. Lenders are highly motivated sellers and they reduce the prices until the properties are under contract.

What about the opportunities with short sales listings? These are the transactions that require lender approval since the proceeds will not cover the mortgage balances. Short sales take longer and more frustrations should be anticipated. Bargains can be found for patient home buyers. These are pre-foreclosures listings and buyers need to be very selective since many of the properties are sold at the trustee sale auctions.

There are 178 active short sale listings in Frederick County.

Click the following URL to see the listings:
http://mrislistings.mris.com/Matrix/Public/Portal.aspx?k=1135923XDLVP&p=DE-96908288-889

All home buyers that plan to use mortgage financing should obtain pre-approval for financing as the first step in the purchase process. Please ask us for a referral if you do not have a relationship with a mortgage lender.

Please contact us with your real estate questions. We will always appreciate your referrals of friends and relatives.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Frederick County MD Trustee Sales - Tidewater Auctions

Roy Kelley (RE/MAX Realty Group) — Sun, 13 Dec 2009 10:58:59 -0600

Frederick County MD Trustee Sales - Tidewater Auctions

Maryland foreclosures are in the form of trustee sales that are conducted at the county court houses. Trustee sales auctions are open to the public and all qualified bidders. Prospective buyers should carefully read the newspaper advertisements for the terms and conditions of the sales. The indicated deposits must be in cash or certified funds. Those without experience or knowledge of the risks should seek professional advice.

Most of the homes that are sold at trustee sales are acquired by the secured mortgage lenders. The lenders then offer the properties for sale when they become part of the REO inventory. Contact us for client reports on available lender owned foreclosures. We represent home buyer clients as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

Visit www.tidewaterauctions.com for their full schedule of trustee sales and for cancellations.

Sale Date Time Property Address Deposit County Map

HJM	12/16/2009	12:40 PM	442 E. Patrick Street Frederick, MD 21701	$30,500.00	Frederick County	Map
CBDD	12/16/2009	12:40 PM	1818 Pleasant View Road Adamstown, MD 21710	$37,000.00	Frederick County	Map
HJM	12/16/2009	12:40 PM	25 William Street Walkersville, MD 21793	$25,500.00	Frederick County	Map
CBDD	12/16/2009	12:40 PM	7996 Serenity Ct Frederick, MD 21701	$31,500.00	Frederick County	Map
CBDD	Cancelled	12:40 PM	5038 Merganser Court Frederick, MD 21703	$29,500.00	Frederick County	Map
CBDD	Cancelled	12:45 PM	8329 Revelation Avenue Walkersville, MD 21793	$19,000.00	Frederick County	Map
CBDD	12/16/2009	12:45 PM	751 Heather Ridge Drive Unit B Frederick, MD 21702	$17,500.00	Frederick County	Map
CBDD	Cancelled	12:45 PM	1314 Hillcrest Drive Frederick, MD 21703	$34,000.00	Frederick County	Map
CBDD	Cancelled	12:45 PM	10212 Woodthrush Drive New Market, MD 21774	$33,500.00	Frederick County	Map
HJM	Cancelled	12:45 PM	10898 Boyer Avenue New Market, MD 21774	$31,500.00	Frederick County	Map
HJM	Cancelled	12:50 PM	624 Bushytail Dr Frederick, MD 21703	$50,000.00	Frederick County	Map

HJM		Cancelled		12:10 PM		2702 Longfield Place Adamstown, MD 21710	$50,000.00		Frederick County	Map
CBDD		12/23/2009		12:10 PM		1813 N Greenleese Drive Frederick, MD 21701	$41,500.00		Frederick County	Map

Cancelled

01:00 PM

5602 Rockledge Court Frederick, MD 21703

$31,000.00

Frederick County

Map

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Montgomery County MD Trustee Sales - Tidewater Auctions

Roy Kelley (RE/MAX Realty Group) — Sun, 13 Dec 2009 10:52:33 -0600

Montgomery County MD Trustee Sales - Tidewater Auctions

Visit www.tidewaterauctions.com for their full schedule of trustee sales and for cancellations.

Sale Date Time Property Address Deposit County Map

HL	Cancelled	12:30 PM	5307 Falmouth Road Bethesda, MD 20816	$15,400.00	Montgomery County	Map
CBDD	Cancelled	12:40 PM	6105 Rosemont Circle North Bethesda, MD 20852	$50,000.00	Montgomery County	Map
CBDD	Cancelled	12:40 PM	4610 Sandy Spring Rd Burtonsville, MD 20866	$50,000.00	Montgomery County	Map
CBDD	12/18/2009	12:40 PM	15112 Briarcliff Manor Way Burtonsville, MD 20866	$50,000.00	Montgomery County	Map
HJM	12/18/2009	12:40 PM	12709 Flack Street Silver Spring, MD 20906	$40,000.00	Montgomery County	Map
CBDD	12/18/2009	12:40 PM	18707 Nathans Place Montgomery Village, MD 20886	$28,500.00	Montgomery County	Map
CBDD	Cancelled	12:45 PM	9819 Maple Leaf Drive Gaithersburg, MD 20879	$9,500.00	Montgomery County	Map
HJM	12/18/2009	12:45 PM	12828 Littleton St Silver Spring,MD 20906	$40,000.00	Montgomery County	Map
CBDD	Cancelled	12:45 PM	19026 Steeple Place Germantown, MD 20874	$23,000.00	Montgomery County	Map
CBDD	12/18/2009	12:45 PM	3133 West University Boulevard, Unit 5, Kensington, MD 20895	$27,000.00	Montgomery County	Map
CBDD	Cancelled	12:45 PM	11434 Grandview Avenue Wheaton, MD 20902	$48,500.00	Montgomery County	Map
CBDD	Cancelled	12:50 PM	9917 Sutherland Road Silver Spring, MD 20901	$41,500.00	Montgomery County	Map
CBDD	12/18/2009	12:50 PM	10204 Southmoor Drive Silver Spring, MD 20901	$32,500.00	Montgomery County	Map
CBDD	Cancelled	12:50 PM	7753 Scotland Drive Potomac, MD 20854	$24,000.00	Montgomery County	Map
CBDD	12/18/2009	12:50 PM	18603 Harvest Scene Court Boyds, MD 20841-4374	$50,000.00	Montgomery County	Map
CBDD	Cancelled	12:50 PM	12702 Bright Spring Way Boyds, MD 20841	$50,000.00	Montgomery County	Map
HJM	12/18/2009	12:55 PM	18343 Hallmark Court Gaithersburg, MD 20879	$26,000.00	Montgomery County	Map
CBDD	Cancelled	12:55 PM	705 Glouster Knoll Drive Silver Spring, MD 20901	$40,000.00	Montgomery County	Map
HJM	Cancelled	12:55 PM	17721 Lisa Drive Derwood, MD 20855	$50,000.00	Montgomery County	Map
CBDD	12/18/2009	12:55 PM	12900 Grand Elm Street Clarksburg, MD 20871	$50,000.00	Montgomery County	Map
CBDD	12/18/2009	12:55 PM	13168 Kara Lane Silver Spring, MD 20904	$39,500.00	Montgomery County	Map
CBDD	12/18/2009	01:00 PM	501 Hungerford Drive Unit 205 Rockville, MD 20850	$33,500.00	Montgomery County	Map

CBDD	12/23/2009	12:10 PM	1813 N Greenleese Drive Frederick, MD 21701	$41,500.00	Frederick County	Map
HJM	12/23/2009	12:10 PM	450 Blossom Lane Frederick, MD 21701	$30,500.00	Frederick County	Map
CBDD	12/23/2009	12:15 PM	516 Beaumont Road Silver Spring, MD 20904	$48,500.00	Montgomery County	Map
CBDD	12/23/2009	12:15 PM	206 Bookham Lane Gaithersburg, MD 20877	$50,000.00	Montgomery County	Map
CBDD	12/23/2009	12:15 PM	11315 Halethorpe Terrace Unit #202 Germantown, MD 20876	$23,500.00	Montgomery County	Map

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Montgomery County MD Trustee Sales - The Fisher Law Group

Roy Kelley (RE/MAX Realty Group) — Sun, 13 Dec 2009 10:43:39 -0600

Montgomery County MD Trustee Sales - The Fisher Law Group

The Fisher Law Group is advertising trustee sales in the county. Visit their website for details and the full auction schedule: http://www.first-legal.com/salelist/sales.html

Trustee sales are open to the public and all qualified bidders. These are auctions that are ordered by the secured lenders when borrowers default on their mortgage obligations. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date. The indicated deposits must be in the form of cash or certified funds. Most of the bidders obtain cashier's checks that are payable to themselves. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of the risks. Since these transactions are not conditioned on the availability of mortgage financing, buyers should always have written pre-approval for financing with disclosure to the lender that the property is being purchased in 'as-is" condition. Generally, trustee sale properties are not offered for inspection.

The secured lenders are buying in most of the properties that are sold at the court house auctions. The lenders then offer the homes for sale to the public when they become part of the REO inventory. Contact us for client reports on lender owned homes that are available for purchase. We represent home buyers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

Sale Date/Time

County

File No.

Property Address

Lien Position

Deposit Amount

12/17/2009 / 09:45 AM	Montgomery County	08-03457	1003 Caddington Avenue	Fee Simple	$42,000.00
	Silver Spring, MD 20901	First Lien

12/23/2009 / 09:45 AM	Montgomery County	F6059NT	12005 Remington Drive	Fee Simple	$82,400.00
	Silver Spring, MD 20902	First Lien

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch

Roy Kelley (RE/MAX Realty Group) — Sun, 13 Dec 2009 10:36:08 -0600

Frederick County MD Trustee Sales - Cohn, Goldberg, Deutsch

Maryland foreclosures are conducted at the county court houses when the secured mortgage lenders instruct the the trustees under the deeds of trust to conduct trustee sales due to the defaults by mortgage borrowers. Interested buyers should be watching the advertisements for trustee sales in the coming weeks. The list below has been posted by Cohn, Goldberg, Deutsch.

Trustee sales are open to the public and all qualified bidders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of the risks. Since these transactions are not conditioned on the availability of mortgage financing, buyers should always have written pre-approval for financing with disclosure to the lender that the property is being purchased in 'as-is" condition.

The lenders are buying in most of the properties that are sold at the court house auctions. The lenders then offer the homes for sale to the public when they become part of the REO inventory. Contact us for client reports on lender owned homes that are available for purchase. We represent home buyers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

Visit their website for full details on the scheduled trustee sales: http://www.cgd-law.com/

File
Number

Address

Jurisdiction

Deposit

Sale Date

Sale Time

Info

427977	1829 Free Terrace Frederick, MD 21702	Frederick County, MD		12/16/2009		Cancelled

428507	8808 Eureka Lane Walkersville, MD 21793	Frederick County, MD	$22,500	12/16/2009	12:15 pm

420043	404 N. Bentz Street Frederick, MD 21701	Frederick County, MD	$18,000	12/16/2009	12:15 pm	*

428495	423 W Patrick Street Frederick, MD 21701	Frederick County, MD	$12,000	12/16/2009	12:15 pm

425964	8019 Old Receiver Road Frederick, MD 21702	Frederick County, MD	$34,500	12/16/2009	12:15 pm

422383	207 Monroe Avenue Frederick, MD 21701	Frederick County, MD	$25,500	12/16/2009	12:15 pm

424859	2591 Emerson Drive Frederick, MD 21702	Frederick County, MD	$32,000	12/23/2009	12:15 pm

425511	7 Victor Lane Thurmont, MD 21788	Frederick County, MD	$25,000	12/23/2009	12:15 pm

421679	79 Blueridge Court Frederick, MD 21703	Frederick County, MD	$32,000	12/30/2009

426583	201 Tobias Run Middletown, MD 21769	Frederick County, MD	$41,000	12/30/2009

426691	811 North Maple Avenue Brunswick, MD 21716	Frederick County, MD	$20,500	12/30/2009	12:15 pm

428294	9355 Penrose Street Frederick, MD 21704	Frederick County, MD	$32,000	12/30/2009	12:15 pm

419743	9508 Gravel Hill Road Woodsboro, MD 21798	Frederick County, MD	$41,500	12/30/2009	12:15 pm

429195	6783 Brace Court Frederick, MD 21703	Frederick County, MD	$19,000	1/6/2010

423245	35 Jennifer Lynne Drive Brunswick, MD 21758	Frederick County, MD	$47,500	1/6/2010

428129	3723 Hope Commons Circle Frederick, MD 21704	Frederick County, MD	$34,500	1/6/2010

427733	6230 Buffalo Road Mount Airy, MD 21771	Frederick County, MD	$37,500	1/6/2010

429100	242 Carroll Parkway Frederick, MD 21701	Frederick County, MD	$31,000	1/6/2010

423010	7121 Gresham Court, East Frederick, MD 21703	Frederick County, MD	$28,000	1/6/2010

428163	1132 Young Place Frederick, MD 21702	Frederick County, MD	$27,000	1/6/2010

425601	9 Seton Place Emmitsburg, MD 21727	Frederick County, MD	$14,000	1/6/2010

429933	5734 Sunset View Lane Frederick, MD 21703	Frederick County, MD	$18,500	1/6/2010

428731	2103 Chestnut Lane Frederick, MD 21702	Frederick County, MD	$43,500	1/6/2010

425447	1812 Hammond Court Frederick, MD 21702	Frederick County, MD	$24,000	1/6/2010

423681	1323 Peach Tree Court Frederick, MD 21703	Frederick County, MD	$32,500	1/6/2010

429027	1315 Split Rail Lane Frederick, MD 21703	Frederick County, MD	$29,500	1/6/2010

428624	7912 Witmere Court Frederick, MD 21702	Frederick County, MD	$32,500	1/13/2010

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

MONTGOMERY COUNTY MD TRUSTEE SALES - COHN, GOLDBERG, DEUTSCH

Roy Kelley (RE/MAX Realty Group) — Sun, 13 Dec 2009 10:31:20 -0600

MONTGOMERY COUNTY MD TRUSTEE SALES - COHN, GOLDBERG, DEUTSCH

Visit their website for full details on the scheduled trustee sales: http://www.cgd-law.com/

File
Number

Address

Jurisdiction

Deposit

Sale Date

Sale Time

Info

428743	18 Maxim Lane Rockville, MD 20852	Montgomery County, MD		12/16/2009		Cancelled

423327	13310 Midway Avenue Rockville, MD 20851	Montgomery County, MD		12/16/2009		Cancelled

427502	2 Purchase Street Gaithersburg, MD 20878	Montgomery County, MD		12/16/2009		Cancelled

417903	2945 Schoolhouse Circle Silver Spring, MD 20902	Montgomery County, MD		12/16/2009		Cancelled

428263	12718 Ginger Wood Lane Clarksburg, MD 20871	Montgomery County, MD		12/16/2009		Cancelled

429239	4404 Gridley Road Silver Spring, MD 20906	Montgomery County, MD		12/16/2009		Cancelled

428150	723 Lowander Lane Silver Spring, MD 20901	Montgomery County, MD		12/16/2009		Cancelled

426713	14201 Chelmsford Road Rockville, MD 20853	Montgomery County, MD		12/16/2009		Cancelled

423213	13307 Bregman Road Silver Spring, MD 20904	Montgomery County, MD	$78,500	12/16/2009	11:00 am

427073	21314 Village Green Circle Germantown, MD 20876	Montgomery County, MD	$56,500	12/16/2009	11:00 am

428126	1766 Featherwood Street Silver Spring, MD 20904	Montgomery County, MD	$25,000	12/16/2009	11:00 am

424389	2 Denham Court Rockville, MD 20851	Montgomery County, MD	$30,000	12/16/2009	11:00 am

429009	10190 Shelldrake Circle Damascus, MD 20872	Montgomery County, MD	$23,500	12/16/2009	11:00 am

427346	8830 Piney Branch Road Apt #1007 Silver Spring, MD 20903	Montgomery County, MD	$17,000	12/16/2009	11:00 am

427776	18319 Ivy Oak Terrace Gaithersburg, MD 20877	Montgomery County, MD	$21,000	12/16/2009	11:00 am

426767	13211 Chalet Place, Unit # 4-102 Germantown, MD 20874	Montgomery County, MD	$14,000	12/16/2009	11:00 am

428825	28 Brassie Court Montgomery Village, MD 20886	Montgomery County, MD	$26,000	12/16/2009	11:00 am

413393	14627 Claude Lane Silver Spring, MD 20905	Montgomery County, MD	$61,000	12/16/2009	11:00 am

428330	12432 Dancrest Drive Clarksburg, MD 20871	Montgomery County, MD	$35,500	12/16/2009	11:00 am

424261	51 Orchard Drive Gaithersburg, MD 20878	Montgomery County, MD	$37,800	12/16/2009	11:00 am

423430	12507 Pine Needle Drive Boyds, MD 20841	Montgomery County, MD		12/18/2009		Cancelled

424985	22257 Trentworth Way Clarksburg, MD 20871	Montgomery County, MD		12/18/2009		Cancelled

424152	19006 Canadian Court Montgomery Village, MD 20886	Montgomery County, MD		12/18/2009		Cancelled

423106	19525 Ridge Heights Drive Gaithersburg, MD 20879	Montgomery County, MD	$35,000	12/18/2009	11:30 am

427837	3054 Shepperton Terrrace Silver Spring, MD 20904	Montgomery County, MD	$25,500	12/18/2009	11:30 am

427390	9912 Bentcross Drive Potomac, MD 20854	Montgomery County, MD	$362,500	12/18/2009	11:30 am

427152	6405 Allegheny Avenue Takoma Park, MD 20912	Montgomery County, MD	$34,500	12/23/2009	11:00 am

427140	14547 Almanac Drive Burtonsville, MD 20866	Montgomery County, MD	$29,000	12/23/2009	11:00 am

429267	19621 Gunners Branch Road, Unit H Germantown, MD 20876	Montgomery County, MD	$17,000	12/23/2009	11:00 am

428538	13116 Hathaway Drive Silver Spring, MD 20906	Montgomery County, MD		12/30/2009		Cancelled

428397	12307 Braxfield Court Unit No. #8 aka No. 416 Rockville, MD 20852	Montgomery County, MD	$6,000	12/30/2009		*

429330	14432 Bel Pre Drive Silver Spring, MD 20906	Montgomery County, MD		12/30/2009		Cancelled

414843	19624 Wootton Avenue Poolesville, MD 20837	Montgomery County, MD		12/30/2009		Cancelled

426421	8604 Delcris Drive Montgomery Village, MD 20886	Montgomery County, MD		12/30/2009		Cancelled

428189	10006 Ridgeline Drive Gaithersburg, MD 20886	Montgomery County, MD	$23,500	12/30/2009

428898	272 W Deer Park Road, Unit 32-F Gaithersburg, MD 20877	Montgomery County, MD		12/30/2009		Cancelled

427150	12101 Bushey Drive Silver Spring, MD 20902	Montgomery County, MD		12/30/2009		Cancelled

427791	30 Timber Rock Road Gaithersburg, MD 20878	Montgomery County, MD	$28,500	12/30/2009

429248	14209 Angelton Terrace Burtonsville, MD 20866	Montgomery County, MD	$28,000	12/30/2009	11:00 am

429385	10331 Bloom Drive Damascus, MD 20872	Montgomery County, MD	$40,000	12/30/2009	11:00 am

424637	19064 Sawyer Terrace Germantown, MD 20874	Montgomery County, MD	$37,500	12/30/2009	11:00 am

428274	3762 Bel Pre Road Unit 8 Silver Spring, MD 20906	Montgomery County, MD	$16,500	12/30/2009	11:00 am

427625	12921 Kitchen House Way Germantown, MD 20874	Montgomery County, MD	$10,000	12/30/2009	11:00 am

430505	717 Bonifant Road Silver Spring, MD 20905	Montgomery County, MD	$69,500	12/30/2009	11:00 am

423485	9501 Lawnsberry Terrace Silver Spring, MD 20901	Montgomery County, MD	$46,000	1/6/2010

420643	10804 Breewood Road Silver Spring, MD 20901	Montgomery County, MD	$33,000	1/6/2010

422271	3603 Jeffry Street Silver Spring, MD 20906	Montgomery County, MD	$43,500	1/6/2010

426955	13317 Keating Street Rockville, MD 20853	Montgomery County, MD	$36,000	1/6/2010

428983	20021 Wanegarden Court Germantown, MD 20874	Montgomery County, MD	$36,000	1/6/2010

429123	18911 Ferry Landing Circle Germantown, MD 20874	Montgomery County, MD		1/6/2010		Cancelled

424888	11214 Ashley Drive Rockville, MD 20852	Montgomery County, MD		1/6/2010		Cancelled

427863	9808 Braddock Road Silver Spring, MD 20903	Montgomery County, MD	$35,500	1/6/2010

428279	15107 Cedar Tree Drive Burtonsville, MD 20866	Montgomery County, MD	$39,000	1/6/2010

420503	14739 Good Hope Road silver Spring, MD 20905	Montgomery County, MD	$40,500	1/6/2010

428801	3111 Plyers Mill Road Kensington, MD 20895	Montgomery County, MD	$42,000	1/6/2010

426937	1502 Oakview Drive Silver Spring, MD 20903	Montgomery County, MD	$29,000	1/6/2010

428158	4106 Weller Road Silver Spring, MD 20906	Montgomery County, MD	$43,000	1/6/2010

413528	9002 Miles Street Silver Spring, MD 20901	Montgomery County, MD	$17,000	1/6/2010		*

429199	3404 Embry Street Silver Spring, MD 20902	Montgomery County, MD	$26,000	1/6/2010

429232	3609 Randolph Road Silver Spring, MD 20902	Montgomery County, MD	$44,000	1/6/2010

428673	13505 Parkland Drive Rockville, MD 20853	Montgomery County, MD	$29,000	1/6/2010

428811	19221 Plummer Drive Germantown, MD 20876	Montgomery County, MD	$35,500	1/6/2010

421839	8613 Greenwood Avenue Silver Spring, MD 20912	Montgomery County, MD	$36,500	1/6/2010

429942	5600 Sundown Road Gaithersburg, MD 20882	Montgomery County, MD	$176,000	1/13/2010

430852	8441 Burchap Drive Montgomery Village, MD 20886	Montgomery County, MD	$29,000	1/13/2010

423801	9612 Cottrell Terrace Silver Spring, MD 20903	Montgomery County, MD	$33,500	1/13/2010

422660	15427 Tierra Drive Silver Spring, MD 20906	Montgomery County, MD	$53,000	1/13/2010

425928	7917 Windsor Knoll Lane Laytonsville, MD 20882	Montgomery County, MD	$73,000	1/13/2010

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

FREDERICK COUNTY MD TRUSTEE SALES - HARVEY WEST AUCTIONEERS

Roy Kelley (RE/MAX Realty Group) — Sun, 13 Dec 2009 10:19:40 -0600

FREDERICK COUNTY MD TRUSTEE SALES - HARVEY WEST AUCTIONEERS

Harvey West Auctioneers has scheduled Maryland trustee sales.

Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date. The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending trustee sales. Seek professional advice if you do not have full knowledge of the risks. Since these transactions are not conditioned on the availability of mortgage financing, buyers should always have written pre-approval for financing with disclosure to the lender that the property is being purchased in 'as-is" condition. Normally, the properties are not offered for inspection.

The secured mortgage lenders are buying in most of the properties that are sold at the court house auctions. The lenders then offer the homes for sale to the public when they become part of the REO inventory. Contact us for client reports on lender owned homes that are available for purchase. We represent home buyers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

Harvey West, Auctioneers complete trustee sale schedule: http://www.hwestauctions.com

Wednesday, December 16th, 2009
Sale Time	Deposit	Address	City	Location	Ad Start
11:36 AM	$10K	750 HEATHER RIDGE DR UNIT 15L	FREDERICK	FRED CHS	11/30/2009
11:38 AM	$23.5K	14 TERBEN CT	THURMONT	FRED CHS	11/30/2009
11:48 AM	$25K	1614 GIBBONS ROAD	POINT OF ROCKS	FRED CHS	11/27/2009
11:50 AM	$25K	3669 SPRING HOLLOW LANE CONDO UNIT 3669	FREDERICK	FRED CHS	11/27/2009
11:56 AM	$11.7K	310 HEATHER RIDGE DR	FREDERICK	FRED CHS	11/27/2009
11:58 AM	$25K	9997 BALTIMORE NATIONAL PIKE	MYERSVILLE	FRED CHS	11/27/2009
12:02 PM	$18.6K	10 VICTORIA SQUARE	FREDERICK	FRED CHS	11/27/2009

TRUSTEE SALE PURCHASERS WILL BE RESPONSIBLE FOR ANY NEEDED EVICTIONS. MAKE SURE YOU UNDERSTAND THE RISKS BEFORE BIDDING ON A PROPERTY.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

MONTGOMERY COUNTY MD TRUSTEE SALES - HARVEY WEST AUCTIONEERS

Roy Kelley (RE/MAX Realty Group) — Sun, 13 Dec 2009 10:14:41 -0600

MONTGOMERY COUNTY MD TRUSTEE SALES - HARVEY WEST AUCTIONEERS

Harvey West Auctioneers has scheduled Maryland trustee sales.

Harvey West, Auctioneers complete trustee sale schedule: http://www.hwestauctions.com

Monday, December 14th, 2009
Sale Time	Deposit	Address	City	Location	Ad Start
01:00 PM	$5K	3 APPLEBY COURT	SILVER SPRING	MONT CHS	11/25/2009

Wednesday, December 16th, 2009
Sale Time	Deposit	Address	City	Location	Ad Start
10:30 AM	$25K	11610 RIVER ROAD	POTOMAC	MONT CHS	11/27/2009
10:34 AM	$25K	915 HILLSIDE LAKE TERRACE COND O UNIT 407	GAITHERSBURG	MONT CHS	11/30/2009
10:36 AM	$18K	7906 PEARLBUSH DR UNIT 103	GAITHERSBURG	MONT CHS	11/30/2009
10:40 AM	$25K	7403 B WYNDALE LN	CHEVY CHASE	MONT CHS	11/27/2009
10:40 AM	$25K	12215 JUDSON ROAD	SILVER SPRING	MONT CHS	11/30/2009
10:42 AM	$16.6K	11408 CHERRY HILL RD	BELTSVILLE	MONT CHS	11/27/2009
10:46 AM	$24.8K	7205 MILLCREST TERRACE UNIT 8- 6	DERWOOD	MONT CHS	11/27/2009
10:48 AM	$25K	20411 BOULDER RIDGE TER	GAITHERSBURG	MONT CHS	11/27/2009
10:50 AM	$24.170K	11523 SUMMER OAK DRIVE	GERMANTOWN	MONT CHS	11/27/2009
10:52 AM	$25K	12917 NEOLA ROAD	SILVER SPRING	MONT CHS	11/27/2009
10:54 AM	$25K	13300 KILMARNOCK WAY UNIT 7-H	GERMANTOWN	MONT CHS	11/27/2009
10:58 AM	$20.7K	18668 WINDING CREEK PL	GERMANTOWN	MONT CHS	11/27/2009
11:00 AM	$25K	5112 ADRIAN STREET	ROCKVILLE	MONT CHS	11/27/2009
11:08 AM	$25K	13006 FLACK ST	SILVER SPRING	MONT CHS	11/27/2009
11:18 AM	$25K	14013 WOODWELL TER	SILVER SPRING	MONT CHS	11/27/2009
11:20 AM	$21K	3727 CASTLE TER	SILVER SPRING	MONT CHS	11/30/2009
11:22 AM	$18.2K	417 CHRISTOPHER AVE CONDO UNIT : 123	GAITHERSBURG	MONT CHS	11/30/2009
11:28 AM	$25K	115 HEIL ROAD	SILVER SPRING	MONT CHS	11/27/2009

Wednesday, January 20th, 2010
Sale Time	Deposit	Address	City	Location	Ad Start
01:00 PM	$67K	12150 SKYLARK ROAD	CLARKSBURG	MONT CHS	01/04/2010

Wednesday, January 27th, 2010
Sale Time	Deposit	Address	City	Location	Ad Start
10:30 AM	$22.8K	9811 BRASSIE WAY	MONTGOMERY VILLAGE	MONT CHS	01/07/2010
10:32 AM	$25K	4707 WISSAHICAN AVENUE	ROCKVILLE	MONT CHS	01/07/2010
10:34 AM	$20K	133 TALBOTT STREET UNIT 133	ROCKVILLE	MONT CHS	01/07/2010

Wednesday, February 10th, 2010
Sale Time	Deposit	Address	City	Location	Ad Start
10:30 AM	$25K	462 WEST DEER PARK ROAD UNIT 1 5	GAITHERSBURG	MONT CHS	01/22/2010
10:34 AM	$25K	5005 RANDOLPH ROAD	ROCKVILLE	MONT CHS	01/21/2010
10:36 AM	$25K	2700 BLUERIDGE AVENUE	SILVER SPRING	MONT CHS	01/21/2010
10:38 AM	$25K	804 1ST STREET	ROCKVILLE	MONT CHS	01/21/2010
10:40 AM	$25K	1 VALLEY BEND COURT	GERMANTOWN	MONT CHS	01/21/2010

Wednesday, February 24th, 2010
Sale Time	Deposit	Address	City	Location	Ad Start
10:30 AM	$25K	11931 ANDREW STREET	SILVER SPRING	MONT CHS	02/04/2010
10:30 AM	$25K	3 APPLEGRATH COURT	GERMANTOWN	MONT CHS	02/04/2010

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

FREDERICK COUNTY MD TRUSTEE SALES - ALEX COOPER AUCTIONEERS

Roy Kelley (RE/MAX Realty Group) — Sun, 13 Dec 2009 10:05:51 -0600

FREDERICK COUNTY MD TRUSTEE SALES - ALEX COOPER AUCTIONEERS

This has been a busy year for foreclosure sales. Home buyers are looking for bargain prices. Trustee sales are open to the public and all qualified bidders. These auctions are ordered by the secured mortgage lenders when borrowers default on their payment obligations. The indicated deposits must be in cash or certified funds. Most of the bidders use cashier's checks payable to themselves. Prospective bidders should carefully read the newspaper advertisements that appear for three weeks before the sales dates. If you do have experience and know the risks, seek professional advice before placing any bids at these auctions.

Always check for cancellations since bankruptcy filings or reinstatements may stop sales. Normally, these properties are not offered for inspection. Purchasers that plan to use mortgage financing should obtain a pre-approval letter from their mortgage lender. The lender needs to know that the property is being purchased in "as-is"condition and repairs may be required. Appraisers may not be able to access the interiors.

In the current market, the secured lenders are purchasing most of the homes that are sold. The lenders then offer the properties for sale when they become part of the REO inventory. We provide client reports on available REO properties. We represent home buyer clients as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

Visit www.alexcooper.com for a full schedule of their auctions.

Wednesday, December 16, 2009
Frederick County

2:15 PM - 500 Chapel Ct., Unit #103, Walkersville, 21793 Dep. $16,000. BGW

2:16 PM - 13107 Penn Shop Rd., Mount Airy, 21771 Dep. $32,600. BGW

2:17 PM - 306 W. Main St., Middletown, 21769 Dep. $34,000. BGW

2:18 PM - 113 Dunsford Ct., Walkersville, 21793 Dep. $29,000. BGW

2:19 PM - 13103 Hessong Bridge Rd., Thurmont, 21788 Dep. $25,000. BGW

2:20 PM - 8790 Victory Ct., Walkersville, 21793 Dep. $20,000. BGW

2:21 PM - 6 Sunny Ct., Thurmont, 21788 Dep. $18,000. BGW

2:23 PM - 7120 Oberlin Cir., Frederick, 21703 Dep. $24,000. BGW

2:24 PM - 110 Redhaven Ct., Thurmont, 21788 Dep. $35,000. BGW

2:26 PM - 8812 Whimsey Ct., Walkersville, 21793 Dep. $18,000. BGW

2:27 PM - 509 Logan St., Frederick, 21701 Dep. $28,000. BGW

2:28 PM - 2778 Washington St., Adamstown, 21710 Dep. $26,000. BGW

2:29 PM - 236 Shannonbrook La., Frederick, 21702 Dep. $33,000. BGW

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 100 W. PATRICK ST., FREDERICK, FREDERICK CO.

Thursday, December 17, 2009
Frederick County

10:44 AM - 1518 Havilland Pl., Frederick, 21701 Dep. $10,500. BU

10:46 AM - 9026 Bush Creek Cir., Frederick, 21704 Dep. $53,000. BU

10:50 AM - 1310 Mulberry Ct., Frederick, 21703 Dep. $27,500. BU

10:52 AM - 2 Rick Michael Way, Brunswick, 21758 Dep. $46,000. BU

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 100 W. PATRICK ST., FREDERICK, FREDERICK CO.

Friday, December 18, 2009
Frederick County

11:15 AM - 3863 Braveheart Dr., Frederick, 21704 Dep. $54,000. MWC

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 100 W. PATRICK ST., FREDERICK, FREDERICK CO.

Monday, December 21, 2009
Frederick County

11:17 AM - 2508 Carrington Way, Frederick, 21702 Dep. $28,000. BGW

11:18 AM - 27 Mountain Rd., Thurmont, 21788 Dep. $18,000. BGW

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 100 W. PATRICK ST., FREDERICK, FREDERICK CO.

Tuesday, December 22, 2009
Frederick County

12:45 PM - 13937 Jimtown Road, Thurmont, 21788 Dep. $35,000. F&M

12:46 PM - 607 Himes Avenue, Unit #101, Frederick, 21703 Dep. $14,000. F&M

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 100 W. PATRICK ST., FREDERICK, FREDERICK CO.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

MONTGOMERY COUNTY MD TRUSTEE SALES - ALEX COOPER AUCTIONEERS

Roy Kelley (RE/MAX Realty Group) — Sun, 13 Dec 2009 09:59:24 -0600

MONTGOMERY COUNTY MD TRUSTEE SALES - ALEX COOPER AUCTIONEERS

Visit www.alexcooper.com for a full schedule of their auctions.

Monday, December 14, 2009
Montgomery County

1:51 PM - 13028 Blacksmith Dr., Clarksburg, 20871 Dep. $37,000. MHS

1:52 PM - 13111 Thackery Pl., Germantown, 20874 Dep. $29,000. MHS

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 50 MARYLAND AVE., ROCKVILLE, MONTGOMERY CO.

Tuesday, December 15, 2009
Montgomery County

11:15 AM - 2818 Parker Ave., Silver Spring, 20902 Dep. $17,000. RA

11:16 AM - 418 Valley Brook Dr., Silver Spring, 20904 Dep. $76,000. RA

11:17 AM - 18747 Curry Powder La., Germantown, 20874 Dep. $14,000. RA

11:21 AM - 8109 Shady Spring Dr., Gaithersburg, 20877 Dep. $35,000. MWC

11:22 AM - 12206 Falls Rd., Potomac, 20854 Dep. $88,000. MWC

11:23 AM - 12838 Grand Elm St., Clarksburg, 20871 Dep. $55,000. MWC

11:24 AM - 20226 Ravensdale Ct., Gaithersburg, 20886 Dep. $23,000. MWC

11:25 AM - 10109 Dickens Ave., Bethesda, 20814 Dep. $97,000. MWC

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 50 MARYLAND AVE., ROCKVILLE, MONTGOMERY CO.

Wednesday, December 16, 2009
Montgomery County 10:00 AM - 17301 Evangeline La., Olney, 20832 Dep. $44,000. BU

10:10 AM - 9697 Brassie Way, Montgomery Village, 20886 Dep. $24,000. BU

10:14 AM - 12600 Glen Mill Rd., Potomac, 20854 Dep. $27,000. BU

10:16 AM - 520 University Blvd. East, Silver Spring, 20901 Dep. $62,500. BU

10:20 AM - 2905 Jennings Rd., Kensington, 20895 Dep. $60,000. BU

10:22 AM - 7308 Muncaster Mill Rd., Derwood, 20855 Dep. $25,000. BU

10:28 AM - 3906 Cotton Tree La., Burtonsville, 20866 Dep. $33,000. BU

10:40 AM - 17707 Topfield Dr., Unit #D-10, Gaithersburg, 20877 Dep. $13,500. BU

10:48 AM - 810 Ashton Rd., Ashton, 20861 Dep. $51,000. BU

10:54 AM - 1107 Veirs Mill Rd., Rockville, 20851 Dep. $28,500. BU

10:58 AM - 11613 Sir Spencer Way, Germantown, 20876 Dep. $24,500. BU

11:00 AM - 12303 Braxfield Ct., Unit #13, Rockville, 20852 Dep. $22,000. BU

12:00 PM - 10116 Brunswick Ave., Silver Spring, 20902 Dep. $47,000. BGW

12:01 PM - 38 Windbrooke Cir., Unit #38, Gaithersburg, 20879 Dep. $22,000. BGW

12:02 PM - 20 Benji Ct., Unit #131, Gaithersburg, 20877 Dep. $24,000. BGW

12:03 PM - 15132 Deer Valley Terr., Silver Spring, 20906 Dep. $23,000. BGW

12:04 PM - 756 Quince Orchard Blvd., Unit #202, Gaithersburg, 20878 Dep. $14,000. BGW

12:05 PM - 7106 Muncaster Mill Rd., Unit #3, Rockville, 20855 Dep. $42,000. BGW

12:06 PM - 3313 Claridge Ct., Unit #3313 a/r/t/a 3313 Claridge Ct., Silver Spring, 20902 Dep. $22,000. BGW

12:07 PM - 18536 Eagles Roost Dr., Germantown, 20874 Dep. $32,000. BGW

12:08 PM - 8863 Cross Country Pl., Gaithersburg, 20879 Dep. $24,000. BGW

12:09 PM - 2811 Radius Rd., Silver Spring, 20902 Dep. $38,000. BGW

12:11 PM - 11421 Stoney Point Pl., Germantown, 20876 Dep. $24,000. BGW

12:12 PM - 19348 Olney Mill Rd., Olney, 20832 Dep. $48,000. BGW

12:13 PM - 10334 Watkins Mill Dr., Gaithersburg, 20886 Dep. $19,000. BGW

12:14 PM - 19119 Stedwick Dr., Gaithersburg, 20886 Dep. $31,000. BGW

12:15 PM - 604 Longwood Dr., Rockville, 20850 Dep. $28,000. BGW

12:16 PM - 84 Nina Ct., Unit #199, Gaithersburg, 20877 Dep. $29,000. BGW

12:17 PM - 7724 Mineral Springs Dr., Gaithersburg, 20877 Dep. $35,000. BGW

12:19 PM - 13419 Rising Sun La., Germantown, 20874 Dep. $37,000. BGW

12:20 PM - 14221 Arctic Ave., Rockville, 20853 Dep. $38,000. BGW

12:21 PM - 456 Girard St., Unit #381, Gaithersburg, 20877 Dep. $19,000. BGW

12:22 PM - 12171 Island View Cir., Germantown, 20874 Dep. $28,000. BGW

12:23 PM - 19429 Transhire Rd., Montgomery Village a/r/t/a Gaithersburg, 20886 Dep. $24,000. BGW

12:24 PM - 25321 Clearwater Dr., Damascus, 20872 Dep. $51,000. BGW

12:25 PM - 523 Pelican Ave., Gaithersburg, 20877 Dep. $55,000. BGW

12:27 PM - 18606 Phoebe Way, Gaithersburg, 20879 Dep. $26,000. BGW

12:28 PM - 12427 Port Haven Dr., Germantown, 20874 Dep. $31,000. BGW

12:29 PM - 2963 Gracefield Rd., Silver Spring, 20904 Dep. $28,500. BGW

12:30 PM - 7708 Ivy Oak Dr., Gaithersburg, 20877 Dep. $39,000. BGW

12:31 PM - 3515 Bruton Parish Way, Unit #110, Silver Spring, 20904 Dep. $28,000. BGW

12:32 PM - 822 Still Creek La., Gaithersburg, 20878 Dep. $70,000. BGW

12:33 PM - 3202 Tapestry Cir., Burtonsville, 20866 Dep. $27,000. BGW

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 50 MARYLAND AVE., ROCKVILLE, MONTGOMERY CO.

Friday, December 18, 2009
Montgomery County

12:15 PM - 2601 Parker Ave., Silver Spring, 20902 Dep. $51,000. ALG

12:25 PM - 2 Countryside Ct., Silver Spring, 20905 Dep. $40,000. MWC

12:26 PM - 13318 Queenstown La., Germantown, 20874 Dep. $53,000. MWC

12:27 PM - 8510 Hawkins Creamery Rd., Gaithersburg, 20882 Dep. $49,000. MWC

12:28 PM - 18938 Treebranch Terr., Germantown, 20874 Dep. $34,000. MWC

12:29 PM - 6714 Tildenwood La., Rockville, 20852 Dep. $63,000. MWC

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 50 MARYLAND AVE., ROCKVILLE, MONTGOMERY CO.

Monday, December 21, 2009
Montgomery County

2:45 PM - 11808 Grandview Ave., Silver Spring, 20902 Dep. $25,000. BGW

2:46 PM - 18645 Clovercrest Cir., Olney, 20832 Dep. $37,000. BGW

2:47 PM - 10514 New Hampshire Ave., Silver Spring, 20903 Dep. $41,000. BGW

2:48 PM - 13040 Town Commons Dr., Germantown, 20874 Dep. $42,000. BGW

2:49 PM - 14327 Beaker Ct., Burtonsville, 20866 Dep. $25,000. BGW

2:50 PM - 20112 Macintosh La., Unit #29, Germantown, 20876 Dep. $38,000. BGW

2:51 PM - 1344 Windmill La., Silver Spring, 20905 Dep. $58,000. BGW

2:53 PM - 3808 Palmira La., Silver Spring, 20906 Dep. $29,000. BGW

2:54 PM - 2 Burgundy Ct., Rockville, 20850 Dep. $25,000. BGW

2:55 PM - 9235 Chadburn Pl., Montgomery Village, 20886 Dep. $25,000. BGW

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 50 MARYLAND AVE., ROCKVILLE, MONTGOMERY CO.

Tuesday, December 22, 2009
Montgomery County

11:01 AM - 19825 Apple Ridge Place, Gaithersburg, 20886 Dep. $27,000. F&M

11:02 AM - 12315 Selfridge Road, Silver Spring, 20906 Dep. $36,000. F&M

11:03 AM - 3620 Alpen Green Way, Unit #23-246, Burtonsville, 20866 Dep. $27,500. F&M

11:04 AM - 4205 Cloudberry Court, Burtonsville, 20866 Dep. $37,500. F&M

11:11 AM - 4115 Sampson Rd., Silver Spring, 20906 Dep. $45,000. MWC

11:12 AM - 17735 Larchmont Terr., Gaithersburg, 20877 Dep. $25,000. MWC

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 50 MARYLAND AVE., ROCKVILLE, MONTGOMERY CO.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,

PRINCE GEORGE'S COUNTY MD REAL ESTATE TREND INDICATOR

Roy Kelley (RE/MAX Realty Group) — Thu, 10 Dec 2009 14:03:34 -0600

PRINCE GEORGE'S COUNTY MD REAL ESTATE TREND INDICATOR

If you are planning to purchase or sell a home in Prince George's County, you will want to know what is going on in the market. The following report is for the past month and the statistics are compared with the same month last year. There were 5,660 active listings of homes for sale during the month. There were 1,140 new listings and 924 new pending contracts. The sold dollar volume was up 56.22% from last year. The median sold price was $205,000. The number of homes sold was 632 as compared with 333 last year. The average days on the market was 119 days as compared to 141 days last year. The average sale price was 90.24% of the average list price. The market still favors buyers. Foreclosures and short sales listings still influence the area market. Buyers are finding it more difficult to qualify for mortgage financing and the trend is to the use of FHA financing which has a minimum cash requirement of 3.5% of the purchase price. FHA Streamlined 203(k) financing allows buyers to include up to $35,000 of the costs of home improvements in the mortgage loan.

The Home Buyer Tax Credit now includes current home owners as well as first time buyers. This link provides the highlights of the program: http://www.federalhousingtaxcredit.com/glance.php

Metropolitan Regional Information Systems, Inc. Real Estate Trend Indicator - <$100K to >$5M Format

Prince Georges County, MD
From: 11/01/2009 to 11/30/2009 Statistics generated on: 12/08/2009

	Residential Unit Sales Number of Bedrooms	Active Listings		Time on Market
Price Class	2 Or Less	3	4 or More	Condo Coop	Ground Rent	Residential	Condo Coop	Ground Rent	of Units Sold (No. of Units)
Under $100,000	22	28	27	17	1	327	232	7	1 -30 Days	228
$100,000 - 149,999	5	23	20	12	0	629	200	5	31-60 Days	88
$150,000 - 199,999	6	63	59	16	1	974	192	3	61 - 90 Days	56
$200,000 - 249,999	6	53	66	12	0	826	90	1	91-120 Days	54
$250,000 - 299,999	2	34	46	2	1	716	23	0	Over 120 Days	206
$300,000 - 349,999	0	12	24	0	0	402	3	0	Total	632
$350,000 - 399,999	0	2	24	0	0	383	3	0
$400,000 - 449,999	0	0	16	1	0	171	0	0	Type of Financing of Units Sold (No. of Units)
$450,000 - 499,999	0	1	17	0	0	133	3	1
$500,000 - 599,999	0	0	2	0	0	121	1	0	Conventional	81
$600,000 - 699,999	0	0	7	0	0	95	0	0	FHA	367
$700,000 - 799,999	0	0	3	0	0	35	0	0	VA	51
$800,000 - 899,999	0	0	0	0	0	19	1	0	Assumption	23
$900,000 - 999,999	0	0	0	0	0	12	0	0	Cash	96
$1,000,000 - 2,499,999	0	0	1	0	0	33	1	0	Owner Finance	0
$2,500,000 - 4,999,999	0	0	0	0	0	18	0	0	All Other	14
$5,000,000 & Over	0	0	0	0	0	0	0	0	Unreported	0
Totals	41	216	312	60	3	4894	749	17	Total	632
Grand Totals	632	5660

	2009	2008	% Change
Total Sold Dollar Volume:	$ 137,792,941	$ 88,206,720	56.22 %
Average Sold Price:	$ 218,027	$ 264,885	- 17.69 %
Median Sold Price:	$ 205,000	$ 246,500	- 16.84 %
Total Units Sold:	632	333	89.79 %
Average Days on Market:	119	141	- 15.60 %
Average List Price for Solds:	$ 241,608	$ 307,127	- 21.33 %
Avg Sale Price as a percentage of Avg List Price:	90.24 %	86.25 %

Total Number of NEW listings
taken for the month:	1140
Total Number of Properties
marked Contract for the month:	585
Total Number of Properties
marked Contingent for the month:	339
Total Number of NEW pendings
(CONTRACTS + CONTINGENTS):	924

Source: Metropolitan Regional Information Systems, Inc. - MLS Resale Data
Copyright 2009 - Information deemed reliable, but is not guaranteed.

LENDER OWNED FORECLOSURES: The hot segment of the current market is the inventory of lender owned homes (REO). The reason is that the lenders have a excess inventory of owned properties and there is a high level of motivation to reduce the inventory. Contact us for client reports on available homes. We represent buyers as their exclusive agents.

MORTGAGE FINANCING: It is an ideal time to obtain funds to purchase a residence or investment property. Pre-approval for financing is the first step in the home purchase process. Buyers need to have a lender letter in hand when they submit an offer on a property. Buyers should be prepared to fully document their income and obligations. Ask us for a referral if you do not have an existing relationship with a mortgage lender.

FHA LOAN LIMIT IN PRINCE GEORGE'S COUNTY: $729,750. FHA has a minimum cash requirement of 3.5%.

Simple Way to Answer that All-important Question: How are the Schools? Log onto www.SchoolMatters.com to find all the answers that you need to know about any school or school district nationwide. Please contact us with your real estate questions. We will always appreciate your referrals of friends and relatives.

We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties.

Your Real Estate Professional in Maryland,