useful info: What Is Title Insurance, And Why Do I Need It? - 11/06/08 03:12 PM
Potential clients and first time buyers usually ask this question. It's not one of the easiest answers to give. Most of the time a mortgage is required, so the lender requires a title policy. In some types of ownership transfers, title insurance is not required, or necessary. A good title company can help you determine your
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useful info: It's Definitely a Buyer's Market... - 11/03/08 01:56 PM
The past few weeks we've experienced a significant rise in activity in the Real Estate market here in the Texas Hill Country. This is very good news for sellers. However, sellers must keep in mind that most of the qualified buyers that are out there shopping are looking for a bargain.
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useful info: Budget Friendly Facts to Consider... - 10/23/08 01:55 PM
With energy costs on the rise and environmental concerns growing, consumers are searching for more ways to reduce their energy usage. Take a look at a few numbers relating to homes and energy costs.
$180 - Average annual amount a homeowner can save with a programmable thermostat (umm...but you need to program
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useful info: The Mortgage Loan Process.... - 10/20/08 11:29 AM
If you've never bought a home, or maybe you did...but don't get deeply involved in all the details, the loan process for getting a mortgage might be a bit mysterious to you. With all the focus on the mortgage industry lately, we decided to simplify and demystify this process for the average
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useful info: Is It Priced to Sell??? - 10/15/08 10:53 AM
Many folks are still having a hard time understanding the nature and natural process of the real estate market. We feel it's our job to help educate our clients, buyers & sellers, so they can make good decisions in their real estate pruchases and sales.
Now is a time to face facts.
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useful info: Fall is here!! Time to visit Comfort, TX!! - 10/03/08 02:16 PM
TOWN OF COMFORT WELCOMES THE FALL HARVEST SEASON
WITH SCARECROW INVASION AND ANNUAL ANTIQUES SHOW
Fun Fall Spectacle Draws Young and Old Alike to the Hill Country
COMFORT, TEXAS...Visitors to the Texas Hill Country know that fall has officially arrived when they see the smiling faces of scarecrows begin to appear
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useful info: FAQs About the First-Time Home Buyer Tax Credit - 09/23/08 01:50 PM
Are you confused about the first-time home buyer tax credit? The Housing and Economic Recovery Act of 2008 authorizes a $7,500 tax credit for qualified first-time home buyers purchasing homes on or after April 9, 2008 and before July 1, 2009. This site-- http://www.federalhousingtaxcredit.com/faq.php can help you by answering a myriad of
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useful info: A little humor... - 09/18/08 03:46 PM
It seems like times are tough all around, and we feel that it's important to keep a good sense of humor to ease the tension. With that in mind, we hope these jokes will make you laugh!!
~If you really want to know exactly where the property line is, just watch
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useful info: What determines market value? - 09/12/08 10:04 AM
We have been putting in a lot of extra time helping our clients understand this important concept lately, especially sellers. Every material object has a "market value." There are many ways to consider what determines the value of anything, including real estate. The most common forms are appraisals. Although appraisals are
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useful info: Have you ever asked "What is Pre-Paid Interest?" - 09/05/08 11:38 AM
Now... as you look at the chart; you will see house payment due July 1st: This means when you make that payment then you are paying the interest for June in that payment. The lender will collect upfront at closing the 16 days of interest in May because that was
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useful info: Do Unto Others.....Be Good to Your Buyers - 08/29/08 10:09 AM
It can be really hectic moving out of your old home, and into a new one. There are a few things most buyers actually WANT sellers to leave behind. A thoughtful seller can make it a lot nicer when they leave a few items for the new owners such as:
1. Owner's
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useful info: Coming Sept 1, Inspections Will Be Required on New Construction... - 08/22/08 02:18 PM
...and Qualified Remodeling Projects in Unincorporated Areas of Texas that are Not Subject To Municipal Building Inspection Requirements. You can read the complete County Inspection Rules on the Texas Residential Construction Commission's website by clicking here:
http://www.trcc.state.tx.us/policy/resources/Chapter307Rules.pdf
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useful info: Enjoy your morning coffee!! - 08/20/08 11:35 AM
News reports for many years have off and on insinuated that coffee is a vice. Well, here's the truth--unless you're pregnant, there is almost never a health reason for adults giving up their joltin' joe. One study of over 85,000 nurses even suggested that enjoying 2 cups of coffee a day,
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useful info: Your Time & Your Money....Don't Idle Them Away!! - 08/05/08 03:44 PM
Idle hands are the devil's workshop, and so are idling vehicles. If you idle an automobile for 10 minutes a day, you pollute the air and use up approximately a whole tank of gas per year, according to the U.S. Department of Energy. Idling for periods as short as 30 seconds
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useful info: Have You Included Long Term Care Insurace As Part of Your Retirement Plan? - 07/18/08 03:02 PM
Like most people, you have probably been saving for the future and planning for retirement. Unfortunately, people often overlook the need to protect themselves against expenses associated with a prolonged illness that requires special care. Although it is difficult to think about, the fact is many adults over the age of
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useful info: What makes a "team" better than a "solo agent" you ask? - 07/15/08 10:05 AM
Read on...
In our many years of experience in selling Texas Hill Country real estate, we have found that a solid team structure is drastically more effective in providing for the needs of our clients than when we worked alone. As a team, we are able to combine our strengths, talents,
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