Kay Van Kampen CRS GRI ABR Broker/Owner's Blog http://activerain.com/blogs/vendant Information about Springfield Mo houses for sale, real estate and Springfield Missouri Homes for sale. Springfield Mo Real Estate Chatter. en-us http://activerain.com/blogsview/1387454/two-missouri-cities-still-in-overpriced-housing-market-springfield-market-report-november-2009 Two Missouri Cities Still in Overpriced Housing Market - Springfield Market Report - November 2009 <p>Two of Missouri's cities are still&nbsp;Top 40 Overpriced <a href="http://www.forbes.com/2009/12/03/cities-overpriced-sales-lifestyle-real-estate-miami-florida-homes_chart.html?partner=msnre" title="Housing Market" target="_blank">Housing Market</a>.&nbsp;</p> <p>According to Forbes.com, two of Missouri's cities still most overpriced, stay on the market longest, and sell for less.</p> <p>Springfield Missouri is not on the list.&nbsp; Checking out some other cities around the country, buyers and sellers in the Springfield real estate market have no reason not to purchase or sell real estate.</p> <p>Homes prices are gradually falling, home sales have increased, number of days on the market are up, and listings are down.</p> <p>&nbsp;</p> <table cellspacing="0" border="1" cellpadding="0" width="376" style="BORDER-BOTTOM: medium none; BORDER-LEFT: medium none; WIDTH: 282.15pt; BORDER-COLLAPSE: collapse; MARGIN-LEFT: 0.25pt; BORDER-TOP: medium none; BORDER-RIGHT: medium none;"> <tbody> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: black; HEIGHT: 12.75pt; BORDER-TOP: teal 1.5pt solid; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">November</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: black; HEIGHT: 12.75pt; BORDER-TOP: teal 1.5pt solid; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Arial; color: white; font-size: 10pt;">2009</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: black; HEIGHT: 12.75pt; BORDER-TOP: teal 1.5pt solid; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Arial; color: white; font-size: 10pt;">2008</span></em></strong></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">Number of homes currently on the </span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">4854</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">5207</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="color: #ffffff; font-size: x-small;">market</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;">&nbsp;</p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;">&nbsp;</p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;">&nbsp;</p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;">&nbsp;</p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">New listing average list price:</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">161,703</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">173,303</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">Number of homes closing escrow (sold):</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">575</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">373</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">Average Sold Price:</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">124,306</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">130,268</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">Average Days on Market:</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">79</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">71</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: teal 1.5pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;">&nbsp;<strong><em></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: teal 1.5pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;">&nbsp;</p> </td> <td width="56" style="BORDER-BOTTOM: teal 1.5pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;">&nbsp;</p> </td> </tr> </tbody> </table> <p>&nbsp;The way I see this market, buyers can get more for the money, but the good buys are going fast.&nbsp; If you see a great buy, don't hesitate.....you'll miss out on it.</p> <p>Sellers, want to sell you Springfield Mo home?&nbsp; Price it to compete with the foreclosures.&nbsp; You too will be able to take advantage of the low prices in the Springfield Mo real estate market.</p> <p>Statistics courtesy of Springfield MLS.</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p class="MsoNormal">&nbsp;&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Wed, 16 Dec 2009 20:25:44 -0600 http://activerain.com/blogsview/1387454/two-missouri-cities-still-in-overpriced-housing-market-springfield-market-report-november-2009 http://activerain.com/blogsview/1385630/four-great-reasons-to-buy-missouri-real-estate- Four Great Reasons To Buy Missouri Real Estate! <p style="text-align: center;"><strong>There are&nbsp;four great reasons to buy Missouri Real Estate!</strong></p> <p>I've been selling Missouri real estate for 22 years and I've never seen the market like it is today.&nbsp; Anyone interested in<img title="Missouri Real Estate" src="http://activerain.com/image_store/uploads/2/6/4/8/3/ar126093788138462.gif" height="138" alt="Missouri Real Estate" width="219" style="margin: 3px; float: right;" /> purchasing Missouri Real Estate should be looking now and buying before April 2010.&nbsp; Here are a few reasons to consider for buying Missouri Real Estate:</p> <ul> <li>Low Interest Rates</li> <li>Lower Home Prices</li> <li>Increased Numbers of Foreclosures and Short Sales</li> <li>Tax Credit Incentives</li> </ul> <p><strong></strong></p> <p><strong>Low Interest Rates</strong></p> <p>While interest rates continue to be around five percent, consider the amount of money that can be saved with a 30 year mortgage.&nbsp;&nbsp;&nbsp; I recall buying a home in Missouri in the 80's and assuming a mortgage at 15.875%.&nbsp; A few years later, I was able to drop it to 10% and thought that was fantastic.&nbsp; Today's interest rates can hardly stay this low.</p> <p><strong>Lower Home Prices</strong></p> <p>Combined with low interest rates and lower prices of today's market, purchasing Missouri real estate could allow you to own a bigger home for less money than you will spend when the market rebounds.&nbsp; Investors are taking advantage of the housing market to increase their investment portfolio.</p> <p><strong>Large Numbers Of Foreclosures and Short Sales</strong></p> <p>Economic conditions have caused a larger number of foreclosures and short sales.&nbsp; Many homeowners have taken a reduced salary or are now unemployed.&nbsp; Although the Missouri real estate market has not been hit as bad as some states, it still continues to have a large number of foreclosures.&nbsp; Missouri short sales are becoming a better way to sell, to avoid foreclosure.</p> <p><strong>Tax Credit Incentives</strong></p> <p>For a limited amount of time, the government is providing up to $8000 for first time home buyers purchasing Missouri real estat and $6500 to homebuyers that have lived in their home five out of the last eight years.&nbsp; Read about the<strong> "<a href="http://www.irs.gov/newsroom/article/0,,id=204671,00.html" title="Extended Tax Credit" target="_blank">Extended American Recovery and Reinvestment Act of 2009</a>"</strong></p> <p>What are you waiting for?&nbsp; Call a lender today to get prequalified.&nbsp; And if you don't know one, give me a call at 417-839-4534 and I'll be happy to recommend one for you.&nbsp; Start your search for <a href="http://www.springfieldmorealestate.com" title="Springfield Mo real estate" target="_blank">Missouri real estate</a> now.</p> <p><a href="mailto:george@tallabas.com"></a></p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Tue, 15 Dec 2009 22:35:01 -0600 http://activerain.com/blogsview/1385630/four-great-reasons-to-buy-missouri-real-estate- http://activerain.com/blogsview/1383247/changes-to-the-fha-short-sale-process Changes to the FHA Short Sale Process <p><p>FHA Short Sale Process&nbsp;is being changed by our federal government.&nbsp; Here's a post from <strong>Brad &amp; Traci Brusenhan</strong> about the changes.&nbsp; Homeowners need to know how to avoid foreclosure and and opt to work a short sale.</p></p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/871140/changes-to-the-fha-short-sale-process">Brad & Traci Brusenhan (Brusenhan & Associates Realty - Dallas, Texas)</a></b>:<br/><blockquote><p class="MsoNormal"><span>Essentially, HUD (our federal government) has determined that their way of helping the homeowner is to dramatically reduce the opportunity for FHA borrowers to successfully complete a short sale.<span>&nbsp; The 82% net to lender rule that has always been in place is out the window now.&nbsp; </span>Is this what they are doing with our $750 billion dollars?<span>&nbsp; </span>There are several points to these new guidelines that should be thoroughly considered.<span>&nbsp; </span></span></p> <p class="MsoNormal"><span>&nbsp;</span></p> <p class="MsoNormal"><span>For one, I am not at all thrilled about the new &ldquo;required&rdquo; language which essentially nullifies our listing agreement.<span>&nbsp; </span>I believe this is something that the mortgage companies must have lobbied for.<span>&nbsp; </span>They have been fighting hard to talk homeowners into a Deed in Lieu of foreclosure.<span>&nbsp; </span>This gives them the power to do so.<span>&nbsp; </span>My experience has been that homeowners do not &ldquo;get&rdquo; the fact that it is not in their best interest unless it has been determined that there is absolutely no other way to avoid an all out foreclosure.<span>&nbsp; </span>Unfortunately, the deed in lieu takes time and cannot be processed at the last minute.<span>&nbsp; </span>We have saved a lot of homes at the last minute that would have been easy to give up on.<span>&nbsp; </span>That never would have happened if the homeowner began the deed in lieu process a few of weeks in advance of the auction.<span>&nbsp; </span>This is only one of many points that we should consider a new strategy to overcome and educate our clients about.</span></p> <p class="MsoNormal"><span>&nbsp;</span></p> <p class="MsoNormal"><span>This new policy seems to be more evidence of my theory.<span>&nbsp; </span>I believe the only reason that congress is up in arms about the foreclosures is that the reduction of property value dramatically affects the property tax revenues that are collected by local municipalities.<span>&nbsp; </span>In my opinion, they are using the &ldquo;poor duped homeowner&rdquo; as a ploy to address their real concern.</span></p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal"><span>Raising the threshold for FHA short sales is right in line with my thinking.<span>&nbsp; </span>I don&rsquo;t mean to be a conspiracy theorist, but I just don&rsquo;t have much reason to trust them.<span>&nbsp; </span>They stood in front of the media&rsquo;s cameras and spoke so passionately when they promised complete transparency with our bail out money.<span>&nbsp; </span>Then they set it up in such a way that the banks who received the free cash from us have zero obligation to disclose anything.<span>&nbsp; </span>Their all a bunch of crooks.<span>&nbsp; </span>If I did that, I&rsquo;d go to jail.<span>&nbsp; </span>The banks used the money to purchase other failing banks and fill holes in their books rather than helping their borrowers.<span>&nbsp; </span>Then to add insult to injury, they boldly refuse to even acknowledge if they received any money, much less what they did with it...&nbsp;&nbsp; Brad Brusenhan</span></p> <p>&nbsp;</p> <div> <h5>U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT WASHINGTON, DC 20410-8000</h5> <div> <h6>ASSISTANT SECRETARY FOR HOUSING- FEDERAL HOUSING COMMISSIONER</h6> </div> </div> <div> <h4>December 24, 2008 MORTGAGEE LETTER 2008-43</h4> <p>TO: ALL HUD-APPROVED MORTGAGEES</p> <p>ATTENTION: Single Family Servicing Managers</p> <p>SUBJECT: Pre-Foreclosure Sale (PFS) Program - Utilizing the PFS Loss Mitigation Option to Assist Families Facing Foreclosure</p> <p>High foreclosure rates continue to have devastating effects on families and neighborhoods. The Federal Housing Administration (FHA) remains committed to taking actions to help families avoid foreclosure. Since being introduced as a national program in 19941, the PFS Program has helped thousands of mortgagors in default to avoid foreclosure and transition to more affordable housing. The PFS Program can help many families who today are facing foreclosure. The PFS loss mitigation option allows a mortgagor in default to sell his or her home and use the sale proceeds in satisfaction of the mortgage debt when the proceeds are less than the amount owed.</p> <p>This <a href="http://factsonforeclosure.com/docs/sellers/short_sale/fha+mortgage+letter+08-43ml.pdf">Mortgagee Letter</a> (ML) serves to remind mortgagees of the relief that the PFS Program can bring to borrowers with FHA-insured mortgages. To facilitate greater use of this program, FHA has consolidated in this ML the requirements of the PFS Program that have been issued over the years, and has updated and clarified those requirements where needed, to better address the problems faced by mortgagors today and provide greater flexibility in considering a mortgagor&rsquo;s candidacy for participation in this program.</p> </div> <div> <h4>Key Features of the PFS Program</h4> <ul> <li>Establishing Market Value &ndash;Mortgagees are reminded to ensure that properties in the PFS program are sold at or near fair market value as established by an independent appraisal, prepared by an appraiser on the FHA Appraisal Roster. </li> <li>Minimum List Price Requirements &ndash; Properties offered for sale under the PFS program are to be listed for sale at no less than the &ldquo;as-is&rdquo; appraised value as determined by a current FHA appraisal, obtained and reviewed by the mortgagee. </li> <li>Negative Equity &ndash; The ratio of 63% for the fair market value (FMV) to the outstanding mortgage balance (including unpaid principal and accrued interest) has been updated to address events in the current housing market, and replaced with tiered net sales proceeds. </li> <li>Tiered Net Proceeds Requirement &ndash; This ML incorporates guidelines for varying minimum net sales proceeds based on the length of time a property has been competitively marketed for sale. </li> <li>Marketing Documentation &ndash; Prior to accepting a discounted offer, evidence of competitive marketing from the selling broker is to be presented and mortgagees are to retain this documentation in the claim review file. </li> <li>Non-owner Occupant Exceptions &ndash; Mortgagees are authorized to grant reasonable exceptions to non-occupant mortgagors when documentation indicates a property was not purchased as a rental or used as a rental for more than 18 months, immediately preceding the approval into the PFS program. </li> <li>Removal of Repair Limitations &ndash;With prior approval from HUD, properties with surchargeable damage (i.e., damage caused by fire, flood, earthquake, hurricane, boiler explosion or mortgagee neglect) may be eligible for the PFS program if funds - sufficient to cover the government&rsquo;s estimated repair costs - are applied to reduce the outstanding debt when a claim is filed. </li> <li>Increase in Funds Available for Discharge of Subordinate Liens &ndash; In instances where a mortgagor has made an initial contribution/incentive of $750 or $1,000, the amount that can be used from sales proceeds for the discharge of liens or encumbrances (which represent an impediment to conveyance of marketable title) has been raised from $2,000 to $2,500. </li> <li>Change in Allowable Closing Costs &ndash; Subject to the stated ratios, HUD allows up to 1% of the buyer&rsquo;s mortgage amount for closing costs to be included in the &ldquo;Seller&rsquo;s Costs&rdquo; on the HUD-1 for all transactions that involve a new FHA-insured mortgage. </li> </ul> <p>1 The regulations for the PFS Program are codified in 24 CFR 203.370.</p> </div> <div> <h4>Superseded and Updated Mortgagee Letters and Forms</h4> <p>This ML supersedes in its entirety ML 1994-45, &ldquo;HUD&rsquo;s Nationwide Pre-Foreclosure Sale (PFS) Procedure&rdquo;. It also supersedes the section (pages 29-35) of ML 2000-05, &ldquo;Loss Mitigation Program-Comprehensive Clarification of Policy and Notice of Procedural Changes&rdquo; that describes Pre-Foreclosure Sale requirements.</p> <p>Additionally, this ML updates, consolidates and/or eliminates the following HUD forms:</p> <p>Form HUD-90035 (Information Sheet) and Form HUD-90036 (Application to Participate) have been consolidated to reflect updates made to the program and to delete any reference to HUD&rsquo;s former Assignment Program. The new Form HUD-90035 (Information/Disclosure) no longer requires the signature of the party providing homeownership counseling to the mortgagor. Form HUD-90036, Application to Participate is obsolete and no longer required.</p> <p>Form HUD-90038 (Homeownership Counseling Certificate) is now obsolete. Form HUD90054 (Pre-Foreclosure Sale Data Reporting) and Form HUD-92068-F (Mortgage Assignment Program Request for Financials) were both previously declared obsolete.</p> <p>Form HUD-90041 (Request for Variance) has been slightly modified to reflect the new minimum net sales proceeds of 84%.</p> <p>Form HUD-90045 (Approval to Participate) has been modified to provide a signature block for the mortgagor&rsquo;s signature(s) and new language describing HUD&rsquo;s current PFS Program.</p> </div> <div> <h4>Monitoring of Appraisals</h4> <p>Mortgagees are reminded that HUD performs monitoring reviews of appraisals and holds mortgagees accountable for the quality of appraisals on properties securing FHA-insured mortgages. As such, HUD may request electronically-formatted appraisals to review and ensure their accuracy. Mortgagees who submit appraisals that do not meet HUD&rsquo;s requirements are subject to the imposition of sanctions by the HUD Mortgagee Review Board in accordance with 24 CFR Part &sect;</p> <div> <h4>25.9 (ee) and Part &sect; 203.5 (e)(3).</h4> </div> </div> <div> <h4>Information Collection Requirements</h4> <p>Paperwork reduction information collection requirements contained in this document have been approved by the Office of Management and Budget (OMB) under the Paperwork Reduction Act of 1995 (44 U.S.C. 3501-3520) and assigned OMB Control Number 2502-0464. In accordance with the Paperwork Reduction Act, HUD may not conduct or sponsor, and a person is not required to respond to, a collection of information unless the collection displays a currently valid OMB Control Number.</p> <p>Mortgagees may direct questions or concerns regarding the Department&rsquo;s PFS procedures to the Customer Call Center for HUD&rsquo;s National Servicing Center (NSC). The toll free number is <span class="skype_tb_injection" id="__skype_highlight_id"><span class="skype_tb_injection_left" title="Skype actions" id="__skype_highlight_id_left"><span class="skype_tb_injection_left_img" id="__skype_highlight_id_left_adge" style="background-image: ;"><img class="skype_tb_img_adge" height="11" alt="" style="height: 11px; width: 7px;" /></span><span class="skype_tb_injection_left_img" id="__skype_highlight_id_left_img"><img class="skype_tb_img_flag" alt="" style="width: 16px;" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_arrow" alt="" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /></span></span><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><span class="skype_tb_injection_right" title="Call this phone number in United States of America with Skype: +18882978685" id="__skype_highlight_id_right"><span class="skype_tb_innerText" id="__skype_highlight_id_innerText"><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" />(888) 2...</span><span class="skype_tb_injection_left_img" id="__skype_highlight_id_right_adge" style="background-image: ;"><img class="skype_tb_img_adge" height="11" alt="" style="height: 11px; width: 19px;" /></span></span></span>. Persons with hearing or speech impairments may reach this number via TDD/TTY by calling 1-877-TDD-2HUD (<span class="skype_tb_injection" id="__skype_highlight_id"><span class="skype_tb_injection_left" title="Skype actions" id="__skype_highlight_id_left"><span class="skype_tb_injection_left_img" id="__skype_highlight_id_left_adge" style="background-image: ;"><img class="skype_tb_img_adge" height="11" alt="" style="height: 11px; width: 7px;" /></span><span class="skype_tb_injection_left_img" id="__skype_highlight_id_left_img"><img class="skype_tb_img_flag" alt="" style="width: 16px;" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_arrow" alt="" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /></span></span><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><span class="skype_tb_injection_right" title="Call this phone number in United States of America with Skype: +18778332483" id="__skype_highlight_id_right"><span class="skype_tb_innerText" id="__skype_highlight_id_innerText"><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" />1-877-8...</span><span class="skype_tb_injection_left_img" id="__skype_highlight_id_right_adge" style="background-image: ;"><img class="skype_tb_img_adge" height="11" alt="" style="height: 11px; width: 19px;" /></span></span></span>).</p> <p>Sincerely,</p> <p>__________________________________</p> <p>Brian D. Montgomery</p> <p>Assistant Secretary for Housing-</p> <p>Federal Housing Commissioner Table of Contents Page Pre-foreclosure Sale Introduction</p> <p>A. Loan Default 5</p> <p>B. Mortgagor Qualifications 6</p> <p>C. PFS Program Participation 6</p> <p>D. Financial Analysis 7</p> <p>E. Property Value 8</p> <p>F. Property Condition 8</p> <p>G. Condition of Title 9</p> <p>H. Approval to Participate 10</p> <p>I. Participation Requirements 10</p> <p>J. Contract Approval 11</p> <p>K. Duration of the Pre-Foreclosure Sale Period 13</p> <p>L. Property Inspections 14</p> <p>M. Early Termination 14</p> <p>N. Failure to Complete a PFS 14</p> <p>O. Mortgagee Incentive 14</p> <p>P. Mortgagor Consideration 15</p> <p>Q. Closing and Post Responsibilities 15</p> <p>R. Claim Filing 16</p> <p>S. Reporting Requirements 17</p> <p>T. Erroneous Termination of Mortgage Insurance 17</p> </div> <div> <h4>Pre-Foreclosure Sale Introduction</h4> <p>The Pre-Foreclosure Sale (PFS) option allows mortgagors in default (resulting from an adverse and unavoidable financial situation) to sell their home at FMV and use the sale proceeds to satisfy the mortgage debt even if the proceeds are less than the amount owed. This option is appropriate for mortgagors whose financial situation requires that they sell their home, but they are unable to do so without FHA relief because the gross recovery on the sale of their property (i.e., sales price minus sales expenses) is less than the amount owed on the mortgage. HUD&rsquo;s home retention alternatives such as Special Forbearance, Mortgage Modification, or Partial Claim must first be considered and determined unlikely to succeed due to the mortgagor&rsquo;s financial situation. Mortgagees must maintain supporting documentation to demonstrate that a comprehensive review of the mortgagor&rsquo;s financial records was completed, and that the mortgagor did not have sufficient income to sustain the mortgage. Under no circumstances shall the PFS option be made available to mortgagors who have abandoned their mortgage obligation despite their continued ability to pay.</p> <p>To participate in the program, mortgagors must be willing to make a commitment to actively market their property for a period of 3 months, during which time the mortgagee delays foreclosure action. Mortgagors who successfully sell to a third party within the required time may receive a cash consideration of up to $1,000. Mortgagees also receive a $1,000 incentive for successfully avoiding the foreclosure and complying with all the requirements of this ML. If the property does not sell, mortgagors are encouraged to use the deed-in-lieu of foreclosure (DIL) option, providing the title on the property is marketable. By following procedures and time frames included in this ML, a mortgagee may submit a FHA insurance claim and be compensated for the difference between the sale proceeds and the amount owed on the mortgage (including accrued interest and reimbursable costs).</p> <p>A PFS sale must be an outright sale of the property. If a foreclosure occurs after the mortgagor unsuccessfully participated in the PFS process in good faith, neither the mortgagee nor HUD will pursue the mortgagor for a deficiency judgment.</p> <p>Home Equity Conversion Mortgages (HECM) are not eligible for the PFS Program. The Code of Federal Regulations (CFR) provides special provisions for HECM short sales. Mortgagees should refer to 24 CFR Part &sect; 206.125 (c) or contact HUD&rsquo;s NSC at the address below (Attention: HECM Housing Specialist) or email hecmhelp@hud.gov.</p> <div> <h4>A. Loan Default</h4> <p>At the time the PFS closes, the loan must be in default (i.e., delinquent more than 30 days). Mortgagees may exercise their discretion to accept applications from mortgagors who are current but facing imminent default. However, by the date the PFS settlement occurs, the loan must be in default. Mortgagees should document this decision in the claim review file.</p> </div> <div> <h4>B. Mortgagor Qualifications</h4> <p>The PFS option may be extended to mortgagors who:</p> <ul> <li>Are in default as a result of an adverse and unavoidable financial situation. Adverse and unavoidable financial situations may include but are not limited to loss of job or verifiable income reduction and extensive medical expenses; </li> <li>Have negative equity as determined by an &ldquo;as-is&rdquo; FHA appraisal that indicates a property value less than 100% of the outstanding mortgage balance (including unpaid principal and accrued note rate interest) and any outstanding Partial Claim amounts, which are secured by a subordinate lien and/or a note. A PFS may be considered if the property&rsquo;s &ldquo;as-is&rdquo; appraised FMV slightly exceeds the mortgage payoff figure, but gross sales proceeds fall short of the amount needed to discharge the mortgage by more than $1,000; </li> <li>Are owner-occupants of a one-to-four unit single-family dwelling with a FHA-insured mortgage under Title II of the National Housing Act. Mortgagees are authorized to grant reasonable exceptions to non-occupant borrowers when it can be demonstrated that the need to vacate was related to the cause of default (e.g., job loss, transfer, divorce, death), and the subject property was not purchased as a rental or used as a rental for more than 18 months prior to the mortgagor&rsquo;s acceptance into the PFS Program; </li> <li>Have only one FHA-insured loan. Mortgagees are authorized to make reasonable exceptions for mortgagors who have acquired an FHA-insured property through inheritance or co-signed a FHA-insured loan to further enhance the credit of another mortgagor; or </li> <li>Are not a corporation or partnership (i.e., unless a written request to utilize the PFS has been approved by HUD&rsquo;s National Servicing Center (NSC)). Requests for such approvals should be submitted to: </li> </ul> <p>U.S. Department of Housing and Urban Development National Servicing Center ATTENTION: Branch Chief 301 NW 6th Street, Suite 200 Oklahoma, OK 73102 Phone Number: <span class="skype_tb_injection" id="__skype_highlight_id"><span class="skype_tb_injection_left" title="Skype actions" id="__skype_highlight_id_left"><span class="skype_tb_injection_left_img" id="__skype_highlight_id_left_adge" style="background-image: ;"><img class="skype_tb_img_adge" height="11" alt="" style="height: 11px; width: 7px;" /></span><span class="skype_tb_injection_left_img" id="__skype_highlight_id_left_img"><img class="skype_tb_img_flag" alt="" style="width: 16px;" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_arrow" alt="" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /></span></span><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><span class="skype_tb_injection_right" title="Call this phone number in United States of America with Skype: +18882978685" id="__skype_highlight_id_right"><span class="skype_tb_innerText" id="__skype_highlight_id_innerText"><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" />(888) 297-8685</span><span class="skype_tb_injection_left_img" id="__skype_highlight_id_right_adge" style="background-image: ;"><img class="skype_tb_img_adge" height="11" alt="" style="height: 11px; width: 19px;" /></span></span></span> Fax Number: (405) 609-8405</p> </div> <div> <h4>C. PFS Program Participation</h4> <p>On the 32nd day but, no later than the 60th day of delinquency, the mortgagee shall send the delinquent borrower a pamphlet (HUD-PA-426, How to Avoid Foreclosure) about foreclosure avoidance. This pamphlet provides mortgagors with important information about loss mitigation alternatives, which include the pre-foreclosure sale option.</p> <p>Mortgagees must inform mortgagors of the full spectrum of foreclosure-avoidance options prior to mortgagors&rsquo; participation in the PFS Program. The mortgagee shall also advise that default counseling is available and highly recommended, though not required.</p> <p>A mortgagor who has expressed an interest in the PFS option or who has been identified by the mortgagee as a qualified candidate for the PFS Program must be mailed a copy of the revised Form HUD-90035 (Information/Disclosure). Prior to mailing Form HUD-90035, the mortgagee must add its toll-free or collect telephone number to the form. Form HUD-90035 provides the mortgagor with appropriate PFS disclosures, information on housing counseling, and information about tax consequences. This disclosure form, the aforementioned pamphlet, and other HUD forms can be found on HUDclips at: http://www.hudclips.org.</p> </div> <div> <h4>D. Financial Analysis</h4> <p>Prior to signing Form HUD-90045 (Approval to Participate), the mortgagee must request financial documentation to evaluate the mortgagor&rsquo;s ability to support the mortgage debt. The PFS option may not be offered to mortgagors who have sufficient personal resources to pay off their mortgage commitment.</p> <p>The mortgagee may prescribe the form that the mortgagor must use to submit its financial information. Mortgagors may provide financial information during a telephone interview, electronically, via the regular mail, or in person. Regardless of how the mortgagor&rsquo;s financial information is obtained, the mortgagee must independently verify the financial information. Mortgagors with surplus income and/or other assets are required to re-pay the indebtedness through the use of a repayment plan.</p> <p>The mortgagee must analyze the mortgagor&rsquo;s ability to meet the monthly mortgage obligation by:</p> <ul> <li>Estimating the borrower&rsquo;s fixed monthly expenses (e.g., mortgage payment, food, utilities, car payment, outstanding obligations, etc.); </li> <li>Estimating the borrower&rsquo;s anticipated monthly net income (making necessary adjustments for income fluctuations); and </li> <li>Subtracting expenses from income to determine the amount of surplus income available each month. </li> </ul> <p>If the mortgagee&rsquo;s evaluation indicates that the mortgagor is not eligible for a PFS or another loss mitigation option, the mortgagee must immediately advise the mortgagor of this decision in writing, explaining the reason for denial and giving the mortgagor at least seven calendar days to respond. In the servicing or claim review file, the mortgagee must maintain all evidence (i.e., supporting documentation, including all communication logs) of compliance with HUD&rsquo;s Loss Mitigation Program requirements.</p> </div> <div> <h4>E. Property Value</h4> <p>Properties offered for sale through the PFS Program are to be listed at no less than the &ldquo;As</p> <p>Is&rdquo; value as determined by an appraisal completed in accordance with the requirements of</p> <p>HUD Handbook 4150.2 (Valuation Analysis for Single Family One-to Four-Unit</p> <p>Dwellings). To this end, mortgagees must:</p> <ul> <li>&nbsp; <ul> <li>Obtain a standard electronically-formatted appraisal from an appraiser on FHA&rsquo;s Appraiser Roster. The selected appraiser must not share any business interest with the mortgagor or the mortgagor&rsquo;s agent. Appraisals obtained by the buyer, seller, real estate agent, or other interested parties may not be used to establish the FMV of the property for the PFS Program. It also important to note that: <ol> <li>The appraisal must contain an &ldquo;as-is&rdquo; FMV for the subject property; </li> <li>The appraisal will be valid for six months; and </li> <li>Distress sales may not be used by the appraiser to establish comparable values unless they represent the only comparables within reasonable proximity of the subject property. </li> </ol> </li> </ul> </li> <li>Provide a copy of the appraisal to the homeowner, sales agent, or HUD, upon request. </li> <li>Mortgagees are reminded that in accordance with HUD regulations at 24 CFR Part &sect; </li> </ul> <p>203.365 (c) they are responsible for the accuracy of all documentation used in the PFS decision, including accurate and complete appraisal information.</p> <p>In an effort to ensure that the most current FMV is used for the PFS, a mortgagee may obtain a new FHA appraisal, even if the property was appraised by an FHA Roster Appraiser within the preceding 6 months.</p> <p>To be reimbursed through HUD&rsquo;s claim filing process, the cost of the appraisal must be reasonable and customary for the market area where the appraisal is performed. The appraisal must be retained in the claim/servicing file, even if the PFS is not approved or completed.</p> </div> <div> <h4>F. Property Condition</h4> <p>Properties that have sustained damage may be eligible for the PFS option. If the cause of the damage is fire, flood, earthquake, tornado, boiler explosion (for condominium&rsquo;s only) or mortgagee neglect (i.e., surchargeable damages as defined in 24 CFR Part &sect; 203.378) mortgagees must obtain prior approval from the NSC at the address above. Prior to seeking this approval, the mortgagee must obtain the government&rsquo;s estimate of the cost to repair the surchargeable damage by contacting the HUD Management and Marketing (M&amp;M) Contractor with jurisdiction for the geographic area where the property is located. A list of M&amp;M Contractors can be found on the Internet at: <a href="http://www.hud.gov/offices/hsg/sfh/reo/mm/mmingo.cfm">http://www.hud.gov/offices/hsg/sfh/reo/mm/mmingo.cfm</a>.</p> <p>Upon receipt of the government&rsquo;s repair estimate, the mortgagee must submit a Form HUD-90041 (Request for Variance) to the NSC to obtain the approval needed to enter into a PFS Agreement with the mortgagor.</p> <p>In accordance with 24 CFR Part &sect; 203.379 mortgagees are responsible for the cost of surchargeable property damage. If the property is being sold &ldquo;As Is&rdquo; subject to the damage, the mortgagee will be required to deduct the government&rsquo;s estimate of the cost of the damage from its PFS claim (See Appendix A - Claim Filing Instructions for Item 109).</p> <p>If the property is being sold &ldquo;As Repaired&rdquo; and funds for surchargeable repairs will be escrowed or provided as a credit to the borrower at closing, the amount of the repair escrow or repair credit is not an allowable settlement cost as defined in Section J of this ML and may not be included in the net sales proceeds calculation.</p> <p>If the damage is not surchargeable it is not necessary to obtain approval from NSC prior to approving the PFS Agreement. Regardless of the cause of the damage, the mortgagee must work with the mortgagor to file a hazard insurance claim and either use the proceeds to repair the property or adjust the claim by the amount of the insurance settlement (non-surchargeable damage) or the government&rsquo;s repair cost estimate.</p> <p>Mortgagors are required to disclose any property damage to the mortgagee during the application or after the PFS approval. In the event a property sustains significant damage after a mortgagor has received approval to participate in the PFS program, the mortgagee must re-evaluate the property to determine if it continues to qualify for the PFS Program and terminate participation if the extent of the damage changes the property&rsquo;s FMV. .</p> </div> <div> <h4>G. Condition of Title</h4> <p>All properties sold under the PFS Program must have marketable title. Prior to execution of Form HUD-90045 ( Approval to Participate) the mortgagee must obtain a title search or preliminary report verifying that the title is not impaired with un-resolvable title problems or with junior liens that cannot be discharged as permitted by HUD. If the mortgagee determines that these issues can be resolved, the mortgagor may be accepted into the PFS Program and resolution of said issues may be pursued while the property is being marketed.</p> <p>Frequently, it is in the interest of all parties to facilitate the discharge of secondary liens in order to clear title. In some cases, junior lien holders will release a lien for a partial cash payment or a promissory note from the mortgagor. Mortgagors who have the financial ability to do so must be required to satisfy or obtain release of liens. Additionally, any incentive consideration payable to the mortgagor ($750 to $1,000) may be applied toward discharging liens.</p> <p>If no other source of funds is available after applying the mortgagor&rsquo;s incentive amount, the mortgagee may obligate up to an additional $1,500 - for a total of $2,500 - from sale proceeds towards discharging liens or encumbrances to meet all required ratios.</p> <p>&bull; Title I Liens &ndash; If the first mortgagee discovers that a mortgagor has a HUD Title I (property improvement) loan secured by the property, the first mortgage holder must contact the Title I subordinate lien holder to advise of the mortgagor&rsquo;s participation in a PFS. The first mortgagee may be required to negotiate the release of the lien in order to proceed with a PFS.</p> <p>If the Title I loan has been assigned to HUD, the first mortgagee should contact HUD&rsquo;s Financial Operations Center for guidance. The Center&rsquo;s contact information is as follows:</p> <p>U.S. Department of Housing and Urban Development Financial Operations Center 52 Corporate Circle Albany, New York 12203. 1-800-669-5152/ fax (518) 862-2806</p> <ul> <li>Section 235 Recapture -Mortgagors with Section 235 mortgages may be eligible to participate in the PFS Program. However, the mortgagee must first determine if the loan is subject to recapture as referenced in Chapter 11 of HUD Handbook 4330.1, Rev. 4 (Administration of Insured Home Mortgages). Generally, if the mortgagor has no equity in the property, there will be no recapture amount owed to HUD under the subsidy provisions of the 235 mortgage. If a recapture amount is owed to HUD after completing the calculation, the mortgagee should contact HUD&rsquo;s NSC prior to approving the PFS. </li> <li>Partial Claim &ndash; The partial claim (unpaid subordinate mortgage) amount must be included in the total delinquency when calculations are made. Any outstanding balance on a partial claim note must be deducted from the net sale proceeds based on the tiered structure of 88%, 86% or the minimum of 84% of &ldquo;as-is&rdquo; appraised FMV. </li> </ul> </div> <div> <h4>H. Approval to Participate</h4> <p>After determining that a mortgagor and property meet the participation requirements herein, the mortgagee must notify the mortgagor using Form HUD-90045 (Approval to Participate). The form shall include the date by which the mortgagor&rsquo;s sales contract must be executed.</p> </div> <div> <h4>I. Participation Requirements</h4> <p>A mortgagor must acknowledge their decision to participate in the PFS program by signing and returning Form HUD-90045 (Approval to Participate) to the mortgagee within 7 days of receiving the form. The mortgagor&rsquo;s signature on Form HUD-90045 confirms their agreement to comply with the PFS Program requirements listed below. Mortgagees must monitor the PFS transaction in its entirety to ensure the mortgagors&rsquo; compliance with these requirements and, should terminate a mortgagor&rsquo;s participation in the PFS Program in the event of noncompliance.</p> <ul> <li>Use of Real Estate Broker &ndash; The services of a <a href="http://www.dfwrealestate.info/" target="_blank">real estate broker/agent</a> must be retained to market a property within 7 days of the date the approval to participate is granted. The broker/agent must market the property within the pre-established time frame and list the property for the established sales price. The broker/agent selected should have no conflict of interest with the mortgagor, the mortgagee, the appraiser or the purchaser associated with the PFS transaction. Any conflict of interest, appearance of a conflict, or self-dealing by any of the parties to the transaction is strictly prohibited. A broker/agent shall never be permitted to claim a sales commission on a PFS of his or her own property or that of an immediate family member (e.g., spouse, sibling, parent, or child). </li> <li>Pre-Existing Purchasers &ndash; The requirement to engage a real estate professional does not apply if a mortgagor located a buyer for the property prior to being approved to participate in the PFS Program, providing all PFS requirements are met concerning appraisal requirements and minimum ratios for net sales proceeds. </li> <li>Required Listing Disclosure &ndash; The Listing Agreement must include the cancellation clause which reads as follows: "Seller may cancel this Agreement prior to the ending date of the listing period without advance notice to the Broker, and without payment of a commission or any other consideration if the property is conveyed to the mortgage insurer or the mortgage holder. The sale completion is subject to approval by the mortgagee.&rdquo; </li> <li>Property Maintenance &ndash; Until the PFS transaction has closed, the mortgagor must maintain the property in &ldquo;ready to show&rdquo; condition, make basic property repairs, and perform all normal property maintenance activities (e.g., interior cleaning, lawn maintenance, etc.). </li> <li>Arms-Length Transaction &ndash; Mortgagors and mortgagees must adhere to ethical standards of conduct in their dealings with all parties involved in a PFS transaction. The PFS must be between two unrelated parties and be characterized by a selling price and other conditions that would prevail in a typical real estate sales transaction. </li> <li>Relocation Services &ndash; A relocation service affiliated with the mortgagor's employer may contribute a fixed sum towards the proceeds of the PFS, without altering the arms- length nature of the sale. This contribution simply reduces the shortfall between the proceeds and the amount owed on the mortgage note. As with any other PFS, such a transaction must result in the outright sale of the property and cancellation of the FHA mortgage insurance. </li> </ul> </div> <div> <h4>J. Contract Approval</h4> <p>The mortgagee will have 5 working days from receipt of an executed Contract for Sale to respond back to the mortgagor using the Form HUD-90051 (Sales Contract Review). The PFS transaction must be an outright sale of the premises.</p> <p>No sale by assumption, regardless of provisions for release of liability, may be considered. The contract must not include contingencies that might delay or jeopardize a timely settlement.</p> <p>Before approving any sales contract, the mortgagee must review the sales documentation to determine that there are no hidden terms or special agreements existing between any of the parties involved in the transaction. Additionally, the mortgagee must determine if the property was marketed at the gross offering price (close to FMV) and the minimum net sales proceeds&rsquo; requirements (described herein) have been met. The mortgagee will be liable for any insurance claim overpayment on a PFS transaction that closes with net sales proceeds less than the percentages indicated below.</p> <ul> <li>&nbsp; <ul> <li>Net Sale Proceeds &ndash; Regardless of the property&rsquo;s sale price, a mortgagee may not approve a PFS contract if the net sale proceeds fall below the minimum allowable thresholds stated herein. HUD has established guidelines for varying minimum net sales proceeds based on the length of time a property has been competitively marketed for sale. <ol> <li>For the first 30 days of marketing, mortgagees may only approve offers that will result in minimum net sale proceeds of 88% of the &ldquo;as-is&rdquo; appraised FMV. </li> <li>During the next 30 days of marketing, mortgagees may only approve offers that will result in minimum net sale proceeds of 86% of the &ldquo;as-is&rdquo; appraised FMV. </li> <li>For the duration of the PFS marketing period, mortgagees may only approve offers that will result in minimum net sale proceeds of 84% of the &ldquo;as-is&rdquo; appraised FMV. </li> <li>Mortgagees have the discretion to deny or delay sales where an offer may meet or exceed the 84%, if it is presumed that continued marketing would likely produce a higher sale amount. However, the mortgagee is still limited to 4 to 6 months after the date of the mortgagor&rsquo;s approval to participate in the PFS Program. </li> </ol> </li> </ul> <ul> <li>Allowable Settlement Costs &ndash; The term &ldquo;Net Sale Proceeds&rdquo; is defined as the sales price minus closing/settlement costs (i.e., reasonable and customary costs per jurisdiction that are deducted at settlement). Allowable settlement costs include: <ol> <li>Sales commission consistent with the prevailing rate but, not to exceed 6%; </li> <li>Real estate taxes prorated to the date of closing; </li> <li>Local/state transfer tax stamps and other closing costs customarily paid by the seller including the seller&rsquo;s costs for a title search and owner&rsquo;s title insurance; </li> <li>Consideration payable to seller of $750 or $1,000 (i.e., if such consideration is not used to discharge junior liens); </li> <li>Up to $2,500 to be used for the discharge of junior liens if closing occurs within 90 days. Within 90 days, the first $1,000 represents the mortgagor&rsquo;s consideration and the additional $1,500 represents FHA&rsquo;s consideration for a total of $2,500. If settlement occurs after 90 days, the first $750 represents the mortgagor&rsquo;s consideration and the additional $1,500 represents FHA&rsquo;s consideration for a total of $2,250; </li> <li>Outstanding partial claim amount. This entire amount must be paid when calculating the net sales proceeds. The seller, buyer, or other interested party may contribute the difference if the net sales proceeds&rsquo; amount falls below the allowable threshold; and </li> <li>Up to 1% of the buyer&rsquo;s first mortgage amount if the sale includes FHA financing. </li> </ol> </li> </ul> <ul> <li>Unacceptable Settlement Costs &ndash; The following costs may not be included in the net sales proceeds calculation, however, the seller may use their consideration of $750 or $1,000 for these settlement costs. <ol> <li>Repair reimbursements or allowances; </li> <li>Home Warranty fees; </li> <li>Discount points or loan fees for non FHA-financing; and </li> <li>Lender&rsquo;s Title Insurance fee. </li> </ol> </li> </ul> </li> </ul> </div> <div> <h4>K. Duration of the Pre-Foreclosure Sale Period</h4> <p>Unless an extension has been approved by NSC, mortgagees have 4 months from the date of the mortgagor&rsquo;s approval to participate in the PFS Program. Mortgagees have a pre-approved extension of 2 additional months to complete the PFS if one of the following exists:</p> <ul> <li>The mortgagee is in the Tier 1 category under the Department&rsquo;s Tier Ranking System (TRS); or </li> <li>There is a signed Contract of Sale, but settlement has not occurred by the end of the fourth month following the date of the mortgagor&rsquo;s approval to participate in the PFS Program. </li> </ul> <p>Mortgagees are reminded that, on a monthly basis, they must review a property&rsquo;s marketing status with the mortgagor and/or real estate broker.</p> </div> <div> <h4>L. Property Inspections</h4> <p>Mortgagees have a responsibility to ensure that insured properties are not subject to abandonment or waste, and are required to conduct property inspections on the 45th day following default if there has been no contact with the mortgagor. Property preservation and protection (P&amp;P) inspections are not required during the PFS period if contact with the mortgagor is maintained, unless there is reason to suspect that the property has become vacant. Inspections to verify occupancy are reimbursable using Part C of the Form HUD-27011 (Single Family Application for Insurance Benefits). However, funds expended for P&amp;P work on an occupied property are not reimbursable.</p> </div> <div> <h4>M. Early Termination</h4> <p>A mortgagor may voluntarily terminate participation in the PFS Program at any time. PFS Program participation may also be terminated at the discretion of the mortgagee, for any of the following reasons:</p> <ul> <li>Un-resolvable title problems; </li> <li>Determination that the mortgagor is not acting in good faith to market the property; </li> <li>Significant change in property condition or value; and </li> <li>Re-evaluation of the information provided by the mortgagor indicates that the case does not qualify for the PFS option. </li> </ul> <p>The mortgagee must forward the mortgagor a date-stamped written explanation for terminating his/her program participation. This letter shall also include the &ldquo;end-of-participation&rdquo; date for the mortgagor. The mortgagee must then resume appropriate servicing actions.</p> </div> <div> <h4>N. Failure to Complete a PFS</h4> <p>At the expiration of the PFS period, the mortgagee must re-evaluate available loss mitigation options. If the mortgagor&rsquo;s financial condition has improved to the point that reinstatement is a viable option, the mortgagee may undertake one of the home retention loss mitigation tools. If reinstatement is not feasible, the mortgagee should try to obtain a DIL of foreclosure before commencing foreclosure. An alternate loss mitigation option or first legal action to initiate foreclosure must be completed within 90 days of the expiration of the PFS period. If more than 90 days are needed to complete a DIL or initiate foreclosure or resume foreclosure, mortgagees must follow HUD&rsquo;s standard extension procedures and request an extension from the NSC.</p> </div> <div> <h4>O. Mortgagee Incentive</h4> <p>FHA will pay mortgagees an incentive fee of $1,000 for each completed PFS transaction that complies with all of the requirements in this ML. This fee may be claimed on line 129, Part B of Form HUD-27011.</p> </div> <div> <h4>P. Mortgagor Consideration</h4> <p>Mortgagors, acting in good faith, who successfully sell their properties using this option are relieved of their mortgage obligation and are entitled to a consideration of $750. If the closing occurs within 3 months of the approval to participate, the mortgagor will be entitled to $1,000. Unless the mortgagor&rsquo;s consideration is required to release junior liens, the mortgagor may elect to accept cash paid at closing. The mortgagor may also apply a portion of or the entire amount of consideration to offset sales costs not paid by HUD; including a home warranty plan fee, costs of optional repairs, and buyer&rsquo;s closing expenses. If the PFS is unsuccessful and foreclosure occurs, mortgagors who participate in the PFS Program in good faith will not be pursued for deficiency judgments by the mortgagee or HUD.</p> </div> <div> <h4>Q. Closing and Post Closing Responsibilities</h4> <p>Prior to closing, the mortgagee will provide the closing agent with a Form HUD-90052 (Closing Worksheet) which lists all amounts payable from sale proceeds. The closing agent will calculate the actual net sale proceeds and provide a copy of the Form HUD-1 (Settlement Statement) to the mortgagee. The mortgagee must review the actual terms of the transaction to ensure that they are in accordance with the earlier estimates prior to granting final approval of the PFS. The mortgagee is required to ensure that:</p> <ul> <li>The final terms of sale are consistent with the purchase contract; </li> <li>Only allowable settlement costs have been deducted from the seller&rsquo;s proceeds; </li> <li>The net sales proceeds will be equal to or greater than the allowable thresholds; and </li> <li>The Form HUD-90052 is included in the claim/servicing file. </li> </ul> <p>Once the mortgagee gives final approval for the PFS and the settlement occurs, the closing agent must pay the expenses out of the proceeds, and must forward the net sales proceeds to the mortgagee. The closing agent must also forward a copy of the Form HUD-1 to the mortgagee to be included in the claim/servicing file.</p> <p>A PFS must be reported to national credit bureaus as a &ldquo;short sale&rdquo;. Mortgagees will be responsible for filing a Form 1099-A (Acquisition or Abandonment of Secured Property) with the Internal Revenue Service and reporting any discharge of indebtedness, in accordance with the Internal Revenue Code.</p> </div> <div> <h4>R. Claim Filing</h4> <p>HUD will reimburse the mortgagee for reasonable and customary costs of the appraisal, title search (if not included in the settlement statement), and the allowable percentage of legal fees for a postponed foreclosure, pending completion of the PFS.</p> <p>Disbursements for taxes, assessments, hazard insurance and other allowable items payable before the date of the PFS closing are reimbursable only if they are not satisfied at closing. HUD will not pay property-related costs which were incurred after the PFS closing date.</p> <p>HUD will monitor mortgagees by selecting and reviewing appraisals for risk assessment purposes. Electronic appraisals will be reviewed for accuracy and to ensure that FMVs were used in lieu of distressed sale values. HUD is now requiring mortgagees to enter the FMV in Block 30 on Part A of Form HUD-27011.</p> <p>The consideration paid to the mortgagor and allowable amounts (i.e., which do not exceed $2,500) paid to release all junior liens must be reflected on the Form HUD-1 and must not be included on the Form HUD-27011. The mortgagee&rsquo;s incentive fee must be entered on line 129 of Part B of the Form HUD-27011.</p> <p>Upon receipt of the portion of the sales proceeds designated for mortgage satisfaction, the mortgagee will satisfy the mortgage obligation and file a PFS claim for FHA insurance benefits via Form HUD-27011. The mortgagee must not submit an FHA insurance termination to the Department if a PFS claim will be filed.</p> <p>If the mortgagee began the PFS process timely, then HUD will grant the mortgagee an automatic extension of 90 days after termination of the PFS to initiate another loss mitigation action or undertake the first legal action to institute foreclosure as described in Section &ldquo;N&rdquo; of this ML. To receive the extension, the ending date of the terminated or failed PFS transaction must be entered in Block 21 of Part A of the Form HUD-27011. A date that is no more than 90 days after the date listed in Block 21 must be entered in Block 19, to receive this extension. The claim for insurance benefits, (Parts A and B of Form HUD-27011), should be received by HUD within 30 days after the settlement date of the PFS transaction. If the sale proceeds have not been received from the closing agent, an extension must be requested from the NSC. The expiration date of the approved extension must be recorded in Block 20 on Part A of Form HUD-27011.</p> <p>HUD will hold mortgagees, submitting excessive claims that do not meet the aforementioned required minimum allowable tiered-thresholds of 88%, 86%, or 84%, liable for excessive claim amounts. Claim filing instructions are located in Appendix A and these instructions supersede those found in Chapter 8 of HUD Handbook 4330.1 rev 1 (FHA Single Family Claims) For questions about filing a claim, please send an email to FHA_SFClaims@hud.gov. Mortgagees must include their Servicer Number, FHA Case Number, and a keyword phrase, such as &ldquo;claim filing,&rdquo; &ldquo;claims status,&rdquo; etc., in the e-mail subject line.</p> </div> <div> <h4>S. Reporting Requirements</h4> <p>Mortgagees are required to update HUD&rsquo;s Single Family Default Monitoring System (SFDMS) with 2 default status codes when utilizing the PFS Program. These codes are as follows:</p> <ul> <li>Status Code 15 to indicate that the mortgagor has been accepted into the PFS Program; and </li> <li>Status Code 17 to indicate that the PFS transaction has been completed. </li> </ul> <p>Mortgagees must update SFDMS with Status Code 15 in the month that the mortgagor is approved to participate in the PFS Program. Mortgagees must continue to report the account under Status Code 15 during the entire time that the mortgagor is participating in the PFS Program. Once a PFS is complete (i.e., settlement has occurred and all funds have been received), mortgagees must report the account as Status Code 17 within 30 days of the PFS closing date. However, if no successful PFS transaction occurs and a DIL is obtained, the account should be reported as Status Code 47 in the month the DIL is recorded. Information on additional status codes along with instructions referring to bankruptcy, foreclosure, etc. are included in Mortgagee Letter 2006-15.</p> <p>Mortgagees will be in compliance with HUD&rsquo;s reporting requirements when reporting codes are entered into the SFDMS within the above-prescribed timeframes. If reporting codes are not provided within the prescribed timeframes, the mortgagee will be subject to interest curtailment. Mortgagees are subject to interest curtailment if they do not initiate the PFS transaction or report the initiation of the PFS transaction to <a href="http://www.hud.gov/" target="_blank">HUD</a> via SFDMS timely.</p> </div> <div> <h4>T. Erroneous Termination of Mortgage Insurance</h4> <p>A mortgagee must not submit a Mortgage Insurance Termination in situations where the mortgagee has filed or intends to file a claim for FHA insurance benefits. HUD can only pay FHA mortgage insurance benefits when the mortgage insurance is in an &ldquo;active&rdquo; status. Mortgagees may direct questions or concerns regarding the Department&rsquo;s PFS procedures to the NSC&rsquo;s Customer Service Call Center. The center&rsquo;s toll free number is <span class="skype_tb_injection" id="__skype_highlight_id"><span class="skype_tb_injection_left" title="Skype actions" id="__skype_highlight_id_left"><span class="skype_tb_injection_left_img" id="__skype_highlight_id_left_adge" style="background-image: ;"><img class="skype_tb_img_adge" height="11" alt="" style="height: 11px; width: 7px;" /></span><span class="skype_tb_injection_left_img" id="__skype_highlight_id_left_img"><img class="skype_tb_img_flag" alt="" style="width: 16px;" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_arrow" alt="" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /></span></span><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><span class="skype_tb_injection_right" title="Call this phone number in United States of America with Skype: +18882978685" id="__skype_highlight_id_right"><span class="skype_tb_innerText" id="__skype_highlight_id_innerText"><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" /><img class="skype_tb_img_space" height="1" alt="" style="margin: 0px; padding: 0px; height: 1px; width: 1px;" width="1" />1-8...</span><span class="skype_tb_injection_left_img" id="__skype_highlight_id_right_adge" style="background-image: ;"><img class="skype_tb_img_adge" height="11" alt="" style="height: 11px; width: 19px;" /></span></span></span>.</p> <p>Attachment: Appendix A - Claim Instructions</p> <p>Active Forms:</p> <p>Form <a href="http://factsonforeclosure.com/docs/sellers/short_sale/hud_form_90035_information_sheet.pdf" target="_blank">HUD-90035</a> Information/Disclosure</p> <p>Form HUD-90041 Request for Variance</p> <p>Form <a href="http://factsonforeclosure.com/docs/sellers/short_sale/hud_form_90045_approval_to_participate.pdf" target="_blank">HUD-90045</a> Approval to Participate. Property Sale Information/ Property Occupancy and Maintenance</p> <p>Form <a href="http://factsonforeclosure.com/docs/sellers/short_sale/hud_form_90051_short_sale_contract_review.pdf" target="_blank">HUD-90051</a> Sales Contract Review</p> <p>Form <a href="http://factsonforeclosure.com/docs/sellers/short_sale/hud_form_90052_short_sale_closing_worksheet.pdf" target="_blank">HUD-90052</a> Closing Worksheet</p> <p>Form HUD-27011 Single Family Application for Insurance Benefits</p> </div> </div></blockquote></div><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sun, 13 Dec 2009 20:48:12 -0600 http://activerain.com/blogsview/1383247/changes-to-the-fha-short-sale-process http://activerain.com/blogsview/1383232/planning-for-a-great-2010-selling-springfield-mo-real-estate Planning For A Great 2010 - Selling Springfield Mo Real Estate <p style="text-align: center;"><strong><em>Planning For A Great 2010 - Selling Springfield Mo Real Estate</em></strong></p> <p>I've tried the past few weekends to stay home and plan our business for 2010.&nbsp; However, you know what<img title="Selling Springfield Mo Real Estate" src="http://activerain.com/image_store/uploads/1/6/6/1/9/ar126075783391661.jpg" height="186" alt="Selling Springfield Mo Real Estate" width="376" style="margin: 3px; float: right;" /> they say........<em>plan to do something and the phones will ring and buyers will appear.</em>&nbsp; And they have.&nbsp; It's been a&nbsp;record setting month.</p> <p>December 2009 will be a year we'll never forget.&nbsp; Usually, the market slows, the office is vacant, realtors take vacations or move to new offices.&nbsp; Listing Springfield foreclosures and short sales has been productive for the entire office.&nbsp; Many of these new listings are a result of blogging here in Active Rain.</p> <p>All I have been able to accomplish when it comes to&nbsp;setting new goals and planning for 2010, is I'm looking forward to a new agent (actually a previous team member) joining our team the first of the year.&nbsp; We are working straight through the holidays, trying to catch up and continue to market Springfield short sales.&nbsp;&nbsp; With him coming aboard, we might be able to take a few days off once in a while.</p> <p>We're also&nbsp;searching for a few good full time realtors that want to join a positive, professional, real estate organization and fulfill their business goals selling Springfield Mo homes.</p> <p style="text-align: center;"><strong>Hope you and your company have a great 2010.&nbsp; Happy Holidays.</strong></p> <p>&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sun, 13 Dec 2009 20:40:36 -0600 http://activerain.com/blogsview/1383232/planning-for-a-great-2010-selling-springfield-mo-real-estate http://activerain.com/blogsview/1381983/caring-for-pets-during-the-cold-winter-months Caring For Pets During The Cold Winter Months <p>Getting home early today, I spied a large cold cat sitting on my front porch, all curled up on the front swing.&nbsp; It's rained all day and the poor feline was trying to get out of the rain and cold, before going home.&nbsp; I wasn't sure if it was a stray or a neighbors cat, but my hubby went out and spent time making sure it was ok, before it wandered on home.</p> <p>I just read an article by&nbsp;Lottie Kendall&nbsp;talking about <a href="http://activerain.com/blogsview/1379969/5-tips-for-moving-with-pets-" title="5 Tips for Moving The Pets" target="_blank">Moving With The Pets</a>.&nbsp;She has some great tips on caring for your best friends while starting a new life in a new location.</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 12 Dec 2009 21:14:52 -0600 http://activerain.com/blogsview/1381983/caring-for-pets-during-the-cold-winter-months http://activerain.com/blogsview/1381968/hsa-home-warranties-and-technology-selling-springfield-mo-homes HSA Home Warranties and Technology - Selling Springfield Mo Homes <p><img title="Springfield Mo Homes" src="http://activerain.com/image_store/uploads/4/7/6/1/6/ar126067157661674.jpg" height="91" alt="HSA Home Warranty" width="150" style="float: right;" />Home Warranty's have been around for years and I do not advise closing a home without one....no matter the age of the home.</p> <p>We recently sold a home to a client that is stationed overseas.&nbsp; They bought the home for a rental, did some remodeling and are getting ready to rent it out while they are gone.&nbsp; The seller had not lived in the home for many years and provided the buyer with a home warranty at closing.&nbsp;</p> <p>This evening the new homeowner called and reported the furnace in the new home had quit working.&nbsp; Thanks to the new system we are using (MLS of Springfield Transaction Desk), I was able to look up the closed file, find the HSA Warranty account number and phone number and give it to the homeowner already back overseas......all without leaving the comfort of my home.</p> <p>Technology is wonderful.&nbsp; Home Warranties are life savers.&nbsp; The home should have a technicial quickly and the new homeowner is greatful they are not out a lot of money.</p> <p>&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 12 Dec 2009 20:37:47 -0600 http://activerain.com/blogsview/1381968/hsa-home-warranties-and-technology-selling-springfield-mo-homes http://activerain.com/blogsview/1377345/are-you-asking-for-referrals-your-springfield-real-estate-referral-base Are You Asking For Referrals- Your Springfield Real Estate Referral Base <p>Are You Asking For Referrals from your clients?&nbsp; Normally, I do when I'm growing my Springfield referral base.&nbsp; It's one of the best ways to increase your business and obtain new leads.&nbsp; I also have " We Love Referrals" on our business cards.</p> <p>One of my clients unexpectedly stopped by the office today to check on his contract.&nbsp; He is closing in a week and just<img title="Welcome To Re/Max Solutions" src="http://activerain.com/image_store/uploads/5/5/4/7/6/ar126041169167455.gif" height="174" alt="Welcome To Re/Max Solutions" width="216" style="margin: 3px; float: right;" /> wanted to be reassured his home was closing.&nbsp; He was referred to me last year, from a client that was moving to Ohio.</p> <p>I made a few phone calls and gave him peace of mind and thought he would be on his way.&nbsp; But, he didn't have much to do, so after a cup of coffee, he continued to hang around.&nbsp; Then my hubby, stopped by and the two of them had a great time.&nbsp; I excused myself and started answering the phone.</p> <p>Before he left, he came back to me and requested additional cards.&nbsp; He wanted to hand them out to friends he knew before he&nbsp;leaves town.&nbsp; I gladly gave him what he needed and he was off to deliver my cards.&nbsp;</p> <p>Know what I forgot to do?&nbsp; I knew he was moving to another state and never once thought he could be a great person to ask for referrals!&nbsp;</p> <p style="text-align: center;"><strong><em>Do you ask for referrals?</em></strong></p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Wed, 09 Dec 2009 20:29:49 -0600 http://activerain.com/blogsview/1377345/are-you-asking-for-referrals-your-springfield-real-estate-referral-base http://activerain.com/blogsview/1375492/business-networking-group-better-to-give-than-receive- Business Networking Group - Better To Give Than Receive? <p>Business Networking Group - Better To Give Than Receive?</p> <p>After attending&nbsp;an Ozark&nbsp;business networking group with my daughter&nbsp;for the first time, I was pleased to see many familiar business owners<img title="Merry Christmas" src="http://activerain.com/image_store/uploads/5/7/1/4/6/ar126032401964175.jpg" height="100" alt="Merry Christmas" width="98" style="margin: 3px; float: right;" /> that I knew.&nbsp;</p> <p>As the meeting progressed, their main objective, I realized, was they were all there to give referrals.......not to receive.&nbsp; I assumed they were there to receive business.&nbsp; &nbsp;And they are required to bring something of value to the table once a week.&nbsp; Missing more than 3 meetings in a 6 month period, is an automatic dismissal.........that's where I come in.&nbsp; I'm the stand-in for my daughter.</p> <p>What a wonderful concept........giving valuable information to someone to help them increase their business.&nbsp;&nbsp;It's been around for years.&nbsp; With the right group of business owners, focused on the same goals, imagine what an impact this could make on the City of Ozark......&nbsp;Christian County.......Missouri..... America.....and the world.</p> <p>&nbsp;And this time of year, this concept brings more value to the meaning of the holiday season:&nbsp; <em><strong>It&nbsp;is always better to give than receive.</strong></em>&nbsp; Something many of us forget from time to time.</p> <p style="text-align: center;"><em><strong>Happy Holidays!</strong></em></p> <p>&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Tue, 08 Dec 2009 20:33:25 -0600 http://activerain.com/blogsview/1375492/business-networking-group-better-to-give-than-receive- http://activerain.com/blogsview/1370812/beneficial-short-sale-changes-are-coming-new-home-affordable-foreclosure-guidelines Beneficial Short Sale Changes Are Coming - New Home Affordable Foreclosure Guidelines <p> <p style="text-align: center;"><em><strong>I'm looking forward to the changes in the Home Affordable Foreclosure Alternatives</strong></em></p> <p>Working&nbsp;Springfield short sales this year has been a trying time, yet rewarding when we successfully close a transaction.&nbsp; I am pleased to see new guidlines that will take effect in April, 2010 that will expedite the short sale process.</p> <p>Many homeowners bury their heads in the sand thinking there is no alternative to foreclosure and never try to save their credit.&nbsp; Yet, today's market is allowing homeowners to successfully sell their homes and mend their credit.&nbsp; Here are a few of the new guidelines:</p> <p> <p> <table bgcolor="#ffff66" cellspacing="0" border="1" cellpadding="0" style="width: 360px; height: 337px;"> <tbody> <tr> <td>&nbsp;1.&nbsp; The property must be listed with a licensed real estate professional who regularly does business in the community where the home is located. <p>&nbsp;2.&nbsp; The home must be marketed at a list price approved by the servicer or an acceptable sale proceeds, minus allowable costs acceptable by the servicer.</p> <p>3.&nbsp; The real estate commission that may be paid, not to exceed 6% of the contract sales price.</p> <p>4.&nbsp; Authorization by the borrower authorizing the servicer to speak to other parties on behalf of the borrower in order to complete the transaction.</p> <p>5.&nbsp; Notice that the sale is an arm's lenth transaction and that the purchaser may not sell the property within 90 days of closing.</p> <p>6.&nbsp; Upon successfully closing a short sale, the borrower will be released from all liability for repayment of the first mortgage debt.</p> <p>7.&nbsp; Upon successfully closing, the borrower will be entitled to a $1,500 relocation incentive, which will be deducted from the proceeds at closing.</p> </td> </tr> </tbody> </table> </p> <p>If you are a homeowner struggling to keep your home from foreclosure, we can help.&nbsp; Just call or email and we'll stop by.</p> </p> </p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sun, 06 Dec 2009 21:20:25 -0600 http://activerain.com/blogsview/1370812/beneficial-short-sale-changes-are-coming-new-home-affordable-foreclosure-guidelines http://activerain.com/blogsview/1370520/100-financing-for-springfield-mo-real-estate-usda-rural-development-loan-program-no-down-payment-no-monthly-mortgage-insurance 100% Financing for Springfield Mo Real Estate - USDA Rural Development Loan Program - No Down Payment - No Monthly Mortgage Insurance <p>I recently read an article by Darren Stewart about the possibility of purchasing a home with no money down and no monthly mortgage insurance.&nbsp; Missouri's USDA Rural development program is still a wonderful program for buyers that are short on down payment money.&nbsp;&nbsp; Here's a short version of his post.</p> <p>Communities such as Ozark, Repubic, Willard, Rogersville, Strafford, Bolivar and Fair Grove are eligible for this program.&nbsp; Springfield, Nixa and Battlefield Missouri are not eligible</p> <p>Interest rates are 30 year fixed morgages, no payback penalties or tax recapture for the Guaranteeed Program.&nbsp;</p> <p style="text-align: center;"><strong><a href="http://activerain.com/blogsview/1368056/100-financing-usda-rural-development-loan-program-no-down-payment-no-monthly-mortgage-insurance-" title="100% Financing Available for Springfield Real Estate" target="_blank">Read Darren's post.</a></strong></p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 05 Dec 2009 21:50:16 -0600 http://activerain.com/blogsview/1370520/100-financing-for-springfield-mo-real-estate-usda-rural-development-loan-program-no-down-payment-no-monthly-mortgage-insurance http://activerain.com/blogsview/1370492/expanded-tax-credit-what-has-changed-with-the-new-law- Expanded Tax Credit - What Has Changed With The New Law? <p style="text-align: center;"><strong>Expanded Tax Credit&nbsp; - What Has Changed With The New Law?</strong></p> <p>Springfield Mo homes for sale just became more profitable.&nbsp; Now, home sellers and buyers in the Springfield real estate market welcome the news that Congress added new changes to the Home Buyer's tax credit to help the economy to get a jump start.&nbsp; First time home buyers have until mid-next year to purchase a home and also creadte a tax credit for repeat buyers.</p> <p>Some of the changes are:</p> <p><strong>Deadline:</strong>&nbsp; Buyers must have a contract to purchase a residence in place before May 1 2010, and the deal must close before July 1, 2010 in order to take advantage of the tax credits.</p> <p><strong>Sale Price Limit :</strong> A ceiling has now been set for the sales price of homes eligible for the tax credit. For purchases made after Nov. 6, the tax credit is only available for any homes costing less than $800,000</p> <p><strong>$6,500 Credit for Repeat Buyers :</strong> Homeowners who have lived in the same home for five consecutive years out of the past eight can qualify for a tax credit up to $6500.&nbsp; The new home does not necessarily need to be a single-family home.&nbsp; Also, the home does not have to cost more than their existing home.&nbsp; Homes purchased prior to November 6, 2009 are not eligible.</p> <p>&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 05 Dec 2009 21:19:35 -0600 http://activerain.com/blogsview/1370492/expanded-tax-credit-what-has-changed-with-the-new-law- http://activerain.com/blogsview/1370444/being-in-the-right-place-to-sell-springfield-real-estate-vintage-hills-estates Being In The Right Place To sell Springfield Real Estate - Vintage Hills Estates <p>Our Springfield Real Estate market is full of&nbsp;buyers and sellers......It's about being in the right place at the right time to sell Springfield Real Estate.</p> <p><img title="Springfield Mo Foreclosures - 4596 Minota, Springfield" src="http://activerain.com/image_store/uploads/8/3/8/6/8/ar126006598086838.jpg" height="225" alt="4596 Minota, Springfield" width="300" style="margin: 3px; float: right;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>Running errands in all over Springfield today, my hubby and I stopped by a new listing at 4596 W Minota, in Vintage Hills Estates, &nbsp;to make sure the signs and lockbox&nbsp;was up and ended up showing the home to a couple just getting ready to put their home on the market.&nbsp;</p> <p>I let them know the home is already under contract (2 days on the market), but there was another home next door that was available.</p> <p>&nbsp;</p> <p><strong></strong></p> <p>&nbsp;</p> <p>&nbsp;</p> <p><img title="Springfield Mo Foreclosure - 4584 W Minota, Springfield" src="http://activerain.com/image_store/uploads/8/9/7/5/3/ar12600664135798.jpg" height="225" alt="4584 W Minota, Springfield, Mo" width="300" style="margin: 3px; float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>The next&nbsp;home was a little to large for them.......they are wanting to downsize.&nbsp; The economy is scaring them and hey, like so many of us today, believe the worst is not yet over.&nbsp; So we exchanged information and I'll contact them next week to preview their home.</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: center;"><strong>It pays to tour Springfield Mo real estate and homes for sale.</strong></p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 05 Dec 2009 20:42:47 -0600 http://activerain.com/blogsview/1370444/being-in-the-right-place-to-sell-springfield-real-estate-vintage-hills-estates http://activerain.com/blogsview/1370388/another-springfield-short-sale-successfully-closed-springfield-mo-real-estate Another Springfield Short Sale Successfully Closed - Springfield Mo Real Estate <p style="text-align: center;"><strong>Another Springfield Short Sale Successfully Closed!</strong></p> <p style="text-align: left;">Springfield is slowly beginning to accept short sales as an alternative to foreclosure.&nbsp; And with the large number of homeowners still in need of saving their homes, word isn't spreading fast enough.</p> <p style="text-align: left;"><img title="3147 W Kingsley, Springfield" src="http://activerain.com/image_store/uploads/4/9/5/9/9/ar126006401699594.jpg" height="200" alt="Springfield Short Sale Successfully Closed" width="300" style="margin: 3px; float: right;" /></p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">This home was a little difficult to sell.&nbsp; The tenant refused to allow the home to be shown.&nbsp; After finally getting him to evacuate the home, we quickly received an offer.&nbsp;</p> <p style="text-align: left;">However, the bank decided to start the foreclosure process and the day of foreclosure, we were able to get it postponed.</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">With the patience of great buyers, we avoided foreclosure.&nbsp; YEAH!&nbsp; Now, off to save another short sale!&nbsp; If you need a helping hand to short sale your home, I'd be glad to help.</p> <p style="text-align: center;"><strong>Happy Holidays Mr. Seller</strong></p> <p style="text-align: center;"><strong><img title="Happy Holidays" src="http://activerain.com/image_store/uploads/2/2/4/5/3/ar126006478735422.jpg" height="133" alt="Happy Holidays" width="200" style="margin: 3px; vertical-align: middle;" /></strong></p> <p style="text-align: left;">&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 05 Dec 2009 20:04:39 -0600 http://activerain.com/blogsview/1370388/another-springfield-short-sale-successfully-closed-springfield-mo-real-estate http://activerain.com/blogsview/1370325/marketing-springfield-mo-homes-for-sale-during-the-holidays-you-re-the-smart-ones- Marketing Springfield Mo Homes For Sale During The Holidays - You're The Smart Ones! <p style="text-align: center;"><strong>Marketing Springfield Mo Homes For Sale During The Holidays - You're The Smart Ones!</strong></p> <p style="text-align: center;"><img title="3406 N 10th Street, Ozark" src="http://activerain.com/image_store/uploads/8/3/4/3/6/ar126006111863438.jpg" height="300" alt="3406 N 10th Street, Ozark" width="400" style="margin: 5px; vertical-align: middle;" /></p> <p>&nbsp;</p> <p>Springfield real estate always slows during the holidays and most sellers don't want to be bothered having their homes shown or moving.&nbsp; But this year, with the government incentive programs available, this may be the best winter ever.</p> <p>Instead of taking your home off the market, leave it on.&nbsp; Take advantage of the smaller inventory.&nbsp; Buyers will continue to look for the best homes a the best prices.&nbsp; Foreclosures and short sales will continue to be the most popular home, so make yours as appealing.&nbsp;</p> <p>Show off the best amenities with the holiday decorations.&nbsp; Build a cozy fire in the fireplace, provide the aroma of the season, then sit back and let the buyers fall in love with the home.&nbsp;</p> <p style="text-align: center;"><strong><img title="Happy Holidays Springfield Mo Real Estate" src="http://activerain.com/image_store/uploads/6/1/2/2/4/ar126006152542216.jpg" height="72" alt="Happy Holidays Springfield Mo Real Estate" width="79" style="margin: 3px; float: left;" />Happy Holidays and Happy House Selling!</strong></p> <p>&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 05 Dec 2009 19:07:06 -0600 http://activerain.com/blogsview/1370325/marketing-springfield-mo-homes-for-sale-during-the-holidays-you-re-the-smart-ones- http://activerain.com/blogsview/1360322/ozark-mo-real-estate-market-report-october-2009-single-family-home-sales Ozark Mo Real Estate Market Report - October 2009 Single Family Home Sales <p style="text-align: center;"><strong>Springfield&nbsp;Mo Real Estate Market Report - October 2009 Single Family Homes Sales</strong></p> <p>&nbsp;Thanksgiving is over and Christmas will soon be upon us.&nbsp; Our weather continues to be mild for this time of year, but I hear we are in for colder weather.&nbsp; With changing weather, comes a slow down in the market.</p> <p>The number of new listings have decreased, number of days still remain the same, with the average sold price still down.&nbsp; SW Springfield had the most sales....115 for the month of October, 2009.&nbsp; Christian County came in second with 79 sales.</p> <p>First time home buyers are taking advantage of the $8000 government rebate, with average sold price of $125,786.</p> <p>&nbsp;</p> <p> <p> <table cellspacing="0" border="1" cellpadding="0" width="376" style="BORDER-BOTTOM: medium none; BORDER-LEFT: medium none; WIDTH: 282.15pt; BORDER-COLLAPSE: collapse; MARGIN-LEFT: 0.25pt; BORDER-TOP: medium none; BORDER-RIGHT: medium none;"> <tbody> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: black; HEIGHT: 12.75pt; BORDER-TOP: teal 1.5pt solid; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">October</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: black; HEIGHT: 12.75pt; BORDER-TOP: teal 1.5pt solid; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Arial; color: white; font-size: 10pt;">2009</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: black; HEIGHT: 12.75pt; BORDER-TOP: teal 1.5pt solid; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Arial; color: white; font-size: 10pt;">2008</span></em></strong></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">Number of homes currently on the market:</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">4902</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">5477</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">Average Active List Price:</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;">&nbsp;</p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">200797</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">New listings on the market in October:</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">1,133</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">1,267</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">New listing average list price:</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">149,336</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">174,910</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">Number of homes closing escrow (sold):</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">606</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">457</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">Average Sold Price:</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">125,786</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">135,757</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;"><strong><em><span style="font-family: Verdana; color: white; font-size: 8pt;">Average Days on Market:</span></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">75</span></p> </td> <td width="56" style="BORDER-BOTTOM: aqua 0.75pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;"><span style="font-family: Arial; color: white; font-size: 10pt;">71</span></p> </td> </tr> <tr style="height: 12.75pt;"> <td width="265" style="BORDER-BOTTOM: teal 1.5pt solid; BORDER-LEFT: teal 1.5pt solid; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 198.65pt; PADDING-RIGHT: 0.5pt; BACKGROUND: navy; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="MARGIN: 0in 0in 0pt;">&nbsp;<strong><em></em></strong></p> </td> <td width="56" style="BORDER-BOTTOM: teal 1.5pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0.5pt; WIDTH: 41.75pt; PADDING-RIGHT: 0.5pt; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: #d4d0c8; PADDING-TOP: 0.5pt;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;">&nbsp;</p> </td> <td width="56" style="BORDER-BOTTOM: teal 1.5pt solid; BORDER-LEFT: #d4d0c8; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; WIDTH: 41.75pt; PADDING-RIGHT: 0in; BACKGROUND: teal; HEIGHT: 12.75pt; BORDER-TOP: #d4d0c8; BORDER-RIGHT: teal 1.5pt solid; PADDING-TOP: 0in;"> <p class="MsoNormal" style="TEXT-ALIGN: right; MARGIN: 0in 0in 0pt;">&nbsp;</p> </td> </tr> </tbody> </table> <p>Home sales are up considerably compared to 2008.&nbsp;&nbsp;Interest rates are still tettering around five percent on conventional mortgages.&nbsp; Real estate can't get any better than this.&nbsp; If you are considering&nbsp;purchasing a Springfield home, take advantage of one of the best markets we've ever had.&nbsp; Buy&nbsp;while&nbsp;home prices are low and consider buying in Greene or Christian Counties.&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> </p> </p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Mon, 30 Nov 2009 21:28:08 -0600 http://activerain.com/blogsview/1360322/ozark-mo-real-estate-market-report-october-2009-single-family-home-sales http://activerain.com/blogsview/1359179/casa-grande-drive-north-valley-estates-open-house-springfield-mo-real-estate Casa Grande Drive - North Valley Estates Open House - Springfield Mo Real Estate <p style="text-align: center;"><strong>Casa Grande Drive - North Valley Estates Open House - Springfield Mo Real Estate</strong></p> <p>Here's a sneak preview of eight homes we will be marketing this week in North Valley Estates.&nbsp; North Valley Estates is a newer subdivision on the northwest side of Springfield.&nbsp; Prices will start from $105,000 - $115,000.&nbsp; Open house will be in a few weeks, giving us time to spruce up these foreclosures.&nbsp;</p> <p><img title="Casa Grande Home" src="http://activerain.com/image_store/uploads/2/9/7/2/0/ar12595032702792.JPG" height="225" alt="Casa Grande Home" width="300" style="margin: 3px; float: left;" /></p> <p><img title="Casa Grande Home" src="http://activerain.com/image_store/uploads/9/1/5/1/4/ar125950353541519.jpg" height="225" alt="Casa Grande Home" width="300" style="margin: 3px; float: left;" /></p> <p><img title="North Valley Estates Home with a Covered Patio" src="http://activerain.com/image_store/uploads/6/9/3/9/1/ar125955411519396.jpg" height="225" alt="North Valley Estates Home with a Covered Patio" width="300" style="margin: 3px; float: right;" />&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: center;">There will be a few 3 bedrooms, but the majority of them are 4 bedrooms.&nbsp; Seven of the eight homes are ranch style homes.&nbsp; One has a finished walkout basement<strong>.</strong></p> <p style="text-align: center;"><strong>If you are planning to purchase a home in Springfield, take a look at these great homes.&nbsp; Call and we will be happy to help you with your real estate needs.</strong></p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sun, 29 Nov 2009 22:20:54 -0600 http://activerain.com/blogsview/1359179/casa-grande-drive-north-valley-estates-open-house-springfield-mo-real-estate http://activerain.com/blogsview/1358912/the-government-will-pay-you-to-buy-a-home-really- The Government will pay you to buy a home. Really!!! <p><p>Thinking of buying Springfield Missouri Real Estate?&nbsp; First Time Home Buyers can still earn up to $8000 from the Government.&nbsp; Rural Development loans can still buy with no money down.&nbsp; Read what Jay has to say.</p></p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1358793/the-government-will-pay-you-to-buy-a-home-really-">Jay Beckingham (Allied Home Mortgage Capital Corp.)</a></b>:<br/><blockquote><p><em>Okay, here's the deal. It's actually quite simple. You must meet some basic criteria.</em></p> <p><strong><em>You must qualify for VA or USDA/Rural Housing 100% financing.</em></strong></p> <p><strong><em>In the case of VA, the seller must agree to pay your closing costs.</em></strong></p> <p><strong><em>In the case of USDA/Rural housing, either the seller must agree to pay your closing costs, or&nbsp;you must be able to finance them into the mortgage.</em></strong></p> <p><em>USDA/Rural Housing will allow you to finance the closing costs if the appraisal will bare it.</em></p> <p><em>If you can meet these criteria there is only one more requirement.</em></p> <p><strong><em>You must meet the criteria to qualify for the&nbsp;Homebuyers Tax Credit.</em></strong></p> <p><em>Let's sum this up.</em></p> <p><strong><em>You got a 100% government loan with no out of pocket $$$$$'s.</em></strong></p> <p><strong>Check.</strong></p> <p><strong><em>You got a government rebate for purchasing the home.</em></strong></p> <p><strong>Check. (literally)</strong></p> <p>Conclusion;</p> <p><strong>The Government paid you to buy a home!</strong></p> <p><strong>Do you think they know that they're doing this?</strong></p> <p><strong><em>Merry Christmas and happy shopping!</em></strong></p> <p><em></em></p> <p><strong><em></em></strong></p> <p><strong><em></em></strong></p> <p><em></em></p> <p><em></em></p></blockquote></div><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 28 Nov 2009 21:32:45 -0600 http://activerain.com/blogsview/1358912/the-government-will-pay-you-to-buy-a-home-really- http://activerain.com/blogsview/1358909/welcome-to-springfield-missouri-a-tour-down-memory-lane-springfield-mo-real-estate- Welcome To Springfield Missouri - A Tour Down Memory Lane - Springfield Mo Real Estate <p style="text-align: center;"><strong>Welcome To Springfield Missouri - A Tour Down Memory Lane - Visiting Springfield Mo Real Estate</strong></p> <p>My daughter and her family were here for Thanksgiving this week, so today we took a tour through Springfield to show her the many changes that have taken place since she moved away over 10 years ago.</p> <p><img title="Lexington Square" src="http://activerain.com/image_store/uploads/7/3/2/5/9/ar125946134595237.JPG" height="225" alt="Lexington Square" width="300" style="margin: 3px; float: right;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>We started at Springfield Lake capturing the beauty of the calm lake and the new subdivisions that surround it now.&nbsp; Lexington Square was one of the many new subdivisions that have developed in the past few years.</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>We traveled up National Avenue, where we stopped to view <a href="http://www.missouristate.edu/" title="Missouri State University" target="_blank">Missouri State University</a> and the new stadium.&nbsp; My grandson is turning 16 soon and is beginning to look for a college he will be attending.&nbsp; Near the university, we passed the <a href="http://jqharena.missouristate.edu/" title="John Q Hammons Arena" target="_blank">John Q Hammons arena</a>.&nbsp;Home of the Bears and Lady Bears Basketball, it is also used for&nbsp;concerts and special events.</p> <p>John Q Hammons has blessed the city of Springfield with so many great buildings, along with the <a href="http://www.ballparkreviews.com/springmo/springmo.htm" title="Hammons Field" target="_blank">Hammons Field</a> and <a href="http://www.springfieldmo.gov/jvp/" title="Jordon Valley Park" target="_blank">Jordon Valley Park.</a></p> <p><img title="Hammons Field" src="http://activerain.com/image_store/uploads/5/7/2/9/1/ar125946304019275.JPG" height="225" alt="Hammons Field" width="300" style="margin: 3px; float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>Springfield is one of the greatest cities in the Midwest to raise a family or retire.&nbsp; Someday my daughter and her family would like to move back.&nbsp; For now, they settled for a tour of Springfield and all the new real estate improvements.</p> <p>If you are planning a move, check our Springfield real estate.&nbsp; We will be happy to help you with all your real estate needs.</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 28 Nov 2009 21:23:24 -0600 http://activerain.com/blogsview/1358909/welcome-to-springfield-missouri-a-tour-down-memory-lane-springfield-mo-real-estate- http://activerain.com/blogsview/1358019/a-day-off-from-springfield-real-estate-black-friday-real-estate A Day Off From Springfield Real Estate - Black Friday Real Estate <p style="text-align: center;"><strong>Taking a day off during the holidays away from Springfield Mo real estate.</strong></p> <p>Usually this time of year our website starts slowing down.&nbsp; Sellers and buyers are out shopping, (yesterday was Black Friday) families are all gathering together to enjoy their time together, and real estate is set aside.&nbsp;</p> <p>With a large number of listings that we are placing on the market this week, we will be trying to catch up to the tasks ahead of us.&nbsp;</p> <p>New buyers are in town to look at moving to the Springfield area.&nbsp; Sellers are calling to put their home on the market.&nbsp; Offers are coming in on existing listings.&nbsp; Many of our agents have worked through the holidays, with no complaints.&nbsp; You would think we were having our own Black Friday real estate.</p> <p>Here's a sneak peak at one of the listings in the White Oaks Subdivision.<img title="457 Sequoia, Republic, Mo" src="http://activerain.com/image_store/uploads/9/2/1/0/3/ar125941571730129.JPG" height="225" alt="457 Sequoia, Republic, Mo" width="300" style="margin: 3px; float: right;" /></p> <p>With approximately 2500 Square Feet, all brick, 4 bedroom, 2 1/2 baths, open floor plan, 3 car garage, and only 2 years old.</p> <p>With low interest rates, first time home buyers rebates and existing home buyers rebates, there is no better time to purchase a home.</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 28 Nov 2009 20:01:58 -0600 http://activerain.com/blogsview/1358019/a-day-off-from-springfield-real-estate-black-friday-real-estate http://activerain.com/blogsview/1358038/six-marketing-strategy-caveats-for-real-estate-agents Six Marketing Strategy Caveats for Real Estate Agents <p><p>For many real estate agents, today's market forces us to try anything to increase our business.&nbsp; We forget from time to time, some of the basic steps in real estate.&nbsp; Chris has six great tips to help us focus on our business.</p></p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1357278/six-marketing-strategy-caveats-for-real-estate-agents">Chris Brunner - GreatFX Business Cards (GreatFX Business Cards)</a></b>:<br/><blockquote><p><img title="Marketing Strategy" src="http://activerain.com/image_store/uploads/9/0/1/0/5/ar12593471350109.jpg" height="154" alt="Marketing Plan" style="border: 2px solid black; float: right; margin-left: 10px; margin-right: 10px;" width="231" />As a hard working real estate agent, you may find it easy to get wrapped up in the hype of a new marketing method that promises quick payoff with possibly little cash (or even a lot of cash!)&nbsp;</p> <p>With so many choices, so many ways of marketing listings and yourself, you may feel compelled to dump what you've been doing and jump right in to something new.&nbsp; Tread lightly, make sure you have a plan in place moving forward.&nbsp; Here are some simple tips for use when you are contemplating trying something new:</p> <p><em><strong>1) If it isn&rsquo;t broke, don&rsquo;t fix it.</strong></em></p> <p>If what you've got going is working well, why change?&nbsp; I admit it's good to try new things, but be careful not to abandon what you've already got.&nbsp; The saying goes, you don't know what you've got until it's gone applies.</p> <p>As an alternative, test different approaches for a small segment of your marketing list.&nbsp; I tend to believe that 10% is a good number to test on.&nbsp; Run a campaign and gauge the results.&nbsp; If successful, apply this tactic to increasingly more of your list.</p> <p><em><strong>2) Measure your results to determine what works best for you and your situation.<br /></strong></em></p> <p>It is imperative with any marketing campaign to accurately measure results.&nbsp; How could you possibly make a good decision as to what is and is not working if you don't have accurate figures?</p> <p><img title="Developing a Marketing Plan" src="http://activerain.com/image_store/uploads/7/4/1/0/7/ar125934719070147.jpg" height="154" alt="Developing a Marketing Strategy" style="border: 2px solid black; float: right; margin-left: 10px; margin-right: 10px;" width="231" /><em><strong>3) Marketing isn&rsquo;t just about the numbers.</strong></em></p> <p>Remember that sometimes a successful marketing campaign may not work immediately.&nbsp; Patience is virtue, stay the course and give your plan time to play out.&nbsp; Premature stops or changes can ruin something potentially good, and you may never know about it!&nbsp; Even if you don't get more money from your campaign, ask yourself if it is helping in another area such as increasing the longevity of your business, or helping your clients in a big way.</p> <p><em><strong>4) If it sounds too good to be true, it probably is.</strong></em></p> <p>If you read testimonials on a marketing method, please take them with a grain of salt.&nbsp; Testimonials are dime a dozen, can be fabricated and doesn't give you an accurate gauge of true success.&nbsp;&nbsp; Unless you actually KNOW someone who has had success, don't trust testimonials.&nbsp; Use common sense when gauging something new.</p> <p><em><strong>5) It&rsquo;s ok to try new tactics, just don't abandon the marketing efforts of your past that you know get results.</strong></em></p> <p>The 10% rule works well here.&nbsp; Spend 90% of your time and money on campaigns that you know do well, use the other 10% for experimental work.&nbsp; This way you can try new things without breaking the bank (or yourself!)</p> <p><em><strong>6) Have a plan for the plan.</strong></em></p> <p>Before you do anything else, map out how you intend to execute your new plan and how you intend on measuring results.&nbsp; Develop an entry and exit strategy for your marketing plan.&nbsp; Think of a few ways that you may be able to make slight adjustments along the way to maximize your effectiveness.</p> <p><strong>Helpful Links: <br /></strong></p> <p><strong>&curren; <a href="http://www.knowthis.com/principles-of-marketing-tutorials/how-to-write-a-marketing-plan/" title="How to Write a Marketing Plan" target="_blank">How to Write a Marketing Plan</a><br /><br />&curren; <a href="http://www.infotoday.com/mls/jun99/how-to.htm" title="Write a Marketing Plan" target="_blank">Write a Marketing Plan</a></strong></p> <p><strong>&curren; <a href="http://marketing.about.com/cs/advertising/ht/5steps2strategy.htm" title="Develop a Marketing Strategy" target="_blank">Develop a Marketing Strategy</a></strong></p><div class="agent_signature"><p>-------------------------------------------------------------------------------------------------------------</p> <p><img src="http://activerain.com/image_store/uploads/6/9/4/7/8/ar125807432187496.gif" height="104" alt="" width="119" style="float: left; margin-left: 10px; margin-right: 10px;" /><span style="font-size: 10;">Chris Brunner is an aspring real estate agent/investor and owner/developer of <strong><br />GreatFX Business Cards</strong>, a top destination for online printing services.</span></p> <p><span style="font-size: 10;">GreatFX offers thick card stock paper, photo-quality color, free glossy or matte coatings and eco-friendly soy-base inks.&nbsp; Stop paying too much for cards.&nbsp; Advance your marketing efforts, <a href="http://www.greatfxbusinesscards.com/coated.htm" title="Business Cards" target="_blank">design business cards</a><a href="http://www.greatfxbusinesscards.com/coated.htm" title="Business Cards" target="_blank"> online</a> today!</span></p> <p style="text-align: left;"><strong>Copyright &copy; 2009 by Christopher J. Brunner, All Rights Reserved.</strong></p></div></blockquote></div><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 28 Nov 2009 07:59:37 -0600 http://activerain.com/blogsview/1358038/six-marketing-strategy-caveats-for-real-estate-agents http://activerain.com/blogsview/1352976/top-5-reasons-to-list-your-springfield-home-during-the-holidays Top 5 Reasons to List Your Springfield Home During the Holidays <p> <p>The real estate market usually slows down during the holidays, but this year, I'm seeing a change.&nbsp; Not sure what is causing it......possibly the tax incentive with buyers wanting to take advantage.&nbsp; Kristi has some great points on why sellers should list during the holidays.</p> </p> <div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1352030/top-5-reasons-to-list-your-home-during-the-holidays">Kristi DeFazio Colorado Springs Real Estate 719-459-5468 (RE/MAX Advantage)</a></b>:<br/><blockquote><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <img src="http://activerain.com/image_store/uploads/7/4/0/9/5/ar125900943259047.jpg" height="116" alt="" style="float: left;" width="116" /></p> <p>This is the time of year when a lot of people will take their homes off the market. While that may be a good strategy for some, I am going to share why it is beneficial to list your home over the holidays:</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1.&nbsp; <strong>Quantity vs. Quality-</strong> I am talking about buyers. If your home is listed&nbsp; during the holidays, you</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;may have less traffic, but the buyers that come for a visit are usually serious buyers.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;&nbsp;<strong>LESS INVENTORY ON THE MARKET-</strong> This means less competition for you! A lot of sellers during</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; this time take their homes off the market until spring. If you list now, you may be one&nbsp;</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; of five in a&nbsp;buyer's criteria search, rather than one of thirty later.&nbsp;</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3.&nbsp; <strong>Holiday decorations-</strong> Your house will show well and evoke emotions when it is tastefully</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; decorated for the holidays. <em>Caution- Don't overdo the decorations and knick-knacks-</em></p> <p><em>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <span style="text-decoration: underline;">Keep it simple.</span></em></p> <p><em>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</em>&nbsp;&nbsp;&nbsp;4.<em> </em><strong>Relocation</strong>- Just like summer, this is a popular time for people to relocate for new jobs</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; for the new year. Families with children sometimes choose the holidays to relocate</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;before the new semester at school begins.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <strong>Taxes-</strong> Some buyers will want to buy for tax purposes before the end of the year. With</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; the <a href="http://www.realtor.org/HOME_BUYERS_AND_SELLERS/2009_FIRST_TIME_HOME_BUYER_TAX_CREDIT" title="Tax Credit" target="_blank">The New Tax Credit Extension,</a> buyers will want to get a start on finding a home before the</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; deadline.</p> <p>Bonus reasons:</p> <ul> <li>Great Service- Since&nbsp;holiday time&nbsp;is typically slower for house sales, you should get excellent service from your Realtor (always!!!), lender, Title Company, Inspector, etc...</li> <li>Some buyers rarely get time off, and now have time to do serious home hunting.</li> <li>If&nbsp;your home might be a <a href="http://en.wikipedia.org/wiki/Short_sale_(real_estate)" title="short sale" target="_blank">short sale,</a> the buyer needs more time to meet the deadline for the <a href="http://www.realtor.org/HOME_BUYERS_AND_SELLERS/2009_FIRST_TIME_HOME_BUYER_TAX_CREDIT" title="Tax Credit" target="_blank">New Tax Credit Extension.</a></li> <li>Mortgage rates are still at historic lows for buyers.</li> </ul> <p><strong>Also, remember that you have the ability to restrict showings for a couple of days if you are having guests, a party, etc...</strong></p> <p><img src="http://activerain.com/image_store/uploads/9/5/2/0/4/ar125900959840259.jpg" height="151" alt="" width="150" />&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p> <p>&nbsp;____________________________________________________________________________________________________&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p> <p><strong>&nbsp;&nbsp;<img src="http://activerain.com/image_store/uploads/7/8/3/2/4/ar125901011442387.jpg" height="104" alt="" width="120" />&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Kristi DeFazio is a Realtor in Colorado Springs with RE/MAX Advantage. If you would like information&nbsp;about buying or selling real estate in Colorado Springs, give Kristi a call at 719-459-5468. Search the entire MLS at <a href="http://www.servingincoloradosprings.com">http://www.servingincoloradosprings.com</a>&nbsp; Get information about HUD homes at Kristi's personal site <a href="http://www.kristidefazio.com">http://www.kristidefazio.com</a> &nbsp;</strong></p></blockquote></div><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Tue, 24 Nov 2009 07:19:32 -0600 http://activerain.com/blogsview/1352976/top-5-reasons-to-list-your-springfield-home-during-the-holidays http://activerain.com/blogsview/1352728/2009-ozark-christmas-parade-a-big-success 2009 Ozark Christmas Parade - A Big Success <p>The annual 2009 Ozark Christmas parade was held this past Saturday and was a great success.&nbsp; With over 75 entries, the parade last for approximately 2 hours and runs approximately 2 miles.&nbsp; Here's a few of the entries.</p> <p><img title="Remax float 2009" src="http://activerain.com/image_store/uploads/8/9/7/8/4/ar125903376248798.jpg" height="225" alt="Remax float 2009" width="300" style="margin: 2px; float: right;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>Our office has an entry every year.&nbsp; The theme was "A Christmas Past".&nbsp; We were the Griswald's Christmas.&nbsp; We took 3rd place in the Commercial class.</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p><strong>My hubby was the float driver.</strong></p> <p><img title="Remax float 2009" src="http://activerain.com/image_store/uploads/5/0/6/7/7/ar125903394177605.jpg" height="225" alt="Remax float 2009" width="300" style="margin: 2px; float: left;" /><img title="Remax float 2009" src="http://activerain.com/image_store/uploads/7/9/9/6/4/ar125903409246997.jpg" height="225" alt="Remax float 2009" width="300" style="margin: 2px; float: right;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: center;"><strong>Behind the float was one of our agents driving the "REPO Bus".&nbsp; He works mainly foreclosures and HUD homes.</strong></p> <p style="text-align: center;"><strong></strong></p> <p style="text-align: left;"><img title="Remax float 2009" src="http://activerain.com/image_store/uploads/5/6/1/2/3/ar125903428632165.jpg" height="225" alt="Remax float 2009" width="300" style="margin: 2px; float: left;" /><img title="Jim Springer's Bus" src="http://activerain.com/image_store/uploads/9/4/5/5/2/ar125903439725549.jpg" height="225" alt="Jim Springer's Bus" width="300" style="margin: 2px; float: right;" /></p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: center;"><strong>A Few more floats.</strong></p> <p style="text-align: left;"><img title="Remax float 2009" src="http://activerain.com/image_store/uploads/9/8/7/6/9/ar125903483996789.jpg" height="225" alt="Remax float 2009" width="300" style="margin: 2px; float: right;" /></p> <p style="text-align: left;"><img title="Whoville Float" src="http://activerain.com/image_store/uploads/3/0/1/7/7/ar125903462477103.jpg" height="225" alt="Whoville Float" width="300" style="margin: 2px; float: left;" /></p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;"><img title="Remax float 2009" src="http://activerain.com/image_store/uploads/2/4/5/6/4/ar125903515246542.jpg" height="225" alt="Remax float 2009" width="300" style="margin: 2px; float: right;" /><img title="Remax float 2009" src="http://activerain.com/image_store/uploads/3/8/2/0/5/ar125903503750283.jpg" height="225" alt="Remax float 2009" width="300" style="margin: 2px; float: left;" /></p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;"><a href="http://www.mcalistersdeli.com/" title="McAlister's Deli" target="_blank">McAlister's Deli</a> is a local Restaurant.&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.nixahardware.com" title="Nixa Hardware and Seed" target="_blank">Nixa Hardware and Seed</a> located in Nixa is a wonderful place to shop.</p> <p style="text-align: left;"><strong><a href="http://www.ozarkchamber.com" title="Ozark Chamber of Commerce" target="_blank">Ozark Chamber of Commerce</a></strong> did a wonderful job organizing and assisting the entries.</p> <p style="text-align: left;">&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Mon, 23 Nov 2009 22:07:44 -0600 http://activerain.com/blogsview/1352728/2009-ozark-christmas-parade-a-big-success http://activerain.com/blogsview/1348680/2009-ozark-christmas-parade-an-ozark-s-yearly-event 2009 Ozark Christmas Parade - An Ozark's Yearly Event <p><strong>The 2009 Ozark&nbsp;Christmas Parade is one of the largest parade in the Springfield area.&nbsp; This year is no different</strong>.<img title="2006 Christmas Parade" src="http://activerain.com/image_store/uploads/7/7/1/7/1/ar12588099417177.JPG" height="225" alt="2006 Christmas Parade" width="300" style="margin: 3px; float: right;" /></p> <p>When I joined the <a href="http://www.ozarkchamber.com" title="Ozark Chamber of Commerce" target="_blank">Ozark Chamber of Commerce</a>, the parade was one of the biggest events they handled.&nbsp; Over time, it was turned over to Main Street.&nbsp;</p> <p>Main Street decided this year to cancel the parade and the Chamber quickly took it back.&nbsp; Christmas would not be the same without the Ozark&nbsp;Christmas Parade.</p> <p>Starting at Highway 65, behind the old Fasco building, the parade will end up at the Ozark Square, about a mile and a half route.&nbsp; It starts at 6:00 P.M.&nbsp;</p> <p>Along with the parade, &nbsp;the <a href="http://www.ozarkmissouri.com/ParkPrograms2.cfm" title="Ozark Parks Department" target="_blank">Ozark Parks Department</a> will have the Christmas light on and the park will be filled with hot air balloons.&nbsp; A spectacular sight.</p> <p><img title="Merry Christmas" src="http://activerain.com/image_store/uploads/7/9/2/6/0/ar125881064106297.jpg" height="140" alt="Merry Christmas" width="176" style="margin: 3px; float: left;" />The picture was our office's first float.&nbsp; Wait till you see what we have tonight.&nbsp;We'll take lots of pictures.</p> <p>Come see all the floats, the bands, the <strong>2009 Ozark Volley Ball State Champions,</strong> &nbsp;the horses, the cars and treat yourself to all the candy that will be handed out.&nbsp; <strong>Oh yes, and Santa Claus</strong>.&nbsp;</p> <p>See you there.</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Sat, 21 Nov 2009 07:46:45 -0600 http://activerain.com/blogsview/1348680/2009-ozark-christmas-parade-an-ozark-s-yearly-event http://activerain.com/blogsview/1346724/coming-soon-to-a-neighborhood-near-you-me- Coming Soon To A Neighborhood Near You------ME! <p style="text-align: center;"><strong>Coming soon to a neighborhood near you------ME!</strong></p> <p><img title="Casa Grande" src="http://activerain.com/image_store/uploads/1/9/7/2/4/ar125868647742791.JPG" height="300" alt="Casa Grande" width="400" style="float: right;" /></p> <p>Without the internet, I would not have access to so many new buyers and sellers.&nbsp;</p> <p>My website advertises 24 hours a day, 7 days a week, iin Springfield, Ozark, Nixa, Rogersville, Willard, Republic, Strafford, Battlefield, Billings, and so many more smaller communities related to Springfield Mo Real Estate and Homes for sale.</p> <p>Without having active listings on these homes, they can't be advertised.</p> <p>&nbsp;</p> <p>I gearing up to list over 20 homes by the first week of December.</p> <p>All bank foreclosures........all 3+ bedrooms, some never lived in, some not quite finished, some have walkout basements, some have 3 car garages.</p> <p>Oh, and there's more......new short sales too.&nbsp; And regular sales.</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Thu, 19 Nov 2009 21:32:11 -0600 http://activerain.com/blogsview/1346724/coming-soon-to-a-neighborhood-near-you-me- http://activerain.com/blogsview/1346633/what-successful-people-do What Successful People Do <p> <p>Chris has only been in Active Rain a very short time.&nbsp; His life experiences are already helping him to be a success in selling business cards.&nbsp; This blog is great motivation for all of us to follow in pursuing our real estate careers.&nbsp; I love selling Springfield Mo real estate and would never lasted without these great points.</p> </p> <div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1345064/what-successful-people-do">Chris Brunner (GreatFX Business Cards)</a></b>:<br/><blockquote><p><img src="http://buzz.greatfxbusinesscards.com/images/dreaming-big.jpg" alt="" style="float: right; margin-left: 10px; margin-right: 10px;" />Successful people have a lot in common. It&rsquo;s usually not their background (poverty or riches), where they came from (New York City or Kansas City) and what they&rsquo;ve been through (lavishly spoiled or battered and bruised). It&rsquo;s usually not how they were raised or who they rely on. <em><strong>It all comes down to the choices they make.</strong></em></p> <p><strong>Successful people . . . </strong></p> <p><strong>1. Pursue Their Dreams</strong></p> <p>Successful people know what they&rsquo;re good at and that&rsquo;s where they place their energy. They have dreams and find ways to pursue them vigorously.&nbsp; Turn your goals into a cause.&nbsp; Keep the faith, maintain the drive,&nbsp; keep the end in sight.</p> <p><strong>2. Face Life Struggles</strong></p> <p>Successful people don&rsquo;t dwell on the past. They don&rsquo;t carry baggage with them through life, but, rather, seek emotional freedom from the hurt, sorrows and struggles life has thrown at them. And when they fail, they pick themselves right back up and start over. They don&rsquo;t dwell on the fact that they messed up, but count it as a learning experience.</p> <p><strong>3. Live Life to the Fullest</strong></p> <p>Rather than simply going through the motions of life and looking back one day with regret, successful people decide ahead of time how they are going to live each day and do it. They wake up determined to be positive, productive and motivated, regardless of what comes their way. They lay out the steps for accomplishing their goals and pursue each one.</p> <p><strong>4. Are Proactive, Not Reactive</strong></p> <p>Successful people never consider themselves the victim, but, instead, work to influence the outcome of every situation into their favor. No blame is cast upon others. Rather, they always consider themselves responsible for where they are and where they&rsquo;re headed. What their past contains, even if it is the grimmest of pasts, does not decide their fate. Their choices, in the midst of and through the outcome of those circumstances, make that decision.</p> <p><img src="http://activerain.com/image_store/uploads/3/1/3/7/9/ar125860402597313.jpg" height="129" alt="Working Like Ants" style="float: right; margin-left: 10px; margin-right: 10px;" width="174" /><strong>5. Work Like Ants </strong></p> <p>That&rsquo;s right, ants. Ants keep going. They never give up no matter how tired they are, how much work is left, and how dull the outcome appears. They recognize that a life worth living takes hard work and time. It takes time, grain by grain, to build a life. And, even after success is reached, they keep on working. And even after a little boy destroys the ant hill they worked so hard to create, they start all over again. Successful people are like ants.</p> <p><strong>My Own Success Story</strong></p> <p>I have had great success with my online printing business beyond my imagination.&nbsp; First I knew I had a choice to make.&nbsp; Either work hard for my own success, or work hard to make someone else successful.&nbsp; This was an easy choice for me, I knew that nobody else was going to do it for me, I had to do it for myself.</p> <p>In my early twenties while building my online presence, I would spend the evenings working instead of hanging out with friends.&nbsp; My wife would wind up entertaining because I was in the back bedroom at my desk neck deep in HTML &amp; CSS code. I can't tell you how many times I've been asked to play golf and I say "no" because I have work to do.&nbsp; My friends came to accept that I was a busy guy, but little did they know what I had brewing.</p> <p>What started with a simple saying <strong><em>"If he can do that, so can I"</em></strong> turned into over 2 million dollars in sales, featured in two published books, a major magazine, a major newspaper and consultant to a major corporation.&nbsp;</p> <p><strong><span style="text-decoration: underline;">Desire</span>, <span style="text-decoration: underline;">Drive</span>, <span style="text-decoration: underline;">Perseverance</span> &amp; <span style="text-decoration: underline;">Sacrifice</span> is the recipie for success.</strong></p> <p><strong>IF HE/SHE CAN DO IT, SO CAN YOU!</strong></p> <p><strong>&curren; <a href="http://activerain.com/blogsview/1345064/what-successful-people-do#new_comment" target="_self">Have you tasted success?&nbsp; What tactics helped you reach your goals? </a></strong></p> <p><strong>&curren; <a href="http://activerain.com/action/blogs_admin/reblogging_new/1345064" target="_self">Sing in the rain, please reblog this post!</a></strong></p><div class="agent_signature"><p>-------------------------------------------------------------------------------------------------------------</p> <p><img src="http://activerain.com/image_store/uploads/6/9/4/7/8/ar125807432187496.gif" height="104" alt="" width="119" style="float: left; margin-left: 10px; margin-right: 10px;" /><span style="font-size: 10;">Chris Brunner is an aspring real estate agent/investor and owner/developer of <strong><br />GreatFX Business Cards</strong>, a top destination for online printing services.</span></p> <p><span style="font-size: 10;">GreatFX offers thick card stock paper, photo-quality color, free glossy or matte coatings and eco-friendly soy-base inks.&nbsp; Stop paying too much for cards.&nbsp; Advance your marketing efforts, <a href="http://www.greatfxbusinesscards.com/coated.htm" title="Business Cards" target="_blank">design business cards</a><a href="http://www.greatfxbusinesscards.com/coated.htm" title="Business Cards" target="_blank"> online</a> today!</span></p> <p style="text-align: left;"><strong>Copyright &copy; 2009 by Christopher J. Brunner, All Rights Reserved.</strong></p></div></blockquote></div><div class='agent_signature'><p style="text-align: center;"><img src="http://activerain.comhttp://activerain.com/image_store/uploads/2/1/9/2/7/ar123181605172912.jpg" alt="" width="192" height="70" />&nbsp;<a title="Subscribe To My Blog" href="http://activerain.com/action/blogs_admin/subscribe?subscribed_agent_id=6752" target="_blank"><img title="Subscribe To My Blog" src="http://activerain.comhttp://activerain.com/image_store/uploads/8/8/6/9/0/ar123155680409688.png" alt="Subscribe To My Blog" width="166" height="22" /></a>&nbsp;</p> <p>Kay Van Kampen is a local Realtor serving <strong>Springfield, Ozark, Nixa, Rogersville, Republic and surrounding areas in Greene, Christian and Webster Counties in Missouri.</strong> She is ready and available to help you with all your Springfield Mo real estate needs. To contact her go to www.kayvankampen.com. If you would like a free list of homes for sale in this area/neighborhood, would like more information about Springfield, Ozark, Nixa, Rogersville, Republic, Willard and surrounding areas or would like to be the first to know about hot new listings before other buyers do, then give me a call at: 417.839.4534.</p> <p style="text-align: center;"><a title="Search For Springfield Homes" href="http://www.kayvankampen.com/remaxmidstates/modules/agent/agent.asp?p=findahome.asp&amp;selected=qck&amp;searchid=36152023" target="_blank"><span style="font-size: small;"><strong>Search For Springfield Homes</strong></span></a></p> <table style="border-top:1px solid #D6D6D6;width:100%;font:10px arial" border="0"> <tbody> <tr> <td style="vertical-align:top;padding:0px 5px 2px 5px"> <div style="font:bold;margin-top: 10px">RE/MAX Solutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.kayvankampen.com">www.kayvankampen.com</a></div> <div style="font:normal">Springfield, MO, 65721</div> </td> <td style="vertical-align:top;padding:5px 2px 5px 2px;">&nbsp;</td> </tr> <tr> <td colspan="2"> <div style="text-align: center; padding-bottom: 0px; padding-left: 5px; padding-right: 5px; padding-top: 5px;"><span><a title="MyBlogLog" href="http://www.mybloglog.com/buzz/members/mybloglog382a046638d526c3dccc/"><img style="border:0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/imybloglog.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/activerain/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iactiverain.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/facebook/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ifacebook.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/linkedin/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/ilinkedin.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/twitter/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/itwitter.png" alt="" /></a></span><span style="padding-left:5px;"><a href="http://mybloglog.com/s/youtube/mybloglog382a046638d526c3dccc/?r"><img style="border: 0;" src="http://us.i1.yimg.com/us.yimg.com/i/us/mbl/services/iyoutube.png" alt="" /></a></span></div> </td> </tr> <tr> <td style="text-align: center; padding-bottom: 0px; line-height: normal; font-variant: normal; font-style: normal; padding-left: 5px; padding-right: 0px; font-size: 9px; border-top: #d6d6d6 1px solid; font-weight: normal; padding-top: 3px;" colspan="3">Visit <a href="http://www.mybloglog.com">MyBlogLog</a> and get a signature like this!</td> </tr> </tbody> </table></div> Kay Van Kampen, CDPE, Broker, Springfield Missouri Real Estate (RE/MAX Solutions) Thu, 19 Nov 2009 20:09:53 -0600 http://activerain.com/blogsview/1346633/what-successful-people-do