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Good news on the real estate front today. The USA today came out with a study of the last US census in regards to homeowners who own their homes mortgage free. There are over 120 areas in the country where more than 40 percent of homeowners own their home free and clear. What does this mean for those specific markets. These are markets that have not seen a "boom" in real estate, or an exaggerated inflation, which causes many markets to see a gravity like effect or a correction in the market. 