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    <title>Rob Robinson Blogs</title>
    <link>http://activerain.com/blogs/thebertrumgroup</link>
    <description>Wisdom from Bertrum Settlements, a division of The Bertrum Group,LLC</description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/1368336/holi-crapoli</guid>
      <title>Holi Crapoli</title>
      <description>&lt;p&gt;I found my log-in password (so embarrased).&lt;/p&gt;
&lt;p&gt;What up my friends in the REAL world...err Real Estate world.&lt;/p&gt;
&lt;p&gt;Happy Christmas and a Merry New Year (MUMMER TIME ! )&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Fri, 04 Dec 2009 11:00:15 -0600</pubDate>
      <link>http://activerain.com/blogsview/1368336/holi-crapoli</link>
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      <guid>http://activerain.com/blogsview/1032253/rumors-of-my-death-were-premature-</guid>
      <title>Rumors of my death were premature :^)</title>
      <description>&lt;p&gt;Ok, well...maybe in Real estate.&lt;/p&gt;
&lt;p&gt;Last November I decided to leave the industry.&amp;nbsp; The crackdown on loans, the economy in general, etc.&amp;nbsp;made&amp;nbsp;my business model unbearable for even the low overhead we were carrying.&amp;nbsp; So while The Bertrum Group still survives, taking my overhead out kept it very viable.&lt;/p&gt;
&lt;p&gt;Presently i'm doing outside sales (Sr. Sales Rep) in the Auto Parts industry (&lt;strong&gt;NAPA&lt;/strong&gt;) in Quakertown - Bucks County.&amp;nbsp; Not getting rich (yet), but with a base and commission - pretty good gig.&amp;nbsp; The manager at Quakertown NAPA Auto Parts, Gary Wolthers....is top gun.&lt;/p&gt;
&lt;p&gt;I do miss the Real Estate biz - but hey - a new challenge is always fun.&lt;/p&gt;
&lt;p&gt;I'm posting this because&amp;nbsp;I miss ALL (wow) of 'you guys' and hope things are working out.&lt;/p&gt;
&lt;p&gt;I'll have to update my Mummers blog with the latest pics :^)&lt;/p&gt;
&lt;p&gt;In addition..the DERBY is coming up ...woohoo !!!!!!&lt;/p&gt;
&lt;p&gt;Any of my 'buds' wants to email me.... send it to my home addy...&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;mailto:raidrobinson@comcast.net&quot;&gt;raidrobinson@comcast.net&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Have a great day....&lt;/p&gt;
&lt;p&gt;Title Guy (Rob)&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;...or is that Auto Parts Guy?&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Mon, 13 Apr 2009 13:06:12 -0500</pubDate>
      <link>http://activerain.com/blogsview/1032253/rumors-of-my-death-were-premature-</link>
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      <guid>http://activerain.com/blogsview/754421/chinese-wedding-night</guid>
      <title>Chinese Wedding Night</title>
      <description>&lt;p&gt;
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&lt;p&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Chinese Wedding Night&lt;/span&gt;&lt;/p&gt;
&lt;span style=&quot;text-decoration: underline;&quot;&gt;
&lt;p&gt;&amp;nbsp;A young Chinese couple gets married. She's a virgin. Truth be told, he is a virgin too, but she doesn't know that.&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;On their wedding night, she cowers naked under the sheets as her husband undresses in the darkness.&lt;br /&gt;He climbs into bed next to her and tries to be reassuring.&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;'My darring,' he whispers, 'I know dis you fuss time and you berry flighten. I plomise you, I give you anyting you wan, I do anyting - you juss ask..&amp;nbsp; So whatchu want?' he says, trying to sound experienced and worldly, which he hopes will impress her.&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;A thoughtful silence follows and he waits patiently and eagerly for her request.&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;She eventually shyly whispers back, 'I wan to twy someting I have hear about from udda girls . . Numbaa 69.'&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;More thoughtful silence, this time from him.&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;Eventually, in a puzzled tone he asks her....&lt;br /&gt;'You want........Garlic Chicken wif snow peas?'&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;&lt;a href=&quot;http:///&quot; title=&quot;http:///&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href=&quot;http:///&quot; title=&quot;http:///&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p&gt;&lt;a href=&quot;http://www.incredimail..com/index.asp?id=109095&amp;amp;rui=65097099&quot; title=&quot;http://www.incredimail.com/index.asp?id=109095&amp;amp;rui=65097099&quot; target=&quot;_blank&quot;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;hr size=&quot;2&quot; /&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Play online games for FREE at &lt;a href=&quot;http://games.com/&quot; target=&quot;_blank&quot;&gt;Games.com&lt;/a&gt;! All of your favorites&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Thu, 23 Oct 2008 11:00:31 -0500</pubDate>
      <link>http://activerain.com/blogsview/754421/chinese-wedding-night</link>
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      <guid>http://activerain.com/blogsview/730324/pacifico-vynecrest-winery-mmmmmmm-</guid>
      <title>Pacifico / Vynecrest Winery - Mmmmmmm...............</title>
      <description>&lt;p&gt;As always - I support the Landis family when an event is put out to the public.&amp;nbsp; The below looks &lt;strong&gt;DELICIOUS&lt;/strong&gt;.&amp;nbsp; I'll have to see if I can fit this into the schedule.&lt;/p&gt;
&lt;p&gt;Enjoy&lt;/p&gt;
&lt;p&gt;==========================================&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Greetings Friends:&lt;small&gt;&lt;br /&gt;&lt;br /&gt;&lt;/small&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Hope all is well. We are very excited to announce the final details of our upcoming wine dinner at Pacifico Restaurant in the new Saucon Valley Promanade Shopping Center. The dinner will be next&amp;nbsp;&amp;nbsp; &lt;strong&gt;Thursday October 16th &lt;/strong&gt;&lt;small&gt;&lt;br /&gt;&lt;/small&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&amp;nbsp;Reception and Hour d'Oeuvres beginning at 6:30 and dinner to begin at 7:00pm. &lt;br /&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;The cost of the dinner is&lt;/strong&gt;&lt;strong&gt; $55.00 per person plus tax and gratuity. &lt;/strong&gt;&lt;br /&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;ul&gt;
&lt;li&gt;Sam Landis of Vynecrest Winery will be there taking you through course by course the pairings of food and wine. &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&amp;nbsp; &lt;br /&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; If you have not been there before you won't want to miss this, they have a&amp;nbsp; fantastic menu with a very eclectic mix of dishes. For more information and directions check out their website&amp;nbsp; &lt;a href=&quot;http://www.pacificorestaurants.com/&quot;&gt;Pacifico &lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;big&gt;For Reservations Please call Pacifico at 610 -798-9666&lt;br /&gt;&lt;br /&gt;Below is the menu of food and wine for the evening.&lt;/big&gt;&lt;br /&gt;&lt;br /&gt;&lt;big&gt;Reception&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Passed Hors d-Oeuvres&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Pinot Gris, Lehigh Valley 2007&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Maryland Crabcakes (sauteed jumbo lump crab cake with a kiwi-mango sauce)&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Duck Empanadas (with tomato and golden raisin relish)&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Mini Lobster &amp;amp; Avocado Quesadillas (chipolte creme fraiche)&lt;/big&gt;&lt;br /&gt;&lt;br /&gt;&lt;big&gt;First Course&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Dry Riesling, Lehigh Valley, 2007&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Shrimp Ceviche (Ecuadorian shrimp ceviche with avocado, tomato, cilantro, and red onions)&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Second Course&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Traminette, Lehigh Valley, 2007&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Tuna Tostadas (seared tuna tostadas with black-guacamole with creme fraiche and srirachi)&lt;/big&gt;&lt;br /&gt;&lt;br /&gt;&lt;big&gt;Entree&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Chambourcin, Lehigh Valley, 2007&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Seafood Paella (saffron rice with shrimp, clams, mussels, sea scallops, chorizo and chicken) OR&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Salmon al Sarten (pan-seared plantain-crusted salmon with shrimp and yucca enchiladas and a sofritto sauce) OR&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Churrasco Surf &amp;amp; Turf (grilled skirt steak with lobster fried rice, grilled jumbo shrimp and a braised garlic mojito sauce)&lt;/big&gt;&lt;br /&gt;&lt;br /&gt;&lt;big&gt;Dessert&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Cherry DiVyne&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Trio of Chocolate, Dulce de Leche, and Pumpkin Desserts&lt;/big&gt;&lt;br /&gt;&lt;big&gt;&lt;strong&gt;&lt;br /&gt;&lt;big&gt;For reservation please call Pacifico (610) 798-9666&lt;/big&gt;&lt;/strong&gt;&lt;/big&gt;&lt;br /&gt;&lt;br /&gt;&lt;big&gt;-- &lt;/big&gt;&lt;br /&gt;&lt;big&gt;John, Jan &amp;amp; Sam Landis&lt;/big&gt;&lt;br /&gt;&lt;big&gt;Vynecrest Winery&lt;/big&gt;&lt;br /&gt;&lt;big&gt;&lt;a href=&quot;http://www.vynecrest.com/&quot;&gt;www.vynecrest.com&lt;/a&gt;&lt;/big&gt;&lt;br /&gt;&lt;big&gt;610-398-7525&lt;/big&gt;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Wed, 08 Oct 2008 16:40:59 -0500</pubDate>
      <link>http://activerain.com/blogsview/730324/pacifico-vynecrest-winery-mmmmmmm-</link>
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    <item>
      <guid>http://activerain.com/blogsview/727952/afba-s-let-the-battle-begin-in-ohio</guid>
      <title>AfBA's.... let the battle begin..... in Ohio</title>
      <description>&lt;p&gt;The Ohio Association of Independent Title Agents filed a lawsuit with the Ohio Supreme Court against Mary Jo Hudson, the director of the Ohio Department of Insurance. The suit claims that the director and her department have failed to enforce currently existing rules prohibiting banks, Realtors and mortgage brokers and their subsidiaries, also known as controlled business arrangements, from engaging in the business of title insurance. The association seeks to prevent the spread of kickbacks and referral schemes in the real estate industry by asking the Ohio Supreme Court to compel Hudson's office to comply with current laws.&lt;/p&gt;
&lt;p&gt;==============================&lt;/p&gt;
&lt;p&gt;It's nice to see legal action taken against the INSURANCE COMMISSION as another front in the war against these sad arrangements of financial reward for referral business which in many cases does not put the client in the best position.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;And a brilliant blog by Robert Franco of Source of Title - well worth reading&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.sourceoftitle.com/blog_node.aspx?uniq=397&quot;&gt;http://www.sourceoftitle.com/blog_node.aspx?uniq=397&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Tue, 07 Oct 2008 13:34:26 -0500</pubDate>
      <link>http://activerain.com/blogsview/727952/afba-s-let-the-battle-begin-in-ohio</link>
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    <item>
      <guid>http://activerain.com/blogsview/670606/happy-tuesday-x-ish-rated</guid>
      <title>Happy Tuesday - X ish rated</title>
      <description>&lt;p&gt;A woman takes a lover home during the day while her husband is at work.&lt;br /&gt;Her 9-year old son comes home unexpectedly, sees them and hides in the&lt;br /&gt;bedroom closet to watch.&lt;br /&gt;&lt;br /&gt;&amp;nbsp; The woman's husband also comes home. She puts her lover in the closet, not&lt;br /&gt;realizing&amp;nbsp; that the little boy is in there already.&lt;br /&gt;&lt;br /&gt;&amp;nbsp; The little boy says, 'Dark in here.'&lt;br /&gt;&amp;nbsp; The man says, 'Yes, it is.'&lt;br /&gt;&amp;nbsp; Boy: 'I have a baseball.'&lt;br /&gt;&amp;nbsp; Man: 'That's nice'&lt;br /&gt;&amp;nbsp; Boy: 'Want to buy it?'&lt;br /&gt;&amp;nbsp; Man: 'No, thanks.'&lt;br /&gt;&amp;nbsp; Boy: 'My Dad's outside.'&lt;br /&gt;&amp;nbsp; Man: 'OK, how much?'&lt;br /&gt;&amp;nbsp; Boy: '$250'&lt;br /&gt;&lt;br /&gt;&amp;nbsp; In the next few weeks, it happens again that the boy and the lover are in&lt;br /&gt;the closet together.&lt;br /&gt;&lt;br /&gt;&amp;nbsp; Boy: 'Dark in here.'&lt;br /&gt;&amp;nbsp; Man: 'Yes, it is.'&lt;br /&gt;&amp;nbsp; Boy: 'I have a baseball glove.'&lt;br /&gt;&amp;nbsp; The lover, remem bering the last time, asks the boy, 'How much?'&lt;br /&gt;&amp;nbsp; Boy: '$750'&lt;br /&gt;&amp;nbsp; Man: 'Sold.'&lt;br /&gt;&lt;br /&gt;&amp;nbsp; A few days later, the Dad says to the boy, 'Grab your glove, let's go&lt;br /&gt;outside and have a game of catch.'&lt;br /&gt;&lt;br /&gt;&amp;nbsp; The boy says, 'I can't, I sold my baseball and my glove.'&lt;br /&gt;&lt;br /&gt;&amp;nbsp; The Dad asks, 'How much did you sell them for?'&lt;br /&gt;&amp;nbsp; Boy: '$1,000'&lt;br /&gt;&lt;br /&gt;&amp;nbsp; The Dad says, 'That's terrible to over charge your friends like&lt;br /&gt;that...that is way more than those two things cost. I'm taking you to&lt;br /&gt;church, to confession.'&lt;br /&gt;&lt;br /&gt;&amp;nbsp; They go to the church and the Dad makes the little boy sit in the&lt;br /&gt;confessional booth and closes the door.&lt;br /&gt;&lt;br /&gt;&amp;nbsp; The boy says, 'Dark in here.'&lt;br /&gt;&amp;nbsp; The priest says, 'Don't start that shit again;&lt;br /&gt;&amp;nbsp; You're in my closet now.'&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Tue, 02 Sep 2008 08:57:39 -0500</pubDate>
      <link>http://activerain.com/blogsview/670606/happy-tuesday-x-ish-rated</link>
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      <guid>http://activerain.com/blogsview/661957/mortgage-question-ysp-redisclosed</guid>
      <title>Mortgage Question.....YSP.......Redisclosed</title>
      <description>&lt;p&gt;I had a call last nite from a Mortgage Loan Consultant that stumbled over my name on the net.&amp;nbsp; I talked with him a bit - but being a 'Title Guy', was not very helpful.&amp;nbsp; I told him I'd toss out his situation on AR and see what kind of input you fine people can provide.&lt;/p&gt;
&lt;p&gt;THe guy lost a great commission.&amp;nbsp; His employer referred to RESPA regulations - but not anything specific.&lt;/p&gt;
&lt;p&gt;==========================================================&lt;/p&gt;
&lt;p&gt;I work for a Mortgage Brokerage Company that is licensed to do loans as a broker in many states.&amp;nbsp; I just closed a loan&amp;nbsp;in&amp;nbsp;Alabama.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;It was an FHA Rate &amp;amp; Term Refi.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;After taking the complete application and pulling credit I then sent out the initial disclosures&amp;nbsp;but forget to put the YSP listed, well&amp;nbsp;I recieved the signed disclosure and reliazed that the YSP was not listed &lt;strong&gt;so then I redisclosed and added the YSP and the client signed and returned and then we went to closing and everything went great.&amp;nbsp; &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;But when my employer reviewed the file after the loan funded they took my comission which was the YSP and sent it to the borrower.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;My employer said to me that since I did not disclose the YSP on the first initial disclosures then it has to be refunded to the borrower.&lt;/strong&gt;&amp;nbsp; And I have been in the business for 7 years and I have always been paid and not lost commisions as long as you redisclose if any fees change prior to settlement.&amp;nbsp; I thought thats what redisclosure is for.&amp;nbsp; So if you know and State specific laws for Alabama that could show me that my employer was correct or wrong by giving my YSP comission check to the borrower after funding.&amp;nbsp; Because if thats the case why in the world do they even have such a rule of redisclosure.&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Wed, 27 Aug 2008 11:05:12 -0500</pubDate>
      <link>http://activerain.com/blogsview/661957/mortgage-question-ysp-redisclosed</link>
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      <guid>http://activerain.com/blogsview/652485/new-to-activerain-bni-group</guid>
      <title>New to ActiveRain BNI GROUP</title>
      <description>&lt;p&gt;I just joined this ActiveRain BNI group......didn't know it existed until I RE-READ a thread I made over a year ago (I'm a moron).&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://activerain.com/blogsview/121789/LOCAL-NETWORKING-GROUPS&quot;&gt;http://activerain.com/blogsview/121789/LOCAL-NETWORKING-GROUPS&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;So....&amp;nbsp; is this group very active? I just bounced through a couple blogs.&amp;nbsp; Are you bringing BNI experiances, suggestions to the table, etc?&lt;/p&gt;
&lt;p&gt;I saw some thread title about using AR to assist in BNI referrals... and I never even thought of that. I would think a well written blog placed into localism may be a method of driving business to the group.&lt;/p&gt;
&lt;p&gt;In any case... I seem to come and go in AR....like a Real Estate cycle :^O ...... but look forward to reading your BNI related blogs and comments.&lt;/p&gt;
&lt;p&gt;Rob Robinson&lt;/p&gt;
&lt;p&gt;Bertrum Settlements - Title &amp;amp; Abstract&lt;/p&gt;
&lt;p&gt;BNI Allentown II&lt;/p&gt;
&lt;p&gt;(Allentown PA)&lt;/p&gt;
&lt;p&gt;Anyone in the area - let me know&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Thu, 21 Aug 2008 11:33:38 -0500</pubDate>
      <link>http://activerain.com/blogsview/652485/new-to-activerain-bni-group</link>
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      <guid>http://activerain.com/blogsview/652437/unify-independant-title-companies-against-the-big-boys-and-afba-s</guid>
      <title>Unify Independant Title Companies against the big boys and AfBA's</title>
      <description>&lt;p&gt;Some of you know that many moons ago, I actually blogged about important issues that I faced day to day or experiences.&lt;/p&gt;
&lt;p&gt;One common theme was my absolute HATRED of Affiliated Business Arrangements (AfBA's) in which RESPA allows legal kickbacks from TITLE Companies&amp;nbsp;to Realtors and/or Mortgage Brokers.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;From the client standpoint, this of course may not be the best option. The Title company being recommended by the Realtor or LO is in almost all cases being recommended because of the money kickback.&amp;nbsp; The vast majority of consumers do not really know what a Title company does, assume the Realtor/LO has their interests in mind when steering them (yeah right).&lt;/p&gt;
&lt;p&gt;While scoping out SOT (Source of Title), basically an Abstractor site - I came across an organization in OHIO formed by independent Title Companies.... quite an interesting concept to unify against the 'big boys' and bring integrity back into the industry.&lt;/p&gt;
&lt;p&gt;Has anyone come across organizations like this in their states?&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.oaita.org/&quot;&gt;http://www.oaita.org/&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Thu, 21 Aug 2008 11:08:35 -0500</pubDate>
      <link>http://activerain.com/blogsview/652437/unify-independant-title-companies-against-the-big-boys-and-afba-s</link>
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      <guid>http://activerain.com/blogsview/641202/replacement-windows-efficiency</guid>
      <title>REPLACEMENT WINDOWS - EFFICIENCY</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;strong&gt;&amp;nbsp;&lt;/strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;blockquote&gt;
&lt;blockquote&gt;
&lt;p&gt;&lt;strong&gt;Last year I replaced all the windows in my house with that expensive double-pane energy efficient kind, and today, I got a call from the contractor who installed them. He was complaining that the work had been completed a whole year ago and I still hadn't paid for them.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Hellloooo,...........just because I'm blonde doesn't mean that I am automatically stupid. So, I told him just what his fast talking sales guy had told me last year, &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;...that in ONE YEAR these windows would pay for themselves!&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Helllooooo? It's been a year! I told him.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;There was only silence at the other end of the line, so I finally just hung up. He never called back. Guess I won that stupid argument.&lt;/strong&gt;&lt;strong&gt; &lt;/strong&gt;&lt;strong&gt;I bet he felt like an idiot.&lt;/strong&gt;&lt;/p&gt;
&lt;/blockquote&gt;
&lt;/blockquote&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Thu, 14 Aug 2008 11:21:45 -0500</pubDate>
      <link>http://activerain.com/blogsview/641202/replacement-windows-efficiency</link>
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      <guid>http://activerain.com/blogsview/624444/geeze-never-heard-of-this-happening-pay-your-tickets-</guid>
      <title>Geeze........... never heard of this happening..... pay your tickets!!!!!!</title>
      <description>http://www.jsonline.com/story/index.aspx?id=779234




Peter Tubic ignored a $50 parking fine in 2004, and on Monday, it cost him his $245,000 house.

Among other health issues he's dealing with, Peter Tubic has had headaches dealing with his van, which is parked in his driveway without a license plates. He faces foreclosure on his home and is in a dispute with the city over citations he received for the van's lack of plates. 
 

A Milwaukee man received a $50 fine for parking a van with no license plates in his driveway. He ignored the ticket for more than four years, and last week the city foreclosed on his house. 


In what city officials believe is the first case of its kind, the city foreclosed on Tubic's house on W. Verona Court after repeated attempts to collect the fine - which over the years had escalated to $2,600 - had failed.

&quot;Our goal isn't to acquire parcels,&quot; said Jim Klajbor, special deputy city treasurer. &quot;Our goal is to just collect taxes. . . . It is only as a last resort that we would pursue . . . foreclosure.&quot; 

Milwaukee County Circuit Judge Richard Sankovitz technically stayed the judgment to give Tubic one last chance to explain why he hasn't paid or even responded, but Sankovitz ruled in favor of the city's foreclosure.

</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Mon, 04 Aug 2008 13:03:32 -0500</pubDate>
      <link>http://activerain.com/blogsview/624444/geeze-never-heard-of-this-happening-pay-your-tickets-</link>
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      <guid>http://activerain.com/blogsview/583962/speeding</guid>
      <title>SPEEDING</title>
      <description>&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot;&gt;
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&lt;p&gt;Sitting on the side of the highway waiting to catch speeding drivers, a State Police Officer sees a car puttering along at 22 MPH. He thinks to himself, &quot;This driver is just as dangerous as a speeder!&quot; So he turns on his lights and pulls the driver over. &lt;br /&gt;&lt;br /&gt;Approaching the car, he notices that there are five old ladies -- two in the front seat and three in the back - eyes wide and white as ghosts. &lt;br /&gt;&lt;br /&gt;The driver, obviously confused, says to him, &quot;Officer, I don't understand, I was doing exactly the speed limit! What seems to be the problem?&quot; &lt;br /&gt;&lt;br /&gt;&quot;Ma'am,&quot; the officer replies, &quot;You weren't speeding, but you should know that driving slower than the speed limit can also be a danger to other drivers.&quot; &lt;br /&gt;&lt;br /&gt;&quot;Slower than the speed limit?&quot; she asked. No sir, I was doing the speed limit exactly... Twenty-Two miles an hour!&quot; the old woman says a bit proudly. The State Police officer, trying to contain a chuckle explains to her that &quot;22&quot; was the route number, not the speed limit. A bit embarrassed, the woman grinned and thanked the officer for pointing out her error. &lt;br /&gt;&lt;br /&gt;&quot;But before I let you go, Ma'am, I have to ask... Is everyone in this car ok? These women seem awfully shaken and they haven't muttered a single peep this whole time.&quot; the officer asks. &lt;br /&gt;&lt;br /&gt;&quot;Oh, they'll be alright in a minute officer. We just got off Route 119.&quot;&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;/td&gt;
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&lt;/table&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Tue, 08 Jul 2008 17:16:32 -0500</pubDate>
      <link>http://activerain.com/blogsview/583962/speeding</link>
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      <guid>http://activerain.com/blogsview/583620/my-private-part-died</guid>
      <title>My private part died</title>
      <description>&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot;&gt;
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&lt;p&gt;&lt;strong&gt;&lt;a href=&quot;http://adultfriendfinder.com/blog/42809/post_1469454.html?highid=30348428_15541&amp;amp;m=49379086_81882&quot;&gt;&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td&gt;
&lt;p align=&quot;right&quot;&gt;&amp;nbsp;&lt;/p&gt;
&lt;/td&gt;
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&lt;td colspan=&quot;2&quot;&gt;
&lt;p&gt;An old man, Mr. Wallace, was living in a nursing home.&lt;br /&gt;One day he appeared to be very sad and depressed.&lt;br /&gt;Nurse Tracy asked him if there was anything wrong, &quot;Yes, Nurse Tracy,&quot; said Mr. Wallace.&lt;br /&gt;&quot;My Private Part died today, and I am very sad.&quot;&lt;br /&gt;&lt;br /&gt;Knowing her patients were a little forgetful and sometimes a little crazy, she replied, &quot;Oh, I'm so sorry, Mr. Wallace. Please accept my&lt;br /&gt;Condolences.&quot;&lt;br /&gt;&lt;br /&gt;The following day, Mr. Wallace was walking down the hall with his&lt;br /&gt;Private Part hanging out of his pajamas. He met Nurse Tracy. &quot;Mr. &lt;br /&gt;Wallace,&quot; she said, &quot;You shouldn't be walking down the hall like that.&lt;br /&gt;Please put your Private Part back inside your pajamas.&quot;&lt;br /&gt;&lt;br /&gt;&quot;But, Nurse Tracy I can't,&quot; replied Mr. Wallace.&lt;br /&gt;&quot;I told you yesterday that my Private Part died.&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;&lt;br /&gt;&quot;Yes,&quot; said Nurse Tracy, &quot;you did tell me that, but why is it hanging out of your pajamas?&quot;&lt;/p&gt;
&lt;p&gt;*&lt;/p&gt;
&lt;p&gt;*&lt;/p&gt;
&lt;p&gt;*&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;&lt;br /&gt;Well,&quot; he replied, &quot;Today is the viewing.&quot;&lt;/p&gt;
&lt;/td&gt;
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&lt;/table&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Tue, 08 Jul 2008 13:54:42 -0500</pubDate>
      <link>http://activerain.com/blogsview/583620/my-private-part-died</link>
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      <guid>http://activerain.com/blogsview/575744/subject-new-technology-humor</guid>
      <title>Subject: new technology - humor</title>
      <description>&lt;p&gt;&lt;strong&gt;Subject:&lt;/strong&gt; new technology&lt;/p&gt;
&amp;lt;!--[gte IE 5]&gt;&amp;lt;![endif]--&gt;
&lt;p&gt;Three woman sat naked in a Sauna. Two younger and one Elderly. All of a sudden there was a beeping sound and the youngest woman grabbed her forearm and said......oh, that was just my beeper, I have it implanted in my arm... micro chip. &amp;nbsp;&lt;/p&gt;
&lt;p&gt;Then, a phone rings and the other younger woman puts her hand to her ear....... and says, oh, my cell phone, micro chip in my hand. &amp;nbsp;&lt;/p&gt;
&lt;p&gt;The Elderly woman feels left out altogether with all this new technology and leaves the Sauna to go to the bathroom. She reappears naked of course for the Sauna and has a piece of toilet paper sticking out of her butt. The others look at that with amazement and the Elderly woman says &quot; oh look !!!! I am getting a FAX !!!! &quot;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Wed, 02 Jul 2008 10:53:59 -0500</pubDate>
      <link>http://activerain.com/blogsview/575744/subject-new-technology-humor</link>
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      <guid>http://activerain.com/blogsview/562770/home-remedies</guid>
      <title>Home remedies</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;AMAZING SIMPLE HOME REMEDIES&lt;/span&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;1. IF YOU'RE CHOKING ON AN ICE CUBE, SIMPLY POUR A CUP OF SCALDING WATER DOWN YOUR THROAT. PRESTO! THE BLOCKAGE WILL INSTANTLY REMOVE ITSELF.&lt;/strong&gt;&lt;/strong&gt;&lt;strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;2. AVOID CUTTING YOURSELF WHEN SLICING VEGETABLES BY GETTING SOMEONE ELSE TO HOLD THE VEGETABLES WHILE YOU CHOP.&lt;/strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;3. AVOID ARGUMENTS WITH THE FEMALES ABOUT LIFTING THE TOILET SEAT BY USING THE SINK. &lt;/strong&gt;&lt;/strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;&amp;nbsp;&amp;nbsp;&lt;/strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;4. FOR HIGH BLOOD PRESSURE SUFFERERS ~ SIMPLY CUT YOURSELF AND BLEED FOR A FEW MINUTES, THUS REDUCING THE PRESSURE ON YOUR VEINS. REMEMBER TO USE A TIMER.&lt;/strong&gt;&lt;/strong&gt;&lt;strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;5. A MOUSE TRAP PLACED ON TOP OF YOUR ALARM CLOCK WILL PREVENT YOU FROM ROLLING OVER AND GOING BACK TO SLEEP AFTER YOU HIT THE SNOOZE BUTTON.&lt;/strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;6. IF YOU HAVE A BAD COUGH, TAKE A LARGE DOSE OF LAXATIVES. THEN YOU'LL BE AFRAID TO COUGH. &lt;/strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;7. YOU ONLY NEED TWO TOOLS IN LIFE - WD-40 AND DUCT TAPE. IF IT DOESN'T MOVE AND SHOULD, USE THE WD-40. IF IT SHOULDN'T MOVE AND DOES, USE THE DUCT TAPE. &lt;/strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;8. REMEMBER - EVERYONE SEEMS NORMAL UNTIL YOU GET TO KNOW THEM.&lt;/strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;9. IF YOU CAN'T FIX IT WITH A HAMMER, YOU'VE GOT AN ELECTRICAL PROBLEM. &lt;/strong&gt;&lt;/strong&gt;&lt;/strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;DAILY THOUGHT:&lt;/strong&gt;&lt;/span&gt;&lt;strong&gt; &amp;nbsp; &amp;nbsp; &lt;br /&gt;SOME PEOPLE ARE LIKE SLINKIES - NOT REALLY GOOD FOR ANYTHING BUT THEY BRING A SMILE TO YOUR FACE WHEN PUSHED DOWN THE STAIRS&lt;/strong&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Mon, 23 Jun 2008 12:35:05 -0500</pubDate>
      <link>http://activerain.com/blogsview/562770/home-remedies</link>
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      <guid>http://activerain.com/blogsview/557974/dead-horse</guid>
      <title>Dead Horse</title>
      <description>&lt;p&gt;One farmhand says to the other farmhand, &quot;That horse ain't been moving for days.&quot;&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;The other farmhand replies,&quot; But, I like hitting it with this stick, Jimmy.&quot;&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;Then Jimmy says,&quot; But, Billy Jo, I don't think it can feel anything no more.&quot;&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;Billy Jo responds, &quot;Naw, but ain't it fun to beat a dead horse?&quot;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Thu, 19 Jun 2008 17:07:12 -0500</pubDate>
      <link>http://activerain.com/blogsview/557974/dead-horse</link>
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      <guid>http://activerain.com/blogsview/554319/need-an-abstractor-in-fayette-county-pa</guid>
      <title>Need an ABSTRACTOR in Fayette County PA</title>
      <description>&lt;p&gt;I didn't even know there WAS a Fayette County in PA ......&amp;nbsp;&amp;nbsp; but one of the managers from The Bertrum Group, LLC was looking for an Abstactor (searcher) for Fayette County PA.&amp;nbsp; I believe the first job is to do a Bring Down.&lt;/p&gt;
&lt;p&gt;If any of you Realtors can ask your Title Companies....or Title pros that cover this county can help, please call Chris Hoffman @ 484-664-7248.&lt;/p&gt;
&lt;p&gt;Appreciate it.&lt;/p&gt;
&lt;p&gt;Regards,&lt;/p&gt;
&lt;p&gt;Rob&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Tue, 17 Jun 2008 10:34:27 -0500</pubDate>
      <link>http://activerain.com/blogsview/554319/need-an-abstractor-in-fayette-county-pa</link>
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      <guid>http://activerain.com/blogsview/538094/it-s-belmont-time-</guid>
      <title>It's BELMONT Time !!!!!!</title>
      <description>&lt;p&gt;&lt;strong&gt;Another chance for a Triple Crown winner and this year it looks like it truly may happen with Big Brown at an opening line of 2-5.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;He's in post positin #1 but that shouldn't matter with this being a 10 horse race and a &lt;span style=&quot;text-decoration: underline;&quot;&gt;length of a mile and a half.&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;With Big Brown being such a big fav for the '3' races... it's been tough to parlay a nice score.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;I nailed Denis of Cork as a Show in the Derby with some nice money. But missed on the Preakness.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;So..what to do in the Belmont.&amp;nbsp;&amp;nbsp; Well, the odds will change from today.. but right now I may go with $50 on a Show bet again with Anak Nakal at 30-1&amp;nbsp;.........and perhaps something with Ichbad Crane at 20-1&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Anyone looking at this race yet?&amp;nbsp; Thoughts.&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Thu, 05 Jun 2008 15:37:31 -0500</pubDate>
      <link>http://activerain.com/blogsview/538094/it-s-belmont-time-</link>
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      <guid>http://activerain.com/blogsview/533001/why-did-the-chicken-cross-the-road-</guid>
      <title>Why did the chicken cross the road?  </title>
      <description>&lt;p&gt;&lt;strong&gt;&amp;nbsp;&lt;br /&gt;&lt;br /&gt;BARACK OBAMA:&lt;br /&gt;&lt;/strong&gt;The chicken crossed the road because it was time for a CHANGE! The chicken wanted CHANGE!&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;JOHN MC CAIN:&lt;br /&gt;&lt;/strong&gt;My friends, that chicken crossed the road because he recognized the need to engage in cooperation and dialogue with all the chickens on the other side of the road.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;HILLARY CLINTON:&lt;br /&gt;&lt;/strong&gt;When I was First Lady I personally helped that little chicken to cross the road. This experience makes me uniquely qualified to ensure -- right from Day One! -- that every chicken in this country gets the chance it deserves to cross the road. But, then, this really isn't about me.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;&lt;/strong&gt;&lt;strong&gt;DR. PHIL:&lt;br /&gt;&lt;/strong&gt;The problem we have here is that this chicken won't realize that he must first deal with the problem on 'THIS' side of the road before it goes after the problem on the 'OTHER SIDE' of the road. What we need to do is help him realize how stupid he's acting by not taking on his 'CURRENT ' problems before adding 'NEW' problems.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;&lt;/strong&gt;&lt;strong&gt;OPRAH:&lt;br /&gt;&lt;/strong&gt;Well, I understand that the chicken is having problems, which is why he wants to cross this road so bad. So instead of having the chicken learn&amp;nbsp;from his mistakes and take falls, which is a part of life, I'm going to&amp;nbsp;give this chicken a car so that he can just drive across the road and not live his life like the rest of the chickens.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;GEORGE W. BUSH:&lt;br /&gt;&lt;/strong&gt;We don't really care why the chicken crossed the road. We just want to know if the chicken is on our side of the road, or not. The chicken is either against us or for us. There is no middle ground here.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;COLIN POWELL&lt;/strong&gt;:&lt;br /&gt;Now to the left of the screen you can clearly see the satellite image of the chicken crossing the road.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;ANDERSON COOPER - CNN:&lt;br /&gt;&lt;/strong&gt;We have reason to believe there is a chicken, but we have not yet been allowed to have access to the other side of the road.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;JOHN KERRY:&lt;br /&gt;&lt;/strong&gt;Although I voted to let the chicken cross the road, I am now against it!&amp;nbsp; It was the wrong road to cross, and I was misled about the chicken's intentions. I am not for it now, and will remain against it.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;NANCY GRACE:&lt;br /&gt;&lt;/strong&gt;That chicken crossed the road because he's GUILTY! You can see it in his eyes and the way he walks.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;PAT BUCHANAN:&lt;br /&gt;&lt;/strong&gt;To steal the job of a decent, hardworking American.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;MARTHA STEWART:&lt;br /&gt;&lt;/strong&gt;No one called me to warn me which way that chicken was going. I had a standing order at the Farmer's Market to sell my eggs when the price dropped to a certain level. No little bird gave me any insider information.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;DR SEUSS:&lt;br /&gt;&lt;/strong&gt;Did the chicken cross the road? Did he cross it with a toad? Yes, the chicken crossed the road, but why it crossed I've not been told.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;ERNEST HEMINGWAY:&lt;br /&gt;&lt;/strong&gt;To die in the rain. Alone.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;GRANDPA:&lt;br /&gt;&lt;/strong&gt;In my day we didn't ask why the chicken crossed the road. Somebody told us the chicken crossed the road, and that was good enough.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;BARBARA WALTERS:&lt;br /&gt;&lt;/strong&gt;Isn't that interesting? In a few moments, we will be listening to the chicken tell, for the first time, the heart warming story of how it experienced a serious case of molting, and went on to accomplish its&lt;br /&gt;life-long dream of crossing the road.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;ARISTOTLE:&lt;br /&gt;&lt;/strong&gt;It is th e nature of chickens to cross the road.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;JOHN LENNON:&lt;br /&gt;&lt;/strong&gt;Imagine all the chickens in the world crossing roads together, in peace.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;BILL GATES:&lt;br /&gt;&lt;/strong&gt;I have just released eChicken2007; which will not only cross roads, but will lay eggs, file your important documents, and balance your checkbook. Internet Explorer is an integral part of the Chicken. This new platform is much more stable, and will never cra...#@&amp;amp;&amp;amp;^(C% ......... reboot.&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;ALBERT EINSTEIN:&lt;br /&gt;&lt;/strong&gt;Did the chicken really cross the road, or did the road move beneath the chicken?&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;BILL CLINTON:&lt;br /&gt;&lt;/strong&gt;I did not cross the road with THAT chicken. What is your definition of chicken?&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;AL GORE:&lt;br /&gt;&lt;/strong&gt;I invented the chicken!&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;COLONEL SANDERS:&lt;br /&gt;&lt;/strong&gt;Did I miss one?&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;DICK CHENEY:&lt;br /&gt;&lt;/strong&gt;Where's my gun?&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;AL SHARPTON:&lt;br /&gt;&lt;/strong&gt;Why are all the chickens white? We need some black chickens.&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Mon, 02 Jun 2008 11:47:37 -0500</pubDate>
      <link>http://activerain.com/blogsview/533001/why-did-the-chicken-cross-the-road-</link>
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      <guid>http://activerain.com/blogsview/530189/i-love-active-rain-once-again-i-can-help-people-and-if-i-can-get-the-title-gig-that-s-just-an-added-treat-</guid>
      <title>I LOVE ACTIVE RAIN... ONCE AGAIN I CAN HELP PEOPLE..... and if I can get the Title gig...that's just an added treat.</title>
      <description>&lt;p&gt;Within 3 days, I had two people find me on AR and ask me about buying a home.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;One caught my 'Spanish Market&quot; blog from......?&amp;nbsp; months ago... is moving to the Philadelphia area in the summer and wanted to know if I could recommend a Mortgage professional and Realtor that understood the 'Hispanic' cuture.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;WELL LIKE YEAH !!!!!!!!!!!!!!!!&lt;/strong&gt;&amp;nbsp; (and I don't speak a lick of Spanish).&lt;/p&gt;
&lt;p&gt;Bertrum Settlements probably does.... 70% of its business in the Spanish speaking market.&amp;nbsp; So I hooked them up first with one of my top gun Spanish ethnicity, Bi-Lingual Loan Professionals to start.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The second one found me by bouncing off some FOOTBALL post I made (?).&amp;nbsp; Now that's weird.&amp;nbsp; The dude likes football and is looking to buy his first home (along with his wife) and was &lt;strong&gt;wondering if this is a good time to buy.&amp;nbsp; WOWZERS!!!!!!!!!&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;So I gave him the upside particularly since he has no house to unload.&amp;nbsp; Hooked him up with another top gun Loan Professional from my BNI group... his scores came back incredible...(good).... and have him working with my BNI Realtor as we speak.&lt;/p&gt;
&lt;p&gt;I wish I could spend more time in here (other than posting jokes). I have gotten business, passed on referrals to out of state Real Estate Pros, in state Real Estate Pros, and made a few friends.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;HAVE A GREAT WEEKEND.&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Fri, 30 May 2008 14:41:26 -0500</pubDate>
      <link>http://activerain.com/blogsview/530189/i-love-active-rain-once-again-i-can-help-people-and-if-i-can-get-the-title-gig-that-s-just-an-added-treat-</link>
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      <guid>http://activerain.com/blogsview/527406/george-carlin-s-solution-solution-to-the-gas-crisis</guid>
      <title>George Carlin 's solution - SOLUTION TO THE GAS CRISIS</title>
      <description>&lt;p&gt;&lt;br /&gt;&amp;nbsp;Bush wants us to cut the amount of gas we use..... The best way to stop using so&amp;nbsp;much gas is to deport 11 million illegal immigrants!&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;&amp;nbsp;That would be 11 million less people using our gas. The price of gas would come down.....&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;&amp;nbsp;Bring our troops home from Iraq to guard the Border....&lt;/p&gt;
&lt;p&gt;&amp;nbsp;When they catch an illegal immigrant crossing the border, hand him&amp;nbsp; a canteen,&amp;nbsp;rifle and some ammo and ship him to Iraq ....&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;&amp;nbsp;Tell him if he wants to come to America then he must serve a tour&amp;nbsp; in the&amp;nbsp;military.....&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;&amp;nbsp;Give him a soldier's pay while he's there and tax him on it.....After his tour, he will be allowed to become a citizen since he defended this country.....&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;He will also be registered to be taxed and be a legal patriot......&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;This option will probably deter illegal immigration and provide a&amp;nbsp; solution for&amp;nbsp;the troops in Iraq and the aliens trying to make a better life forthemselves......&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;&amp;nbsp;If they refuse to serve, ship them to Iraq anyway, without the&amp;nbsp; canteen, rifle or&amp;nbsp;ammo.....&lt;/p&gt;
&lt;p&gt;&lt;br /&gt;&amp;nbsp;Problem solved.....&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Wed, 28 May 2008 15:59:01 -0500</pubDate>
      <link>http://activerain.com/blogsview/527406/george-carlin-s-solution-solution-to-the-gas-crisis</link>
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      <guid>http://activerain.com/blogsview/508444/home-depot-scam-</guid>
      <title>HOME DEPOT SCAM !!!</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;strong&gt;A 'Heads Up' for those of us men who may be regular Home Depot&amp;nbsp;customers. Over the last month I became a victim of a clever scam&amp;nbsp;while out shopping. Simply going out to get supplies has turned out to&amp;nbsp;be quite traumatic. Don't be naive enough to think it couldn't happen&amp;nbsp;to you or your friends. Here's how the scam works.&lt;/strong&gt;&lt;/strong&gt;&lt;strong&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;Two seriously good-looking 20-21 year-old girls come over to your&amp;nbsp;car as you are packing your shopping into the trunk. They both start&amp;nbsp;wiping your windshield with a rag and Windex, with their breasts&amp;nbsp;almost falling out of their skimpy T-shirts. It is impossible not to&amp;nbsp;look. When you thank them and offer them a tip, they say 'No' and&amp;nbsp;instead ask you for a ride to another Home Depot or Lowes.&lt;/strong&gt;&lt;/strong&gt;&lt;strong&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;strong&gt;You agree and they get in the back seat. On the way, they start undressing. Then one of them climbs over into the front seat and&amp;nbsp;starts crawling all over you, while the other one steals your wallet.&lt;/strong&gt;&lt;/strong&gt;&lt;strong&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/strong&gt;&lt;strong&gt;&lt;strong&gt;I had my wallet stolen on March 4th, 9th, 10th, twice on the 15th,17th, 20th &amp;amp; 24th. Also April 1st, 4th, twice on the 6th, three&amp;nbsp;times just yesterday, and very likely this coming weekend. So tell&amp;nbsp;your friends to be careful.&lt;/strong&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Tue, 13 May 2008 13:25:49 -0500</pubDate>
      <link>http://activerain.com/blogsview/508444/home-depot-scam-</link>
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      <guid>http://activerain.com/blogsview/485110/a-purchase-as-is-advice</guid>
      <title>A Purchase 'AS IS' .... advice</title>
      <description>&lt;p&gt;I have a former fellow co-worker (actually a hot babe ...ouch, can I type that?).. whom i ran into the other day and asked me about buying a house &amp;#39;As Is&amp;#39;.&lt;/p&gt;&lt;p&gt;being a Title Guy, and not in the business too long...and not being a Realtor, I told her I&amp;#39;d check with my &amp;#39;experts&amp;#39;.&amp;nbsp; (You &amp;#39;guys&amp;#39; are so great on info, opinions).&lt;/p&gt;&lt;p&gt;So the basic question is.... what does &amp;#39;AS IS&amp;#39; mean (note, I didn&amp;#39;t Google yet)&lt;/p&gt;&lt;p&gt;..... Inspection....faults of the property?&lt;/p&gt;&lt;p&gt;.... taxes owed?&lt;/p&gt;&lt;p&gt;...Liens?&lt;/p&gt;&lt;p&gt;...judgements?&lt;/p&gt;&lt;p&gt;..... Property lines?&lt;/p&gt;&lt;p&gt;........ Flood zones?&lt;/p&gt;&lt;p&gt;... open mortgages?&lt;/p&gt;&lt;p&gt;........&amp;nbsp;&lt;strong&gt; I&amp;#39;m not really sure what QUESTIONS to ask you&lt;/strong&gt;..... I&amp;#39;m familier with the term, but do not know what &lt;strong&gt;&amp;#39;AS IS &amp;#39; &lt;/strong&gt;means...... &lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;So..if you can give me overviews, comments, DETAILS of concern, etc..... I&amp;#39;d greatly appreciate it.&lt;/p&gt;&lt;p&gt;Thks, &lt;/p&gt;&lt;p&gt;Rob&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Sat, 26 Apr 2008 00:21:09 -0500</pubDate>
      <link>http://activerain.com/blogsview/485110/a-purchase-as-is-advice</link>
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      <guid>http://activerain.com/blogsview/438803/why-men-don-t-talk</guid>
      <title>Why Men Don't Talk</title>
      <description>&lt;p&gt;&lt;strong&gt;Husband and wife are sitting quietly in bed reading &lt;/strong&gt;&lt;strong&gt;when the wife looks over at him and asks the question:&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;What would you do if I died? Would you get married again?&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;Definitely not!&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;Why not? Don&amp;#39;t you like being married?&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;Of course I do.&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;Then why wouldn&amp;#39;t you &amp;nbsp;&lt;br /&gt;remarry?&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;Okay, okay, I&amp;#39;d get married &amp;nbsp;&lt;br /&gt;again.&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;You would?&amp;#39; (With a hurt &amp;nbsp;&lt;br /&gt;look)&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: (makes audible &amp;nbsp;&lt;br /&gt;groan)&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;Would you live in our &amp;nbsp;&lt;br /&gt;house?&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;Sure, it&amp;#39;s a great &amp;nbsp;&lt;br /&gt;house.&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;Would you sleep with her in our &amp;nbsp;&lt;br /&gt;bed?&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;Where else would we &amp;nbsp;&lt;br /&gt;sleep?&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;Would you let her drive my &amp;nbsp;&lt;br /&gt;car?&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;Probably, it is almost &amp;nbsp;&lt;br /&gt;new.&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;Would you replace my pictures with &amp;nbsp;&lt;br /&gt;hers?&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;That would seem like the proper &amp;nbsp;&lt;br /&gt;thing to do&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;Would you give her my &amp;nbsp;&lt;br /&gt;jewelry?&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;No, I&amp;#39;m sure she&amp;#39;d want her &amp;nbsp;&lt;br /&gt;own.&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;Would you take her golfing with &amp;nbsp;&lt;br /&gt;you?&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;Yes, those are always good &amp;nbsp;&lt;br /&gt;times.&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: &amp;#39;Would she use my &amp;nbsp;&lt;br /&gt;clubs?&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;#39;No, she&amp;#39;s &amp;nbsp;&lt;br /&gt;left-handed.&amp;#39;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;WIFE: -- silence --&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;&lt;br /&gt;HUSBAND: &amp;nbsp;&lt;br /&gt;&amp;#39;SH*T&amp;#39;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Tue, 25 Mar 2008 14:28:15 -0500</pubDate>
      <link>http://activerain.com/blogsview/438803/why-men-don-t-talk</link>
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      <guid>http://activerain.com/blogsview/436628/i-say-potato-</guid>
      <title>I say Potato..</title>
      <description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p align=&quot;center&quot;&gt;&lt;strong&gt;&lt;strong&gt;Potato Problems...&lt;/strong&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Well, Girl Potato and Boy Potato had eyes for each other, and finally they got married, and had a little sweet potato, which they called &amp;#39;Yam.&amp;#39;&lt;/p&gt;&lt;p&gt;Of course, they wanted the best for Yam.&lt;/p&gt;&lt;p&gt;When it was time, they told her about the facts of life.&lt;/p&gt;&lt;p&gt;They warned her about going out and getting half-baked, so she wouldn&amp;#39;t get accidentally mashed, and get a bad name for herself like &amp;#39;Hot Potato,&amp;#39; and would end-up with a bunch of Tater Tots.&lt;/p&gt;&lt;p&gt;Yam said not to worry; no Spud would get her into the sack and make a rotten potato out of her!&lt;/p&gt;&lt;p&gt;But on the other hand she wouldn&amp;#39;t stay home and become a Couch Potato either.&lt;/p&gt;&lt;p&gt;She would get plenty of exercise so as not to be skinny like her Shoestring cousins.&lt;/p&gt;&lt;p&gt;When she went off to Europe, Mr. and Mrs. Potato told Yam to watch out for the hard-boiled guys from Ireland. And the greasy guys from France called the French Fries. And when she went out west, to watch out for the Indians so she wouldn&amp;#39;t get scalloped.&lt;/p&gt;&lt;p&gt;Yam said she would stay on the straight and narrow and wouldn&amp;#39;t associate with those high class Yukon Gold&amp;#39;s, or the ones from the other side of the tracks who advertise their trade on all the trucks that say, &amp;#39;Frito Lay.&amp;#39;&lt;/p&gt;&lt;p&gt;Mr. and Mrs. Potato sent Yam to Idaho P.U. (that&amp;#39;s Potato University) so that when she graduated she&amp;#39;d really be in the Chips.&lt;/p&gt;&lt;p&gt;But in spite of all they did for her, one-day Yam came home and announced she was going to marry Tom Brokaw.&lt;/p&gt;&lt;p&gt;Tom Brokaw!&lt;/p&gt;&lt;p&gt;Mr. and Mrs. Potato were very upset.&lt;/p&gt;&lt;p&gt;They told Yam she couldn&amp;#39;t possibly marry Tom Brokaw because he&amp;#39;s just...are you ready for this?&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;A COMMONTATER&lt;/p&gt;</description>
      <dc:creator>Rob  Robinson- Lehigh Valley PA (Bertrum Settlements (Title &amp; Abstract))</dc:creator>
      <pubDate>Mon, 24 Mar 2008 09:10:05 -0500</pubDate>
      <link>http://activerain.com/blogsview/436628/i-say-potato-</link>
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