Sacha Ferrandi's Blog

Real Estate Investment Options, Include Trust Deed Loans - 4.5.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Fri, 05 Apr 2013 00:31:48 -0700

There are many ways to save and many ways to invest. Trust deed loans are a low risk choice.

With April 15th just around the corner, many people are already spending their tax return. At least in their head. Those who will receive money back may use it to pay off bills or buy something they’ve been longing for. Some may decide to take their money and turn it into an investment hoping to increase their gain even further.

When it comes to investing, as we all know, there are many options. Real estate investing alone, provides multiple choices. You can purchase income producing properties, such as an apartment complex or office building. Getting involved with remodeling and flipping a less expensive fixer-upper is another investment opportunity. Then there is the low stress, non-labor intensive option that hard money lender Source Capital Funding offers; trust deed loan investments.

Funding trust deed loans gives money to someone to purchase a home or piece of property or to complete a construction project. This type of real estate investment, not only helps you to earn money, it also helps improve our economy by putting more active funds in the market. It’s an opportunity to help the buyer and the community, while also increasing your monthly income.

Here is what one of our satisfied investors is saying about their experience.

Working with Source Capital has been such a pleasurable experience. We are so grateful to have found this team to help direct our investments. Their business mode is honest, fair, and trustworthy ~ three traits that are difficult to find. We look forward to continuing our business relationship.

And below is a shared experience from a long time investment client.

Since 2007 I invested with Source Capital, it has been a great rewarding experience with an 11% .return on my money, hard to beat. Thank you Pat and Sacha for your help, professionality, honesty and ethics. I already recommended you to my family and friends.

For more perspectives from investors, buyers, brokers and other real estate professionals and clients, visit the Testimonial page on the Source Capital website. You can also learn more about us and people’s experiences on our Google page.

If you are interested in finding out about trust deed loan investment opportunities or any of Source Capital’s services, you can call 858-705-6144 or toll free at 888-334-6636. You can also email private money loan experts, Sacha Ferrandi at sferrandi@source-capital.com and Pat Hook at phook@source-capital.com.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options through Arizona and California. Source Capital lends in all major cities in Arizona, including Phoenix, Tucson, Mesa, Chandler and Glendale and in California, including, San Francisco, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at the numbers and email addresses listed above. You can also email ususing this convenient online form.

In addition to our Google profile page, you can find us on Facebook and Twitter. I hope you had a great week and have a great weekend! -Sindi Somers

Find Out What People Are Saying About Source Capital - 4.3.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Wed, 03 Apr 2013 01:23:18 -0700

Buying, building or investing? Source Capital can help!

As a consumer, it is always helpful to have a recommendation from someone. When it comes to something that involves our finances or security, a trusted referral becomes even more important. Private money lender, Source Capital gives opportunities to those that want to invest, those that want to buy and those looking to make improvements. Whether a private real estate investor, first time home buyer or someone in need of a construction loan, Source Capital is a beneficial resource.

If you are searching for a private lender for yourself, your clients or as a place to invest, Source Capital may be just who you were looking for. Below are examples of how Source Capital’s Trust Deed Loan experts, Sacha Ferrandi and Pat Hook impact those they work with.

AN APPRAISER GIVES PRAISE TO SOURCE CAPITAL

As an appraiser who has worked with Sacha and Patrick for the last 3 + years. I can confidently say they are the most professional, prompt, courteous, and efficient private lender I have ever worked with!! They spend countless hours working with their client’s needs, whom several I have also had the pleasure of working with. They always stay current upon all of the recent changes regarding the lending industry, as well as local rules. It is always a pleasure working with anyone within their company. Keep up the good work!!

A REAL ESTATE BROKER GIVES SOURCE CAPITAL MORE THAN 5 STARS!

As an experienced real estate broker in the Bay Area, Sacha is my new ‘go to’ guy for private lending. After dealing with three different private lenders who failed to perform for my Buyers on their new home purchase, Sacha saved the deal – and delivered exactly what he promised, when promised. His focus on customer service is a 10+. He’s now on my speed dial. Don’t hesitate to use Source Capital. They deserve more than 5 stars!

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options through Arizona and California. Source Capital lends in all major cities in Arizona, including Phoenix, Tucson, Mesa, Chandler and Glendale and in California, including, San Francisco, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at the numbers and email addresses listed above for Sacha and Pat. You can also email ususing this convenient online form.

You can learn more about Source Capital, including reading more reviews on our Google profile page. A great way to stay up to date with us, including following this blog, is by liking us on Facebook and following us on Twitter. Enjoy your week! -Sindi Somers

Build It and They Will Buy - A Rise in Construction Spending- 4.1.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Tue, 02 Apr 2013 00:16:45 -0700

Across the country, construction spending is on the rise.

What do you do if there aren’t enough houses for sale to satisfy the demand for them? Build more! With the prominent shortage of real estate inventory and the increase in demand for property, builders have gotten busy.

According to a report cited in the article at the link below, U.S. builders’ spending has increased twenty percent from this time last year. Twenty percent! With the slowing of foreclosures and short sales and more buyers in the financial position to spend, the real estate market is definitely in a different place. Creating more options for residential buyers via new construction is a smart move and sure to be a relief for those wanting and needing a home.

Read the article in its entirety at the link below.

Construction spending is on the rise across the country.

Whether you are interested in purchasing a home that is already built or you want to be a part of the building process, Source Capital can help. Loan experts, Sacha Ferrandi and Pat Hook offer trust deed loans, for those wanting to purchase, as well as build. If you have questions, they are happy to answer them. They can be reached at 858-705-6144 or toll free at 888-334-6636. You can also email Sacha at sferrandi@source-capital.com and Pat at phook@source-capital.com.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options through Arizona and California. Source Capital lends in all major cities in Arizona, including Phoenix, Tucson, Mesa, Chandler and Glendale and in California, including, San Francisco, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at the numbers and email addresses listed above for Sacha and Pat. You can also email ususing this convenient online form.

The Beauty of Low Risk Trust Deed Loan Investments - 3.29.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Sat, 30 Mar 2013 00:53:14 -0700

Trust deed loans provide a low risk investment opportunity.

There are many ways to invest in real estate. You may choose to purchase a fixer-upper and flip it for a profit. Another option is to buy commercial real estate or an apartment complex and collect monthly rent, as the property value increases. But for those that are looking for an investment that will require less of a time commitment, private lender trust deed loan programs are worth considering.

A buyer needs funding. If they need it fast or they aren’t able to qualify for a loan they can apply for a non-traditional bank loan with a private lender. That’s where the investment opportunity comes in. As an investor, you provide the money to fund the loan. The lender acts as an intermediary between the two parties, handling all aspects of the transaction, including overseeing the completion of the legal paperwork. While the loan is being paid off, the investors collect the monthly payments with an added percentage rate making a monthly profit for the term of the loan. The property’s deed of trust is the collateral of the loan. When funding a trust deed loan the investor’s money is secured by the property being purchased.

If you are interested in finding out more about this low risk investment opportunity contact Sacha Ferrandi or Pat Hook of Source Capital. They are happy to answer any questions you have. They can be reached at 858-705-6144 or toll free at 888-334-6636. You can also email Sacha at sferrandi@source-capital.com and Pat at phook@source-capital.com.

Whether you are looking to invest in a trust deed loan or apply for a real estate loan yourself, Source Capital can be a great resource for you! Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options through Arizona and California. Source Capital lends in all major cities in Arizona, including Phoenix, Tucson, Mesa, Chandler and Glendale and in California, including, San Francisco, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside.

If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at the numbers and email addresses listed above for Sacha and Pat. You can also email ususing this convenient online form.

Phoenix, Arizona's Luxury Market Strikes A Good Balance - 3.28.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Thu, 28 Mar 2013 21:58:34 -0700

I know I may have been redundant, as of late with all my reports of inventory shortages, rising prices and bidding wars between buyers. Well… surprise! I have a real estate market stand out to report today.

Phoenix is a great market for luxury home buyers.

While other areas of the country are weighing favorably on the side of the sellers, the Phoenix, Arizona luxury housing market has seemed to have struck a rare balance. Prices are rising, but not skyrocketing and there are ample choices in the market for high end buyers. The changes in the Phoenix market are moderate compared to other areas I have been sharing with you.

More details about this interesting difference in the real estate market are featured in an article in the Phoenix Business Journal. You can read the article in its entirety at the link below.

Phoenix, Arizona’s luxury housing market is a unique specimen in today’s market.

Whether you are looking to purchase in Phoenix or anywhere in Arizona or California, Source Capital can be a great resource for you! Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options through Arizona and California. Source Capital lends in Phoenix and all major cities in Arizona, including Tucson, Mesa, Chandler and Glendale and in California, including, San Francisco, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email ususing this convenient online form.

Napa Valley Real Estate Market's Changes Since 2012 - 3.26.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Wed, 27 Mar 2013 00:25:55 -0700

Napa Valley is well known for many things, including its vineyards.

I’ve never been there, but I have heard Napa Valley, California is beautiful. It’s also known, of course for the wine the area produces. A lot of people visit Napa, but what would you think about living there? If you are in the market for property, perhaps Napa is a place to consider. Either for a lovely full time residence or a relaxing and fun part-time vacation getaway.

I found the article at the link below interesting and educational about the Napa Valley real estate market. As I have reported previously there is a drop in available inventory in many areas. Napa Valley is one such area.

What’s changed since 2012 in Napa Valley, California?

Whether you are looking to purchase in Napa Valley or anywhere in California or Arizona, Source Capital can be a great resource for you.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. Source Capital lends in Napa Valley, San Francisco and all major cities in northern and southern California, including, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email ususing this convenient online form.

Malibu, California's Carbon Beach Makes List on Forbes.com - 3.24.2014

Sacha Ferrandi (Source Capital Funding, Inc.) — Mon, 25 Mar 2013 00:39:21 -0700

I have posted before about some of the world’s most expensive available real estate. According to a recent report on Forbes.com, Malibu, California could be on that list.

As far as beachfront property goes, Malibu’s, Carbon Beach has some of the most expensive in the world. Boasting two hundred thousand dollars per food of beachfront, Malibu is about twenty miles from Hollywood. Some of its famous residents include, Paul Allen, David Geffen and Joel Silver.

Read more on the topic at the link below.

The world’s most expensive beachfront real estate includes, Malibu, California.

The beauty that is, Malibu, California.

Whether you are looking to purchase in Malibu or anywhere in California or Arizona, Source Capital can be a great resource for you. Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. Source Capital lends in San Francisco and all major cities in California, including, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email ususing this convenient online form.

San Francisco Real Estate Predictions for 2013 and 2014 - 3.23.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Sat, 23 Mar 2013 16:29:40 -0700

The streets of San Francisco. Well... one of them.

I think it’s important to stay in the present moment, as much as possible. I have found that that practice alone helps one to enjoy life. However, gaining perspectives about possible future outcomes can help us better plan today to create a more enjoyable tomorrow.

We are only a few months into 2013, yet it was interesting to me to look ahead to 2014 when I came across the blog article at the link I am including in this post. Sorry to jump ahead, but as we become well emerged in 2013 and approaching the point where we can no longer refer to it, as a new year, it seems time to look ahead once again.

What does the rest of this year hold? And what about predictions for 2014? As a private lender, Source Capital oversees transactions throughout California and Arizona. So when I get something that pertains to one of these two states’ major cities, I definitely take note. I am sharing at the link below insights into the San Francisco real estate market. It features perspectives pertaining to the rest of this year, and on to the next.

Read the post about San Francisco in 2013 and 2014 at this link.

Whether you are looking for property in San Francisco or anywhere in California or Arizona now or in 2014, remember Source Capital as a resource for you. They offer a number of services, including financial assistance. If you need funding down the road or immediately, Source Capital’s buyer friendly trust deed loan programs may be what you are looking for. Since they are not a traditional bank they don’t have to struggle through overwhelming red tape and time consuming obstacles.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. Source Capital lends in San Francisco and all major cities in California, including, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email ususing this convenient online form.

The High Cost of Housing from Los Angeles to Paris - 3-21-2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Fri, 22 Mar 2013 01:15:35 -0700

The high cost of living in L.A. is trumped by Miami, New York, London, Paris, Hong Kong and Monaco.

If you find yourself complaining about your monthly rental rate or mortgage costs, you might feel better if you read the article at the link below. It features the most expensive real estate markets in the world. As far as U.S. cities, Los Angeles and Miami made the top 20, but the only American city to make the top ten was New York.

International cities on the list include London, Paris, Moscow and Sydney. Read all about who’s property prices are highest. Not sure if it will, but it might give you a sense of relief that your cost of living, could be worse!

The high cost of real estate in the United States and around the world.

Whether you are looking for property in Los Angeles or your taste has a smaller price tag, Source Capital offers a number of services that may be able to help you. If you need funding down the road or immediately, Source Capital’s buyer friendly trust deed loan programs may be what you are looking for. Since they are not a traditional bank they don’t have to struggle through overwhelming red tape and time consuming obstacles.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. Source Capital lends in Los Angles and all major cities in California, including, Los Angeles, San Francisco, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email ususing this convenient online form.

You can learn more about Source Capital on our Google profile page, which includes reviews from some of our clients, investors and associated real estate professionals. A great way to stay up to date with us, including following this blog, is by liking us on Facebook and following us on Twitter. We are at the end of another week. With daylight savings time, we can enjoy longer days. We are also reminded that time is moving quickly, as we approach April, the fourth month of the year. Before more time goes by, consider making that real estate move you’ve been wanting to make. If you need help along the way, remember Source Capital is here to make your buying experience, as stress free as possible. Have a great weekend! -Sindi Somers

Investors Buying Vacant Lots in San Diego County - 3.17.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Sun, 17 Mar 2013 23:11:47 -0700

Buying a house can be a challenge in today's market. Source Capital can help!

I have shared in my blog before about the increase in home purchasing being done by real estate investors. Now I’m going to add vacant lots to the equation. Although, we could have assumed this, it always seems to make facts more real when specific reports are made. Below is a link to an article citing one such instance. An investment group, which includes a local homebuilder, just purchased 41 residential lots in a gated community in Rancho Sante Fe, a beautiful and prestigious area of San Diego County.

Read the article in its entirety about the investment group’s Rancho Sante Fe purchase.

If you have been thinking of buying property to build your dream home, you may want to think fast! Real estate investors and developers continue to be aggressive competitors in the marketplace, snatching up property right and left. There seems to be no signs of them slowing down either. As the prices rise, so do their purchasing speeds. I know I must sound like a broken record, but if you are thinking of buying, the time really is now! The inventory continues to lessen. Not only available homes, but also land, as well as multi-family housing and commercial property. It’s not too late to take advantage of the market, your choices are just slimmer and the competition is now greater.

Okay. So you have found the property you want and are ready to purchase. If you are not one of the cash in hand buyers, you will need to find a funding source. In today’s market, timing is absolutely everything and a big part of that is timeliness. Not only will you need money to finance your purchase, but to compete with all cash buyers, you will need to get money fast.

Although I have read reports of banks granting more real estate loans, as of late, there are still hoops to jump thorugh. If you are one of granted financing you will have to wait. While waiting, you may lose out on your dream purchase, as buyers with cash swoop in and steal the sale. Source Capital, not only can help with obtaining a loan, they can get you one faster than traditional banks.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. They not only assist buyers with real estate purchases, but because they are a private lender andnot a large institution, they don’t have to wade through strict red tape to get you your loan. This allows them to grant loans in less time, making you more competitive in today’s market.

Source Capital lends in Rancho Sante Fe and throughout San Diego County and in all major cities in California, including, Los Angeles, San Francisco, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email ususing this convenient online form.

Adding a Twist to Going Green with a Living Wall or Roof - 3.11.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Tue, 12 Mar 2013 00:23:44 -0700

Sure. Why not. Plant a garden in a shoe! While you're at it, try live greenery on a wall or roof!

Okay, so let’s say you have the home or office building you’ve wanted and you want to do something different. Have you considered adding a garden wall or green roof? I actually don’t remember ever seeing these living structures in person, but I can picture them. And I like the picture!

In researching what’s new in real estate, I came across this interesting article in the Union Tribune San Diego. It highlights two affiliated San Diego based companies that create “living walls” with plants, as well as specializing in rooftop gardens. If you have been thinking of adding that something special to the home you live in or perhaps a piece of property you are sprucing up to sell, this could be the answer!

Read the article featuring San Diego, California based companies, Good Earth Plants and Greenscaped Buildings, in its entirety and find out how to literally, go green!

A living garden wall and/or rooftop garden, could be yours!

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. They not only assist buyers with real estate purchases, but they also provide construction loans. If your are intrigued by the thought of adding a plant wall or rooftop garden to your construction plans, don’t let lack of funding stop you! Contact Source Capital.

Source Capital lends throughout San Diego County and in all major cities in California, including, Los Angeles, San Francisco, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email us using this convenient online form.

You can learn more about Source Capital on our Google profile page, which includes reviews from some of our clients, investors and associated real estate professionals. A great way to stay up to date with us, including following this blog, is by liking us on Facebook and following us on Twitter. I think living garden walls and green roofs are a fun option to add to a home, office or other building location. If there is topic you would like me to blog about, contact me at ssomers@source-capital.com. Happy Monday! Enjoy your week! -Sindi Somers

Low Inventory and a Competitive San Diego Housing Market - 3.6.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Wed, 06 Mar 2013 13:06:08 -0800

San Diego County has so much to offer! If only there were more homes for sale!

I know a very nice couple that is desperately trying to buy a house in San Diego County. They are San Diego natives and qualified buyers, ready to spend! The problem? Low inventory and all cash buyers!

The first issue they have run up against is lack of suitable homes. They are having a hard time finding property in their area of choice that meets their needs. Then, once they find something they like, they are often shut out of deals. Sometimes they are late to the table after a cash in hand buyer walks away with the sale. They have also found that some want to take advantage of the competitive market hoping that offers from multiple buyers will create a bidding war, driving the price higher than it already is. I am sure there are other scenarios that are ever present in today’s real estate market, but you get the picture.

I have been reporting on this challenge for buyers and now I have seen and heard of it first hand within my personal circle of friends. In case you were skeptical, let me confirm, this is a very real issue for buyers in today’s market. Remember back when there was an overabundance of homes at ridiculously low prices? That is changing. Correction. That has changed!

Since price is determined by supply and demand, property prices continue to rise. With a decrease in foreclosures and short sales and an increase in investor activity, the housing selection is sparse. As the economy improves, more people want to fulfill their real estate purchasing goals. More people ready to buy, but less available to buy. Our strong buyer’s market is turning into a seller’s paradise.

Lack of supply and the growing competition with cash in hand buyers can be frustrating. That along with the stringent policies of traditional banks can make it seem nearly impossible to make a purchase. If you are ready to move forward and lack of funding is one of the things in your way, consider Source Capital and our user-friendly trust deed loan programs.

Even with the challenges I’ve cited, with the continued property price increases, the story still remains; the sooner you buy, the better. If you are in need of funding for your purchase, due to a previous bankruptcy, foreclosure, short sale or other credit glitch, consider a trust deed loan with Source Capital. Not only are we able to supply loans when traditional banks can not, we historically have a much faster loan process, from beginning to end. This may help when dealing with the competition of those all cash buyers!

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. Source Capital lends throughout San Diego County and in all major cities in California, including, Los Angeles, San Francisco, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email us using this convenient online form.

Builders Eager to Please Buyers in Today's Housing Market - 2.28.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Thu, 28 Feb 2013 20:48:09 -0800

Home builders are eager to please buyers in the current market.

Although the economy has had an impact on what many of us can and can’t by, when given the choice, we still have preferences. The increase in real estate purchases and the higher prices of property purchased has added excitement and new life to the market. To best serve buyers and investors, builders are interested in what amenities are most sought after currently.

The CNBC article at the link below highlights the topic of desired amenities and what builders are doing to help accommodate the positive changes in the marketplace.

Builders comment on what buyers want in today’s market.

With the continued property price increases, the sooner you buy, the better. If you are in need of funding for your purchase, due to a previous bankruptcy, foreclosure, short sale or other credit glitch, consider a trust deed loan with Source Capital. Not only are we able to supply loans when traditional banks can not, we historically have a much faster loan process, from beginning to end.

Please also keep in mind that if you already own a home or you want to do some remodeling on the home you end up buying, Source Capital offers construction loans too. Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. Source Capital lends in all major cities in California, including Los Angeles, San Francisco, San Diego, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email us using this convenient online form.

Continued Gains for the U.S. Housing Market - 2.26.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Tue, 26 Feb 2013 22:09:47 -0800

San Francisco, Los Angeles and Phoenix markets continue to show positive gains.

I like to bring you the most current real estate news, but lately I feel like I am just repeating myself over and over with talk of price increases and a healthier market. I am sorry if I am being redundant, but the real estate market keeps improving!

The housing market strengthened in the last quarter of 2012, but it hasn’t stopped with the arrival of the new year. January showed an even greater increase in home sales, demonstrating that we are continuing to move upward and onward.

An article from CNN Money reports on the positive gains in both 2012 and 2013. It cites Los Angeles, San Francisco and Phoenix as three of the U.S. cities having the biggest visible jump. Read the article in its entirety at the link below.

The U.S. real estate market continues to show price and sales increases.

As prices continue to rise, it is obvious that the sooner you buy, the better. If you are in need of funding for your purchase, due to a previous bankruptcy, foreclosure, short sale or other credit glitch, consider a trust deed loan with Source Capital. Not only are we able to supply loans when traditional banks can not, we historically have a much faster loan process, from beginning to end.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. Source Capital lends in all major cities in California, including Los Angeles, San Francisco, San Diego, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email us using this convenient online form.

You can learn more about Source Capital on our Google profile page, which includes reviews from some of our clients, investors and associated real estate professionals. A great way to stay up to date with us, including following this blog, is by liking us on Facebook and following us on Twitter. We are now just days away from March. It will be interesting to watch the real estate market, as it continues to change. Tune in to the Source Capital blog for the most current updates and information. Enjoy the rest of your week! -Sindi Somers

The Competitive San Diego Real Estate Market - 2.21.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Fri, 22 Feb 2013 00:04:50 -0800

Beautiful San Diego waters are just one of the many things to love about living here.

As I have mentioned in previous blog posts, the market is becoming increasingly competitive with the number of cash in hand buyers. If you have to wait for a loan to be approved and/or the approved money to be available, you are no match for those that already have the funds. This can be frustrating and lead to even the most qualified of buyers missing out on making the sale.

In keeping with this topic, I wanted to share the Fox5 article at the link below. It highlights the San Diego market and some strategic tips to help get your real estate offer noticed.

Tips on How to Get Your Real Estate Offer Noticed

Even if the tips in the article don’t give you the help you need, you still have other options. Source Capital’s trust deed loan program can help you avoid the lengthy loan process found at traditional funding institutions. This could be the edge you need in today’s competitive marketplace.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. Source Capital lends throughout San Diego County and in all major cities in California, including Los Angeles, San Francisco, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email us using this convenient online form.

The Competitive Real Estate Market in the Inland Empire - 2.18.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Mon, 18 Feb 2013 23:24:20 -0800

You need money fast to compete with cash in hand investors. Source Capital can help!

Some people are not just thinking about buying a home, they are 100% ready to make their purchase. Unfortunately in some areas of the country, being prepared is not enough in today’s market.

Although property prices are on the rise throughout the United States, prices are still lower than we once ever imagined they would be. In buyer’s markets, such as the Inland Empire of southern California, investors with cold hard cash are swooping in on good deals without warning, walking away with other people’s dream homes.

California’s Inland Empire has a limited number of available properties due to this situation. More details can be found in a Los Angeles Times article covering this topic. You can read it in its entirety at the link below.

Inland Empire Housing; Affordable, but Unavailable

Whether or not you qualify for a traditional bank’s home loan program, you may need to get your hands on cash faster than realistically possible with a bank loan. If you need money fast, there is an another viable option for you. Source Capital’s trust deed loan program, which can help you avoid the lengthy loan process found at traditional funding institutions. This could be the edge you need in today’s competitive marketplace.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. Source Capital lends in the Inland Empire and all major cities in California, including Los Angles, San Francisco, San Diego, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor to help supply loans, contact us at 858.705.6144. You can also email us using this convenient online form.

You can learn more about Source Capital on our Google profile page, which includes reviews from some of our clients, investors and associated real estate professionals. A great way to stay up to date with us, including following this blog, is by liking us on Facebook and following us on Twitter. I hope you enjoyed your President’s Day today. I know it was a day off for some of you giving you hopefully a wonderful, long weekend. Whatever you did today, I hope that your new week is off to a great start! -Sindi Somers

Rising Prices of the Southern California Housing Market - 2.16.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Sun, 17 Feb 2013 00:47:23 -0800

The trend continues with a decreased number of foreclosures and short sales and an increase in interested parties. This continuing pattern is causing the prices to rise in the southern California housing market. You can find more details in the recent Los Angeles Times article at the link below.

More About the Rising Southern California Home Prices

Whether Santa Barbara, Los Angeles or anywhere in southern California, home prices are on the rise.

Whether you are looking for a new home in Santa Barbara, Laguna Beach, Los Angeles or anywhere in southern California or you are looking for a sound investment opportunity, Source Capital may be able to help. If you are in need of funding and traditional banks have closed the door on you, you will find that Source Capital has theirs wide open. We look at the big picture and know that good people have bad credit. We want to hear your story. We will try our best to make it work. Maybe your credit is fine, but you need a loan fast. Source Capital is able to provide loans faster than banks because we don’t have to wait for decisions from someone else. We make them ourselves.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California or Arizona. Source Capital lends in all major cities in California, including San Francisco, San Diego, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor, contact us at 858.705.6144. You can also email us using this convenient online form.

You can learn even more about us on our Google profile page, which includes reviews from some of our clients, investors and associated real estate professionals. A great way to stay up to date with us, including following this blog, is by liking us on Facebook and following us on Twitter. Happy weekend, all! -Sindi Somers

The Phoenix Real Estate Market is Getting Healthy - 2.13.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Wed, 13 Feb 2013 22:36:28 -0800

There is much beauty to go along with the vitality of the housing market in Phoenix, Arizona.

As I have reported in previous blogs, the real estate market in many areas of the United States is getting healthier. Since Source Capital is licensed to handle trust deed loans in Arizona and California, those are usually the areas I cover.

Today’s research led me to the article at the link below highlighting the healthy market of Phoenix, Arizona. With a decrease in foreclosures and short sales leading to less inventory, prices are on the rise. Again, less supply with a maintaining or increasing demand, drives the prices up in real estate, as in any industry.

Read the article in its entirety at the link below.

Learn more about the vitality of the Phoenix, Arizona Housing Market.

Whether you are looking for a new home in Phoenix or anywhere in Arizona or California or you are looking for a sound investment opportunity, Source Capital may be able to help. If you are in need of funding and traditional banks have closed the door on you, you will find that Source Capital has theirs wide open. We look at the big picture and know that good people have bad credit. We want to hear your story. We will try our best to make it work. Maybe your credit is fine, but you need a loan fast. Source Capital is able to provide loans faster than banks because we don’t have to wait for decisions from someone else. We make them ourselves.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout Arizona and California. Source Capital lends in all major cities in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale and also in California, including San Francisco, San Diego, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor, contact us at 858.705.6144. You can also email us using this convenient online form.

Top 15 Most Popular Real Estate Websites - 2.11.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Tue, 12 Feb 2013 00:22:59 -0800

Find the house of your dreams, then let Source Capital help you fund it.

In researching for this blog, I have vastly increased my real estate knowledge. As the market has changed, my goal has been to keep you up on what’s happening and where. As I learn along the way, I enjoy sharing information with you.

Below is a link to an article featuring the top 15 most popular real estate websites. You may have come across others, but this list includes information on both property for sale, as well as rental information. Looks like a pretty good list. I did notice that one of my favorites isn’t on there… Source-Capital.com!

Check out the top 15 real estate related websites!

Whether you are tired of renting, looking for a second home or wanting to find the next best investment opportunity, Source Capital can help. If you need funding to help make your dreams come true, you may have found your answer.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout Arizona and California. Source Capital lends in all major cities in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale and also in California, including San Francisco, San Diego, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside. If you need a loan fast and want a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor, contact us at 858.705.6144. You can also email us using this convenient online form.

First Time Home Buyers Face Competition in the Marketplace - 2.9.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Sat, 09 Feb 2013 22:36:10 -0800

Don't let lack of funding or a slow moving loan process keep you from buying your dream home!

Buying your first home can come with mixed emotions. It can be exciting, fun, scary and also be stressful. Not only is applying for your first home loan a learning experience it can also be a slow process. That’s okay, if time is on your side, but in many cases, it simply is not. Although active and prominent first time home buyers are a sign of increased health in the market, they are currently facing some issues. Because the market is getting healthier with less foreclosures and more sales, supply is diminishing.

Along with less property availability, first time home buyers are finding it is not just them racing to purchase. They are having to compete with financially sound investors with cash in hand, ready to buy on the spot. Because first time and many other groups of home buyers have to rely on a bank loan for financing they are often pushed out of the race. The slow processing time makes someone applying for a home loan no match for an investor that can pay full price immediately in cash. After all that extra time spent waiting, the borrower may not even get the loan, due to the stringent guidelines and criteria traditional banks are required to abide by.

The article at the link below highlights the current market and the large number of first time home buyers present. It explains more about their situation, including the competition they are currently faced in the marketplace.

First Time Home Buyer’s and Their Issues in Today’s Market

Even if you qualify for a traditional bank loan, you may need a loan fast in order to compete with investors or other eager buyers for the property you want. Source Capital not only offers loans to those with challenged credit, but they are also a resource for those needing money fast. Don’t let a little time get in the way of you owning the home of your dreams. Contact Source Capital to find out your options and be a competitive force in the changing real estate marketplace.

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout Arizona and California. Source Capital lends in all major cities in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale and also in California, including San Francisco, San Diego, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside. If you need a loan fast and want a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor, contact us at 858.705.6144. You can also email us using this convenient online form.

Construction Loans and Tips on Staying Safe and Warm - 2.8.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Fri, 08 Feb 2013 22:52:24 -0800

Even if you don't live in snow country, you may need help keeping your home warm.

Most parts of the country have gotten at least a little share of extreme cold this winter. Not only can it be challenging for us, but it can also be problematic for houses and other buildings.

Below is a link to a Los Angeles Times article with some helpful ideas on how to help protect your home and keep it safe and warm this winter.

Tips for a Safe and Warm Home

Not only does preventative maintenance bring more comfort to those in a home, it also can greatly cut costs. It is also a proactive way to help keep issues from magnifying and becoming more dangerous and expensive. If you have thinking of fixing up some aspect of your home such as, redoing plumbing, adding better insulation or something else that you are having a hard time affording, consider Source Capital as your funding source. That’s right! We provide construction loans too!

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout Arizona and California. We handle private funding for all different types of construction projects, including weather proofing your home. Source Capital Funding also delivers residential and commercial trust deed loans. Source Capital lends in all major cities in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale and also in California, including San Francisco, San Diego, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor, contact us at 858.705.6144. You can also email us using this convenient online form.

Construction in Phoenix Is Creating More Homes and Jobs - 2.4.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Tue, 05 Feb 2013 02:01:52 -0800

If you need funding for a construction project in Arizona or California, call Source Capital!

Their are many aspects to the real estate industry. Buying and selling, property management and other aspects having to do with completed commercial and residential dwellings. Another important sector helps create opportunities. Opportunities for those that buy, sell and manage. It also helps to create new jobs. I’m talking about the field of construction.

This may be true anywhere new homes and high rises are being built, but according to the Phoenix Business Journal article at the link below, it is definitely apparent in Phoenix, Arizona.

More Jobs Thanks to Phoenix Construction

Whether you are the one doing the construction, or you will be hiring construction workers, Source Capital may be able to help you get the financing you need. As a private lender, we offer construction loans in Phoenix and throughout Arizona and California. We also loan to those wishing to purchase a completed home or commercial building. Even if you haven’t been able to qualify for financing based on the criteria set by traditional banks. Don’t give up your dream before at least giving Source Capital a chance to help you!

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout Arizona and California. We handle private funding for construction projects, as well as both residential and commercial trust deed loans. Source Capital lends in all major cities in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale and also in California, including San Francisco, San Diego, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside. If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor, contact us at 858.705.6144. You can also email us using this convenient online form.

Relative of Former Dow Jones Owner Has Home Up For Sale - 1.29.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Tue, 05 Feb 2013 01:57:15 -0800

San Diego County’s Rancho Santa Fe is a beautiful and prestigious area. A number of billionaires are reported as having homes there, including Microsoft Founder, Bill Gates. Below is a UT-San Diego article about a couple from a well known family with their home up for sale. Click the link to see the home belonging to members of the family that used to own Dow Jones & Company.

Family of Former Owners of Dow Jones & Company’s Rancho Sante Fe Home

You can view more Rancho Sante Fe homes, as well as others on the market in California and Arizona at Trulia.com. Just click the link below.

Homes in Rancho Sante Fe and Elsewhere in California for Sale

Rancho Sante Fe is just one of the many beautiful areas of San Diego County. Check out the amazing skyline!

Whether in the market for an estate in Rancho Sante Fe, a home in Los Angeles or an office building in San Francisco, Source Capital may be able to help. As a private lender, we offer trust deed loans to many who don’t qualify for financing based on the criteria set by traditional banks. We offer construction loans too!

Source Capital Funding, Inc. is a direct, private hard money lender that provides hard money loans and trust deed investment options throughout California and Arizona. We handle both residential and commercial trust deed loans, as well as private funding for construction projects. Source Capital lends in all major cities in California, including San Francisco, San Diego, Los Angeles, Anaheim, Sacramento, San Jose, Fresno, Oakland, Bakersfield and Riverside and also in Arizona including, Phoenix, Tucson, Mesa, Chandler and Glendale . If you need a private hard money lender to fund your hard money loan or you want to work with Source Capital Funding as an investor, contact them at 858.705.6144. You can also email us using this convenient online form.

Housing Market Recovery Reports Continue - 1.29.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Tue, 29 Jan 2013 21:24:40 -0800

As the housing market improves, you may see more new construction. We give construction loans too!

If you follow this blog, you have seen reports of a recovering United States real estate market. It has been widely confirmed and is apparent in many areas. The market seems more active and healthier, with no signs of going backwards.

I found the article at the link below posted online earlier today by the Union Tribune San Diego. Although it shares views about the increasing health of San Diego real estate, it also includes information about other areas of the country, including Phoenix, Arizona.

Union Tribune San Diego Article Featuring the Recovering Housing Market

Whether in the market for a house, office building or vacant lot or you need a construction loan, Source Capital may be able to help. As a private lender, we offer trust deed loans to many who don’t qualify for financing based on the criteria set by traditional banks.

Silicon Valley Estate Sells for $117.5 Million - 1.27.2013

Sacha Ferrandi (Source Capital Funding, Inc.) — Sun, 27 Jan 2013 18:59:45 -0800

Beautiful San Francisco Bay could be your view!

I came across an article today that reports an extremely high end property has sold for the price of $117.5 million. It is described, as a nine acre estate in Silicon Valley overlooking the bay. Can you imagine what this San Francisco Bay Area piece of real estate must include to carry that kind of price tag?! That is definitely a dream home to dream about!

You can read the article in its entirety at the link below.

One of the highest priced properties on market sells in San Francisco.

Whatever your dream home looks like, we would like to help you get it!

Whether you are looking for the mansion of your dreams or a fixer-upper to help you invest in your future, private money is available. For those in the market for a home or commercial property in California or Arizona, you are in luck if you are struggling to obtain financing. Unlike traditional banks, private lender, Source Capital looks at the big picture. This opens the door for buyers who have experienced financial hardships or other situations leading to low credit scores and bad credit ratings. Based in San Diego County, Source Capital has hard money loans available. Whether you have experienced a bankruptcy, short sale, an abundance of medical bills or are self-employed and considered a high credit risk, Source Capital would like the opportunity to earn your business.