Try to modify your loan!!! Being in the Real Estate industry is one sentence that needs no explanation of "loss of income". Back in February I was notified by a friend who works for Wells Fargo (the holder of my mortgage), that the "making home affordable" program was just put into place. It was available for EVERYONE. Even those of us who were still paying our bills "on time". I called the lender, and it was confirmed that it had just come out that day. I was told that it didn't matter whether we were on time or not, that (10 comments)