Lic. Mortgage Broker, Loan Officer, Banker ---What's the difference?? - 08/30/07 04:09 PM
Hello Folks,
This blog is directed to both Consumers & Real Estate professionals. I recently seen some blogs and some articles in print about what type of Mortgage Professional the borrower should use, so I thought I would provide my 2 cents worth. Basically there are three types of Mortgage Professionals ..... … (4 comments)
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Jack be Nimble, Jack be quick .......... - 08/29/07 08:02 PM
Jack be nimble, Jack be quick, Jack procrastinated a tad tooo long and is now no longer qualified to buy that candle stick. Realtors I can't emphasize enough how important it is to stress to your customers... If they have been pre-qualified and are serious about buying a home that the … (0 comments)
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Dead Lenders ...... When is it going to end?? - 08/28/07 09:42 PM
Hello Folks,
I know this topic has been discussed NUMEROUS times about all the lenders who have been going out of business since the first of the year, But I believe this month has seen the most lenders go belly up than any other single month. Since the First of August we … (5 comments)
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Client blames US for his septic problems. - 08/27/07 02:08 PM
Hello Folks,
Don't you just love it, after a client buys and moves into their newly aquired home, they start call you about their problems. This was a new one for us...... A couple months ago we financed the purchase of a new home to a pair of brothers. They were first … (3 comments)
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Do we have any Snake lovers in ActiveRain land? - 08/27/07 01:24 PM
This is a story of how we acquired "Jake the Snake". Now let me start by saying that through ALL of my life I have not been very fond of snakes. As a kid I use to go snake hunting all the time behind my parents home in Kentucky, and I … (4 comments)
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Have you ever received a Puppy as closing gift? - 08/27/07 01:07 PM
Hello Folks,
Below is a picture of Mozart, our 16 month old Maltese Puppy. How many of ya'll have ever received a puppy as a closing gift? Well, you guessed it ..... We did about a year ago and here is the story.
My wife and I work together as a team … (3 comments)
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Going out of Business Lenders - 08/27/07 11:35 AM
Hello folks,
I was just checking the latest information on http://ml-implode.com/. This is the website many of you know which keeps track of lenders who go out of business or may be in bad financial condition. It is, unfortunately, a website which I will visit multiple times a day during the week … (0 comments)
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Blog "Groups" .... - 08/27/07 11:14 AM
Does ActiveRain have any "Commercial Real Estate" blog groups?What about a group for 'International Real Estate"
I was surfing through the various groups but did not see any pertaining to the two questions above. Did I overlook them?
Does anybody know?
Thanks,
Sean AllenThe Mortgage ProfessionalsProfessional Credit Consulting & Repairwww.TheMortgageProfessionals.biz
… (3 comments)
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Pre-qualifing in todays mortgage market - 08/26/07 08:13 PM
With todays Mortgage market being as volitile as it is, I would highly recommend that you have you customers be pre-qualified. Once they have been prequalified, besides getting the normal information like max LTV, max purchase price, Interest Rate, Etc ... I would recommend you also get the following information:
1. What type of … (0 comments)
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Who actively sells Real Estate south of the US border ?? - 08/26/07 06:11 PM
Hello folks,
I'm curious to find out who are the real estate agents who actively sell real estate in Central & South America, the Bahamas, and/or Caribbean? Are you having sucess with it? Do you specialize in a specific country? How do you market to your future clients or how doyour clients … (1 comments)
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Lease option Purchase - 08/26/07 06:06 PM
Hello folks,
Another member of ActiveRain had a post this morning about Lease option Purchases and after reading her question I thought it would be good to highlight what is importnant from a lenders perspective on Lease option Deals.
To start off many lender will finance a lease option Purchase, actually refered to … (3 comments)
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Building a "TEAM" - 08/26/07 05:40 PM
Hello folks,
This is a topic which I talk on to realtor groups quite often. Typically my speeches are with new realtors to the business but it applies to all realtors that want to be successful. That topic is "TEAM" building. The very first thing any realtor wants to do is to align themselves … (0 comments)
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Who actively sells Real Estate south of the US Border?? - 08/25/07 09:36 AM
Hello folks,
I'm curious to find out who are the real estate agents who actively sell real estate in Central & South America, the Bahamas, and/or Caribbean? Are you having sucess with it? Do you specialize in a specific country? How do you market to your future clients or how do your … (0 comments)
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Who sells Real Estate South of the US Border ???? - 08/24/07 11:22 AM
Hello folks,
I'm curious to find out who are the real estate agents who actively sell real estate in Central & South America, the Bahamas, and/or Caribbean? Are you having sucess with it? Do you specialize in a specific country? How do you market to your future clients or how do your … (0 comments)
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Mozart .. Specialist in dog house financing. - 08/24/07 08:24 AM
Hello Folks,
This is Mozart. He is our 16 month old Malteze puppy. I believe Mr. Mozart is related to the Energizer Bunny somehow. This puppy wants to play ALL DAY LONG and is extremely personable.
Anyway, I didn't post this blog to brag about my puppy. The reason to this post is … (6 comments)
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Who Actively sells RE South of the border (additional dialogue) - 08/24/07 07:52 AM
Hello folks,
I'm curious to find out who are the real estate agents who actively sell real estate in Central & South America, the Bahamas, and/or Caribbean? Are you having sucess with it? Do you specialize in a specific country? How do you market to your future clients or how do your … (0 comments)
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Who actively sells RE south of the border ?? - 08/24/07 07:40 AM
Hello folks,
I'm curious to find out who are the real estate agents who actively sell real estate in Central & South America, the Bahamas, and/or Caribbean? Are you having sucess with it? Do you specialize in a specific country? How do you market to your future clients or how doyour clients … (0 comments)
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What are you doing differently to increase business? - 08/23/07 10:05 PM
Howdy folks,
I'm just curious what everyone is doing "differently" to increase business in this extremely slow market? For me, it was joining ActiveRain and reading / posting blogs. I'm looking for creative ideas that are "different" which has been gaining results. I'm open to suggestions & ideas. I'm real curious to … (8 comments)
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ActiveRain & The Point System - 08/23/07 05:53 PM
Howdy folks,
I'm a little confused ???? What do the points that we accumulate here on ActiveRain mean? Do they get us Frequent Flyer Miles or discounts on our Free membership? I'm new to the Active Rain community and am very excited to be part of it. I would greatly appreciate some … (5 comments)
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Credit Score and Todays Mortgage Financing - 08/22/07 09:57 PM
Hello,
As everyone knows, the better ones credit score ... the lower the interest rate they will get. Well, that's still accurate, but there is more to it in todays market. Ever since I got into the mortgage business a few years ago I've tried to educate people on improving their credit scores, but … (1 comments)
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Credit score and todays mortgage financing - 08/22/07 09:55 PM
Hello,
As everyone knows, the better ones credit score ... the lower the interest rate they will get. Well, that's still accurate, but there is more to it in todays market. Ever since I got into the mortgage business a few years ago I've tried to educate people on improving their credit scores, but … (1 comments)
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International Financing Program Information - 08/21/07 08:38 PM
International Mortgage Financing
Coverage Area:Costa Rica, Mexico, & All of Central America, South America, Caribbean, Bahamas, & Dominican Republic
Guidelines for Qualification:
·· Subject Property used as Collateral·· Up to 90% LTV ( 1 Loan ) - Purchase or Rate/Term Refi·· Owner Occupied, 2nd Home, Investment ... All 90%LTV·· Minimum of $200,000.00 loan amount·· … (0 comments)
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Financing Frustrations - 08/20/07 10:58 PM
Howdy folks,
Hope everyone is doing well this week. I thought I would share with ou what MANY mortgage brokers are going though in order to get customers financed during the past few weeks. I point this out in the event there are still people in the real estate business (Loan Officers, … (1 comments)
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Today's Financing - 08/19/07 08:02 PM
Hello Folks,
This is my first of many Blogs. Is the real estate market causing you to pull your hair out? Fortunately for me, I keep my hair cut short so it is hard to pull out, but geeezzze, I don't think it can get much harder. Thank goodness the Fed started … (5 comments)
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