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I recently had a client who was oh so close to qualifying for a Rural Development Loan. She just needed one more month of paying her bills on time to get her over that magic 640 number. Both brokers, the seller held the contract up a month just to let this happen. When the month passed and we pulled her credit again it had gone down 26 points. The reason was really simple; she applied for two credit cards and direct TV for the new home. Of course the deal never closed.
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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