short sale specialist: Short Sale Guy Runs for President of the United States - 08/25/08 10:22 PM
BREAKING NEWS!!!! Just announced at the Democratic convention in Colorado. Bergen County Realtor and Short Sale Guy, Sal Poliandro is running for president. A virtual unknown, your short sale guy realtor is getting the nod from an aggressive grass roots campaign. It's been a long time in the making. Here is … (4 comments)

short sale specialist: Secured vs Unsecured Debt, Impact on Short Sales - 06/20/08 09:39 PM
I wanted to discuss an item that keeps coming up in my short sale conversations with homeowners. Basically, if you put up collateral for a loan (your home in the case of a mortgage) you have secured debt. If there is no asset attached to the money that you are borrowing … (8 comments)

short sale specialist: Rick Warren gets to meet Sal Poliandro - 04/12/08 11:33 PM
Washington, D.C. - Rick Warren, renowned author of "The Purpose Driven Life" had the pleasure of meeting Bergen County Realtor Sal Poliandro. I was able to explain to Rick the great reasons why he should move his mega church to Bergen County.
To the casual observer it may look like he is … (3 comments)

short sale specialist: Short Sale Information: Why would a buyer purchase a Short Sale? - 04/11/08 03:30 PM
Why would a buyer purchase a Short Sale? Buyers are free to make low offers and have them be entertained. There are no homeowners to be upset by the amount of the offer. You are letting the bank make a rational decision about how much they are willing to accept. For … (6 comments)

short sale specialist: Short Sale Information: Why would the mortgagee take less than they are owed in a Short Sale? - 04/11/08 03:15 PM
Why would the mortgagee take less than they are owed in a Short Sale? They have to look at their costs. If this person stops paying their mortgage and they have to foreclose there are more costs than just the outstanding mortgage costs involved. Additional legal fees, fixing up the home … (1 comments)

short sale specialist: Short Sale Information - Why would a homeowner participate in a Short Sale? - 04/11/08 03:00 PM
Why would a homeowner participate in a Short Sale? The homeowner needs to sell their home and what they owe is more than the home is worth. They don't have extra cash to write a check for the difference. A successfully negotiated Short Sale will help them avoid foreclosure. Once a … (0 comments)

short sale specialist: Short Sale Information - Why are short sales happening? - 04/11/08 02:55 PM
Why are Short Sales happening? The Real Estate market is certainly down from the highs of just a few years ago. In many towns and also here in Bergen County there were excessive appraisals done. Meaning that there really was no solid basis for the value of a home except for … (2 comments)

short sale specialist: 5 Year Old Girl Brings Down The House In Ridgewood - 12/21/07 11:52 PM
We decided to spend the evening in Ridgewood this Friday. I work in town and really enjoy the people and the quaint downtown. The evening started by walking around town and taking some photos. We made our way back to the movies to see National Treasure: Book of Secrets. We really … (11 comments)

 
Real Estate Agent: Bergen County Realtor, Sal Poliandro, SRES, ePRO, Short Sale Specialist (RE/MAX Properties)
Bergen County Realtor, Sal Poliandro, SRES, ePRO, Short Sale Specialist
Ridgewood, NJ
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RE/MAX Properties

Office Phone: (201) 825-6600 Ext.: 335
Cell Phone: (201) 259-2187
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Sal and Dawn Poliandro. Our thoughts on Ridgewood Real Estate, Bergen County Schools and our local area. The Housing Market, Short Sales and other things that are on our mind.

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