Tracy's Blog

Encouragement in the Midst of a Storm...

Sat, 14 Mar 2009 00:54:07 -0500

For the storms of life that we all face, I want to share something that was placed on my heart just this morning to encourage me in the Lord.

It was this question: "What can one do when they are in the eye of the storm? Nothing. You can't see what is on the other side, because storms aren't designed that way. You don't know what is being destroyed. You don't know what is being established. You don't know how the storm is changing the landscape all around it. Your position and posture is to be still and to pray."

Lord Jesus - In the fullness of time You will say to this storm hovering around my brother/sister, (their loved ones), "Peace Be Still!" But until such a time as You speak peace, allow Your peace to rest upon my brother/sister and each one of their children/family/friends who are hurting and affected by all that is happening as the storm persists and rages all around them. We know that once You say, "Peace be Still," nothing but calm will follow. Now Lord, may we experience a bit of that calm and that peace as we're in the center of this storm. We thank You that this storm was not unseen by You, nor the outcome unknown by You, so we must therefore trust You (and praise you in the midst of) to bring us safely to the other side.

Until then, let the peace of God, which truly does surpass all of our understanding, rest, rule and abide in her heart and the boys heart, now and forevermore.

In Jesus Name Amen...

The Knowledge of The Holy

Sat, 18 Oct 2008 03:03:06 -0500

May God bless you Greg for taking this step of faith. I quickly joined the group after reading this post. I agree with you wholeheartedly and feel that accountability is missing from the body of Christ today. I think time (and watered down Gospel) has drawn us away from intimacy with our Savior. The farther we are apart from Him the harder it becomes to remember our absolute dependence upon Him.

I simply love the fact that you mentioned us "getting in the Word" while also holding one another accountable. I would love to suggest, as an introduction to one another, that we walk through a book or devotional study and post our revelations and breakthroughs...prayers and praise reports here.

There is a book...The Knowledge of the Holy by A.W. Tozer that is ABSOLUTELY AWESOME. It is a book written many many years ago that seems so necessary today. It can be a tough read if moved through at too quick of a pace. It's written in what I call "early century" english so there is that slight challenge at times but moreso some of the truths expressed can truly leave you speechless.

If there are any takers...I am going to post this is our new group as well!!! Remember, this is just a suggestion and I will not be offended if no one wants to do it.

Be Blessed!

P.S. - If there are any of you that wish to embark on this time of sharing, I know where this book is printed in its entirety on the internet so you don't have to go out and purchase the book.

REO Terminology

Mon, 17 Dec 2007 16:31:09 -0600

Greetings fellow Rainers!!!

I'm just taking a break from my rather hectic day. For kicks, I thought it would be fun to start some sort of chain type thread just to see how long we could keep it going before we ran out of things to add. So my topic of choice is REO TERMINOLOGY.

Why? Maybe because in my neck of the woods it's all you hear about.

It's kind of corny I know, but with so many experts in the field I thought we could have fun, challenge ourselves, learn from one another or perhaps stump a few.

I'll go first -- REO (Real Estate Owned) - Property which is in the possession of a lender as a result of foreclosure or forfeiture.

I know, I know...I took the easiest one. What else did you expect me to do??? Just kidding. Anyway...chime away. Anyone have some good ones to stump the rest of us???

REO Terminology

Mon, 17 Dec 2007 16:28:02 -0600

Greetings fellow Rainers!!!

Why? Maybe because in my neck of the woods it's all you hear about.

It's kind of corny I know, but with so many experts in the field I thought we could have fun, challenge ourselves, learn from one another or perhaps stump a few.

I'll go first -- REO (Real Estate Owned) - Property which is in the possession of a lender as a result of foreclosure or forfeiture.

I know, I know...I took the easiest one. What else did you expect me to do??? Just kidding. Anyway...chime away. Anyone have some good ones to stump the rest of us???

Urban Living Tour - Oakland, CA

Sun, 16 Sep 2007 00:21:39 -0500

The Urban Living Tour stands out as a one of a kind exploration into not only the architectural properties and dwellings of an urban community, but the lifestyle of individuals who inhabit these spaces. Join us for a comprehensive view of modern urban living.

The spectrum of spaces and individuals range from an internationally known sculptor (creator of the cast-acrylic transparent bathysphere) who renovated a cereal grain warehouse ñ transforming it into his work/live compound; to the lovingly restored Victorian home of Lillian Love, leader of the preservation movement in Oakland. From the Historic Central Station (the end of the Trans Continental Railroad line), to a live/work hair salon, and a loft penthouse with a pool.

The Urban Living Tour is a self guided tour. After checking in at registration you will receive a map that will direct you to the locations on the tour and near by cafes along the route for refreshments. A wristband will identify you as a tour participant and you will be provided with an information sheet giving you a short synopsis of the each property. You may visit the over one dozen locations at your leisure and in any order. Once you arrive at a tour location there will be staff members on site to guide you, and answer any question. Those of you who wish to participate in the raffle can get their maps punched at each location.

Below is a sampling of the numerous properties you will see on the Urban Living Tour. Come
ENJOY, EXPLORE and CONTRIBUTE!

Operation Save Our Homes!!!

Fri, 14 Sep 2007 15:08:14 -0500

MARK YOUR CALENDARS! There will be GREAT Informational Handouts at this meeting!

UPDATES: There will also be a "Panel of Speakers" to include a Certified HUD Counselor and representatives from banking institutions as well as a testimonial from a current homeowner who has been able to successfully receive a modified loan to meet her current income on her adjustable mortgage loan - please come hear her story! Be sure to SPREAD THE WORD! Have your questions and issues ready!

Letter from the Founder of Sacculturalhub.com

September 9, 2007

Dear Close Friends, my Relatives, and my Staff,
This is a SERIOUS LETTER of ACTION and notification of your attendance for the following:
Emergency Town Hall Meeting: Operation Save Our Homes
in the Greater Sacramento Valley Region
Date: Tuesday, September 18, 2007
Time: 6 pm to 8 pm
Location: San Panell Meadowview Community Center
Conference Room A
2450 Meadowview Road - South Sacramento
(at 24th and Meadowview)
Save this date and time on your calendar and make it a point to be there to voice your opinions, suggestions, any solutions that you might have and to be a witness for the cause of action.
This economic crisis effects each and everyone of us in our livelihood!
I am here to inform you about possible solutions to saving your home if you are in a situation of where your adjustable mortgage loan will be increasing by hundreds of dollars (anywhere from $300 to $800 per month) in the near future. Some of you or you may know of others who are undergoing this crisis. I, Pleshette Robertson, am a homeowner in South Sacramento and my adjustable mortgage loan will increase in January 2008 by $500. There are solutions and WE MUST work together to share this information and take action to follow the instructions (see "Letter of Action - Operation Save MY Home" attached) regarding saving our homes. We can no longer just sit back and just wait to see what will happen in the U.S. economy as we are hoping that are government officials and President Bush are seeking to come up with solutions to help us. By that time over half of us will have lost our homes to foreclosures.
Within the last 10-15 years so many African Americans (those of us who jumped on the opportunity) were afforded the wonderful opportunity of the "American Dream" - of homeownership in California. Within the first couple of years of owning our homes, hundreds to thousands were sucked in, bombarded, and aggressively approached with the option of doing refinances on our home. We fell into this grave trap of adjustable mortgages. I, Pleshette, should have listened to my grandmother who said to never "BORROW on your home" and steadily "pay your mortgage on time no matter what". If only I had listened to my grandmother who still lives in her home in East Palo Alto (of over 30 years).
Nevertheless, I should not along with hundreds of others be forced into a situation that was encouraged by predatory subprime lenders whereby we fell into an adjustable loan situation in which we were not fully aware of the horrible ramifications and consequences that our families would be confronted with.
I am insisting that you refer to the following links of information addressing this issue as well as READ and PRINT the attached letter.

Bush Administration to Help Nearly One-Quarter of a Million Homeowners Refinance, Keep Their Homes
FHA to implement new "FHASecure" refinancing product
http://www.fha.gov/press/2007-08-31release.cfm

Home Prices May Fall Further
http://moneynews.newsmax.com/money/archives/articles/2007/9/6/104024.cfm?s=al&promo_code=39A7-1
Freddie Mac, Industry Members and Consumer Representatives Support Senator Chris Dodd's New Principles to Preserve Homeownership for Subprime Borrowers
http://dodd.senate.gov/index.php?q=node/3863/print
If you or you know of something undergoing an adjustable mortgage, please TAKE ACTION to edit the letter attached (according to your basic information) -
Letter of Action - Operation Save MY Home
and send this letter to your lender as well as the cc:'s mentioned in the letter. Once you send the letter, you should also fax it, and call your lender (within a week and every week thereafter) to speak with someone who holds highest title to ask them about addressing the issues of your circumstances and the letter you sent. Your letter along with the cc's must be sent as certified mail.
PLEASE forward this e-mail and information to someone who NEEDS TO KNOW ABOUT HOW TO SAVE THEIR HOME. Here's my motto: "For every African American who currently owns a home, I want us to REMAIN HOMEOWNERS!" These subprime lenders must work with us to keep our monthly mortgages at the same rate and not astronomically increase our mortgages by $300 to $800.
You've been INFORMED and now it's your DUTY to take ACTION! If you have questions, please do not hesitate to call me at (916) 470-2337.
True Blessings,
Pleshette Robertson CEO & Founder - Sacculturalhub.com
**Published/distributed with permission**

TRU Grand Opening Spa Party...Spread The Word!

Fri, 14 Sep 2007 14:25:36 -0500

Mark your calendars for the "Tru Grand Opening Spa party". Taking place on Sat-10/6 from 11 am to 7 pm. Located at 604 12th Street in Sacramento (at F Street). Get acquainted with Sacramento's distinctive, up and coming, multi-cultural, unisex salon and spa offering exceptional service in the areas of skin, hair, and body care in an urban chic environment.

Don't Miss "The Gathering"

Fri, 14 Sep 2007 00:09:23 -0500

.07
South Sacramento - September 13-15
Don't miss these inspirational and first-time ever events at Destiny Church
SEPTEMBER 13-14: "The Gathering of God's Women for the Latter Rain" taking place on Thurs-9/13 and Fri-9/14 at Destiny Church in South Sacramento. Admission is free but you must RSVP. Ladies, come experience a unique time of inspiration and impartation, as women from all denominations and backgrounds gather in Sacramento to! Tickets are only $15 and are also going fast (limited seating). Evening of Jazz will be held in the new facilities at the Destiny Art Pavilion (located next to Destiny Church)!

For more info call (916) 392-9692.

Consumer Alert -- PLEASE READ!!!

Mon, 10 Sep 2007 16:54:52 -0500

It has come to my attention that homeowners in default on their mortgage(s) are being solicited by individuals/investors to sign their property over to them via a Warranty Deed, Quit Claim Deed or All Inclusive Trust Deed. Please be aware BEFORE you sign anything that:

Signing a Deed (Warrany, Quit Claim, All-Inclusive...any deed for that matter) does NOT relieve you of your mortgage debt or stop the foreclosure.
It DOES release your ownership...Since you no longer own the property you will not have the right to sell your property.
If you sign a Deed, your Lender(s) will no longer work with you to alleviate this debt via a "Short Sale" or make any payment arrangements with you. You will not be entitled to any equity you might have in the property.
Don't go unrepresented. I am not saying that all investors or people approaching you regarding your home or bad or dishonest. I am saying that there are several legal and tax consequences when transferring real property (real estate). You need to have a Team of Real Estate Professionals working for YOUR best interests!

**If you are declaring bankruptcy, there is a big difference between bankruptcy and foreclosure -- PLEASE call me to find out ALL of your options!!!

Tracy Nicole - 916.730.8671

FHA To The Rescue? This Just In...

Wed, 05 Sep 2007 16:55:44 -0500

BUSH ADMINISTRATION TO HELP NEARLY ONE-QUARTER OF A MILLION HOMEOWNERS REFINANCE, KEEP THEIR HOMES
FHA to implement new "FHASecure" refinancing product

WASHINGTON - President George W. Bush today announced that HUD's Federal Housing Administration (FHA) will help an estimated 240,000 families avoid foreclosure by enhancing its refinancing program effective immediately. Under the new FHASecure plan, FHA will allow families with strong credit histories who had been making timely mortgage payments before their loans reset-but are now in default-to qualify for refinancing.

In addition, FHA will implement risk-based premiums that match the borrower's credit profile with the insurance premium they pay-i.e., riskier borrowers pay more. This common-sense, risk-based pricing structure will begin on January 1, 2008.

"Many hard-working American families who were able to make their mortgage payments under the initial teaser terms of the exotic loan are now struggling to make ends meet because their rates have doubled or tripled," said HUD Secretary Alphonso Jackson. "FHASecure will bring stability to the housing market and give eligible families who were in good financial standing before their loans reset a chance to keep their homes."

The combination of FHASecure and risk-based premium pricing will permit FHA to return to the role it was originally designed to play, bringing stability to the real estate market by helping break today's cycle of foreclosures and price depreciation and creating much needed liquidity in the now-constricted mortgage market.

FHA has recently experienced a substantial increase in the number of conventional borrowers refinancing into FHA products. With FHASecure, it can help even more. The number of these refinancing transactions has tripled since the start of 2006. FHA's transactions are projected to surpass 100,000 loans by the end of the fiscal year. To date, these figures do not include refinances for delinquent borrowers.

The FHASecure initiative will operate under the same safe guidelines as the FHA's existing mortgage insurance program without affecting FHA's financial health. Eligible homeowners will be required to meet strict underwriting guidelines and pay a mortgage insurance premium, which offsets the risk to FHA's insurance fund at no cost to the taxpayer.

The risk-based insurance premium structure will further expand FHA's reach to additional underserved borrowers, particularly minorities and first-time homebuyers who have been disproportionately lured into exotic mortgages, and enhance the FHA's overall risk management. The move to risk-based premiums ensures that FHA remains on solid financial footing as a self-financed agency for the long-term.

FHASecure, like all FHA products, will be underwritten to ensure the borrowers have the ability to repay the loan, will require escrow for taxes and insurance, and will continue to offer unprecedented foreclosure prevention assistance. The FHA has never permitted and will not include pre-payment penalties or teaser rates that are common in exotic mortgages and have caused much of the current market troubles.

To qualify for FHASecure, eligible homeowners must meet the following five criteria:

A history of on-time mortgage payments before the borrower's teaser rates expired and loans reset;
Interest rates must have or will reset between June 2005 and December 2009;
Three percent cash or equity in the home;
A sustained history of employment; and
Sufficient income to make the mortgage payment.

"FHASecure is designed for families who are good borrowers but were steered into high-cost loans with teaser rates," said Assistant Secretary for Housing-FHA Commissioner Brian Montgomery. "These homeowners, many of whom are minorities, need a safe, affordable mortgage product that will help build wealth. All FHA borrowers pay mortgage insurance premiums to offset claims to the FHA insurance fund and ultimately prevent risk to the taxpayer."

FHASecure will also bring much-needed liquidity to the mortgage market. FHA anticipates more lenders will offer FHA-insured loans, pool them, and securitize them with the Government National Mortgage Association (Ginnie Mae), which has the full faith and credit of the U.S. government. This guarantee makes Ginnie Mae's mortgage-backed securities the safest on the market and helps to channel greater capital into the housing market, benefiting U.S. homeowners.

Since its inception in 1934, FHA has helped almost 35 million people become homeowners, making it the largest insurer of mortgages in the world. The 109th Congress introduced the Expanding American Homeownership Act in June 2006 which would enable FHA to be a safe option for more underserved low- and moderate-income and minority families so they can achieve the American Dream of homeownership. Today, President Bush also urged Congress to quickly pass the Administration's FHA modernization proposal to help more families in need.

Housing Inventory Snapshot

Mon, 03 Sep 2007 05:00:46 -0500

I hope you will find the following snapshot of local Real Estate inventory interesting. The table represents aggregated values based on MLS data for the specified date.

Housing Inventory Snapshot		August 31, 07
	Average List Price	Median List Price	Average Days On Market
Santa Clara County, CA
Single Family under $1M	$696,285	$679,000	62
Single Family over $1M	$1,962,394	$1,495,000	72
Condo/Townhome under $600K	$436,899	$429,500	61
Condo/Townhome over $600K	$739,504	$689,200	48
San Mateo County, CA
Single Family under $1M	$735,900	$729,000	62
Single Family over $1M	$2,381,061	$1,549,000	67
Condo/Townhome under $600K	$461,101	$479,000	66
Condo/Townhome over $600K	$914,895	$759,000	80
Santa Cruz County, CA
Single Family under $1M	$671,841	$659,900	86
Single Family over $1M	$1,938,561	$1,495,000	87
Condo/Townhome under $600K	$458,583	$469,000	80
Condo/Townhome over $600K	$962,320	$795,000	104
Monterey County, CA
Single Family under $1M	$584,174	$559,000	99
Single Family over $1M	$2,451,693	$1,675,000	120
Condo/Townhome under $600K	$393,513	$369,000	110
Condo/Townhome over $600K	$1,007,550	$829,000	105
Contra Costa County, CA
Single Family under $1M	$527,530	$499,000	72
Single Family over $1M	$1,724,590	$1,399,000	78
Condo/Townhome under $600K	$355,214	$344,900	74
Condo/Townhome over $600K	$709,857	$679,000	66
Alameda County, CA
Single Family under $1M	$584,159	$567,000	59
Single Family over $1M	$1,672,464	$1,375,000	69
Condo/Townhome under $600K	$417,108	$409,000	61
Condo/Townhome over $600K	$716,210	$668,000	61

MORTGAGE. National Averages (August 31, 07)*
30-year fixed	Rate - 6.09%	APR - 6.25%
15-year fixed	Rate - 5.76%	APR - 6.02%
5/1 ARM	Rate - 6.12%	APR - 7%

* Mortgage rates were collected from publicly available sources (yahoo.com) on the date stated. The accuracy of the information and the availability of these rates are not guaranteed by the publisher. Rates are provided for informational purposes only and are subject to change without notice. Actual market interest rates may vary.

If you know someone who is considering buying or selling a home, please give me a call. I will provide professional & courteous service along with knowledgeable guidance through the process.

Drifting

Sat, 02 Jun 2007 03:10:11 -0500

"Woe to you who are complacent." Amos 6:1 NIV

The story's told of a boy sailing his boat on a pond when it started to drift away. A man saw the boat drifting, and began throwing stones that landed on the far side of it. "What are you doing?" the boy asked. Then something interesting happened. As the stones hit the water they created ripples which pushed the boat back toward the boy. Even though the stones disturbed the way, they achieved the desired result.

That's how it is with God sometimes. We drift away from Him; He throws stones, makes waves, and pushes us back to the shore of His love. The Psalmist writes: "Before I was afflicted I went astray, but now I keep Your Word" (Psalm 119:67). The trouble with drifting is, by the time you discover it the current may have taken you over the falls. Following Christ means going against the tide; it calls for re-evaluating your priorities and renewing your commitment to Him each day. The Bible says: "Woe to you who are complacent." You don't have to do anything to lose ground spiritually - just remain where you are while God moves on. The Israelites had to get up each morning determined to follow the cloud (God's presence) that was leading them. Why? Because their next supply of manna was only available at the end of the day's journey. To stay was to starve.

Are you getting the idea? Read these two scriptures:

1. "Let us not become weary in doing good for at the proper time we will reap a harvest if we do not give up" (Galatians 6:9 NIV).

2. "Let us run with perseverance the race marked out for us" (Hebrews 12:1 NIV)

--Author Unknown

Elk Grove, CA Here We GROW Again!!! - Part I

Sun, 08 Apr 2007 22:01:45 -0500

If you are a current Elk Grove resident you have no doubt noticed the immense amount of activity taking place in the Southeast quadrant of Elk Grove Boulevard and Bruceville Road.

If you are not a current resident or perhaps are thinking of becoming one, bookmark this blog so that you may be kept abreast of the EXCITING growth that is taking place in our city!

Madeira, is Elk Grove's first AND one of Sacramento County's largest Master Planned Communities. The first phase of this 1,900-acre project, (now in full swing of the improvement process), will feature 11 distinct neighborhoods on an expansive, beautifully landscaped 750 acres. It will represent approximately 2,800 residential units. Each of Madeira's neighborhoods will have its own architectural style, all based on neotraditional looks that have defined America's most desirable places to live for decades.

Madeira (formerly known as Laguna Ridge during its planning process), features the following homebuilders: Del Webb (a division of Pulte Homes), Reynen & Bardis Communities, Cambridge Homes, Centex Homes, Corinthian Homes, Meritage Homes, MBK Homes, Morrison Homes, Syncon Homes, Tim Lewis Communities and Treasure Homes (more to follow).

A new 76-acre middle and high school complex (Consumnes Oaks HS/MS) will be the first public amenity in the community and is planned to be built concurrently with this first phase of homes. The school is planned to open for the 2007 - 2008 school year and will have a target enrollment of 2,200 9th- through 12th-graders and 1,200 middle school children (7th and 8th grade).

Other amenities planned for Madeira include 234 acres of parkland, a 150-foot-wide "grand parkway" that winds through the community and connects neighborhoods, shops, offices, parks and schools via a bike/walk trail system. One 20 acre neighborhood park will also be built in this first phase of development.

Shoppers will rejoice in a high-end Lifestyle Center, (along the lines of San Jose's Santana Row), planned to anchor the community along Elk Grove Boulevard. This pedestrian-friendly amenity will connect to a 20-acre Civic Center that will be the heart of the community.

Madeira has been recognized by the Sacramento Area Council of Governments as a good example of a well-planned community utilizing smart growth principles. Almost every aspect of the Madeira project has been under a microscope for the past few years. From garage door placement to infrastructure, members of the Elk Grove Planning Commission and the Elk Grove City Council have heard their share of Madeira project components.
Specifically, it contains features that define a well-balanced community: housing availability, public safety posts, schools, economic development and abundant parkland along with public and recreational venues. The Elk Grove City Council worked with the land owners to ensure the necessary community infrastructure is in place in a timely manner; namely roads, water treatment facilities and sewer and drainage systems. The City Council and landowners are taking these measures to provide a smooth transition from construction to occupancy. The build out of Madeira is expected to take approximately five years.

Deed in Lieu of Foreclosure

Thu, 05 Apr 2007 02:48:37 -0500

This evening I received some awful news on behalf of my clients. (This is the part of the job that gets really sticky for me.)

The bank (Saxon Mortgage) is not going to honor their request for a Deed in Lieu of Foreclosure. Why? Because they have already incurred more costs in the foreclosure process than they wanted to...so for them to just take it back without attempting to recoup any money would not be a sound "business" move. When I heard those words it was like an arrow through my heart. This family has been through enough heartache beyond losing their house.

"Business move?" I had to ponder on this one. The lender was already standing to lose $150K just based on how far upside down the owners are. I have tried to explain to them time and time again, this area is in direct competition with New Construction where the builders can do whatever they want with their prices. So if they actually foreclose they are going to be faced with the same issue as the sellers...a house that has been sitting for months!!!

Any other lender nightmares going on out there?

Elk Grove, CA - Real Estate Statistics March 2007

Mon, 02 Apr 2007 01:21:18 -0500

Elk Grove - 95757

Sold
Selling Price Range	Quantity	Average DOM
$300,000 thru $349,999	4	89
$350,000 thru $399,999	14	63
$400,000 thru $449,999	5	86
$450,000 thru $499,999	7	34
$500,000 thru $549,999	2	78
$550,000 thru $599,999	1	9
$600,000 thru $649,999	1	21
$750,000 thru $799,999	1	12
$850,000 thru $899,999	1	64
$1,000,000 thru $1,249,999	1	61
$1,250,000 thru $1,499,999	1	190
====================================================
	38	64


Summary Price Information
Minimum	$308,000	Maximum	$1,300,000
Average	$476,434	Median	$414,500

Elk Grove - 95624

Sold
Selling Price Range	Quantity	Average DOM
$300,000 thru $349,999	4	40
$350,000 thru $399,999	12	41
$400,000 thru $449,999	5	38
$450,000 thru $499,999	6	26
$500,000 thru $549,999	4	22
$550,000 thru $599,999	2	36
$650,000 thru $699,999	1	7
====================================================
	34	34


Summary Price Information
Minimum	$328,000	Maximum	$665,000
Average	$433,955	Median	$411,450

Elk Grove - 95758

Sold
Selling Price Range	Quantity	Average DOM
$250,000 thru $299,999	5	56
$300,000 thru $349,999	17	37
$350,000 thru $399,999	20	58
$400,000 thru $449,999	10	50
$450,000 thru $499,999	2	77
$500,000 thru $549,999	1	54
====================================================
	55	50


Summary Price Information
Minimum	$250,400	Maximum	$510,000
Average	$362,132	Median	$356,000

Summary
Selling Price Range	Quantity	Average DOM
$250,000 thru $299,999	5	56
$300,000 thru $349,999	25	46
$350,000 thru $399,999	46	55
$400,000 thru $449,999	20	56
$450,000 thru $499,999	15	37
$500,000 thru $549,999	7	42
$550,000 thru $599,999	3	27
$600,000 thru $649,999	1	21
$650,000 thru $699,999	1	7
$750,000 thru $799,999	1	12
$850,000 thru $899,999	1	64
$1,000,000 thru $1,249,999	1	61
$1,250,000 thru $1,499,999	1	380
====================================================
	127	50


Summary Price Information
Minimum	$250,400	Maximum	$1,300,000
Average	$415,561	Median	$380,000

10309 Chaves Court, Elk Grove, CA 95757

Sun, 18 Mar 2007 22:25:06 -0500

This desirable newer ELK GROVE home is waiting just for you. Located in the much sought after MACHADO DAIRY subdivision, just south of Elk Grove Boulevard, and west of Bruceville Road, don't let your dream home pass you by!!

This well designed KB Home invites you to enjoy the spacious living area in this 5 Bedroom/3 Bath located walking distance from Franklin High and Toby Johnson Middle Schools.

You'll love the cozy interior, as well as the immaculately landscape exterior which includes a sparkling blue swimming pool and separate spa.

For full listing details please visit: www.tracynicolerealestate.com