Rand's Blog

No Sympathy for the Devil - Or the bankers!

2008-01-26T17:37:25Z

The Revolution Has Begun! Join it...

Is There A Science To Money?

I contend that there is and that we need the kind of working scientific solutions to our money and cash flow that produce results for US and not the banker, stock broker and the long list of others desperately competing to gain the use and control of our hard earned dollars.

Contrary to popular belief - banking is the oldest profession in the world. It began when mankind took the first breath of life. Banking is the process of being fruitful, multiplying resources, preserving them and filling your life with good things. The trouble begins when all the good things are going to someone else.

The financial industry as we know it is deliberately designed to use the hard labor of those who produce wealth to make wealth instead for the bankers and money industry giants and not for the average individual. What if there were ways to manage your money that rewarded YOU instead? That is precisely what my website and our business is all about.

Think about it for a moment...

You work hard at what you do and at the end of the day you're paid for your efforts. You take that money and give it to the banker. The banker pays you a tiny bit of interest for placing your money with their bank while of course charging you back as often as possible for "bank services". On top of that, if you do earn some interest on the money placed there the IRS has decided that part of it belongs to them and scoops out whatever they want.

And what does the banker do with your money? They lend it back to you or your neighbor at a highly inflated interest rate for a car loan, a home loan or maybe a credit card loan. So the bank gets richer and richer while you and your neighbor get poorer and poorer by paying interest on money that was yours to begin with. Does this seem like an odd scenario to you?

In fact, the scenario has become so imbalanced the debt service of American families is now so overwhelming that for the first time in history the savings rate of the population has dropped below zero. The interest charges on consumer debt - not considering the principle payment - now amounts to roughly 35% of every dollar the average person earns. Add to that amount the huge bite of Federal, State and local taxes and fees that are multiplied against every commodity produced and used and you can see why the bankruptcy rate and the mortgage default rate keeps growing.

We have been trained like Pavlov's Dogs to play the part of "consumers". Isn't it interesting that the economists classify you and I this way? The problem is if we are not consuming, they are not getting richer. The entire system is built around us NOT saving but consuming! So when we pop our heads out of our respective holes and say, "Wait a minute! I'm working hard (maybe even two jobs) and not getting ahead", they sooth our troubled minds by offering us easier credit! With easier credit we can go out and buy today what we only hoped to have tomorrow. Why, it's almost like a miracle.

But the devil is in the details...

There will be hell to pay and hells appetite for destruction is insatiable. This is because you cannot build a future on the foundation of your debt. The debt that you incur today is the sacrifice of your life tomorrow. What you have in life is time and no one knows when theirs will be running out. In relation to your time there is a certain value placed upon it. You trade the value of your time and what you bring to the table of commerce for some measure of reward. We most often measure that reward in terms of dollars.

So if you spend today money or rewards you don't yet possess you have sacrificed the freedom of tomorrow's living. What you have done is sold yourself to the power of another. This is why the ancients in their wisdom considered debt to be a literal form of slavery observing simply, "The borrower is servant (bond slave) to the lender." The more debt we accumulate the deeper our life enslavement to power of someone else. The lender owns something - and it is a distinct portion of your very life.

One of the biggest industries in the world...buying & selling debt

Isn't it interesting that one of the largest industries in the world is the buying and selling of debt instruments? When you break down debt what you find is debt equals a certain measure of human life. So the buying and selling of debt instruments is literally the buying and selling of human life. Its simply modern day slave trading and we are the ones who have been duped into selling our souls.

The recent debacle in the banking industry is the result of this very thing. Because of the booming wealth to be made through buying and selling human earning power by means of debt instruments, the bankers realized the more debt they could create the more debt they could sell to "investors". Therefore, in order to capitalize on the market and scam profit they needed more debt to sell. The only way to do this was to create new programs and lower lending standards so more people could become debtors to be sold on the open market.

When investors realized they had been lied to by the greedy bankers they stopped buying the slaves. When the slave trade came to an abrupt halt the bankers started going out of business. They became the victims of their own lies and greed. I won't be losing any sleep over their demise. I have no sympathy for the devil.

Organic Wealth: What is that?

2008-01-24T19:43:12Z

The entire premise of Organic Wealth Studies is built around the very true idea that certain natural understandings are woven into the the core fabric of the universe. Some might call these laws of nature. But the thing about these organic laws of nature is this: You can agree with them or disagree with them, but you cannot change them.

It is when we come into contact with these organic understandings and harmonize with them in what we do and the how we approach life that certain predictable results can always be expected to occur. The same is true if we are ignorant of them or simply choose to ignore them. Ignoring them also holds predictable outcomes and they are not usually the good moments in life.

The ancients had a word for the explanation of these things. They called it wisdom. They learned wisdom from observing the way things worked in creation over a long period of time. Wisdom is simply the understanding of how things happen in a cause and effect response at the most basic and organic level. There are mysteries to the way things work and there is a way to work in harmony with them as well.

A lot of times the ancients learned by trial and error. Often they wrote or memorized these things and passed them on to newer generations. It is because of wisdom that children were taught to respect the elders - because the elder knew the mysteries. The elders had watched life as it unfolded around them and others, experiencing sometimes joyful and sometimes painful events that taught them the organic nature of how things in the world actually work.

And so through a lot of personal trial and error, observation, learning and listening, joy and tears, failures and successes, I've come to a point of realizing what the ancients observed about organic finance is nothing short of brilliant. One of these wise elders wrote a book he titled "Ecclesiastes." The wise man had an incredible insight into the constant cycle taking place throughout all creation and all history. In the book he wrote thefollowing words;

"Vanity of vanities, said the Preacher, vanity of vanities. Everything is vanity. What profit does a man have in all his labor he performs under the blistering sun? One generation passes away and another one comes right in to take its place, but the earth continues on forever.

The sun rises and sets, then it hastens back to the place it rose the day before. The wind goes south and finds its way back to the north again, whirling about continually and always returns according to his predesigned circuits. All the rivers run into the sea, and yet the sea is never full because the place from where the rivers came they return back again.

All things are at work and man cannot even begin to understand it. Our eyes will never get their fill of seeing and our ears will never get their fill of hearing. The thing that has been in the past is the same thing that is coming down the road again, and what has been done is what is going to be done, and there is never really any new thing taking place under the sun.

Is there really anything of which it might be said, 'See, this is new! This has never taken place before!' Not really, though the shape of things may change, what is has already been of old time far predating the memories of any mere man. No, there isn't a single memory in any of us of those past things and neither will there be any remembrance of things that are coming now today or of those that will come after that." (Ecclesiastes 1)

What is the Prophet saying? He saw that everything in the cosmos is moving forever in one vast repeating cycle and at some point it all comes back to the mean - the point of origin and a point of normalization to what is organically correct. The code written into the DNA of everything causes it all to be so. Although things may move and seemingly defy the code temporarily, the invisible code silently yet knowingly rules and all will come back eventually to the point of genesis, the point of the organic norm.

The Prophet saw that written into this DNA, this code of the universe, is a self correcting, self balancing dynamic and it is always at work, secretly, silently and almost imperceptibly. There is an intricate and beautiful dance that has been woven into the fabric of everything that is. And although nature is quiet and patient, upsetting the balance of things in time brings into motion the self correcting force of it. Correction must come. Correction will come. All things will cycle back again to the point of balance.

Sure, you can you scoff at the organic wisdom if you like. Any of us can. It's our choice and freedom to do so. Wisdom doesn't outrightly demand - it just invites. But ignore it long enough and the wheels of balance imperceptively begin to move. Events slowly begin to build and compound one upon the other until finally we face unstoppable events on the scale of maybe a Hurricane Katrina for example. Defy wisdom in regard to life and money and correction will come by default. And if you've noticed, when nature corrects no regard is given to who is in the way or what their PHD proclaims.

This is true in nature and also in the world of economics. There is an organic wisdom written into the code of economics and commerce. Certain behaviors bring certain results and the results can be either beneficial or detrimental depending on which side of the paradigm of wisdom you find yourself on.

The quest, should you care to join in, has to do with the ideas of Organic Wealth. It is a discovery process designed to understand the ways of wealth and abundance written into the code of the universe. It is a quest to harmonize with the wisdom of the ancients and practice that wisdom for the benefit of all.