If there are people in your life that continually disappoint you, break promises, stomp on your dreams, are too judgmental, have different values and don't have your back during difficult times...they are not a friend.
To have a friend, be a friend. Sometimes in lifeas you grow, your friends will eithergrow or GO. Surround yourself with people who reflect your values, goals interests and lifestyle.
When I think of any of my successes, I am thankful to GOD from whom all blessings flow, and to myfamily and friends that enrich my life.
Over the years my phone bookhas changed because I changed for the better. At first you think you're going to be alone, but after a whilenew people show up in your life that make your life so much sweeter and easier to endure.
Remember what your elders would say,
"Birds of a feather flock together. If you'rean Eagle, don't hang around chickens" . . . why??
Lake Norman Real Estate Analysis - Activity Report 3
Years Back
I compiled data from home and home sales activity from the
Carolina Multiple Listing Service for the Month of October 2008, and singled-out
area 13 (Lake Norman). Then I organized the data into a
crisp graph.
October 2008
Total
Listings
1516 New
Listings
250 Back on
Market
109 Price
Changes
444 Contingent/Conditional
23 Under
Contract
59 Sold
71 Percentage of Sold Homes vs. Newly
Listed
28% Months
supply 21
From the data through October 31, we can interpret that There are
a total of 1,516 homes on the market. As of December 1, 2008, the total number
of homes had increased to 1,676 homes. 444 PRICE CHANGES! It appears that sellers are trying to stay competitively priced since the inventory is so high.
Since only 28% of the newly listed homes
are selling, then the other 72% of the homes listed each month are staying in
inventory. This high inventory gives us a 21 month supply of homes on the
market.The trend is inventory is increasing, demand is decreasing, average home prices are going down.
It's really eye-opening to see that only 71 homes sold in the
Month of October as compared to years past. The next graph shows the activity
for each year and the market is down at least 41% in home sales since 2005.
Wine Bar Review - The Wine Loft- Wine
Bar - Mooresville, NC
The Wine Loft is a new wine bar located in Mooresville in the
Harris Teeter Shopping Center off Perth Road. Take I-77N to exit 36 and go west
at top of ramp. Take right onto Perth Road and take your first right turn into
shopping center.
The Wine Loft is an upscale wine
bar offering over 40 selections of wine by the glass and over 100 by the bottle.
In addition to the large selection of wines, sparkling wines, and dessert or
port wines; they also have a good selection of spirits and light cuisines. The
atmosphere is very swanky, upscale, and soothing. The lighting, comfortable
couches, and bar seating are perfect for entertaining or hanging out with
friends.
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The Wine Loft has been featured
in the Wall Street Journal, Maxim magazine, & New York Times.
I had the lucky “chance” to hang
out with “Chanse”, the manager during the Wine Loft’s soft opening week and get
to taste some of the food and wines, and to check out the venue for a
future meetup place for my wine group www.lknwinegroup.com .
You really need to try the food
because what I tried so far was fabulous! I can’t wait to go back and try some
more items off the menu. Here is just a sampling of the tasty cuisine they
feature:
·Baked Brie En Croute –Vanilla infused honey spiced pecans and
& balsamic reduction (THIS TASTES AMAZING!)
·Artisan Cheese Selection –Roasted Garlic, toasted almonds, &
quince paste (I highly recommend this too)
·Filet Pistolettes – Maytag blue cheese butter & sweet onion
jam
·Proscuitto, Carmalized Onion & Fromage Blanc Pizzetti –
with Arugula herb salad
·Coffee Crème Brulee –with Vanilla sugar and dark
chocolate
YUM!! The bar keep can make some
suggestions for you, but if you look on the inside menu, there are some printed
with prices with a wonderful description of the flavors and finish tastes.
The bar keeps had a lot of
friendly conversation and I found out everyone is new to the Lake Norman area so
we had much to talk about. I tasted a glass of Ravenswood Zinfandel Lodi for $8
per glass and also a glass of Stephen Vincent Pinot Noir Sonoma for $10 per
glass and both were delicious and fresh.
The Wine Loft offers:
·Team Suggestions
·½ price bottles every Tuesday
·Tastings on Wednesday from 5:30-7:30
·Host for Private Parties or Events from 10-150 people
THIS IS THE BIGGEST EVENT OF THE YEAR AND YOU WON'T WANT TO MISS IT! Please RSVP at www.lknwinegroup.com
HOLIDAY/CHRISTMAS WINE TASTING, December 17th, 2008 AT 7PM @ THE CORKSCREW! CASH ONLY
We will have a TASTING of Holiday "Bubbly and Dessert" wines for a $10 cash charge. The wines are being specifically chosen for our Group. This cover also includes some cheese and crackers for snacking and some holiday sweets and chocolates too!
There will be a wine special (price) by the glass, by the bottle, by the case, and/or mixed case. The manager is doing this special tasting and special price offering JUST FOR OUR WINE GROUP ONLY!
We had such a blast last tasting!! Who knows what surprises are in store for the next meetup??
And as always, Each member is responsible for their own tab AND IT'S CASH ONLY! Hope to see you all again and many more. www.lknwinegroup.com
Questions? Contact Sandy. Have a house to sell? Call Sandy. Want to buy residential or commercial property? Call Sandy. Hey....just call me!!! :-)
Sandy Aichner, Broker RE/MAX Executive Realty Lake Norman Real Estate Specialist www.SandyIsYourAgent.com www.MooresvilleHomeSearch.com
Update! - The Little Kitchen (closed)- Mooresville, NC - Lake Norman
<----------Now closed. Unfortunately we have lost a piece of Mooresville History.
One of the best kept secrets in Mooresville is a place called the Little Kitchen. If you can find it, then you are in for a wonderful surprise! They serve everything from steaks, to chicken, to fish, to shrimp cocktail, and also have a huge salad bar. The sides and sweet potatoes are pure country cookin'!
This restaurant started in 1969 in the downtown part of Mooresville and has been a staple for the residents since. With the scrumptious salad bar, to the moist and juicy Prime Rib that I had ordered for myself, you are in for a real homemade treat!
Casual Atmosphere with friendly staff. The Little Kitchen is not open on Mondays but IS open for Breakfast, Lunch, and Dinner. Their secret weapon is the cheese spread and crackers that they bring out before the meal. Yum!
If you get a chance to eat there for dinner, please try the Prime Rib, it's one of the best I have had. Here is a review from Yahoo.com:
Joy (5 out of 5 stars) - Aug 2007 -My husband and I have been going to the Little Kitchen about twice a month for 20 years or more. The prime rib is the best I have ever tasted, truly the prime of prime rib
Interested in a glass of wine and some light cheeses or
hummus after work?
Well then, Birkdale Village
Corkscrew is the place for you to unwind!
It's right off exit 25 on I-77 and I give this place 5 stars
out of 5!
The Corkscrew in Huntersville, is a unique wine bar that
features a wall of wines by the bottle and a full menu of wines
by the glass for you to try. Unsure of your selection? Just ask
any of the bar keeps - they are extremely friendly and
knowledgeable about the wine flavors on hand.
Not only is the atmosphere really upscale and urban, but you
are within walking distance to many other restaurants to complete
your dinner meal. It's a great stop after work or a prelude to a
wonderful dinner or movie at Regal Cinemas.
You can sit outdoors or inside. There is plenty to entertain
your eyes from the art work on the walls, to the television with
captions, or to the shoppers walking the village outside.
Corkscrew also offers some select beers and sparkling
champagnes if you are celebrating or looking for something a
little different too.
The Lake Norman Wine Group holds tastings there about once a
month. You can check out the schedule at www.lknwinegroup.com
Today, I am going to ask those politically incorrect questions that no one else has dared to ask. I'm going to ask because these questions are at the very core of what is wrong with our economy.
Someone has to ask if we ever hope to have a prayer of getting back on track.
Are the REASONS for all of these foreclosures REALLY valid? Or does the foreclosure epidemic have elements of "jumping on the bandwagon" and "taking advantage of the situation"?
Do you think SOME people are just walking away because the media has imprinted the word foreclosure on their brain so many times that they are brainwashed into thinking it must be the "IN" thing to do?
And the worst question of all: Are some people walking away from their houses because not only is "everyone else is doing it", but because they perceive the financial gain far outweighs the social stigma of losing your house?
Remember when it used to be shameful and embarassing to lose your home?
I will give the politicians this: they have all finally had their "duh!" moment and are "halting" foreclosures. Last week Fannie Mae and Freddie Mac announced they would suspend foreclosures for 16,000 households through January, giving people a chance to negotiate their loans and stay in their house.
This of course assumes they would LIKE to stay in their house. I'm not so sure that this is the case. But more than that, it assumes that all of these people were victims of bad loans. Or, they were victims of a bad economy CAUSED by bad loans. They deserve our sympathy and our tax dollars. Right?
When I talked to literally hundreds of people who were attracted to a restructure program being offered by Bank "W", I found myself cringing as these homeowners revealed the reasons they had stopped making payments, and needed assistance.
Yes, some lost jobs. Yes, some had adjustments on their loans they could not afford.
But what about these reasons which have nothing to do with their ability to make the payments?
"My house has lost so much value and I will never be able to sell it. I decided to just give it back to the bank." (Never mind that part of the reason they owe more than the house is worth is due to a refinance that cashed out all of the equity).
"My whole neighborhood is full of foreclosures, so I want to get out of here." (Great, let's just add another house on the street to the demise of all those other people on the street who ARE making their payments)
"Oh, I can afford my payments. I just want to see what the bank will do. My friend just got their loan adjusted by her bank and now owes $100,000 less." (Never stopping to consider who will pay the bank back for forgiving a hundred grand?)
The whole foreclosure "RESCUE" is being botched. Let me explain it this way:
Inside the barn there are a few sick, thin horses. You don't ever consider WHAT might have made them sick, so you can HALT the SPREAD of the disease. In a panic to save your prize racehorses, you make the fatal mistake.
You treat the symptoms and not the cause. Figuring out the cause is so much harder than just "throwing some hay" at the problem.
Soon, the other horses see how much more hay, and how many more horse biscuits the SICK horses get, and they develop similar symptoms of their own.
Thinking all of the horses are way too sick to run, you come to feed them one day and leave the barn doors wide open. In an instant, the horses stampede out of the barn and are gone.
You have gone broke from buying all that hay, and you STILL don't have any horses! What happened?
Maybe you should have paid more attention to the horses that weren't SICK?
Maybe you shouldn't have REWARDED the horses so generously that were sick?
Maybe paying to diagnose the cause and test all the horses for the disease would have been cheaper in the long run?
There's one thing you know for damn sure: It is WAY TOO LATE to close the barn doors AFTER the horses are out.
Written by Janet Guilbault, Mortgage Lending Specialist with RPM Mortgage, and based out of the San Francisco Bay Area
Profile of Sandy Aichner - Real Estate Broker in North Carolina and South Carolina.
I meet a lot of folks every day because I network. I network a lot. Did I say "a lot"? :-)
I visit a variety of groups, like the Mooresville Chamber, Lake Norman Chamber, LKN Wine Group, LKN Social Club, and Lake Norman Jet Ski club and I try to listen to the members and their thoughts about the area. I've noticed that Lake Norman has so many relocations like myself that it's tough to find a local native!
That's why it's so important to make new connections on a daily basis. People move for a variety of reasons but we all need to find and make a connection with someone in the real estate business.
I try to meet as many folks as I can and to have conversation about Lake Norman area real estate because I genuinely want to be the "expert" in the market. I want to know what others are feeling about the market. And, I want to get to know people so that I can make sure people know that I am in the service industry and am there to help with all their real estate needs!
People are usually pleasantly surprised to find out how much experience I have in the real estate business. I think that it's extremely important that you have a real estate agent and REALTOR who can help guide you and protect you and your interests in the real estate transaction.
Sandy's Experience Working For You:
Sandy is a well-rounded person that can understand both "big city" values and small ones. Sandy is no stranger to real estate, marketing, sales, and advertising. She has over 11 years of experience in the real estate field.
Relocated from Miami, FL to Lake Norman NC
Attended College in Raleigh, North Carolina, where she obtained a Liberal Arts Degree (St. Mary's), and finished her Bachelor's Degree in Business & Marketing at Meredith College
Worked as a Paralegal at a prominent real estate closing attorney's office handling a high volume of closings per month and handled various types of litigation in real estate and construction.
Worked as a Mortgage Loan Processor and Credit Signer for Bank of America on the Government FHA/VA Lending Team
Worked as a Commercial Loan Processor and Funder for Wachovia
Obtained Broker's License, GRI, and ABR designation in Charlotte, NC
Joined the North Carolina Association of Realtors® and Carolina Multiple Listing Service, Inc.
"MULTI-MILLION DOLLAR PRODUCER" & Top Producer at RE/MAX. 100% Club level in 2006 and 2007 Executive Club level in 2006,2007, and 2008
Owns her own properties and investments in the Carolinas
Over 4 years specializing in Real Estate Law, Loan Programs, and Title Insurance
Commercial Real Estate Experience, former Member of CRCBR & Charlotte Commercial exchange
From The Peninsula in Cornelius, all the way to Statesville, Sandy knows the territory inside out. Sandy's faith and commitment to fair and honest business practices make her the kind of person that keeps customers coming back.
Sandy represents buyers and sellers in the cities of Charlotte, Cornelius, Huntersville, Mooresville, Davidson, Denver, Troutman, Statesville, and Sherrill's Ford
Sandy Aichner and Her Family
Sandy enjoys living and working in the Lake Norman area very much. She enjoys organizing charity events, cooking, fitness hobbies, and spending time with her family; her father who is dealing with early stages of alzheimer's disease, Newman (a teacup chihuaha), Bruno (also a teacup chihuaha), Hannah (a cocker spaniel), and Cassidy (a rescue calico cat from the humane society). She likes to run 5Ks,10Ks,and Half marathons in her spare time and is an active member in the Lake Norman Tennis Association and USTA.
Sandy's Hobbies include Running, Tennis, and Jet Skiing
5 Reasons Sandy is Lake Norman's Premier Realtor:
Sandy's focus is on the high-end luxury home and acreage market which encompasses Lake Norman waterfront and Lake Hickory waterfront, and other custom home waterfront communities.
Sandy's intuitive and analytical nature in combination with her sharp listening skills add up to more efficient "on target" real estate results for you.
Sandy maintains her own specialized web sites all custom crafted to provide state of the art comprehensive real estate assistance.
Sandy prides herself on "seamless" relocation services in addition to invaluable specialized services for those pursuing vacation and retirement homes in the greater Lake Norman North Carolina vicinity.
Sandy is a seasoned real estate professional with full-time experience selling and listing residential real estate in the greater Lake Norman North Carolina area.
"Because the real estate industry is becoming more sophisticated and challenging every day, you need a professional that understands the industry and is positioned to stay ahead of the game. I go the extra mile to help you achieve your goals."-Sandy
I recently had some tasty pizza at Brooklyn South in Cornelius. I usually eat at the Brooklyn Boys in Mooresville, but I was in this part of Lake Norman so I decided to try it.
Pizzarias are owned by the same company. Many times I order the NY slice with pepperoni and extra cheese or the Spaghetti with meat sauce and melted cheese. Sometimes I get the garlic bread with cheese and the Greek Salad, but I WARN you, the salads are HUGE!!! You can feed three to four people on the salad and order a small pizza and be pretty full. The salads are so fresh and the atmosphere is friendly. The Spaghetti can feed two and the fresh baked bread they serve with it is fantastic!
I tried the same NY slice and salad at the Cornelius location and I received the same quality and service as I receive in the Mooresville location. I was pleased and full at the end of my meal!
CitySearch.com posted several reviews so I picked a few to post here so that you can get another point of view of the dining experience here.
User Reviews for Brooklyn South Pizzeria posted just recently:
11/15/2008
We try to get up to Brooklyn South whenever we can - food is amazing, atmosphere is great, and the staff is welcoming and friendly. Their pizza is out of this world, just about as close to something you'd find in a pizzeria on a corner in New York City somewhere. Their cannolis and Italian cookies (not sure whether they make them in house or get them from a bakery, but who cares, lol) are AWESOME, we make sure to get some whenever we go. Brooklyn South just catered a large function at our church as well - they were wonderful to work with to get all the details down, and the food was spectacular, we got rave reviews from everyone who attended. Chicken parm, baked ziti, garlic knots, salad, and Italian cookies were served and everyone attacked the food as soon as it got there. All I can say is YUM. Make sure to visit whenever you're in Cornelius!!!!
Pros: Excellent food, good prices, great service
Cons: None that I can think of
03/20/2008
Being from the Buffalo area I've had a lot of slices of "Buffalo" pizza in my day, and I am always wary when I see my city in the title of a piece of food. I can honestly say that I was pleasantly surprised by the quality of the pizza. The sauce had a good spice, and the combination of all the ingredients left a very good feeling in my palette. I ordered a side of blue cheese with my pizza for dipping purposes, and I'm happy to report that Brooklyn South Pizza knows what constitutes a good blue cheese, which is surprisingly hard to find in this area. My only complaint with the pizza was the fact that the name said Buffalo WING Pizza, but the meat was in actuality cooked chicken breast. In this day and age everybody know what they are getting when an order is placed for a Buffalo food item, but I feel that if wing is in the title there should be actual wing meat on the pizza, which is a very difficult process. Overall I was very happy with my dining experience, and I have now found a new spot to get good pizza. I give Brooklyn South Pizza a B+ on the Tasteville scale, and I can't wait to try other items on the menu.
Lake Norman with over 500 miles of shoreline, provides tons of opportunities to play on the lake. One thing that I really enjoy doing is Jet Skiing. However, jet skis don't prove to be the most reliable vehicles. So....my friends over in Denver are always around to help out!!!
Purr Performance is a company located in Denver, NC will make sure that all of your personal watercraft are taken care of-- With over 30 years of combined experience on staff.
Personal Watercraft enthusiasts are eager to assist you with your personal watercraft needs. From recreational riders needs to full blow race setups PURR Performance is your one stop shop.
●Tune-ups ●Pump and Impeller Service ●Full engine rebuilds ●Winterizations & Spring Oil Changes ●Fiberglass repairs ●Motor conversions ●Carb service ●Hassle free pickup and payment ●Hull Truing ●Boring, Honing, & Re-sleeving ●Porting, Cylinder and Head decking
Available Parts
Purr Performance offers a full line of aftermarket and O.E.M. parts. They also carry the largest inventory of top quality used parts in the Southeast.
Jettrim Interstate Batteries Hydro-Turf Mikuni Novi Nu-Jet Prox R&D Skat-Trak Slippery Solas UMI Racing WORX Hot Products Lynn Vick Products WSM
Purr Performance is located at 1347 Hwy 16N, Denver, NC 28037