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    <title>Vinnie Vacca - Glendale Arizona -'s Blog</title>
    <link>http://activerain.com/blogs/vvacca</link>
    <description></description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/386475/arrowhead-ranch-glendale-arizona-deciding-how-much-home-you-can-afford-</guid>
      <title>Arrowhead Ranch, Glendale Arizona/ Deciding How Much Home You Can Afford.</title>
      <description>&lt;p&gt;&lt;strong&gt;Deciding how much house you can afford&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/strong&gt;&lt;strong&gt;&amp;nbsp;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href=&quot;http://images.google.com/imgres?imgurl=http://www.timeout.com/newyork/resizeImage/htdocs/export_images/632/632.x600.seek2.home6.jpg&amp;amp;imgrefurl=http://www.timeout.com/newyork/articles/house-home/24025/house-call&amp;amp;h=400&amp;amp;w=600&amp;amp;sz=74&amp;amp;hl=en&amp;amp;start=213&amp;amp;tbnid=VCBerZ75hS0QWM:&amp;amp;tbnh=90&amp;amp;tbnw=135&amp;amp;prev=/images%3Fq%3Dhomes%2Bfiletype:jpg%26start%3D200%26ndsp%3D20%26hl%3Den%26safe%3Dactive%26sa%3DN&quot;&gt;&lt;img src=&quot;http://tbn0.google.com/images?q=tbn:VCBerZ75hS0QWM:http://www.timeout.com/newyork/resizeImage/htdocs/export_images/632/632.x600.seek2.home6.jpg&quot; height=&quot;103&quot; alt=&quot;&quot; width=&quot;157&quot; /&gt;&lt;/a&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;OR&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;img src=&quot;http://tbn0.google.com/images?q=tbn:Sq-q4ZT_XDQphM:http://www.homesbymastercraft.com/images/Custom_Homes.jpg&quot; height=&quot;107&quot; alt=&quot;&quot; width=&quot;150&quot; /&gt;&lt;/strong&gt;&lt;strong&gt;&lt;br /&gt;&lt;/strong&gt;Before you start house hunting, you need to determine how much house you can afford, which will entail &lt;br /&gt;getting either prequalified or preapproved for a home loan. A real estate agent can help you find a &lt;br /&gt;mortgage broker to begin the process. While getting preapproved is a more in-depth process, a &lt;br /&gt;preapproval letter lets both real estate agents and sellers know that you&amp;#39;re a serious shopper who means &lt;br /&gt;business.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;What do I do to get prequalified?&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;img src=&quot;http://www.1clipart.com/clipart/computers/pcs/53-376155460.gif&quot; border=&quot;0&quot; height=&quot;193&quot; alt=&quot;&quot; width=&quot;300&quot; /&gt;&lt;br /&gt;&lt;br /&gt;&lt;/strong&gt;A prequalification can be done online or over the phone and does not require your submitting financial &lt;br /&gt;documents. You will be asked to provide basic information about your finances - for instance, your &lt;br /&gt;household income versus your debt load. With this information, the lender will estimate what your &lt;br /&gt;maximum loan amount could be if you were to apply.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;What about getting preapproved?&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;img src=&quot;http://www.1clipart.com/clipart/money/money/37-830738098.gif&quot; border=&quot;0&quot; height=&quot;30&quot; alt=&quot;&quot; width=&quot;250&quot; /&gt;&lt;br /&gt;&lt;br /&gt;&lt;/strong&gt;A preapproval is more involved and a real estate agent can help you prepare your documentation. The &lt;br /&gt;lender will perform an extensive review of your finances, requiring pay stubs, tax records, credit accounts, &lt;br /&gt;bank statements and more. This figure will not only be a more reliable estimate of what you can afford, &lt;br /&gt;but your preapproval also indicates that a lender is willing to do business with you, pending the purchase &lt;br /&gt;price, market appraisal and the underwriting process.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;What should I ask when shopping for a lender?&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;img src=&quot;http://www.1clipart.com/clipart/office_-_business/people/59-401902957.gif&quot; border=&quot;0&quot; height=&quot;109&quot; alt=&quot;&quot; width=&quot;150&quot; /&gt;&lt;br /&gt;&lt;br /&gt;&lt;/strong&gt;Your real estate agent should have a mortgage broker they are willing to put you in contact with - this &lt;br /&gt;lender will be someone they have done business with in the past, and feel comfortable recommending. &lt;br /&gt;However, if you decide to do a little comparison shopping and look for a lender on your own, here are a &lt;br /&gt;few important questions to ask.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;1.) What loan programs do you offer and which one do you think is best for me?&lt;br /&gt;&lt;br /&gt;2.) How long will the loan approval process take?&lt;br /&gt;&lt;br /&gt;3.) What line items of the loan agreement - if any - are negotiable?&lt;br /&gt;&lt;br /&gt;4.) What is your policy for locking in interest rates, and will you honor a lower rate if it declines&lt;br /&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;during the lock-in period?&lt;br /&gt;&lt;br /&gt;5.) Are there fees for prepaying on my loan?&lt;br /&gt;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Tue, 19 Feb 2008 18:25:04 -0600</pubDate>
      <link>http://activerain.com/blogsview/386475/arrowhead-ranch-glendale-arizona-deciding-how-much-home-you-can-afford-</link>
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      <guid>http://activerain.com/blogsview/338587/phoenix-arizona-block-starter-home</guid>
      <title>Phoenix, Arizona/ Block starter home</title>
      <description>&lt;p&gt;&lt;img src=&quot;http://www.phxhomesaz.com/images/carrie_s_house.jpg&quot; height=&quot;192&quot; alt=&quot;&quot; width=&quot;256&quot; /&gt;&amp;nbsp;&lt;img src=&quot;http://www.phxhomesaz.com/images/lr2971132-1_1_.jpg&quot; height=&quot;192&quot; alt=&quot;&quot; width=&quot;256&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;3 BEDROOMS, 2 BATHS, 1368 SQFT, LOT SIZE 7144 SQFT, BUILT IN 1968&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;One of the later homes built in Westown, slump block exterior, Sharp curb appeal, &lt;br /&gt;Absolutely beautiful stone fireplace with hearth extends width of living room, large &lt;br /&gt;country kitchen with extended breakfast bar and new counter tops. Spacious room for &lt;br /&gt;large table, tasteful laminate hardwood flooring, updated bathroom vanities with corian &lt;br /&gt;sinks and counters in both bathrooms. Spacious backyard, nick block fence. Very clean. &lt;br /&gt;Hurry, this one will go fast! Offering 3000.00 carpet allowance.&lt;br /&gt;&lt;img src=&quot;http://www.phxhomesaz.com/images/lr2971132-4_1_.jpg&quot; height=&quot;192&quot; alt=&quot;&quot; width=&quot;256&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Mon, 14 Jan 2008 16:31:58 -0600</pubDate>
      <link>http://activerain.com/blogsview/338587/phoenix-arizona-block-starter-home</link>
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      <guid>http://activerain.com/blogsview/338579/peoria-arizona-250-000-motivated-sellers</guid>
      <title>Peoria, Arizona/ $250,000/ Motivated Sellers</title>
      <description>&lt;p&gt;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/DSCN0329-349x217.jpg&quot; height=&quot;217&quot; alt=&quot;&quot; width=&quot;349&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;3 BEDROOMS, 2.5 BATHS, 1674 SQFT, POOL, BUILT IN 1986&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;MOTIVATED SELLERS &amp;gt; READY TO MOVE &amp;gt; WILL CONSIDER ALL OFFERS. &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;Large Storage Shed, great place to set up a work shop. Inside you&amp;#39;ll find new ceramic tiles &lt;br /&gt;detailed with a mosaic design. There are ceiling fans in every room and a 7 day &lt;br /&gt;programmable thermostat to control your energy. The fireplace has been refinished with &lt;br /&gt;new custom tiles, and the counter tops in the kitchen are new as well. The Staircase is &lt;br /&gt;Brand New, Custom Handcrafted with Knotty Alder Wood. The exterior and interior have &lt;br /&gt;been recently paint with neutral colors. This Home also includes a 1 Year Home Warranty.&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/hr2971908-10_1_-184x130.jpg&quot; height=&quot;130&quot; alt=&quot;&quot; width=&quot;184&quot; /&gt;&amp;nbsp;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/hr2971908-7_1_-178x130.jpg&quot; height=&quot;130&quot; alt=&quot;&quot; width=&quot;178&quot; /&gt;&amp;nbsp;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/hr2971908-8_1_-200x130.jpg&quot; height=&quot;130&quot; alt=&quot;&quot; width=&quot;200&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Mon, 14 Jan 2008 16:26:03 -0600</pubDate>
      <link>http://activerain.com/blogsview/338579/peoria-arizona-250-000-motivated-sellers</link>
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      <guid>http://activerain.com/blogsview/338570/poeria-arizona-beautiful-2-level-with-upgrades-galore</guid>
      <title>Poeria Arizona, Beautiful 2 Level with Upgrades Galore</title>
      <description>&lt;p&gt;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/Melinda-364x210.jpg&quot; height=&quot;220&quot; alt=&quot;&quot; width=&quot;381&quot; style=&quot;width: 381px; height: 220px&quot; /&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;5 BEDROOM, 3 BATHS, 2657 SQFT, POOL, 3 CAR GARAGE, BUILT IN 2000&lt;br /&gt;&lt;/strong&gt;Upgrades Galore: kitchen w/custom cabinets &amp;amp; granite countertops w/backsplash, wood &lt;br /&gt;shutters(on All windows), Brand new Stainless Steel Appliances (refrigerator stays), &lt;br /&gt;laminate flooring &amp;amp; 20&amp;quot; tile throughout, built in office in master w/granite desk.&lt;br /&gt;3 Car Garage is loaded with features: epoxy floor, workshop w/cabintets &amp;amp; sink, tv/vcr, &lt;br /&gt;soft water system. Laundry room w/counter &amp;amp; cabinets, W/D conveys, Security system, &lt;br /&gt;Backyard features include: pebbletec pool, gas beehive fireplace, built in BBQ, water &lt;br /&gt;feature, children&amp;#39;s playset. Beautiful front landscape w/flagstone walkway, front porch, ON &lt;br /&gt;A corner cul-de-sac bordering common area, surround sound throughout home (inside&amp;amp; &lt;br /&gt;outside).&lt;br /&gt;You have to see all the custom features &amp;amp; upgrades in person. &lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/hr2434368-6_1_-181x127.jpg&quot; height=&quot;127&quot; alt=&quot;&quot; width=&quot;181&quot; /&gt;&amp;nbsp;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/hr2434368-5_1_-188x127.jpg&quot; height=&quot;127&quot; alt=&quot;&quot; width=&quot;188&quot; /&gt;&amp;nbsp;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/hr2434368-4_1_-182x127.jpg&quot; height=&quot;127&quot; alt=&quot;&quot; width=&quot;182&quot; /&gt;&lt;/p&gt;&lt;p&gt;9327 W. Melina LN.&lt;br /&gt;Peoria AZ. 85382&lt;br /&gt;&lt;strong&gt;$425,000&lt;br /&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Mon, 14 Jan 2008 16:21:04 -0600</pubDate>
      <link>http://activerain.com/blogsview/338570/poeria-arizona-beautiful-2-level-with-upgrades-galore</link>
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      <guid>http://activerain.com/blogsview/332698/when-will-the-housing-market-return-to-normal-</guid>
      <title>When will the Housing Market return to Normal?</title>
      <description>&lt;p&gt;Between&amp;nbsp;all the stats, charts, media, physics, buyers, sellers, investors, lenders, Realtors and spiritual advisor&amp;#39;s, no one really knows when that will be. Some say 2008, some 2009, others choose not to make any predictions at all. &lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://en.wikipedia.org/wiki/Image:3DCrystal_ball.png&quot; title=&quot;A 3D computer generated image of a crystal ball&quot;&gt;&lt;img src=&quot;http://upload.wikimedia.org/wikipedia/en/thumb/4/4d/3DCrystal_ball.png/240px-3DCrystal_ball.png&quot; border=&quot;0&quot; height=&quot;267&quot; alt=&quot;A 3D computer generated image of a crystal ball&quot; width=&quot;240&quot; /&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;I&amp;#39;ve only been a Realtor for 4 years and I haven&amp;#39;t seen a &amp;quot;normal&amp;quot; market yet. Even before I was a Realtor, I remember people complaining that they couldn&amp;#39;t get &amp;nbsp;their homes sold&amp;nbsp;and&amp;nbsp;I remember the&amp;nbsp;economy being in a much worse&amp;nbsp;condition than it is now (Of course, I&amp;#39;m old enough to remember the odd and even plate number to get gas days). &lt;/p&gt;&lt;p&gt;Way back in 1989, I sold my home in Phoenix in less than 2 weeks. This wasn&amp;#39;t a good time for real estate sales either, if I remember right, so how did I do this you ask? I listen to my Realtor and priced my home right and I did my part by getting rid of all the clutter and making sure that it was in showing condition 100% of the time.&lt;/p&gt;&lt;p&gt;In 2004 and 2005, Real estate sales went sky high&amp;nbsp;here in Phoenix (especially 2005). Homeowners were&amp;nbsp;getting multiple offers within minutes&amp;nbsp;after their agent posted in the MLS.&amp;nbsp;This is no exaggeration, in less than an hour, you would have several offers to choose from. Is this a normal market? Boy, I sure had a lot of buyers in those days. Driving around all day, putting in offer after offer. What a great way to learn your contracts.&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://images.google.com/imgres?imgurl=http://femacamper.files.wordpress.com/2007/08/money_tree5.jpg&amp;amp;imgrefurl=http://femacamper.wordpress.com/category/detax/&amp;amp;h=1762&amp;amp;w=1949&amp;amp;sz=1139&amp;amp;tbnid=xnEhSbzKwviYCM:&amp;amp;tbnh=136&amp;amp;tbnw=150&amp;amp;prev=/images%3Fq%3Dmoney%26um%3D1&amp;amp;start=3&amp;amp;sa=X&amp;amp;oi=images&amp;amp;ct=image&amp;amp;cd=3&quot;&gt;&lt;img title=&quot;http://femacamper.wordpress.com/category/detax/&quot; src=&quot;http://tbn0.google.com/images?q=tbn:xnEhSbzKwviYCM:femacamper.files.wordpress.com/2007/08/money_tree5.jpg&quot; vspace=&quot;4&quot; border=&quot;1&quot; height=&quot;136&quot; align=&quot;middle&quot; alt=&quot;http://femacamper.wordpress.com/category/detax/&quot; width=&quot;150&quot; /&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;I&amp;nbsp;think the real question is,&amp;quot;Is there such thing as a normal&amp;nbsp;housing market?&amp;quot;&amp;nbsp;We need to all be aware that anything can happen, this is a constantly changing market that requires careful attention to details, building a good foundation in the community, and be prepared for the next wave of Ups and&amp;nbsp;Downs and All Arounds. Even though we lose our ambition to market ourselves during these trying times, it&amp;#39;s even more important now to keep marketing ourselves and stay active in the community.&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://en.wikipedia.org/wiki/Image:Luna_Park_Melbourne_scenic_railway.jpg&quot; title=&quot;The Scenic Railway at Luna Park (Melbourne, Australia), the world&amp;#39;s oldest continually-operating rollercoaster, built in 1912.&quot;&gt;&lt;img src=&quot;http://upload.wikimedia.org/wikipedia/commons/thumb/6/65/Luna_Park_Melbourne_scenic_railway.jpg/180px-Luna_Park_Melbourne_scenic_railway.jpg&quot; border=&quot;0&quot; height=&quot;251&quot; alt=&quot;The Scenic Railway at Luna Park (Melbourne, Australia), the world&amp;#39;s oldest continually-operating rollercoaster, built in 1912.&quot; width=&quot;180&quot; /&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;I&amp;#39;ve made an observation&amp;nbsp;in my first 4 years of real estate, this market doesn&amp;#39;t preform like any other market. At least not for the most part. Let&amp;#39;s take a fruit market for example and focus&amp;nbsp;on apples. If you love apples as much as I do, you know that in the fall, when it&amp;#39;s apple picking season, there are groves upon groves of apples ripe and ready to go to market. The price of these apples goes from $1.29&amp;nbsp;per lb. to&amp;nbsp;$0.25 per lb in you local grocers market. That&amp;#39;s when everyone rushes out to the orchards to pick bushels, and to the grocery stores&amp;nbsp;load up theirs carts so they can do their canning or make their pies or just have their fill of eating good fresh apples cheap. With real estate the average consumer usually jumps on the band wagon when the prices have already gone up. A lot of good&amp;nbsp;opportunities are missed when the prices are low. I know the investors don&amp;#39;t think this way.&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://en.wikipedia.org/wiki/Image:95apple.jpeg&quot; title=&quot;Wild Malus sieversii apple in Kazakhstan&quot;&gt;&lt;img src=&quot;http://upload.wikimedia.org/wikipedia/commons/thumb/9/92/95apple.jpeg/180px-95apple.jpeg&quot; border=&quot;0&quot; height=&quot;134&quot; alt=&quot;Wild Malus sieversii apple in Kazakhstan&quot; width=&quot;180&quot; /&gt;&lt;/a&gt;&lt;/p&gt;&lt;p&gt;I&amp;#39;m not sure about anywhere else in the country, but here in Phoenix, I would have to say that Home Picking Season is&amp;nbsp;just around the corner. Maybe, prices may fall a little more this&amp;nbsp;winter, but that would be only because&amp;nbsp;of the buyer confidence syndrome. My own brother&amp;nbsp;is in the mind set that real estate prices are doomed to fall back down to the 1989 prices. Sure that may happen, When Javelinas Fly.&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://www.desertusa.com/magnov97/nov_pap/javeline.jpg&quot; height=&quot;172&quot; align=&quot;bottom&quot; alt=&quot;&quot; width=&quot;266&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Wed, 09 Jan 2008 14:40:34 -0600</pubDate>
      <link>http://activerain.com/blogsview/332698/when-will-the-housing-market-return-to-normal-</link>
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      <guid>http://activerain.com/blogsview/331747/arrowhead-ranch-in-glendale-arizona-ain-t-it-purdy-</guid>
      <title>Arrowhead Ranch in Glendale Arizona, Ain't It Purdy?</title>
      <description>&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/3/0/9/4/2/ar119983657124903.JPG&quot; height=&quot;152&quot; align=&quot;right&quot; alt=&quot; &quot; width=&quot;299&quot; /&gt;Arrowhead Ranch in Glendale Arizona, here&amp;#39;s what you need to know about it... It&amp;#39;s Purdy, It&amp;#39;s Beautilushious, and it&amp;#39;s darn right gorgeous. If you&amp;#39;re from around here, you know it&amp;#39;s the place to live, everybody wants to, if you&amp;#39;re not from these parts, than I&amp;#39;m here to tell you about it.&lt;/p&gt;&lt;p&gt;Arrowhead has several counterparts which are all appropriately made. For instance, Arrowhead Lakes, Top of the Ranch, Arrowhead Legends, Sierra Verde, Fletcher Heights and so on.&lt;/p&gt;&lt;p&gt;Each one of these Arrowhead neighborhoods&amp;nbsp;has it&amp;#39;s charm about it, so it just wouldn&amp;#39;t be right to clump them all together in this on article. In this Post I just want to focus on the original Arrowhead Ranch.&amp;nbsp;Located between Union Hills and Beardsley RD/ 67th AVE and 79Tth AVE., this portion of the Ranch is the most lush. Of course the reason being that it&amp;#39;s been around the longest and the landscape&amp;nbsp;has matured more. &lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/5/1/6/5/5/ar119983779955615.JPG&quot; height=&quot;150&quot; align=&quot;left&quot; alt=&quot; &quot; width=&quot;321&quot; /&gt;Speaking of landscape, you would find any brown lawns or untrimmed trees in this neighborhood. The homeowners display a true pride of ownership for their properties. They are proud of their community and take care of it very well.&lt;/p&gt;&lt;p&gt;&amp;nbsp;You can drive down the streets any time of the day or night and fall in love with the quaint and quiet charm of this golf community. &lt;/p&gt;&lt;p&gt;Did I forget to mention that it&amp;#39;s stunning? Well it is.&lt;/p&gt;&lt;p&gt;Oh yeah, you heard me say golf community. So the residence in this community have plenty of palm trees, lakes, ducks, geese, rabbits (long eared galoots), heck you might even see a few Blue Herons (Crazy things look like&amp;nbsp;Pterydactil when they&amp;#39;re in flight). All this just adds to charm of Arrowhead Ranch. By the way, did you notice the bike path on the side of the road? That&amp;#39;s a pretty standard feature on the busier roads in Arrowhead.&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/8/4/6/7/2/ar119983881027648.jpg&quot; height=&quot;171&quot; alt=&quot; &quot; width=&quot;623&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/5/3/0/9/1/ar119983945019035.JPG&quot; height=&quot;214&quot; align=&quot;right&quot; alt=&quot; &quot; width=&quot;172&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/8/2/9/1/6/ar119983966561928.JPG&quot; height=&quot;171&quot; align=&quot;left&quot; alt=&quot; &quot; width=&quot;384&quot; /&gt;You must be asking yourself, well Vin, are the medians divided with beautiful landscape? &lt;strong&gt;Yes They Are. &lt;/strong&gt;At least the main roads are.&lt;/p&gt;&lt;p&gt;There nicely accented water features scattered throughout the neighborhood, so those evening walks can be a lot more pleasant and enjoyable.&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/8/2/2/4/6/ar119984010164228.JPG&quot; height=&quot;186&quot; alt=&quot; &quot; width=&quot;619&quot; /&gt;&lt;/p&gt;&lt;p&gt;You can spend some&amp;nbsp;quality time at the neighborhood parks with your children or grandchildren. It&amp;#39;s a great place to relax or&amp;nbsp;play and just built a strong family unit. If you don&amp;#39;t have any children, than I suppose you can walk your dog to the park, just don&amp;#39;t forget to pick up the poopy after the puppy. Glendale also has a dog park which I will feature in a future article.&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/4/8/3/5/9/ar119984055595384.JPG&quot; height=&quot;195&quot; align=&quot;right&quot; alt=&quot; &quot; width=&quot;202&quot; /&gt;&lt;/p&gt;&lt;p&gt;Well, that&amp;#39;s all I have for now, hope I didn&amp;#39;t bore you too much. I did add some pictures this time, so I hope you enjoyed them.&lt;/p&gt;&lt;p&gt;Who&amp;#39;s the doofus standing on the waterfall, over the pool? That would be me. Don&amp;#39;t worry, I took my cell phone out of my pocket in case I fall in. I&amp;#39;m&amp;nbsp;not going to do that again.&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Tue, 08 Jan 2008 19:19:05 -0600</pubDate>
      <link>http://activerain.com/blogsview/331747/arrowhead-ranch-in-glendale-arizona-ain-t-it-purdy-</link>
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      <guid>http://activerain.com/blogsview/330018/yeahhh-we-got-an-offer-</guid>
      <title>Yeahhh! We got an offer!</title>
      <description>&lt;p&gt;This morning I received a call from my office informing me that I got offer on my listing. I thought to myself, &amp;quot;Really?, I didn&amp;#39;t get a call from the REALTOR, letting me know to expect one, I didn&amp;#39;t even know that the home was shown&amp;quot;. So I scurried on down to office, eager to see what I anticipated to be a low-ball offer, and guess what?, the offer was&amp;nbsp;far beyond what I could have ever imagined. This was the mother of all low-ball offers, $85,000 under the asking price. Now, if we were talking about a home listed over half a million dollars, that might make sense to me, but this home is listed is the mid 200s. &lt;/p&gt;&lt;p&gt;Of course this offer is coming from an investor,&amp;nbsp;and it did&amp;nbsp;cme attached with a short sale addendum, so they were obviously under the impression that&amp;nbsp;my clients are trying to avoid foreclosure, which is definitely not the case.I had no idea that investors were&amp;nbsp;making such low offers,&amp;nbsp;I expect the usual $30,000-$50,000 under asking&amp;nbsp;price, but I&amp;#39;m think that $85,000 might be a little extreme. &lt;strong&gt;&lt;u&gt;Or am I wrong? &lt;/u&gt;&lt;/strong&gt;I do a CMA on all my listings and I also update my CMAs every month or two,&amp;nbsp;but I know it&amp;#39;s buyer&amp;#39;s market, so realistically, I expect to see offers that may be lower than we anticipate.&lt;/p&gt;&lt;p&gt;I plan to present the offer to my clients, and I will definitely encourage them to make a counteroffer,&amp;nbsp;one that is fair&amp;nbsp;to both parties, because that&amp;#39;s what we as good agents do. No offer is a bad offer, right? I don&amp;#39;t expect that we will come anywhere close to meeting in the middle but at least we will try.&amp;nbsp;&lt;/p&gt;&lt;p&gt;So, am I wrong? I need your feedback.&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Mon, 07 Jan 2008 12:56:55 -0600</pubDate>
      <link>http://activerain.com/blogsview/330018/yeahhh-we-got-an-offer-</link>
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      <guid>http://activerain.com/blogsview/327515/i-m-about-ready-to-give-up-</guid>
      <title>I'm about ready to give up!!</title>
      <description>&lt;p&gt;2008 has been rough, here we are, 4 days into the year, and I haven&amp;#39;t sold a thing. When is it going to change? I thought by now the market would be on the rebound and there would be buyers and sellers knocking on my door to help them with their real estate needs. &lt;/p&gt;&lt;p&gt;The housing prices are good, the&amp;nbsp;economy is strong, the unemployment rate is low, the stock market is high, the Super Bowl is coming to town. I just don&amp;#39;t get it...I thought for sure...now what? Okay Vin, don&amp;#39;t panic, stay calm, take a deep breath. After all, it&amp;#39;s not as if it&amp;#39;s been a whole week, maybe things can still change.&lt;/p&gt;&lt;p&gt;Okay so things aren&amp;#39;t going as planned, let&amp;#39;s go back and review my goals to date for 2008:&lt;/p&gt;&lt;p&gt;January 1st- Sell a home.&lt;/p&gt;&lt;p&gt;January 2nd- Review my goals to date.&lt;/p&gt;&lt;p&gt;January 3rd- Sell&amp;nbsp;another home.&lt;/p&gt;&lt;p&gt;January 4th- Review my goals to date.&lt;/p&gt;&lt;p&gt;Wow! I feel really, really stupid, I don&amp;#39;t know why I was getting so worked up, I&amp;#39;ve acheived half my goals.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Sat, 05 Jan 2008 02:18:21 -0600</pubDate>
      <link>http://activerain.com/blogsview/327515/i-m-about-ready-to-give-up-</link>
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      <guid>http://activerain.com/blogsview/327491/yes-indeedy-activerain-really-is-addicting-</guid>
      <title>Yes Indeedy, ActiveRain Really Is Addicting.</title>
      <description>&lt;p&gt;I&amp;#39;ve posted a few&amp;nbsp;blogs&amp;nbsp;the last couple days just to see what the results would be with Google recognition and I was surprised to see how fast the posts link to my name and promoted my personal website. This really does work. I also tryed a couple different styles of writing to see what would get the best response and it seems that&amp;nbsp;most prefer articles that are more light hearted and fun. Now, I know that we are all here to learn from each other and gain more visabilty on the internet but what good is all that if we can&amp;#39;t have a little fun too. I&amp;#39;m glad to see that there are a lot of you that feel the same way. &lt;/p&gt;&lt;p&gt;I&amp;#39;ve had quite a bit of down time the last couple days but that will soon come to an end soon, so I definitly need to outline an AR schedule. This can get very addicting, but I think it&amp;#39;s a good addiction. I read a lot of articles on things I need to improve on, some are very detailed and well written and others are more visual and relaxed.&amp;nbsp;I have a lot to learn, and what better way to do that, than by first hand experiences shared by real estate professionals in the field such as yourselves.&lt;/p&gt;&lt;p&gt;Thanks for sharing.&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Sat, 05 Jan 2008 01:30:55 -0600</pubDate>
      <link>http://activerain.com/blogsview/327491/yes-indeedy-activerain-really-is-addicting-</link>
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      <guid>http://activerain.com/blogsview/326982/top-10-reasons-to-go-into-real-estate</guid>
      <title>Top 10 Reasons To Go Into Real Estate</title>
      <description>&lt;p&gt;I know everybody has their own reasons for getting into real estate, so I am in no way implying that these&amp;nbsp;reason&amp;nbsp;reflect every&amp;nbsp;agents opinions. But in my opinion these are some pretty darn good ones.&lt;/p&gt;&lt;p&gt;10.) Your family and friends will be star struck&amp;nbsp;every time you&amp;nbsp;enter the room.&lt;/p&gt;&lt;p&gt;9.) You get to cut out that pesky middle man, the health insurance company, and pay the doctors directly.&lt;/p&gt;&lt;p&gt;8.) You feel sorry for the oil companies, so you want to do your part in helping them by driving around for hours.&lt;/p&gt;&lt;p&gt;7.) Everybody is dying to get a card with your picture on it.&lt;/p&gt;&lt;p&gt;6.) You get to use words like; subprime meltdown, burnout, and gazump and gazunder.&lt;/p&gt;&lt;p&gt;5.) It&amp;#39;s a great excuse to decorate your car like a clown mobile.&lt;/p&gt;&lt;p&gt;4.) You love taking people you don&amp;#39;t know out for lunch.&lt;/p&gt;&lt;p&gt;3.) Free lunch is provided with almost every meeting.&lt;/p&gt;&lt;p&gt;2.) You have&amp;nbsp;always wanted to be a mind reader.&lt;/p&gt;&lt;p&gt;And the&amp;nbsp;#1 reason that everyone gets into this business is...&lt;/p&gt;&lt;p&gt;...&lt;strong&gt;It beats having a REAL job&lt;/strong&gt;.&lt;/p&gt;&lt;p&gt;There you have it maybe you found this humorous, maybe offensive, how you look at life will determine your reaction. Personally I believe you have to be able to laugh at yourself and not take life so seriously, otherwise it will take it&amp;#39;s toll on you. What do you think?&lt;/p&gt;&lt;p&gt;PS, My personal reason for going into real estate is to share&amp;nbsp;this kind of&amp;nbsp;valuable information with my friends at ActiveRain.&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Fri, 04 Jan 2008 16:15:09 -0600</pubDate>
      <link>http://activerain.com/blogsview/326982/top-10-reasons-to-go-into-real-estate</link>
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      <guid>http://activerain.com/blogsview/326874/buyer-confidence-makes-the-world-go-round</guid>
      <title>Buyer Confidence Makes the World Go Round</title>
      <description>&lt;p&gt;Lately it seems that all we hear about is the doom we&amp;#39;re facing...oil prices are out of control, sub-prime lending has disappeared off the face of the earth, the stock market is unstable, foreclosures are through the roof, we&amp;#39;re in a declining housing market, and so on, and so on, and so on. But are we forgetting that &lt;strong&gt;&amp;quot;&lt;em&gt;every cloud has a silver lining&amp;quot;&lt;/em&gt;&lt;/strong&gt;, that &lt;strong&gt;&amp;quot;&lt;em&gt;from all bad things, something good comes of it&amp;quot;&lt;/em&gt;&lt;/strong&gt;&lt;em&gt;, &lt;/em&gt;that&lt;strong&gt;&lt;em&gt; &amp;quot;everything happens for a reason&amp;quot;&lt;/em&gt;&lt;/strong&gt;, that&lt;strong&gt;&lt;em&gt; &amp;quot;justice conquers all&amp;quot;&lt;/em&gt;&lt;/strong&gt;. &lt;/p&gt;&lt;p&gt;When I got into real estate in 2004, I had no idea, that this would be such a tough industry to master. I thought that I would just get my license, sign up with a brokerage, and become a millionaire in a year or two. After all, I was a well liked, highly spirited, and I might add a &amp;quot;very successful&amp;quot; director of banquets in the hotel hospitality industry, how hard could it be to sell real estate. Little did I know I would be facing my own private little doom, yes, I fell right on my face. But I learned. As clich&amp;eacute; as those sayings that I listed above are, I really do believe in them, and since I love this business, I choose to review my past failures, learn from them and move forward.&lt;/p&gt;&lt;p&gt;So, let&amp;#39;s take a look at the doom we&amp;#39;re facing, the bad and good that could come of it:&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;u&gt;High Gas Prices&lt;/u&gt;&lt;/strong&gt; &lt;/p&gt;&lt;p&gt;This is a tough one; nobody wants higher gas prices, right? What I can&amp;#39;t figure out, with prices soaring over $3.00 a gallon, why are there so many SUVs, mammoth 4 wheel drive trucks and high powered sedans and sports cars &lt;strong&gt;&lt;em&gt;speeding&lt;/em&gt;&lt;/strong&gt; down the roads? They can&amp;#39;t all belong to REALTORS. Well, this is America, and Americans have always loved big high powered vehicles, its part of the American dream. If we lose this privilege, a little of our confidence goes with it. &lt;/p&gt;&lt;p&gt;The good&amp;nbsp;news is the auto industry is restructuring their way of thinking and coming up with better ways to build those big cars with cleaner burning and more efficient engines. So, I&amp;#39;m sure that the future outlook in this area is on the road to recovery. &lt;/p&gt;&lt;p&gt;The other good thing that came from this is that Al Gore was able to find his niche that made him the billionaire that he is today. I was beginning to worry that his confidence was shot forever.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;u&gt;Subprime Loans&amp;nbsp; &lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Okay, so I lied, not all subprime lending has disappeared, just the bad ones have. That&amp;#39;s a great thing. Yes, we all want to live in million dollar homes, but not if we can&amp;#39;t afford it. This is what has lead to the high foreclosure rate of today. What a hard lesson to learn, but none the less, one that had eventually come to pass. I think we all knew it was going to happen sooner or later, but we were all so caught up to the housing gold rush that we just simply chose to ignore it. Sure we all warned our clients that interest only loans were only good for short term investment, but how were we to know that we were going to go from a booming profit turning machine, to a dead stand still, and finally, a declining market, all within a year. &lt;/p&gt;&lt;p&gt;The good news is that this is now behind us and those FHA loans of the past, were carefully wrapped and tucked away for just such an emergency. This is definitely a better and safer loan for the low-and-moderate income family. They carry much favorable interest rates and they have infrastructure already set up for counseling and loss mitigation. &lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;u&gt;Unstable Stock Market&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;This is hardly a problem for the average consumer; in fact the stock market is not an enemy of real estate.&amp;nbsp; The latest NAR research on vacation-home buyers reveals that many of them rely on stock market wealth to fund that second-home purchase. The stock market may appear to be unstable but it&amp;#39;s also at an all time high. For the rest of us we need to focus on our local economy, the job growth. The sound local economy has been the principle reason why home prices have largely held on average for Maricopa County &lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;u&gt;Foreclosures&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;This has definitely put a damper on home values in the Phoenix Valley, its causing sellers a lot of frustration. The impact became definite in the fall of 2007, forcing sellers to lower their prices to compete with the foreclosure property down the street that sold for thousands less than their asking price. This is just going to have to run its course. Uncle Sam has provided some relief to homeowners facing foreclosure, by eliminating to capital gains tax on short sales, but we&amp;#39;re just going to have to wait and see if that produces any favorable results. &lt;/p&gt;&lt;p&gt;The good news here is that it may be accelerating the declining prices, so &lt;strong&gt;hopefully, &lt;/strong&gt;those qualified buyers and investors will get off the sidelines and scoop up these great deals, and ideally decrease our 18 months of inventory to a more negotiable level, one that is fair to the buyers and the sellers. &lt;strong&gt;&amp;nbsp;&amp;nbsp;&lt;/strong&gt;&amp;nbsp;Now that would be niceJ&lt;/p&gt;&lt;p&gt;The lack of buyer confidence to enter the market has been the one principle reason in holding back home sales.&amp;nbsp; The qualified buyers are afraid of a possible price decline. And the media is fueling that fear. It&amp;#39;s crucial that we talk to our clients, family, friends and everyone we come in contact with, and educate them on the dos and don&amp;#39;ts of real estate. People are naturally afraid of the unknown, if we&amp;#39;re upfront and forthcoming with our prospects, maybe, just maybe, the buyer confidence will be stored at a faster pace.&amp;nbsp; &lt;/p&gt;&lt;p&gt;Now, let&amp;#39;s get out there with our shiny, smiling faces, inform all the good people of America that it&amp;#39;s a great time to buy a home.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Fri, 04 Jan 2008 14:38:41 -0600</pubDate>
      <link>http://activerain.com/blogsview/326874/buyer-confidence-makes-the-world-go-round</link>
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      <guid>http://activerain.com/blogsview/325879/peoria-arizona-250-000-motivated-sellers</guid>
      <title>Peoria, Arizona/ $250,000/ Motivated Sellers</title>
      <description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/DSCN0329-349x217.jpg&quot; height=&quot;217&quot; alt=&quot;&quot; width=&quot;349&quot; /&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;img src=&quot;http://activerain.com/image_store/uploads/1/3/6/1/2/ar119940536021631.jpg&quot; height=&quot;115&quot; alt=&quot; &quot; width=&quot;267&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/hr2971908-10_1_-184x130.jpg&quot; height=&quot;141&quot; alt=&quot;&quot; width=&quot;201&quot; /&gt;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/hr2971908-8_1_-200x130.jpg&quot; height=&quot;142&quot; alt=&quot;&quot; width=&quot;214&quot; /&gt;&lt;img src=&quot;http://www.phxhomesaz.com/sitebuilder/images/hr2971908-7_1_-178x130.jpg&quot; height=&quot;142&quot; alt=&quot;&quot; width=&quot;197&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;MOTIVATED SELLERS &amp;gt; READY TO MOVE &amp;gt; WILL CONSIDER ALL OFFERS.&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;Large Storage Shed, great place to set up a work shop. Inside you&amp;#39;ll find new ceramic tiles &lt;br /&gt;detailed with a mosaic design. There are ceiling fans in every room and a 7 day &lt;br /&gt;programmable thermostat to control your energy. The fireplace has been refinished with &lt;br /&gt;new custom tiles, and the counter tops in the kitchen are new as well. The Staircase is &lt;br /&gt;Brand New, Custom Handcrafted with Knotty Alder Wood. The exterior and interior have &lt;br /&gt;been recently paint with neutral colors. This Home also includes a 1 Year Home Warranty.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Located near 79th Ave. and Thunderbird Ave. Easy access to the 101 Loop. Arrowhead Towne Center, Cardinal Stadium, Westgate Center, Glendale Arena Peoria Sports Complex are all within minutes away. &lt;/p&gt;&lt;p&gt;3 bedrooms/ 2.5 baths/ 1674 square feet/ 2 car garage/ Swimming Pool/ Year Built:1986&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p&gt;7839 W. Pershing Ave.&lt;br /&gt;Peoria AZ 85381&lt;br /&gt;&lt;strong&gt;$250,000&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Call Vinnie Vacca for showing instructions, DPR REALTY LLC., 602-228-4633&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;It is my mission to get your home sold for the most amount of money, in the least amount time, with the least amount of inconvenience. This goal is achieved by providing you with...&lt;br /&gt;PROFESSIONAL, LOYAL, RELIABLE and DEDICATED service, with the intention to getting your home &lt;strong&gt;SOLD!&lt;br /&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;br /&gt;&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Thu, 03 Jan 2008 18:34:05 -0600</pubDate>
      <link>http://activerain.com/blogsview/325879/peoria-arizona-250-000-motivated-sellers</link>
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      <guid>http://activerain.com/blogsview/325825/seven-steps-to-follow-when-buying-a-home-in-phoenix-arizona</guid>
      <title>Seven Steps to Follow When Buying a Home in Phoenix Arizona</title>
      <description>&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/1/3/9/3/3/ar119940159133931.jpg&quot; height=&quot;177&quot; alt=&quot; &quot; width=&quot;621&quot; /&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Above is a picture of the heart of Fountain Hills, you can see where the town gets the name. The fountian turnd on every hour, on the hour, people come from miles around to enjoy this park. I know this has nothing to do with the post, I just love Fountain Hills and thought it would be a nice picture to share with you all.&lt;/p&gt;&lt;p&gt;So let&amp;#39;s begin, of course the unwritten step but most important is, always use a REALTOR, for both resale homes and &lt;u&gt;New Construction&lt;/u&gt;. If you decide to go with new construction, a real estate agent can be a powerful advocate in your corner as you negotiate upgrades, a move-in date and other terms with the home builder.&amp;nbsp;The builders represent themselves, not the buyer.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;br /&gt;&lt;strong&gt;&lt;u&gt;DEFINE&amp;nbsp;YOUR NEEDS&lt;/u&gt;&lt;br /&gt;&lt;/strong&gt;Congratulations on your decision to purchase a new home! Before you go house hunting, it&amp;#39;s a good &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;idea to define what kind of home and neighborhood would best suit your desires and needs,&amp;nbsp;so&amp;nbsp;make a &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;wish list. Share this list with your real estate agent. The finer the details, the more effective your home &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;search will be. To further define your needs, you may want to divide your lists into negotiable and&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;non-negotiable items (AKA wants and needs), so your agent can operate with some flexibility when scouting for homes on your&amp;nbsp;behalf.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;u&gt;GET PREAPPROVED&amp;nbsp;&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Now that you know what you want in a home and neighborhood, you need to find out what you can afford.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;Your real estate&amp;nbsp;agent can refer you to a mortgage broker to begin the process. &lt;em&gt;Your preapproved status lets the seller know that you have gone through an extensive financial background check. that a lender is willing to do business with you and&amp;nbsp;the likelihood of unexpected obstacles regarding financing is minimal.&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;strong&gt;&lt;u&gt;BEGIN YOUR HOME SEARCH&lt;br /&gt;&lt;/u&gt;&lt;/strong&gt;Now you are ready to&amp;nbsp;begin your home search - an endeavor that can prove overwhelming if not &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;approached with some forethought. The most efficient route is to allow your real estate agent do the &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;initial scouting for you. Using your wish list as a guide, he or she will alert you of new and existing &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;listings that have strong potential. If these listings&amp;nbsp;spark your interest, your agent will arrange home &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;tours at your convenience. Many agents send alerts via email - sometimes as often as daily, depending &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;on the available inventory in your market. Let your agent know how you&amp;#39;d like to receive these alerts, whether by phone, email or fax.&lt;br /&gt;You also can do some research on your own. Read local real estate publications, contact your local &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;neighborhood associations, visit the local chamber of commerce, surf the Internet, or drive around your &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;favorite neighborhoods. While these methods certainly can lead to your dream home, it&amp;#39;s important to &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;note that 82 percent of home sales are the result of agent connections.* That means it&amp;#39;s more likely your &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;agent will find your dream home through being in the real estate business than you driving around on &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;the weekends.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;u&gt;MAKE AN OFFER&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;u&gt;&lt;br /&gt;&lt;/u&gt;&lt;/strong&gt;When you&amp;#39;re ready to make an offer on a home, your real estate agent will help you determine the offer price by reviewing recent sales of homes similar in size, quality and amenities. With your input, your agent will draft a written contract that outlines what needs to be done by both parties to execute the transaction. If the seller accepts the offer, the document becomes a binding agreement, so it is imperative that you carefully review it with your agent and speak up if anything is not clear to you. It&amp;#39;s important to note that if the seller changes any aspect of the offer, it is not a binding agreement until the buyer agrees to the seller&amp;#39;s changes.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;u&gt;STRIKE THE DEAL&lt;br /&gt;&lt;/u&gt;&lt;/strong&gt;Sometimes, you get lucky and the seller accepts your offer as is. However, in most instances, the seller &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;will make a counteroffer. This is where your real estate agent&amp;#39;s experience in negotiations will be &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;invaluable. Keep in mind almost everything is negotiable when you are buying a house. This can give &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;you a great deal of leverage in the buying process - that is, if you have adequate information and you use &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;it in an appropriate manner. Some items you may negotiate: &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;* Price&lt;br /&gt;* Financing&lt;br /&gt;* Closing costs&lt;br /&gt;* Move-in date&lt;br /&gt;* Repairs&lt;br /&gt;* Appliances and fixtures&lt;br /&gt;* Landscaping&lt;br /&gt;* Painting&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;br /&gt;Remain in close contact with your real estate agent so you can quickly review any changes from the &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;seller. Remember: Bargaining is not a winner-take-all deal. It is a business process that involves &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;compromise and mutual respect.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;u&gt;PREPARE FOR CLOSING&lt;/u&gt;&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; When an offer becomes a binding agreement, your real estate agent will help you tackle the checklist of &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;action items that you, as the buyer, have agreed to perform prior to closing. Depending on how the &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;responsibilities are divvied up in the agreement, this is typically when you will:&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;br /&gt;* Conduct a home inspection.&lt;br /&gt;* Get an appraisal and finalize your financing.&lt;br /&gt;* Secure title insurance.&lt;br /&gt;* Shop for a home warranty.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;br /&gt;Having these procedures done in a timely and professional manner is a must, as any delays could &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;threaten a successful closing. A first-rate real estate agent should be able to serve as your &amp;quot;one-stop &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;shopping&amp;quot; referral source for service providers. Your agent also should serve as your advocate, helping &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;to coordinate activities and making sure the vendors have access to the property to perform their jobs.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;u&gt;CLOSE THE DEAL&lt;br /&gt;&lt;/u&gt;&lt;/strong&gt;Congratulations! The moment you&amp;#39;ve been anticipating has arrived. The closing is where home &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;ownership is legally transferred from the seller to the buyer. It is a formal meeting that most parties &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;involved in the transaction will attend. Closing procedures usually are held at the title company&amp;#39;s or &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;lawyer&amp;#39;s office. The closing officer will coordinate all the document-signing and the collection and &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;disbursement of funds. A few days before your closing date, your lender will send a final closing &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;statement that outlines your closing costs, if applicable. Your real estate agent will review this document &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;with you to ensure its accuracy, as well as help you gather any necessary documentation that you&amp;#39;ll need &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;br /&gt;to bring to closing.&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/6/4/2/1/2/ar119940131521246.jpg&quot; height=&quot;118&quot; alt=&quot; &quot; width=&quot;295&quot; /&gt;&amp;nbsp; &lt;img src=&quot;http://activerain.com/image_store/uploads/3/5/7/4/7/ar119940144174753.jpg&quot; height=&quot;129&quot; alt=&quot; &quot; width=&quot;326&quot; /&gt;&lt;br /&gt;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Thu, 03 Jan 2008 17:16:17 -0600</pubDate>
      <link>http://activerain.com/blogsview/325825/seven-steps-to-follow-when-buying-a-home-in-phoenix-arizona</link>
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      <guid>http://activerain.com/blogsview/325080/pictures-from-the-top-of-thunderbird-park-in-beautiful-north-glendale</guid>
      <title>Pictures from the top of Thunderbird Park in Beautiful North Glendale</title>
      <description>&lt;table cellspacing=&quot;0&quot; border=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot;&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;p&gt;This is Thunderbird Park; it is located just north of Top of the Ranch and Arrowhead Lakes on 59&lt;sup&gt;th&lt;/sup&gt; Ave. and Pinnacle Peak in beautiful north &lt;a href=&quot;http://en.wikipedia.org/wiki/Glendale,_Arizona&quot; title=&quot;Glendale&quot; target=&quot;_blank&quot;&gt;Glendale&lt;/a&gt;. This scenic mountain park attracts hikers, joggers, mountain bikers, horseback trail riders, and anyone looking to spend a little time in nature sight seeing.&amp;nbsp; There are picnic areas located throughout the park so you can bring the whole family and enjoy the natural surroundings. &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/2/8/7/5/9/ar119935200195782.jpg&quot; height=&quot;172&quot; alt=&quot; &quot; width=&quot;633&quot; /&gt;&lt;/p&gt;&lt;table cellspacing=&quot;0&quot; border=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;100%&quot;&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;p&gt;These pictures were taken at the top of one of the three peaks, above is the north view and the bottom picture is of the south view (Arrowhead Lakes). There are two entrances into the park, one is on 59&lt;sup&gt;th&lt;/sup&gt; Ave, just north of Deer Valley Rd. (This entrance is temporarily closed until January 17&lt;sup&gt;th&lt;/sup&gt; due to road construction, when completed, 59&lt;sup&gt;th&lt;/sup&gt; Ave will be wider to accommodate vehicle traffic and cyclists. In addition to the new improved road, a pass over bridge will be built over 59&lt;sup&gt;th&lt;/sup&gt; Ave. for easier access to all three peaks). The other entrance is located on 67&lt;sup&gt;th&lt;/sup&gt; Ave., directly across from Mountain Ridge High School.&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/8/9/1/9/1/ar119935209119198.jpg&quot; height=&quot;177&quot; alt=&quot; &quot; width=&quot;635&quot; /&gt;&amp;nbsp;&lt;/p&gt;&lt;table cellspacing=&quot;0&quot; border=&quot;0&quot; cellpadding=&quot;0&quot; width=&quot;634&quot;&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;p&gt;Thunderbird Park is just one of the many attractions that create pride of ownership in this beautiful Arrowhead Ranch community. &amp;nbsp;The neighborhoods surrounding the park are all pristine, with manicured landscape and well maintained homes, making it one of the most coveted areas in Arizona. Single family homes range from the mid $200,000 to well over a million, so this is a diverse area with one thing in common, residence striving for a safe, clean and organized community.&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/3/6/7/7/6/ar119935222267763.jpg&quot; height=&quot;115&quot; alt=&quot; &quot; width=&quot;301&quot; /&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/8/8/0/9/1/ar119935235919088.jpg&quot; height=&quot;135&quot; alt=&quot; &quot; width=&quot;332&quot; /&gt;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Thu, 03 Jan 2008 03:34:24 -0600</pubDate>
      <link>http://activerain.com/blogsview/325080/pictures-from-the-top-of-thunderbird-park-in-beautiful-north-glendale</link>
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      <guid>http://activerain.com/blogsview/324448/activerain-members-are-so-polite-and-friendly</guid>
      <title>ActiveRain Members are so Polite and Friendly</title>
      <description>&lt;p&gt;I joined ActiveRain about a month ago, and I was welcomed with open arms,&amp;nbsp;this is the&amp;nbsp;friendliest bunch of professionals&amp;nbsp;that I&amp;#39;ve crossed paths with in a long while. Blogging is very new to me, and I&amp;#39;ve been a little shy about getting involved, but everyone has been so helpful&amp;nbsp;with lifting my spirits and&amp;nbsp;fitting in. &lt;/p&gt;&lt;p&gt;What I like best about AR is that I can find information on almost any real estate subject just by scrolling through the posts, and if it&amp;#39;s not there, I can post&amp;nbsp;my own&amp;nbsp;question and get an amazing response from friendly, professional and knowledgeable people that are eager to help. I&amp;#39;ve logged on to other blogging sites and some of them&amp;nbsp;can get quite hostile with each other, that&amp;#39;s a complete turn off for me. I don&amp;#39;t see that here at all.&lt;/p&gt;&lt;p&gt;I just wanted to thank everyone for being so kind and helpful. I&amp;nbsp;have no doubt that&amp;nbsp;2008&amp;nbsp;will be a good year because I&amp;#39;ve set some&amp;nbsp; good, realistic goals for myself, beginning with making AR a consistent part of my weekly schedule. Who knows, maybe I&amp;#39;ll even get good at this blogging thing.&amp;nbsp;&lt;/p&gt;&lt;p&gt;I wish you all a Stellar New Year!!!&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Wed, 02 Jan 2008 15:30:30 -0600</pubDate>
      <link>http://activerain.com/blogsview/324448/activerain-members-are-so-polite-and-friendly</link>
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      <guid>http://activerain.com/blogsview/314575/how-do-you-know-which-groups-to-post-to-</guid>
      <title>How do you know which groups to post to?</title>
      <description>&lt;p&gt;I know this sounds like a dumb question, but I just want to make sure I get started on the right foot.&lt;/p&gt;&lt;p&gt;I posted my first blog to a couple of different groups and it sank straight to bottom. I would greatly appreciate it if I can get your opinion on the blog and let me know what I did wrong and where you would post it. &lt;/p&gt;&lt;p&gt;Here it is...&lt;a href=&quot;http://activerain.com/blogsview/311539/Glendale-Arizona-Hails-Super&quot; rel=&quot;bookmark&quot;&gt;Glendale Arizona Hails Super Bowl XLII&lt;/a&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Now keep in mind that is is my first time blogging but be brutally honest.&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Fri, 21 Dec 2007 12:11:34 -0600</pubDate>
      <link>http://activerain.com/blogsview/314575/how-do-you-know-which-groups-to-post-to-</link>
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      <guid>http://activerain.com/blogsview/312810/i-just-joined-ar-and-i-like-what-i-see-</guid>
      <title>I just joined AR and I like what I see.</title>
      <description>&lt;p&gt;Greetings to everyone out there, my name is Vinnie Vacca, and I joined AR about a week ago. I&amp;#39;ve&amp;nbsp;been a&amp;nbsp;Realtor since 2004, I began my new career in Leesburg VA. (that&amp;#39;s about 50 miles west of Washington D.C.) and moved to&amp;nbsp;Glendale Arizona in 2005. &lt;/p&gt;&lt;p&gt;I&amp;#39;ve been reading&amp;nbsp;your posts and there are a lot of great articles with helpful information. Blogging is very new to me, and I&amp;#39;m impressed with how well AR members write. I have a lot to learn, and I&amp;#39;m eager to get started, so any advice you can give me, will be very well received.&lt;/p&gt;&lt;p&gt;I look forward to chatting with you all.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Wed, 19 Dec 2007 16:30:06 -0600</pubDate>
      <link>http://activerain.com/blogsview/312810/i-just-joined-ar-and-i-like-what-i-see-</link>
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      <guid>http://activerain.com/blogsview/311539/glendale-arizona-hails-super-bowl-xlii</guid>
      <title>Glendale Arizona Hails Super Bowl XLII</title>
      <description>&lt;p&gt;Wow! Wow! and wow! What a great place to live! It&amp;#39;s a first for Glendale Residents, it&amp;#39;s time to reveal our, &amp;quot;New, State-of-the-Art, Climate Controlled,&amp;nbsp;with Retractable Roof, Movable Wall, and Roll&amp;nbsp;Out Field...TO THE WORLD!!!&amp;nbsp;First&amp;nbsp;the 2007&amp;nbsp;American Idol winner and now a Super Bowl in our home town. Yes, we&amp;#39;re loving every minute of it.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;a href=&quot;http://en.wikipedia.org/wiki/Image:Jordin_Sparks_-_Jordin_Sparks.jpg&quot; title=&quot;The cover for Jordin Sparks&amp;#39; Debut Self-Titled Album&quot;&gt;&lt;img src=&quot;http://upload.wikimedia.org/wikipedia/en/thumb/5/52/Jordin_Sparks_-_Jordin_Sparks.jpg/220px-Jordin_Sparks_-_Jordin_Sparks.jpg&quot; border=&quot;0&quot; height=&quot;220&quot; alt=&quot;The cover for Jordin Sparks&amp;#39; Debut Self-Titled Album&quot; width=&quot;220&quot; /&gt;&lt;/a&gt;&amp;nbsp;&amp;gt; &lt;a href=&quot;http://en.wikipedia.org/wiki/Image:Cardinals_stadium_crop.jpg&quot; title=&quot;Cardinals stadium crop.jpg&quot;&gt;&lt;img src=&quot;http://upload.wikimedia.org/wikipedia/commons/thumb/4/42/Cardinals_stadium_crop.jpg/300px-Cardinals_stadium_crop.jpg&quot; border=&quot;0&quot; height=&quot;88&quot; alt=&quot;&quot; width=&quot;300&quot; /&gt;&lt;/a&gt;&amp;gt;WHAT NEXT?&lt;/p&gt;&lt;p&gt;Restaurants, hotels, night clubs, casinos, shopping centers, and every other business under the desert sun,&amp;nbsp;are gearing up for what hopes to be an exciting week for tourists and residents alike. An event that will not only extend the joy of the holiday season into the new year but should also&amp;nbsp;give our local economy&amp;nbsp;a healthy boost.&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://www.glendaleaz.com/events/images/events_glitters4_md2.jpg&quot; border=&quot;1&quot; height=&quot;150&quot; alt=&quot;Glendale, AZ - Special Events&quot; width=&quot;175&quot; /&gt;&amp;nbsp;&lt;img src=&quot;http://www.glendaleaz.com/events/images/events_glitters2_md2.jpg&quot; border=&quot;1&quot; height=&quot;150&quot; alt=&quot;Glendale, AZ - Special Events&quot; width=&quot;175&quot; /&gt;&amp;nbsp;&lt;img src=&quot;http://www.glendaleaz.com/events/images/events_glitters_md2.jpg&quot; border=&quot;1&quot; height=&quot;150&quot; alt=&quot;Glendale, AZ - Special Events&quot; width=&quot;175&quot; /&gt;&lt;/p&gt;&lt;p&gt;Both, out of state investors, and local homeowners are cashing in on their rental properties, with weekly rental prices range anywhere from $3000 to infinity. In fact, you can pick up an amazing deal on a Luxury Penthouse in Downtown Phoenix for a mere $100,000. This includes a years lease and a Rental Package For The Week that includes Limo and Maid Service, as well as SUNS vs. SPURS tickets and FBR OPEN tickets. So, if you have an extra 100K burning a hole in your pocket, check it out. &lt;a href=&quot;http://azsportshub.com/super-bowl-xlii-penthouse-plus-extras-rental-in-phoenix-arizona/&quot;&gt;http://azsportshub.com/super-bowl-xlii-penthouse-plus-extras-rental-in-phoenix-arizona/&lt;/a&gt;Now I know that this sounds like a lot of money to most of us, but I also know that there are folks out there that will seize this opportunity and won&amp;#39;t blink an eye.&lt;/p&gt;&lt;p&gt;Being a resident of Glendale, this may sound a little bias, but I have been known to say that Glendale is one of the best places to live in America (all the Americas). Now, just so you know, I haven&amp;#39;t always lived here, I chose to live here, and you know what they about that; there&amp;#39;s more loving it when you choose the place you live in than when you&amp;#39;re born there. Well, maybe I just say that, but Super Bowl or no Super Bowl, I&amp;#39;m just glad to be here:-)&lt;/p&gt;&lt;p&gt;Just in case you couldn&amp;#39;t already tell, this is the first time that I have ever blogged anything, I hope I didn&amp;#39;t mess up too bad. But even if I did, I had a lot fun doing it.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Vinnie Vacca - Glendale Arizona - Arrowhead Ranch (DPR Realty LLC.)</dc:creator>
      <pubDate>Tue, 18 Dec 2007 14:26:12 -0600</pubDate>
      <link>http://activerain.com/blogsview/311539/glendale-arizona-hails-super-bowl-xlii</link>
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