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    <title>All Greenwood SC Real Estate</title>
    <link>http://activerain.com/blogs/sallymorris</link>
    <description>Greenwood SC Real Estate Sally Morris Greenwood Realty 

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      <guid>http://activerain.com/blogsview/2164664/i-have-a-referral-for-a-greenville-realtor</guid>
      <title>I have a referral for a Greenville Realtor</title>
      <description>&lt;p&gt;I am looking for a special Realtor to work with a very special buyer. I'm more interested in your work ethic than your number of sales although there is nothing wrong with having successes under your belt, The most successful agents and the busiest agents are not necessarilty the agents that will take the time to make every one feel they are &lt;em&gt;the&lt;/em&gt; most important person. I'm more interested in your ability to listen than to listen to how many designations you have. I don't care how handsome or pretty you are nor do I care how old you are. I do care that you care about your clients more than you care about your commission check even though we all hope there will be one at the end of every opportunity we encounter. This is a very serious buyer who will be looking for a very nice home in a very nice price range and yes you need to be able to negotiate the very best deal you can and know how protect their interests from start to finish. You don't have to know all the answers but you do need the humility to be able to ask someone who does have the answer when you don't. We need you asap so if you fit the description please contact me and let's talk.&lt;/p&gt;
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&lt;p&gt;Sally Morris (864) 344-1728 or&lt;a href="mailto:realtorsallymorris@gmail.com" target="_blank"&gt; email me&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Tue, 01 Mar 2011 20:23:19 -0500</pubDate>
      <link>http://activerain.com/blogsview/2164664/i-have-a-referral-for-a-greenville-realtor</link>
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      <guid>http://activerain.com/blogsview/1619073/greenwood-sc-partnership-alliance-ready-to-kick-off-it-s-5-goals-in-5-years-plans</guid>
      <title>Greenwood SC Partnership Alliance Ready To Kick Off It's 5 Goals In 5 Years Plans</title>
      <description>&lt;p&gt;&lt;strong&gt;Greenwood SC Partnership Alliance Ready To Kick Off It's 5 Goals In 5 Years Plans&lt;/strong&gt;. Here are five more good reasons to make Greenwood SC home. Starting in May Partnership For Tomorrow will put into motion the plans for the future and will include &lt;img title="Five goals" src="http://activerain.com/image_store/uploads/9/2/4/4/9/ar127232166894429.jpg" height="334" alt="Five goals" width="448" style="margin: 10px; float: left;"&gt;&lt;/p&gt;
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&lt;p&gt;&lt;strong&gt;Business Retention&lt;/strong&gt; and expansion Partnership would be the preferred partner for existing Greenwood businesses and employers to recruit, build wealth and retain local talent. &lt;strong&gt;Recruiting &lt;/strong&gt;new businesses to capitalize on the strengths of Greenwood and to reach the ultimate 5 year goal of creating 1,000 jobs and $400,000 in capital investments. &lt;strong&gt;Talent Recruitment and Retention&lt;/strong&gt; Partnership would be the "collaborating focus point" between education and greenwood County employers. &lt;strong&gt;Community Development&lt;/strong&gt; The focal point of this goal is to continue to develop local communities and neighborhoods in Greenwood that would provide entertainment, shopping, education which would attract young professionals and retirees. &lt;strong&gt;Greenwood Genetic Center&lt;/strong&gt; Partnership would partner with Greenwood Genetic Center , The Genetic Endowment of South Carolina and Clemson University to develop and market the Greenwood Research Park as the best location&#160; for bio-science research,treatment and commerce in North America.&#160; Greenwood SC a city with a plan.&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Mon, 26 Apr 2010 17:45:50 -0400</pubDate>
      <link>http://activerain.com/blogsview/1619073/greenwood-sc-partnership-alliance-ready-to-kick-off-it-s-5-goals-in-5-years-plans</link>
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      <guid>http://activerain.com/blogsview/1610579/get-a-jump-start-on-growing-food-and-flowers-this-spring-with-raised-garden-beds</guid>
      <title>Get a jump start on growing food and flowers this spring with raised garden beds</title>
      <description>&lt;p&gt;&lt;strong&gt;Get a jump start on growing food and flowers this spring with raised garden beds. &lt;/strong&gt;&lt;/p&gt;
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&lt;p&gt;Most of us are cutting back making the dollar stretch as far as we can. I came across an article that was of interest to me I thought it might be of interest to you. Creative thinking is the best way to get on top of this tough economy, not only that it is the healthiest way to eat. Homegrown food taste better, is healthier and best of all the cheapest food we can get.&lt;/p&gt;
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&lt;b&gt;Get a jump start on growing food and flowers this spring with raised garden beds&lt;br&gt;
(ARA) - The popularity of urban gardening has exploded over the past couple of years, due in part to increased awareness about food safety, the financial stresses of the economy and a growing desire to be eco-friendly. &lt;br&gt;
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Some of the most enjoyable, user-friendly gardens, like vegetable and herb gardens or cut-flower gardens, perform exceptionally well in raised beds. Plants tend to perform better in raised beds than in regular beds because there is less soil compaction (since you're not treading between the plants) and they allow for excellent drainage. &lt;br&gt;
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"I've been gardening in raised beds for over 30 years, and I'm convinced they're the best way to grow," says Paul James, HGTV's Gardener Guy. "One of the things I like most about raised beds is that they warm up faster in spring and stay warmer longer in the fall, which means a longer growing season and an extended harvest."&lt;br&gt;
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While raised beds are extremely functional, they can also add style to your yard or garden. The organized appearance of the beds lends a handsome structural element.&lt;br&gt;
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Quality, durable materials last longer and look better. &lt;a href="http://www.wrcla.org"&gt;Western Red Cedar&lt;/a&gt; is a strong choice for building garden beds because it is easy to work with, rot-resistant and ages beautifully, maintaining its shape and strength over the years, even when exposed to extreme weather. If you're concerned about the environment, you can take comfort in the fact that it is an authentically sustainable, renewable green building material. &lt;br&gt;
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Making your own &lt;a href="http://www.wrcla.org"&gt;raised garden beds&lt;/a&gt; is an easy and fun project - having a helper will make the job easier. Follow these tips and get growing.&lt;br&gt;
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* Plan ahead to keep the bed size manageable. A bed measuring about 3 feet by 6 feet is a good size. You'll want the bed to be at least a foot high - if you want it higher, just add another board, but keep in mind that you'll need to add extra soil. &lt;br&gt;
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* Buy the materials you'll need: Western Red Cedar boards (2 x 6 work well) - four 3-foot lengths and four 6-foot lengths; Western Red Cedar posts (4 x 4), for corner supports, cut to 18 inches each; 3-inch galvanized screws, about 35 to 40.&lt;br&gt;
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* Cut the ends of the 18-inch post lengths to a sharp point with a saw - these pointed ends will go into the soil to support the bed. &lt;br&gt;
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* Lay two post lengths down and place two 3-foot planks on top of them (to equal 12 inches in height) and line up the edges along the sides and to the top of the posts (the unsharpened end). Pre-drill holes using a bit that is smaller than the screws, then put in the screws. Repeat with the other 3-foot boards and 18-inch posts to form the other short end of the bed.&lt;br&gt;
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* Now you're ready to add the long sides of the bed. Place one of the short sections you just made on a level surface, with the pointed ends up. Line one of the 6-foot boards up so that it is flush with the face of the short end, pre-drill holes and then add the screws to secure it. Repeat with a second 6-foot board to equal 12 inches in height. &lt;br&gt;
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* Align the second short (3-foot) side of the box with the 6-foot board so that the face is flush with the end of the boards. Pre-drill holes and then drill in screws to secure. Finally, add the other two 6-foot boards on the opposite side to complete the final side of the bed. &lt;br&gt;
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* Flip the box over - it's now ready to install. Before you put it in, prep the area you'll be using by turning over the soil and then leveling it out as best you can. After you've installed the box, fill it with a blend of soil and compost that is best for the type of plants you'll be growing.&lt;br&gt;
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This is just one way to build a raised bed garden. You can add more boards to give the bed extra height or length, or put a cap on top of the boards to provide a place to sit as you garden. For more information about Western Red Cedar and ideas for more do-it-yourself projects, visit Western Red Cedar Lumber Association online at &lt;a href="http://www.wrcla.org"&gt;www.wrcla.org&lt;/a&gt; or call (866) 778-9096.&lt;br&gt;
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Courtesy of ARAcontent&lt;br&gt;
&lt;img src="http://www.aracontent.com/PrintSite/ViewTracker.aspx?ArticleId=9796&amp;amp;ArticleNumber=8035900404&amp;amp;MemberId=63836"&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Wed, 21 Apr 2010 07:55:05 -0400</pubDate>
      <link>http://activerain.com/blogsview/1610579/get-a-jump-start-on-growing-food-and-flowers-this-spring-with-raised-garden-beds</link>
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      <title>Lake Greenwood Ninety Six SC Polo Ct Absolutely Gorgeous Lake Front Point Lot Veranda Beach </title>
      <description>&lt;p&gt;Lake Greenwood Polo Ct Absolutely Gorgeous Lake Front Point Lot in Veranda Beach a Grand Harbour Community I could add every descriptive word there is and it still would not come close to describing this property. Priced to&#160; steal $285000&lt;/p&gt;
&lt;p&gt;Words are just not enough to do this piece of paradise you must see it for yourself. 180 degrees of wide open water and The Greenwood State Park across the lake. Private dock in place. When only the best will do this is the one you've been looking for. There are very few lots like this left on Lake Greenwood especially at this price. HOA Fees $250 mth enjoy the neighborhood pool and pavilion with fireplace, clubhouse and casual seating area. Membership to Grand Harbour amenities such as golf, tennis, yacht club, restaurant, marina, Olympic size pool, fitness center, and much more...&lt;/p&gt;
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&lt;p&gt;&lt;img title="165 Polo Ct" src="http://activerain.com/image_store/uploads/4/5/2/7/7/ar127155959377254.jpg" height="225" alt="Dock at 165 Polo Ct" width="300" style="margin: 10px 2px;"&gt; &lt;img title="165 Polo Ct" src="http://activerain.com/image_store/uploads/9/9/3/4/0/ar127155965804399.jpg" height="225" alt="165 Polo Ct" width="300" style="margin: 10px 2px;"&gt;&lt;/p&gt;
&lt;p&gt;&lt;img title="165 Polo Ct" src="http://activerain.com/image_store/uploads/5/8/4/4/6/ar12715597864485.jpg" height="225" alt="165 Polo Ct" width="300" style="margin: 10px 2px;"&gt;&lt;img title="aerial view 165 Polo Ct" src="http://activerain.com/image_store/uploads/2/1/5/3/9/ar127155983893512.jpg" height="223" alt="aerial view 165 Polo Ct" width="300" style="margin: 10px 2px;"&gt;&lt;/p&gt;
&lt;p&gt;This is an opportunity to own one of Lake Greenwood's most spectacular views don't let it slip away at this price.&lt;/p&gt;
&lt;p&gt;Listed by Greenwood Realty &amp;amp; Sally &lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt;Morris Contact Sally &lt;/a&gt;&lt;/p&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Sat, 17 Apr 2010 22:13:52 -0400</pubDate>
      <link>http://activerain.com/blogsview/1605209/lake-greenwood-ninety-six-sc-polo-ct-absolutely-gorgeous-lake-front-point-lot-veranda-beach-</link>
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      <guid>http://activerain.com/blogsview/1593888/what-when-where-and-how-much-a-guide-to-buying-lake-greenwood-real-estate</guid>
      <title>What When Where And How Much A Guide To  Buying Lake Greenwood Real Estate</title>
      <description>&lt;p&gt;What When Where And How Much A Guide To Buying Lake Greenwood Real Estate&#160;&lt;/p&gt;
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&lt;p&gt;The &lt;strong&gt;What &lt;/strong&gt;is whether to buy a lake house, lake condo, or lake lot.&lt;/p&gt;
&lt;p&gt;The &lt;strong&gt;When&lt;/strong&gt; is when do you plan to use the property&lt;/p&gt;
&lt;p&gt;The &lt;strong&gt;Where&lt;/strong&gt; is where on the lake you want to be.&lt;/p&gt;
&lt;p&gt;The &lt;strong&gt;How Much&#160; &lt;/strong&gt;depends on how you plan to use the lake property and what your budget allows&lt;/p&gt;
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&lt;p&gt;&lt;img title="414 Hill Dr" src="http://activerain.com/image_store/uploads/5/2/0/9/0/ar12710063209025.jpg" height="180" alt="414  Hill Dr" width="240" style="margin: 10px; float: left;"&gt; First we'll deal with the &lt;strong&gt;What&lt;/strong&gt;. There are many things to consider when you are looking for a lake property. What you buy depends on what your requirements and your lifestyle. Many people want space between them and their neighbors or love to work in a yard for these folks a condo just wouldn't do. Maybe it's just the opposite they may want the camaraderie of other people and don't want to spend their time on lawn care or depend on someone else to take care of it, they just want to come relax and enjoy the water a home, a condo may be just perfect. There are those who will live in the home full time and they will require more than a weekend cabin for year round comfort and then there are those who just want a simple home away from home and it doesn't have to have the amenities they would require if this was their only residence. They are fine with roughing it for a few days. Anothe roption is to buy a lake lot and build a home, put a manufactured home on the lot or maybe an RV. As you can see there is a decision to make before you even begin the search for your lake property. This will lay the foundation for your search.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;When&lt;/strong&gt; is the next priority, you will want to decide when you will be ready to buy if it is right away or you are just shopping you will want to find a real estate agent to work with. You only need one so pick someone who you feel a connection with and stick to that agent. The agent will get to know you, your likes and dislikes and will with communication be able to hone in on the properties best suited for your needs. If you are just beginning and don't have an immediate plan to buy you have time to shop around, set up automated listing notifications through the agent you feel comfortable with,let them know what stage you are in, your timeline and get a feel for what you csn buy for the money you can spend.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Where&lt;/strong&gt; Lake Greenwood is a big lake with many personalities depending on which part of the lake you are. It goes from shallow as little as 1 ft. to over 60 ft deep. There are areas where there are mostly manufactured homes, campers, fishing cabins to luxurious lake homes in sxclusive gated communities and everything in between. It goes without saying the deep water, docks or ability to have a dock, in gated communities carry a higher price tag,&#160;&#160;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;How Much&lt;/strong&gt; most importantly how much you can spend will determine the choices you will have. if you want the deep water, a dock &amp;amp; gated community you can plan on spending $300,000 and up. If you want deep water, a dock or ability to have a dock but you don't care about the gated community and you are ok with a small home or even a manufactured home&#160; plan on spending from $160,000 up unless you find a fixer upper or foreclosure. You might be fortunate enough to run up on a property priced under market price. A good real estate agent will be invaluable to you in keeping an eye out for those treasures. There is one a client of mine bid on yesterday. Great water! with a dock not so nice manufactured home but definitley fixable with a big beautiful&#160; covered deck overlooking the lake.&lt;img title="201 Bomber Ct" src="http://activerain.com/image_store/uploads/4/7/4/0/3/ar127100641030474.JPG" height="159" alt="201 Bomber Ct" width="239" style="margin: 10px; float: right;"&gt; If you are looking for a lake lot you can expect to spend $100,000 and up for year round water that is dockable. Most gated communities will require at least an 1800 sq. ft home, architectural guidelines and no manufactured or modular homes. A nice lot on year round water dock-able outside of a gated community are hard to find and typically will run $100,000 and up too but you won't have the restrictions on what you put on it in most areas around the lake. You can buy a lot in a shallow or narrow cove dock-able or not for less than a $100,000 and use the public boat ramps scattered around the lake for much less but they are not as plentiful. I have seen some lakefront lots not in a subdivision dock-able in a shallow cove ( probably dry in the Winter for as little as $25,000 a little more or a little less. I've also seen small lake homes in similar water for $60,000 a little more or a little less. So there is probably a property for just about everyone's price range.&lt;/p&gt;
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&lt;p&gt;If you would like someone to guide you trhough the process I would be thrilled to help you, no matter what your budget. I look forward to showing you what Lake Greenwood has to offer.&lt;/p&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Sun, 11 Apr 2010 12:24:55 -0400</pubDate>
      <link>http://activerain.com/blogsview/1593888/what-when-where-and-how-much-a-guide-to-buying-lake-greenwood-real-estate</link>
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      <title>New HAFA Rules Can Make A Short Sale A Short Sale</title>
      <description>&lt;p&gt;&lt;strong&gt;New HAFA Rules Can Make A Short Sale A Short Sale&#160; &lt;/strong&gt;&lt;/p&gt;
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&lt;p&gt;There is the usual red tape that one has to wade through but all in all this looks like a definite improvement over the short sale policies previously. This video provided by the NAR lays out the guidelines clearly and in plain speak. If you are a real estate agent, home owner, or a buyer, short sales are looking promising for all parties concerned.&lt;/p&gt;
&lt;p&gt;&lt;br&gt;&lt;br&gt;This video compliments of The National Association of Realtors&lt;/p&gt;
&lt;p&gt;&lt;embed name="flashObj" src="http://c.brightcove.com/services/viewer/federated_f8/1465406675" pluginspage="http://www.macromedia.com/shockwave/download/index.cgi?P1_Prod_Version=ShockwaveFlash" swliveconnect="true" type="application/x-shockwave-flash" height="412" flashvars="videoId=74463695001&amp;amp;playerId=1465406675&amp;amp;viewerSecureGatewayURL=https://console.brightcove.com/services/amfgateway&amp;amp;servicesURL=http://services.brightcove.com/services&amp;amp;cdnURL=http://admin.brightcove.com&amp;amp;domain=embed&amp;amp;autoStart=false&amp;amp;" bgcolor="#FFFFFF" width="486"&gt;&lt;/embed&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Sat, 10 Apr 2010 07:59:57 -0400</pubDate>
      <link>http://activerain.com/blogsview/1592643/new-hafa-rules-can-make-a-short-sale-a-short-sale</link>
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      <guid>http://activerain.com/blogsview/1587530/greenwood-sc-realtor-says-moving-may-not-mean-the-same-thing-to-everyone-</guid>
      <title>Greenwood SC Realtor Says "Moving May Not Mean The Same Thing To Everyone"</title>
      <description>&lt;p&gt;&lt;strong&gt;Greenwood SC Realtor Says "Moving May Not Mean The Same Thing To Everyone"&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Are you nearing retirement? Do you have a concrete plan as to how you will live? Where you will live? Many people have all of this worked out at least in their minds but there are also many who live in the day and haven't put much thought into their tomorrows. In the volatile economy we live in it is not wise to take the future for granted. We saw many people who had made their plans, saved and invested in their tomorrow left dumbfounded as they lost it all or most of it all. We are living in a time when nothing is secure. It's time to execute a plan with a safety net. A way to make sure your money lasts for a lifetime. You have to work within the confines of your budget now and then. &lt;img title="downsizing to a smaller home" src="http://activerain.com/image_store/uploads/4/7/8/7/0/ar127064724507874.jpg" height="336" alt="smaller home" width="344" style="margin: 10px; float: left;"&gt;&lt;/p&gt;
&lt;p&gt;1. Get rid of all your debt and stay out of debt, now is the time to clear the books while you have the income to do that.&lt;/p&gt;
&lt;p&gt;2. Concentrate on paying off your home, you want to own it outright by the time you retire if at all possible. Or sell your home and downsize. Do you really need the big home you own now? The equity in your home can pay for a smaller more modest home and may even allow you to put any extra money to work for you.&lt;/p&gt;
&lt;p&gt;3. Build a budget that will allow for the most savings.&lt;/p&gt;
&lt;p&gt;4. Control your spending habits learn to make do on less and conserve what you have. Now is the time to change your ways.&lt;/p&gt;
&lt;p&gt;5. Invest wisely and diversify.Some into money you will need in the next few years, money you won't need for say the 15 yrs. Watch the market as a whole not just in individual companies invest some money for the long term be aware that those investments will rise and fall. There is no 100% risk free investment but you can, with sound advice end up with a nice nest egg for retirement.&lt;/p&gt;
&lt;p&gt;6. Keep your job s long as possible or if you have already retired get a job every extra money you earn improves your benefits.&lt;/p&gt;
&lt;p&gt;7 Don't fall for the reverse mortgage pitch. If you need to do a reverse mortgage put it off until all the rest of your income sources are exhausted and then look into it.&lt;/p&gt;
&lt;p&gt;8.Should you consider moving in with your children or have your working, self sufficient children move in with you, extended families can be so much help each other. Your children might love to have help at home with children, housework, cooking, and other activities that you would have the time to do and would love to do and they in turn can help you.&lt;/p&gt;
&lt;p&gt;Solutions come with every challenge we face in life and understanding that change is constant you can roll with them if you will be open to thinking out of the box and changing along with your circumstances.&lt;/p&gt;
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&lt;p&gt;&lt;img title="Sally Morris Greenwood SC Real Estate" src="http://activerain.com/image_store/uploads/5/4/2/4/9/ar128960232394245.jpg" height="192" alt="Sally Morris Greenwood SC Real Estate Logo " width="336"&gt;&lt;/p&gt;
&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Wed, 07 Apr 2010 08:39:41 -0400</pubDate>
      <link>http://activerain.com/blogsview/1587530/greenwood-sc-realtor-says-moving-may-not-mean-the-same-thing-to-everyone-</link>
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      <guid>http://activerain.com/blogsview/1582491/happy-easter-from-romeo-oliver-and-beau-greenwood-sc</guid>
      <title>Happy Easter from Romeo, Oliver and Beau Greenwood SC</title>
      <description>&lt;p&gt;Happy Easter from Romeo, Oliver and Beau in Greenwood SC&lt;/p&gt;
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&lt;p&gt;&#160;Beau&lt;/p&gt;
&lt;p&gt;&#160;&#160; &lt;img title="Beau" src="http://activerain.com/image_store/uploads/3/7/1/5/9/ar12703902995173.jpg" height="203" alt="Beau" width="270"&gt;&#160; Romeo &lt;img title="Romeo and Oliver" src="http://activerain.com/image_store/uploads/5/1/7/4/9/ar127039039394715.jpg" height="129" alt="Romeo and Oliver" width="157"&gt;&#160; Oliver&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Sun, 04 Apr 2010 13:45:21 -0400</pubDate>
      <link>http://activerain.com/blogsview/1582491/happy-easter-from-romeo-oliver-and-beau-greenwood-sc</link>
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      <guid>http://activerain.com/blogsview/1574229/lake-greenwood-welcomes-the-southern-crappie-tournament-april-2nd-3rd</guid>
      <title>Lake Greenwood Welcomes The Southern Crappie Tournament April 2nd &amp; 3rd</title>
      <description>&lt;p&gt;&lt;strong&gt;Lake Greenwood Welcomes The Southern Crappie Tournament April 2nd &amp;amp; 3rd&#160;&lt;/strong&gt; come out and support the&lt;strong&gt; &lt;/strong&gt;contestants who have pre-qualified during the season's regular events. It is considered to be the "Super Bowl" of The Southeastern Crappie Fishing Tournaments. The public is invited to the weigh in being held at Charlie B's from 3 to 4 pm each day. Quality Bait will be selling the minnows which will used in the tournament at Charlie B' s also starting Wednesday 3/31 - Saturday 4/3/010 Over $25,000 in cash and prizes are to be awarded for the two day even.Spectators will also be able to win prizes. &lt;img title="Southern Crappie Tournament" src="http://activerain.com/image_store/uploads/4/8/3/2/4/ar126997849542384.jpg" height="336" alt="Southern Crappie Tournament" width="363" style="margin: 10px; float: right;"&gt;&lt;/p&gt;
&lt;p&gt;Some of the events sponsors are&#160;Charlie B&#8217;s, B&#8217;n&#8217;M Poles,Board Branch Woodworks,Center For Prosthetics, Greenwood Regional Tourism &amp;amp; Visitors Bureau,Humminbird, MinnKota,, Southern Crappie Rods, &amp;amp; Wally Marshall&lt;/p&gt;
&lt;p&gt;A first time event this year "Southern Crappie Kids" is hosting a children's tournament on Saturday at the Star Fort Revolutionary Pond in Ninety Six SC on Kinard Rd right off of Hwy 246 S April 3rd from 9:00 AM to 1:00 AM awards and prizes will also be awarded winners of this tournament. Registration is from 8:00 AM to 8:45 Bait for this event will be supplies by Quality Bait also. Thanks go out to the following sponsors for the children's event  Greenwood Regional Tourism &amp;amp; Visitors Bureau, Town of Ninety Six, Charlie B&#8217;s and many more.&#160; SCTT says it hopes to make Lake Greenwood an annual stop for these events in the coming years.&lt;/p&gt;
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&lt;p&gt;Lake Greenwood is known to be one of the best fishing lakes in the Southeast for Bass, Stripers Crappie, Brem, &amp;amp; Catfish&lt;/p&gt;
&lt;p&gt;&lt;img title="Lake Greenwood" src="http://activerain.com/image_store/uploads/8/6/3/0/8/ar126997920680368.jpg" height="366" alt="Lake Greenwood" width="336" style="margin: 10px;"&gt;&lt;/p&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Tue, 30 Mar 2010 15:07:11 -0400</pubDate>
      <link>http://activerain.com/blogsview/1574229/lake-greenwood-welcomes-the-southern-crappie-tournament-april-2nd-3rd</link>
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      <guid>http://activerain.com/blogsview/1571702/dear-homeowner-you-know-when-you-re-in-trouble-with-your-mortgage-from-greenwood-sc-realtor-sally-morris</guid>
      <title>Dear Homeowner You Know When You're In Trouble With Your Mortgage from Greenwood SC Realtor Sally Morris</title>
      <description>&lt;p&gt;&lt;strong&gt;Dear Homeowner You Know When You're In Trouble With Your Mortgage&lt;/strong&gt; sooner than anyone else. Contacting your lender before it gets out of hand can get you back on track in many cases, there are usually remedies for short term difficulty, they don't want your home back. On the other hand if you know that your circumstances have changed long term and that there is no short remedy that is going to allow you to make the payments then hanging on to the last minute and having the lender take action is not smart. Coming to grips with the situation you are in and making a decision to change your lifestyle to fit your present situation is pro-active.&lt;/p&gt;
&lt;p&gt;&lt;img title="Home Owner in Distress" src="http://activerain.com/image_store/uploads/2/0/1/9/1/ar12698748819102.JPG" height="256" alt="Homeowner in distress" width="203" style="margin: 10px; float: left;"&gt; &lt;em&gt;&lt;strong&gt;You&lt;/strong&gt; &lt;/em&gt;can make the decision can lift the burden off so you can regroup and move forward in peace. Make the decision swiftly, interview Realtors, pick the best one for your area and put your home on the market and get it &lt;strong&gt;sold!&lt;/strong&gt; Making plans for your next move will be based on your bottom line, it may be that you will need to rent or maybe move in with a relative for awhile, whatever will work for you until your situation changes. Time changes everything and in time, with wise choices you can get back on track. Remember the decision you make to regroup instead of waiting for the ax to fall will make the difference as to how long it will take to get back on track, and possibly saving your credit. Taking the burden off will allow you to think more clearly and you will be able to take charge of your life and move forward unencumbered.&lt;/p&gt;
&lt;p&gt;The hardest decision to make is the decision to make the change needed, once you have made up your mind to do what it takes, the rest will fall into place. There is no substitute for peace of mind and taking control of your destiny rather than letting destiny take control of you is priceless.&#160;&lt;/p&gt;
&lt;p&gt;No one wants to have to go backward but sometimes backward is the only direction you can go in order to go forward. Remember this is not a forever situation it is a now situation and you can make the journey easier with the right frame of mind.&lt;/p&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Mon, 29 Mar 2010 10:14:13 -0400</pubDate>
      <link>http://activerain.com/blogsview/1571702/dear-homeowner-you-know-when-you-re-in-trouble-with-your-mortgage-from-greenwood-sc-realtor-sally-morris</link>
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      <guid>http://activerain.com/blogsview/1571482/greenwood-sc-real-estate-asks-is-staging-cost-effective-</guid>
      <title>Greenwood Sc Real Estate Asks Is Staging Cost Effective?</title>
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&lt;p&gt;Great post and I agree with you a staged home evokes emotion that an empty home does not. That is not to say that the only way to sell a home is to stage it but I cetainly think it helps tremendously. Many sellers may feel that their propfit margin will not allow for that expense but time is money and the faster it sells the bigger the bottom line.&lt;/p&gt;
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&lt;div id="reblogging_tag"&gt;Via &lt;b&gt;&lt;a href="http://activerain.com/blogsview/1553756/think-you-can-t-afford-to-stage-"&gt;Tessa  Skeens - Hampton Redesign (Hampton ReDesign, Home Staging and Redesign in Fort Worth TX)&lt;/a&gt;&lt;/b&gt;:&lt;br&gt;&lt;blockquote&gt;
&lt;p style="text-align: left;"&gt;One of the first things most sellers want to know is does staging work? Or how can it help me? How much will it cost?&lt;br&gt;&lt;br&gt;Every home is different, every location unique, but if your home is priced right, you have a better chance of selling it &lt;strong&gt;under market average&lt;/strong&gt; if you have it professionally staged.&lt;br&gt;&lt;br&gt;So the next question is ... is it worth the investment? Here's an example:&lt;br&gt;&lt;br&gt;For every $100,000 of mortage you pay $600. (@ 6% percent interest) I'm going to use an average anual property tax and insurance for the Fort Worth TX area and divide it by 12.&lt;br&gt;&lt;br&gt;Let's look at what a mortgage amount and average monthly payment would be including PITI.&lt;br&gt;&lt;strong&gt;$200,000 = $1800.&#160; ($2000)&lt;br&gt;$300,000 = $2700&#160;&#160; ($3000)&lt;br&gt;$400,000 = $3600&#160;&#160; ($4000)&lt;br&gt;$500,000 = $4500&#160;&#160; ($5000)&lt;/strong&gt;&lt;br&gt;&lt;br&gt;For the sake of this comparison let's use 1% of listing price as our average cost to stage your vacant home (could be more or less depending on size and zip) &lt;strong&gt;That's the second number&lt;/strong&gt;.&lt;br&gt;&lt;br&gt;According to a recent &lt;strong&gt;RESA&lt;/strong&gt; survey for 2009, &lt;strong&gt;&lt;em&gt;listed un-staged homes take an average 277 days&lt;/em&gt;&lt;/strong&gt; to sell. &lt;strong&gt;&lt;em&gt;Listed staged homes sell on average in 63 days&lt;/em&gt;&lt;/strong&gt; on market.&lt;br&gt;&lt;br&gt;277 days is almost 10 months. 63 days is approximately 2 months. You do the math. &lt;strong&gt;If your home is staged for about the cost of a mortgage payment and you only have to make 2 payments instead of &lt;/strong&gt;&lt;strong&gt;10 you have saved yourself &lt;/strong&gt;&lt;strong&gt;7 months of mortage payments by staging!&lt;/strong&gt;&lt;br&gt;&lt;br&gt;It makes sense to consider how staging can save you money when you put your home up for sale. Did I mention its a tax deductible advertising expense on any sales gain?&lt;/p&gt;
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&lt;p style="text-align: center;"&gt;&lt;span style="font-family: verdana,geneva; font-size: small;"&gt;&lt;strong&gt;Hampton Redesign&lt;/strong&gt; &#160; 817-891-9563&#160;&#160; &lt;a href="http://www.hamptonredesign.com/" title="Hampton Redesign" target="_blank"&gt;www.hamptonredesign.com&lt;/a&gt;&lt;br&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-align: center;"&gt;&lt;span style="font-family: verdana,geneva; font-size: small;"&gt;Tessa Skeens | &lt;em&gt;Owner/Designer of Hampton Redesign&lt;/em&gt;&lt;br&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-align: center;"&gt;&lt;span style="font-family: book antiqua,palatino; font-size: small;"&gt;&lt;span style="font-family: verdana,geneva; font-size: small;"&gt;Complete Property Staging and Redesign Services in Greater Fort Worth TX&lt;/span&gt;&lt;br&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p style="text-align: center;"&gt;&lt;a title="Hampton Redesign on Twitter" target="_blank"&gt;&lt;img src="http://twitter-badges.s3.amazonaws.com/follow_us-a.png" alt="Follow HamptonRedesign on Twitter"&gt;&lt;/a&gt;&lt;br&gt;&lt;br&gt;&lt;a href="http://www.facebook.com/pages/Hampton-Redesign/339251147099" title="Find Us on Facebook" target="_blank"&gt;&lt;img title="Find Us on Facebook" src="http://activerain.com/image_store/uploads/6/8/1/5/6/ar126895261965186.png" height="44" alt="Facebook link" width="144"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;
&lt;/blockquote&gt;
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&lt;p&gt;&lt;img title="Sally Morris Greenwood SC Real Estate" src="http://activerain.com/image_store/uploads/5/4/2/4/9/ar128960232394245.jpg" height="192" alt="Sally Morris Greenwood SC Real Estate Logo " width="336"&gt;&lt;/p&gt;
&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Mon, 29 Mar 2010 08:16:27 -0400</pubDate>
      <link>http://activerain.com/blogsview/1571482/greenwood-sc-real-estate-asks-is-staging-cost-effective-</link>
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      <guid>http://activerain.com/blogsview/1568909/greenwood-sc-10-good-reasons-why-wouldn-t-want-to-move-here</guid>
      <title>Greenwood SC  10 Good Reasons Why Wouldn't Want To Move Here</title>
      <description>&lt;p&gt;&lt;strong&gt;Greenwood SC 10 Good Reasons Why You Wouldn't Want To Move Here &lt;br&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;img title="Moving to Greenwood SC" src="http://activerain.com/image_store/uploads/5/0/1/2/4/ar126970935142105.jpg" height="179" alt="Moving to greenwood" width="250" style="margin: 10px;"&gt;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;You might not want to move to Greenwood if you enjoy the adrenal rush of traffic jams&#160;&#160; &lt;a href="http://www.realestategreenwoodsc.com/greenwood.aspx" title="Greenwood SC" target="_blank"&gt;&lt;img title="Greenwood Sc country road" src="http://activerain.com/image_store/uploads/8/1/1/7/8/ar126970750187118.jpg" height="200" alt="country road" width="150" style="margin: 10px; float: right;"&gt;&lt;/a&gt;
&lt;/li&gt;
&lt;li&gt;You like a place with a nightclub on every corner and lots of the nightlife activities &lt;br&gt;
&lt;/li&gt;
&lt;li&gt;You like big cities, high rises and crowded streets and tons of shopping malls not unique one of a kind shops and flea markets &lt;a href="http://www.realestategreenwoodsc.com/greenwoodlake.aspx" title="Lake Greenwood SC Real Estate" target="_blank"&gt;&lt;img title="Lake Greenwood SC" src="http://activerain.com/image_store/uploads/6/8/3/2/7/ar126970963372386.jpg" height="133" alt="boat on lake greenwood" width="200" style="margin: 10px;"&gt;&lt;/a&gt;
&lt;/li&gt;
&lt;li&gt;You don't like lots of trees and acres an acres of undeveloped land &lt;/li&gt;
&lt;li&gt;You don't want to know who your neighbors are and don't want them to know who you are either.&lt;br&gt;
&lt;/li&gt;
&lt;li&gt;You can check "none of the above to outdoor activities like camping,boating,fishing, horseback riding,golf,biking, water sports, hiking and street festivals&#160;&lt;img title="Greenwood SC Festival of  Discovery" src="http://activerain.com/image_store/uploads/3/2/4/0/5/ar126970803550423.jpg" height="273" alt="Festival" width="250" style="margin: 10px; float: left;"&gt;
&lt;/li&gt;
&lt;li&gt;You don't like towns that make a big deal of it's history, You live in the now and don't have a need to know what was.&lt;/li&gt;
&lt;li&gt;You like one season and that is either Winter or Summer but not all four.&lt;/li&gt;
&lt;li&gt;You want to be within a few minutes of the ocean&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;&#160;&#160;&#160;&#160; 10.Last but not least you want a resort feel you would be bored in a small town, in a rural area off the beaten path where the living is slow and easy.&#160; &lt;a href="http://www.realestategreenwoodsc.com/abbeville.aspx" title="Abbeville SC Belmont Inn" target="_blank"&gt;&lt;img title="Abbeville SC belmont Inn" src="http://activerain.com/image_store/uploads/1/7/3/8/0/ar126970974208371.jpg" height="150" alt="Abbeville SC Belmont Inn" width="200" style="margin: 10px;"&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p&gt;If none of these describe you you might just love living in the Greenwood SC area. I would love to show you around sometime! Call me Sally Morris 864-538-0044&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;&lt;img title="Sally Morris Greenwood SC Real Estate" src="http://activerain.com/image_store/uploads/5/4/2/4/9/ar128960232394245.jpg" height="192" alt="Sally Morris Greenwood SC Real Estate Logo " width="336"&gt;&lt;/p&gt;
&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Sat, 27 Mar 2010 12:18:40 -0400</pubDate>
      <link>http://activerain.com/blogsview/1568909/greenwood-sc-10-good-reasons-why-wouldn-t-want-to-move-here</link>
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      <guid>http://activerain.com/blogsview/1567721/greenwood-sc-new-land-listing-for-sale-hwy-246-n-6-82-acres</guid>
      <title>Greenwood SC  New Land Listing For Sale  Hwy 246 N 6.82 Acres</title>
      <description>&lt;p&gt;Greenwood SC&#160; Land For Sale&#160; Hwy 246 N 6.82 Acres&lt;/p&gt;
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&lt;p&gt;Conveniently located on Hwy 246 close to Lake Greenwood Hwy 25 and Greenwood. Rural acreage but close to everything with no restrictions as to type of home. 6.82 acres mostly wooded. Requires septic and well. Priced at $26,000 Listed by Greenwood Realty contact&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; Sally Morris&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;View all land listings at&lt;a href="http://www.realestategreenwoodsc.com" target="_blank"&gt; www.realestategreenwoodsc.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Do you have a Greenwood property you would like to sell and like the exposure you would get by listing with me? &lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt;Contact Sally Morris&lt;/a&gt; at Greenwood Realty and I will tell you where else your property would be advertised, Our advertising reach is second to none.&lt;/p&gt;
&lt;p&gt;&#160;View is aerial from Greenwood County Lots identified with this parcel&lt;/p&gt;
&lt;p&gt;&lt;img title="Hwy 246 N" src="http://activerain.com/image_store/uploads/6/7/5/4/9/ar126963744394576.jpg" height="312" alt="Hwy 246 N aerial view " width="448" style="margin: 10px;"&gt;&lt;/p&gt;
&lt;p&gt;View 2 shows proximity to Lake Greenwood&lt;/p&gt;
&lt;p&gt;&lt;img title="Land Hwy 246 N " src="http://activerain.com/image_store/uploads/3/8/9/1/1/ar126963755211983.jpg" height="395" alt="Land Hwy 246 N shows proximity to Lake  Greenwood" width="336"&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Fri, 26 Mar 2010 16:15:28 -0400</pubDate>
      <link>http://activerain.com/blogsview/1567721/greenwood-sc-new-land-listing-for-sale-hwy-246-n-6-82-acres</link>
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      <guid>http://activerain.com/blogsview/1566139/greenwood-sc-homes-for-sale-114-sylvan-roomy-brick-ranch-3-bed-2bth</guid>
      <title>Greenwood SC Homes For Sale 114 Sylvan Roomy Brick Ranch 3 bed/2bth</title>
      <description>&lt;p&gt;Greenwood SC Homes For Sale 114 Sylvan Roomy Brick Ranch 3 bed/2bth&lt;/p&gt;
&lt;p&gt;Great starter home in Avondale Subdivision with beautiful hardwood  floors &amp;amp; practically new  carpeting,new kitchen cabinets, fresh paint in most rooms. Den with  fireplace and formal living room. Large fenced back yard and patio. Move  in ready. More pictures at &lt;a href="http://www.realestategreenwoodsc.com/114sylvan.aspx" title="Real Estate  Greenwood SC Sylvan Rd" target="_blank"&gt;www.RealEstateGreenwoodSC.com&lt;/a&gt;&#160;  Listed by Greenwood Realty Contact &lt;a href="mailto:realtorsally@Live.com" title="Email  Sally Morris" target="_blank"&gt;Sally Morris&lt;/a&gt; to schedule an  appointment tos see this home&lt;/p&gt;
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&lt;p&gt;&lt;img title="114 Sylvan Greenwood SC" src="http://activerain.com/image_store/uploads/8/5/0/9/6/ar126956886369058.jpg" height="241" alt="114 Sylvan Greenwood SC" width="320" style="margin: 10px;"&gt; &lt;img title="114 Sylvan Greenwood SC" src="http://activerain.com/image_store/uploads/2/1/3/6/5/ar126957154256312.jpg" height="314" alt="114 Sylvan living room" width="235" style="margin: 10px 2px;"&gt; &lt;img title="114 Sylvan Greenwood SC" src="http://activerain.com/image_store/uploads/6/5/5/7/3/ar126957161237556.jpg" height="217" alt="114 Sylvan kitchen" width="289" style="margin: 10px 2px;"&gt; &lt;img title="114 Sylvan Greenwood SC" src="http://activerain.com/image_store/uploads/5/5/9/7/6/ar126957167867955.jpg" height="215" alt="114 Sylvan family room" width="286" style="margin: 10px 2px;"&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Thu, 25 Mar 2010 21:50:37 -0400</pubDate>
      <link>http://activerain.com/blogsview/1566139/greenwood-sc-homes-for-sale-114-sylvan-roomy-brick-ranch-3-bed-2bth</link>
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      <guid>http://activerain.com/blogsview/1564272/greenwood-sc-3-bedroom-2-bath-brick-home-for-sale-on-ridgewood-circle-price-drastically-reduced-</guid>
      <title>Greenwood SC 3 bedroom 2 bath brick home for sale on Ridgewood Circle, price drastically reduced!</title>
      <description>&lt;p&gt;&lt;strong&gt;Greenwood SC 3 bedroom 2 bath brick home Greenwood SC 3 bedroom 2 bath brick home for sale on Ridgewood Circle, price drastically reduced! &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;img title="109 Ridgewood Circle Greenwood SC" src="http://activerain.com/image_store/uploads/5/0/4/9/8/ar126948509789405.jpg" height="180" alt="109 Ridgewood Circle" width="240" style="margin: 10px; float: left;"&gt;Charmingly Traditional is this brick ranch with over 1900 sq. ft of living space, a large recently updated kitchen with lots of counter space and cabinets and all appliances stay.&lt;img title="109 Ridgewood Circle Greenwood SC" src="http://activerain.com/image_store/uploads/3/5/1/3/2/ar126948519323153.jpg" height="160" alt="109 Ridgewood kitchen" width="214" style="margin: 10px;"&gt; You'll love entertaining family and friends in the formal dining room and immediately feel at home when you walk in the front foyer and see the beautiful hardwood floors and large open living room&lt;/p&gt;
&lt;p&gt;with it's&#160; fireplace. &lt;img title="109 Ridgewood Circle Greenwood SC" src="http://activerain.com/image_store/uploads/6/5/1/5/0/ar126948534805156.jpg" height="160" alt="109 Ridgewood Circle living room" width="214" style="margin: 10px; float: right;"&gt;You'll be sitting cool during the warmer months on the covered side porch overlooking the mature landscaping in bloom all over the large corner lot and enjoy summer cookouts the private back yard and deck. This home is a must see and is priced attractively at $159,000 Listed by Greenwood Realty Contact&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; Sally Morris&lt;/a&gt; to set an appointment to see this home today. More pictures at &lt;a href="http://realestategreenwoodsc.com/109Ridgewood.aspx" title="Real Estate Greenwood SC" target="_blank"&gt;109 Ridgewood Circle Greenwood SC&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;img title="109 Ridgewood Circle Greenwood SC" src="http://activerain.com/image_store/uploads/7/4/8/1/1/ar126948584511847.jpg" height="267" alt="109 Ridgewood dining room" width="200" style="margin: 5px 2px;"&gt;&lt;/p&gt;
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&lt;p&gt;&lt;img title="Sally Morris Greenwood SC Real Estate" src="http://activerain.com/image_store/uploads/5/4/2/4/9/ar128960232394245.jpg" height="192" alt="Sally Morris Greenwood SC Real Estate Logo " width="336"&gt;&lt;/p&gt;
&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Wed, 24 Mar 2010 22:07:22 -0400</pubDate>
      <link>http://activerain.com/blogsview/1564272/greenwood-sc-3-bedroom-2-bath-brick-home-for-sale-on-ridgewood-circle-price-drastically-reduced-</link>
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      <guid>http://activerain.com/blogsview/1563499/thank-you-for-your-service-in-iraq-hodges-sc-veteran-</guid>
      <title>Thank You For Your Service In Iraq Hodges SC  Veteran </title>
      <description>&lt;p&gt;&lt;strong&gt;Thank You For Your Service In Iraq Hodges SC Veteran&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;A heart felt thank you for your service to our nation to Glenn Murdock who recently returned&#160; to his home in Hodges SC, he is in the middle of his third tour in Iraq and must report back shortly after Easter to finish his tour. Glenn was tearfully greeted by his wife Nikki (who holds down a full time job as a Paramedic and all the other million and one things she does to hold down the home front) and their two daughters Jordan 6 and Savannah 1 over joyed to see him safe and sound, a welcome home themed cake with tiny American Flags as decorations adorned the cake. His girls were not far from his side during the festivities held at the Hodges United Methodist Church his side.&lt;img title="The American Flag" src="http://activerain.com/image_store/uploads/8/8/9/4/3/ar126946035334988.jpg" height="393" alt="Flying The American Flag" width="336" style="margin: 10px; float: left;"&gt;&#160; Glenn was an outstanding student, a member of The National Honor Society and was active in sports in high school. His dad said he wasn't in favor of his son joining the armed forces at first but now has found out it was the right one for his son after all. Glenn was awarded George C. Marshall Leadership Award which is awarded to only 200 people nationwide and accepted the award in Washington DC and met President George W. Bush, Glenn is head of communications for the largest brigade in Iraq he is responsible for setting up communications and computer networks for over 8,000 soldiers.  There is no greater sacrifice a man can make than to go into harms way  in order to keep us safe here at home. Thank you Glenn Murdock American Hero!&lt;/p&gt;
&lt;p&gt;There are many more soldiers that have served and are serving our country from the Greenwood area. If you would like your loved one recognized feel free to contact &lt;a href="mailto:realtorsally@live.com" title="Email Sally Morris" target="_blank"&gt;Sally Morris&lt;/a&gt; and I would be happy to publicly recognize and thank them.&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Wed, 24 Mar 2010 15:16:21 -0400</pubDate>
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      <title>Buy A Lake Greenwood Lake Front Lot At An Unbelievable Price!</title>
      <description>&lt;p&gt;&lt;strong&gt;&#160;Buy A Lake Greenwood Lake Front Lot At An Unbelievable Price!&#160;&lt;/strong&gt; A two acre lake front lot in a narrow cove with two septic systems, a shared well and a dock. Come and get it before someone else does. Under $30,000 this is an unbelievable price for a lake front lot in Cross Hill SC&#160; with a dock.&lt;/p&gt;
&lt;p&gt;&lt;img title="lake front Greenwood cross hill sc" src="http://activerain.com/image_store/uploads/2/3/1/2/6/ar12689507462132.jpg" height="226" alt="lake front lot crss hill sc" width="340" style="margin: 10px;"&gt; &lt;img title="lake front Greenwood cross hill sc" src="http://activerain.com/image_store/uploads/3/7/0/8/7/ar12689508178073.jpg" height="226" alt="lake front lot cross hill sc" width="340" style="margin: 10px;"&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Thu, 18 Mar 2010 17:33:55 -0400</pubDate>
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      <guid>http://activerain.com/blogsview/1552616/what-better-closing-gift-this-time-of-year-than-a-if-you-work-and-live-in-greenwood-sc</guid>
      <title>What Better Closing Gift This Time Of Year Than A.... If You Work And Live In Greenwood SC</title>
      <description>&lt;p&gt;&lt;strong&gt;What Better Closing Gift This Time Of Year Than A.... Gift Certificate from Park Seed Company&lt;/strong&gt;.&lt;img title="Spring flowers" src="http://activerain.com/image_store/uploads/9/0/6/3/5/ar126891992953609.jpg" height="188" alt="Spring flowers" width="250" style="float: right; margin: 10px;"&gt; Especially If You work &amp;amp; live in &lt;strong&gt;Greenwood SC&lt;/strong&gt; where Park Seed Company is located. Spring is getting ready to spring forth all the beautiful colors that South Carolinian's love and crave, after the naked trees, brown grass and virtually no color but green, green, green. I love green but it can get a bit monotonous. Park Seed right here in our back yard. &lt;img title="Spring flowers" src="http://activerain.com/image_store/uploads/5/3/8/3/4/ar126891926243835.jpg" height="207" alt="Spring flowers" width="138" style="float: left; margin: 10px;"&gt;&lt;/p&gt;
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&lt;p&gt;I love their &lt;a href="http://www.parkseed.com/gardening/GP/listpage/exclusives" title="Park Seed Trial Gardens" target="_blank"&gt;Trial Gardens&lt;/a&gt; they have to inspire you to go plant and grow. Flowers, vegetables, herbs, ornamental grasses, vines and climbers, trees and whatever else you can dream up in the way of landscaping inside or out. What new homeowner would not love to have a gift certificate to shopping for their new landscape.&lt;/p&gt;
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&lt;p&gt;Yards no matter how mature can always use one more...&#160; You don't have to live in Greenwood to give a gift certificate or to use a gift certificate you can go right here &lt;a href="http://www.parkseed.com/gardening/MP/giftcertificate" title="Park Seed Gift Certificate" target="_blank"&gt;Park Seed Gift Certificates&lt;/a&gt; and purchase one for your client and go ahead, you know you want to, one for yourself, either a printed one with a catalog or you can just order online for last minute gifts. Are you or they a novice gardener? No problem they, you, can learn everything right on the website, it's the &lt;a href="http://www.parkseed.com/gardening/GP/listpage/gh-home" title="Gardeners Handbook" target="_blank"&gt;Gardeners Handbook&lt;/a&gt; right on the website.&#160;&lt;/p&gt;
&lt;p&gt;Buyers there's one sure way to make sure you get this closing gift. I bet you can guess what that way is. I look forward to hearing from you!&lt;/p&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Thu, 18 Mar 2010 08:51:43 -0400</pubDate>
      <link>http://activerain.com/blogsview/1552616/what-better-closing-gift-this-time-of-year-than-a-if-you-work-and-live-in-greenwood-sc</link>
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      <guid>http://activerain.com/blogsview/1551658/don-t-get-pinched-on-st-patricks-day-or-not-taking-advantage-of-</guid>
      <title>Don't Get Pinched On St Patricks Day Or Not Taking Advantage Of ....</title>
      <description>&lt;p&gt;&lt;strong&gt;Don't Get Pinched On At Patricks Day Or Not Taking Advantage of .... The Federal Tax Rebate&lt;/strong&gt; when you purchase a first home or your next home but you have to have it under contract before midnight April 30 2010. and must close on or before June 30 2010. You'll lose a lot of Green and not only will the rebate be gone, you can probably count on interest rates rising in the near future. A window of opportunity is open don't let it pass you by. You can get all the facts at &lt;a href="http://www.federalhousingtaxcredit.com/service_mem.php" title="Federal Housing Tax Credit" target="_blank"&gt;Federal Housing Tax Credit&#160; &lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;img title="St Patricks Day" src="http://activerain.com/image_store/uploads/2/1/6/9/9/ar126885766499612.jpg" height="352" alt="St Patricks Day" width="336" style="float: right; margin: 10px;"&gt;&lt;/p&gt;
&lt;p&gt;Low interest rates,the tax credit and a buyers market are the best reasons not to put off buying now.&lt;/p&gt;
&lt;p&gt;If you are ready to find your first home or your next home and would like to work with a Realtor in Greenwood SC I would appreciate the opportunity to work with you. &lt;a href="http://realestategreenwoodsc.com/SearchallgreenwoodscListings.aspx" title="Real Estate Greenwood SC" target="_blank"&gt;Search All The Listings &lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Happy St Patricks Day!&lt;/strong&gt;&lt;/p&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Wed, 17 Mar 2010 15:45:35 -0400</pubDate>
      <link>http://activerain.com/blogsview/1551658/don-t-get-pinched-on-st-patricks-day-or-not-taking-advantage-of-</link>
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      <guid>http://activerain.com/blogsview/1544556/-the-untrashing-of-a-south-carolina-lake-follow-up-on-the-great-american-clean-up-</guid>
      <title> The Untrashing Of A South Carolina Lake  Follow Up On The Great American Clean Up </title>
      <description>&lt;p&gt;&lt;strong&gt;&#160;The Untrashing Of A South Carolina Lake&#160; Follow Up On The Great American Clean Up &lt;/strong&gt;&lt;/p&gt;
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&lt;p&gt;Volunteers showed up in mass for this Saturday's annual lake cleanup on Lake Greenwood in Greenwood SC, double the volunteers from last year, afterward they gathered at the Greenwood State Park afterward to be rewarded for a job well done with loads of food. The&#160;Litter Bug worked the crowd as the tired and hungry crowd scarfed up the food provided by local businesses, The &lt;img title="Litter Bug" src="http://activerain.com/image_store/uploads/9/9/3/8/6/ar12685131868399.jpg" height="320" alt="Litter Bug" width="240" style="margin: 10px; float: left;"&gt;Greenwood Sandwich Company, Papa John's Pizza, Chick- Fil-A Drive Thru , Honey Baked Ham, Piggly Wiggly #79, The Ice Cream Float,TW Boons, Pascal's Cafe And Grill, Carolina Barbecue Shack, &amp;amp; Howards On Main. Drawings for prizes ended the day with the biggest prizes being donated by Troybuilt, a back pack leaf blower and weed trimmer. Volunteers were sent to different areas of the lake to gather trash. My husband I chose to go to Whitten Rd a popular fishing spot at the rail road tract that goes over the lake. We found tons of bottles, glass and plastic, cans, Styrofoam worm containers, propane containers, shoes, yards of tangled fishing line, tires, cardboard containers and discarded clothes! It was very sad to see what little respect people have for the lake. Rather than appreciating the lake and the ability to enjoy its rewards the thanks they give back is to trash it. It made me mad and determined not to wait for one time a year to make a difference we have made a decision that we will make it a habit to go on a regular basis and not let it get into that condition again. Maybe by setting an example we can change the bad habits that go unchecked.&lt;/p&gt;
&lt;p&gt;&lt;img title="Great American Cleanup" src="http://activerain.com/image_store/uploads/4/7/1/0/2/ar126851311620174.jpg" height="180" alt="Great American Cleanup" width="240" style="margin: 10px; float: right;"&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Sun, 14 Mar 2010 20:24:38 -0400</pubDate>
      <link>http://activerain.com/blogsview/1544556/-the-untrashing-of-a-south-carolina-lake-follow-up-on-the-great-american-clean-up-</link>
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      <guid>http://activerain.com/blogsview/1543264/what-irs-wants-you-to-know-about-mortgage-debt-foregiveness</guid>
      <title>What IRS Wants You To Know About Mortgage Debt Foregiveness</title>
      <description>&lt;p&gt;&lt;strong&gt;What IRS Wants You To Know About Mortgage Debt Forgiveness&lt;/strong&gt;&lt;/p&gt;
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&lt;p&gt;Normally Debt F&lt;img title="Mortgage Debt Forgiveness" src="http://activerain.com/image_store/uploads/3/8/0/7/8/ar126843504187083.JPG" height="309" alt="Man burdened by debt" width="250" style="margin: 10px; float: right;"&gt;orgiveness will result in taxable income but under the Mortgage Debt Relief Act of 2007 you may be able to exclude some of the principle of your primary residence. The limit for a married person filing separately is $1 million&lt;/p&gt;
&lt;p&gt;You may also exclude debt reduced through mortgage restructuring and mortgage debt forgiven in a foreclosure.&lt;/p&gt;
&lt;p&gt;There is some criteria that has to met to qualify.&lt;/p&gt;
&lt;p&gt;The debt has to have been used to buy, build, or substantially improve your primary residence and had to have been secured by that same residence. This also includes refinanced debt.&lt;/p&gt;
&lt;p&gt;It does not include debt that was borrowed to pay off credit cards or some other like purpose.&lt;/p&gt;
&lt;p&gt;Use IRS Form 982, Reduction Of Tax Attributes Due To Discharge of Indebtedness to claim the exclusion and file it with your regular federal tax income tax return in the year that the debt was forgiven.&lt;/p&gt;
&lt;p&gt;You can not claim debt on a second home, rental property, business property, credit cards, or car loans. There may other tax relief provisions such as insolvency that may be applicable on this same IRS Form 982.&lt;/p&gt;
&lt;p&gt;Normally if your debt was reduced or eliminated you will receive a year end statement it would be the 1009 -C Cancellation Of Debt from your lender. By law this form must show the amount of debt forgiven and the fair market value of the property foreclosed on. Be sure and examine the 1099-C carefully and notify the immediately if the information provided is not correct. You should pay careful attention to the amount of the debt forgiven as well as the fair market value shown. More information is available at &lt;a href="http://www.irs.gov" target="_blank"&gt;www.irs.gov&lt;/a&gt;&#160; or by calling 800-829-3676&lt;/p&gt;
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&lt;p&gt;Information provided here as a courtesy to my readers you should double check the information with the proper authorities for accuracy.&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Fri, 12 Mar 2010 17:13:54 -0500</pubDate>
      <link>http://activerain.com/blogsview/1543264/what-irs-wants-you-to-know-about-mortgage-debt-foregiveness</link>
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      <title>Calling All Volunteers Saturday 3/13/010 Pitch In And Help Keep Lake Greenwood Clean</title>
      <description>&lt;p&gt;&lt;strong&gt;Calling All Volunteers Pitch In And Help Keep Lake Greenwood Clean&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Lake Greenwood is one of the best things we have to offer in the Greenwood SC area and volunteers are needed to help keep it ship shape. The busy season is right around the corner and visitors, full time residents and part time residents will be enjoying the water very soon. Toni Able coordinates the effort and is also the director of Healthy Greenwood Neighborhoods. The events kicks off at 8 am and culminates at 11:30 Saturday 3/13/010 with a free lunch for volunteers. Each participant will recieve a T-shirt, trash bags, and gloves and other supplies at check in point. There will be door prizes awarded with a chance to win a Troybult weed trimmer and Troybuilt backpack blower valued at more than $200 a piece. If you are interested in participating register by calling 941-3370&lt;/p&gt;
&lt;p&gt;The Lake Greenwood State Park Recreational area is the command center with cleanups at other locations will be decided before the Saturday event. Last years efforts paid off in 2,280 lbs of waste from the shoreline removed an award winning effort for Greenwood's mos&lt;img title="Help Clean up Lake  Greenwood" src="http://activerain.com/image_store/uploads/2/3/6/1/7/ar126836432671632.jpg" height="298" alt="Lake Greenwood clean up" width="448" style="margin: 10px; float: left;"&gt;t valuable resource.&lt;/p&gt;
&lt;p&gt;Arm and Hammer awards the community who cleans up the most miles of river, lake or shorelines cleaned in a single event. This will mark the star of the Great American Cleanup of South Carolina and the opening of the opening of Greenwood County Pride Week, a week long county pride cleanup campaign.&lt;/p&gt;
&lt;p&gt;For more information on Pride Week call or email Gene Campbell at 803- 758-6034 or you can email him ecampbell@palmettopride.com&lt;/p&gt;
&lt;p&gt;I'll see you there bright and early Saturday morning!&#160;&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Thu, 11 Mar 2010 21:29:57 -0500</pubDate>
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      <guid>http://activerain.com/blogsview/1539091/-alternatives-to-selling-your-home-in-a-buyers-market</guid>
      <title> Alternatives To Selling Your Home In A Buyers Market</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;br&gt;Alternatives To Selling Your Home In A Buyers Market&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Homeowners don't need to be told that this is not the best time in most places to get the best price for their property. Sometimes selling is not an option it's a must and if that is the case then you do what you have to do but for those who might benefit from some creative solutions here is something that might be of interest and of help in bringing in extra cash or allow you to stay in the home you love but don't need as much home or make it possible to get back on track if you've fallen on hard times and have a problem meeting your obligations.&#160;&lt;img title="Storage" src="http://activerain.com/image_store/uploads/3/5/7/7/1/ar126826527517753.jpg" height="713" alt="storage" width="250" style="float: right; margin: 10px;"&gt;&lt;/p&gt;
&lt;p&gt;A new trend is renting out space in your home, your attic, a spare bedroom, garage, &lt;br&gt;storage building, or any other space you can do without.&#160; Who would be interested in renting this type of space?&#160; There are a variety of situations that someone might be in the market for renting space like this.&#160; A spare room might bring in a nice $150 a month.&lt;/p&gt;
&lt;p&gt;&lt;br&gt;You can advertise online at &lt;a href="http:/www.sparefoot.com/" title="Spare foot" target="_blank"&gt;www.sparefoot.com&lt;/a&gt; or &lt;a href="http://www.storeatmyhouse.com" title="Store At My House" target="_blank"&gt;www.storeatmyhouse.com&lt;/a&gt; there are a number of ways to advertise your space.&#160; Be cautious as with any other advertisement that would bring someone to your home it is better to be too cautious than not cautious enough. You need to make sure you know what is going to be stored and references for whomever is going to do the storing.&lt;/p&gt;
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&lt;p&gt;If&#160; boxes and closed containers are invloved you have a right to inspect&#160; the contents before you allow them to be kept on your property but with some common sense safeguards you might find that it is a good solution for some of your challenges.&lt;/p&gt; &lt;div class="agent_signature"&gt;
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&lt;p&gt;&lt;img title="Sally Morris Greenwood SC Real Estate" src="http://activerain.com/image_store/uploads/5/4/2/4/9/ar128960232394245.jpg" height="192" alt="Sally Morris Greenwood SC Real Estate Logo " width="336"&gt;&lt;/p&gt;
&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Thu, 11 Mar 2010 08:23:23 -0500</pubDate>
      <link>http://activerain.com/blogsview/1539091/-alternatives-to-selling-your-home-in-a-buyers-market</link>
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      <guid>http://activerain.com/blogsview/1538173/real-estate-greenwood-sc-asks-who-s-on-first-</guid>
      <title>Real Estate Greenwood SC  Asks Who's On First?</title>
      <description>&lt;p&gt;&lt;strong&gt;Real Estate Greenwood SC&#160; Buyers Do You Really Know The Rules Of Engagement? &lt;/strong&gt;&lt;/p&gt;
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&lt;p&gt;Buyers Do You know Who's Really On Your Team? Who's A double Agent &amp;amp; Who's On The Other Team? You must know this before you decide to purchase your first real estate property or your next real estate property. Agents are required to present&#160; you with a brochure explaining the types of relationships between real estate agents and their company and buyers of real estate at the first opportunity. Getting this information and understanding this information are two separate things.&#160; It's much like the skit between Abbott and Costello Who's On First&lt;/p&gt;
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&lt;p&gt;Don't feel alone if you have been presented with this information and still don't get it. That's normal. If you have no idea what I'm talking about that's ok too. I have explained it in plain English and with humor at &lt;a href="realestategreenwoodsc.com/representation.aspx%20" target="_blank"&gt;Real Estate Greenwood SC Who's Got Your Back &lt;/a&gt;&lt;/p&gt;
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&lt;p&gt;&lt;img title="Sally Morris Greenwood SC Real Estate" src="http://activerain.com/image_store/uploads/5/4/2/4/9/ar128960232394245.jpg" height="192" alt="Sally Morris Greenwood SC Real Estate Logo " width="336"&gt;&lt;/p&gt;
&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Wed, 10 Mar 2010 11:05:18 -0500</pubDate>
      <link>http://activerain.com/blogsview/1538173/real-estate-greenwood-sc-asks-who-s-on-first-</link>
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      <guid>http://activerain.com/blogsview/1536401/money-money-money-that-s-times-three</guid>
      <title>Money Money Money That's Times Three</title>
      <description>&lt;p&gt;&lt;strong&gt;Money Money Money That's Times Three&#160; &lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;A new way to save, geared toward low income wage earners who are already saving but need an extra boost. &lt;img title="Save Together" src="http://activerain.com/image_store/uploads/3/1/2/9/5/ar126816200759213.jpg" height="260" alt="Pushing money up the hill" width="365" style="float: right; margin: 10px;"&gt;Money from voluntary donors, government funds, and non-profits match their savings. The wage earner saves $25.00 a volunteer adds $25.00 to their fund in a secure tax-deductible savings account matched by $25.00 from the government and participating non-profits. That's savings times three. Pre-screened savers have a profile on the website set up to facilitate this &lt;a href="http://www.savetogether.org%20" title="Save Together" target="_blank"&gt;www.savetogether.org&#160; &lt;/a&gt;where donors can view profiles and goals of individuals wanting to save for their children's college,bu a home, start a new business or other goals. It is an non-profit organization. It may be a great way to help people on the bottom of the heap get a step up. I think it's worth checking into. Set to go local very soon.&lt;/p&gt;
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&lt;p&gt;&lt;img title="Sally Morris Greenwood SC Real Estate" src="http://activerain.com/image_store/uploads/5/4/2/4/9/ar128960232394245.jpg" height="192" alt="Sally Morris Greenwood SC Real Estate Logo " width="336"&gt;&lt;/p&gt;
&lt;p&gt;Sally Morris at Greenwood Realty in Greenwood SC offers buyers and sellers expert and friendly down to earth real estate solutions. Search all the listings at&#160;&lt;a target="_blank"&gt; www.RealEstateGreenwoodSC.com&lt;/a&gt; and&lt;a href="mailto:realtorsally@Live.com" title="Email Sally Morris" target="_blank"&gt; contact Sally Morris&lt;/a&gt; O 864-538-0044 C 864-344-1728 for all your real estate needs. I specialize in selling real estate, all kinds, all price ranges, any area, if it's real estate I can help you buy it or sell it.&lt;/p&gt;
&lt;p&gt;&lt;img title="Jesus" src="http://activerain.com/image_store/uploads/7/9/4/6/6/ar12699800666497.jpg" height="40" alt="Jesus" width="93"&gt;&lt;/p&gt;
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      <dc:creator>Sally Morris (Greenwood Realty ( Greenwood SC ))</dc:creator>
      <pubDate>Tue, 09 Mar 2010 13:19:49 -0500</pubDate>
      <link>http://activerain.com/blogsview/1536401/money-money-money-that-s-times-three</link>
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