Common Myths about Life Insurance - 10/05/09 01:34 PM
A recent survey by LIMRA International shows that one third of adults in the U.S. have no life insurance.  Those with coverage, the study also showed, have far less than most experts recommend for a secure financial future for their families.  For most consumers, buying life insurance can be a tough decision, and myths about life insurance can confuse and delay consumers from purchasing a policy, potentially forcing their families to make financial sacrifices.
One of the many benefits of life insurance is to help protect loved ones who depend on you financially.  To determine how much life insurance you need, … (0 comments)

Homeowners Insurance and the use of deductibles - 10/04/09 09:36 AM
As the landscape of insurance has been changing over the years, my clients have been understanding the advantage of using higher deductibles on their Homeowners Insurance. In the last several years the midwest has sustained hail storms and flooding that we had not seen in many years. As a result, Homeowners Insurance premiums have increased significantly. My clients have found a great advantage in raising the deductible to $1,000 or even higher. In this way, the small claims do not get filed, which also ultimately can result in claim surcharges and the loss of claim free discounts. The savings on the … (0 comments)

 
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Philip Rutledge

Barrington, IL

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Allstate

Office Phone: (847) 382-7580

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