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credit report: Credit Report Mistakes - 01/29/09 10:33 AM
I cannot tell you enough how important it is to check your credit reports yearly for mistakes.  Mistakes are easily made and they can wreak your credit score.  If there are mistakes, you must work with the credit reporting agency to get them corrected.  Don't trust anyone else to do this for you.  Common mistakes that are easily identified are:
Late payments - approximately 35% of your credit score is based on your timely payments of bills. Available Credit - make sure the credit limits reported on the credit reports match the actual limit you have on the credit card. Accounts … (0 comments)

credit report: Most Important Thing You Can do Before Attempting to Buy a Home - 09/23/08 02:39 PM
In today's market, lenders are very careful with who they give money to for a new home purchase.  You definitely cannot blame them.  The most important thing a potential home buyer needs to do before even thinking about applying for a mortgage is to check their credit report.  Credit reporting agencies make mistakes everyday that can affect your credit rating negatively.  Checking your credit report will reduce any surprises when applying for a mortgage.  Not only could a low credit rating get you denied, it could get you a higher interest rate if approved.  It is tough to get approved for … (0 comments)

 

Sheila Calistri

Tampa, FL

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buytampafl.com

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