John's Blog

Cute house in a nice North East Monrovia ,California on a large lot , under $400,000 .. !

John Vostenak (CENTURY 21 Ludecke Inc.) — Mon, 07 Dec 2009 18:11:19 -0600

Cute House with Large Lot

Priced For Quick Sale , One of the lowest priced homes in North East Monrovia, North of Huntington Dr. close to everything, lovely home on large lot accessible from two sides, full RV parking behind the gate on back yard, fully gated yard, this property is a great candidate for add on , remodel, with all possibilities, please check with the city for all possibilities, hurry ... will not last !

Status:

Active
ML#:A09128009
APN8515-001-018
Orig. List Price:$395,000
County:Los Angeles
Property Type:Single Family Residence/D
Bedrooms:2
Bath: 1
Sqft/Source: 772/Assessor's Data
Sqft Lot/Source: 7,000/Assessor's Data

For all info and showings call John Listing Agent Tel: 1-626-408-2266

for sale
price: $ 395 000

category:
Residential
- Single Family Residence
- 772 sqft

address :: 523 Royal Oaks Drive
city :: Monrovia
state :: California
country :: United States of America
zipcode :: 91016

Status: active

Show Open House Tour

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Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone Office:	1-626-677-3244

web:	www.johnvostenak.com John Vostenak, CA Broker, Lic#: 00871958 CENTURY 21 Ludecke Realty • 20 E. Foothill Blvd , Suite 105 • Arcadia, California 91006 USA Direct Line, Google Voice Mail: 1-626-408-2266 • Favorite Internet Messengers & Video Conference Phones: Skype.com All Information contained on the web site and any links is believed to be accurate, but should not be relied upon without verification. All properties are subject to prior sale, change or withdrawal. Neither broker(s), agent(s) nor johnvostenak.com shall be responsible for any typographical errors, misinformation or misprints, and shall be held totally harmless. Accuracy of square footage, lot size, and other information is not guaranteed. CENTURY 21® is a registered trademark licensed to Century 21 Real Estate LLC. Equal Housing Opportunity. Each Office is Independently Owned and Operated. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.

Sick and tired of water use restrictions, it will get only worst ?! Why water rates are going up, and up ?! #Water and #Wastewater Reuse

John Vostenak (CENTURY 21 Ludecke Inc.) — Sat, 28 Nov 2009 17:25:45 -0600

Sick and tired of water use restrictions, it will get only worst ?! Why water rates are going up, and up ?!

#Water and #Wastewater Reuse, how does it work, everybody should have it, every city should implement it , every municipality should offer it to residents, before they impose any restriction on water use, there is a plenty of water for everybody ... just look for it .. ask your city major .. :-)

read more how it works, and please talk to your city major , cilty hall , congressman,

http://tinyurl.com/yg4oztx

Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone Office:	1-626-677-3244

web:	www.johnvostenak.com John Vostenak, CA Broker, Lic#: 00871958 CENTURY 21 Ludecke Realty • 20 E. Foothill Blvd , Suite 105 • Arcadia, California 91006 USA Direct Line, Google Voice Mail: 1-626-408-2266 • Favorite Internet Messengers & Video Conference Phones: Skype.com All Information contained on the web site and any links is believed to be accurate, but should not be relied upon without verification. All properties are subject to prior sale, change or withdrawal. Neither broker(s), agent(s) nor johnvostenak.com shall be responsible for any typographical errors, misinformation or misprints, and shall be held totally harmless. Accuracy of square footage, lot size, and other information is not guaranteed. CENTURY 21® is a registered trademark licensed to Century 21 Real Estate LLC. Equal Housing Opportunity. Each Office is Independently Owned and Operated. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.

Free MLS, Instant, & Unlimited Real Time Access to the MLS, MRMLS and other MLS systems

John Vostenak (CENTURY 21 Ludecke Inc.) — Tue, 24 Nov 2009 18:20:22 -0600

Click here to START SEARCHES FOR PROPERTIES

Search like a Realtor ..

THE NEW MLS CENTRAL LISTING SYSTEM , no sign up needed .. completely free and unrestricted , simple to use ...:-)

and The Best, the Most Advanced FREE Search for Properties in Real Time, Internet Tools for Buyers & Sellers , Search like a Realtor ... no sign up needed .. completely free and unrestricted , simple to use ...:-)

CLICK to START .. on above header " Click here to START ... "

Key Mercado Benefits & Features for Buyers and Sellers:

• Access to ALL Southern and Northern California MLS Listings ( MLS - Multiple Listing Service )

• Show comparable properties for sale, Active Listings, Sold Listings, CMA, schools, parks, shopping, income statistics, Cenus report, and more

• Display homes for sales and properties sold on a map to easily compare properties. Shows Map View, Street View, Aerial View, see it all here your computer before you drive to see any properties and save on your time and gas.

• Email listings and reports automatically to clients, buyers, sellers

• Fully integrated with Get your own MLS Email Updates, Save Searches and much more ...

Get Free Instant, Unlimited Real Time Access to the MLS, MRMLS and other MLS systems
Search for Homes for Sale, Units for sale, Rentals, Leases, in all areas and cities of Los Angeles county, Orange county ,
Riverside County, San Bernardino County, San Diego county, Ventura county ,
... and all Real Estate in Southern California .
.

Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone Office:	1-626-677-3244

web:	www.johnvostenak.com

John Vostenak, CA Broker, Lic#: 00871958 CENTURY 21 Ludecke Realty • 20 E. Foothill Blvd , Suite 105 • Arcadia, California 91006 USA
Direct Line, Google Voice Mail: 1-626-408-2266 •
All Information contained on the web site and any links is believed to be accurate, but should not be relied upon without verification. All properties are subject to prior sale, change or withdrawal. Neither broker(s), agent(s) nor johnvostenak.com shall be responsible for any typographical errors, misinformation or misprints, and shall be held totally harmless.
Accuracy of square footage, lot size, and other information is not guaranteed.
CENTURY 21® is a registered trademark licensed to Century 21 Real Estate LLC. Equal Housing Opportunity. Each Office is Independently Owned and Operated.
All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.

New Listing, lovely Home 3 BR, 2 BATHS, Gated Yard, located in Eagle Rock, next to Pasadena, CA

John Vostenak (CENTURY 21 Ludecke Inc.) — Thu, 19 Nov 2009 12:47:53 -0600

Lovely Home with Gated Yard

LOVELY, 3 BEDROMS AND 2 FULL BATHS, WELL KEPT AND UPDATED HOME, WITH MANY FEATURES FOR SOPHISTICATED BUYER

WITH A LARGE GATED & FENCED YARD FOR PRIVACY

LUSH LANDSCAPING PARK LIKE YARD. HUGE GAZEBO AND SPACE TO ENTERTAIN

PLENTY OF PARKING BEHIND THE GATE

NEWER CENTRAL A/C , FA, CLOSE TO SHOPPING,

SCHOOLS, FRWY 210 EXIT, JUST MINUTES FROM MAIN PASADENA AREA.

HURRY ! WILL SELL FAST ... !

MLS & MRMLS # A09121876

for sale
price: $ 500 000

category:
Residential
- Single Family Residence
- 1374 sqft

address :: 1534 Waldran Av.
city :: Eagle Rock
state :: California
country :: United States of America
zipcode :: 90041

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Lic. Number: 00871958, CA Broker, Contact:


Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-408-2266

web:	www.johnvostenak.com

All Information contained on the web site and any links is believed to be accurate, but should not be relied upon without verification. All properties are subject to prior sale, change or withdrawal. Neither broker(s), agent(s) nor johnvostenak.com shall be responsible for any typographical errors, misinformation or misprints, and shall be held totally harmless.
Accuracy of square footage, lot size, and other information is not guaranteed.
CENTURY 21® is a registered trademark licensed to Century 21 Real Estate LLC. Equal Housing Opportunity. Each Office is Independently Owned and Operated.
All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.

GO USC TROJANS ! FIGHT ON !

New Electronic Lock box without the extra key, " Gets an A ! " used by other Realtors in San Diego and other states in US

John Vostenak (CENTURY 21 Ludecke Inc.) — Tue, 03 Nov 2009 18:20:27 -0600

As per article in REAL ESTATE magazine , page 44. ... October 2009

New Mobile Application " Gets an A "

New Electronic Lock box without the extra key ! used by other Realtors in San Diego and other states in US.

Arcadia Board should get it , if YOU request it ... !

Yes , ... there is a great competition to obsolete SUPRA lock box !~!

and you do not need to have or charge or otherwise deal with the extra electronic key either ..! :-)

Has Mobil PDA support , and many benefits compared to SUPRA Lock Box, to do any changes, reports, etc ..

Please read more at company website ...

http://www.sentrilock.com/services-matrix/

Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties

Free and Accurate CMA Value with maps, graphs, trends ... for your home, better and more accurate than Zillow ...

John Vostenak (CENTURY 21 Ludecke Inc.) — Fri, 09 Oct 2009 18:24:10 -0500

Finally MRMLS, MLS and other have done great job , and provide self directed CMA values showing in a map, trends, for a home for the end consumers, buyers, sellers .

This CMA Value map has included also all MLS comps , Active, and more , and is more accurate than Zillow's values ... which has been very popular but quite inacurate .. .

Please click on the banner for a direct link ...

http://www.JohnVostenak.com

and than at the bottom front page click on banner :

What's My Home Really Worth ?

http://valuemap.facorelogic.com/ValueMap.aspx?licenseCode=1683eb40eab84589a3bc4e3a9a157547

Please see me at : http://www.JohnVostenak.com Agency: Century 21 Ludecke Realty 20 E. Foothill Blvd. #105 , Arcadia, CA 91006 Name: John Vostenak Phone: 1-626-445-0123 ex 244 web: www.johnvostenak.com view all USA Properties

Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties

The best local coffee .. for Coffee Bean dependent ...

John Vostenak (CENTURY 21 Ludecke Inc.) — Fri, 09 Oct 2009 11:43:36 -0500

If you have not have a really good coffee recently locally, ... please try my favorite Coffee Bean store #71, located at 102 S. Myrtle Av. at Foothill.

Eric the manager, Erin, Patricia, Jeff and the rest of the well train staff, keeps consistently a great service & quality of the best coffee around ... for all CB dependent ... :-)

Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties

Solar Energy is still out of reach for most homeowners, here is what should be done ...

John Vostenak (CENTURY 21 Ludecke Inc.) — Wed, 30 Sep 2009 18:48:42 -0500

Solar Energy is still out of reach for most homeowners , and Solar panels are high priced, inefficient , and short on any anesthetics .. !

Here is a solution ... Edison & US Government subsidies will speed up photovoltaic revolution in United States and California .. Edison needs to buy back any extra Clean Solar Electricity from homeowner's solar panels, since Edison can not produce all green energy as we all need ... you just need to look in EU , France, Germany how it is all done well and GREEN .... :-)

http://tinyurl.com/yarf6do

..........

Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

The Mortgage Forgiveness Debt Relief Act and Debt Cancellation Information

John Vostenak (CENTURY 21 Ludecke Inc.) — Fri, 25 Sep 2009 17:09:02 -0500

If you owe a debt to someone else and they cancel or forgive that debt, the canceled amount may be taxable, ... what is the correct answer ....?

The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief.

This provision applies to debt forgiven in calendar years 2007 through 2012. Up to $2 million of forgiven debt is eligible for this exclusion ($1 million if married filing separately). The exclusion does not apply if the discharge is due to services performed for the lender or any other reason not directly related to a decline in the home's value or the taxpayer's financial condition

please see a link to IRS website for more info, and please see me for information about real estate in Los Angeles Greater area and many it's cities :

see a link to IRS website for more info

http://tinyurl.com/5pe43f

Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

3.6 million mortgages in the US that are 90 days+ delinquent or in foreclosure

John Vostenak (CENTURY 21 Ludecke Inc.) — Fri, 21 Aug 2009 15:44:59 -0500

3.6 million mortgages in the US that are 90 days+ delinquent or in foreclosure

This is very unsettling information from the MBAA that out of 3.6 million
mortgages in the US that are 90 days + delinquent or in foreclosure, more
than half of the delinquent and foreclosing loans in the United States are
now Prime loans-not Subprime lending.

This helps one to understand just how difficult it is to assess credit
quality today even when looking at the best borrowers. Presumedly, the reason
is the incredibly high unemployment rates not just of blue collar, but even
professionals who constitute the Prime mortgage lending marketplace who
are receiving loans based upon strong credit, income and assets.

That is the fastest growing class of mortgage defaults. These graphs answer
the question that so many are asking with regard to why it is so difficult
and takes so long to approve a mortgage application these days.

Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

New Home sales raised 11 % in June, the best news for a long time ... !

John Vostenak (CENTURY 21 Ludecke Inc.) — Mon, 27 Jul 2009 13:12:01 -0500

New Home sales raised 11 % in June, the best news for a long time ... !

New Home sales raised 11 % in June as per Commerce department, this is a strongest increase since last November 2008. Stabilization of housing market is eminent, and of course even price increases , the best news since the slump in housing market in year 2005 .

Please see me at :

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

news on Mortgage Disclosure Improvement Act

John Vostenak (CENTURY 21 Ludecke Inc.) — Fri, 17 Jul 2009 16:16:39 -0500

here it is the Summary for ......... Mortgage Disclosure Improvement Act

Effective with all new loan apps taken JULY 30, 2009

AND ... more hoops to jumps throug foa all of us ...

5 key impacts:

1. Starting with new applications on July 30, 2009, upfront fees cannot be collected, including the appraisal fee, until initial disclosures have been provided to the borrower.

2. Early disclosures must still be provided no later than three days after receipt of a written application.

3. The earliest any home financing transaction can close is seven business days after the borrower is issued his or her initial mortgage disclosures from the lender.

4. An increase in APR by more than .125% requires re-disclosure of the TIL at least three business days before closing. If mailed, the TIL is considered "received" three business days after mailing.

5. A more typical contract date may be 30-45 days, and it's wise to plan on a minimum of 30 days to close.

Please see me at :

http://www.JohnVostenak.com

Agency: Century 21 Ludecke Realty

20 E. Foothill Blvd. #105 , Arcadia, CA 91006

Name: John Vostenak

Phone: 1-626-445-0123 ex 244

web: www.johnvostenak.com

view all USA Properties
view all Czech Properties
view all Slovak Properties

Home prices are holding steady, and in some cases going over market value ..

John Vostenak (CENTURY 21 Ludecke Inc.) — Tue, 07 Jul 2009 19:14:16 -0500

Home prices are holding steady, and in some cases going over market value, one example, craftsman house in California, North Monrovia of Greystone and Ivy , listed at $698,000 and sold at $925,000 ... with multiple offers .. ! That is one huge gain for anybody now a days ... for ANY area and city ... !

Otherwise mostly REO's and Shortsales go over market value with multiple offers, charming the multiple oferees with unrealistic and below market listing price ... in a promise of quick gain .. :-)

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

Insurance Commissioner did his Job Finally! Title profiles are Free again !!

John Vostenak (CENTURY 21 Ludecke Inc.) — Tue, 07 Jul 2009 14:54:58 -0500

Insurance Commissioner did his Job Finally! Title profiles are Free again as it has been for 50+ years for Realtors and Buyers & Sellers.

Good News, as of this morning the FREE title profile include the docs and comps again. This should be already updated on your online profile searches as well as the ordered ones.

I am personaly very pleased that the Dept. of Insurance is so responsive to industry needs, particularly when it results in tangible benefits to consumers, such as detecting fraud and providing valuable information about the title when taking listings and servicing buyers and sellers.

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

No more free title profiles for Realtors from title companies

John Vostenak (CENTURY 21 Ludecke Inc.) — Thu, 02 Jul 2009 18:51:56 -0500

Another bad news to already depressed real estate market in California, Greedy politicians dipping in Real estate services' and Realtors' pockets !!!!! There is no more free title profiles for Realtors from title companies, and consequentially free service for consumers from Realtors , offered for last 50 years !!!... who was that self serving no good !XXX! , who created this mess and big problem for Realtors, and for buyers and sellers, .. I ask !!!? I like to see his head to loose and his/her "fat seat" in the next election to somebody of integrity and common sense instead just of Self serving GREED !

signed Consumer's advocate & Realtor

John

http://www.JohnVostenak.com

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

CIPS , NAR designation certificate holders feedback needed

John Vostenak (CENTURY 21 Ludecke Inc.) — Tue, 02 Jun 2009 18:47:31 -0500

CIPS certificate holders feedback needed ....

I am thinking of taking CIPS Designation courses and the whole enchilada with it .... :-)

in addition to my standing ready , e-PRO , TRC certificates ....

with no much luck or business out of it so far ..

There is a steep cost and yearly fees for CIPS Designation:

1. A one-time only processing fee of $225 is required with your application.

2. Annual CIPS Network membership dues are $220 for both candidates and designees in the US.

3. Designees must maintain their dues annually in order to use the designation.

... Does anybody has any luck with his or hers CIPS originated referrals and or real estate business ..??

or is it money and time NOT well spent , e.g. other then fillup my already full business card space .. :-))

benefits touted on NAR website :

Listing in the CIPS Network Directory, Who's Who in International Real Estate. Designee listings include photograph and 150-word biography.

Thanks for any feedback , good or bad .. :-)

John Vostenak, broker

e-PRO Realtor

TRC Realtor

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex. 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

e-PRO cetificate, NAR designation feedback needed ...

John Vostenak (CENTURY 21 Ludecke Inc.) — Sat, 30 May 2009 14:55:13 -0500

I have not long ago , finished my e-PRO cetificate, NAR designation ... So far no referrals or similar are comming to my office. Does anybody has any luck with his or hers e-PRO cetificate referrals ..??

Thanks for any feedback , good or bad .. :-)

John Vostenak

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

TRC certificate holders feedback needed ....

John Vostenak (CENTURY 21 Ludecke Inc.) — Sat, 30 May 2009 14:49:48 -0500

I have not long ago , finished my TRC, transnational referrals certificate. So far no referrals or similar are comming to my office. Does anybody has any luck with his or hers TRC referrals ..??

Thanks for any feedback , good or bad .. :-)

John Vostenak

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-445-0123 ex. 244

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

Seriously Questionable Code of conduct and ethics of some Realtors !?

John Vostenak (CENTURY 21 Ludecke Inc.) — Thu, 16 Apr 2009 14:10:55 -0500

Seriously Questionable Code of conduct and ethics of some Realtors !?

Is there anywhere in " professional conduct ", " code of ethics"... a clause that real estate agent should or have to return other agent in a reasonable time , like the same day ?!,
and the best agents surely in a hour, as it should be a given !

The REO's , The Short pay's listing agents and brokers are the WORST OFFENDERS !!! since they typically NEVER RETURN a CALL, MESSAGE !!

Lets do something about it and slap a fine on these embarrassments to our Real Estate profession .. !!!

Public is watching and throwing us " the Good Realtors" to the same bag with " the really bad apples Realtors".

Signed , the Good Realtor John Vostenak

http://www.johnvostenak.com

SHORT SALE ! Price reduction ! Preforeclosure! Horse Ranch , working Equestrian Dressage Farm with the business

John Vostenak (CENTURY 21 Ludecke Inc.) — Fri, 20 Mar 2009 16:30:44 -0500

SHORT SALE ! Price reduction ! Horse Ranch , working Equestrian Dressage Farm with the business all for stressed sale, pre foreclosure

See video presentaiton on youtube:

http://www.youtube.com/watch?v=YWwp3dpzWW4

Insane price reduction ! from original price of $849,000 ....
.. down to $598,000 !

SHORT SALE , SHORT SALE, SHORT SALE !

Drastically Reduced for a Quick Sale !

PGA Golf Club Courses, Country Clubs , in total six of them with in 5 miles radius & Horses in one convenient location !

Horse Property is Located very close, just a few blocks from:

Oak Valley Golf Club course
PGA of Southern California Golf Club

and within 5 miles from:

Sun Lakes Country Club Executive Course
Sun Lakes Country Club
Highland Spring Village Golf Club
Calimesa Country Club

Equestrian Real Estate, One of a kind craftsman style home with 3400 sq.ft. on almost FIVE acres in the quiet horse community of Cherry Valley,
California, 9223
(Just less than one half hour of Palm Springs)

Driving Directions: 10 Freeway to Cherry Valley Blvd in Cherry Valley. Exit East and go approx. one mile to 38834 Cherry Valley Blvd.

Two story with four bedrooms and three baths. Living room with wood burning fireplace. Separate dining room and a spacious recreation room. Home needs TLC and so does the pool that has not been used for years.

Inside you will find ....
Fireplace: Living Room,Wood
Cooling: Central
Heating: Forced Air, Natural Gas
Laundry: Individual Room,Gas
Cooking Appliances: Range,Oven
Appliances: Dishwasher,Garbage Disposal
Utilities: Water District,Septic Tank
220 Volt Location:

Interior: Ceiling Fan,Drapes/Curtains,Smoke Detector
Rooms: Basement,Master Bedroom,Recreation
Eating Area: Formal Dining Room,In Kitchen
Floor: Ceramic Tile,Concrete Slab,Hardwood,Wall-To-Wall Carpet

This property is well known in the community as the "ROSE FARM DRESSAGE ". spreading over 4.60 Acres of flat land.

ONE OF A KIND home and Established ROSE FARMS DRESSAGE business in Cherry Valley, CA. with just about FIVE acres. Home with 4 bedrooms and 3 baths. Separate dining room, living room with fireplace and a large recreation room. Home needs some TLC.

Owner has invested $450,000 in the this training site, which is set up to board 17 horses. THIS IS AN ESTABLISHD DRESSAGE TRAINING AND BOARDING FACILITY WITH INCOME POTENTIAL FROM $5,000 TO MORE THAN $10,000 PER MONTH.

There is one full Dressage court (60 meters) with LIGHTS and SOUND. One smaller Dressage court (40 meters). One 90 ft. ROUND ARENA & all USDF qualified! Boarding stalls from 72X24, 48X24,36X24 & 24X24. (3 ft. between stalls for safety).

This is a well known site in the community and the place for lessons and Dressage training. Potential income could be from $5,000- $10,000 per month.

Dont miss this opportunity to live just 30 minutes North of Palm Springs an operate your own established business at home. A horse lovers dream!

MRMLS # A08103528

Shown by appointment only with Listing Agents: John Vostenak or Ken Bannister

Original Listing Price : $ 849,900.

Now Reduced to : $ 598,000.

See it on youtube.com

http://www.youtube.com/watch?v=YWwp3dpzWW4

for sale
price: $ 598 000

category:
Other
- Horse Ranch, working horse farm
- 3400 sqft

address :: 38834 Cherry Valley Blvd.
city :: Cherry Valley
state :: California
country :: United States of America
zipcode :: 92223

Status: active

Video of Horse Property for Sale 38834 Chery Valley Bl. [3613kB]

Show Open House Tour

Email to a Friend
map

Additional Information:

4.63 Acres lot size ::
3,400 SQFT House ,two story ::
4 Bedrooms , 3 Baths ::

Contact:


Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-674-1330

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

First-Time Homebuyer Federal Tax Credit

John Vostenak (CENTURY 21 Ludecke Inc.) — Tue, 24 Feb 2009 15:51:56 -0600

First-Time Homebuyer Federal Tax Credit

As you may have heard, significant improvements in the temporary First-Time Homebuyer Tax Credit were signed into law on Feb. 17 as part of the American Recovery and Reinvestment Act of 2009 to provide a housing stimulus for first-time home purchases that occur between Jan. 1 and Dec. 1, 2009.

This is even better news for first-time homebuyers than the tax credit announced in April 2008 because not only has the tax credit maximum increased from $7,500 to $8,000 - but more significantly - it does not need to be repaid unless the individual re-sells the home within three years.

There are several notable points about this federal income tax credit that I have bulleted for your convenience so you can easily explain the highlights to potential first-time homebuyers. They are:

•	Credit maximum was increased from $7,500 to $8,000. The credit is calculated as 10% of the purchase price. Example: If the purchase price is $70,000, the credit is $7,000.
•	Removed the repayment requirement, provided the homebuyer does not resell the home for three years.
•	Eligibility remains for first-time homebuyers only. In this case, a first-time homebuyer is defined as an individual who has not owned a primary home at any time during the three years prior to purchase, but who may have done so prior to that time. Although certain income limits do apply, the amount of the credit is the same for all taxpayers, married or single.
•	To be eligible for the full tax credit, the homebuyer can have an annual adjusted gross income of no more than $75,000 ($150,000 on a joint return). A homebuyer with an annual adjusted gross income above that level and up to $95,000 ($170,000 on a joint return) is eligible for a reduced tax credit.
•	The tax credit can be claimed on one's individual or joint tax return for the purchase of any single-family home between Jan. 1, 2009 and Dec. 1, 2009. It can be claimed on a 2008 tax return (to be filed by April 15, 2009), an amended 2008 tax return, or a 2009 tax return. Individuals should consult a professional tax advisor for exact tax calculations and timing.

To further assist you in communicating this good news, we have created a Consumer Guide chart that explains these important points. In addition, the National Association of Realtors® has prepared a Major Modifications Chart that brokers/agents can use to understand the improvements made in the tax credit since last April. We also have a PowerPoint presentation summarizing the First-Time Homebuyer Tax Credit for your use during first-time homebuyer seminars in your local market and in individual client meetings. Be sure to note that you are not a tax or legal professional, and of course encourage homebuyers to use their own advisors.

Keep in mind that this tax credit is retroactive. You should reach out to your recent first-time homebuyers who closed on or after Jan. 1, 2009 or are currently under contract to close in the near future. Plus, this is a great opportunity to call your customers and potential buyers and help get this important message out to those who can reap the benefits associated with it.

Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak


web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

Details of The President's Stimulus Proposal for Homeowner Affordability and Stability Plan

John Vostenak (CENTURY 21 Ludecke Inc.) — Tue, 24 Feb 2009 15:27:15 -0600

THE WHITE HOUSE

Washington

February 18, 2009

Homeowner Affordability and Stability Plan
Executive Summary

The deep contraction in the economy and in the housing market has created devastating consequences for homeowners and communities throughout the country.

Millions of responsible families who make their monthly payments and fulfill their obligations have seen their property values fall, and are now unable to refinance at lower mortgage rates.

Millions of workers have lost their jobs or had their hours cut back, are now struggling to stay current on their mortgage payments - with nearly 6 million households facing possible foreclosure.

Neighborhoods are struggling, as each foreclosed home reduces nearby property values by as much as 9 percent.

The Homeowner Affordability and Stability Plan is part of the President's broad, comprehensive strategy to get the economy back on track. The plan will help up to 7 to 9 million families restructure or refinance their mortgages to avoid foreclosure. In doing so, the plan not only helps responsible homeowners on the verge of defaulting, but prevents neighborhoods and communities from being pulled over the edge too, as defaults and foreclosures contribute to falling home values, failing local businesses, and lost jobs. The key components of the Homeowner Affordability and Stability Plan are:

1. Refinancing for Up to 4 to 5 Million Responsible Homeowners to Make Their Mortgages More Affordable

2. A $75 Billion Homeowner Stability Initiative to Reach Up to 3 to 4 Million At-Risk Homeowners

3. Supporting Low Mortgage Rates By Strengthening Confidence in Fannie Mae and Freddie Mac

1. Affordability: Provide Access to Low-Cost Refinancing for Responsible Homeowners Suffering From Falling Home Prices

Enabling Up to 4 to 5 Million Responsible Homeowners to Refinance: Mortgage rates are currently at historically low levels, providing homeowners with the opportunity to reduce their monthly payments by refinancing. But under current rules, most families who owe more than 80 percent of the value of their homes have a difficult time refinancing. Yet millions of responsible homeowners who put money down and made their mortgage payments on time have - through no fault of their own - seen the value of their homes drop low enough to make them unable to access these lower rates. As a result, the Obama Administration is announcing a new program that will help as many as 4 to 5 million responsible homeowners who took out conforming loans owned or guaranteed by Fannie Mae or Freddie Mac to refinance through those two institutions.

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THE WHITE HOUSE

Washington

February 18, 2009

Reducing Monthly Payments: For many families, a low-cost refinancing could reduce mortgage payments by thousands of dollars per year:

o

Consider a family that took out a 30-year fixed rate mortgage of $207,000 with an interest rate of 6.50% on a house worth $260,000 at the time. Today, that family has about $200,000 remaining on their mortgage, but the value of that home has fallen 15 percent to $221,000 - making them ineligible for today's low interest rates that now generally require the borrower to have 20 percent home equity. Under this refinancing plan, that family could refinance to a rate near 5.16% - reducing their annual payments by over $2,300.

2. Stability: Create A $75 Billion Homeowner Stability Initiative to Reach Up to 3 to 4 Million At-Risk Homeowners

Helping Hard-Pressed Homeowners Stay in their Homes: This initiative is intended to reach millions of responsible homeowners who are struggling to afford their mortgage payments because of the current recession, yet cannot sell their homes because prices have fallen so significantly. Millions of hard-working families have seen their mortgage payments rise to 40 or even 50 percent of their monthly income - particularly those who received subprime and exotic loans with exploding terms and hidden fees. The Homeowner Stability Initiative helps those who commit to make reasonable monthly mortgage payments to stay in their homes - providing families with security and neighborhoods with stability.

No Aid for Speculators: This initiative will go solely to helping homeowners who commit to make payments to stay in their home - it will not aid speculators or house flippers.

Protecting Neighborhoods: This plan will also help to stabilize home prices for all homeowners in a neighborhood. When a home goes into foreclosure, the entire neighborhood is hurt. The average homeowner could see his or her home value stabilized against declines in price by as much as $6,000 relative to what it would otherwise be absent the Homeowner Stability Initiative.

Providing Support for Responsible Homeowners: Because loan modifications are more likely to succeed if they are made before a borrower misses a payment, the plan will include households at risk of imminent default despite being current on their mortgage payments.

Providing Loan Modifications to Bring Monthly Payments to Sustainable Levels: The Homeowner Stability Initiative has a simple goal: reduce the amount homeowners owe per month to sustainable levels. Using money allocated under the Financial Stability Plan and the full strength of Fannie Mae and Freddie Mac, this program has several key components:

A Shared Effort to Reduce Monthly Payments: For a sample household with payments adding up to 43 percent of his monthly income, the lender would first be responsible for bringing down interest rates so that the borrower's monthly mortgage payment is no more than 38 percent of his or her income. Next, the initiative would match further reductions in interest payments dollar-for-dollar with the lender to bring that ratio down to 31 percent. If that borrower had a

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THE WHITE HOUSE

Washington

February 18, 2009

$220,000 mortgage, that could mean a reduction in monthly payments by over $400. That lower interest rate must be kept in place for five years, after which it could gradually be stepped up to the conforming loan rate in place at the time of the modification. Lenders will also be able to bring down monthly payments by reducing the principal owed on the mortgage, with Treasury sharing in the costs.

"Pay for Success" Incentives to Servicers: Servicers will receive an up-front fee of $1,000 for each eligible modification meeting guidelines established under this initiative. They will also receive "pay for success" fees - awarded monthly as long as the borrower stays current on the loan - of up to $1,000 each year for three years.

Incentives to Help Borrowers Stay Current: To provide an extra incentive for borrowers to keep paying on time, the initiative will provide a monthly balance reduction payment that goes straight towards reducing the principal balance of the mortgage loan. As long as a borrower stays current on his or her loan, he or she can get up to $1,000 each year for five years.

Reaching Borrowers Early: To keep lenders focused on reaching borrowers who are trying their best to stay current on their mortgages, an incentive payment of $500 will be paid to servicers, and an incentive payment of $1,500 will be paid to mortgage holders, if they modify at-risk loans before the borrower falls behind.

Home Price Decline Reserve Payments: To encourage lenders to modify more mortgages and enable more families to keep their homes, the Administration -- together with the FDIC -- has developed an innovative partial guarantee initiative. The insurance fund - to be created by the Treasury Department at a size of up to $10 billion - will be designed to discourage lenders from opting to foreclose on mortgages that could be viable now out of fear that home prices will fall even further later on. Holders of mortgages modified under the program would be provided with an additional insurance payment on each modified loan, linked to declines in the home price index.

Institute Clear and Consistent Guidelines for Loan Modifications:

Treasury will develop uniform guidance for loan modifications across the mortgage industry, working closely with the bank agencies and building on the FDIC's pioneering work. The Guidelines will be used for the Administration's new foreclosure prevention plan. Moreover, all financial institutions receiving Financial Stability Plan financial assistance going forward will be required to implement loan modification plans consistent with Treasury Guidance. Fannie Mae and Freddie Mac will use these guidelines for loans that they own or guarantee, and the Administration will work with regulators and other federal and state agencies to implement these guidelines across the entire mortgage market. The agencies will seek to apply these guidelines when permissible and appropriate to all loans owned or guaranteed by the federal government, including those owned or guaranteed by Ginnie Mae, the Federal Housing Administration, Treasury, the Federal Reserve, the FDIC, Veterans' Affairs and the Department of Agriculture.

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THE WHITE HOUSE

Washington

February 18, 2009

Other Comprehensive Measures to Reduce Foreclosure and Strengthen Communities

Require Strong Oversight, Reporting and Quarterly Meetings with Treasury, the FDIC, the Federal Reserve and HUD to Monitor Performance

Allow Judicial Modifications of Home Mortgages During Bankruptcy for Borrowers Who Have Run Out of Options

· Provide $1.5 Billion in Relocation and Other Forms of Assistance to Renters

Displaced by Foreclosure and $2 Billion in Neighborhood Stabilization Funds

· Improve the Flexibility of Hope for Homeowners and Other FHA Programs to

Modify and Refinance At-Risk Borrowers

3. Supporting Low Mortgage Rates By Strengthening Confidence in Fannie Mae and Freddie

Mac:

Ensuring Strength and Security of the Mortgage Market:

Today, using funds already authorized in 2008 by Congress for this purpose, the Treasury Department is increasing its funding commitment to Fannie Mae and Freddie Mac to ensure the strength and security of the mortgage market and to help maintain mortgage affordability.

o Provide Forward-Looking Confidence: The increased funding will enable Fannie

Mae and Freddie Mac to carry out ambitious efforts to ensure mortgage affordability for responsible homeowners, and provide forward-looking confidence in the mortgage market.

o

Treasury is increasing its Preferred Stock Purchase Agreements to $200 billion each from their original level of $100 billion each.

Promoting Stability and Liquidity: In addition, the Treasury Department will continue to purchase Fannie Mae and Freddie Mac mortgage-backed securities to promote stability and liquidity in the marketplace.

Increasing The Size of Mortgage Portfolios: To ensure that Fannie Mae and Freddie Mac can continue to provide assistance in addressing problems in the housing market, Treasury will also be increasing the size of the GSEs' retained mortgage portfolios allowed under the agreements - by $50 billion to $900 billion - along with corresponding increases in the allowable debt outstanding.

Support State Housing Finance Agencies: The Administration will work with Fannie Mae and Freddie Mac to support state housing finance agencies in serving homebuyers.

No EESA or Financial Stability Plan Money: The $200 billion in funding commitments are being made under the Housing and Economic Recovery Act and do not use any money from the Financial Stability Plan or Emergency Economic Stabilization Act/TARP.

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Contact:


Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak


web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

New Palm Pre cell phone for Realtors ... presentation

John Vostenak (CENTURY 21 Ludecke Inc.) — Sat, 10 Jan 2009 12:29:17 -0600

Dear fellow Realtors

here is a link to a detail presentation for a new cell phone Palm Pre ... !

this is a definatelly Realtors' darling to be ...and must have cell phone total assistant ... ;-)))

it will give all blackberrys , iphones their run for the money ... ! hope it will have Supra Box electronic key function soon ... !!!

http://www.viddler.com/explore/treocentral/videos/1/

please also see me at http://www.johnvostenak.com

Contact:


Agency:	Century 21 Ludecke Realty
20 E. Foothill Blvd. #105 , Arcadia, CA 91006
Name:	John Vostenak
Phone:	1-626-674-1330

web:	www.johnvostenak.com
view all USA Properties view all Czech Properties view all Slovak Properties

San Marino is high income and high property price city in Southern California with the best shools included ..

John Vostenak (CENTURY 21 Ludecke Inc.) — Fri, 12 Dec 2008 20:27:20 -0600

San Marino is high income and high property prices city in Southern California, with the one of best schools in the state , so there is a reason to pay very hign prices for real estate in San Marino, CA 91108

Median prices in 2007: All housing units, primarly and only Single family residences was $1,655,563.

There are no apartments, condos in San Marino.

Estimated median household income in 2007: $148,910 (it was $117,267 in 2000)

For more info about City of San Marino click on the link below for John Vostenak , San Marino Broker

http://www.SanMarinoRealEstateBroker.com
http://www.SanMarinoAgent.com

http://www.johnvostenak.com

Arcadia is a TOP family oriented city with great schools in California

John Vostenak (CENTURY 21 Ludecke Inc.) — Fri, 12 Dec 2008 20:05:38 -0600

Arcadia is a U.S. city in Los Angeles County, California that is located about 20 miles Northeast of downtown Los Angeles

It is the site of the Santa Anita Park racetrack and home to the Los Angeles County Arboretum and Botanic Garden. As of the 2000 census, the city had a total population of 53,054.

Please give me a call if you like to buy or sell homes, commercial properties, income propertie, land, multi residential properties in Arcadia .

John Vostenak, broker at CENTURY 21 Ludecke inc.

http://www.ArcadiaRealEstateBroker.com
http://www.ArcadiaCommercialBroker.com

http://www.johnvostenak.com

John's Blog

Cute house in a nice North East Monrovia ,California on a large lot , under $400,000 .. !

Cute House with Large Lot

Sick and tired of water use restrictions, it will get only worst ?! Why water rates are going up, and up ?! #Water and #Wastewater Reuse

Free MLS, Instant, & Unlimited Real Time Access to the MLS, MRMLS and other MLS systems

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Lovely Home with Gated Yard

New Electronic Lock box without the extra key, " Gets an A ! " used by other Realtors in San Diego and other states in US

Free and Accurate CMA Value with maps, graphs, trends ... for your home, better and more accurate than Zillow ...

The best local coffee .. for Coffee Bean dependent ...

Solar Energy is still out of reach for most homeowners, here is what should be done ...

Solar Energy is still out of reach for most homeowners , and Solar panels are high priced, inefficient , and short on any anesthetics .. !

more on this at the link to the inspiring article at :

http://tinyurl.com/yarf6do

The Mortgage Forgiveness Debt Relief Act and Debt Cancellation Information

3.6 million mortgages in the US that are 90 days+ delinquent or in foreclosure

New Home sales raised 11 % in June, the best news for a long time ... !

news on Mortgage Disclosure Improvement Act

Home prices are holding steady, and in some cases going over market value ..

Insurance Commissioner did his Job Finally! Title profiles are Free again !!

No more free title profiles for Realtors from title companies

CIPS , NAR designation certificate holders feedback needed

e-PRO cetificate, NAR designation feedback needed ...

TRC certificate holders feedback needed ....

Seriously Questionable Code of conduct and ethics of some Realtors !?

SHORT SALE ! Price reduction ! Preforeclosure! Horse Ranch , working Equestrian Dressage Farm with the business

First-Time Homebuyer Federal Tax Credit

Details of The President's Stimulus Proposal for Homeowner Affordability and Stability Plan

New Palm Pre cell phone for Realtors ... presentation

San Marino is high income and high property price city in Southern California with the best shools included ..

Arcadia is a TOP family oriented city with great schools in California