Where: Aiguille Rock Climbing Center, 999 Charles Street, Longwood
Time: 7pm-Close Cost: FREE with the purchase of a climbing Day Pass
Challenge yourself! At Aiguille Rock Climbing Center the whole family can have a blast scaling the walls, walking a tight rope, or learning to rappel. Every week we offer a new challenge to test your strength--mentally AND physically! Visit www.ClimbOrlando.com or call (407) 332-1430 for more information.
Wednesday, November 4th
Community Health Extravaganza! - Lake Mary
Where: Lake Mary Events Center, 260 N. Country Club Rd, Lake Mary
Time: 9am-1pm Cost: FREE
Free Health Screenings: Bone Density Testing, Memory Testing, Blood Pressure Checks, Glucose Testing, & Balance Testing. $100 Cash Grand Prize, Door Prizes, Food Tasting, and much more!
Every Wednesday in October & November. Bring your pre-school age children to the Zoo's Rainforest Pavilion to enjoy animal stories along with a special visit from one of our favorite Zoo animals. For information, call 407.323.4450 ext123 .
Thursday, November 5th
Girls' Night Out! - Sanford
Where: Seminole Towne Center
Time: 6-9pm Cost: FREE
Seminole Towne Center will host its first ever, holiday inspired "Girls' Night Out," to benefit Safehouse of Seminole, a domestic violence shelter. This event will engage women in an evening of networking, a preview of holiday fashions and food, and shopping.
Thursday, November 5th
Altamonte Springs Relay for Life Mardi Gras Kickoff Party - Altamonte
Where: Embassy Suites at Uptown Altamonte, 225 Shorecrest Dr, Altamonte
Time: 6:30pm Cost: FREE
Come sign up for Relay! Win cool Relay for Life prizes!! Light appetizers and drinks provided....... Please RSVP to Dana Whitekus, Team Development Chair, at dwhitekus@cfl.rr.com or call 321-377-6166 by Monday, November 2nd.
Courtesy of Sarah Maus, Realtor/ Seminole County, Weichert Realtors-Hallmark Properties
As a proud member of the planning committee, I would like to invite everyone to come join Habitat for Humanity in Seminole County, the Seminole County Regional and Longwood Area Chamber of Commerce for a 3 day family festival of fun and enjoyment. In addition to one of the best Haunted Houses ever we will have 5 games for smaller children, a rock climbing wall, tea cup ride, bounce houses, inflatable maze for smaller children, water wars, ring the bell with the hammer, inflatable Nemo's Adventure for the smaller kids, inflatable maze for kids of all ages, bounce houses and a train ride.
Please support my climb and the American Lung Association by making a donation or participating in the event.
November is Lung Cancer Awareness Month, and the Fight for Air Climb is Central Florida's premier event to help raise awareness of this deadly disease.
Experience the Climb of your Life! Join this year's Honorary Chairs, Orlando Police Chief Val Demings, Orlando Fire Chief Jim Reynolds, Orange County Sheriff Jerry Demings, and Orange County Fire Chief Carl Plaugher, on November 14th, 2009.
Individuals, families, corporate, fire/rescue and police teams are invited to climb 25 stories to the top of the Bank of America building in downtown Orlando.
This event provides unique sponsorship opportunities, with a chance to reach out to thousands in the Central Florida area. Each team will work to gather pledges to help raise money to support the American Lung Association.
Don't Walk. Don't Run. CLIMB!
Fight for Air Climb/Orlando is a vertical 25-story climb to the top of the Bank of America Center! The American Lung Association's mission is to save lives by improving lung health and preventing lung disease, Climb Orlando is professionally timed and ranked with start times every 30 seconds, giving participants an opportunity to compete against the clock and conquer their quest to climb the Bank of America Center! Whether your goal is to just reach the top or to be the first to cross the finish line - you'll walk away with a newfound respect for your lungs!
The Climb begins at 8:30 am, start times will be assigned in 15-30 second intervals.
$25 Registration Fee - $100 fundraising minimum to participate
In this market, a CDPE is a valuable designation for a real estate professional to have. Nuff said.
What is a CDPE?
A Certified Distressed Property Expert® (CDPE) is a real estate professional with specific understanding of the complex issues confronting the real estate industry, and the foreclosure avoidance options available to homeowners. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today's market, specifically short sales.
The prospect of foreclosure can be financially and emotionally devastating, and often homeowners proceed without guidance of any kind. The developers of the CDPE Designation believe that the best course of action for a homeowner in distress is to speak with a well-informed, licensed real estate professional. They have the tools needed to help homeowners find the best solution for their situation. Often, when other options have been exhausted, CDPEs can help homeowners avoid foreclosure through the efficient execution of a short sale.
While enduring financial difficulties is challenging for any family, the process of finding a qualified real estate professional should not be. Selecting an agent with the CDPE Designation ensures you are dealing with a professional trained to address your specific needs. For more information, contact a CDPE in your area.
CDPEs don't merely assist in selling properties, they serve and help save their clients in need.
Even as the Obama administration is expecting to expand its mortgage aid program, the nation is on track to experience record-setting amounts of foreclosures and bank-owned properties in the second quarter of 2009.
The first quarter of 2009 set a new record with 803,489 foreclosure filings, and it is predicted we may have a first-ever quarter with more than one million foreclosure filings.
Although it has yet to be announced, the new initiatives are expected to include ways that allow borrowers to avoid foreclosure by selling their properties as a "short sale" (whereas the home is sold for less than the amount owed on the mortgage, but is considered "paid off" by the lender), or giving them back to lenders (deed-in-lieu-of-foreclosure in which the borrower gives the property back to the lender to satisfy delinquent loan to avoid foreclosure).
It seems we are turning to pre-moratorium percentages, with a rather large initial increase in the second quarter as properties that have been in the moratorium flood through. More than one million foreclosure filings in the second quarter of 2009 are expected.
After a10% decrease in foreclosures for January, foreclosure activity across the nation increased 6% in February. The so-called "Sand States"...California, Florida, Nevada, and Arizona...top the lists of foreclosure rates.
In the next three months, we can expect to see more than one million foreclosures hit as the foreclosure moratorium is lifted.
In an effort to fill in some of the gaps exposed in the initial Making Home Affordable (MHA) program, Washington has stepped up its efforts to assist more distressed homeowners. In a press release on April 28th, the U.S. Treasury announced an update to the program designed to assist nearly 50% of those homeowners seeking relief from the MHA program.
What's New?
By some estimates, nearly 50% of all struggling homeowners actually have two mortgages. This is because many borrowers chose to split their mortgage in two to avoid an additional Private Mortgage Insurance monthly payment. The problem is, having two mortgages complicates attempts to refinance or modify home loans.
To minimize these complications, the new legislation is intended to assist mortgage servicers with new guidelines that give incentives for participation and help decrease payments for homeowners. These incentives have also been extended to homeowners enrolled in the program to assist them in making their future payments on time.
The news announcement also addressed the Hope for Homeowners (H4H) program created last year. The biggest news relating to H4H is that participating servicers will be required to look at H4H in tandem while considering a loan modification. In order to support more investor participation, incentives will be extended to the servicer and the Treasury will continue their buying program to help rates stay attractive as well.
SARAH MAUS EARNS PRESTIGIOUS DESIGNATION TO HELP HOMEOWNERS IN DANGER OF FORECLOSURE
Sarah Maus of Dave Brewer Realty, Inc. in Lake Mary, FL has earned the prestigious Certified Distressed Property Expert (CDPE) designation after completing extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distressed" homes in the foreclosure process.
Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is less than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are less costly than foreclosures.
With $18 Billion worth of mortgages scheduled to reset in 2011, the distressed property epidemic is sure to be around a while longer. Local experts say that even high-priced homes are not immune (option ARM defaults are expected to spread into more expensive neighborhoods).
"This CDPE designation will prove to be invaluable as I work with sellers and lenders on complicated short sales," said Maus. "It is so rewarding to be able to help sellers save their homes from foreclosure."
Alex Charfen, founder of the Distressed Property Institute in Boca Raton, FL, said that Realtors such as Sarah with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which can virtually destroy the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said.
The Distressed Property Institute opened in January 2008 and provides training on-site and online. The CDPE is the premier designation for Realtors helping homeowners in distress and handling short sales.
"My goal is to educate as many people as possible so I can help as many homeowners as possible," says Sarah.
For more information about the CDPE designation please go to cdpenow.com or contact Sarah.
THE EARLY BIRD GETS THE WORM...IN ORLANDO DISTRESSED SALES The Orlando area's huge backlog of existing homes for sale shrank to a 26-month low last month as local Realtors sold 48 percent more houses and condominiums than they did a year ago.The year-over-year improvement in re-sales, which extends back seven consecutive months to last September, was given a boost again in March by foreclosure-driven bargain prices.
March sales of homes and condominiums in the core Orlando market rose to 1,653 this year from 1,120 a year ago, even as the median price fell nearly 38 percent to $137,000 from $220,000 in March 2008.For the first time, the Orlando Regional Realtor Association examined "distress sales" in detail and found that 49 percent of the homes sold by its members last month were either owned by banks already or had been sold under financial pressure of some kind.The report released Monday also revealed a wide disparity in market prices because of the large number of foreclosed properties:
· Bank-owned homes - those already through foreclosure - sold for a median price of $95,000.
· Homes for which lenders had agreed to take less than the amount owed on the mortgage - known as pre-foreclosure or "short" sales - sold for a median of $143,500.
· Homes marketed by owners not under financial duress sold for a median of $174,995.There are a growing number of local and International house hunters trying to snap up properties for deep discounts of 50 percent or more - sometimes, substantially more.
It goes without saying that if you are in the market to purchase a home that is in distress, the best deals are snatched up many times before you can get to the home to view. As an example, I had requested to show one of my buyers a bank owned home in the Egrets Landing subdivision in Lake Mary 2 days ago. Yesterday (the day we had scheduled the showing), the home went pending, and according to the listing agent, the bank was NOT accepting back up offers! If you have any interest in buying a distressed property...just remember, "the early bird gets the worm"!
The Seminole County Department of Public Safety (Emergency Management) is closely monitoring the Swine Flu event. Regular conference calls have been established with the State of Florida Division of Emergency Management and Department of Health at 1100 each day until further notice, including weekends. The Seminole County Health Department, Public Safety and Sheriff's Office are meeting daily to discuss the event and strategies for future actions. The State and Seminole County Emergency Operations Center remains at a Level - 3 (monitoring).
Although the media has reported Swine Flu in Central Florida, there are no confirmed cases from the State health departments. Sentinel physicians throughout the State and all area hospitals have been reporting numbers of sick to the Health Department daily.
Seminole County's "Prepare Seminole!" Web site (www.prepareseminole.org) has been changed to a preparedness Web site for the Swine Flu. Information will be posted to the website on a regular basis. United Way has activated their 2-1-1 system 24 hours a day / 7 days a week until further notice to provide basic information on the Swine Flu and prevention tips.
Remember basic health habits:
Avoid close contact with people who are sick. When you are sick, keep your distance from others to protect them from getting sick too.
Stay home when you are sick.
Cover your mouth and nose with a tissue when coughing or sneezing. It may prevent those around you from getting sick.
Washing your hands often will help protect you from germs.
Avoid touching your eyes, nose or mouth.
Get plenty of sleep, be physically active, manage your stress, drink plenty of fluids, and eat nutritious food."
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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